Home > Keller State Bank > Income and Expense
Keller State Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,989,000 | 5,005 |
| Total interest expense | $1,786,000 | 6,576 |
| Net interest income | $4,203,000 | 3,963 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $560,000 | 4,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 2,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,194 |
| Total noninterest expense | $3,410,000 | 3,693 |
| Salaries and employee benefits | $2,065,000 | 3,231 |
| Premises and equipment expense | $458,000 | 3,944 |
| Additional noninterest expense | $887,000 | 4,341 |
| Pre-tax net operating income | $1,353,000 | 4,492 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $343,000 | 4,812 |
| Income before extraordinary items | $1,010,000 | 4,481 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,010,000 | 4,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,791 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,010,000 | 4,383 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,741,000 | 5,231 |
| Total interest expense | $1,831,000 | 6,607 |
| Net interest income | $3,910,000 | 4,320 |
| Provision for loan and lease losses | $104,000 | 5,080 |
| Total noninterest income | $589,000 | 4,465 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 5,563 |
| Total noninterest expense | $3,186,000 | 3,904 |
| Salaries and employee benefits | $1,845,000 | 3,550 |
| Premises and equipment expense | $463,000 | 3,953 |
| Additional noninterest expense | $878,000 | 4,403 |
| Pre-tax net operating income | $1,209,000 | 5,223 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $264,000 | 6,116 |
| Income before extraordinary items | $945,000 | 4,892 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $945,000 | 4,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,752 |
| Cash dividends | $900,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $945,000 | 4,831 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,905,000 | 5,243 |
| Total interest expense | $1,705,000 | 7,071 |
| Net interest income | $4,200,000 | 4,143 |
| Provision for loan and lease losses | $92,000 | 5,306 |
| Total noninterest income | $675,000 | 4,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 3,954 |
| Total noninterest expense | $3,139,000 | 4,159 |
| Salaries and employee benefits | $1,894,000 | 3,508 |
| Premises and equipment expense | $400,000 | 4,537 |
| Additional noninterest expense | $845,000 | 4,983 |
| Pre-tax net operating income | $1,644,000 | 4,042 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $453,000 | 4,483 |
| Income before extraordinary items | $1,190,000 | 3,894 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,190,000 | 3,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,119 |
| Cash dividends | $1,050,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,190,720 | 3,850 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,743,000 | 5,406 |
| Total interest expense | $1,585,000 | 7,462 |
| Net interest income | $4,158,000 | 4,176 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $528,000 | 4,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,108 |
| Total noninterest expense | $2,865,000 | 4,453 |
| Salaries and employee benefits | $1,831,000 | 3,588 |
| Premises and equipment expense | $373,000 | 4,807 |
| Additional noninterest expense | $661,000 | 6,113 |
| Pre-tax net operating income | $1,821,000 | 3,806 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $565,000 | 3,820 |
| Income before extraordinary items | $1,254,000 | 3,807 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,254,000 | 3,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,255,380 | 3,782 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 6,282 |
| Total interest expense | $1,226,000 | 7,802 |
| Net interest income | $3,148,000 | 5,402 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $586,000 | 4,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,306 |
| Total noninterest expense | $2,516,000 | 5,128 |
| Salaries and employee benefits | $1,483,000 | 4,316 |
| Premises and equipment expense | $310,000 | 5,563 |
| Additional noninterest expense | $723,000 | 6,167 |
| Pre-tax net operating income | $1,167,000 | 5,346 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $336,000 | 5,437 |
| Income before extraordinary items | $834,000 | 5,193 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $834,000 | 5,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $622,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $831,870 | 5,261 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 6,819 |
| Total interest expense | $1,246,000 | 8,094 |
| Net interest income | $2,808,000 | 5,962 |
| Provision for loan and lease losses | $-44,000 | 12,712 |
| Total noninterest income | $642,000 | 4,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 5,104 |
| Total noninterest expense | $2,460,000 | 5,350 |
| Salaries and employee benefits | $1,387,000 | 4,596 |
| Premises and equipment expense | $343,000 | 5,314 |
| Additional noninterest expense | $730,000 | 6,364 |
| Pre-tax net operating income | $1,034,000 | 5,759 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $297,000 | 6,114 |
| Income before extraordinary items | $737,000 | 5,897 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $737,000 | 6,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 12,596 |
| Cash dividends | $562,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $737,000 | 5,640 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,227,000 | 7,207 |
| Total interest expense | $1,579,000 | 8,274 |
| Net interest income | $2,648,000 | 6,322 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $643,000 | 4,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,594 |
| Total noninterest expense | $2,325,000 | 5,634 |
| Salaries and employee benefits | $1,310,000 | 4,790 |
| Premises and equipment expense | $297,000 | 6,023 |
| Additional noninterest expense | $718,000 | 6,646 |
| Pre-tax net operating income | $933,000 | 5,931 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $231,000 | 6,980 |
| Income before extraordinary items | $710,000 | 5,853 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $710,000 | 5,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $525,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $704,000 | 5,553 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.