Home > Keller State Bank > Assets and Liabilities
Keller State Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 46 | 3,747 |
| Assets and Liabilities | ||
| Total Assets: | $73,461,000 | 5,539 |
| Cash and due from depository institutions | $3,457,000 | 3,747 |
| Interest-bearing balances | $594,000 | 3,320 |
| Securities | $18,452,000 | 5,104 |
| Federal funds sold & reverse repurchase agreements | $12,865,000 | 1,317 |
| Net loans & leases | $36,466,000 | 6,022 |
| Loan loss allowance | $407,000 | 6,331 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $385,000 | 8,266 |
| Other real estate owned | $790,000 | 3,747 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,046,000 | 5,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,461,000 | 5,539 |
| Total liabilities | $65,153,000 | 5,557 |
| Total deposits | $64,585,000 | 5,365 |
| Interest-bearing deposits | $46,747,000 | 5,971 |
| Deposits held in domestic offices | $64,585,000 | 5,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $568,000 | 5,321 |
| Total equity capital | $8,308,000 | 5,044 |
| Total bank equity capital | $8,308,000 | 5,044 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $750,000 | 3,847 |
| Surplus | $4,050,000 | 3,362 |
| Undivided profits | $3,508,000 | 5,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $365,000 | 5,856 |
| Earning assets | $68,377,000 | 5,472 |
| Long-term assets (5+ years) | $197,000 | 9,014 |
| Average Assets, year-to-date | $72,465,000 | 5,358 |
| Average Assets, quarterly | $72,461,500 | 5,498 |
| Volatile liabilities | $9,289,000 | 5,204 |
| Insider loans | $1,397,000 | 2,789 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,687,000 | 3,126 |
| Tier 1 (core) risk-based capital | $8,308,000 | 4,863 |
| Tier 2 risk-based capital | $407,000 | 5,931 |
| Total risk weighted assets | $46,413,400 | 5,345 |
| Total unused commitments | $12,687,000 | 3,131 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $71,811,000 | 5,623 |
| Cash and due from depository institutions | $3,830,000 | 3,856 |
| Interest-bearing balances | $786,000 | 2,711 |
| Securities | $21,741,000 | 4,621 |
| Federal funds sold & reverse repurchase agreements | $9,725,000 | 1,405 |
| Net loans & leases | $33,971,000 | 6,417 |
| Loan loss allowance | $391,000 | 6,631 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $854,000 | 6,464 |
| Other real estate owned | $312,000 | 3,856 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,378,000 | 4,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,811,000 | 5,623 |
| Total liabilities | $64,513,000 | 5,619 |
| Total deposits | $63,949,000 | 5,408 |
| Interest-bearing deposits | $47,574,000 | 5,962 |
| Deposits held in domestic offices | $63,949,000 | 5,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $564,000 | 5,443 |
| Total equity capital | $7,298,000 | 5,561 |
| Total bank equity capital | $7,298,000 | 5,561 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $750,000 | 3,970 |
| Surplus | $3,250,000 | 3,926 |
| Undivided profits | $3,298,000 | 5,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $371,000 | 5,974 |
| Earning assets | $66,223,000 | 5,603 |
| Long-term assets (5+ years) | $20,000 | 9,521 |
| Average Assets, year-to-date | $71,414,200 | 5,437 |
| Average Assets, quarterly | $71,671,500 | 5,566 |
| Volatile liabilities | $7,965,000 | 5,725 |
| Insider loans | $1,632,000 | 2,454 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,574,000 | 3,323 |
| Tier 1 (core) risk-based capital | $7,298,000 | 5,414 |
| Tier 2 risk-based capital | $391,000 | 6,087 |
| Total risk weighted assets | $42,764,700 | 5,677 |
| Total unused commitments | $10,574,000 | 3,325 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 46 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $72,617,000 | 5,712 |
| Cash and due from depository institutions | $3,647,000 | 4,042 |
| Interest-bearing balances | $88,000 | 5,096 |
| Securities | $22,103,000 | 4,960 |
| Federal funds sold & reverse repurchase agreements | $7,965,000 | 1,632 |
| Net loans & leases | $36,259,000 | 6,243 |
| Loan loss allowance | $391,000 | 6,882 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $916,000 | 6,291 |
| Other real estate owned | $190,000 | 4,042 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,537,000 | 4,512 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,617,000 | 5,712 |
| Total liabilities | $65,364,000 | 5,700 |
| Total deposits | $64,668,000 | 5,518 |
| Interest-bearing deposits | $47,554,000 | 6,171 |
| Deposits held in domestic offices | $64,668,000 | 5,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $696,000 | 4,696 |
| Total equity capital | $7,253,000 | 5,656 |
| Total bank equity capital | $7,253,000 | 5,656 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $750,000 | 4,233 |
| Surplus | $2,450,000 | 4,855 |
| Undivided profits | $4,053,000 | 5,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 9,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $437,000 | 5,249 |
| Earning assets | $66,415,000 | 5,737 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $69,818,600 | 5,714 |
| Average Assets, quarterly | $72,351,000 | 5,678 |
| Volatile liabilities | $7,358,000 | 5,895 |
| Insider loans | $2,157,000 | 1,968 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,888,000 | 4,276 |
| Tier 1 (core) risk-based capital | $7,253,000 | 5,548 |
| Tier 2 risk-based capital | $391,000 | 6,222 |
| Total risk weighted assets | $43,465,900 | 5,626 |
| Total unused commitments | $6,888,000 | 4,290 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 45 | 4,226 |
| Assets and Liabilities | ||
| Total Assets: | $68,748,000 | 6,035 |
| Cash and due from depository institutions | $2,474,000 | 4,226 |
| Interest-bearing balances | $183,000 | 4,448 |
| Securities | $23,654,000 | 4,911 |
| Federal funds sold & reverse repurchase agreements | $7,240,000 | 2,035 |
| Net loans & leases | $32,483,000 | 6,671 |
| Loan loss allowance | $390,000 | 7,087 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,032,000 | 5,954 |
| Other real estate owned | $311,000 | 4,226 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,554,000 | 4,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,748,000 | 6,035 |
| Total liabilities | $61,635,000 | 6,027 |
| Total deposits | $61,005,000 | 5,859 |
| Interest-bearing deposits | $45,198,000 | 6,515 |
| Deposits held in domestic offices | $61,005,000 | 5,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $65,000 | 4,579 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $565,000 | 5,716 |
| Total equity capital | $7,113,000 | 5,792 |
| Total bank equity capital | $7,113,000 | 5,792 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $2,450,000 | 4,859 |
| Undivided profits | $3,913,000 | 5,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $379,000 | 6,059 |
| Earning assets | $63,560,000 | 5,986 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $69,068,000 | 5,800 |
| Average Assets, quarterly | $69,190,500 | 5,963 |
| Volatile liabilities | $6,196,000 | 6,183 |
| Insider loans | $1,533,000 | 2,717 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,535,000 | 3,397 |
| Tier 1 (core) risk-based capital | $7,113,000 | 5,657 |
| Tier 2 risk-based capital | $390,000 | 6,296 |
| Total risk weighted assets | $38,253,200 | 6,159 |
| Total unused commitments | $9,535,000 | 3,412 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $70,499,000 | 5,894 |
| Cash and due from depository institutions | $6,384,000 | 4,778 |
| Interest-bearing balances | $2,941,000 | 1,188 |
| Securities | $27,509,000 | 4,601 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 2,456 |
| Net loans & leases | $31,258,000 | 6,851 |
| Loan loss allowance | $405,000 | 7,083 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $718,000 | 7,307 |
| Other real estate owned | $118,000 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $962,000 | 6,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,499,000 | 5,894 |
| Total liabilities | $63,740,000 | 5,886 |
| Total deposits | $62,988,000 | 5,695 |
| Interest-bearing deposits | $48,500,000 | 6,226 |
| Deposits held in domestic offices | $62,988,000 | 5,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $70,000 | 4,923 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $682,000 | 4,106 |
| Total equity capital | $6,759,000 | 5,708 |
| Total bank equity capital | $6,759,000 | 5,708 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $2,250,000 | 5,111 |
| Undivided profits | $3,759,000 | 5,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $298,000 | 6,600 |
| Earning assets | $65,258,000 | 5,838 |
| Long-term assets (5+ years) | $18,000 | 10,857 |
| Average Assets, year-to-date | $68,121,400 | 5,934 |
| Average Assets, quarterly | $68,947,000 | 5,953 |
| Volatile liabilities | $4,048,000 | 7,485 |
| Insider loans | $1,173,000 | 3,294 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,855,000 | 3,428 |
| Tier 1 (core) risk-based capital | $6,759,000 | 5,807 |
| Tier 2 risk-based capital | $405,000 | 6,171 |
| Total risk weighted assets | $35,713,000 | 6,428 |
| Total unused commitments | $8,855,000 | 3,436 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $71,248,000 | 5,987 |
| Cash and due from depository institutions | $8,572,000 | 4,837 |
| Interest-bearing balances | $5,845,000 | 1,063 |
| Securities | $19,759,000 | 6,188 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 1,295 |
| Net loans & leases | $29,954,000 | 7,001 |
| Loan loss allowance | $405,000 | 7,331 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $779,000 | 7,118 |
| Other real estate owned | $1,040,000 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $744,000 | 7,504 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,248,000 | 5,987 |
| Total liabilities | $64,701,000 | 5,967 |
| Total deposits | $64,397,000 | 5,787 |
| Interest-bearing deposits | $50,983,000 | 6,253 |
| Deposits held in domestic offices | $64,397,000 | 5,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $74,000 | 4,521 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $230,000 | 8,679 |
| Total equity capital | $6,547,000 | 5,948 |
| Total bank equity capital | $6,547,000 | 5,948 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $2,250,000 | 5,083 |
| Undivided profits | $3,547,000 | 5,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $264,000 | 6,716 |
| Earning assets | $65,958,000 | 5,939 |
| Long-term assets (5+ years) | $145,000 | 11,194 |
| Average Assets, year-to-date | $64,973,800 | 6,290 |
| Average Assets, quarterly | $68,022,000 | 6,159 |
| Volatile liabilities | $4,276,000 | 7,085 |
| Insider loans | $1,185,000 | 3,281 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,221,000 | 3,883 |
| Tier 1 (core) risk-based capital | $6,547,000 | 5,874 |
| Tier 2 risk-based capital | $405,000 | 6,208 |
| Total risk weighted assets | $36,712,000 | 6,303 |
| Total unused commitments | $7,221,000 | 3,905 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $62,556,000 | 6,709 |
| Cash and due from depository institutions | $10,509,000 | 4,959 |
| Interest-bearing balances | $8,251,000 | 902 |
| Securities | $17,062,000 | 6,797 |
| Federal funds sold & reverse repurchase agreements | $6,970,000 | 2,397 |
| Net loans & leases | $26,006,000 | 7,706 |
| Loan loss allowance | $405,000 | 7,433 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $832,000 | 6,963 |
| Other real estate owned | $622,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $555,000 | 9,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,556,000 | 6,709 |
| Total liabilities | $56,184,000 | 6,777 |
| Total deposits | $55,896,000 | 6,635 |
| Interest-bearing deposits | $44,003,000 | 7,142 |
| Deposits held in domestic offices | $55,896,000 | 6,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $72,000 | 4,467 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $216,000 | 9,684 |
| Total equity capital | $6,372,000 | 5,843 |
| Total bank equity capital | $6,372,000 | 5,843 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $1,650,000 | 6,199 |
| Undivided profits | $3,972,000 | 4,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 12,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $215,000 | 8,307 |
| Earning assets | $58,289,000 | 6,604 |
| Long-term assets (5+ years) | $312,000 | 11,292 |
| Average Assets, year-to-date | $59,123,800 | 6,853 |
| Average Assets, quarterly | $60,262,500 | 6,838 |
| Volatile liabilities | $4,425,000 | 7,044 |
| Insider loans | $43,000 | 7,409 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,727,000 | 3,828 |
| Tier 1 (core) risk-based capital | $6,372,000 | 5,771 |
| Tier 2 risk-based capital | $393,930 | 6,320 |
| Total risk weighted assets | $31,503,530 | 7,078 |
| Total unused commitments | $6,727,000 | 3,849 |
| Derivatives | $0 | 651 |