Home > Kearney State Bank and Trust Company > Assets and Liabilities
Kearney State Bank and Trust Company, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 38 | 4,148 |
| Assets and Liabilities | ||
| Total Assets: | $136,421,000 | 4,208 |
| Cash and due from depository institutions | $3,339,000 | 4,148 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $30,026,000 | 3,442 |
| Federal funds sold & reverse repurchase agreements | $5,036,000 | 2,499 |
| Net loans & leases | $78,050,000 | 4,595 |
| Loan loss allowance | $681,000 | 5,274 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,877,000 | 3,764 |
| Other real estate owned | $1,103,000 | 4,148 |
| Goodwill and other intangibles | $12,953,000 | 581 |
| All other assets | $3,037,000 | 4,211 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $136,421,000 | 4,208 |
| Total liabilities | $115,050,000 | 4,338 |
| Total deposits | $110,221,000 | 4,211 |
| Interest-bearing deposits | $94,745,000 | 4,179 |
| Deposits held in domestic offices | $110,221,000 | 4,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $109,000 | 3,357 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,031,000 | 4,101 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,689,000 | 2,801 |
| Total equity capital | $21,371,000 | 3,115 |
| Total bank equity capital | $21,371,000 | 3,115 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,312 |
| Surplus | $19,370,000 | 1,510 |
| Undivided profits | $501,000 | 7,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $675,000 | 4,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,054,000 | 3,835 |
| Earning assets | $113,112,000 | 4,482 |
| Long-term assets (5+ years) | $18,406,000 | 3,811 |
| Average Assets, year-to-date | $139,784,000 | 4,010 |
| Average Assets, quarterly | $135,297,500 | 4,191 |
| Volatile liabilities | $21,416,000 | 4,625 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $3,031,000 | 3,958 |
| Loans and leases held for sale | $1,062,000 | 907 |
| Unused loan commitments | $8,526,000 | 5,071 |
| Tier 1 (core) risk-based capital | $9,642,000 | 5,496 |
| Tier 2 risk-based capital | $681,000 | 5,085 |
| Total risk weighted assets | $97,110,000 | 4,160 |
| Total unused commitments | $8,526,000 | 5,072 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 38 | 4,157 |
| Assets and Liabilities | ||
| Total Assets: | $134,174,000 | 4,201 |
| Cash and due from depository institutions | $2,390,000 | 4,157 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $29,694,000 | 3,475 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $81,627,000 | 4,428 |
| Loan loss allowance | $1,002,000 | 4,174 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,895,000 | 3,718 |
| Other real estate owned | $1,451,000 | 4,157 |
| Goodwill and other intangibles | $13,059,000 | 551 |
| All other assets | $3,058,000 | 4,239 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $134,174,000 | 4,201 |
| Total liabilities | $112,460,000 | 4,357 |
| Total deposits | $106,210,000 | 4,268 |
| Interest-bearing deposits | $92,841,000 | 4,207 |
| Deposits held in domestic offices | $106,210,000 | 4,265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,717,000 | 2,433 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,035 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,533,000 | 3,056 |
| Total equity capital | $21,714,000 | 3,038 |
| Total bank equity capital | $21,714,000 | 3,038 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $19,370,000 | 1,473 |
| Undivided profits | $844,000 | 7,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,179,000 | 2,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,368,000 | 3,223 |
| Earning assets | $111,321,000 | 4,489 |
| Long-term assets (5+ years) | $14,226,000 | 4,197 |
| Average Assets, year-to-date | $140,624,750 | 3,993 |
| Average Assets, quarterly | $138,263,000 | 4,086 |
| Volatile liabilities | $18,116,000 | 4,955 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $3,000,000 | 3,850 |
| Loans and leases held for sale | $463,000 | 1,180 |
| Unused loan commitments | $8,083,000 | 5,174 |
| Tier 1 (core) risk-based capital | $9,947,000 | 5,390 |
| Tier 2 risk-based capital | $1,002,000 | 3,999 |
| Total risk weighted assets | $97,838,000 | 4,119 |
| Total unused commitments | $8,083,000 | 5,175 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 42 | 3,891 |
| Assets and Liabilities | ||
| Total Assets: | $142,352,000 | 4,030 |
| Cash and due from depository institutions | $2,944,000 | 3,891 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $31,362,000 | 3,321 |
| Federal funds sold & reverse repurchase agreements | $3,744,000 | 3,199 |
| Net loans & leases | $83,565,000 | 4,343 |
| Loan loss allowance | $1,054,000 | 4,025 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,921,000 | 3,669 |
| Other real estate owned | $1,469,000 | 3,891 |
| Goodwill and other intangibles | $13,171,000 | 564 |
| All other assets | $3,176,000 | 4,122 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $142,352,000 | 4,030 |
| Total liabilities | $121,224,000 | 4,156 |
| Total deposits | $116,543,000 | 4,031 |
| Interest-bearing deposits | $101,072,000 | 3,971 |
| Deposits held in domestic offices | $116,543,000 | 4,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $208,000 | 3,213 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,037,000 | 3,952 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,436,000 | 3,021 |
| Total equity capital | $21,128,000 | 3,067 |
| Total bank equity capital | $21,128,000 | 3,067 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $19,370,000 | 1,476 |
| Undivided profits | $258,000 | 7,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,408,000 | 2,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,239,000 | 3,317 |
| Earning assets | $118,671,000 | 4,298 |
| Long-term assets (5+ years) | $13,693,000 | 4,209 |
| Average Assets, year-to-date | $142,775,000 | 3,968 |
| Average Assets, quarterly | $144,754,500 | 3,961 |
| Volatile liabilities | $17,328,000 | 5,039 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $3,037,000 | 3,784 |
| Loans and leases held for sale | $1,198,000 | 910 |
| Unused loan commitments | $10,971,000 | 4,629 |
| Tier 1 (core) risk-based capital | $9,477,000 | 5,519 |
| Tier 2 risk-based capital | $1,054,000 | 3,874 |
| Total risk weighted assets | $100,428,000 | 4,032 |
| Total unused commitments | $10,971,000 | 4,629 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 44 | 3,716 |
| Assets and Liabilities | ||
| Total Assets: | $147,157,000 | 3,943 |
| Cash and due from depository institutions | $3,693,000 | 3,716 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $32,332,000 | 3,282 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 3,132 |
| Net loans & leases | $84,869,000 | 4,271 |
| Loan loss allowance | $1,058,000 | 4,021 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,966,000 | 3,592 |
| Other real estate owned | $1,719,000 | 3,716 |
| Goodwill and other intangibles | $13,288,000 | 555 |
| All other assets | $2,790,000 | 4,349 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $147,157,000 | 3,943 |
| Total liabilities | $126,988,000 | 4,020 |
| Total deposits | $121,450,000 | 3,901 |
| Interest-bearing deposits | $107,554,000 | 3,807 |
| Deposits held in domestic offices | $121,450,000 | 3,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $954,000 | 2,490 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,040,000 | 3,877 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,544,000 | 2,919 |
| Total equity capital | $20,169,000 | 3,211 |
| Total bank equity capital | $20,169,000 | 3,211 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,279 |
| Surplus | $18,645,000 | 1,501 |
| Undivided profits | $24,000 | 7,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,425,000 | 2,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,303,000 | 3,050 |
| Earning assets | $122,701,000 | 4,220 |
| Long-term assets (5+ years) | $19,740,000 | 3,449 |
| Average Assets, year-to-date | $142,986,500 | 3,992 |
| Average Assets, quarterly | $142,986,500 | 3,992 |
| Volatile liabilities | $17,890,000 | 4,898 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $3,040,000 | 3,719 |
| Loans and leases held for sale | $884,000 | 1,036 |
| Unused loan commitments | $9,754,000 | 4,857 |
| Tier 1 (core) risk-based capital | $8,340,000 | 5,906 |
| Tier 2 risk-based capital | $1,058,000 | 3,852 |
| Total risk weighted assets | $103,226,000 | 3,922 |
| Total unused commitments | $9,754,000 | 4,858 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 46 | 3,604 |
| Assets and Liabilities | ||
| Total Assets: | $138,816,000 | 4,077 |
| Cash and due from depository institutions | $2,978,000 | 3,604 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $34,606,000 | 3,135 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,514 |
| Net loans & leases | $87,689,000 | 4,163 |
| Loan loss allowance | $1,029,000 | 4,060 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,422,000 | 4,053 |
| Other real estate owned | $1,560,000 | 3,604 |
| Goodwill and other intangibles | $268,000 | 2,473 |
| All other assets | $3,193,000 | 4,042 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $138,816,000 | 4,077 |
| Total liabilities | $126,823,000 | 4,004 |
| Total deposits | $122,916,000 | 3,842 |
| Interest-bearing deposits | $107,051,000 | 3,756 |
| Deposits held in domestic offices | $122,916,000 | 3,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $354,000 | 3,018 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,043 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $553,000 | 5,263 |
| Total equity capital | $11,993,000 | 4,772 |
| Total bank equity capital | $11,993,000 | 4,772 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,500,000 | 2,271 |
| Surplus | $6,500,000 | 3,334 |
| Undivided profits | $3,993,000 | 5,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,796,000 | 1,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,499,000 | 2,797 |
| Earning assets | $128,395,000 | 4,045 |
| Long-term assets (5+ years) | $18,287,000 | 3,554 |
| Average Assets, year-to-date | $142,057,000 | 3,897 |
| Average Assets, quarterly | $138,840,000 | 4,032 |
| Volatile liabilities | $19,757,000 | 4,730 |
| Insider loans | $924,000 | 4,404 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $279,000 | 1,396 |
| Unused loan commitments | $10,203,000 | 4,707 |
| Tier 1 (core) risk-based capital | $12,253,000 | 4,628 |
| Tier 2 risk-based capital | $1,029,000 | 3,886 |
| Total risk weighted assets | $104,200,000 | 3,867 |
| Total unused commitments | $10,203,000 | 4,707 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 46 | 3,597 |
| Assets and Liabilities | ||
| Total Assets: | $138,864,000 | 4,040 |
| Cash and due from depository institutions | $2,944,000 | 3,597 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $37,851,000 | 2,960 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $90,453,000 | 4,092 |
| Loan loss allowance | $1,013,000 | 4,138 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,463,000 | 3,967 |
| Other real estate owned | $1,522,000 | 3,597 |
| Goodwill and other intangibles | $258,000 | 2,500 |
| All other assets | $3,373,000 | 3,938 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $138,864,000 | 4,040 |
| Total liabilities | $127,265,000 | 3,963 |
| Total deposits | $119,255,000 | 3,879 |
| Interest-bearing deposits | $105,021,000 | 3,765 |
| Deposits held in domestic offices | $119,255,000 | 3,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,361,000 | 2,623 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,343 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $649,000 | 4,929 |
| Total equity capital | $11,599,000 | 4,848 |
| Total bank equity capital | $11,599,000 | 4,848 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,278 |
| Surplus | $6,500,000 | 3,291 |
| Undivided profits | $3,599,000 | 5,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 4,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,579,000 | 2,664 |
| Earning assets | $128,304,000 | 4,018 |
| Long-term assets (5+ years) | $20,181,000 | 3,324 |
| Average Assets, year-to-date | $142,867,250 | 3,894 |
| Average Assets, quarterly | $141,640,000 | 3,967 |
| Volatile liabilities | $23,028,000 | 4,385 |
| Insider loans | $938,000 | 4,376 |
| FHLB advances | $6,000,000 | 3,201 |
| Loans and leases held for sale | $719,000 | 1,051 |
| Unused loan commitments | $9,974,000 | 4,768 |
| Tier 1 (core) risk-based capital | $11,929,000 | 4,696 |
| Tier 2 risk-based capital | $1,013,000 | 3,951 |
| Total risk weighted assets | $105,785,000 | 3,807 |
| Total unused commitments | $9,974,000 | 4,770 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $144,416,000 | 3,918 |
| Cash and due from depository institutions | $4,022,000 | 3,609 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $36,543,000 | 3,031 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 1,774 |
| Net loans & leases | $89,492,000 | 4,081 |
| Loan loss allowance | $1,008,000 | 4,119 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,462,000 | 3,958 |
| Other real estate owned | $1,681,000 | 3,609 |
| Goodwill and other intangibles | $247,000 | 2,527 |
| All other assets | $3,169,000 | 4,058 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $144,416,000 | 3,918 |
| Total liabilities | $133,596,000 | 3,813 |
| Total deposits | $122,718,000 | 3,767 |
| Interest-bearing deposits | $106,191,000 | 3,708 |
| Deposits held in domestic offices | $122,718,000 | 3,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,202,000 | 1,846 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,000,000 | 3,408 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $676,000 | 4,493 |
| Total equity capital | $10,820,000 | 4,955 |
| Total bank equity capital | $10,820,000 | 4,955 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,500,000 | 2,272 |
| Surplus | $6,500,000 | 3,233 |
| Undivided profits | $2,820,000 | 5,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 4,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,272,000 | 2,924 |
| Earning assets | $132,835,000 | 3,894 |
| Long-term assets (5+ years) | $20,429,000 | 3,294 |
| Average Assets, year-to-date | $144,201,670 | 3,873 |
| Average Assets, quarterly | $144,060,000 | 3,901 |
| Volatile liabilities | $25,253,000 | 4,064 |
| Insider loans | $933,000 | 4,363 |
| FHLB advances | $6,000,000 | 3,244 |
| Loans and leases held for sale | $1,402,000 | 802 |
| Unused loan commitments | $8,846,000 | 5,052 |
| Tier 1 (core) risk-based capital | $11,553,000 | 4,729 |
| Tier 2 risk-based capital | $1,008,000 | 3,944 |
| Total risk weighted assets | $104,838,000 | 3,788 |
| Total unused commitments | $8,846,000 | 5,053 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 46 | 3,594 |
| Assets and Liabilities | ||
| Total Assets: | $143,704,000 | 3,906 |
| Cash and due from depository institutions | $3,271,000 | 3,594 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $38,391,000 | 2,953 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 3,482 |
| Net loans & leases | $92,935,000 | 3,926 |
| Loan loss allowance | $1,151,000 | 3,762 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,384,000 | 3,993 |
| Other real estate owned | $0 | 3,594 |
| Goodwill and other intangibles | $194,000 | 2,613 |
| All other assets | $3,329,000 | 3,846 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $143,704,000 | 3,906 |
| Total liabilities | $133,119,000 | 3,789 |
| Total deposits | $125,414,000 | 3,712 |
| Interest-bearing deposits | $109,093,000 | 3,605 |
| Deposits held in domestic offices | $125,414,000 | 3,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $856,000 | 2,705 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $849,000 | 3,917 |
| Total equity capital | $10,585,000 | 4,998 |
| Total bank equity capital | $10,585,000 | 4,998 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $6,500,000 | 3,167 |
| Undivided profits | $2,585,000 | 5,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $856,000 | 2,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,558,000 | 2,287 |
| Earning assets | $134,526,000 | 3,825 |
| Long-term assets (5+ years) | $20,450,000 | 3,270 |
| Average Assets, year-to-date | $144,094,500 | 3,863 |
| Average Assets, quarterly | $144,094,500 | 3,863 |
| Volatile liabilities | $21,979,000 | 4,269 |
| Insider loans | $870,000 | 4,464 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $1,081,000 | 806 |
| Unused loan commitments | $9,903,000 | 4,801 |
| Tier 1 (core) risk-based capital | $11,153,000 | 4,793 |
| Tier 2 risk-based capital | $1,151,000 | 3,559 |
| Total risk weighted assets | $105,281,000 | 3,722 |
| Total unused commitments | $9,903,000 | 4,801 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 46 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $144,485,000 | 3,861 |
| Cash and due from depository institutions | $4,035,000 | 3,601 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $38,664,000 | 2,912 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,137 |
| Net loans & leases | $92,680,000 | 3,911 |
| Loan loss allowance | $1,069,000 | 3,920 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,372,000 | 3,989 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $181,000 | 2,647 |
| All other assets | $3,153,000 | 3,972 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $144,485,000 | 3,861 |
| Total liabilities | $133,178,000 | 3,775 |
| Total deposits | $125,553,000 | 3,658 |
| Interest-bearing deposits | $106,132,000 | 3,624 |
| Deposits held in domestic offices | $125,553,000 | 3,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,015,000 | 2,764 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,370 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $610,000 | 4,618 |
| Total equity capital | $11,307,000 | 4,750 |
| Total bank equity capital | $11,307,000 | 4,750 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,500,000 | 2,256 |
| Surplus | $6,500,000 | 3,130 |
| Undivided profits | $3,307,000 | 5,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $875,000 | 2,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,494,000 | 2,384 |
| Earning assets | $134,744,000 | 3,796 |
| Long-term assets (5+ years) | $21,000,000 | 3,218 |
| Average Assets, year-to-date | $144,165,400 | 3,705 |
| Average Assets, quarterly | $143,527,500 | 3,834 |
| Volatile liabilities | $19,500,000 | 4,520 |
| Insider loans | $875,000 | 4,459 |
| FHLB advances | $6,000,000 | 3,208 |
| Loans and leases held for sale | $1,131,000 | 828 |
| Unused loan commitments | $11,104,000 | 4,493 |
| Tier 1 (core) risk-based capital | $11,718,000 | 4,583 |
| Tier 2 risk-based capital | $1,069,000 | 3,717 |
| Total risk weighted assets | $104,185,000 | 3,737 |
| Total unused commitments | $11,104,000 | 4,493 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 44 | 3,725 |
| Assets and Liabilities | ||
| Total Assets: | $142,570,000 | 3,844 |
| Cash and due from depository institutions | $2,665,000 | 3,725 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $37,888,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,470 |
| Net loans & leases | $94,115,000 | 3,846 |
| Loan loss allowance | $1,179,000 | 3,650 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,316,000 | 4,009 |
| Other real estate owned | $0 | 3,725 |
| Goodwill and other intangibles | $182,000 | 2,621 |
| All other assets | $3,004,000 | 4,026 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $142,570,000 | 3,844 |
| Total liabilities | $131,626,000 | 3,755 |
| Total deposits | $124,090,000 | 3,636 |
| Interest-bearing deposits | $108,623,000 | 3,512 |
| Deposits held in domestic offices | $124,090,000 | 3,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $942,000 | 2,883 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,000,000 | 3,420 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $594,000 | 4,702 |
| Total equity capital | $10,944,000 | 4,837 |
| Total bank equity capital | $10,944,000 | 4,837 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,225 |
| Surplus | $6,000,000 | 3,253 |
| Undivided profits | $3,444,000 | 5,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,487,000 | 2,328 |
| Earning assets | $134,403,000 | 3,745 |
| Long-term assets (5+ years) | $20,571,000 | 3,259 |
| Average Assets, year-to-date | $144,085,500 | 3,707 |
| Average Assets, quarterly | $145,396,000 | 3,738 |
| Volatile liabilities | $22,792,000 | 4,080 |
| Insider loans | $803,000 | 4,593 |
| FHLB advances | $6,000,000 | 3,247 |
| Loans and leases held for sale | $389,000 | 1,333 |
| Unused loan commitments | $10,489,000 | 4,577 |
| Tier 1 (core) risk-based capital | $11,251,000 | 4,654 |
| Tier 2 risk-based capital | $1,179,000 | 3,450 |
| Total risk weighted assets | $105,634,000 | 3,636 |
| Total unused commitments | $10,489,000 | 4,579 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 44 | 3,737 |
| Assets and Liabilities | ||
| Total Assets: | $148,222,000 | 3,668 |
| Cash and due from depository institutions | $5,131,000 | 3,737 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $38,306,000 | 2,948 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 1,753 |
| Net loans & leases | $92,717,000 | 3,814 |
| Loan loss allowance | $1,078,000 | 3,823 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,338,000 | 3,950 |
| Other real estate owned | $756,000 | 3,737 |
| Goodwill and other intangibles | $160,000 | 2,677 |
| All other assets | $2,414,000 | 4,437 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $148,222,000 | 3,668 |
| Total liabilities | $135,968,000 | 3,591 |
| Total deposits | $130,932,000 | 3,429 |
| Interest-bearing deposits | $114,851,000 | 3,293 |
| Deposits held in domestic offices | $130,932,000 | 3,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,463,000 | 2,590 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,246 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $573,000 | 4,527 |
| Total equity capital | $12,254,000 | 4,382 |
| Total bank equity capital | $12,254,000 | 4,382 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,206 |
| Surplus | $6,000,000 | 3,197 |
| Undivided profits | $4,754,000 | 4,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,178,000 | 2,696 |
| Earning assets | $137,423,000 | 3,636 |
| Long-term assets (5+ years) | $20,568,000 | 3,307 |
| Average Assets, year-to-date | $144,590,670 | 3,680 |
| Average Assets, quarterly | $146,580,500 | 3,663 |
| Volatile liabilities | $27,771,000 | 3,485 |
| Insider loans | $815,000 | 4,542 |
| FHLB advances | $3,000,000 | 4,086 |
| Loans and leases held for sale | $393,000 | 1,328 |
| Unused loan commitments | $10,809,000 | 4,479 |
| Tier 1 (core) risk-based capital | $12,323,000 | 4,273 |
| Tier 2 risk-based capital | $1,078,000 | 3,613 |
| Total risk weighted assets | $104,422,000 | 3,603 |
| Total unused commitments | $10,809,000 | 4,479 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $144,939,000 | 3,720 |
| Cash and due from depository institutions | $4,800,000 | 3,833 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $38,182,000 | 2,997 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,391 |
| Net loans & leases | $93,151,000 | 3,749 |
| Loan loss allowance | $1,143,000 | 3,690 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,394,000 | 3,885 |
| Other real estate owned | $761,000 | 3,833 |
| Goodwill and other intangibles | $138,000 | 2,740 |
| All other assets | $2,613,000 | 4,201 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $144,939,000 | 3,720 |
| Total liabilities | $133,546,000 | 3,635 |
| Total deposits | $131,963,000 | 3,413 |
| Interest-bearing deposits | $114,443,000 | 3,317 |
| Deposits held in domestic offices | $131,963,000 | 3,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $868,000 | 2,682 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $715,000 | 3,951 |
| Total equity capital | $11,393,000 | 4,560 |
| Total bank equity capital | $11,393,000 | 4,560 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,212 |
| Surplus | $6,000,000 | 3,167 |
| Undivided profits | $3,893,000 | 5,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $917,000 | 2,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,361,000 | 2,243 |
| Earning assets | $134,233,000 | 3,680 |
| Long-term assets (5+ years) | $21,376,000 | 3,307 |
| Average Assets, year-to-date | $142,775,000 | 3,731 |
| Average Assets, quarterly | $142,775,000 | 3,731 |
| Volatile liabilities | $26,076,000 | 3,516 |
| Insider loans | $824,000 | 4,510 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $631,000 | 1,085 |
| Unused loan commitments | $8,171,000 | 5,024 |
| Tier 1 (core) risk-based capital | $11,765,000 | 4,377 |
| Tier 2 risk-based capital | $1,143,000 | 3,479 |
| Total risk weighted assets | $104,008,000 | 3,572 |
| Total unused commitments | $8,171,000 | 5,026 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $140,611,000 | 3,785 |
| Cash and due from depository institutions | $4,090,000 | 3,860 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $37,693,000 | 3,046 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,103 |
| Net loans & leases | $91,201,000 | 3,804 |
| Loan loss allowance | $1,039,000 | 3,909 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,390,000 | 3,860 |
| Other real estate owned | $878,000 | 3,860 |
| Goodwill and other intangibles | $111,000 | 2,808 |
| All other assets | $2,448,000 | 4,314 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $140,611,000 | 3,785 |
| Total liabilities | $129,373,000 | 3,707 |
| Total deposits | $127,922,000 | 3,482 |
| Interest-bearing deposits | $112,686,000 | 3,337 |
| Deposits held in domestic offices | $127,922,000 | 3,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $932,000 | 2,752 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $519,000 | 4,621 |
| Total equity capital | $11,238,000 | 4,626 |
| Total bank equity capital | $11,238,000 | 4,626 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,198 |
| Surplus | $6,000,000 | 3,122 |
| Undivided profits | $3,738,000 | 5,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $880,000 | 2,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,244,000 | 2,435 |
| Earning assets | $130,694,000 | 3,752 |
| Long-term assets (5+ years) | $22,886,000 | 3,220 |
| Average Assets, year-to-date | $137,099,400 | 3,757 |
| Average Assets, quarterly | $140,067,000 | 3,774 |
| Volatile liabilities | $21,379,000 | 3,973 |
| Insider loans | $829,000 | 4,497 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $233,000 | 1,403 |
| Unused loan commitments | $9,020,000 | 4,684 |
| Tier 1 (core) risk-based capital | $11,316,000 | 4,452 |
| Tier 2 risk-based capital | $1,039,000 | 3,690 |
| Total risk weighted assets | $100,534,000 | 3,647 |
| Total unused commitments | $9,020,000 | 4,686 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $139,523,000 | 3,788 |
| Cash and due from depository institutions | $5,035,000 | 3,854 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $32,809,000 | 3,394 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,332 |
| Net loans & leases | $91,592,000 | 3,727 |
| Loan loss allowance | $1,310,000 | 3,283 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,372,000 | 3,827 |
| Other real estate owned | $796,000 | 3,854 |
| Goodwill and other intangibles | $81,000 | 2,860 |
| All other assets | $2,438,000 | 4,318 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $139,523,000 | 3,788 |
| Total liabilities | $128,420,000 | 3,713 |
| Total deposits | $123,835,000 | 3,520 |
| Interest-bearing deposits | $108,827,000 | 3,378 |
| Deposits held in domestic offices | $123,835,000 | 3,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,061,000 | 2,786 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,000,000 | 4,183 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $524,000 | 4,788 |
| Total equity capital | $11,103,000 | 4,629 |
| Total bank equity capital | $11,103,000 | 4,629 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,500,000 | 2,195 |
| Surplus | $6,000,000 | 3,074 |
| Undivided profits | $3,603,000 | 5,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,234,000 | 2,523 |
| Earning assets | $128,801,000 | 3,767 |
| Long-term assets (5+ years) | $20,822,000 | 3,456 |
| Average Assets, year-to-date | $136,221,500 | 3,777 |
| Average Assets, quarterly | $138,732,500 | 3,781 |
| Volatile liabilities | $25,541,000 | 3,454 |
| Insider loans | $840,000 | 4,443 |
| FHLB advances | $3,000,000 | 4,011 |
| Loans and leases held for sale | $270,000 | 1,397 |
| Unused loan commitments | $8,391,000 | 4,779 |
| Tier 1 (core) risk-based capital | $11,031,000 | 4,505 |
| Tier 2 risk-based capital | $1,243,000 | 3,184 |
| Total risk weighted assets | $99,351,000 | 3,639 |
| Total unused commitments | $8,391,000 | 4,783 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $137,942,000 | 3,812 |
| Cash and due from depository institutions | $3,763,000 | 3,881 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $35,331,000 | 3,239 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,121 |
| Net loans & leases | $89,462,000 | 3,761 |
| Loan loss allowance | $1,301,000 | 3,285 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,336,000 | 3,840 |
| Other real estate owned | $66,000 | 3,881 |
| Goodwill and other intangibles | $36,000 | 3,028 |
| All other assets | $2,348,000 | 4,400 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $137,942,000 | 3,812 |
| Total liabilities | $127,748,000 | 3,723 |
| Total deposits | $123,195,000 | 3,539 |
| Interest-bearing deposits | $107,553,000 | 3,426 |
| Deposits held in domestic offices | $123,195,000 | 3,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,037,000 | 2,807 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 4,127 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $516,000 | 4,481 |
| Total equity capital | $10,194,000 | 4,808 |
| Total bank equity capital | $10,194,000 | 4,808 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,500,000 | 2,197 |
| Surplus | $6,000,000 | 3,030 |
| Undivided profits | $2,694,000 | 5,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,070,000 | 2,751 |
| Earning assets | $129,393,000 | 3,727 |
| Long-term assets (5+ years) | $22,763,000 | 3,384 |
| Average Assets, year-to-date | $135,121,000 | 3,812 |
| Average Assets, quarterly | $135,193,000 | 3,850 |
| Volatile liabilities | $24,574,000 | 3,481 |
| Insider loans | $854,000 | 4,424 |
| FHLB advances | $3,000,000 | 3,962 |
| Loans and leases held for sale | $147,000 | 1,586 |
| Unused loan commitments | $9,044,000 | 4,659 |
| Tier 1 (core) risk-based capital | $10,516,000 | 4,610 |
| Tier 2 risk-based capital | $1,188,000 | 3,273 |
| Total risk weighted assets | $94,935,000 | 3,738 |
| Total unused commitments | $9,044,000 | 4,660 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 43 | 3,816 |
| Assets and Liabilities | ||
| Total Assets: | $132,444,000 | 3,917 |
| Cash and due from depository institutions | $3,004,000 | 3,816 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $36,978,000 | 3,121 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 4,367 |
| Net loans & leases | $85,506,000 | 3,798 |
| Loan loss allowance | $1,204,000 | 3,451 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,355,000 | 3,798 |
| Other real estate owned | $250,000 | 3,816 |
| Goodwill and other intangibles | $16,000 | 3,117 |
| All other assets | $2,035,000 | 4,607 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $132,444,000 | 3,917 |
| Total liabilities | $121,513,000 | 3,838 |
| Total deposits | $117,056,000 | 3,679 |
| Interest-bearing deposits | $103,160,000 | 3,560 |
| Deposits held in domestic offices | $117,056,000 | 3,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $715,000 | 2,654 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,000,000 | 3,985 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $742,000 | 3,928 |
| Total equity capital | $10,931,000 | 4,639 |
| Total bank equity capital | $10,931,000 | 4,639 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,500,000 | 2,193 |
| Surplus | $6,000,000 | 2,993 |
| Undivided profits | $3,431,000 | 5,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $356,000 | 4,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,152,000 | 2,489 |
| Earning assets | $124,784,000 | 3,826 |
| Long-term assets (5+ years) | $23,822,000 | 3,231 |
| Average Assets, year-to-date | $133,710,500 | 3,854 |
| Average Assets, quarterly | $133,710,500 | 3,854 |
| Volatile liabilities | $23,498,000 | 3,505 |
| Insider loans | $929,000 | 4,172 |
| FHLB advances | $3,000,000 | 3,827 |
| Loans and leases held for sale | $318,000 | 1,469 |
| Unused loan commitments | $9,461,000 | 4,523 |
| Tier 1 (core) risk-based capital | $10,555,000 | 4,565 |
| Tier 2 risk-based capital | $1,125,000 | 3,373 |
| Total risk weighted assets | $89,915,000 | 3,827 |
| Total unused commitments | $9,461,000 | 4,531 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 42 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $134,977,000 | 3,832 |
| Cash and due from depository institutions | $3,188,000 | 3,887 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $40,795,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,671 |
| Net loans & leases | $84,945,000 | 3,815 |
| Loan loss allowance | $1,200,000 | 3,452 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,406,000 | 3,723 |
| Other real estate owned | $236,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,107,000 | 4,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,977,000 | 3,832 |
| Total liabilities | $124,826,000 | 3,750 |
| Total deposits | $117,280,000 | 3,655 |
| Interest-bearing deposits | $102,813,000 | 3,542 |
| Deposits held in domestic offices | $117,280,000 | 3,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,049,000 | 2,635 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,079,000 | 3,090 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $418,000 | 5,201 |
| Total equity capital | $10,151,000 | 4,820 |
| Total bank equity capital | $10,151,000 | 4,820 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,500,000 | 2,208 |
| Surplus | $6,000,000 | 2,957 |
| Undivided profits | $2,651,000 | 6,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 4,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,272,000 | 2,354 |
| Earning assets | $127,040,000 | 3,753 |
| Long-term assets (5+ years) | $26,351,000 | 3,050 |
| Average Assets, year-to-date | $124,965,200 | 3,962 |
| Average Assets, quarterly | $133,483,500 | 3,836 |
| Volatile liabilities | $24,110,000 | 3,445 |
| Insider loans | $942,000 | 4,174 |
| FHLB advances | $6,000,000 | 2,955 |
| Loans and leases held for sale | $792,000 | 964 |
| Unused loan commitments | $9,436,000 | 4,402 |
| Tier 1 (core) risk-based capital | $9,975,000 | 4,724 |
| Tier 2 risk-based capital | $1,126,000 | 3,361 |
| Total risk weighted assets | $90,020,000 | 3,822 |
| Total unused commitments | $9,436,000 | 4,405 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $131,990,000 | 3,887 |
| Cash and due from depository institutions | $3,051,000 | 3,917 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $36,057,000 | 3,176 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,941 |
| Net loans & leases | $85,492,000 | 3,765 |
| Loan loss allowance | $1,228,000 | 3,376 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,417,000 | 3,696 |
| Other real estate owned | $513,000 | 3,917 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,960,000 | 4,759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,990,000 | 3,887 |
| Total liabilities | $121,665,000 | 3,805 |
| Total deposits | $116,989,000 | 3,646 |
| Interest-bearing deposits | $101,893,000 | 3,578 |
| Deposits held in domestic offices | $116,989,000 | 3,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,132,000 | 2,500 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,028,000 | 3,931 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $516,000 | 4,937 |
| Total equity capital | $10,325,000 | 4,749 |
| Total bank equity capital | $10,325,000 | 4,749 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $5,500,000 | 3,098 |
| Undivided profits | $3,325,000 | 5,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 4,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,193,000 | 2,645 |
| Earning assets | $124,049,000 | 3,795 |
| Long-term assets (5+ years) | $27,635,000 | 2,959 |
| Average Assets, year-to-date | $122,462,250 | 4,032 |
| Average Assets, quarterly | $127,129,500 | 3,977 |
| Volatile liabilities | $24,334,000 | 3,375 |
| Insider loans | $954,000 | 4,136 |
| FHLB advances | $3,000,000 | 3,751 |
| Loans and leases held for sale | $1,170,000 | 1,067 |
| Unused loan commitments | $8,878,000 | 4,544 |
| Tier 1 (core) risk-based capital | $10,042,000 | 4,687 |
| Tier 2 risk-based capital | $1,132,000 | 3,324 |
| Total risk weighted assets | $90,500,000 | 3,783 |
| Total unused commitments | $8,878,000 | 4,550 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $122,269,000 | 4,106 |
| Cash and due from depository institutions | $2,903,000 | 3,917 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $29,566,000 | 3,593 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,892 |
| Net loans & leases | $83,928,000 | 3,790 |
| Loan loss allowance | $1,153,000 | 3,494 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,397,000 | 3,668 |
| Other real estate owned | $85,000 | 3,917 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,490,000 | 5,364 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,269,000 | 4,106 |
| Total liabilities | $112,304,000 | 4,026 |
| Total deposits | $109,739,000 | 3,843 |
| Interest-bearing deposits | $96,481,000 | 3,749 |
| Deposits held in domestic offices | $109,739,000 | 3,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,712,000 | 2,187 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $420,000 | 5,304 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $433,000 | 5,481 |
| Total equity capital | $9,965,000 | 4,864 |
| Total bank equity capital | $9,965,000 | 4,864 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $5,500,000 | 3,068 |
| Undivided profits | $2,965,000 | 5,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,103,000 | 2,758 |
| Earning assets | $115,394,000 | 4,007 |
| Long-term assets (5+ years) | $15,560,000 | 4,010 |
| Average Assets, year-to-date | $119,286,330 | 4,128 |
| Average Assets, quarterly | $120,647,000 | 4,126 |
| Volatile liabilities | $17,047,000 | 4,245 |
| Insider loans | $887,000 | 4,267 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $1,235,000 | 1,360 |
| Unused loan commitments | $10,183,000 | 4,174 |
| Tier 1 (core) risk-based capital | $9,490,000 | 4,802 |
| Tier 2 risk-based capital | $1,089,000 | 3,386 |
| Total risk weighted assets | $87,047,000 | 3,855 |
| Total unused commitments | $10,183,000 | 4,187 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 44 | 3,741 |
| Assets and Liabilities | ||
| Total Assets: | $119,025,000 | 4,162 |
| Cash and due from depository institutions | $3,459,000 | 3,741 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $27,941,000 | 3,726 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,834 |
| Net loans & leases | $82,176,000 | 3,784 |
| Loan loss allowance | $1,133,000 | 3,497 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,443,000 | 3,600 |
| Other real estate owned | $41,000 | 3,741 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,565,000 | 5,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,025,000 | 4,162 |
| Total liabilities | $109,721,000 | 4,070 |
| Total deposits | $106,312,000 | 3,922 |
| Interest-bearing deposits | $92,929,000 | 3,837 |
| Deposits held in domestic offices | $106,312,000 | 3,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $634,000 | 2,552 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,074,000 | 4,187 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $701,000 | 4,242 |
| Total equity capital | $9,304,000 | 5,004 |
| Total bank equity capital | $9,304,000 | 5,004 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $5,500,000 | 3,018 |
| Undivided profits | $2,304,000 | 6,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 6,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,047,000 | 2,914 |
| Earning assets | $111,517,000 | 4,073 |
| Long-term assets (5+ years) | $12,011,000 | 4,502 |
| Average Assets, year-to-date | $117,795,000 | 4,153 |
| Average Assets, quarterly | $117,795,000 | 4,153 |
| Volatile liabilities | $13,744,000 | 4,784 |
| Insider loans | $895,000 | 4,207 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $1,367,000 | 1,180 |
| Unused loan commitments | $9,158,000 | 4,352 |
| Tier 1 (core) risk-based capital | $8,980,000 | 4,932 |
| Tier 2 risk-based capital | $1,065,000 | 3,379 |
| Total risk weighted assets | $85,152,000 | 3,872 |
| Total unused commitments | $9,158,000 | 4,367 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 43 | 3,794 |
| Assets and Liabilities | ||
| Total Assets: | $116,565,000 | 4,184 |
| Cash and due from depository institutions | $3,056,000 | 3,794 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $26,197,000 | 3,884 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $83,180,000 | 3,761 |
| Loan loss allowance | $1,152,000 | 3,380 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,285,000 | 3,735 |
| Other real estate owned | $159,000 | 3,794 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,688,000 | 5,005 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,565,000 | 4,184 |
| Total liabilities | $107,009,000 | 4,096 |
| Total deposits | $105,006,000 | 3,892 |
| Interest-bearing deposits | $90,692,000 | 3,848 |
| Deposits held in domestic offices | $105,006,000 | 3,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,058,000 | 2,422 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $445,000 | 5,300 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $500,000 | 5,213 |
| Total equity capital | $9,556,000 | 4,876 |
| Total bank equity capital | $9,556,000 | 4,876 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $5,500,000 | 2,981 |
| Undivided profits | $2,556,000 | 6,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,150,000 | 2,807 |
| Earning assets | $109,377,000 | 4,090 |
| Long-term assets (5+ years) | $11,453,000 | 4,549 |
| Average Assets, year-to-date | $113,592,600 | 4,111 |
| Average Assets, quarterly | $117,140,000 | 4,114 |
| Volatile liabilities | $12,829,000 | 4,992 |
| Insider loans | $904,000 | 4,187 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $3,395,000 | 831 |
| Unused loan commitments | $7,185,000 | 4,793 |
| Tier 1 (core) risk-based capital | $9,152,000 | 4,817 |
| Tier 2 risk-based capital | $1,059,000 | 3,359 |
| Total risk weighted assets | $84,611,000 | 3,857 |
| Total unused commitments | $7,185,000 | 4,797 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $111,089,000 | 4,228 |
| Cash and due from depository institutions | $3,206,000 | 4,210 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $25,102,000 | 3,848 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,268 |
| Net loans & leases | $77,327,000 | 3,857 |
| Loan loss allowance | $789,000 | 4,322 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,060,000 | 3,962 |
| Other real estate owned | $286,000 | 4,210 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,608,000 | 5,150 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,089,000 | 4,228 |
| Total liabilities | $102,511,000 | 4,130 |
| Total deposits | $101,271,000 | 3,903 |
| Interest-bearing deposits | $87,503,000 | 3,850 |
| Deposits held in domestic offices | $101,271,000 | 3,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $703,000 | 2,802 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $537,000 | 5,206 |
| Total equity capital | $8,578,000 | 5,081 |
| Total bank equity capital | $8,578,000 | 5,081 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,500,000 | 2,273 |
| Surplus | $5,000,000 | 3,089 |
| Undivided profits | $2,078,000 | 6,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,193,000 | 2,904 |
| Earning assets | $103,929,000 | 4,148 |
| Long-term assets (5+ years) | $12,950,000 | 4,229 |
| Average Assets, year-to-date | $104,430,000 | 4,252 |
| Average Assets, quarterly | $109,282,000 | 4,238 |
| Volatile liabilities | $11,437,000 | 5,271 |
| Insider loans | $1,541,000 | 2,937 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,145,000 | 1,124 |
| Unused loan commitments | $6,454,000 | 4,932 |
| Tier 1 (core) risk-based capital | $8,318,000 | 5,049 |
| Tier 2 risk-based capital | $789,000 | 4,062 |
| Total risk weighted assets | $78,996,000 | 3,930 |
| Total unused commitments | $6,454,000 | 4,938 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 36 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $96,020,000 | 4,587 |
| Cash and due from depository institutions | $2,724,000 | 4,445 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $21,146,000 | 4,462 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,205 |
| Net loans & leases | $65,506,000 | 4,291 |
| Loan loss allowance | $621,000 | 4,981 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,181,000 | 3,754 |
| Other real estate owned | $5,000 | 4,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,158,000 | 5,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,020,000 | 4,587 |
| Total liabilities | $88,591,000 | 4,491 |
| Total deposits | $84,178,000 | 4,375 |
| Interest-bearing deposits | $75,212,000 | 4,210 |
| Deposits held in domestic offices | $84,178,000 | 4,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,564,000 | 2,454 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,144,000 | 3,908 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $705,000 | 4,649 |
| Total equity capital | $7,429,000 | 5,564 |
| Total bank equity capital | $7,429,000 | 5,564 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,500,000 | 2,325 |
| Surplus | $4,500,000 | 3,297 |
| Undivided profits | $1,429,000 | 7,172 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 8,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $730,000 | 3,718 |
| Earning assets | $89,952,000 | 4,521 |
| Long-term assets (5+ years) | $14,351,000 | 3,849 |
| Average Assets, year-to-date | $90,235,000 | 4,639 |
| Average Assets, quarterly | $94,264,000 | 4,605 |
| Volatile liabilities | $13,899,000 | 4,683 |
| Insider loans | $241,000 | 6,851 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,952,000 | 5,428 |
| Tier 1 (core) risk-based capital | $7,380,000 | 5,490 |
| Tier 2 risk-based capital | $621,000 | 4,689 |
| Total risk weighted assets | $65,430,400 | 4,404 |
| Total unused commitments | $4,952,000 | 5,431 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 34 | 4,797 |
| Assets and Liabilities | ||
| Total Assets: | $85,989,000 | 4,971 |
| Cash and due from depository institutions | $2,755,000 | 4,797 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,744,000 | 5,437 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 3,789 |
| Net loans & leases | $61,303,000 | 4,425 |
| Loan loss allowance | $495,000 | 5,725 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,976,000 | 4,034 |
| Other real estate owned | $172,000 | 4,797 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,139,000 | 5,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,989,000 | 4,971 |
| Total liabilities | $79,007,000 | 4,901 |
| Total deposits | $75,055,000 | 4,802 |
| Interest-bearing deposits | $65,945,000 | 4,711 |
| Deposits held in domestic offices | $75,055,000 | 4,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,450,000 | 3,357 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $502,000 | 5,336 |
| Total equity capital | $6,982,000 | 5,666 |
| Total bank equity capital | $6,982,000 | 5,666 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,361 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $1,482,000 | 7,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $640,000 | 3,682 |
| Earning assets | $79,947,000 | 4,901 |
| Long-term assets (5+ years) | $13,768,000 | 4,146 |
| Average Assets, year-to-date | $82,917,000 | 4,964 |
| Average Assets, quarterly | $85,365,000 | 4,967 |
| Volatile liabilities | $9,253,000 | 5,630 |
| Insider loans | $69,000 | 8,340 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $0 | 9,887 |
| Tier 1 (core) risk-based capital | $7,238,000 | 5,538 |
| Tier 2 risk-based capital | $495,000 | 5,374 |
| Total risk weighted assets | $59,995,800 | 4,628 |
| Total unused commitments | $0 | 9,888 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $81,475,000 | 5,150 |
| Cash and due from depository institutions | $2,412,000 | 5,562 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $16,972,000 | 5,371 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,019 |
| Net loans & leases | $58,142,000 | 4,409 |
| Loan loss allowance | $571,000 | 5,156 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,937,000 | 4,003 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,012,000 | 5,853 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,475,000 | 5,150 |
| Total liabilities | $74,858,000 | 5,047 |
| Total deposits | $71,150,000 | 4,989 |
| Interest-bearing deposits | $59,317,000 | 5,085 |
| Deposits held in domestic offices | $71,150,000 | 4,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $112,000 | 3,112 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,065,000 | 2,826 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $531,000 | 5,561 |
| Total equity capital | $6,617,000 | 5,991 |
| Total bank equity capital | $6,617,000 | 5,991 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 2,331 |
| Surplus | $3,500,000 | 3,783 |
| Undivided profits | $1,617,000 | 7,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 9,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $750,000 | 3,083 |
| Earning assets | $76,114,000 | 5,070 |
| Long-term assets (5+ years) | $4,771,000 | 6,326 |
| Average Assets, year-to-date | $74,660,200 | 5,238 |
| Average Assets, quarterly | $78,796,000 | 5,192 |
| Volatile liabilities | $7,682,000 | 5,782 |
| Insider loans | $1,315,000 | 2,923 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $6,535,000 | 5,887 |
| Tier 2 risk-based capital | $571,000 | 4,752 |
| Total risk weighted assets | $59,197,500 | 4,459 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 26 | 6,085 |
| Assets and Liabilities | ||
| Total Assets: | $70,772,000 | 5,687 |
| Cash and due from depository institutions | $2,150,000 | 6,085 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $11,613,000 | 6,925 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $52,238,000 | 4,799 |
| Loan loss allowance | $501,000 | 5,704 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,795,000 | 4,160 |
| Other real estate owned | $46,000 | 6,085 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $930,000 | 6,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,772,000 | 5,687 |
| Total liabilities | $65,148,000 | 5,579 |
| Total deposits | $63,317,000 | 5,448 |
| Interest-bearing deposits | $53,450,000 | 5,511 |
| Deposits held in domestic offices | $63,317,000 | 5,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,450,000 | 3,193 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $381,000 | 6,901 |
| Total equity capital | $5,624,000 | 6,673 |
| Total bank equity capital | $5,624,000 | 6,673 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $2,500,000 | 4,683 |
| Undivided profits | $1,624,000 | 7,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 5,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $687,000 | 3,424 |
| Earning assets | $65,851,000 | 5,632 |
| Long-term assets (5+ years) | $7,701,000 | 4,989 |
| Average Assets, year-to-date | $68,066,400 | 5,654 |
| Average Assets, quarterly | $70,211,000 | 5,669 |
| Volatile liabilities | $6,606,000 | 6,292 |
| Insider loans | $1,062,000 | 3,412 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $5,606,000 | 6,542 |
| Tier 2 risk-based capital | $501,000 | 5,159 |
| Total risk weighted assets | $51,641,200 | 4,914 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $64,959,000 | 6,194 |
| Cash and due from depository institutions | $2,651,000 | 6,712 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $10,997,000 | 7,583 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $47,446,000 | 5,233 |
| Loan loss allowance | $455,000 | 6,290 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,842,000 | 4,028 |
| Other real estate owned | $163,000 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $860,000 | 6,861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,959,000 | 6,194 |
| Total liabilities | $60,234,000 | 6,058 |
| Total deposits | $59,436,000 | 5,880 |
| Interest-bearing deposits | $48,849,000 | 6,063 |
| Deposits held in domestic offices | $59,436,000 | 5,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $394,000 | 4,132 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $404,000 | 6,763 |
| Total equity capital | $4,725,000 | 7,479 |
| Total bank equity capital | $4,725,000 | 7,479 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $1,500,000 | 6,419 |
| Undivided profits | $1,725,000 | 7,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 7,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $659,000 | 3,501 |
| Earning assets | $59,543,000 | 6,185 |
| Long-term assets (5+ years) | $3,144,000 | 6,923 |
| Average Assets, year-to-date | $60,587,200 | 6,319 |
| Average Assets, quarterly | $63,442,000 | 6,241 |
| Volatile liabilities | $5,474,000 | 6,808 |
| Insider loans | $1,549,000 | 2,621 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $4,701,000 | 7,396 |
| Tier 2 risk-based capital | $455,000 | 5,626 |
| Total risk weighted assets | $45,849,000 | 5,416 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $58,068,000 | 6,797 |
| Cash and due from depository institutions | $2,700,000 | 7,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $12,591,000 | 7,401 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 5,133 |
| Net loans & leases | $38,077,000 | 6,047 |
| Loan loss allowance | $437,000 | 6,595 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,624,000 | 4,405 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $776,000 | 7,433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,068,000 | 6,797 |
| Total liabilities | $54,020,000 | 6,628 |
| Total deposits | $53,477,000 | 6,463 |
| Interest-bearing deposits | $44,413,000 | 6,598 |
| Deposits held in domestic offices | $53,477,000 | 6,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $92,000 | 4,422 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $451,000 | 6,642 |
| Total equity capital | $4,048,000 | 8,290 |
| Total bank equity capital | $4,048,000 | 8,290 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $1,500,000 | 6,497 |
| Undivided profits | $1,048,000 | 9,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 9,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $548,000 | 4,349 |
| Earning assets | $52,968,000 | 6,805 |
| Long-term assets (5+ years) | $4,697,000 | 5,968 |
| Average Assets, year-to-date | $54,437,400 | 6,862 |
| Average Assets, quarterly | $56,821,000 | 6,827 |
| Volatile liabilities | $4,279,000 | 7,446 |
| Insider loans | $768,000 | 4,438 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $3,956,000 | 8,271 |
| Tier 2 risk-based capital | $437,000 | 5,827 |
| Total risk weighted assets | $37,920,200 | 6,202 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $50,280,000 | 7,477 |
| Cash and due from depository institutions | $1,783,000 | 7,672 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,103,000 | 8,020 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 6,189 |
| Net loans & leases | $33,698,000 | 6,530 |
| Loan loss allowance | $423,000 | 6,898 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,319,000 | 5,087 |
| Other real estate owned | $32,000 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $645,000 | 8,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,280,000 | 7,477 |
| Total liabilities | $46,994,000 | 7,319 |
| Total deposits | $46,390,000 | 7,160 |
| Interest-bearing deposits | $38,942,000 | 7,219 |
| Deposits held in domestic offices | $46,390,000 | 7,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $274,000 | 4,211 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $330,000 | 6,907 |
| Total equity capital | $3,286,000 | 9,092 |
| Total bank equity capital | $3,286,000 | 9,092 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $786,000 | 9,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 11,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $399,000 | 5,193 |
| Earning assets | $46,501,000 | 7,419 |
| Long-term assets (5+ years) | $3,460,000 | 7,037 |
| Average Assets, year-to-date | $46,723,000 | 7,695 |
| Average Assets, quarterly | $49,268,000 | 7,539 |
| Volatile liabilities | $3,462,000 | 8,007 |
| Insider loans | $924,000 | 3,922 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $3,420,000 | 9,016 |
| Tier 2 risk-based capital | $415,620 | 6,057 |
| Total risk weighted assets | $33,241,820 | 6,762 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $43,482,000 | 8,404 |
| Cash and due from depository institutions | $1,844,000 | 8,210 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,215,000 | 8,631 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $29,056,000 | 7,137 |
| Loan loss allowance | $355,000 | 7,936 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $543,000 | 8,448 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $624,000 | 8,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,482,000 | 8,404 |
| Total liabilities | $40,689,000 | 8,239 |
| Total deposits | $40,421,000 | 8,110 |
| Interest-bearing deposits | $34,069,000 | 8,175 |
| Deposits held in domestic offices | $40,421,000 | 8,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $268,000 | 8,045 |
| Total equity capital | $2,793,000 | 10,094 |
| Total bank equity capital | $2,793,000 | 10,094 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $1,400,000 | 6,921 |
| Undivided profits | $893,000 | 9,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 9,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $338,000 | 5,454 |
| Earning assets | $40,471,000 | 8,312 |
| Long-term assets (5+ years) | $3,380,000 | 7,503 |
| Average Assets, year-to-date | $39,518,400 | 8,738 |
| Average Assets, quarterly | $42,554,500 | 8,464 |
| Volatile liabilities | $1,961,000 | 9,754 |
| Insider loans | $1,069,000 | 3,554 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $2,765,000 | 10,091 |
| Tier 2 risk-based capital | $355,000 | 6,796 |
| Total risk weighted assets | $28,568,000 | 7,504 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $36,211,000 | 9,513 |
| Cash and due from depository institutions | $2,118,000 | 8,886 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,558,000 | 8,918 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 8,669 |
| Net loans & leases | $21,479,000 | 8,584 |
| Loan loss allowance | $240,000 | 9,777 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $409,000 | 9,597 |
| Other real estate owned | $61,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $586,000 | 8,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,211,000 | 9,513 |
| Total liabilities | $34,023,000 | 9,337 |
| Total deposits | $33,874,000 | 9,211 |
| Interest-bearing deposits | $28,694,000 | 9,262 |
| Deposits held in domestic offices | $33,874,000 | 9,205 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $149,000 | 11,185 |
| Total equity capital | $2,188,000 | 11,126 |
| Total bank equity capital | $2,188,000 | 11,126 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $1,400,000 | 6,861 |
| Undivided profits | $288,000 | 11,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 11,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $307,000 | 6,397 |
| Earning assets | $33,037,000 | 9,468 |
| Long-term assets (5+ years) | $4,424,000 | 6,859 |
| Average Assets, year-to-date | $31,806,800 | 10,008 |
| Average Assets, quarterly | $34,989,500 | 9,624 |
| Volatile liabilities | $1,427,000 | 10,959 |
| Insider loans | $1,287,000 | 619 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $413,000 | 10,878 |
| Tier 1 (core) risk-based capital | $2,188,000 | 11,081 |
| Tier 2 risk-based capital | $240,000 | 8,601 |
| Total risk weighted assets | $22,010,700 | 8,879 |
| Total unused commitments | $413,000 | 10,902 |
| Derivatives | $0 | 651 |