KCB Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,158,000 | 2,283 |
| Total interest expense | $1,151,000 | 2,742 |
| Net interest income | $8,007,000 | 2,140 |
| Provision for loan and lease losses | $109,000 | 2,537 |
| Total noninterest income | $683,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $193,000 | 2,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $490,000 | 2,756 |
| Total noninterest expense | $5,581,000 | 2,365 |
| Salaries and employee benefits | $3,450,000 | 2,233 |
| Premises and equipment expense | $800,000 | 1,963 |
| Additional noninterest expense | $1,331,000 | 2,782 |
| Pre-tax net operating income | $3,000,000 | 2,110 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,000,000 | 1,936 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,000,000 | 1,936 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,000,000 | 1,937 |
| Net charge-offs | $4,000 | 3,193 |
| Cash dividends | $698,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,000,000 | 1,902 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,146,000 | 2,277 |
| Total interest expense | $825,000 | 2,631 |
| Net interest income | $5,321,000 | 2,164 |
| Provision for loan and lease losses | $25,000 | 3,190 |
| Total noninterest income | $384,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $126,000 | 2,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 2,970 |
| Total noninterest expense | $3,434,000 | 2,505 |
| Salaries and employee benefits | $2,004,000 | 2,457 |
| Premises and equipment expense | $534,000 | 1,958 |
| Additional noninterest expense | $896,000 | 2,785 |
| Pre-tax net operating income | $2,246,000 | 1,942 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,246,000 | 1,743 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,246,000 | 1,743 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,246,000 | 1,743 |
| Net charge-offs | $8,000 | 2,672 |
| Cash dividends | $698,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,246,000 | 1,710 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,079,000 | 2,268 |
| Total interest expense | $438,000 | 2,495 |
| Net interest income | $2,641,000 | 2,176 |
| Provision for loan and lease losses | $25,000 | 2,614 |
| Total noninterest income | $113,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $61,000 | 2,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 3,951 |
| Total noninterest expense | $1,735,000 | 2,492 |
| Salaries and employee benefits | $1,022,000 | 2,449 |
| Premises and equipment expense | $282,000 | 1,916 |
| Additional noninterest expense | $431,000 | 2,845 |
| Pre-tax net operating income | $994,000 | 2,064 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $994,000 | 1,882 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $994,000 | 1,880 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $994,000 | 1,881 |
| Net charge-offs | $5,000 | 2,211 |
| Cash dividends | $698,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $994,000 | 1,861 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,840,000 | 2,235 |
| Total interest expense | $1,426,000 | 2,426 |
| Net interest income | $10,414,000 | 2,168 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,089,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $285,000 | 2,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $804,000 | 2,493 |
| Total noninterest expense | $7,134,000 | 2,445 |
| Salaries and employee benefits | $4,086,000 | 2,424 |
| Premises and equipment expense | $1,105,000 | 1,908 |
| Additional noninterest expense | $1,943,000 | 2,634 |
| Pre-tax net operating income | $4,369,000 | 1,978 |
| Securities gains (losses) | $16,000 | 626 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,385,000 | 1,763 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,385,000 | 1,762 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,385,000 | 1,762 |
| Net charge-offs | $-14,000 | 4,588 |
| Cash dividends | $599,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,369,000 | 1,761 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,793,000 | 2,236 |
| Total interest expense | $1,035,000 | 2,396 |
| Net interest income | $7,758,000 | 2,175 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $890,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $214,000 | 2,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $676,000 | 2,379 |
| Total noninterest expense | $5,288,000 | 2,469 |
| Salaries and employee benefits | $3,011,000 | 2,447 |
| Premises and equipment expense | $820,000 | 1,936 |
| Additional noninterest expense | $1,457,000 | 2,654 |
| Pre-tax net operating income | $3,360,000 | 1,963 |
| Securities gains (losses) | $16,000 | 622 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,376,000 | 1,736 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,376,000 | 1,735 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,376,000 | 1,735 |
| Net charge-offs | $-24,000 | 4,718 |
| Cash dividends | $599,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,360,000 | 1,729 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,810,000 | 2,238 |
| Total interest expense | $686,000 | 2,321 |
| Net interest income | $5,124,000 | 2,186 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $587,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $143,000 | 2,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $444,000 | 2,393 |
| Total noninterest expense | $3,544,000 | 2,471 |
| Salaries and employee benefits | $2,017,000 | 2,451 |
| Premises and equipment expense | $552,000 | 1,936 |
| Additional noninterest expense | $975,000 | 2,665 |
| Pre-tax net operating income | $2,167,000 | 1,982 |
| Securities gains (losses) | $16,000 | 519 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,183,000 | 1,756 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,183,000 | 1,755 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,183,000 | 1,755 |
| Net charge-offs | $-28,000 | 4,853 |
| Cash dividends | $599,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,167,000 | 1,759 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 2,240 |
| Total interest expense | $360,000 | 2,175 |
| Net interest income | $2,516,000 | 2,233 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $303,000 | 2,612 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $74,000 | 2,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 2,326 |
| Total noninterest expense | $1,794,000 | 2,476 |
| Salaries and employee benefits | $1,013,000 | 2,481 |
| Premises and equipment expense | $297,000 | 1,880 |
| Additional noninterest expense | $484,000 | 2,696 |
| Pre-tax net operating income | $1,025,000 | 2,007 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,025,000 | 1,809 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,025,000 | 1,808 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,025,000 | 1,809 |
| Net charge-offs | $-7,000 | 4,604 |
| Cash dividends | $599,000 | 1,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,025,000 | 1,801 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,529,000 | 2,337 |
| Total interest expense | $998,000 | 2,545 |
| Net interest income | $9,531,000 | 2,300 |
| Provision for loan and lease losses | $225,000 | 2,262 |
| Total noninterest income | $1,163,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $285,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $878,000 | 2,449 |
| Total noninterest expense | $6,811,000 | 2,550 |
| Salaries and employee benefits | $3,925,000 | 2,497 |
| Premises and equipment expense | $1,018,000 | 2,080 |
| Additional noninterest expense | $1,868,000 | 2,778 |
| Pre-tax net operating income | $3,658,000 | 2,165 |
| Securities gains (losses) | $3,000 | 1,912 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,661,000 | 1,725 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,661,000 | 1,725 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,661,000 | 1,725 |
| Net charge-offs | $28,000 | 3,269 |
| Cash dividends | $495,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,658,000 | 1,707 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,678,000 | 2,412 |
| Total interest expense | $714,000 | 2,607 |
| Net interest income | $6,964,000 | 2,355 |
| Provision for loan and lease losses | $225,000 | 1,898 |
| Total noninterest income | $890,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $209,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $681,000 | 2,429 |
| Total noninterest expense | $4,954,000 | 2,612 |
| Salaries and employee benefits | $2,835,000 | 2,578 |
| Premises and equipment expense | $750,000 | 2,121 |
| Additional noninterest expense | $1,369,000 | 2,824 |
| Pre-tax net operating income | $2,675,000 | 2,250 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,678,000 | 1,913 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,678,000 | 1,913 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,678,000 | 1,913 |
| Net charge-offs | $7,000 | 3,377 |
| Cash dividends | $495,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,675,000 | 1,887 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 2,418 |
| Total interest expense | $420,000 | 2,786 |
| Net interest income | $4,607,000 | 2,362 |
| Provision for loan and lease losses | $150,000 | 1,808 |
| Total noninterest income | $592,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $133,000 | 3,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $459,000 | 2,435 |
| Total noninterest expense | $3,230,000 | 2,662 |
| Salaries and employee benefits | $1,873,000 | 2,609 |
| Premises and equipment expense | $493,000 | 2,154 |
| Additional noninterest expense | $864,000 | 2,953 |
| Pre-tax net operating income | $1,819,000 | 2,175 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,819,000 | 1,842 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,819,000 | 1,841 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,819,000 | 1,842 |
| Net charge-offs | $8,000 | 2,974 |
| Cash dividends | $495,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,819,000 | 1,815 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 2,436 |
| Total interest expense | $197,000 | 2,875 |
| Net interest income | $2,286,000 | 2,373 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $277,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $62,000 | 3,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 2,490 |
| Total noninterest expense | $1,614,000 | 2,694 |
| Salaries and employee benefits | $940,000 | 2,646 |
| Premises and equipment expense | $243,000 | 2,198 |
| Additional noninterest expense | $431,000 | 2,963 |
| Pre-tax net operating income | $874,000 | 2,147 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $874,000 | 1,840 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $874,000 | 1,840 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $874,000 | 1,840 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $495,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $874,000 | 1,827 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,154,000 | 2,590 |
| Total interest expense | $778,000 | 2,863 |
| Net interest income | $8,376,000 | 2,522 |
| Provision for loan and lease losses | $365,000 | 1,784 |
| Total noninterest income | $1,128,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $278,000 | 3,071 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $850,000 | 2,593 |
| Total noninterest expense | $6,473,000 | 2,705 |
| Salaries and employee benefits | $3,708,000 | 2,635 |
| Premises and equipment expense | $994,000 | 2,156 |
| Additional noninterest expense | $1,771,000 | 2,993 |
| Pre-tax net operating income | $2,666,000 | 2,575 |
| Securities gains (losses) | $113,000 | 1,258 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,779,000 | 2,234 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,779,000 | 2,232 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,779,000 | 2,233 |
| Net charge-offs | $301,000 | 1,515 |
| Cash dividends | $511,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,666,000 | 2,254 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,779,000 | 2,623 |
| Total interest expense | $590,000 | 2,850 |
| Net interest income | $6,189,000 | 2,563 |
| Provision for loan and lease losses | $300,000 | 1,615 |
| Total noninterest income | $838,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $209,000 | 3,081 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $629,000 | 2,605 |
| Total noninterest expense | $4,837,000 | 2,706 |
| Salaries and employee benefits | $2,729,000 | 2,677 |
| Premises and equipment expense | $762,000 | 2,135 |
| Additional noninterest expense | $1,346,000 | 2,971 |
| Pre-tax net operating income | $1,890,000 | 2,715 |
| Securities gains (losses) | $115,000 | 1,162 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,005,000 | 2,342 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,005,000 | 2,341 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,005,000 | 2,342 |
| Net charge-offs | $312,000 | 1,100 |
| Cash dividends | $511,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,890,000 | 2,375 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 2,670 |
| Total interest expense | $393,000 | 2,857 |
| Net interest income | $4,022,000 | 2,628 |
| Provision for loan and lease losses | $250,000 | 1,404 |
| Total noninterest income | $508,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $131,000 | 3,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $377,000 | 2,734 |
| Total noninterest expense | $3,234,000 | 2,709 |
| Salaries and employee benefits | $1,825,000 | 2,685 |
| Premises and equipment expense | $516,000 | 2,098 |
| Additional noninterest expense | $893,000 | 2,984 |
| Pre-tax net operating income | $1,046,000 | 3,003 |
| Securities gains (losses) | $115,000 | 872 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,161,000 | 2,538 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,161,000 | 2,537 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,161,000 | 2,537 |
| Net charge-offs | $314,000 | 838 |
| Cash dividends | $511,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,046,000 | 2,650 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 2,728 |
| Total interest expense | $198,000 | 2,858 |
| Net interest income | $1,952,000 | 2,683 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $212,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $65,000 | 3,192 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $147,000 | 3,007 |
| Total noninterest expense | $1,623,000 | 2,709 |
| Salaries and employee benefits | $926,000 | 2,651 |
| Premises and equipment expense | $276,000 | 1,995 |
| Additional noninterest expense | $421,000 | 3,114 |
| Pre-tax net operating income | $491,000 | 3,073 |
| Securities gains (losses) | $115,000 | 464 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $606,000 | 2,433 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $606,000 | 2,433 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $606,000 | 2,433 |
| Net charge-offs | $112,000 | 948 |
| Cash dividends | $511,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $491,000 | 2,728 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,522,000 | 2,723 |
| Total interest expense | $711,000 | 3,035 |
| Net interest income | $7,811,000 | 2,658 |
| Provision for loan and lease losses | $180,000 | 2,436 |
| Total noninterest income | $1,317,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $284,000 | 3,138 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,033,000 | 2,336 |
| Total noninterest expense | $6,554,000 | 2,680 |
| Salaries and employee benefits | $3,755,000 | 2,605 |
| Premises and equipment expense | $1,027,000 | 2,133 |
| Additional noninterest expense | $1,772,000 | 3,037 |
| Pre-tax net operating income | $2,394,000 | 2,714 |
| Securities gains (losses) | $43,000 | 1,751 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,437,000 | 2,383 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,437,000 | 2,384 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,437,000 | 2,385 |
| Net charge-offs | $289,000 | 1,638 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,394,000 | 2,369 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 2,704 |
| Total interest expense | $529,000 | 3,085 |
| Net interest income | $5,940,000 | 2,641 |
| Provision for loan and lease losses | $180,000 | 2,044 |
| Total noninterest income | $1,034,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $213,000 | 3,155 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $821,000 | 2,277 |
| Total noninterest expense | $4,912,000 | 2,683 |
| Salaries and employee benefits | $2,804,000 | 2,619 |
| Premises and equipment expense | $772,000 | 2,163 |
| Additional noninterest expense | $1,336,000 | 3,045 |
| Pre-tax net operating income | $1,882,000 | 2,669 |
| Securities gains (losses) | $43,000 | 1,570 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,925,000 | 2,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,925,000 | 2,334 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,925,000 | 2,334 |
| Net charge-offs | $261,000 | 1,311 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,882,000 | 2,334 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 2,715 |
| Total interest expense | $361,000 | 3,055 |
| Net interest income | $3,938,000 | 2,640 |
| Provision for loan and lease losses | $125,000 | 1,961 |
| Total noninterest income | $730,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $137,000 | 3,197 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $593,000 | 2,204 |
| Total noninterest expense | $3,273,000 | 2,720 |
| Salaries and employee benefits | $1,886,000 | 2,623 |
| Premises and equipment expense | $511,000 | 2,184 |
| Additional noninterest expense | $876,000 | 3,114 |
| Pre-tax net operating income | $1,270,000 | 2,631 |
| Securities gains (losses) | $43,000 | 1,322 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,313,000 | 2,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,313,000 | 2,273 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,313,000 | 2,273 |
| Net charge-offs | $173,000 | 1,286 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,270,000 | 2,286 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 2,716 |
| Total interest expense | $189,000 | 3,011 |
| Net interest income | $1,963,000 | 2,652 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $404,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $68,000 | 3,184 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $336,000 | 1,968 |
| Total noninterest expense | $1,665,000 | 2,695 |
| Salaries and employee benefits | $968,000 | 2,589 |
| Premises and equipment expense | $258,000 | 2,191 |
| Additional noninterest expense | $439,000 | 3,084 |
| Pre-tax net operating income | $602,000 | 2,678 |
| Securities gains (losses) | $42,000 | 921 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $644,000 | 2,278 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $644,000 | 2,279 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $644,000 | 2,279 |
| Net charge-offs | $21,000 | 2,091 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $602,000 | 2,314 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,359,000 | 2,796 |
| Total interest expense | $815,000 | 2,989 |
| Net interest income | $7,544,000 | 2,757 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,192,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $311,000 | 3,142 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $881,000 | 2,510 |
| Total noninterest expense | $6,287,000 | 2,820 |
| Salaries and employee benefits | $3,568,000 | 2,723 |
| Premises and equipment expense | $1,032,000 | 2,182 |
| Additional noninterest expense | $1,687,000 | 3,266 |
| Pre-tax net operating income | $2,449,000 | 2,618 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,449,000 | 2,340 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,449,000 | 2,340 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,449,000 | 2,340 |
| Net charge-offs | $30,000 | 4,096 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,449,000 | 2,297 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 2,852 |
| Total interest expense | $608,000 | 3,065 |
| Net interest income | $5,571,000 | 2,798 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $893,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $235,000 | 3,155 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $658,000 | 2,518 |
| Total noninterest expense | $4,686,000 | 2,850 |
| Salaries and employee benefits | $2,666,000 | 2,734 |
| Premises and equipment expense | $810,000 | 2,124 |
| Additional noninterest expense | $1,210,000 | 3,380 |
| Pre-tax net operating income | $1,778,000 | 2,726 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,778,000 | 2,416 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,778,000 | 2,417 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,778,000 | 2,416 |
| Net charge-offs | $8,000 | 4,232 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,778,000 | 2,372 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,118,000 | 2,852 |
| Total interest expense | $407,000 | 3,088 |
| Net interest income | $3,711,000 | 2,805 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $598,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $154,000 | 3,173 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $444,000 | 2,471 |
| Total noninterest expense | $3,119,000 | 2,865 |
| Salaries and employee benefits | $1,774,000 | 2,754 |
| Premises and equipment expense | $548,000 | 2,102 |
| Additional noninterest expense | $797,000 | 3,417 |
| Pre-tax net operating income | $1,190,000 | 2,670 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,190,000 | 2,357 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,190,000 | 2,361 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,190,000 | 2,361 |
| Net charge-offs | $15,000 | 3,541 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,190,000 | 2,312 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,051,000 | 2,876 |
| Total interest expense | $207,000 | 3,092 |
| Net interest income | $1,844,000 | 2,816 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $285,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $76,000 | 3,174 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $209,000 | 2,491 |
| Total noninterest expense | $1,561,000 | 2,897 |
| Salaries and employee benefits | $885,000 | 2,779 |
| Premises and equipment expense | $302,000 | 1,972 |
| Additional noninterest expense | $374,000 | 3,567 |
| Pre-tax net operating income | $568,000 | 2,671 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $568,000 | 2,357 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $568,000 | 2,358 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $568,000 | 2,359 |
| Net charge-offs | $27,000 | 2,305 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $568,000 | 2,319 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,754,000 | 2,734 |
| Total interest expense | $923,000 | 3,127 |
| Net interest income | $7,831,000 | 2,652 |
| Provision for loan and lease losses | $275,000 | 2,557 |
| Total noninterest income | $2,139,000 | 2,061 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $326,000 | 3,205 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,813,000 | 1,634 |
| Total noninterest expense | $6,549,000 | 2,782 |
| Salaries and employee benefits | $3,723,000 | 2,655 |
| Premises and equipment expense | $1,081,000 | 2,098 |
| Additional noninterest expense | $1,745,000 | 3,277 |
| Pre-tax net operating income | $3,146,000 | 2,095 |
| Securities gains (losses) | $53,000 | 1,750 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,199,000 | 1,798 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,199,000 | 1,801 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,199,000 | 1,801 |
| Net charge-offs | $279,000 | 2,653 |
| Cash dividends | $9,000 | 4,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,146,000 | 1,799 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,580,000 | 2,743 |
| Total interest expense | $694,000 | 3,195 |
| Net interest income | $5,886,000 | 2,657 |
| Provision for loan and lease losses | $250,000 | 2,282 |
| Total noninterest income | $1,871,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $242,000 | 3,243 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,629,000 | 1,460 |
| Total noninterest expense | $4,724,000 | 2,884 |
| Salaries and employee benefits | $2,611,000 | 2,825 |
| Premises and equipment expense | $799,000 | 2,149 |
| Additional noninterest expense | $1,314,000 | 3,277 |
| Pre-tax net operating income | $2,783,000 | 1,867 |
| Securities gains (losses) | $-3,000 | 6,385 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,780,000 | 1,618 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,780,000 | 1,621 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,780,000 | 1,622 |
| Net charge-offs | $262,000 | 2,255 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,783,000 | 1,574 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 2,736 |
| Total interest expense | $459,000 | 3,278 |
| Net interest income | $3,951,000 | 2,637 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $1,542,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $153,000 | 3,317 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,389,000 | 1,261 |
| Total noninterest expense | $3,111,000 | 2,918 |
| Salaries and employee benefits | $1,673,000 | 2,918 |
| Premises and equipment expense | $532,000 | 2,156 |
| Additional noninterest expense | $906,000 | 3,188 |
| Pre-tax net operating income | $2,132,000 | 1,635 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,127,000 | 1,423 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,127,000 | 1,427 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,127,000 | 1,426 |
| Net charge-offs | $247,000 | 1,882 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,132,000 | 1,366 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 2,773 |
| Total interest expense | $214,000 | 3,528 |
| Net interest income | $1,969,000 | 2,651 |
| Provision for loan and lease losses | $250,000 | 1,141 |
| Total noninterest income | $1,209,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $75,000 | 3,336 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,134,000 | 908 |
| Total noninterest expense | $1,462,000 | 3,065 |
| Salaries and employee benefits | $830,000 | 2,957 |
| Premises and equipment expense | $226,000 | 2,510 |
| Additional noninterest expense | $406,000 | 3,474 |
| Pre-tax net operating income | $1,466,000 | 1,241 |
| Securities gains (losses) | $-5,000 | 6,741 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,461,000 | 1,043 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,461,000 | 1,043 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,461,000 | 1,045 |
| Net charge-offs | $274,000 | 1,126 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,466,000 | 990 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,058,000 | 3,088 |
| Total interest expense | $931,000 | 3,787 |
| Net interest income | $7,127,000 | 2,938 |
| Provision for loan and lease losses | $255,000 | 3,595 |
| Total noninterest income | $1,248,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $306,000 | 3,450 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $942,000 | 2,456 |
| Total noninterest expense | $5,195,000 | 3,374 |
| Salaries and employee benefits | $2,987,000 | 3,138 |
| Premises and equipment expense | $640,000 | 3,230 |
| Additional noninterest expense | $1,568,000 | 3,687 |
| Pre-tax net operating income | $2,925,000 | 2,133 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,925,000 | 1,906 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,925,000 | 1,904 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,925,000 | 1,906 |
| Net charge-offs | $354,000 | 3,093 |
| Cash dividends | $510,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,925,000 | 1,799 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,941,000 | 3,192 |
| Total interest expense | $726,000 | 3,812 |
| Net interest income | $5,215,000 | 3,042 |
| Provision for loan and lease losses | $160,000 | 3,797 |
| Total noninterest income | $934,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $225,000 | 3,518 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $709,000 | 2,443 |
| Total noninterest expense | $3,748,000 | 3,495 |
| Salaries and employee benefits | $2,173,000 | 3,226 |
| Premises and equipment expense | $477,000 | 3,281 |
| Additional noninterest expense | $1,098,000 | 3,864 |
| Pre-tax net operating income | $2,241,000 | 2,157 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,241,000 | 1,901 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,241,000 | 1,900 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,241,000 | 1,902 |
| Net charge-offs | $377,000 | 2,532 |
| Cash dividends | $510,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,241,000 | 1,798 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 3,214 |
| Total interest expense | $497,000 | 3,841 |
| Net interest income | $3,457,000 | 3,068 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $600,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $148,000 | 3,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $452,000 | 2,471 |
| Total noninterest expense | $2,484,000 | 3,518 |
| Salaries and employee benefits | $1,460,000 | 3,214 |
| Premises and equipment expense | $311,000 | 3,340 |
| Additional noninterest expense | $713,000 | 3,936 |
| Pre-tax net operating income | $1,473,000 | 2,166 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,473,000 | 1,915 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,473,000 | 1,914 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,473,000 | 1,915 |
| Net charge-offs | $239,000 | 2,546 |
| Cash dividends | $510,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,473,000 | 1,822 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 3,263 |
| Total interest expense | $249,000 | 3,946 |
| Net interest income | $1,713,000 | 3,103 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $277,000 | 3,072 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $74,000 | 3,530 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $203,000 | 2,634 |
| Total noninterest expense | $1,194,000 | 3,647 |
| Salaries and employee benefits | $735,000 | 3,222 |
| Premises and equipment expense | $144,000 | 3,566 |
| Additional noninterest expense | $315,000 | 4,253 |
| Pre-tax net operating income | $721,000 | 2,224 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $721,000 | 1,964 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $721,000 | 1,965 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $721,000 | 1,966 |
| Net charge-offs | $200,000 | 1,847 |
| Cash dividends | $510,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $721,000 | 1,858 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 3,427 |
| Total interest expense | $1,145,000 | 4,083 |
| Net interest income | $6,560,000 | 3,234 |
| Provision for loan and lease losses | $134,000 | 5,069 |
| Total noninterest income | $940,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $322,000 | 3,457 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $618,000 | 2,817 |
| Total noninterest expense | $5,009,000 | 3,531 |
| Salaries and employee benefits | $2,884,000 | 3,213 |
| Premises and equipment expense | $720,000 | 3,139 |
| Additional noninterest expense | $1,405,000 | 4,018 |
| Pre-tax net operating income | $2,357,000 | 2,216 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,357,000 | 1,966 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,357,000 | 1,967 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,357,000 | 1,967 |
| Net charge-offs | $212,000 | 4,229 |
| Cash dividends | $285,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,357,000 | 1,877 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,821,000 | 3,449 |
| Total interest expense | $875,000 | 4,156 |
| Net interest income | $4,946,000 | 3,235 |
| Provision for loan and lease losses | $134,000 | 4,670 |
| Total noninterest income | $686,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $242,000 | 3,467 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $444,000 | 2,875 |
| Total noninterest expense | $3,699,000 | 3,581 |
| Salaries and employee benefits | $2,106,000 | 3,276 |
| Premises and equipment expense | $556,000 | 3,095 |
| Additional noninterest expense | $1,037,000 | 4,075 |
| Pre-tax net operating income | $1,799,000 | 2,265 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,799,000 | 2,004 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,799,000 | 2,004 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,799,000 | 2,004 |
| Net charge-offs | $166,000 | 3,925 |
| Cash dividends | $285,000 | 2,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,799,000 | 1,900 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 3,484 |
| Total interest expense | $590,000 | 4,228 |
| Net interest income | $3,286,000 | 3,259 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $439,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $157,000 | 3,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $282,000 | 2,971 |
| Total noninterest expense | $2,525,000 | 3,552 |
| Salaries and employee benefits | $1,405,000 | 3,303 |
| Premises and equipment expense | $381,000 | 3,055 |
| Additional noninterest expense | $739,000 | 3,944 |
| Pre-tax net operating income | $1,080,000 | 2,414 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,080,000 | 2,130 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,080,000 | 2,131 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,080,000 | 2,131 |
| Net charge-offs | $140,000 | 3,489 |
| Cash dividends | $150,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,080,000 | 2,064 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 3,541 |
| Total interest expense | $304,000 | 4,260 |
| Net interest income | $1,604,000 | 3,304 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $212,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $71,000 | 3,675 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $141,000 | 3,013 |
| Total noninterest expense | $1,262,000 | 3,556 |
| Salaries and employee benefits | $710,000 | 3,294 |
| Premises and equipment expense | $203,000 | 2,949 |
| Additional noninterest expense | $349,000 | 4,103 |
| Pre-tax net operating income | $494,000 | 2,577 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $494,000 | 2,278 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $494,000 | 2,277 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $494,000 | 2,278 |
| Net charge-offs | $88,000 | 2,869 |
| Cash dividends | $150,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $494,000 | 2,226 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,548,000 | 3,704 |
| Total interest expense | $1,795,000 | 3,833 |
| Net interest income | $5,753,000 | 3,583 |
| Provision for loan and lease losses | $210,000 | 5,279 |
| Total noninterest income | $847,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $368,000 | 3,233 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $479,000 | 3,253 |
| Total noninterest expense | $4,985,000 | 3,625 |
| Salaries and employee benefits | $2,707,000 | 3,388 |
| Premises and equipment expense | $722,000 | 3,213 |
| Additional noninterest expense | $1,556,000 | 3,909 |
| Pre-tax net operating income | $1,405,000 | 2,819 |
| Securities gains (losses) | $127,000 | 1,954 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,532,000 | 2,477 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,532,000 | 2,474 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,532,000 | 2,479 |
| Net charge-offs | $459,000 | 3,765 |
| Cash dividends | $9,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,405,000 | 2,517 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 3,813 |
| Total interest expense | $1,409,000 | 3,859 |
| Net interest income | $4,205,000 | 3,700 |
| Provision for loan and lease losses | $210,000 | 4,819 |
| Total noninterest income | $601,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $279,000 | 3,278 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $322,000 | 3,446 |
| Total noninterest expense | $3,697,000 | 3,661 |
| Salaries and employee benefits | $1,986,000 | 3,458 |
| Premises and equipment expense | $512,000 | 3,424 |
| Additional noninterest expense | $1,199,000 | 3,808 |
| Pre-tax net operating income | $899,000 | 3,281 |
| Securities gains (losses) | $127,000 | 1,735 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,026,000 | 2,844 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,026,000 | 2,838 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,026,000 | 2,843 |
| Net charge-offs | $364,000 | 3,474 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $899,000 | 2,949 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 3,860 |
| Total interest expense | $975,000 | 3,868 |
| Net interest income | $2,730,000 | 3,778 |
| Provision for loan and lease losses | $210,000 | 4,142 |
| Total noninterest income | $383,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $188,000 | 3,271 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $195,000 | 3,542 |
| Total noninterest expense | $2,503,000 | 3,618 |
| Salaries and employee benefits | $1,320,000 | 3,493 |
| Premises and equipment expense | $338,000 | 3,484 |
| Additional noninterest expense | $845,000 | 3,653 |
| Pre-tax net operating income | $400,000 | 3,992 |
| Securities gains (losses) | $127,000 | 1,254 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $527,000 | 3,316 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $527,000 | 3,313 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $527,000 | 3,315 |
| Net charge-offs | $283,000 | 3,118 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $400,000 | 3,680 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 3,937 |
| Total interest expense | $499,000 | 3,933 |
| Net interest income | $1,344,000 | 3,838 |
| Provision for loan and lease losses | $132,000 | 3,599 |
| Total noninterest income | $223,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $92,000 | 3,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 3,057 |
| Total noninterest expense | $1,228,000 | 3,704 |
| Salaries and employee benefits | $647,000 | 3,605 |
| Premises and equipment expense | $173,000 | 3,490 |
| Additional noninterest expense | $408,000 | 3,751 |
| Pre-tax net operating income | $207,000 | 3,994 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $207,000 | 3,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $207,000 | 3,808 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $207,000 | 3,810 |
| Net charge-offs | $199,000 | 2,449 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $207,000 | 3,691 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,789,000 | 3,887 |
| Total interest expense | $2,496,000 | 3,891 |
| Net interest income | $5,293,000 | 3,804 |
| Provision for loan and lease losses | $499,000 | 4,553 |
| Total noninterest income | $940,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $428,000 | 3,195 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $512,000 | 3,165 |
| Total noninterest expense | $5,143,000 | 3,598 |
| Salaries and employee benefits | $2,730,000 | 3,439 |
| Premises and equipment expense | $667,000 | 3,598 |
| Additional noninterest expense | $1,746,000 | 3,681 |
| Pre-tax net operating income | $591,000 | 3,792 |
| Securities gains (losses) | $440,000 | 960 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,031,000 | 2,717 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,031,000 | 2,716 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,031,000 | 2,717 |
| Net charge-offs | $1,013,000 | 2,841 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $591,000 | 3,546 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,906,000 | 3,913 |
| Total interest expense | $1,931,000 | 3,941 |
| Net interest income | $3,975,000 | 3,806 |
| Provision for loan and lease losses | $423,000 | 4,097 |
| Total noninterest income | $668,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $319,000 | 3,224 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $349,000 | 3,398 |
| Total noninterest expense | $3,815,000 | 3,629 |
| Salaries and employee benefits | $2,051,000 | 3,474 |
| Premises and equipment expense | $507,000 | 3,590 |
| Additional noninterest expense | $1,257,000 | 3,755 |
| Pre-tax net operating income | $405,000 | 4,174 |
| Securities gains (losses) | $440,000 | 765 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $845,000 | 2,776 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $845,000 | 2,772 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $845,000 | 2,776 |
| Net charge-offs | $704,000 | 2,627 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $405,000 | 3,935 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 3,922 |
| Total interest expense | $1,319,000 | 3,991 |
| Net interest income | $2,651,000 | 3,783 |
| Provision for loan and lease losses | $297,000 | 3,764 |
| Total noninterest income | $469,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $214,000 | 3,180 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $255,000 | 3,264 |
| Total noninterest expense | $2,567,000 | 3,646 |
| Salaries and employee benefits | $1,371,000 | 3,498 |
| Premises and equipment expense | $345,000 | 3,561 |
| Additional noninterest expense | $851,000 | 3,709 |
| Pre-tax net operating income | $256,000 | 4,351 |
| Securities gains (losses) | $440,000 | 569 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $696,000 | 2,503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $696,000 | 2,500 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $696,000 | 2,502 |
| Net charge-offs | $589,000 | 2,155 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $256,000 | 4,108 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 3,968 |
| Total interest expense | $669,000 | 4,072 |
| Net interest income | $1,317,000 | 3,793 |
| Provision for loan and lease losses | $148,000 | 3,362 |
| Total noninterest income | $211,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $99,000 | 3,285 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $1,306,000 | 3,516 |
| Salaries and employee benefits | $720,000 | 3,386 |
| Premises and equipment expense | $176,000 | 3,557 |
| Additional noninterest expense | $410,000 | 3,502 |
| Pre-tax net operating income | $74,000 | 5,329 |
| Securities gains (losses) | $276,000 | 538 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $350,000 | 2,818 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $350,000 | 2,817 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $350,000 | 2,819 |
| Net charge-offs | $387,000 | 1,574 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $74,000 | 5,150 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,674,000 | 3,625 |
| Total interest expense | $4,180,000 | 3,407 |
| Net interest income | $5,494,000 | 3,698 |
| Provision for loan and lease losses | $2,655,000 | 1,511 |
| Total noninterest income | $288,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $354,000 | 3,698 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-66,000 | 8,109 |
| Total noninterest expense | $5,350,000 | 3,379 |
| Salaries and employee benefits | $2,887,000 | 3,360 |
| Premises and equipment expense | $740,000 | 3,369 |
| Additional noninterest expense | $1,723,000 | 3,253 |
| Pre-tax net operating income | $-2,223,000 | 7,423 |
| Securities gains (losses) | $70,000 | 1,377 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,153,000 | 7,422 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,153,000 | 7,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,094,000 | 1,867 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,223,000 | 7,532 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,588,000 | 3,561 |
| Total interest expense | $3,396,000 | 3,304 |
| Net interest income | $4,192,000 | 3,683 |
| Provision for loan and lease losses | $2,484,000 | 1,027 |
| Total noninterest income | $71,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $249,000 | 3,860 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-178,000 | 8,290 |
| Total noninterest expense | $4,200,000 | 3,257 |
| Salaries and employee benefits | $2,230,000 | 3,315 |
| Premises and equipment expense | $581,000 | 3,273 |
| Additional noninterest expense | $1,389,000 | 2,966 |
| Pre-tax net operating income | $-2,421,000 | 7,934 |
| Securities gains (losses) | $70,000 | 1,197 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,351,000 | 7,926 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,351,000 | 7,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,016,000 | 1,288 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,421,000 | 8,008 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,220,000 | 3,534 |
| Total interest expense | $2,472,000 | 3,217 |
| Net interest income | $2,748,000 | 3,721 |
| Provision for loan and lease losses | $2,314,000 | 708 |
| Total noninterest income | $-30,000 | 8,377 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $156,000 | 3,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-186,000 | 8,397 |
| Total noninterest expense | $2,859,000 | 3,207 |
| Salaries and employee benefits | $1,518,000 | 3,295 |
| Premises and equipment expense | $419,000 | 3,082 |
| Additional noninterest expense | $922,000 | 2,946 |
| Pre-tax net operating income | $-2,455,000 | 8,205 |
| Securities gains (losses) | $70,000 | 1,202 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-2,385,000 | 8,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,385,000 | 8,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $843,000 | 958 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,455,000 | 8,242 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 3,490 |
| Total interest expense | $1,357,000 | 3,139 |
| Net interest income | $1,371,000 | 3,712 |
| Provision for loan and lease losses | $1,230,000 | 545 |
| Total noninterest income | $-150,000 | 8,457 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $74,000 | 4,043 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-224,000 | 8,468 |
| Total noninterest expense | $1,468,000 | 3,123 |
| Salaries and employee benefits | $771,000 | 3,260 |
| Premises and equipment expense | $209,000 | 3,109 |
| Additional noninterest expense | $488,000 | 2,782 |
| Pre-tax net operating income | $-1,477,000 | 8,329 |
| Securities gains (losses) | $19,000 | 1,626 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,458,000 | 8,360 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,458,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 1,322 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,477,000 | 8,352 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,018,000 | 3,523 |
| Total interest expense | $5,615,000 | 3,173 |
| Net interest income | $5,403,000 | 3,778 |
| Provision for loan and lease losses | $1,478,000 | 1,069 |
| Total noninterest income | $712,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $360,000 | 3,727 |
| Trading account gains and fees | $36,000 | 147 |
| Additional Noninterest Income | $316,000 | 4,139 |
| Total noninterest expense | $5,203,000 | 3,343 |
| Salaries and employee benefits | $2,795,000 | 3,420 |
| Premises and equipment expense | $755,000 | 3,240 |
| Additional noninterest expense | $1,653,000 | 3,153 |
| Pre-tax net operating income | $-566,000 | 7,845 |
| Securities gains (losses) | $-18,000 | 7,726 |
| Applicable income taxes | $-23,000 | 7,855 |
| Income before extraordinary items | $-561,000 | 7,916 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-561,000 | 7,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,172,000 | 911 |
| Cash dividends | $137,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-543,720 | 7,898 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,185,000 | 3,552 |
| Total interest expense | $4,148,000 | 3,206 |
| Net interest income | $4,037,000 | 3,804 |
| Provision for loan and lease losses | $1,025,000 | 881 |
| Total noninterest income | $610,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $268,000 | 3,739 |
| Trading account gains and fees | $36,000 | 149 |
| Additional Noninterest Income | $306,000 | 3,706 |
| Total noninterest expense | $3,713,000 | 3,448 |
| Salaries and employee benefits | $2,091,000 | 3,405 |
| Premises and equipment expense | $522,000 | 3,440 |
| Additional noninterest expense | $1,100,000 | 3,439 |
| Pre-tax net operating income | $-91,000 | 7,792 |
| Securities gains (losses) | $-18,000 | 7,926 |
| Applicable income taxes | $-23,000 | 8,089 |
| Income before extraordinary items | $-86,000 | 7,838 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-86,000 | 7,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $990,000 | 664 |
| Cash dividends | $137,000 | 4,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-71,780 | 7,802 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,355,000 | 3,604 |
| Total interest expense | $2,638,000 | 3,304 |
| Net interest income | $2,717,000 | 3,800 |
| Provision for loan and lease losses | $375,000 | 1,291 |
| Total noninterest income | $417,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $167,000 | 3,877 |
| Trading account gains and fees | $33,000 | 135 |
| Additional Noninterest Income | $217,000 | 3,630 |
| Total noninterest expense | $2,493,000 | 3,442 |
| Salaries and employee benefits | $1,395,000 | 3,430 |
| Premises and equipment expense | $352,000 | 3,426 |
| Additional noninterest expense | $746,000 | 3,382 |
| Pre-tax net operating income | $266,000 | 6,257 |
| Securities gains (losses) | $-18,000 | 8,116 |
| Applicable income taxes | $-23,000 | 8,216 |
| Income before extraordinary items | $271,000 | 5,869 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $271,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 863 |
| Cash dividends | $137,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $289,000 | 5,721 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 3,642 |
| Total interest expense | $1,287,000 | 3,351 |
| Net interest income | $1,340,000 | 3,837 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $196,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $76,000 | 4,018 |
| Trading account gains and fees | $22,000 | 160 |
| Additional Noninterest Income | $98,000 | 3,797 |
| Total noninterest expense | $1,316,000 | 3,320 |
| Salaries and employee benefits | $750,000 | 3,268 |
| Premises and equipment expense | $179,000 | 3,407 |
| Additional noninterest expense | $387,000 | 3,261 |
| Pre-tax net operating income | $70,000 | 7,050 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-23,000 | 8,319 |
| Income before extraordinary items | $93,000 | 6,499 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $93,000 | 6,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 578 |
| Cash dividends | $137,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $93,000 | 6,488 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,055,000 | 3,845 |
| Total interest expense | $3,996,000 | 3,604 |
| Net interest income | $5,059,000 | 3,968 |
| Provision for loan and lease losses | $665,000 | 1,470 |
| Total noninterest income | $812,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $348,000 | 3,821 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $464,000 | 3,470 |
| Total noninterest expense | $4,314,000 | 3,755 |
| Salaries and employee benefits | $2,411,000 | 3,706 |
| Premises and equipment expense | $526,000 | 4,131 |
| Additional noninterest expense | $1,377,000 | 3,532 |
| Pre-tax net operating income | $892,000 | 5,426 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $892,000 | 4,962 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $892,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,272 |
| Cash dividends | $896,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $892,000 | 4,955 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,518,000 | 3,941 |
| Total interest expense | $2,799,000 | 3,686 |
| Net interest income | $3,719,000 | 4,061 |
| Provision for loan and lease losses | $490,000 | 1,413 |
| Total noninterest income | $587,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $271,000 | 3,778 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $316,000 | 3,653 |
| Total noninterest expense | $3,219,000 | 3,765 |
| Salaries and employee benefits | $1,799,000 | 3,729 |
| Premises and equipment expense | $376,000 | 4,275 |
| Additional noninterest expense | $1,044,000 | 3,487 |
| Pre-tax net operating income | $597,000 | 5,866 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $597,000 | 5,365 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $597,000 | 5,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 916 |
| Cash dividends | $759,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $597,000 | 5,363 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 4,047 |
| Total interest expense | $1,703,000 | 3,796 |
| Net interest income | $2,407,000 | 4,153 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $402,000 | 4,035 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $192,000 | 3,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 3,655 |
| Total noninterest expense | $2,089,000 | 3,871 |
| Salaries and employee benefits | $1,148,000 | 3,867 |
| Premises and equipment expense | $229,000 | 4,518 |
| Additional noninterest expense | $712,000 | 3,423 |
| Pre-tax net operating income | $480,000 | 5,500 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $480,000 | 4,984 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $480,000 | 4,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,498 |
| Cash dividends | $622,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $480,000 | 4,977 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 4,172 |
| Total interest expense | $768,000 | 3,928 |
| Net interest income | $1,169,000 | 4,232 |
| Provision for loan and lease losses | $105,000 | 1,911 |
| Total noninterest income | $185,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 3,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,095 |
| Total noninterest expense | $1,033,000 | 3,929 |
| Salaries and employee benefits | $599,000 | 3,772 |
| Premises and equipment expense | $88,000 | 5,343 |
| Additional noninterest expense | $346,000 | 3,476 |
| Pre-tax net operating income | $216,000 | 5,679 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $216,000 | 5,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,551 |
| Cash dividends | $622,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $216,000 | 5,159 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,044,000 | 4,127 |
| Total interest expense | $2,310,000 | 4,023 |
| Net interest income | $4,734,000 | 4,117 |
| Provision for loan and lease losses | $350,000 | 2,522 |
| Total noninterest income | $904,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $431,000 | 3,381 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $473,000 | 3,475 |
| Total noninterest expense | $3,807,000 | 4,018 |
| Salaries and employee benefits | $1,980,000 | 4,148 |
| Premises and equipment expense | $357,000 | 5,221 |
| Additional noninterest expense | $1,470,000 | 3,276 |
| Pre-tax net operating income | $1,481,000 | 4,417 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $245,000 | 4,390 |
| Income before extraordinary items | $1,236,000 | 4,272 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,236,000 | 4,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 1,375 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,236,000 | 4,246 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 4,121 |
| Total interest expense | $1,618,000 | 4,088 |
| Net interest income | $3,581,000 | 4,087 |
| Provision for loan and lease losses | $250,000 | 2,545 |
| Total noninterest income | $773,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $318,000 | 3,434 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $455,000 | 3,047 |
| Total noninterest expense | $2,845,000 | 3,995 |
| Salaries and employee benefits | $1,460,000 | 4,173 |
| Premises and equipment expense | $258,000 | 5,335 |
| Additional noninterest expense | $1,127,000 | 3,189 |
| Pre-tax net operating income | $1,259,000 | 4,191 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $245,000 | 4,117 |
| Income before extraordinary items | $1,014,000 | 4,114 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,014,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,022 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,014,000 | 4,075 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 4,129 |
| Total interest expense | $1,051,000 | 3,993 |
| Net interest income | $2,335,000 | 4,137 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $457,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $204,000 | 3,467 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $253,000 | 3,354 |
| Total noninterest expense | $1,798,000 | 4,153 |
| Salaries and employee benefits | $969,000 | 4,162 |
| Premises and equipment expense | $171,000 | 5,345 |
| Additional noninterest expense | $658,000 | 3,520 |
| Pre-tax net operating income | $834,000 | 4,189 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $245,000 | 3,449 |
| Income before extraordinary items | $589,000 | 4,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $589,000 | 4,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 1,115 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $589,000 | 4,414 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 4,198 |
| Total interest expense | $522,000 | 3,904 |
| Net interest income | $1,120,000 | 4,270 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $192,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $93,000 | 3,609 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,751 |
| Total noninterest expense | $935,000 | 4,046 |
| Salaries and employee benefits | $521,000 | 3,971 |
| Premises and equipment expense | $102,000 | 4,794 |
| Additional noninterest expense | $312,000 | 3,692 |
| Pre-tax net operating income | $302,000 | 4,974 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $245,000 | 2,302 |
| Income before extraordinary items | $57,000 | 7,647 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $57,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,192 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $57,000 | 7,615 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,893,000 | 4,314 |
| Total interest expense | $1,571,000 | 4,395 |
| Net interest income | $4,322,000 | 4,244 |
| Provision for loan and lease losses | $410,000 | 2,317 |
| Total noninterest income | $1,144,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $456,000 | 3,349 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $688,000 | 2,730 |
| Total noninterest expense | $3,626,000 | 4,063 |
| Salaries and employee benefits | $1,931,000 | 4,116 |
| Premises and equipment expense | $428,000 | 4,561 |
| Additional noninterest expense | $1,267,000 | 3,594 |
| Pre-tax net operating income | $1,430,000 | 4,368 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $502,000 | 3,346 |
| Income before extraordinary items | $928,000 | 4,890 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $928,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,025 |
| Cash dividends | $189,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $928,000 | 4,826 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 4,342 |
| Total interest expense | $1,138,000 | 4,450 |
| Net interest income | $3,210,000 | 4,273 |
| Provision for loan and lease losses | $320,000 | 2,139 |
| Total noninterest income | $866,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $349,000 | 3,315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $517,000 | 2,738 |
| Total noninterest expense | $2,638,000 | 4,131 |
| Salaries and employee benefits | $1,414,000 | 4,140 |
| Premises and equipment expense | $301,000 | 4,738 |
| Additional noninterest expense | $923,000 | 3,640 |
| Pre-tax net operating income | $1,118,000 | 4,343 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $390,000 | 3,349 |
| Income before extraordinary items | $728,000 | 4,857 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $728,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,523 |
| Cash dividends | $189,000 | 4,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $728,000 | 4,773 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 4,367 |
| Total interest expense | $751,000 | 4,474 |
| Net interest income | $2,136,000 | 4,282 |
| Provision for loan and lease losses | $155,000 | 2,649 |
| Total noninterest income | $411,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $229,000 | 3,336 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $182,000 | 3,939 |
| Total noninterest expense | $1,726,000 | 4,211 |
| Salaries and employee benefits | $943,000 | 4,154 |
| Premises and equipment expense | $195,000 | 4,840 |
| Additional noninterest expense | $588,000 | 3,805 |
| Pre-tax net operating income | $666,000 | 4,570 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $238,000 | 3,474 |
| Income before extraordinary items | $428,000 | 5,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $428,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,243 |
| Cash dividends | $189,000 | 3,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $428,000 | 5,050 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 4,431 |
| Total interest expense | $375,000 | 4,503 |
| Net interest income | $1,049,000 | 4,338 |
| Provision for loan and lease losses | $103,000 | 2,085 |
| Total noninterest income | $195,000 | 4,119 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $111,000 | 3,331 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $84,000 | 4,069 |
| Total noninterest expense | $871,000 | 4,195 |
| Salaries and employee benefits | $491,000 | 4,068 |
| Premises and equipment expense | $97,000 | 4,884 |
| Additional noninterest expense | $283,000 | 3,919 |
| Pre-tax net operating income | $270,000 | 5,079 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $93,000 | 3,908 |
| Income before extraordinary items | $177,000 | 5,629 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 5,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 995 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $177,000 | 5,507 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,833,000 | 4,391 |
| Total interest expense | $1,479,000 | 4,907 |
| Net interest income | $4,354,000 | 4,100 |
| Provision for loan and lease losses | $316,000 | 3,046 |
| Total noninterest income | $1,097,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $389,000 | 3,707 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $708,000 | 2,953 |
| Total noninterest expense | $3,481,000 | 4,137 |
| Salaries and employee benefits | $1,824,000 | 4,221 |
| Premises and equipment expense | $424,000 | 4,539 |
| Additional noninterest expense | $1,233,000 | 3,651 |
| Pre-tax net operating income | $1,654,000 | 3,862 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $582,000 | 3,123 |
| Income before extraordinary items | $1,072,000 | 4,447 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,072,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,578 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,072,000 | 4,274 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 4,436 |
| Total interest expense | $1,117,000 | 5,026 |
| Net interest income | $3,260,000 | 4,127 |
| Provision for loan and lease losses | $229,000 | 3,032 |
| Total noninterest income | $878,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $288,000 | 3,748 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $590,000 | 2,855 |
| Total noninterest expense | $2,601,000 | 4,124 |
| Salaries and employee benefits | $1,365,000 | 4,220 |
| Premises and equipment expense | $317,000 | 4,554 |
| Additional noninterest expense | $919,000 | 3,650 |
| Pre-tax net operating income | $1,308,000 | 3,829 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $459,000 | 3,176 |
| Income before extraordinary items | $849,000 | 4,447 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $849,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,062 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $849,000 | 4,276 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 4,472 |
| Total interest expense | $748,000 | 5,142 |
| Net interest income | $2,160,000 | 4,154 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $624,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $187,000 | 3,774 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $437,000 | 2,655 |
| Total noninterest expense | $1,722,000 | 4,148 |
| Salaries and employee benefits | $911,000 | 4,219 |
| Premises and equipment expense | $211,000 | 4,557 |
| Additional noninterest expense | $600,000 | 3,701 |
| Pre-tax net operating income | $912,000 | 3,729 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $321,000 | 3,108 |
| Income before extraordinary items | $591,000 | 4,345 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $591,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $591,000 | 4,135 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 4,599 |
| Total interest expense | $375,000 | 5,223 |
| Net interest income | $1,035,000 | 4,291 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $297,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $89,000 | 3,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $208,000 | 2,655 |
| Total noninterest expense | $816,000 | 4,302 |
| Salaries and employee benefits | $431,000 | 4,387 |
| Premises and equipment expense | $98,000 | 4,773 |
| Additional noninterest expense | $287,000 | 3,789 |
| Pre-tax net operating income | $441,000 | 3,807 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $158,000 | 3,132 |
| Income before extraordinary items | $283,000 | 4,396 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $283,000 | 4,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $283,000 | 4,201 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 4,778 |
| Total interest expense | $1,822,000 | 5,111 |
| Net interest income | $3,778,000 | 4,523 |
| Provision for loan and lease losses | $326,000 | 3,269 |
| Total noninterest income | $968,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $366,000 | 3,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $602,000 | 2,956 |
| Total noninterest expense | $3,190,000 | 4,270 |
| Salaries and employee benefits | $1,653,000 | 4,354 |
| Premises and equipment expense | $411,000 | 4,550 |
| Additional noninterest expense | $1,126,000 | 3,794 |
| Pre-tax net operating income | $1,230,000 | 4,635 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $390,000 | 3,940 |
| Income before extraordinary items | $840,000 | 5,067 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $840,000 | 5,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,839 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $840,000 | 4,939 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,986,000 | 4,968 |
| Total interest expense | $2,395,000 | 5,528 |
| Net interest income | $3,591,000 | 4,482 |
| Provision for loan and lease losses | $295,000 | 3,263 |
| Total noninterest income | $1,137,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $344,000 | 3,816 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $793,000 | 2,400 |
| Total noninterest expense | $3,043,000 | 4,288 |
| Salaries and employee benefits | $1,515,000 | 4,478 |
| Premises and equipment expense | $410,000 | 4,519 |
| Additional noninterest expense | $1,118,000 | 3,722 |
| Pre-tax net operating income | $1,390,000 | 4,061 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $488,000 | 3,364 |
| Income before extraordinary items | $902,000 | 4,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $902,000 | 4,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,463 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $902,000 | 4,448 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 5,318 |
| Total interest expense | $2,482,000 | 5,580 |
| Net interest income | $3,130,000 | 4,999 |
| Provision for loan and lease losses | $223,000 | 3,509 |
| Total noninterest income | $659,000 | 4,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 3,803 |
| Total noninterest expense | $3,121,000 | 4,099 |
| Salaries and employee benefits | $1,229,000 | 5,114 |
| Premises and equipment expense | $318,000 | 5,249 |
| Additional noninterest expense | $1,574,000 | 2,687 |
| Pre-tax net operating income | $445,000 | 7,255 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $144,000 | 5,996 |
| Income before extraordinary items | $301,000 | 7,464 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $301,000 | 7,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,479 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $301,000 | 7,471 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 5,715 |
| Total interest expense | $2,087,000 | 5,850 |
| Net interest income | $2,705,000 | 5,530 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $672,000 | 4,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,447 |
| Total noninterest expense | $2,135,000 | 5,421 |
| Salaries and employee benefits | $1,086,000 | 5,553 |
| Premises and equipment expense | $238,000 | 6,214 |
| Additional noninterest expense | $811,000 | 4,733 |
| Pre-tax net operating income | $1,077,000 | 5,078 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $370,000 | 4,359 |
| Income before extraordinary items | $705,000 | 5,437 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $705,000 | 5,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,732 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $706,320 | 5,404 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 5,941 |
| Total interest expense | $2,239,000 | 5,769 |
| Net interest income | $2,424,000 | 5,957 |
| Provision for loan and lease losses | $302,000 | 2,556 |
| Total noninterest income | $682,000 | 4,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $430,000 | 3,277 |
| Total noninterest expense | $1,935,000 | 5,716 |
| Salaries and employee benefits | $938,000 | 6,034 |
| Premises and equipment expense | $241,000 | 6,084 |
| Additional noninterest expense | $756,000 | 4,868 |
| Pre-tax net operating income | $869,000 | 5,846 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $294,000 | 5,226 |
| Income before extraordinary items | $575,000 | 6,183 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $575,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,022 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $575,000 | 6,071 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 6,498 |
| Total interest expense | $1,966,000 | 6,323 |
| Net interest income | $2,208,000 | 6,515 |
| Provision for loan and lease losses | $228,000 | 3,172 |
| Total noninterest income | $304,000 | 6,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,059 |
| Total noninterest expense | $1,471,000 | 6,863 |
| Salaries and employee benefits | $718,000 | 7,219 |
| Premises and equipment expense | $208,000 | 6,702 |
| Additional noninterest expense | $545,000 | 6,165 |
| Pre-tax net operating income | $813,000 | 6,492 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $255,000 | 6,207 |
| Income before extraordinary items | $558,000 | 6,617 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $558,000 | 6,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,440 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $558,000 | 6,562 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 7,644 |
| Total interest expense | $1,587,000 | 7,358 |
| Net interest income | $1,674,000 | 7,846 |
| Provision for loan and lease losses | $66,000 | 5,953 |
| Total noninterest income | $259,000 | 7,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,550 |
| Total noninterest expense | $1,163,000 | 8,100 |
| Salaries and employee benefits | $533,000 | 8,630 |
| Premises and equipment expense | $191,000 | 7,191 |
| Additional noninterest expense | $439,000 | 7,557 |
| Pre-tax net operating income | $704,000 | 6,916 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $215,000 | 6,900 |
| Income before extraordinary items | $489,000 | 6,973 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $489,000 | 6,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,244 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $489,000 | 6,912 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 8,416 |
| Total interest expense | $1,328,000 | 8,195 |
| Net interest income | $1,543,000 | 8,416 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $155,000 | 9,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $1,170,000 | 8,319 |
| Salaries and employee benefits | $580,000 | 8,498 |
| Premises and equipment expense | $148,000 | 8,330 |
| Additional noninterest expense | $442,000 | 7,772 |
| Pre-tax net operating income | $408,000 | 9,017 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $134,000 | 8,547 |
| Income before extraordinary items | $275,000 | 9,184 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $275,000 | 9,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,939 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $274,330 | 9,160 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 9,213 |
| Total interest expense | $850,000 | 9,346 |
| Net interest income | $1,473,000 | 8,955 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $112,000 | 10,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $1,166,000 | 8,739 |
| Salaries and employee benefits | $561,000 | 8,878 |
| Premises and equipment expense | $100,000 | 10,031 |
| Additional noninterest expense | $505,000 | 7,794 |
| Pre-tax net operating income | $299,000 | 10,146 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $89,000 | 9,599 |
| Income before extraordinary items | $224,000 | 9,989 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $224,000 | 10,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,574 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $213,920 | 10,166 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 9,754 |
| Total interest expense | $901,000 | 9,546 |
| Net interest income | $1,315,000 | 9,687 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $130,000 | 10,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $951,000 | 9,973 |
| Salaries and employee benefits | $485,000 | 9,823 |
| Premises and equipment expense | $98,000 | 10,504 |
| Additional noninterest expense | $368,000 | 9,631 |
| Pre-tax net operating income | $404,000 | 9,381 |
| Securities gains (losses) | $78,000 | 2,824 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $325,000 | 9,182 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $325,000 | 9,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,721 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $272,740 | 9,528 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 10,268 |
| Total interest expense | $1,157,000 | 9,764 |
| Net interest income | $1,157,000 | 10,488 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $109,000 | 11,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $845,000 | 10,781 |
| Salaries and employee benefits | $415,000 | 10,682 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $341,000 | 10,308 |
| Pre-tax net operating income | $361,000 | 9,571 |
| Securities gains (losses) | $142,000 | 2,487 |
| Applicable income taxes | $150,000 | 8,614 |
| Income before extraordinary items | $353,000 | 8,684 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $353,000 | 8,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $253,600 | 9,506 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.