Home > Kaweah National Bank > Income and Expense
Kaweah National Bank, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 4,315 |
| Total interest expense | $465,000 | 6,594 |
| Net interest income | $2,619,000 | 3,570 |
| Provision for loan and lease losses | $72,000 | 4,482 |
| Total noninterest income | $562,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $236,000 | 3,210 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $326,000 | 3,136 |
| Total noninterest expense | $2,441,000 | 3,111 |
| Salaries and employee benefits | $1,392,000 | 2,981 |
| Premises and equipment expense | $355,000 | 3,044 |
| Additional noninterest expense | $694,000 | 3,257 |
| Pre-tax net operating income | $668,000 | 4,549 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $233,000 | 3,684 |
| Income before extraordinary items | $435,000 | 5,185 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $435,000 | 5,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 396 |
| Net operating income | $435,000 | 4,982 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 4,381 |
| Total interest expense | $231,000 | 6,695 |
| Net interest income | $1,291,000 | 3,602 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $301,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 3,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $182,000 | 2,877 |
| Total noninterest expense | $1,198,000 | 3,156 |
| Salaries and employee benefits | $699,000 | 2,956 |
| Premises and equipment expense | $175,000 | 3,086 |
| Additional noninterest expense | $324,000 | 3,410 |
| Pre-tax net operating income | $358,000 | 4,329 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $127,000 | 3,521 |
| Income before extraordinary items | $231,000 | 4,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 232 |
| Net operating income | $231,000 | 4,736 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,136,000 | 4,486 |
| Total interest expense | $1,095,000 | 6,699 |
| Net interest income | $5,041,000 | 3,651 |
| Provision for loan and lease losses | $144,000 | 5,017 |
| Total noninterest income | $1,043,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $465,000 | 3,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $578,000 | 3,033 |
| Total noninterest expense | $4,273,000 | 3,373 |
| Salaries and employee benefits | $2,481,000 | 3,143 |
| Premises and equipment expense | $727,000 | 2,906 |
| Additional noninterest expense | $1,065,000 | 3,974 |
| Pre-tax net operating income | $1,667,000 | 3,831 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $612,000 | 3,089 |
| Income before extraordinary items | $1,055,000 | 4,443 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,055,000 | 4,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,055,000 | 4,332 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 5,150 |
| Total interest expense | $1,781,000 | 6,441 |
| Net interest income | $3,933,000 | 4,177 |
| Provision for loan and lease losses | $132,000 | 5,025 |
| Total noninterest income | $799,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $394,000 | 3,447 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $405,000 | 3,503 |
| Total noninterest expense | $3,461,000 | 3,856 |
| Salaries and employee benefits | $1,929,000 | 3,701 |
| Premises and equipment expense | $602,000 | 3,340 |
| Additional noninterest expense | $930,000 | 4,300 |
| Pre-tax net operating income | $1,139,000 | 4,555 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $455,000 | 3,483 |
| Income before extraordinary items | $684,000 | 5,286 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $684,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $573,000 | 484 |
| Net operating income | $684,000 | 5,166 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,009,000 | 5,726 |
| Total interest expense | $1,741,000 | 6,719 |
| Net interest income | $3,268,000 | 4,853 |
| Provision for loan and lease losses | $143,000 | 4,507 |
| Total noninterest income | $421,000 | 5,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,160 |
| Total noninterest expense | $2,834,000 | 4,423 |
| Salaries and employee benefits | $1,586,000 | 4,172 |
| Premises and equipment expense | $524,000 | 3,650 |
| Additional noninterest expense | $724,000 | 5,058 |
| Pre-tax net operating income | $712,000 | 6,175 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $295,000 | 4,629 |
| Income before extraordinary items | $417,000 | 6,743 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $417,000 | 6,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $417,000 | 6,753 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,237,000 | 6,159 |
| Total interest expense | $1,413,000 | 7,164 |
| Net interest income | $2,824,000 | 5,399 |
| Provision for loan and lease losses | $131,000 | 4,563 |
| Total noninterest income | $289,000 | 6,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,442 |
| Total noninterest expense | $2,568,000 | 4,775 |
| Salaries and employee benefits | $1,414,000 | 4,551 |
| Premises and equipment expense | $436,000 | 4,228 |
| Additional noninterest expense | $718,000 | 5,158 |
| Pre-tax net operating income | $414,000 | 7,525 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $160,000 | 6,155 |
| Income before extraordinary items | $254,000 | 7,906 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $254,000 | 7,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 926 |
| Net operating income | $254,000 | 7,880 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 6,833 |
| Total interest expense | $1,352,000 | 7,533 |
| Net interest income | $2,260,000 | 6,198 |
| Provision for loan and lease losses | $93,000 | 5,273 |
| Total noninterest income | $199,000 | 7,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,121 |
| Total noninterest expense | $1,855,000 | 5,874 |
| Salaries and employee benefits | $1,035,000 | 5,639 |
| Premises and equipment expense | $267,000 | 5,734 |
| Additional noninterest expense | $553,000 | 6,075 |
| Pre-tax net operating income | $511,000 | 7,306 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $201,000 | 6,170 |
| Income before extraordinary items | $310,000 | 7,804 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $310,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 811 |
| Net operating income | $310,000 | 7,722 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 7,519 |
| Total interest expense | $1,317,000 | 7,807 |
| Net interest income | $1,875,000 | 7,178 |
| Provision for loan and lease losses | $66,000 | 6,012 |
| Total noninterest income | $125,000 | 8,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,536 |
| Total noninterest expense | $1,533,000 | 6,706 |
| Salaries and employee benefits | $825,000 | 6,657 |
| Premises and equipment expense | $237,000 | 6,253 |
| Additional noninterest expense | $471,000 | 6,744 |
| Pre-tax net operating income | $401,000 | 8,446 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $158,000 | 7,483 |
| Income before extraordinary items | $243,000 | 8,804 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $243,000 | 8,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,153 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $243,000 | 8,762 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 8,723 |
| Total interest expense | $1,052,000 | 8,846 |
| Net interest income | $1,422,000 | 8,463 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $86,000 | 10,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $1,160,000 | 8,112 |
| Salaries and employee benefits | $616,000 | 8,028 |
| Premises and equipment expense | $181,000 | 7,400 |
| Additional noninterest expense | $363,000 | 8,230 |
| Pre-tax net operating income | $313,000 | 9,046 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $123,000 | 8,345 |
| Income before extraordinary items | $190,000 | 9,393 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $190,000 | 9,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 804 |
| Net operating income | $190,000 | 9,337 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 9,434 |
| Total interest expense | $1,068,000 | 9,008 |
| Net interest income | $1,120,000 | 9,571 |
| Provision for loan and lease losses | $-25,000 | 11,498 |
| Total noninterest income | $53,000 | 11,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 10,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,224 |
| Total noninterest expense | $1,014,000 | 8,889 |
| Salaries and employee benefits | $507,000 | 9,051 |
| Premises and equipment expense | $164,000 | 7,947 |
| Additional noninterest expense | $343,000 | 8,763 |
| Pre-tax net operating income | $184,000 | 10,561 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $52,000 | 10,150 |
| Income before extraordinary items | $132,000 | 10,638 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $132,000 | 10,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $132,000 | 10,612 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 9,754 |
| Total interest expense | $884,000 | 9,202 |
| Net interest income | $1,144,000 | 9,924 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $77,000 | 11,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $833,000 | 10,078 |
| Salaries and employee benefits | $441,000 | 9,905 |
| Premises and equipment expense | $135,000 | 8,947 |
| Additional noninterest expense | $257,000 | 10,442 |
| Pre-tax net operating income | $388,000 | 9,455 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $133,000 | 8,646 |
| Income before extraordinary items | $255,000 | 9,638 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $255,000 | 9,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $255,000 | 9,704 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 10,336 |
| Total interest expense | $897,000 | 9,566 |
| Net interest income | $1,025,000 | 10,695 |
| Provision for loan and lease losses | $53,000 | 7,335 |
| Total noninterest income | $91,000 | 11,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $769,000 | 10,829 |
| Salaries and employee benefits | $421,000 | 10,435 |
| Premises and equipment expense | $115,000 | 9,950 |
| Additional noninterest expense | $233,000 | 11,281 |
| Pre-tax net operating income | $294,000 | 10,290 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $108,000 | 9,551 |
| Income before extraordinary items | $186,000 | 10,805 |
| Extraordinary gains, net | $30,000 | 2,491 |
| Net income | $216,000 | 10,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $186,000 | 10,589 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 11,706 |
| Total interest expense | $717,000 | 11,723 |
| Net interest income | $894,000 | 11,542 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $20,000 | 13,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $686,000 | 11,586 |
| Salaries and employee benefits | $391,000 | 10,976 |
| Premises and equipment expense | $123,000 | 9,930 |
| Additional noninterest expense | $172,000 | 12,638 |
| Pre-tax net operating income | $188,000 | 11,187 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $26,000 | 11,922 |
| Income before extraordinary items | $162,000 | 11,103 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $162,000 | 11,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $162,000 | 10,768 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.