Home > Kaw Valley State Bank and Trust Company > Net charge- offs to loans
Kaw Valley State Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 6,801,940.0000% | 2 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2393% | 263 |
| Percentage Net Loans Charged-off: Loans to individuals | 8,447.0000% | 30 |
| Percentage Net Loans Charged-off: Credit card loans | 76.0000% | 28 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0097% | 2,663 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 26.9329% | 12 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 3,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0404% | 4,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0358% | 2,420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4176% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0964% | 4,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 2,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 3,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2677% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2099% | 4,621 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4312% | 1,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7478% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4215% | 4,654 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1447% | 466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 4,111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0177% | 4,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3488% | 4,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8724% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7474% | 4,639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0315% | 4,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 4,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4680% | 4,613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2942% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7150% | 4,654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0587% | 4,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0362% | 4,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0412% | 4,551 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2211% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3115% | 4,541 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0461% | 4,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0609% | 4,453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2216% | 4,253 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4484% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1472% | 4,113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0493% | 4,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 3,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0213% | 3,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3362% | 4,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4816% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4398% | 821 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7577% | 510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0903% | 4,577 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 3,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 3,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 4,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4462% | 4,568 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0998% | 4,142 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7318% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0862% | 1,765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 3,907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 4,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 4,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0300% | 3,872 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1529% | 4,197 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8762% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0664% | 1,634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0112% | 3,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 4,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0210% | 3,855 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1016% | 4,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1327% | 4,042 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0427% | 4,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 4,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0244% | 4,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 4,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1956% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1345% | 4,529 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0569% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5414% | 4,725 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0612% | 4,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 4,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 4,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2566% | 4,655 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4390% | 4,751 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4239% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7405% | 4,777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0726% | 4,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3959% | 4,736 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2217% | 4,616 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4170% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4529% | 4,728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 2,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 4,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 4,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 3,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4436% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2085% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1530% | 1,866 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 3,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1208% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2460% | 4,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9457% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5989% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0696% | 672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 4,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1516% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3134% | 4,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2437% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4042% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1880% | 2,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0272% | 4,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0310% | 4,735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 4,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0728% | 4,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0746% | 4,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 4,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0395% | 4,759 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0453% | 4,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 4,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1033% | 5,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1061% | 5,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0277% | 4,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5206% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4028% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5616% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 2,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3035% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0349% | 4,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0361% | 4,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0774% | 4,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2931% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2897% | 996 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5150% | 1,432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 2,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4079% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0471% | 4,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0487% | 4,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0762% | 4,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1431% | 2,496 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1282% | 962 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2483% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0800% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1137% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6089% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0474% | 4,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0491% | 4,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 4,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2196% | 2,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3083% | 1,668 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 4,550 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 4,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0470% | 4,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0487% | 5,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0511% | 4,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 2,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0832% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2360% | 5,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9343% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1637% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1689% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0692% | 4,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4204% | 1,948 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7801% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1173% | 5,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0647% | 5,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0992% | 5,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3175% | 5,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0778% | 5,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0802% | 5,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 4,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2615% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0020% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4153% | 5,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 4,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0280% | 4,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0697% | 5,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0718% | 5,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0753% | 4,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5660% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8207% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3148% | 5,271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0278% | 4,895 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 5,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0931% | 5,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0959% | 5,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0607% | 4,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2282% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0408% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4752% | 5,366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1323% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2896% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0559% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4903% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1398% | 5,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1013% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2316% | 5,430 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0381% | 5,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 5,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0589% | 5,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0605% | 5,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0761% | 4,872 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2619% | 5,485 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1355% | 1,094 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3101% | 5,480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0451% | 5,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 5,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0389% | 5,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0761% | 4,895 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6128% | 5,699 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2009% | 1,084 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7709% | 5,700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0502% | 5,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 5,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0636% | 5,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0653% | 5,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0764% | 4,971 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5590% | 5,650 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7909% | 1,122 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4676% | 5,548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 4,822 |
| Percentage Net Loans Charged-off:Construction & development | -0.2130% | 5,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 2,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5251% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0802% | 5,378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1983% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1830% | 5,527 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 2,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0641% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | -0.2758% | 5,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1989% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2038% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1736% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3193% | 5,727 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3984% | 1,155 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2905% | 5,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 2,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | -0.4160% | 5,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1489% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1524% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3346% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1586% | 5,444 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1980% | 1,126 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1443% | 5,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 1,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1938% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7800% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 5,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 5,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3062% | 5,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3118% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1747% | 1,177 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8488% | 785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 3,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1416% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5757% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 5,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 5,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0136% | 2,663 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6050% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9790% | 1,246 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4753% | 6,071 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1944% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7706% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 5,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 5,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 5,024 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4330% | 6,092 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6541% | 1,235 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3574% | 5,981 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0444% | 5,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 5,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 5,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 5,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0677% | 5,157 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6465% | 6,234 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7797% | 1,237 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6009% | 6,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0615% | 5,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3183% | 6,423 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7641% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8187% | 6,263 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 3,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2220% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | -0.0946% | 5,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5240% | 1,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5292% | 1,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0536% | 2,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0263% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0353% | 3,930 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 3,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1173% | 2,759 |
| Percentage Net Loans Charged-off:Construction & development | -0.1301% | 5,681 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 6,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2890% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2919% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0722% | 2,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0707% | 5,743 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5597% | 1,271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0945% | 3,284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2049% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4711% | 1,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4753% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1220% | 1,923 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0115% | 6,606 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2367% | 1,285 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9331% | 6,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0702% | 6,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2162% | 1,233 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3592% | 6,778 |
| Percentage Net Loans Charged-off: Credit card loans | -3.7383% | 1,311 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.8793% | 6,703 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0354% | 6,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0263% | 6,668 |
| Percentage Net Loans Charged-off:Construction & development | -0.6112% | 6,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0400% | 5,479 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 6,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 6,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1442% | 6,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1778% | 3,548 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2312% | 413 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5083% | 6,637 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0390% | 6,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 6,622 |
| Percentage Net Loans Charged-off:Construction & development | -0.4646% | 6,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 6,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 6,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1558% | 6,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0670% | 3,891 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8109% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1778% | 6,310 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0406% | 6,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 6,693 |
| Percentage Net Loans Charged-off:Construction & development | -0.6562% | 6,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 6,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0101% | 6,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0909% | 5,989 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0989% | 6,041 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0118% | 567 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4579% | 6,596 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0833% | 6,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0835% | 6,887 |
| Percentage Net Loans Charged-off:Construction & development | -2.3852% | 6,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0779% | 5,871 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2875% | 6,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4004% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5039% | 6,553 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2335% | 4,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0519% | 7,066 |
| Percentage Net Loans Charged-off:Construction & development | -1.0415% | 6,630 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 6,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 6,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 6,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0945% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9024% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0441% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8203% | 1,707 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0339% | 6,042 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 4,883 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0691% | 7,129 |
| Percentage Net Loans Charged-off:Construction & development | -1.2949% | 6,678 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 6,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 6,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 6,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3586% | 2,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5111% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3393% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4548% | 2,393 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0301% | 6,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 5,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0986% | 7,195 |
| Percentage Net Loans Charged-off:Construction & development | -1.7467% | 6,729 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 6,890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 6,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 6,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4816% | 2,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5275% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4162% | 1,379 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6939% | 1,668 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0445% | 6,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0168% | 1,245 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1781% | 6,427 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2612% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4216% | 6,936 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0469% | 6,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4140% | 3,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 5,584 |
| Percentage Net Loans Charged-off:Construction & development | 1.2423% | 2,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2697% | 7,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 4,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 4,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1867% | 2,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5988% | 794 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9414% | 898 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0419% | 1,795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5400% | 3,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 5,293 |
| Percentage Net Loans Charged-off:Construction & development | 1.6055% | 1,988 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3549% | 7,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 7,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0246% | 7,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6551% | 1,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1778% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2805% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0579% | 1,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2008% | 4,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0926% | 7,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3080% | 7,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0359% | 7,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 7,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0805% | 1,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7011% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2089% | 1,472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1166% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1386% | 4,109 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 7,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0309% | 7,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0273% | 2,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2892% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8359% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8668% | 2,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1202% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | 6.7353% | 927 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5087% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 7,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 7,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4664% | 3,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6358% | 3,670 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3484% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5936% | 2,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6458% | 2,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9378% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 7,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 7,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6795% | 2,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6482% | 3,278 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8745% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8355% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8973% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5586% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0407% | 7,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0415% | 7,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9570% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0128% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3211% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3915% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1803% | 2,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5779% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0817% | 7,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0834% | 7,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7804% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0107% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2198% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0856% | 1,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1192% | 3,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.4662% | 2,032 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 7,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2775% | 1,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2787% | 1,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7938% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7758% | 2,839 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1254% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1366% | 3,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0789% | 3,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0222% | 7,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3057% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3059% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0708% | 3,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0998% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7018% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0518% | 4,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 2,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4283% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9941% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1107% | 2,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2344% | 1,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9481% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8884% | 672 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4976% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1644% | 1,565 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6818% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1886% | 8,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1898% | 8,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7986% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8962% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6627% | 696 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5534% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2193% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9165% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2512% | 8,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2530% | 8,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8641% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9155% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6506% | 932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4262% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 7,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 7,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2149% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2292% | 3,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 3,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 7,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 8,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0420% | 8,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6555% | 1,812 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 4,957 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 8,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0695% | 8,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0705% | 8,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 3,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6220% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0856% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0228% | 4,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 7,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0262% | 8,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 8,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4207% | 2,857 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4203% | 1,029 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 3,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 8,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0208% | 8,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0198% | 2,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0791% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5682% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 6,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1093% | 7,062 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1250% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 4,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 8,168 |
| Percentage Net Loans Charged-off:Construction & development | -0.0827% | 7,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0543% | 8,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0552% | 8,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0111% | 3,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8326% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4173% | 1,034 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5056% | 7,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 3,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 8,204 |
| Percentage Net Loans Charged-off:Construction & development | -0.1083% | 7,846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0725% | 8,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0737% | 8,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 3,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2587% | 1,210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6359% | 1,148 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1173% | 2,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 8,108 |
| Percentage Net Loans Charged-off:Construction & development | -0.0417% | 7,758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0879% | 8,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0894% | 8,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9242% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6522% | 1,054 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1855% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 8,248 |
| Percentage Net Loans Charged-off:Construction & development | -0.0807% | 7,799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0872% | 8,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0887% | 8,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8660% | 405 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9324% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 5,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1299% | 8,696 |
| Percentage Net Loans Charged-off:Construction & development | -0.1062% | 7,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1840% | 8,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1874% | 8,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0606% | 3,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2491% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9230% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5330% | 7,683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 3,363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1139% | 8,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.1149% | 7,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0466% | 8,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0475% | 8,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0828% | 3,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9576% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2613% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7146% | 7,722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1654% | 8,746 |
| Percentage Net Loans Charged-off:Construction & development | -0.1016% | 7,910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0707% | 8,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0720% | 8,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1285% | 2,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8140% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9539% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8712% | 7,728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3630% | 8,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3086% | 8,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0947% | 8,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0966% | 8,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2669% | 1,481 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0915% | 7,526 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6170% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7447% | 7,758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0659% | 5,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 3,254 |
| Percentage Net Loans Charged-off:Construction & development | -0.0694% | 8,043 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3774% | 8,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4391% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4459% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0807% | 4,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3835% | 4,824 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1688% | 1,121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0213% | 7,326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2460% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2196% | 851 |
| Percentage Net Loans Charged-off:Construction & development | -0.0914% | 8,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3772% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3193% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3240% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1066% | 3,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8462% | 2,579 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2526% | 1,047 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0296% | 7,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2679% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4129% | 420 |
| Percentage Net Loans Charged-off:Construction & development | -0.1443% | 8,029 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5870% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6931% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7025% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1306% | 2,939 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0786% | 8,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3401% | 1,540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0088% | 7,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0287% | 8,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.3285% | 7,997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0411% | 8,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0417% | 8,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3150% | 1,667 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3937% | 8,560 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3559% | 1,016 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4905% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 2,678 |
| Percentage Net Loans Charged-off:Construction & development | -0.1612% | 8,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0831% | 8,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0842% | 8,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3239% | 3,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5802% | 3,933 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3641% | 1,133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8306% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9920% | 9,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 8,540 |
| Percentage Net Loans Charged-off:Construction & development | -0.2912% | 8,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 2,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0320% | 2,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.1336% | 9,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9040% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4245% | 1,509 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3222% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1830% | 9,933 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 6,720 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1989% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 5,553 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1269% | 11,274 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1278% | 11,597 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2386% | 12,636 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4965% | 4,283 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |