Home > Kaw Valley Bank > Income and Expense
Kaw Valley Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $4,389,000 | 2,303 |
| Total interest expense | $1,017,000 | 2,712 |
| Net interest income | $3,372,000 | 2,073 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $417,000 | 2,117 |
| Gross Fiduciary activities income | $80,000 | 685 |
| Service charges on deposit accounts | $61,000 | 2,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 2,068 |
| Total noninterest expense | $2,475,000 | 2,125 |
| Salaries and employee benefits | $1,386,000 | 2,130 |
| Premises and equipment expense | $215,000 | 2,259 |
| Additional noninterest expense | $276,000 | 2,068 |
| Pre-tax net operating income | $1,314,000 | 1,919 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $305,000 | 1,332 |
| Income before extraordinary items | $1,009,000 | 2,035 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,009,000 | 2,060 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,009,000 | 2,035 |
| Net charge-offs | $-2,000 | 3,609 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,009,000 | 2,051 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $17,587,000 | 2,259 |
| Total interest expense | $3,944,000 | 2,777 |
| Net interest income | $13,643,000 | 1,976 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $1,835,000 | 2,096 |
| Gross Fiduciary activities income | $414,000 | 657 |
| Service charges on deposit accounts | $258,000 | 2,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,163,000 | 2,104 |
| Total noninterest expense | $10,141,000 | 2,079 |
| Salaries and employee benefits | $5,468,000 | 2,123 |
| Premises and equipment expense | $866,000 | 2,220 |
| Additional noninterest expense | $1,163,000 | 2,104 |
| Pre-tax net operating income | $5,337,000 | 1,792 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $1,292,000 | 1,218 |
| Income before extraordinary items | $4,045,000 | 1,944 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,045,000 | 1,964 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,045,000 | 1,944 |
| Net charge-offs | $130,000 | 1,597 |
| Cash dividends | $3,750,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $4,045,000 | 1,947 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $13,001,000 | 2,268 |
| Total interest expense | $2,925,000 | 2,779 |
| Net interest income | $10,076,000 | 1,978 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $1,368,000 | 2,090 |
| Gross Fiduciary activities income | $300,000 | 669 |
| Service charges on deposit accounts | $198,000 | 2,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $870,000 | 2,092 |
| Total noninterest expense | $7,412,000 | 2,085 |
| Salaries and employee benefits | $4,093,000 | 2,109 |
| Premises and equipment expense | $649,000 | 2,215 |
| Additional noninterest expense | $870,000 | 2,092 |
| Pre-tax net operating income | $4,032,000 | 1,782 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $945,000 | 1,245 |
| Income before extraordinary items | $3,087,000 | 1,920 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,087,000 | 1,941 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,087,000 | 1,922 |
| Net charge-offs | $102,000 | 1,370 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $3,087,000 | 1,927 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $8,498,000 | 2,260 |
| Total interest expense | $1,928,000 | 2,764 |
| Net interest income | $6,570,000 | 2,000 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $890,000 | 2,082 |
| Gross Fiduciary activities income | $183,000 | 676 |
| Service charges on deposit accounts | $130,000 | 2,353 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $577,000 | 2,078 |
| Total noninterest expense | $4,926,000 | 2,086 |
| Salaries and employee benefits | $2,731,000 | 2,112 |
| Premises and equipment expense | $427,000 | 2,229 |
| Additional noninterest expense | $577,000 | 2,078 |
| Pre-tax net operating income | $2,534,000 | 1,828 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $593,000 | 1,286 |
| Income before extraordinary items | $1,941,000 | 1,961 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,941,000 | 1,987 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,941,000 | 1,962 |
| Net charge-offs | $97,000 | 1,095 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,941,000 | 1,962 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 2,292 |
| Total interest expense | $942,000 | 2,742 |
| Net interest income | $3,182,000 | 2,039 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $427,000 | 2,091 |
| Gross Fiduciary activities income | $98,000 | 630 |
| Service charges on deposit accounts | $64,000 | 2,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 2,104 |
| Total noninterest expense | $2,468,000 | 2,088 |
| Salaries and employee benefits | $1,366,000 | 2,124 |
| Premises and equipment expense | $224,000 | 2,172 |
| Additional noninterest expense | $265,000 | 2,104 |
| Pre-tax net operating income | $1,141,000 | 1,898 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $263,000 | 1,343 |
| Income before extraordinary items | $878,000 | 2,052 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $878,000 | 2,077 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $878,000 | 2,052 |
| Net charge-offs | $34,000 | 1,080 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $878,000 | 2,057 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,815,000 | 2,315 |
| Total interest expense | $2,966,000 | 2,629 |
| Net interest income | $11,849,000 | 2,137 |
| Provision for loan and lease losses | $-600,000 | 4,482 |
| Total noninterest income | $1,794,000 | 2,129 |
| Gross Fiduciary activities income | $318,000 | 642 |
| Service charges on deposit accounts | $289,000 | 2,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,187,000 | 2,112 |
| Total noninterest expense | $9,503,000 | 2,105 |
| Salaries and employee benefits | $5,353,000 | 2,103 |
| Premises and equipment expense | $874,000 | 2,179 |
| Additional noninterest expense | $1,187,000 | 2,112 |
| Pre-tax net operating income | $4,740,000 | 1,981 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,109,000 | 1,372 |
| Income before extraordinary items | $3,631,000 | 2,107 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,631,000 | 2,131 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,631,000 | 2,110 |
| Net charge-offs | $-49,000 | 4,191 |
| Cash dividends | $3,000,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,631,000 | 2,135 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,819,000 | 2,316 |
| Total interest expense | $2,091,000 | 2,596 |
| Net interest income | $8,728,000 | 2,160 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,343,000 | 2,129 |
| Gross Fiduciary activities income | $231,000 | 635 |
| Service charges on deposit accounts | $221,000 | 2,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $891,000 | 2,105 |
| Total noninterest expense | $7,104,000 | 2,102 |
| Salaries and employee benefits | $4,033,000 | 2,087 |
| Premises and equipment expense | $665,000 | 2,169 |
| Additional noninterest expense | $891,000 | 2,105 |
| Pre-tax net operating income | $2,967,000 | 2,240 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $680,000 | 1,547 |
| Income before extraordinary items | $2,287,000 | 2,346 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,287,000 | 2,369 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,287,000 | 2,348 |
| Net charge-offs | $-53,000 | 4,226 |
| Cash dividends | $1,500,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,287,000 | 2,372 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,022,000 | 2,322 |
| Total interest expense | $1,295,000 | 2,530 |
| Net interest income | $5,727,000 | 2,212 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $893,000 | 2,073 |
| Gross Fiduciary activities income | $166,000 | 629 |
| Service charges on deposit accounts | $147,000 | 2,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $580,000 | 2,045 |
| Total noninterest expense | $4,740,000 | 2,098 |
| Salaries and employee benefits | $2,717,000 | 2,075 |
| Premises and equipment expense | $439,000 | 2,178 |
| Additional noninterest expense | $580,000 | 2,042 |
| Pre-tax net operating income | $1,880,000 | 2,323 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $430,000 | 1,589 |
| Income before extraordinary items | $1,450,000 | 2,434 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,450,000 | 2,463 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,450,000 | 2,434 |
| Net charge-offs | $35,000 | 1,312 |
| Cash dividends | $1,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,450,000 | 2,453 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 2,333 |
| Total interest expense | $572,000 | 2,483 |
| Net interest income | $2,867,000 | 2,215 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $436,000 | 2,104 |
| Gross Fiduciary activities income | $85,000 | 653 |
| Service charges on deposit accounts | $72,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 2,083 |
| Total noninterest expense | $2,352,000 | 2,136 |
| Salaries and employee benefits | $1,355,000 | 2,106 |
| Premises and equipment expense | $217,000 | 2,237 |
| Additional noninterest expense | $279,000 | 2,083 |
| Pre-tax net operating income | $951,000 | 2,358 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $220,000 | 1,610 |
| Income before extraordinary items | $731,000 | 2,476 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $731,000 | 2,476 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $731,000 | 2,476 |
| Net charge-offs | $20,000 | 1,117 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $731,000 | 2,502 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $12,037,000 | 2,273 |
| Total interest expense | $1,146,000 | 2,240 |
| Net interest income | $10,891,000 | 2,256 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,904,000 | 2,095 |
| Gross Fiduciary activities income | $408,000 | 638 |
| Service charges on deposit accounts | $286,000 | 2,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,210,000 | 2,128 |
| Total noninterest expense | $9,066,000 | 2,137 |
| Salaries and employee benefits | $5,184,000 | 2,126 |
| Premises and equipment expense | $869,000 | 2,178 |
| Additional noninterest expense | $1,210,000 | 2,128 |
| Pre-tax net operating income | $3,729,000 | 2,393 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $852,000 | 1,677 |
| Income before extraordinary items | $2,877,000 | 2,512 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,877,000 | 2,509 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,877,000 | 2,511 |
| Net charge-offs | $18,000 | 1,960 |
| Cash dividends | $3,000,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,877,000 | 2,545 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,753,000 | 2,259 |
| Total interest expense | $798,000 | 2,050 |
| Net interest income | $7,955,000 | 2,258 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,440,000 | 2,114 |
| Gross Fiduciary activities income | $307,000 | 635 |
| Service charges on deposit accounts | $213,000 | 2,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $920,000 | 2,147 |
| Total noninterest expense | $6,791,000 | 2,131 |
| Salaries and employee benefits | $3,894,000 | 2,120 |
| Premises and equipment expense | $652,000 | 2,204 |
| Additional noninterest expense | $920,000 | 2,147 |
| Pre-tax net operating income | $2,604,000 | 2,476 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $593,000 | 1,716 |
| Income before extraordinary items | $2,011,000 | 2,574 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,011,000 | 2,572 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,011,000 | 2,573 |
| Net charge-offs | $14,000 | 1,719 |
| Cash dividends | $1,500,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,011,000 | 2,609 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 2,244 |
| Total interest expense | $544,000 | 1,850 |
| Net interest income | $5,165,000 | 2,263 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $987,000 | 2,079 |
| Gross Fiduciary activities income | $235,000 | 586 |
| Service charges on deposit accounts | $139,000 | 2,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $613,000 | 2,175 |
| Total noninterest expense | $4,534,000 | 2,117 |
| Salaries and employee benefits | $2,587,000 | 2,131 |
| Premises and equipment expense | $418,000 | 2,265 |
| Additional noninterest expense | $1,529,000 | 1,973 |
| Pre-tax net operating income | $1,618,000 | 2,472 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $367,000 | 1,714 |
| Income before extraordinary items | $1,251,000 | 2,567 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,251,000 | 2,567 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,251,000 | 2,567 |
| Net charge-offs | $-19,000 | 3,869 |
| Cash dividends | $1,500,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,251,000 | 2,606 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 2,228 |
| Total interest expense | $290,000 | 1,723 |
| Net interest income | $2,502,000 | 2,269 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $509,000 | 2,054 |
| Gross Fiduciary activities income | $124,000 | 587 |
| Service charges on deposit accounts | $62,000 | 2,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $323,000 | 2,105 |
| Total noninterest expense | $2,283,000 | 2,098 |
| Salaries and employee benefits | $1,294,000 | 2,138 |
| Premises and equipment expense | $215,000 | 2,247 |
| Additional noninterest expense | $774,000 | 1,924 |
| Pre-tax net operating income | $728,000 | 2,507 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $163,000 | 1,745 |
| Income before extraordinary items | $565,000 | 2,612 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $565,000 | 2,609 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $565,000 | 2,612 |
| Net charge-offs | $-6,000 | 3,738 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $565,000 | 2,634 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,577,000 | 2,123 |
| Total interest expense | $1,483,000 | 1,679 |
| Net interest income | $11,094,000 | 2,163 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $2,193,000 | 2,122 |
| Gross Fiduciary activities income | $537,000 | 568 |
| Service charges on deposit accounts | $250,000 | 2,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,406,000 | 2,287 |
| Total noninterest expense | $8,913,000 | 2,131 |
| Salaries and employee benefits | $5,197,000 | 2,118 |
| Premises and equipment expense | $838,000 | 2,249 |
| Additional noninterest expense | $2,878,000 | 2,037 |
| Pre-tax net operating income | $4,374,000 | 2,216 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $975,000 | 1,622 |
| Income before extraordinary items | $3,399,000 | 2,395 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,399,000 | 2,395 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,399,000 | 2,396 |
| Net charge-offs | $-80,000 | 4,286 |
| Cash dividends | $3,000,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,399,000 | 2,362 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,679,000 | 2,118 |
| Total interest expense | $1,172,000 | 1,692 |
| Net interest income | $8,507,000 | 2,151 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,645,000 | 2,166 |
| Gross Fiduciary activities income | $427,000 | 557 |
| Service charges on deposit accounts | $184,000 | 2,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,034,000 | 2,342 |
| Total noninterest expense | $6,670,000 | 2,148 |
| Salaries and employee benefits | $3,930,000 | 2,125 |
| Premises and equipment expense | $649,000 | 2,238 |
| Additional noninterest expense | $2,091,000 | 2,097 |
| Pre-tax net operating income | $3,482,000 | 2,238 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $780,000 | 1,659 |
| Income before extraordinary items | $2,702,000 | 2,407 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,702,000 | 2,407 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,702,000 | 2,407 |
| Net charge-offs | $-57,000 | 4,260 |
| Cash dividends | $1,500,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,702,000 | 2,376 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,760,000 | 2,042 |
| Total interest expense | $830,000 | 1,675 |
| Net interest income | $5,930,000 | 2,060 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,059,000 | 2,178 |
| Gross Fiduciary activities income | $268,000 | 564 |
| Service charges on deposit accounts | $120,000 | 2,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $671,000 | 2,344 |
| Total noninterest expense | $4,462,000 | 2,136 |
| Salaries and employee benefits | $2,654,000 | 2,097 |
| Premises and equipment expense | $430,000 | 2,241 |
| Additional noninterest expense | $1,378,000 | 2,086 |
| Pre-tax net operating income | $2,527,000 | 2,106 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $571,000 | 1,564 |
| Income before extraordinary items | $1,956,000 | 2,261 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,956,000 | 2,259 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,956,000 | 2,261 |
| Net charge-offs | $-57,000 | 4,399 |
| Cash dividends | $1,500,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,956,000 | 2,225 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 1,945 |
| Total interest expense | $438,000 | 1,670 |
| Net interest income | $3,133,000 | 1,966 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $503,000 | 2,232 |
| Gross Fiduciary activities income | $129,000 | 574 |
| Service charges on deposit accounts | $62,000 | 2,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 2,416 |
| Total noninterest expense | $2,287,000 | 2,080 |
| Salaries and employee benefits | $1,371,000 | 2,035 |
| Premises and equipment expense | $228,000 | 2,182 |
| Additional noninterest expense | $688,000 | 2,060 |
| Pre-tax net operating income | $1,349,000 | 1,991 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $306,000 | 1,495 |
| Income before extraordinary items | $1,043,000 | 2,161 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,043,000 | 2,161 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,043,000 | 2,161 |
| Net charge-offs | $-47,000 | 4,601 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,043,000 | 2,117 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,934,000 | 1,900 |
| Total interest expense | $2,655,000 | 1,646 |
| Net interest income | $12,279,000 | 1,915 |
| Provision for loan and lease losses | $1,880,000 | 1,086 |
| Total noninterest income | $1,861,000 | 2,209 |
| Gross Fiduciary activities income | $438,000 | 589 |
| Service charges on deposit accounts | $283,000 | 2,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,140,000 | 2,350 |
| Total noninterest expense | $8,797,000 | 2,135 |
| Salaries and employee benefits | $4,998,000 | 2,159 |
| Premises and equipment expense | $871,000 | 2,213 |
| Additional noninterest expense | $2,928,000 | 1,945 |
| Pre-tax net operating income | $3,463,000 | 2,250 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $483,000 | 1,965 |
| Income before extraordinary items | $2,980,000 | 2,318 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,980,000 | 2,318 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,980,000 | 2,318 |
| Net charge-offs | $1,407,000 | 526 |
| Cash dividends | $3,000,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,980,000 | 2,265 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,820,000 | 1,826 |
| Total interest expense | $2,113,000 | 1,645 |
| Net interest income | $9,707,000 | 1,841 |
| Provision for loan and lease losses | $1,730,000 | 969 |
| Total noninterest income | $1,343,000 | 2,201 |
| Gross Fiduciary activities income | $269,000 | 610 |
| Service charges on deposit accounts | $212,000 | 2,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $862,000 | 2,294 |
| Total noninterest expense | $6,674,000 | 2,096 |
| Salaries and employee benefits | $3,809,000 | 2,101 |
| Premises and equipment expense | $642,000 | 2,240 |
| Additional noninterest expense | $2,223,000 | 1,916 |
| Pre-tax net operating income | $2,646,000 | 2,217 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $318,000 | 2,053 |
| Income before extraordinary items | $2,328,000 | 2,241 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,328,000 | 2,241 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,328,000 | 2,241 |
| Net charge-offs | $1,415,000 | 406 |
| Cash dividends | $1,000,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,328,000 | 2,183 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,554,000 | 1,727 |
| Total interest expense | $1,488,000 | 1,651 |
| Net interest income | $7,066,000 | 1,728 |
| Provision for loan and lease losses | $1,580,000 | 828 |
| Total noninterest income | $910,000 | 2,129 |
| Gross Fiduciary activities income | $179,000 | 611 |
| Service charges on deposit accounts | $144,000 | 2,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $587,000 | 2,218 |
| Total noninterest expense | $4,436,000 | 2,102 |
| Salaries and employee benefits | $2,562,000 | 2,100 |
| Premises and equipment expense | $421,000 | 2,253 |
| Additional noninterest expense | $1,453,000 | 1,933 |
| Pre-tax net operating income | $1,960,000 | 2,033 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $193,000 | 2,092 |
| Income before extraordinary items | $1,767,000 | 2,010 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,767,000 | 2,011 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,767,000 | 2,011 |
| Net charge-offs | $943,000 | 407 |
| Cash dividends | $1,000,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,767,000 | 1,967 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 1,823 |
| Total interest expense | $793,000 | 1,690 |
| Net interest income | $3,182,000 | 1,831 |
| Provision for loan and lease losses | $540,000 | 852 |
| Total noninterest income | $477,000 | 1,988 |
| Gross Fiduciary activities income | $90,000 | 615 |
| Service charges on deposit accounts | $88,000 | 2,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 2,003 |
| Total noninterest expense | $2,207,000 | 2,120 |
| Salaries and employee benefits | $1,286,000 | 2,111 |
| Premises and equipment expense | $217,000 | 2,231 |
| Additional noninterest expense | $704,000 | 2,020 |
| Pre-tax net operating income | $912,000 | 1,972 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $77,000 | 2,133 |
| Income before extraordinary items | $835,000 | 1,908 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $835,000 | 1,908 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $835,000 | 1,908 |
| Net charge-offs | $-65,000 | 4,911 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $835,000 | 1,874 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,753,000 | 1,765 |
| Total interest expense | $3,131,000 | 1,756 |
| Net interest income | $13,622,000 | 1,745 |
| Provision for loan and lease losses | $1,910,000 | 555 |
| Total noninterest income | $1,916,000 | 2,013 |
| Gross Fiduciary activities income | $407,000 | 599 |
| Service charges on deposit accounts | $447,000 | 2,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,062,000 | 2,175 |
| Total noninterest expense | $8,858,000 | 2,098 |
| Salaries and employee benefits | $4,883,000 | 2,143 |
| Premises and equipment expense | $997,000 | 2,043 |
| Additional noninterest expense | $2,978,000 | 1,936 |
| Pre-tax net operating income | $4,770,000 | 1,823 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $560,000 | 1,894 |
| Income before extraordinary items | $4,210,000 | 1,813 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,210,000 | 1,815 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,210,000 | 1,815 |
| Net charge-offs | $-373,000 | 5,079 |
| Cash dividends | $2,700,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,210,000 | 1,778 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,570,000 | 1,786 |
| Total interest expense | $2,315,000 | 1,777 |
| Net interest income | $10,255,000 | 1,760 |
| Provision for loan and lease losses | $1,220,000 | 592 |
| Total noninterest income | $1,435,000 | 2,017 |
| Gross Fiduciary activities income | $300,000 | 603 |
| Service charges on deposit accounts | $336,000 | 2,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $799,000 | 2,173 |
| Total noninterest expense | $6,658,000 | 2,100 |
| Salaries and employee benefits | $3,649,000 | 2,162 |
| Premises and equipment expense | $771,000 | 2,021 |
| Additional noninterest expense | $2,238,000 | 1,922 |
| Pre-tax net operating income | $3,812,000 | 1,783 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $479,000 | 1,831 |
| Income before extraordinary items | $3,333,000 | 1,784 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,333,000 | 1,785 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,333,000 | 1,785 |
| Net charge-offs | $-368,000 | 5,154 |
| Cash dividends | $1,500,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,333,000 | 1,752 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 1,793 |
| Total interest expense | $1,519,000 | 1,776 |
| Net interest income | $6,805,000 | 1,774 |
| Provision for loan and lease losses | $780,000 | 594 |
| Total noninterest income | $914,000 | 2,055 |
| Gross Fiduciary activities income | $197,000 | 607 |
| Service charges on deposit accounts | $219,000 | 2,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $498,000 | 2,208 |
| Total noninterest expense | $4,428,000 | 2,107 |
| Salaries and employee benefits | $2,430,000 | 2,165 |
| Premises and equipment expense | $522,000 | 2,001 |
| Additional noninterest expense | $1,476,000 | 1,967 |
| Pre-tax net operating income | $2,511,000 | 1,787 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $310,000 | 1,824 |
| Income before extraordinary items | $2,201,000 | 1,774 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,201,000 | 1,773 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,201,000 | 1,774 |
| Net charge-offs | $-385,000 | 5,236 |
| Cash dividends | $1,500,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,201,000 | 1,741 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 1,802 |
| Total interest expense | $717,000 | 1,810 |
| Net interest income | $3,437,000 | 1,755 |
| Provision for loan and lease losses | $390,000 | 571 |
| Total noninterest income | $424,000 | 2,104 |
| Gross Fiduciary activities income | $90,000 | 632 |
| Service charges on deposit accounts | $103,000 | 2,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 2,240 |
| Total noninterest expense | $2,187,000 | 2,139 |
| Salaries and employee benefits | $1,195,000 | 2,215 |
| Premises and equipment expense | $276,000 | 1,946 |
| Additional noninterest expense | $716,000 | 1,988 |
| Pre-tax net operating income | $1,284,000 | 1,717 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $169,000 | 1,730 |
| Income before extraordinary items | $1,115,000 | 1,724 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,115,000 | 1,722 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,115,000 | 1,723 |
| Net charge-offs | $-465,000 | 5,328 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,115,000 | 1,703 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,089,000 | 1,759 |
| Total interest expense | $2,448,000 | 1,676 |
| Net interest income | $13,641,000 | 1,747 |
| Provision for loan and lease losses | $1,477,000 | 642 |
| Total noninterest income | $1,651,000 | 2,220 |
| Gross Fiduciary activities income | $378,000 | 633 |
| Service charges on deposit accounts | $450,000 | 2,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $823,000 | 2,470 |
| Total noninterest expense | $9,012,000 | 2,061 |
| Salaries and employee benefits | $4,616,000 | 2,235 |
| Premises and equipment expense | $850,000 | 2,275 |
| Additional noninterest expense | $3,546,000 | 1,657 |
| Pre-tax net operating income | $4,803,000 | 1,823 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $519,000 | 1,944 |
| Income before extraordinary items | $4,284,000 | 1,810 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,284,000 | 1,809 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,284,000 | 1,809 |
| Net charge-offs | $-127,000 | 5,093 |
| Cash dividends | $1,500,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,284,000 | 1,807 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,488,000 | 1,822 |
| Total interest expense | $1,764,000 | 1,647 |
| Net interest income | $9,724,000 | 1,812 |
| Provision for loan and lease losses | $555,000 | 1,046 |
| Total noninterest income | $1,364,000 | 2,105 |
| Gross Fiduciary activities income | $270,000 | 631 |
| Service charges on deposit accounts | $335,000 | 2,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 2,241 |
| Total noninterest expense | $6,739,000 | 2,063 |
| Salaries and employee benefits | $3,497,000 | 2,205 |
| Premises and equipment expense | $632,000 | 2,299 |
| Additional noninterest expense | $2,610,000 | 1,680 |
| Pre-tax net operating income | $3,794,000 | 1,788 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $562,000 | 1,691 |
| Income before extraordinary items | $3,232,000 | 1,804 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,232,000 | 1,803 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,232,000 | 1,803 |
| Net charge-offs | $-136,000 | 5,178 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,232,000 | 1,791 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 1,817 |
| Total interest expense | $1,148,000 | 1,601 |
| Net interest income | $6,410,000 | 1,832 |
| Provision for loan and lease losses | $300,000 | 1,165 |
| Total noninterest income | $965,000 | 2,051 |
| Gross Fiduciary activities income | $180,000 | 633 |
| Service charges on deposit accounts | $224,000 | 2,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $561,000 | 2,141 |
| Total noninterest expense | $4,572,000 | 2,052 |
| Salaries and employee benefits | $2,372,000 | 2,199 |
| Premises and equipment expense | $459,000 | 2,196 |
| Additional noninterest expense | $1,741,000 | 1,696 |
| Pre-tax net operating income | $2,503,000 | 1,761 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $382,000 | 1,647 |
| Income before extraordinary items | $2,121,000 | 1,797 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,121,000 | 1,796 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,121,000 | 1,796 |
| Net charge-offs | $57,000 | 1,671 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,121,000 | 1,781 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 1,822 |
| Total interest expense | $576,000 | 1,533 |
| Net interest income | $3,154,000 | 1,853 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $482,000 | 2,030 |
| Gross Fiduciary activities income | $90,000 | 636 |
| Service charges on deposit accounts | $116,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 2,120 |
| Total noninterest expense | $2,307,000 | 2,053 |
| Salaries and employee benefits | $1,186,000 | 2,217 |
| Premises and equipment expense | $247,000 | 2,127 |
| Additional noninterest expense | $874,000 | 1,686 |
| Pre-tax net operating income | $1,179,000 | 1,803 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $202,000 | 1,568 |
| Income before extraordinary items | $977,000 | 1,873 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $977,000 | 1,872 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $977,000 | 1,873 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $977,000 | 1,862 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $16,762,000 | 1,593 |
| Total interest expense | $3,060,000 | 1,066 |
| Net interest income | $13,702,000 | 1,696 |
| Provision for loan and lease losses | $-2,338,000 | 5,640 |
| Total noninterest income | $-55,000 | 5,637 |
| Gross Fiduciary activities income | $412,000 | 626 |
| Service charges on deposit accounts | $404,000 | 2,376 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-871,000 | 5,667 |
| Total noninterest expense | $11,579,000 | 1,656 |
| Salaries and employee benefits | $6,932,000 | 1,596 |
| Premises and equipment expense | $878,000 | 2,297 |
| Additional noninterest expense | $3,769,000 | 1,597 |
| Pre-tax net operating income | $4,406,000 | 1,900 |
| Securities gains (losses) | $-2,385,000 | 5,647 |
| Applicable income taxes | $1,329,000 | 1,638 |
| Income before extraordinary items | $692,000 | 4,168 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $692,000 | 4,168 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $692,000 | 4,168 |
| Net charge-offs | $29,000 | 3,249 |
| Cash dividends | $11,722,000 | 332 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,218,400 | 2,493 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,867,000 | 1,556 |
| Total interest expense | $2,450,000 | 979 |
| Net interest income | $10,417,000 | 1,683 |
| Provision for loan and lease losses | $-2,488,000 | 5,711 |
| Total noninterest income | $-565,000 | 5,731 |
| Gross Fiduciary activities income | $270,000 | 641 |
| Service charges on deposit accounts | $307,000 | 2,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,142,000 | 5,740 |
| Total noninterest expense | $9,282,000 | 1,594 |
| Salaries and employee benefits | $5,740,000 | 1,464 |
| Premises and equipment expense | $667,000 | 2,289 |
| Additional noninterest expense | $2,875,000 | 1,567 |
| Pre-tax net operating income | $3,058,000 | 2,040 |
| Securities gains (losses) | $-2,385,000 | 5,725 |
| Applicable income taxes | $-453,000 | 5,700 |
| Income before extraordinary items | $1,126,000 | 3,318 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,126,000 | 3,317 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,126,000 | 3,318 |
| Net charge-offs | $47,000 | 2,507 |
| Cash dividends | $11,072,000 | 268 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,511,000 | 1,501 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,550,000 | 1,730 |
| Total interest expense | $1,733,000 | 911 |
| Net interest income | $5,817,000 | 1,959 |
| Provision for loan and lease losses | $-2,638,000 | 5,767 |
| Total noninterest income | $-983,000 | 5,781 |
| Gross Fiduciary activities income | $180,000 | 640 |
| Service charges on deposit accounts | $215,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,378,000 | 5,788 |
| Total noninterest expense | $6,842,000 | 1,472 |
| Salaries and employee benefits | $4,481,000 | 1,270 |
| Premises and equipment expense | $526,000 | 2,036 |
| Additional noninterest expense | $1,835,000 | 1,620 |
| Pre-tax net operating income | $630,000 | 3,821 |
| Securities gains (losses) | $-2,387,000 | 5,779 |
| Applicable income taxes | $-1,254,000 | 5,770 |
| Income before extraordinary items | $-503,000 | 5,721 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-503,000 | 5,721 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-503,000 | 5,721 |
| Net charge-offs | $64,000 | 1,820 |
| Cash dividends | $11,072,000 | 193 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,024,680 | 2,757 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 1,683 |
| Total interest expense | $1,042,000 | 742 |
| Net interest income | $2,826,000 | 1,997 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $550,000 | 1,931 |
| Gross Fiduciary activities income | $90,000 | 650 |
| Service charges on deposit accounts | $97,000 | 2,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 1,850 |
| Total noninterest expense | $2,865,000 | 1,715 |
| Salaries and employee benefits | $1,593,000 | 1,753 |
| Premises and equipment expense | $207,000 | 2,460 |
| Additional noninterest expense | $1,065,000 | 1,421 |
| Pre-tax net operating income | $511,000 | 3,049 |
| Securities gains (losses) | $-713,000 | 5,845 |
| Applicable income taxes | $-373,000 | 5,830 |
| Income before extraordinary items | $171,000 | 4,341 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $171,000 | 4,341 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $171,000 | 4,341 |
| Net charge-offs | $15,000 | 2,041 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $627,320 | 2,345 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,494,000 | 1,629 |
| Total interest expense | $3,221,000 | 906 |
| Net interest income | $12,273,000 | 1,819 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $2,232,000 | 1,981 |
| Gross Fiduciary activities income | $412,000 | 632 |
| Service charges on deposit accounts | $445,000 | 2,278 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,375,000 | 1,998 |
| Total noninterest expense | $10,757,000 | 1,784 |
| Salaries and employee benefits | $5,598,000 | 1,908 |
| Premises and equipment expense | $865,000 | 2,374 |
| Additional noninterest expense | $4,294,000 | 1,429 |
| Pre-tax net operating income | $3,748,000 | 2,021 |
| Securities gains (losses) | $196,000 | 893 |
| Applicable income taxes | $1,302,000 | 1,391 |
| Income before extraordinary items | $2,642,000 | 2,319 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,642,000 | 2,316 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,642,000 | 2,318 |
| Net charge-offs | $-158,000 | 5,622 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,510,680 | 2,348 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,520,000 | 1,643 |
| Total interest expense | $2,371,000 | 920 |
| Net interest income | $9,149,000 | 1,838 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,854,000 | 1,864 |
| Gross Fiduciary activities income | $180,000 | 706 |
| Service charges on deposit accounts | $340,000 | 2,251 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,334,000 | 1,701 |
| Total noninterest expense | $8,330,000 | 1,733 |
| Salaries and employee benefits | $4,278,000 | 1,861 |
| Premises and equipment expense | $637,000 | 2,403 |
| Additional noninterest expense | $3,415,000 | 1,367 |
| Pre-tax net operating income | $2,673,000 | 2,141 |
| Securities gains (losses) | $194,000 | 820 |
| Applicable income taxes | $1,027,000 | 1,380 |
| Income before extraordinary items | $1,840,000 | 2,478 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,840,000 | 2,479 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,840,000 | 2,479 |
| Net charge-offs | $-75,000 | 5,495 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,715,840 | 2,531 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,555,000 | 1,676 |
| Total interest expense | $1,530,000 | 941 |
| Net interest income | $6,025,000 | 1,861 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,381,000 | 1,722 |
| Gross Fiduciary activities income | $120,000 | 717 |
| Service charges on deposit accounts | $230,000 | 2,206 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,031,000 | 1,518 |
| Total noninterest expense | $5,836,000 | 1,660 |
| Salaries and employee benefits | $2,898,000 | 1,838 |
| Premises and equipment expense | $428,000 | 2,392 |
| Additional noninterest expense | $2,510,000 | 1,263 |
| Pre-tax net operating income | $1,570,000 | 2,324 |
| Securities gains (losses) | $24,000 | 1,854 |
| Applicable income taxes | $594,000 | 1,510 |
| Income before extraordinary items | $1,000,000 | 2,799 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,000,000 | 2,797 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,000,000 | 2,798 |
| Net charge-offs | $-88,000 | 5,672 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $984,640 | 2,760 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,783,000 | 1,678 |
| Total interest expense | $746,000 | 970 |
| Net interest income | $3,037,000 | 1,854 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $687,000 | 1,691 |
| Gross Fiduciary activities income | $60,000 | 712 |
| Service charges on deposit accounts | $115,000 | 2,197 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $512,000 | 1,482 |
| Total noninterest expense | $3,105,000 | 1,571 |
| Salaries and employee benefits | $1,508,000 | 1,787 |
| Premises and equipment expense | $224,000 | 2,336 |
| Additional noninterest expense | $1,373,000 | 1,173 |
| Pre-tax net operating income | $619,000 | 2,693 |
| Securities gains (losses) | $9,000 | 1,537 |
| Applicable income taxes | $294,000 | 1,502 |
| Income before extraordinary items | $334,000 | 3,449 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $334,000 | 3,444 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $334,000 | 3,446 |
| Net charge-offs | $-37,000 | 5,644 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $328,240 | 3,413 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,605,000 | 1,817 |
| Total interest expense | $2,782,000 | 1,016 |
| Net interest income | $10,823,000 | 1,997 |
| Provision for loan and lease losses | $-1,051,000 | 6,057 |
| Total noninterest income | $2,982,000 | 1,611 |
| Gross Fiduciary activities income | $445,000 | 626 |
| Service charges on deposit accounts | $489,000 | 2,170 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,048,000 | 1,498 |
| Total noninterest expense | $11,814,000 | 1,620 |
| Salaries and employee benefits | $5,313,000 | 1,955 |
| Premises and equipment expense | $886,000 | 2,382 |
| Additional noninterest expense | $5,615,000 | 1,148 |
| Pre-tax net operating income | $3,042,000 | 2,306 |
| Securities gains (losses) | $350,000 | 487 |
| Applicable income taxes | $1,093,000 | 1,518 |
| Income before extraordinary items | $2,299,000 | 2,480 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,299,000 | 2,482 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,299,000 | 2,482 |
| Net charge-offs | $-174,000 | 5,833 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,061,000 | 2,628 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,090,000 | 1,854 |
| Total interest expense | $2,082,000 | 1,024 |
| Net interest income | $8,008,000 | 2,027 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $3,189,000 | 1,270 |
| Gross Fiduciary activities income | $180,000 | 729 |
| Service charges on deposit accounts | $369,000 | 2,178 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,640,000 | 1,067 |
| Total noninterest expense | $8,883,000 | 1,632 |
| Salaries and employee benefits | $3,995,000 | 1,954 |
| Premises and equipment expense | $641,000 | 2,460 |
| Additional noninterest expense | $4,247,000 | 1,147 |
| Pre-tax net operating income | $2,314,000 | 2,316 |
| Securities gains (losses) | $333,000 | 438 |
| Applicable income taxes | $886,000 | 1,486 |
| Income before extraordinary items | $1,761,000 | 2,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,761,000 | 2,482 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,761,000 | 2,482 |
| Net charge-offs | $-27,000 | 5,429 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,537,890 | 2,667 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,645,000 | 1,868 |
| Total interest expense | $1,419,000 | 1,013 |
| Net interest income | $5,226,000 | 2,058 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $2,594,000 | 1,118 |
| Gross Fiduciary activities income | $120,000 | 739 |
| Service charges on deposit accounts | $244,000 | 2,153 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,230,000 | 894 |
| Total noninterest expense | $5,900,000 | 1,643 |
| Salaries and employee benefits | $2,670,000 | 1,960 |
| Premises and equipment expense | $442,000 | 2,411 |
| Additional noninterest expense | $2,788,000 | 1,152 |
| Pre-tax net operating income | $1,920,000 | 1,948 |
| Securities gains (losses) | $287,000 | 395 |
| Applicable income taxes | $678,000 | 1,353 |
| Income before extraordinary items | $1,529,000 | 2,016 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,529,000 | 2,018 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,529,000 | 2,018 |
| Net charge-offs | $-16,000 | 5,405 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,330,970 | 2,198 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,286,000 | 1,894 |
| Total interest expense | $743,000 | 972 |
| Net interest income | $2,543,000 | 2,099 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,645,000 | 906 |
| Gross Fiduciary activities income | $60,000 | 746 |
| Service charges on deposit accounts | $123,000 | 2,124 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,462,000 | 696 |
| Total noninterest expense | $3,013,000 | 1,619 |
| Salaries and employee benefits | $1,362,000 | 1,927 |
| Premises and equipment expense | $233,000 | 2,367 |
| Additional noninterest expense | $1,418,000 | 1,121 |
| Pre-tax net operating income | $1,175,000 | 1,622 |
| Securities gains (losses) | $181,000 | 392 |
| Applicable income taxes | $411,000 | 1,168 |
| Income before extraordinary items | $945,000 | 1,689 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $945,000 | 1,691 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $945,000 | 1,691 |
| Net charge-offs | $-107,000 | 6,130 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $818,300 | 1,826 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,406,000 | 1,737 |
| Total interest expense | $3,530,000 | 838 |
| Net interest income | $10,876,000 | 1,979 |
| Provision for loan and lease losses | $600,000 | 1,269 |
| Total noninterest income | $2,837,000 | 1,636 |
| Gross Fiduciary activities income | $346,000 | 680 |
| Service charges on deposit accounts | $567,000 | 2,058 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,924,000 | 1,504 |
| Total noninterest expense | $11,002,000 | 1,742 |
| Salaries and employee benefits | $5,043,000 | 2,029 |
| Premises and equipment expense | $864,000 | 2,522 |
| Additional noninterest expense | $5,095,000 | 1,276 |
| Pre-tax net operating income | $2,111,000 | 2,895 |
| Securities gains (losses) | $82,000 | 1,397 |
| Applicable income taxes | $-304,000 | 6,342 |
| Income before extraordinary items | $2,497,000 | 2,310 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,497,000 | 2,310 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,497,000 | 2,310 |
| Net charge-offs | $133,000 | 2,905 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,415,000 | 2,323 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,913,000 | 1,723 |
| Total interest expense | $2,703,000 | 829 |
| Net interest income | $8,210,000 | 1,982 |
| Provision for loan and lease losses | $600,000 | 986 |
| Total noninterest income | $2,005,000 | 1,705 |
| Gross Fiduciary activities income | $180,000 | 740 |
| Service charges on deposit accounts | $433,000 | 2,039 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,392,000 | 1,537 |
| Total noninterest expense | $8,007,000 | 1,786 |
| Salaries and employee benefits | $3,664,000 | 2,103 |
| Premises and equipment expense | $640,000 | 2,569 |
| Additional noninterest expense | $3,703,000 | 1,311 |
| Pre-tax net operating income | $1,608,000 | 2,908 |
| Securities gains (losses) | $61,000 | 1,320 |
| Applicable income taxes | $-115,000 | 6,421 |
| Income before extraordinary items | $1,784,000 | 2,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,784,000 | 2,411 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,784,000 | 2,410 |
| Net charge-offs | $82,000 | 2,878 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,723,000 | 2,434 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,132,000 | 1,760 |
| Total interest expense | $1,836,000 | 817 |
| Net interest income | $5,296,000 | 2,022 |
| Provision for loan and lease losses | $600,000 | 713 |
| Total noninterest income | $1,396,000 | 1,629 |
| Gross Fiduciary activities income | $120,000 | 743 |
| Service charges on deposit accounts | $276,000 | 2,083 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,000,000 | 1,448 |
| Total noninterest expense | $5,285,000 | 1,797 |
| Salaries and employee benefits | $2,439,000 | 2,116 |
| Premises and equipment expense | $368,000 | 2,868 |
| Additional noninterest expense | $2,478,000 | 1,305 |
| Pre-tax net operating income | $807,000 | 3,354 |
| Securities gains (losses) | $40,000 | 1,296 |
| Applicable income taxes | $-146,000 | 6,534 |
| Income before extraordinary items | $993,000 | 2,651 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $993,000 | 2,655 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $993,000 | 2,655 |
| Net charge-offs | $-216,000 | 6,467 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $953,000 | 2,689 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 1,766 |
| Total interest expense | $938,000 | 813 |
| Net interest income | $2,595,000 | 2,050 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $662,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $136,000 | 2,098 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $526,000 | 1,367 |
| Total noninterest expense | $2,592,000 | 1,830 |
| Salaries and employee benefits | $1,175,000 | 2,195 |
| Premises and equipment expense | $175,000 | 3,012 |
| Additional noninterest expense | $1,242,000 | 1,297 |
| Pre-tax net operating income | $365,000 | 3,462 |
| Securities gains (losses) | $25,000 | 887 |
| Applicable income taxes | $-212,000 | 6,674 |
| Income before extraordinary items | $602,000 | 2,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $602,000 | 2,264 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $602,000 | 2,265 |
| Net charge-offs | $-72,000 | 6,410 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $577,000 | 2,294 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,370,000 | 1,734 |
| Total interest expense | $4,423,000 | 753 |
| Net interest income | $9,947,000 | 2,099 |
| Provision for loan and lease losses | $3,475,000 | 378 |
| Total noninterest income | $2,385,000 | 1,914 |
| Gross Fiduciary activities income | $374,000 | 663 |
| Service charges on deposit accounts | $609,000 | 2,040 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,402,000 | 1,941 |
| Total noninterest expense | $11,624,000 | 1,656 |
| Salaries and employee benefits | $4,771,000 | 2,145 |
| Premises and equipment expense | $746,000 | 2,843 |
| Additional noninterest expense | $6,107,000 | 1,112 |
| Pre-tax net operating income | $-2,767,000 | 6,707 |
| Securities gains (losses) | $232,000 | 817 |
| Applicable income taxes | $-409,000 | 6,622 |
| Income before extraordinary items | $-2,126,000 | 6,674 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,126,000 | 6,674 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,126,000 | 6,674 |
| Net charge-offs | $2,716,000 | 591 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,320,880 | 6,681 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,768,000 | 1,747 |
| Total interest expense | $3,403,000 | 760 |
| Net interest income | $7,365,000 | 2,131 |
| Provision for loan and lease losses | $2,650,000 | 378 |
| Total noninterest income | $1,821,000 | 1,921 |
| Gross Fiduciary activities income | $180,000 | 738 |
| Service charges on deposit accounts | $385,000 | 2,339 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,256,000 | 1,770 |
| Total noninterest expense | $8,600,000 | 1,690 |
| Salaries and employee benefits | $3,467,000 | 2,209 |
| Premises and equipment expense | $804,000 | 2,135 |
| Additional noninterest expense | $4,329,000 | 1,159 |
| Pre-tax net operating income | $-2,064,000 | 6,796 |
| Securities gains (losses) | $227,000 | 765 |
| Applicable income taxes | $-126,000 | 6,707 |
| Income before extraordinary items | $-1,711,000 | 6,777 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,711,000 | 6,778 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,711,000 | 6,778 |
| Net charge-offs | $2,551,000 | 503 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,922,110 | 6,785 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,215,000 | 1,730 |
| Total interest expense | $2,344,000 | 760 |
| Net interest income | $4,871,000 | 2,146 |
| Provision for loan and lease losses | $1,700,000 | 419 |
| Total noninterest income | $1,326,000 | 1,819 |
| Gross Fiduciary activities income | $143,000 | 713 |
| Service charges on deposit accounts | $242,000 | 2,421 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $941,000 | 1,647 |
| Total noninterest expense | $5,750,000 | 1,673 |
| Salaries and employee benefits | $2,247,000 | 2,271 |
| Premises and equipment expense | $542,000 | 2,112 |
| Additional noninterest expense | $2,961,000 | 1,135 |
| Pre-tax net operating income | $-1,253,000 | 6,816 |
| Securities gains (losses) | $224,000 | 688 |
| Applicable income taxes | $-431,000 | 6,865 |
| Income before extraordinary items | $-598,000 | 6,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-598,000 | 6,753 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-598,000 | 6,752 |
| Net charge-offs | $981,000 | 772 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-741,360 | 6,753 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 1,739 |
| Total interest expense | $1,230,000 | 755 |
| Net interest income | $2,398,000 | 2,188 |
| Provision for loan and lease losses | $1,200,000 | 326 |
| Total noninterest income | $563,000 | 2,046 |
| Gross Fiduciary activities income | $83,000 | 695 |
| Service charges on deposit accounts | $116,000 | 2,505 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $364,000 | 1,959 |
| Total noninterest expense | $2,893,000 | 1,671 |
| Salaries and employee benefits | $1,102,000 | 2,311 |
| Premises and equipment expense | $275,000 | 2,128 |
| Additional noninterest expense | $1,516,000 | 1,099 |
| Pre-tax net operating income | $-1,132,000 | 6,942 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $-207,000 | 6,958 |
| Income before extraordinary items | $-917,000 | 6,940 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-917,000 | 6,941 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-917,000 | 6,941 |
| Net charge-offs | $707,000 | 612 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-923,560 | 6,927 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,962,000 | 1,563 |
| Total interest expense | $6,197,000 | 695 |
| Net interest income | $10,765,000 | 2,016 |
| Provision for loan and lease losses | $8,505,000 | 315 |
| Total noninterest income | $1,302,000 | 2,830 |
| Gross Fiduciary activities income | $395,000 | 651 |
| Service charges on deposit accounts | $531,000 | 2,371 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $376,000 | 3,718 |
| Total noninterest expense | $12,749,000 | 1,530 |
| Salaries and employee benefits | $4,768,000 | 2,091 |
| Premises and equipment expense | $1,033,000 | 2,223 |
| Additional noninterest expense | $6,948,000 | 1,005 |
| Pre-tax net operating income | $-9,187,000 | 7,020 |
| Securities gains (losses) | $542,000 | 877 |
| Applicable income taxes | $-3,597,000 | 7,038 |
| Income before extraordinary items | $-5,048,000 | 6,967 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,048,000 | 6,966 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-5,048,000 | 6,966 |
| Net charge-offs | $7,743,000 | 398 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-5,394,880 | 6,961 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,225,000 | 1,534 |
| Total interest expense | $4,816,000 | 698 |
| Net interest income | $8,409,000 | 1,981 |
| Provision for loan and lease losses | $7,105,000 | 302 |
| Total noninterest income | $747,000 | 3,293 |
| Gross Fiduciary activities income | $180,000 | 748 |
| Service charges on deposit accounts | $393,000 | 2,417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $174,000 | 4,430 |
| Total noninterest expense | $9,454,000 | 1,546 |
| Salaries and employee benefits | $3,585,000 | 2,082 |
| Premises and equipment expense | $741,000 | 2,328 |
| Additional noninterest expense | $5,128,000 | 1,013 |
| Pre-tax net operating income | $-7,403,000 | 7,123 |
| Securities gains (losses) | $526,000 | 727 |
| Applicable income taxes | $-2,836,000 | 7,141 |
| Income before extraordinary items | $-4,041,000 | 7,077 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,041,000 | 7,077 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,041,000 | 7,077 |
| Net charge-offs | $4,950,000 | 465 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-4,377,640 | 7,081 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,105,000 | 1,496 |
| Total interest expense | $3,347,000 | 693 |
| Net interest income | $5,758,000 | 1,924 |
| Provision for loan and lease losses | $6,205,000 | 241 |
| Total noninterest income | $135,000 | 5,448 |
| Gross Fiduciary activities income | $120,000 | 754 |
| Service charges on deposit accounts | $250,000 | 2,480 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-235,000 | 7,090 |
| Total noninterest expense | $6,152,000 | 1,579 |
| Salaries and employee benefits | $2,242,000 | 2,219 |
| Premises and equipment expense | $479,000 | 2,378 |
| Additional noninterest expense | $3,431,000 | 1,015 |
| Pre-tax net operating income | $-6,464,000 | 7,202 |
| Securities gains (losses) | $410,000 | 680 |
| Applicable income taxes | $-2,390,000 | 7,212 |
| Income before extraordinary items | $-3,664,000 | 7,167 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,664,000 | 7,167 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,664,000 | 7,167 |
| Net charge-offs | $512,000 | 1,738 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-3,926,400 | 7,168 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 1,447 |
| Total interest expense | $1,739,000 | 688 |
| Net interest income | $3,023,000 | 1,845 |
| Provision for loan and lease losses | $1,705,000 | 415 |
| Total noninterest income | $297,000 | 2,965 |
| Gross Fiduciary activities income | $60,000 | 756 |
| Service charges on deposit accounts | $122,000 | 2,515 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 3,491 |
| Total noninterest expense | $3,153,000 | 1,550 |
| Salaries and employee benefits | $1,155,000 | 2,164 |
| Premises and equipment expense | $242,000 | 2,371 |
| Additional noninterest expense | $1,756,000 | 972 |
| Pre-tax net operating income | $-1,538,000 | 7,211 |
| Securities gains (losses) | $165,000 | 681 |
| Applicable income taxes | $-585,000 | 7,255 |
| Income before extraordinary items | $-788,000 | 7,148 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-788,000 | 7,146 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-788,000 | 7,148 |
| Net charge-offs | $17,000 | 3,772 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-893,600 | 7,149 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,549,000 | 1,272 |
| Total interest expense | $8,698,000 | 664 |
| Net interest income | $13,851,000 | 1,602 |
| Provision for loan and lease losses | $14,750,000 | 301 |
| Total noninterest income | $1,722,000 | 2,235 |
| Gross Fiduciary activities income | $428,000 | 587 |
| Service charges on deposit accounts | $638,000 | 2,135 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $656,000 | 2,739 |
| Total noninterest expense | $10,722,000 | 1,802 |
| Salaries and employee benefits | $4,567,000 | 2,121 |
| Premises and equipment expense | $1,007,000 | 2,400 |
| Additional noninterest expense | $5,148,000 | 1,345 |
| Pre-tax net operating income | $-9,899,000 | 7,209 |
| Securities gains (losses) | $1,201,000 | 367 |
| Applicable income taxes | $-3,821,000 | 7,292 |
| Income before extraordinary items | $-4,877,000 | 7,062 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,877,000 | 7,061 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,877,000 | 7,062 |
| Net charge-offs | $13,875,000 | 341 |
| Cash dividends | $350,000 | 2,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-5,645,640 | 7,086 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,558,000 | 1,240 |
| Total interest expense | $6,719,000 | 673 |
| Net interest income | $10,839,000 | 1,555 |
| Provision for loan and lease losses | $9,000,000 | 348 |
| Total noninterest income | $1,132,000 | 2,435 |
| Gross Fiduciary activities income | $180,000 | 684 |
| Service charges on deposit accounts | $505,000 | 2,059 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $447,000 | 2,863 |
| Total noninterest expense | $7,334,000 | 1,963 |
| Salaries and employee benefits | $3,520,000 | 2,058 |
| Premises and equipment expense | $818,000 | 2,248 |
| Additional noninterest expense | $2,996,000 | 1,701 |
| Pre-tax net operating income | $-4,363,000 | 7,203 |
| Securities gains (losses) | $919,000 | 383 |
| Applicable income taxes | $-1,575,000 | 7,349 |
| Income before extraordinary items | $-1,869,000 | 7,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,869,000 | 7,045 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,869,000 | 7,045 |
| Net charge-offs | $5,717,000 | 564 |
| Cash dividends | $350,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,457,160 | 7,091 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,918,000 | 1,222 |
| Total interest expense | $4,580,000 | 690 |
| Net interest income | $7,338,000 | 1,523 |
| Provision for loan and lease losses | $7,600,000 | 295 |
| Total noninterest income | $829,000 | 2,276 |
| Gross Fiduciary activities income | $120,000 | 700 |
| Service charges on deposit accounts | $348,000 | 1,982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $361,000 | 2,589 |
| Total noninterest expense | $5,097,000 | 1,898 |
| Salaries and employee benefits | $2,383,000 | 2,040 |
| Premises and equipment expense | $537,000 | 2,306 |
| Additional noninterest expense | $2,177,000 | 1,586 |
| Pre-tax net operating income | $-4,530,000 | 7,354 |
| Securities gains (losses) | $289,000 | 561 |
| Applicable income taxes | $-1,740,000 | 7,450 |
| Income before extraordinary items | $-2,501,000 | 7,259 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,501,000 | 7,259 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,501,000 | 7,260 |
| Net charge-offs | $136,000 | 3,523 |
| Cash dividends | $350,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,685,960 | 7,262 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,913,000 | 1,237 |
| Total interest expense | $2,337,000 | 712 |
| Net interest income | $3,576,000 | 1,560 |
| Provision for loan and lease losses | $700,000 | 1,128 |
| Total noninterest income | $395,000 | 2,365 |
| Gross Fiduciary activities income | $60,000 | 701 |
| Service charges on deposit accounts | $172,000 | 1,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,759 |
| Total noninterest expense | $2,602,000 | 1,881 |
| Salaries and employee benefits | $1,297,000 | 1,910 |
| Premises and equipment expense | $305,000 | 2,100 |
| Additional noninterest expense | $1,000,000 | 1,713 |
| Pre-tax net operating income | $669,000 | 2,036 |
| Securities gains (losses) | $165,000 | 393 |
| Applicable income taxes | $148,000 | 1,806 |
| Income before extraordinary items | $686,000 | 1,708 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $686,000 | 1,708 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $686,000 | 1,708 |
| Net charge-offs | $123,000 | 2,540 |
| Cash dividends | $175,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $550,700 | 2,037 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,173,000 | 1,273 |
| Total interest expense | $10,208,000 | 792 |
| Net interest income | $13,965,000 | 1,598 |
| Provision for loan and lease losses | $2,400,000 | 1,847 |
| Total noninterest income | $1,352,000 | 2,697 |
| Gross Fiduciary activities income | $374,000 | 623 |
| Service charges on deposit accounts | $808,000 | 1,806 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $170,000 | 4,814 |
| Total noninterest expense | $8,664,000 | 2,235 |
| Salaries and employee benefits | $4,700,000 | 2,057 |
| Premises and equipment expense | $1,043,000 | 2,392 |
| Additional noninterest expense | $2,921,000 | 2,330 |
| Pre-tax net operating income | $4,253,000 | 1,197 |
| Securities gains (losses) | $933,000 | 525 |
| Applicable income taxes | $1,437,000 | 935 |
| Income before extraordinary items | $3,749,000 | 1,159 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,749,000 | 1,160 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,749,000 | 1,161 |
| Net charge-offs | $1,226,000 | 2,418 |
| Cash dividends | $875,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,077,240 | 1,325 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,110,000 | 1,298 |
| Total interest expense | $7,762,000 | 818 |
| Net interest income | $10,348,000 | 1,639 |
| Provision for loan and lease losses | $1,800,000 | 1,775 |
| Total noninterest income | $944,000 | 2,841 |
| Gross Fiduciary activities income | $183,000 | 703 |
| Service charges on deposit accounts | $595,000 | 1,895 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $166,000 | 4,494 |
| Total noninterest expense | $6,582,000 | 2,198 |
| Salaries and employee benefits | $3,532,000 | 2,048 |
| Premises and equipment expense | $850,000 | 2,263 |
| Additional noninterest expense | $2,200,000 | 2,296 |
| Pre-tax net operating income | $2,910,000 | 1,364 |
| Securities gains (losses) | $850,000 | 469 |
| Applicable income taxes | $947,000 | 1,042 |
| Income before extraordinary items | $2,813,000 | 1,198 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,813,000 | 1,202 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,813,000 | 1,202 |
| Net charge-offs | $767,000 | 2,517 |
| Cash dividends | $525,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,175,500 | 1,466 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,001,000 | 1,318 |
| Total interest expense | $5,232,000 | 839 |
| Net interest income | $6,769,000 | 1,665 |
| Provision for loan and lease losses | $1,200,000 | 1,743 |
| Total noninterest income | $509,000 | 3,189 |
| Gross Fiduciary activities income | $120,000 | 710 |
| Service charges on deposit accounts | $367,000 | 2,019 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 6,389 |
| Total noninterest expense | $4,444,000 | 2,182 |
| Salaries and employee benefits | $2,360,000 | 2,054 |
| Premises and equipment expense | $566,000 | 2,276 |
| Additional noninterest expense | $1,518,000 | 2,236 |
| Pre-tax net operating income | $1,634,000 | 1,588 |
| Securities gains (losses) | $226,000 | 874 |
| Applicable income taxes | $388,000 | 1,476 |
| Income before extraordinary items | $1,472,000 | 1,496 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,472,000 | 1,497 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,472,000 | 1,497 |
| Net charge-offs | $232,000 | 3,368 |
| Cash dividends | $350,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,293,460 | 1,611 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 1,358 |
| Total interest expense | $2,673,000 | 871 |
| Net interest income | $3,284,000 | 1,730 |
| Provision for loan and lease losses | $600,000 | 1,610 |
| Total noninterest income | $69,000 | 5,656 |
| Gross Fiduciary activities income | $60,000 | 723 |
| Service charges on deposit accounts | $168,000 | 2,148 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-159,000 | 7,784 |
| Total noninterest expense | $2,214,000 | 2,212 |
| Salaries and employee benefits | $1,224,000 | 2,019 |
| Premises and equipment expense | $287,000 | 2,296 |
| Additional noninterest expense | $703,000 | 2,364 |
| Pre-tax net operating income | $539,000 | 2,274 |
| Securities gains (losses) | $183,000 | 550 |
| Applicable income taxes | $37,000 | 3,017 |
| Income before extraordinary items | $685,000 | 1,595 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $685,000 | 1,597 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $685,000 | 1,597 |
| Net charge-offs | $73,000 | 3,394 |
| Cash dividends | $175,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $511,150 | 2,024 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $23,793,000 | 1,447 |
| Total interest expense | $12,106,000 | 982 |
| Net interest income | $11,687,000 | 1,898 |
| Provision for loan and lease losses | $2,300,000 | 2,294 |
| Total noninterest income | $1,173,000 | 3,024 |
| Gross Fiduciary activities income | $304,000 | 666 |
| Service charges on deposit accounts | $763,000 | 2,116 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $106,000 | 5,576 |
| Total noninterest expense | $8,574,000 | 2,305 |
| Salaries and employee benefits | $4,616,000 | 2,129 |
| Premises and equipment expense | $986,000 | 2,607 |
| Additional noninterest expense | $2,972,000 | 2,365 |
| Pre-tax net operating income | $1,986,000 | 1,920 |
| Securities gains (losses) | $591,000 | 780 |
| Applicable income taxes | $550,000 | 1,461 |
| Income before extraordinary items | $2,027,000 | 1,651 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,027,000 | 1,649 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,027,000 | 1,650 |
| Net charge-offs | $1,847,000 | 2,126 |
| Cash dividends | $875,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,560,110 | 2,017 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $17,699,000 | 1,481 |
| Total interest expense | $9,262,000 | 1,017 |
| Net interest income | $8,437,000 | 1,957 |
| Provision for loan and lease losses | $1,800,000 | 2,036 |
| Total noninterest income | $814,000 | 3,222 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $580,000 | 2,098 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $232,000 | 4,032 |
| Total noninterest expense | $6,422,000 | 2,309 |
| Salaries and employee benefits | $3,420,000 | 2,174 |
| Premises and equipment expense | $836,000 | 2,380 |
| Additional noninterest expense | $2,166,000 | 2,397 |
| Pre-tax net operating income | $1,029,000 | 2,685 |
| Securities gains (losses) | $428,000 | 784 |
| Applicable income taxes | $218,000 | 2,243 |
| Income before extraordinary items | $1,239,000 | 2,119 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,239,000 | 2,117 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,239,000 | 2,119 |
| Net charge-offs | $1,280,000 | 1,937 |
| Cash dividends | $525,000 | 1,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $875,200 | 2,657 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,809,000 | 1,516 |
| Total interest expense | $6,198,000 | 1,074 |
| Net interest income | $5,611,000 | 1,955 |
| Provision for loan and lease losses | $1,200,000 | 1,856 |
| Total noninterest income | $626,000 | 2,958 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $381,000 | 2,100 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $244,000 | 3,343 |
| Total noninterest expense | $4,209,000 | 2,377 |
| Salaries and employee benefits | $2,276,000 | 2,215 |
| Premises and equipment expense | $548,000 | 2,454 |
| Additional noninterest expense | $1,385,000 | 2,511 |
| Pre-tax net operating income | $828,000 | 2,456 |
| Securities gains (losses) | $351,000 | 666 |
| Applicable income taxes | $220,000 | 1,864 |
| Income before extraordinary items | $959,000 | 1,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $959,000 | 1,905 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $959,000 | 1,907 |
| Net charge-offs | $857,000 | 1,766 |
| Cash dividends | $350,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $674,690 | 2,488 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,946,000 | 1,525 |
| Total interest expense | $3,097,000 | 1,109 |
| Net interest income | $2,849,000 | 1,919 |
| Provision for loan and lease losses | $600,000 | 1,587 |
| Total noninterest income | $309,000 | 2,967 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $182,000 | 2,131 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $126,000 | 3,262 |
| Total noninterest expense | $2,122,000 | 2,298 |
| Salaries and employee benefits | $1,145,000 | 2,226 |
| Premises and equipment expense | $275,000 | 2,481 |
| Additional noninterest expense | $702,000 | 2,228 |
| Pre-tax net operating income | $436,000 | 2,632 |
| Securities gains (losses) | $152,000 | 789 |
| Applicable income taxes | $121,000 | 1,987 |
| Income before extraordinary items | $467,000 | 2,261 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $467,000 | 2,261 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $467,000 | 2,263 |
| Net charge-offs | $113,000 | 2,740 |
| Cash dividends | $175,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $346,920 | 2,704 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,768,000 | 1,450 |
| Total interest expense | $15,523,000 | 1,035 |
| Net interest income | $11,245,000 | 1,974 |
| Provision for loan and lease losses | $1,200,000 | 2,453 |
| Total noninterest income | $1,601,000 | 2,502 |
| Gross Fiduciary activities income | $338,000 | 650 |
| Service charges on deposit accounts | $836,000 | 2,044 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $427,000 | 3,466 |
| Total noninterest expense | $8,170,000 | 2,337 |
| Salaries and employee benefits | $4,612,000 | 2,203 |
| Premises and equipment expense | $1,004,000 | 2,616 |
| Additional noninterest expense | $2,554,000 | 2,302 |
| Pre-tax net operating income | $3,476,000 | 1,564 |
| Securities gains (losses) | $472,000 | 397 |
| Applicable income taxes | $996,000 | 1,202 |
| Income before extraordinary items | $2,952,000 | 1,388 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,952,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,157,000 | 1,805 |
| Cash dividends | $1,050,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,598,000 | 1,668 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,443,000 | 1,454 |
| Total interest expense | $12,086,000 | 1,040 |
| Net interest income | $8,357,000 | 2,017 |
| Provision for loan and lease losses | $900,000 | 1,951 |
| Total noninterest income | $988,000 | 2,938 |
| Gross Fiduciary activities income | $30,000 | 995 |
| Service charges on deposit accounts | $629,000 | 2,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $329,000 | 3,529 |
| Total noninterest expense | $6,222,000 | 2,302 |
| Salaries and employee benefits | $3,469,000 | 2,222 |
| Premises and equipment expense | $802,000 | 2,481 |
| Additional noninterest expense | $1,951,000 | 2,213 |
| Pre-tax net operating income | $2,223,000 | 2,123 |
| Securities gains (losses) | $424,000 | 356 |
| Applicable income taxes | $504,000 | 1,893 |
| Income before extraordinary items | $2,143,000 | 1,668 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,143,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $854,000 | 1,437 |
| Cash dividends | $525,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,799,560 | 2,059 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,696,000 | 1,472 |
| Total interest expense | $8,270,000 | 1,058 |
| Net interest income | $5,426,000 | 2,049 |
| Provision for loan and lease losses | $600,000 | 1,692 |
| Total noninterest income | $638,000 | 3,019 |
| Gross Fiduciary activities income | $8,000 | 1,154 |
| Service charges on deposit accounts | $404,000 | 2,099 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $226,000 | 3,531 |
| Total noninterest expense | $4,007,000 | 2,372 |
| Salaries and employee benefits | $2,293,000 | 2,262 |
| Premises and equipment expense | $521,000 | 2,548 |
| Additional noninterest expense | $1,193,000 | 2,358 |
| Pre-tax net operating income | $1,457,000 | 2,255 |
| Securities gains (losses) | $232,000 | 554 |
| Applicable income taxes | $353,000 | 2,010 |
| Income before extraordinary items | $1,336,000 | 1,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,336,000 | 1,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 1,179 |
| Cash dividends | $350,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,152,720 | 2,242 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,004,000 | 1,478 |
| Total interest expense | $4,383,000 | 1,068 |
| Net interest income | $2,621,000 | 2,122 |
| Provision for loan and lease losses | $300,000 | 1,372 |
| Total noninterest income | $328,000 | 2,951 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $203,000 | 2,054 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $124,000 | 3,387 |
| Total noninterest expense | $1,992,000 | 2,375 |
| Salaries and employee benefits | $1,142,000 | 2,304 |
| Premises and equipment expense | $269,000 | 2,503 |
| Additional noninterest expense | $581,000 | 2,381 |
| Pre-tax net operating income | $657,000 | 2,535 |
| Securities gains (losses) | $175,000 | 494 |
| Applicable income taxes | $162,000 | 2,230 |
| Income before extraordinary items | $670,000 | 2,103 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $670,000 | 2,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,450 |
| Cash dividends | $175,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $528,250 | 2,497 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $28,916,000 | 1,487 |
| Total interest expense | $17,566,000 | 1,127 |
| Net interest income | $11,350,000 | 1,998 |
| Provision for loan and lease losses | $1,300,000 | 1,179 |
| Total noninterest income | $1,696,000 | 2,492 |
| Gross Fiduciary activities income | $366,000 | 660 |
| Service charges on deposit accounts | $865,000 | 1,996 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $465,000 | 3,445 |
| Total noninterest expense | $7,535,000 | 2,422 |
| Salaries and employee benefits | $4,427,000 | 2,275 |
| Premises and equipment expense | $956,000 | 2,668 |
| Additional noninterest expense | $2,152,000 | 2,499 |
| Pre-tax net operating income | $4,211,000 | 1,893 |
| Securities gains (losses) | $91,000 | 629 |
| Applicable income taxes | $906,000 | 1,976 |
| Income before extraordinary items | $3,396,000 | 1,839 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,396,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 2,178 |
| Cash dividends | $875,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,324,110 | 1,864 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,477,000 | 1,514 |
| Total interest expense | $12,979,000 | 1,135 |
| Net interest income | $8,498,000 | 2,017 |
| Provision for loan and lease losses | $900,000 | 978 |
| Total noninterest income | $1,062,000 | 2,793 |
| Gross Fiduciary activities income | $49,000 | 968 |
| Service charges on deposit accounts | $654,000 | 1,966 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $359,000 | 3,411 |
| Total noninterest expense | $5,793,000 | 2,346 |
| Salaries and employee benefits | $3,296,000 | 2,280 |
| Premises and equipment expense | $786,000 | 2,457 |
| Additional noninterest expense | $1,711,000 | 2,319 |
| Pre-tax net operating income | $2,867,000 | 2,191 |
| Securities gains (losses) | $29,000 | 745 |
| Applicable income taxes | $598,000 | 2,294 |
| Income before extraordinary items | $2,298,000 | 2,120 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,298,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,535 |
| Cash dividends | $525,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,275,090 | 2,129 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,137,000 | 1,544 |
| Total interest expense | $8,469,000 | 1,175 |
| Net interest income | $5,668,000 | 2,044 |
| Provision for loan and lease losses | $600,000 | 869 |
| Total noninterest income | $731,000 | 2,744 |
| Gross Fiduciary activities income | $40,000 | 961 |
| Service charges on deposit accounts | $440,000 | 1,957 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $251,000 | 3,336 |
| Total noninterest expense | $3,870,000 | 2,358 |
| Salaries and employee benefits | $2,223,000 | 2,291 |
| Premises and equipment expense | $505,000 | 2,567 |
| Additional noninterest expense | $1,142,000 | 2,330 |
| Pre-tax net operating income | $1,929,000 | 2,233 |
| Securities gains (losses) | $25,000 | 665 |
| Applicable income taxes | $364,000 | 2,502 |
| Income before extraordinary items | $1,590,000 | 2,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,590,000 | 2,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,373 |
| Cash dividends | $350,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,569,750 | 2,120 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,996,000 | 1,552 |
| Total interest expense | $4,129,000 | 1,194 |
| Net interest income | $2,867,000 | 2,031 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $363,000 | 2,744 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $209,000 | 1,981 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $152,000 | 2,994 |
| Total noninterest expense | $1,931,000 | 2,364 |
| Salaries and employee benefits | $1,125,000 | 2,286 |
| Premises and equipment expense | $249,000 | 2,597 |
| Additional noninterest expense | $557,000 | 2,367 |
| Pre-tax net operating income | $999,000 | 2,168 |
| Securities gains (losses) | $25,000 | 523 |
| Applicable income taxes | $127,000 | 2,960 |
| Income before extraordinary items | $897,000 | 1,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $897,000 | 1,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 774 |
| Cash dividends | $175,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $875,000 | 1,907 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,861,000 | 1,547 |
| Total interest expense | $14,356,000 | 1,169 |
| Net interest income | $11,505,000 | 2,019 |
| Provision for loan and lease losses | $1,280,000 | 814 |
| Total noninterest income | $1,556,000 | 2,643 |
| Gross Fiduciary activities income | $242,000 | 755 |
| Service charges on deposit accounts | $882,000 | 1,951 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $432,000 | 3,599 |
| Total noninterest expense | $7,407,000 | 2,389 |
| Salaries and employee benefits | $4,330,000 | 2,257 |
| Premises and equipment expense | $924,000 | 2,658 |
| Additional noninterest expense | $2,153,000 | 2,405 |
| Pre-tax net operating income | $4,374,000 | 2,097 |
| Securities gains (losses) | $-86,000 | 8,149 |
| Applicable income taxes | $1,484,000 | 1,679 |
| Income before extraordinary items | $2,804,000 | 2,390 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,804,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $843,000 | 799 |
| Cash dividends | $875,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,859,900 | 2,338 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,861,000 | 1,579 |
| Total interest expense | $10,308,000 | 1,192 |
| Net interest income | $8,553,000 | 2,050 |
| Provision for loan and lease losses | $980,000 | 768 |
| Total noninterest income | $1,021,000 | 2,887 |
| Gross Fiduciary activities income | $23,000 | 1,090 |
| Service charges on deposit accounts | $665,000 | 1,937 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $333,000 | 3,536 |
| Total noninterest expense | $5,654,000 | 2,338 |
| Salaries and employee benefits | $3,241,000 | 2,262 |
| Premises and equipment expense | $767,000 | 2,426 |
| Additional noninterest expense | $1,646,000 | 2,352 |
| Pre-tax net operating income | $2,940,000 | 2,371 |
| Securities gains (losses) | $-228,000 | 8,553 |
| Applicable income taxes | $867,000 | 2,076 |
| Income before extraordinary items | $1,845,000 | 2,745 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,845,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 717 |
| Cash dividends | $525,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,000,040 | 2,550 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,080,000 | 1,611 |
| Total interest expense | $6,424,000 | 1,214 |
| Net interest income | $5,656,000 | 2,073 |
| Provision for loan and lease losses | $680,000 | 730 |
| Total noninterest income | $680,000 | 2,879 |
| Gross Fiduciary activities income | $3,000 | 1,300 |
| Service charges on deposit accounts | $442,000 | 1,929 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $235,000 | 3,438 |
| Total noninterest expense | $3,727,000 | 2,368 |
| Salaries and employee benefits | $2,158,000 | 2,276 |
| Premises and equipment expense | $498,000 | 2,475 |
| Additional noninterest expense | $1,071,000 | 2,412 |
| Pre-tax net operating income | $1,929,000 | 2,378 |
| Securities gains (losses) | $-254,000 | 8,650 |
| Applicable income taxes | $540,000 | 2,201 |
| Income before extraordinary items | $1,135,000 | 2,912 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,135,000 | 2,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 723 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,307,720 | 2,597 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,596,000 | 1,701 |
| Total interest expense | $2,966,000 | 1,258 |
| Net interest income | $2,630,000 | 2,220 |
| Provision for loan and lease losses | $280,000 | 847 |
| Total noninterest income | $344,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $228,000 | 1,835 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $116,000 | 3,440 |
| Total noninterest expense | $1,829,000 | 2,419 |
| Salaries and employee benefits | $1,092,000 | 2,258 |
| Premises and equipment expense | $247,000 | 2,492 |
| Additional noninterest expense | $490,000 | 2,586 |
| Pre-tax net operating income | $865,000 | 2,546 |
| Securities gains (losses) | $-217,000 | 8,715 |
| Applicable income taxes | $172,000 | 2,826 |
| Income before extraordinary items | $476,000 | 3,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $476,000 | 3,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 455 |
| Cash dividends | $175,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $634,410 | 2,611 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,676,000 | 1,708 |
| Total interest expense | $9,424,000 | 1,196 |
| Net interest income | $10,252,000 | 2,162 |
| Provision for loan and lease losses | $960,000 | 1,083 |
| Total noninterest income | $1,647,000 | 2,537 |
| Gross Fiduciary activities income | $212,000 | 783 |
| Service charges on deposit accounts | $989,000 | 1,750 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $446,000 | 3,578 |
| Total noninterest expense | $7,165,000 | 2,335 |
| Salaries and employee benefits | $4,293,000 | 2,145 |
| Premises and equipment expense | $953,000 | 2,473 |
| Additional noninterest expense | $1,919,000 | 2,586 |
| Pre-tax net operating income | $3,774,000 | 2,309 |
| Securities gains (losses) | $-390,000 | 8,679 |
| Applicable income taxes | $1,038,000 | 2,215 |
| Income before extraordinary items | $2,346,000 | 2,726 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,346,000 | 2,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,248,000 | 573 |
| Cash dividends | $875,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,615,100 | 2,473 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,465,000 | 1,704 |
| Total interest expense | $6,848,000 | 1,158 |
| Net interest income | $7,617,000 | 2,161 |
| Provision for loan and lease losses | $720,000 | 1,030 |
| Total noninterest income | $1,090,000 | 2,737 |
| Gross Fiduciary activities income | $17,000 | 1,145 |
| Service charges on deposit accounts | $733,000 | 1,755 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $340,000 | 3,578 |
| Total noninterest expense | $5,454,000 | 2,280 |
| Salaries and employee benefits | $3,189,000 | 2,141 |
| Premises and equipment expense | $771,000 | 2,296 |
| Additional noninterest expense | $1,494,000 | 2,465 |
| Pre-tax net operating income | $2,533,000 | 2,550 |
| Securities gains (losses) | $-377,000 | 8,772 |
| Applicable income taxes | $641,000 | 2,536 |
| Income before extraordinary items | $1,515,000 | 3,101 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,515,000 | 3,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $934,000 | 519 |
| Cash dividends | $525,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,778,900 | 2,687 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,527,000 | 1,679 |
| Total interest expense | $4,537,000 | 1,098 |
| Net interest income | $4,990,000 | 2,169 |
| Provision for loan and lease losses | $480,000 | 1,006 |
| Total noninterest income | $707,000 | 2,749 |
| Gross Fiduciary activities income | $10,000 | 1,165 |
| Service charges on deposit accounts | $472,000 | 1,770 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $225,000 | 3,561 |
| Total noninterest expense | $3,570,000 | 2,309 |
| Salaries and employee benefits | $2,091,000 | 2,162 |
| Premises and equipment expense | $501,000 | 2,328 |
| Additional noninterest expense | $978,000 | 2,484 |
| Pre-tax net operating income | $1,647,000 | 2,552 |
| Securities gains (losses) | $-359,000 | 8,806 |
| Applicable income taxes | $349,000 | 2,830 |
| Income before extraordinary items | $939,000 | 3,241 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $939,000 | 3,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 755 |
| Cash dividends | $350,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,201,070 | 2,610 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,697,000 | 1,670 |
| Total interest expense | $2,257,000 | 1,039 |
| Net interest income | $2,440,000 | 2,198 |
| Provision for loan and lease losses | $240,000 | 955 |
| Total noninterest income | $344,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $226,000 | 1,790 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $118,000 | 3,435 |
| Total noninterest expense | $1,804,000 | 2,302 |
| Salaries and employee benefits | $1,024,000 | 2,221 |
| Premises and equipment expense | $254,000 | 2,321 |
| Additional noninterest expense | $526,000 | 2,316 |
| Pre-tax net operating income | $740,000 | 2,734 |
| Securities gains (losses) | $-79,000 | 8,824 |
| Applicable income taxes | $131,000 | 3,336 |
| Income before extraordinary items | $530,000 | 2,909 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $530,000 | 2,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $175,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $593,200 | 2,605 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,954,000 | 1,614 |
| Total interest expense | $8,020,000 | 1,010 |
| Net interest income | $9,934,000 | 2,041 |
| Provision for loan and lease losses | $1,040,000 | 1,004 |
| Total noninterest income | $1,676,000 | 2,482 |
| Gross Fiduciary activities income | $205,000 | 781 |
| Service charges on deposit accounts | $978,000 | 1,799 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $493,000 | 3,334 |
| Total noninterest expense | $6,917,000 | 2,304 |
| Salaries and employee benefits | $3,991,000 | 2,174 |
| Premises and equipment expense | $973,000 | 2,346 |
| Additional noninterest expense | $1,953,000 | 2,477 |
| Pre-tax net operating income | $3,653,000 | 2,202 |
| Securities gains (losses) | $392,000 | 527 |
| Applicable income taxes | $1,282,000 | 1,812 |
| Income before extraordinary items | $2,763,000 | 2,226 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,763,000 | 2,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,667 |
| Cash dividends | $875,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,496,440 | 2,374 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,288,000 | 1,610 |
| Total interest expense | $5,873,000 | 1,012 |
| Net interest income | $7,415,000 | 2,031 |
| Provision for loan and lease losses | $720,000 | 1,054 |
| Total noninterest income | $1,098,000 | 2,743 |
| Gross Fiduciary activities income | $11,000 | 1,227 |
| Service charges on deposit accounts | $725,000 | 1,825 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $362,000 | 3,376 |
| Total noninterest expense | $5,271,000 | 2,251 |
| Salaries and employee benefits | $2,989,000 | 2,175 |
| Premises and equipment expense | $762,000 | 2,258 |
| Additional noninterest expense | $1,520,000 | 2,355 |
| Pre-tax net operating income | $2,522,000 | 2,368 |
| Securities gains (losses) | $441,000 | 452 |
| Applicable income taxes | $938,000 | 1,880 |
| Income before extraordinary items | $2,025,000 | 2,289 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,025,000 | 2,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,433 |
| Cash dividends | $525,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,725,120 | 2,571 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,785,000 | 1,607 |
| Total interest expense | $3,908,000 | 995 |
| Net interest income | $4,877,000 | 2,051 |
| Provision for loan and lease losses | $480,000 | 1,034 |
| Total noninterest income | $689,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $464,000 | 1,881 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $225,000 | 3,524 |
| Total noninterest expense | $3,452,000 | 2,300 |
| Salaries and employee benefits | $1,956,000 | 2,216 |
| Premises and equipment expense | $495,000 | 2,317 |
| Additional noninterest expense | $1,001,000 | 2,382 |
| Pre-tax net operating income | $1,634,000 | 2,408 |
| Securities gains (losses) | $436,000 | 385 |
| Applicable income taxes | $622,000 | 1,880 |
| Income before extraordinary items | $1,448,000 | 2,138 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,448,000 | 2,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,131 |
| Cash dividends | $350,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,142,800 | 2,562 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 1,599 |
| Total interest expense | $1,933,000 | 1,026 |
| Net interest income | $2,487,000 | 2,000 |
| Provision for loan and lease losses | $240,000 | 991 |
| Total noninterest income | $322,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $233,000 | 1,823 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $89,000 | 3,959 |
| Total noninterest expense | $1,705,000 | 2,334 |
| Salaries and employee benefits | $993,000 | 2,212 |
| Premises and equipment expense | $245,000 | 2,355 |
| Additional noninterest expense | $467,000 | 2,519 |
| Pre-tax net operating income | $864,000 | 2,282 |
| Securities gains (losses) | $371,000 | 316 |
| Applicable income taxes | $350,000 | 1,727 |
| Income before extraordinary items | $885,000 | 1,767 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $885,000 | 1,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 725 |
| Cash dividends | $175,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $617,880 | 2,345 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,679,000 | 1,621 |
| Total interest expense | $8,410,000 | 1,066 |
| Net interest income | $9,269,000 | 2,107 |
| Provision for loan and lease losses | $1,300,000 | 907 |
| Total noninterest income | $1,373,000 | 3,019 |
| Gross Fiduciary activities income | $176,000 | 838 |
| Service charges on deposit accounts | $856,000 | 2,006 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $341,000 | 4,259 |
| Total noninterest expense | $6,436,000 | 2,443 |
| Salaries and employee benefits | $3,644,000 | 2,326 |
| Premises and equipment expense | $958,000 | 2,347 |
| Additional noninterest expense | $1,834,000 | 2,596 |
| Pre-tax net operating income | $2,906,000 | 2,578 |
| Securities gains (losses) | $1,724,000 | 332 |
| Applicable income taxes | $1,389,000 | 1,738 |
| Income before extraordinary items | $3,241,000 | 1,909 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,241,000 | 1,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,398,000 | 712 |
| Cash dividends | $735,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,034,200 | 2,705 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,329,000 | 1,638 |
| Total interest expense | $6,443,000 | 1,086 |
| Net interest income | $6,886,000 | 2,136 |
| Provision for loan and lease losses | $1,060,000 | 848 |
| Total noninterest income | $904,000 | 3,358 |
| Gross Fiduciary activities income | $6,000 | 1,365 |
| Service charges on deposit accounts | $640,000 | 2,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $258,000 | 4,327 |
| Total noninterest expense | $4,958,000 | 2,378 |
| Salaries and employee benefits | $2,715,000 | 2,334 |
| Premises and equipment expense | $783,000 | 2,190 |
| Additional noninterest expense | $1,460,000 | 2,454 |
| Pre-tax net operating income | $1,772,000 | 3,105 |
| Securities gains (losses) | $1,593,000 | 324 |
| Applicable income taxes | $1,032,000 | 1,816 |
| Income before extraordinary items | $2,333,000 | 2,046 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,333,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $725,000 | 873 |
| Cash dividends | $560,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,233,830 | 3,257 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,057,000 | 1,620 |
| Total interest expense | $4,398,000 | 1,092 |
| Net interest income | $4,659,000 | 2,099 |
| Provision for loan and lease losses | $780,000 | 781 |
| Total noninterest income | $584,000 | 3,406 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $441,000 | 1,924 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $140,000 | 4,682 |
| Total noninterest expense | $3,301,000 | 2,378 |
| Salaries and employee benefits | $1,809,000 | 2,329 |
| Premises and equipment expense | $502,000 | 2,255 |
| Additional noninterest expense | $990,000 | 2,385 |
| Pre-tax net operating income | $1,162,000 | 3,155 |
| Securities gains (losses) | $1,561,000 | 269 |
| Applicable income taxes | $874,000 | 1,508 |
| Income before extraordinary items | $1,849,000 | 1,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,849,000 | 1,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,075 |
| Cash dividends | $280,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $787,520 | 3,357 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 1,575 |
| Total interest expense | $2,249,000 | 1,089 |
| Net interest income | $2,457,000 | 1,996 |
| Provision for loan and lease losses | $340,000 | 835 |
| Total noninterest income | $285,000 | 3,370 |
| Gross Fiduciary activities income | $6,000 | 1,199 |
| Service charges on deposit accounts | $207,000 | 1,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $72,000 | 4,544 |
| Total noninterest expense | $1,622,000 | 2,395 |
| Salaries and employee benefits | $888,000 | 2,368 |
| Premises and equipment expense | $222,000 | 2,521 |
| Additional noninterest expense | $512,000 | 2,289 |
| Pre-tax net operating income | $780,000 | 2,522 |
| Securities gains (losses) | $1,266,000 | 187 |
| Applicable income taxes | $652,000 | 1,123 |
| Income before extraordinary items | $1,394,000 | 1,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,394,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 1,750 |
| Cash dividends | $140,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $533,120 | 2,665 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,081,000 | 1,533 |
| Total interest expense | $10,939,000 | 1,022 |
| Net interest income | $9,142,000 | 2,119 |
| Provision for loan and lease losses | $1,060,000 | 1,280 |
| Total noninterest income | $1,183,000 | 3,105 |
| Gross Fiduciary activities income | $198,000 | 829 |
| Service charges on deposit accounts | $790,000 | 2,020 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 5,085 |
| Total noninterest expense | $6,150,000 | 2,407 |
| Salaries and employee benefits | $3,546,000 | 2,255 |
| Premises and equipment expense | $854,000 | 2,531 |
| Additional noninterest expense | $1,750,000 | 2,602 |
| Pre-tax net operating income | $3,115,000 | 2,423 |
| Securities gains (losses) | $2,166,000 | 264 |
| Applicable income taxes | $1,642,000 | 1,524 |
| Income before extraordinary items | $3,639,000 | 1,642 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,639,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,802 |
| Cash dividends | $560,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,144,460 | 2,564 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,323,000 | 1,517 |
| Total interest expense | $13,901,000 | 1,164 |
| Net interest income | $8,422,000 | 2,118 |
| Provision for loan and lease losses | $960,000 | 1,288 |
| Total noninterest income | $1,191,000 | 2,946 |
| Gross Fiduciary activities income | $201,000 | 841 |
| Service charges on deposit accounts | $810,000 | 1,881 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $180,000 | 5,161 |
| Total noninterest expense | $5,487,000 | 2,581 |
| Salaries and employee benefits | $3,057,000 | 2,466 |
| Premises and equipment expense | $728,000 | 2,859 |
| Additional noninterest expense | $1,702,000 | 2,590 |
| Pre-tax net operating income | $3,166,000 | 2,156 |
| Securities gains (losses) | $311,000 | 882 |
| Applicable income taxes | $740,000 | 2,574 |
| Income before extraordinary items | $2,737,000 | 1,917 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,737,000 | 1,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $914,000 | 1,005 |
| Cash dividends | $490,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,491,310 | 2,026 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,231,000 | 1,713 |
| Total interest expense | $11,914,000 | 1,443 |
| Net interest income | $8,317,000 | 2,128 |
| Provision for loan and lease losses | $870,000 | 1,196 |
| Total noninterest income | $1,287,000 | 2,616 |
| Gross Fiduciary activities income | $201,000 | 807 |
| Service charges on deposit accounts | $774,000 | 1,795 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $312,000 | 3,834 |
| Total noninterest expense | $5,075,000 | 2,677 |
| Salaries and employee benefits | $2,731,000 | 2,605 |
| Premises and equipment expense | $664,000 | 3,009 |
| Additional noninterest expense | $1,680,000 | 2,541 |
| Pre-tax net operating income | $3,659,000 | 1,996 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $863,000 | 2,385 |
| Income before extraordinary items | $2,792,000 | 1,868 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,792,000 | 1,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $830,000 | 856 |
| Cash dividends | $438,000 | 3,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,795,040 | 1,862 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,959,000 | 1,926 |
| Total interest expense | $9,617,000 | 1,562 |
| Net interest income | $7,342,000 | 2,402 |
| Provision for loan and lease losses | $1,020,000 | 947 |
| Total noninterest income | $1,091,000 | 2,901 |
| Gross Fiduciary activities income | $151,000 | 922 |
| Service charges on deposit accounts | $710,000 | 1,868 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $230,000 | 4,617 |
| Total noninterest expense | $4,890,000 | 2,766 |
| Salaries and employee benefits | $2,519,000 | 2,788 |
| Premises and equipment expense | $587,000 | 3,326 |
| Additional noninterest expense | $1,784,000 | 2,436 |
| Pre-tax net operating income | $2,523,000 | 2,776 |
| Securities gains (losses) | $-21,000 | 9,563 |
| Applicable income taxes | $575,000 | 3,314 |
| Income before extraordinary items | $1,927,000 | 2,669 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,927,000 | 2,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $828,000 | 809 |
| Cash dividends | $420,000 | 3,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,943,170 | 2,626 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,230,000 | 1,876 |
| Total interest expense | $10,135,000 | 1,507 |
| Net interest income | $7,095,000 | 2,398 |
| Provision for loan and lease losses | $1,170,000 | 853 |
| Total noninterest income | $1,040,000 | 2,988 |
| Gross Fiduciary activities income | $133,000 | 954 |
| Service charges on deposit accounts | $672,000 | 1,901 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $235,000 | 4,550 |
| Total noninterest expense | $4,617,000 | 2,810 |
| Salaries and employee benefits | $2,537,000 | 2,664 |
| Premises and equipment expense | $497,000 | 3,723 |
| Additional noninterest expense | $1,583,000 | 2,644 |
| Pre-tax net operating income | $2,348,000 | 2,941 |
| Securities gains (losses) | $211,000 | 893 |
| Applicable income taxes | $654,000 | 3,183 |
| Income before extraordinary items | $1,905,000 | 2,667 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,905,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,080,000 | 711 |
| Cash dividends | $350,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,748,860 | 2,775 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,744,000 | 1,962 |
| Total interest expense | $9,303,000 | 1,665 |
| Net interest income | $7,441,000 | 2,348 |
| Provision for loan and lease losses | $760,000 | 1,239 |
| Total noninterest income | $1,005,000 | 3,027 |
| Gross Fiduciary activities income | $117,000 | 1,017 |
| Service charges on deposit accounts | $634,000 | 2,070 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $254,000 | 4,326 |
| Total noninterest expense | $4,457,000 | 2,854 |
| Salaries and employee benefits | $2,452,000 | 2,701 |
| Premises and equipment expense | $557,000 | 3,380 |
| Additional noninterest expense | $1,448,000 | 2,821 |
| Pre-tax net operating income | $3,229,000 | 2,326 |
| Securities gains (losses) | $34,000 | 1,562 |
| Applicable income taxes | $1,123,000 | 2,205 |
| Income before extraordinary items | $2,140,000 | 2,425 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,140,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,408 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,117,560 | 2,392 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,718,000 | 2,146 |
| Total interest expense | $8,482,000 | 1,855 |
| Net interest income | $7,236,000 | 2,478 |
| Provision for loan and lease losses | $620,000 | 1,468 |
| Total noninterest income | $964,000 | 3,219 |
| Gross Fiduciary activities income | $113,000 | 1,081 |
| Service charges on deposit accounts | $608,000 | 2,225 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $243,000 | 4,611 |
| Total noninterest expense | $4,350,000 | 3,107 |
| Salaries and employee benefits | $2,338,000 | 2,860 |
| Premises and equipment expense | $476,000 | 3,921 |
| Additional noninterest expense | $1,536,000 | 3,061 |
| Pre-tax net operating income | $3,230,000 | 2,216 |
| Securities gains (losses) | $104,000 | 937 |
| Applicable income taxes | $1,253,000 | 1,925 |
| Income before extraordinary items | $2,081,000 | 2,373 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,081,000 | 2,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $638,000 | 1,194 |
| Cash dividends | $350,000 | 4,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,014,440 | 2,400 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,521,000 | 2,321 |
| Total interest expense | $7,915,000 | 1,982 |
| Net interest income | $6,606,000 | 2,697 |
| Provision for loan and lease losses | $600,000 | 1,345 |
| Total noninterest income | $980,000 | 3,147 |
| Gross Fiduciary activities income | $106,000 | 1,152 |
| Service charges on deposit accounts | $613,000 | 2,214 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $261,000 | 4,369 |
| Total noninterest expense | $4,361,000 | 3,077 |
| Salaries and employee benefits | $2,337,000 | 2,856 |
| Premises and equipment expense | $462,000 | 4,030 |
| Additional noninterest expense | $1,562,000 | 2,989 |
| Pre-tax net operating income | $2,625,000 | 2,711 |
| Securities gains (losses) | $210,000 | 654 |
| Applicable income taxes | $843,000 | 2,759 |
| Income before extraordinary items | $1,992,000 | 2,525 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,992,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,797 |
| Cash dividends | $280,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,845,000 | 2,656 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,940,000 | 2,536 |
| Total interest expense | $5,813,000 | 2,152 |
| Net interest income | $6,127,000 | 2,946 |
| Provision for loan and lease losses | $555,000 | 1,420 |
| Total noninterest income | $1,063,000 | 2,981 |
| Gross Fiduciary activities income | $156,000 | 1,076 |
| Service charges on deposit accounts | $600,000 | 2,275 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $307,000 | 4,026 |
| Total noninterest expense | $4,348,000 | 3,167 |
| Salaries and employee benefits | $2,215,000 | 2,988 |
| Premises and equipment expense | $431,000 | 4,316 |
| Additional noninterest expense | $1,702,000 | 2,968 |
| Pre-tax net operating income | $2,287,000 | 3,063 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $568,000 | 3,670 |
| Income before extraordinary items | $1,723,000 | 2,819 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,723,000 | 2,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $598,000 | 1,215 |
| Cash dividends | $280,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,720,000 | 2,832 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,906,000 | 2,841 |
| Total interest expense | $5,023,000 | 2,554 |
| Net interest income | $5,883,000 | 3,085 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $956,000 | 3,462 |
| Gross Fiduciary activities income | $73,000 | 1,269 |
| Service charges on deposit accounts | $637,000 | 2,153 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $246,000 | 5,046 |
| Total noninterest expense | $4,247,000 | 3,299 |
| Salaries and employee benefits | $2,100,000 | 3,124 |
| Premises and equipment expense | $433,000 | 4,403 |
| Additional noninterest expense | $1,714,000 | 3,105 |
| Pre-tax net operating income | $1,992,000 | 3,326 |
| Securities gains (losses) | $118,000 | 2,274 |
| Applicable income taxes | $459,000 | 4,522 |
| Income before extraordinary items | $1,651,000 | 2,959 |
| Extraordinary gains, net | $-118,000 | 12,953 |
| Net income | $1,533,000 | 3,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $688,000 | 1,452 |
| Cash dividends | $280,000 | 4,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,558,960 | 2,951 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,343,000 | 3,102 |
| Total interest expense | $5,893,000 | 2,825 |
| Net interest income | $5,450,000 | 3,357 |
| Provision for loan and lease losses | $880,000 | 2,014 |
| Total noninterest income | $1,010,000 | 3,290 |
| Gross Fiduciary activities income | $82,000 | 1,291 |
| Service charges on deposit accounts | $644,000 | 2,113 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $284,000 | 4,582 |
| Total noninterest expense | $3,983,000 | 3,514 |
| Salaries and employee benefits | $1,953,000 | 3,276 |
| Premises and equipment expense | $450,000 | 4,355 |
| Additional noninterest expense | $1,580,000 | 3,437 |
| Pre-tax net operating income | $1,597,000 | 3,809 |
| Securities gains (losses) | $216,000 | 1,906 |
| Applicable income taxes | $530,000 | 3,801 |
| Income before extraordinary items | $1,283,000 | 3,584 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,283,000 | 3,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $921,000 | 1,643 |
| Cash dividends | $280,000 | 4,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,129,640 | 3,732 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.