Home > Kaw Valley Bank > Net charge- offs to loans
Kaw Valley Bank, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 3,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1425% | 4,182 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1425% | 4,175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1515% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2579% | 1,861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2579% | 1,817 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1526% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2939% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2939% | 1,614 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0805% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2244% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3998% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3998% | 1,298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1828% | 595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7280% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7280% | 814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 4,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0503% | 4,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1086% | 4,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0435% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0291% | 4,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0667% | 4,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1433% | 4,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0522% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0222% | 2,484 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0222% | 2,413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0191% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0987% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1575% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0073% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 4,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 3,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2057% | 1,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2057% | 1,612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0236% | 4,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 3,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0629% | 2,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0629% | 2,038 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0155% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0349% | 4,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0654% | 3,885 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1557% | 4,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1557% | 4,175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 3,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0385% | 3,795 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0616% | 3,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0616% | 3,928 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0324% | 4,156 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 3,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 4,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0389% | 3,820 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7601% | 4,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7601% | 4,575 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0308% | 4,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0184% | 3,644 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9683% | 4,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9683% | 4,654 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0460% | 4,335 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0348% | 3,924 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2672% | 4,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2672% | 4,697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0764% | 4,551 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 3,580 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4714% | 4,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.4714% | 4,763 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5551% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6889% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2754% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,814 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0130% | 1,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8598% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8598% | 675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7390% | 190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9169% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6837% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,863 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0292% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1544% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1544% | 459 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7434% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8518% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5448% | 52 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,843 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1032% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8936% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8936% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1041% | 4,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3767% | 4,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6775% | 4,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 4,021 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 4,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3250% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4284% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4284% | 248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1445% | 5,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1944% | 5,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 4,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5770% | 5,044 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.5770% | 5,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0656% | 4,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0911% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0911% | 2,830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1888% | 5,103 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2542% | 5,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 4,565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7644% | 5,131 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.7644% | 5,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0544% | 4,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1341% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1341% | 2,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2952% | 5,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3759% | 5,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1373% | 5,182 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -1.1373% | 5,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1297% | 4,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3339% | 1,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3339% | 1,621 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7111% | 5,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8763% | 5,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.6700% | 5,256 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -2.6700% | 5,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2101% | 4,806 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2213% | 4,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2213% | 4,748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0491% | 4,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1183% | 5,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2242% | 5,154 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0450% | 4,292 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 4,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 4,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0788% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1685% | 2,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1685% | 2,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0702% | 5,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1555% | 5,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2967% | 5,251 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0595% | 4,341 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1260% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0151% | 4,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0152% | 4,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 1,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 4,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 4,899 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0887% | 4,391 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 4,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2288% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2524% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2524% | 1,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0062% | 4,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0229% | 4,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 5,011 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1778% | 4,447 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 4,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 4,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0294% | 4,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5114% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5114% | 1,209 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 2,618 |
| Percentage Net Loans Charged-off:Construction & development | -0.0221% | 4,544 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0156% | 4,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0501% | 4,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7061% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7061% | 1,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,316 |
| Percentage Net Loans Charged-off:Construction & development | -0.0280% | 4,613 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 1,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0593% | 4,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1812% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1812% | 593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,922 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 4,720 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 4,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0839% | 4,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8531% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8531% | 334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | -0.0611% | 4,894 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 1,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1544% | 5,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6850% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6850% | 401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0580% | 5,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.0687% | 4,827 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0320% | 5,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1018% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4037% | 5,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4340% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4340% | 1,863 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7908% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0371% | 5,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0614% | 4,845 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0290% | 5,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1393% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1394% | 949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3408% | 5,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3393% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3394% | 1,858 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6985% | 490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0661% | 5,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.0504% | 4,896 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0337% | 5,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0870% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3404% | 5,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0470% | 2,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0470% | 2,785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2967% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0567% | 5,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.0542% | 4,998 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0378% | 5,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1255% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1256% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3386% | 5,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2407% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2407% | 1,752 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0902% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0715% | 5,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.1172% | 5,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2361% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 2,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6698% | 5,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6353% | 1,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6353% | 1,221 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4675% | 614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 5,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1079% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | -0.1398% | 5,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3208% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 1,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0622% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4773% | 5,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5019% | 1,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5019% | 1,365 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3535% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 5,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1621% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | -0.0774% | 5,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4825% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0679% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6525% | 5,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4570% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4570% | 1,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6175% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1807% | 6,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | -0.0835% | 5,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1467% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1469% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9519% | 5,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6739% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6739% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0714% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 3,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 5,583 |
| Percentage Net Loans Charged-off:Construction & development | -0.5226% | 5,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2268% | 1,125 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1361% | 5,066 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2273% | 6,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2286% | 6,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1402% | 2,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4875% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4875% | 1,697 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2783% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 3,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1233% | 6,196 |
| Percentage Net Loans Charged-off:Construction & development | -0.6664% | 5,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1062% | 1,298 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1641% | 5,124 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3342% | 6,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3364% | 6,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3151% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7724% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7724% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1976% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1744% | 6,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2601% | 6,413 |
| Percentage Net Loans Charged-off:Construction & development | -0.8693% | 5,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2508% | 5,163 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5034% | 6,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5075% | 6,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1125% | 5,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7126% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7126% | 1,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1824% | 743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1164% | 6,178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1563% | 6,360 |
| Percentage Net Loans Charged-off:Construction & development | -1.3932% | 5,893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5179% | 5,211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1977% | 5,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3906% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3906% | 574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1099% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4833% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.9957% | 823 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4034% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4623% | 5,346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7006% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7063% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6072% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7809% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7809% | 1,352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2567% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3968% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5521% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.4933% | 984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5416% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6033% | 5,400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8884% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8940% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4851% | 318 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6389% | 1,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6389% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1503% | 934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8052% | 780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1937% | 2,141 |
| Percentage Net Loans Charged-off:Construction & development | -0.0862% | 5,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1782% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4348% | 1,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4376% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2048% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9900% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9900% | 938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2820% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1625% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 3,020 |
| Percentage Net Loans Charged-off:Construction & development | -0.4248% | 5,983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2445% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2461% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7290% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6249% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6249% | 566 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2305% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9020% | 182 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5021% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 13.0571% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4251% | 1,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1626% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8107% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8172% | 1,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3233% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7106% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7106% | 1,706 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0740% | 1,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4258% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3955% | 247 |
| Percentage Net Loans Charged-off:Construction & development | 10.9385% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5601% | 1,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.3805% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7091% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7150% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0141% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6199% | 1,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6199% | 1,734 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0794% | 1,164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3697% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 6,335 |
| Percentage Net Loans Charged-off:Construction & development | -0.0974% | 6,100 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 6,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4808% | 416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 3,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0512% | 3,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0611% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0007% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0007% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0883% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 4,346 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 6,674 |
| Percentage Net Loans Charged-off:Construction & development | -0.0644% | 6,105 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0729% | 6,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0925% | 2,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0934% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 2,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1475% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1475% | 917 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3003% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2083% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.1293% | 2,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1141% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 4,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1011% | 3,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.0589% | 169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2559% | 3,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2371% | 3,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0676% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2953% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 4,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.1819% | 2,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 3,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1329% | 3,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1341% | 3,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5634% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4833% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 4,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 4,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.2694% | 2,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 2,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1249% | 7,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1261% | 7,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1424% | 2,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0372% | 4,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0330% | 3,872 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5203% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 3,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 3,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0490% | 1,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 1,817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2551% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8485% | 1,539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7277% | 1,386 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3636% | 4,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3003% | 3,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.3925% | 2,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2300% | 2,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4996% | 2,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5050% | 2,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4301% | 3,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7314% | 2,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3063% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2120% | 3,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2587% | 2,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4206% | 2,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4251% | 2,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3882% | 3,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9585% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1397% | 4,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1921% | 3,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2313% | 1,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3927% | 2,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3971% | 2,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1150% | 3,453 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3356% | 7,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0890% | 4,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 3,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0977% | 2,663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0989% | 2,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1609% | 2,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3910% | 2,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5863% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4061% | 3,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 7,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4433% | 1,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6257% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6327% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8306% | 3,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8010% | 3,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5471% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1791% | 3,722 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 7,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0805% | 2,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6504% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6577% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0373% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7683% | 2,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5569% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 3,956 |
| Percentage Net Loans Charged-off:Construction & development | -0.0228% | 7,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1240% | 1,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1133% | 2,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1146% | 2,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1426% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1154% | 2,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 3,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1207% | 2,758 |
| Percentage Net Loans Charged-off:Construction & development | -0.0360% | 7,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2494% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 2,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0992% | 2,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1129% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4251% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2027% | 2,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0291% | 2,766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 2,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8616% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8703% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6737% | 2,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3115% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4300% | 1,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1778% | 2,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 1,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8571% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8658% | 500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7437% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2367% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4637% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2117% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0478% | 1,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0262% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0375% | 343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7882% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2984% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2465% | 1,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2773% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1657% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8508% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8601% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2806% | 1,489 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2196% | 7,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1308% | 3,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 3,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 3,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 3,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2318% | 2,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7710% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 3,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 2,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 2,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0343% | 1,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0323% | 3,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7441% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1544% | 2,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0192% | 7,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 7,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3475% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2698% | 3,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2959% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0705% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 7,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 7,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7585% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1590% | 7,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3461% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1027% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4645% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4702% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5459% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8714% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3234% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1495% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6604% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6683% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3767% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9660% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3055% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1169% | 886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4984% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5045% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3927% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8262% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5268% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1523% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6203% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6276% | 196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5552% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1646% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5725% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3850% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5128% | 299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4290% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4334% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9396% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6709% | 2,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5830% | 603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3232% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3650% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4806% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4856% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0993% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6926% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3544% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1428% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5145% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5201% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7406% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5529% | 2,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 4,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0118% | 8,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 8,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0376% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0808% | 4,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1841% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 8,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0294% | 1,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1001% | 8,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1012% | 8,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1110% | 3,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0765% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 2,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 8,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0396% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1266% | 8,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1280% | 8,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1225% | 2,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1812% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2605% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 8,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0593% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2047% | 8,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2068% | 8,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 2,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8197% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4593% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0701% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1192% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6036% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7781% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7040% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1708% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6060% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6126% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4217% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5232% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4875% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1048% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3721% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3762% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8072% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8881% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3633% | 1,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 1,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1757% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1777% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7711% | 1,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8933% | 2,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1552% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3131% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3165% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0588% | 2,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0499% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2564% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 2,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1470% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1485% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2521% | 3,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5497% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6394% | 1,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1145% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0974% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2027% | 925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2049% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0873% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9021% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6236% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6724% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9343% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4073% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5791% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3255% | 2,649 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5913% | 1,513 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7048% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9576% | 2,199 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |