Home > Kasson State Bank > Income and Expense
Kasson State Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $920,000 | 5,613 |
| Total interest expense | $64,000 | 5,719 |
| Net interest income | $856,000 | 5,563 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $144,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $4,000 | 6,103 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $140,000 | 4,112 |
| Total noninterest expense | $928,000 | 5,246 |
| Salaries and employee benefits | $493,000 | 5,255 |
| Premises and equipment expense | $93,000 | 5,280 |
| Additional noninterest expense | $342,000 | 5,045 |
| Pre-tax net operating income | $72,000 | 5,734 |
| Securities gains (losses) | $15,000 | 1,851 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $87,000 | 5,673 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $87,000 | 5,674 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $87,000 | 5,675 |
| Net charge-offs | $90,000 | 1,816 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $72,000 | 5,709 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 5,654 |
| Total interest expense | $32,000 | 5,768 |
| Net interest income | $433,000 | 5,592 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $37,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $2,000 | 6,149 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 4,901 |
| Total noninterest expense | $483,000 | 5,236 |
| Salaries and employee benefits | $259,000 | 5,233 |
| Premises and equipment expense | $59,000 | 4,994 |
| Additional noninterest expense | $165,000 | 5,140 |
| Pre-tax net operating income | $-13,000 | 6,076 |
| Securities gains (losses) | $-2,000 | 6,101 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-15,000 | 6,118 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-15,000 | 6,119 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-15,000 | 6,119 |
| Net charge-offs | $90,000 | 1,181 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-13,000 | 6,073 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 5,593 |
| Total interest expense | $154,000 | 5,754 |
| Net interest income | $1,937,000 | 5,524 |
| Provision for loan and lease losses | $210,000 | 2,410 |
| Total noninterest income | $159,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $7,000 | 6,280 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $152,000 | 4,838 |
| Total noninterest expense | $1,798,000 | 5,421 |
| Salaries and employee benefits | $928,000 | 5,491 |
| Premises and equipment expense | $161,000 | 5,601 |
| Additional noninterest expense | $709,000 | 5,134 |
| Pre-tax net operating income | $88,000 | 5,906 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $88,000 | 5,920 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $88,000 | 5,920 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $88,000 | 5,921 |
| Net charge-offs | $225,000 | 2,337 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $88,000 | 5,885 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 5,692 |
| Total interest expense | $123,000 | 5,774 |
| Net interest income | $1,403,000 | 5,635 |
| Provision for loan and lease losses | $202,000 | 2,060 |
| Total noninterest income | $118,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $5,000 | 6,358 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $113,000 | 4,907 |
| Total noninterest expense | $1,346,000 | 5,480 |
| Salaries and employee benefits | $710,000 | 5,477 |
| Premises and equipment expense | $120,000 | 5,666 |
| Additional noninterest expense | $516,000 | 5,217 |
| Pre-tax net operating income | $-27,000 | 6,179 |
| Securities gains (losses) | $-23,000 | 6,266 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-50,000 | 6,219 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-50,000 | 6,218 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-50,000 | 6,219 |
| Net charge-offs | $212,000 | 1,928 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-27,000 | 6,182 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 5,718 |
| Total interest expense | $86,000 | 5,780 |
| Net interest income | $937,000 | 5,677 |
| Provision for loan and lease losses | $192,000 | 1,691 |
| Total noninterest income | $87,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $4,000 | 6,395 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $83,000 | 4,800 |
| Total noninterest expense | $901,000 | 5,496 |
| Salaries and employee benefits | $483,000 | 5,492 |
| Premises and equipment expense | $74,000 | 5,817 |
| Additional noninterest expense | $344,000 | 5,242 |
| Pre-tax net operating income | $-69,000 | 6,299 |
| Securities gains (losses) | $-35,000 | 6,444 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-104,000 | 6,357 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-104,000 | 6,358 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-104,000 | 6,359 |
| Net charge-offs | $173,000 | 1,723 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-69,000 | 6,309 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 5,764 |
| Total interest expense | $44,000 | 5,827 |
| Net interest income | $470,000 | 5,723 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $42,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $2,000 | 6,442 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $40,000 | 4,827 |
| Total noninterest expense | $449,000 | 5,568 |
| Salaries and employee benefits | $255,000 | 5,452 |
| Premises and equipment expense | $40,000 | 5,778 |
| Additional noninterest expense | $154,000 | 5,465 |
| Pre-tax net operating income | $38,000 | 5,850 |
| Securities gains (losses) | $-35,000 | 6,558 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $3,000 | 6,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,000 | 6,205 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,000 | 6,207 |
| Net charge-offs | $9,000 | 2,888 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $38,000 | 5,798 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 5,736 |
| Total interest expense | $238,000 | 5,711 |
| Net interest income | $1,979,000 | 5,682 |
| Provision for loan and lease losses | $309,000 | 2,404 |
| Total noninterest income | $182,000 | 5,719 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $8,000 | 6,553 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $174,000 | 4,790 |
| Total noninterest expense | $1,716,000 | 5,690 |
| Salaries and employee benefits | $900,000 | 5,731 |
| Premises and equipment expense | $202,000 | 5,532 |
| Additional noninterest expense | $614,000 | 5,544 |
| Pre-tax net operating income | $136,000 | 5,861 |
| Securities gains (losses) | $-54,000 | 6,460 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $82,000 | 6,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $82,000 | 6,046 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $82,000 | 6,048 |
| Net charge-offs | $310,000 | 2,543 |
| Cash dividends | $125,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $136,000 | 5,836 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 5,784 |
| Total interest expense | $185,000 | 5,764 |
| Net interest income | $1,485,000 | 5,736 |
| Provision for loan and lease losses | $212,000 | 2,512 |
| Total noninterest income | $143,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $6,000 | 6,623 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $137,000 | 4,832 |
| Total noninterest expense | $1,323,000 | 5,687 |
| Salaries and employee benefits | $686,000 | 5,725 |
| Premises and equipment expense | $210,000 | 5,032 |
| Additional noninterest expense | $427,000 | 5,686 |
| Pre-tax net operating income | $93,000 | 6,014 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $93,000 | 6,052 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $93,000 | 6,054 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $93,000 | 6,054 |
| Net charge-offs | $73,000 | 3,565 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $93,000 | 5,986 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 5,834 |
| Total interest expense | $130,000 | 5,763 |
| Net interest income | $973,000 | 5,789 |
| Provision for loan and lease losses | $212,000 | 2,034 |
| Total noninterest income | $87,000 | 5,859 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $4,000 | 6,665 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $83,000 | 4,965 |
| Total noninterest expense | $904,000 | 5,685 |
| Salaries and employee benefits | $465,000 | 5,731 |
| Premises and equipment expense | $148,000 | 4,923 |
| Additional noninterest expense | $291,000 | 5,665 |
| Pre-tax net operating income | $-56,000 | 6,420 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-55,000 | 6,467 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-55,000 | 6,468 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-55,000 | 6,468 |
| Net charge-offs | $84,000 | 2,915 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-56,000 | 6,426 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $569,000 | 5,827 |
| Total interest expense | $70,000 | 5,747 |
| Net interest income | $499,000 | 5,778 |
| Provision for loan and lease losses | $29,000 | 3,368 |
| Total noninterest income | $39,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $2,000 | 6,720 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $432,000 | 5,800 |
| Salaries and employee benefits | $237,000 | 5,744 |
| Premises and equipment expense | $56,000 | 5,454 |
| Additional noninterest expense | $139,000 | 5,798 |
| Pre-tax net operating income | $77,000 | 5,544 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $78,000 | 5,497 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $78,000 | 5,498 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $78,000 | 5,498 |
| Net charge-offs | $80,000 | 2,061 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $77,000 | 5,404 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 5,865 |
| Total interest expense | $331,000 | 5,847 |
| Net interest income | $2,086,000 | 5,800 |
| Provision for loan and lease losses | $145,000 | 4,319 |
| Total noninterest income | $199,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $183,000 | 4,432 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $16,000 | 6,332 |
| Total noninterest expense | $1,793,000 | 5,833 |
| Salaries and employee benefits | $935,000 | 5,813 |
| Premises and equipment expense | $284,000 | 5,083 |
| Additional noninterest expense | $574,000 | 5,876 |
| Pre-tax net operating income | $347,000 | 5,289 |
| Securities gains (losses) | $-4,000 | 6,676 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $343,000 | 5,355 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $343,000 | 5,352 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $343,000 | 5,353 |
| Net charge-offs | $166,000 | 3,960 |
| Cash dividends | $237,000 | 3,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $347,000 | 5,145 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 5,932 |
| Total interest expense | $257,000 | 5,924 |
| Net interest income | $1,587,000 | 5,867 |
| Provision for loan and lease losses | $120,000 | 4,163 |
| Total noninterest income | $120,000 | 5,993 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $109,000 | 4,910 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 6,470 |
| Total noninterest expense | $1,340,000 | 5,887 |
| Salaries and employee benefits | $709,000 | 5,838 |
| Premises and equipment expense | $239,000 | 4,892 |
| Additional noninterest expense | $392,000 | 6,065 |
| Pre-tax net operating income | $247,000 | 5,508 |
| Securities gains (losses) | $-4,000 | 6,817 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $243,000 | 5,551 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $243,000 | 5,551 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $243,000 | 5,551 |
| Net charge-offs | $116,000 | 3,824 |
| Cash dividends | $42,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $247,000 | 5,348 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 5,982 |
| Total interest expense | $178,000 | 5,955 |
| Net interest income | $1,048,000 | 5,925 |
| Provision for loan and lease losses | $70,000 | 4,240 |
| Total noninterest income | $75,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $71,000 | 4,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,626 |
| Total noninterest expense | $916,000 | 5,899 |
| Salaries and employee benefits | $480,000 | 5,861 |
| Premises and equipment expense | $174,000 | 4,700 |
| Additional noninterest expense | $262,000 | 6,107 |
| Pre-tax net operating income | $137,000 | 5,663 |
| Securities gains (losses) | $-4,000 | 6,891 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $133,000 | 5,739 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $133,000 | 5,738 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $133,000 | 5,738 |
| Net charge-offs | $67,000 | 3,773 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $137,000 | 5,527 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 6,047 |
| Total interest expense | $94,000 | 5,980 |
| Net interest income | $517,000 | 5,983 |
| Provision for loan and lease losses | $20,000 | 4,478 |
| Total noninterest income | $47,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $456,000 | 5,941 |
| Salaries and employee benefits | $247,000 | 5,852 |
| Premises and equipment expense | $79,000 | 4,958 |
| Additional noninterest expense | $130,000 | 6,158 |
| Pre-tax net operating income | $88,000 | 5,537 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $88,000 | 5,520 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $88,000 | 5,520 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $88,000 | 5,520 |
| Net charge-offs | $45,000 | 3,095 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $88,000 | 5,360 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 6,033 |
| Total interest expense | $484,000 | 5,913 |
| Net interest income | $2,107,000 | 5,979 |
| Provision for loan and lease losses | $230,000 | 4,475 |
| Total noninterest income | $201,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $153,000 | 4,849 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $48,000 | 5,944 |
| Total noninterest expense | $1,892,000 | 5,915 |
| Salaries and employee benefits | $979,000 | 5,912 |
| Premises and equipment expense | $264,000 | 5,500 |
| Additional noninterest expense | $649,000 | 5,838 |
| Pre-tax net operating income | $186,000 | 5,537 |
| Securities gains (losses) | $-11,000 | 6,885 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $175,000 | 5,638 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $175,000 | 5,640 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $175,000 | 5,640 |
| Net charge-offs | $149,000 | 4,607 |
| Cash dividends | $144,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $186,000 | 5,487 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 6,067 |
| Total interest expense | $381,000 | 5,933 |
| Net interest income | $1,587,000 | 6,019 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $155,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $142,000 | 4,492 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $13,000 | 6,554 |
| Total noninterest expense | $1,400,000 | 5,983 |
| Salaries and employee benefits | $733,000 | 5,912 |
| Premises and equipment expense | $182,000 | 5,720 |
| Additional noninterest expense | $485,000 | 5,893 |
| Pre-tax net operating income | $342,000 | 4,961 |
| Securities gains (losses) | $-1,000 | 6,834 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $341,000 | 4,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $341,000 | 4,888 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $341,000 | 4,888 |
| Net charge-offs | $19,000 | 5,564 |
| Cash dividends | $104,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $342,000 | 4,765 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 6,077 |
| Total interest expense | $271,000 | 5,930 |
| Net interest income | $1,069,000 | 6,036 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $84,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $78,000 | 4,826 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 6,744 |
| Total noninterest expense | $905,000 | 6,092 |
| Salaries and employee benefits | $489,000 | 5,967 |
| Premises and equipment expense | $96,000 | 6,159 |
| Additional noninterest expense | $320,000 | 5,994 |
| Pre-tax net operating income | $248,000 | 4,843 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $246,000 | 4,733 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $246,000 | 4,732 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $246,000 | 4,733 |
| Net charge-offs | $15,000 | 5,199 |
| Cash dividends | $50,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $248,000 | 4,629 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $665,000 | 6,129 |
| Total interest expense | $138,000 | 5,998 |
| Net interest income | $527,000 | 6,080 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $39,000 | 6,229 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $447,000 | 6,141 |
| Salaries and employee benefits | $248,000 | 5,991 |
| Premises and equipment expense | $51,000 | 6,089 |
| Additional noninterest expense | $148,000 | 6,159 |
| Pre-tax net operating income | $119,000 | 4,943 |
| Securities gains (losses) | $-2,000 | 7,028 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $117,000 | 4,805 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $117,000 | 4,804 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $117,000 | 4,806 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $119,000 | 4,720 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 6,144 |
| Total interest expense | $634,000 | 6,154 |
| Net interest income | $2,206,000 | 6,050 |
| Provision for loan and lease losses | $311,000 | 4,794 |
| Total noninterest income | $194,000 | 5,998 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $165,000 | 4,759 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 6,439 |
| Total noninterest expense | $1,715,000 | 6,290 |
| Salaries and employee benefits | $939,000 | 6,138 |
| Premises and equipment expense | $184,000 | 6,338 |
| Additional noninterest expense | $592,000 | 6,236 |
| Pre-tax net operating income | $374,000 | 4,690 |
| Securities gains (losses) | $-138,000 | 7,252 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $236,000 | 5,161 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $236,000 | 5,165 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $236,000 | 5,165 |
| Net charge-offs | $205,000 | 4,741 |
| Cash dividends | $99,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $374,000 | 4,553 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 6,242 |
| Total interest expense | $486,000 | 6,258 |
| Net interest income | $1,655,000 | 6,131 |
| Provision for loan and lease losses | $247,000 | 4,605 |
| Total noninterest income | $149,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $125,000 | 4,809 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $24,000 | 6,554 |
| Total noninterest expense | $1,250,000 | 6,389 |
| Salaries and employee benefits | $702,000 | 6,191 |
| Premises and equipment expense | $125,000 | 6,568 |
| Additional noninterest expense | $423,000 | 6,365 |
| Pre-tax net operating income | $307,000 | 4,833 |
| Securities gains (losses) | $-133,000 | 7,430 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $174,000 | 5,412 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $174,000 | 5,414 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $174,000 | 5,415 |
| Net charge-offs | $11,000 | 6,236 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $307,000 | 4,646 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 6,290 |
| Total interest expense | $332,000 | 6,314 |
| Net interest income | $1,093,000 | 6,192 |
| Provision for loan and lease losses | $40,000 | 5,994 |
| Total noninterest income | $93,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $85,000 | 4,770 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,000 | 6,923 |
| Total noninterest expense | $820,000 | 6,468 |
| Salaries and employee benefits | $474,000 | 6,224 |
| Premises and equipment expense | $79,000 | 6,680 |
| Additional noninterest expense | $267,000 | 6,478 |
| Pre-tax net operating income | $326,000 | 4,289 |
| Securities gains (losses) | $-133,000 | 7,553 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $193,000 | 4,935 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $193,000 | 4,936 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $193,000 | 4,935 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $326,000 | 4,021 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 6,406 |
| Total interest expense | $171,000 | 6,388 |
| Net interest income | $528,000 | 6,310 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $43,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $39,000 | 4,918 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $403,000 | 6,584 |
| Salaries and employee benefits | $239,000 | 6,286 |
| Premises and equipment expense | $41,000 | 6,710 |
| Additional noninterest expense | $123,000 | 6,689 |
| Pre-tax net operating income | $128,000 | 4,739 |
| Securities gains (losses) | $-118,000 | 7,718 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $10,000 | 6,254 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 6,256 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $10,000 | 6,256 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $128,000 | 4,521 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 6,317 |
| Total interest expense | $841,000 | 6,379 |
| Net interest income | $2,214,000 | 6,139 |
| Provision for loan and lease losses | $193,000 | 5,830 |
| Total noninterest income | $130,000 | 6,733 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $158,000 | 5,072 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-28,000 | 7,502 |
| Total noninterest expense | $1,729,000 | 6,522 |
| Salaries and employee benefits | $931,000 | 6,390 |
| Premises and equipment expense | $171,000 | 6,741 |
| Additional noninterest expense | $627,000 | 6,365 |
| Pre-tax net operating income | $422,000 | 4,183 |
| Securities gains (losses) | $-230,000 | 7,442 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $192,000 | 4,827 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $192,000 | 4,829 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $192,000 | 4,829 |
| Net charge-offs | $146,000 | 5,357 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $422,000 | 4,035 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 6,369 |
| Total interest expense | $646,000 | 6,464 |
| Net interest income | $1,664,000 | 6,140 |
| Provision for loan and lease losses | $158,000 | 5,455 |
| Total noninterest income | $145,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $103,000 | 5,320 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $42,000 | 6,401 |
| Total noninterest expense | $1,332,000 | 6,506 |
| Salaries and employee benefits | $704,000 | 6,412 |
| Premises and equipment expense | $170,000 | 6,309 |
| Additional noninterest expense | $458,000 | 6,434 |
| Pre-tax net operating income | $319,000 | 4,464 |
| Securities gains (losses) | $-175,000 | 7,564 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $144,000 | 5,111 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $144,000 | 5,112 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $144,000 | 5,112 |
| Net charge-offs | $144,000 | 4,661 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $319,000 | 4,291 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 6,424 |
| Total interest expense | $437,000 | 6,554 |
| Net interest income | $1,103,000 | 6,164 |
| Provision for loan and lease losses | $115,000 | 5,173 |
| Total noninterest income | $74,000 | 6,766 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $67,000 | 5,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,000 | 7,375 |
| Total noninterest expense | $871,000 | 6,600 |
| Salaries and employee benefits | $487,000 | 6,395 |
| Premises and equipment expense | $130,000 | 6,060 |
| Additional noninterest expense | $254,000 | 6,819 |
| Pre-tax net operating income | $191,000 | 4,703 |
| Securities gains (losses) | $-120,000 | 7,715 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $71,000 | 5,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 5,423 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $71,000 | 5,423 |
| Net charge-offs | $101,000 | 4,237 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $191,000 | 4,498 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 6,455 |
| Total interest expense | $223,000 | 6,610 |
| Net interest income | $551,000 | 6,178 |
| Provision for loan and lease losses | $17,000 | 5,998 |
| Total noninterest income | $36,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $452,000 | 6,492 |
| Salaries and employee benefits | $244,000 | 6,445 |
| Premises and equipment expense | $81,000 | 5,625 |
| Additional noninterest expense | $127,000 | 6,685 |
| Pre-tax net operating income | $118,000 | 4,834 |
| Securities gains (losses) | $-63,000 | 7,960 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $55,000 | 5,604 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 5,607 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $55,000 | 5,607 |
| Net charge-offs | $17,000 | 4,442 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $118,000 | 4,546 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 6,461 |
| Total interest expense | $1,122,000 | 6,577 |
| Net interest income | $2,129,000 | 6,297 |
| Provision for loan and lease losses | $332,000 | 4,454 |
| Total noninterest income | $195,000 | 6,518 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $142,000 | 5,412 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $53,000 | 6,703 |
| Total noninterest expense | $1,774,000 | 6,520 |
| Salaries and employee benefits | $969,000 | 6,483 |
| Premises and equipment expense | $216,000 | 6,538 |
| Additional noninterest expense | $589,000 | 6,259 |
| Pre-tax net operating income | $218,000 | 5,694 |
| Securities gains (losses) | $-59,000 | 7,183 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $159,000 | 5,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $159,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 3,422 |
| Cash dividends | $162,000 | 4,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $218,000 | 5,567 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 6,523 |
| Total interest expense | $875,000 | 6,612 |
| Net interest income | $1,561,000 | 6,381 |
| Provision for loan and lease losses | $332,000 | 3,377 |
| Total noninterest income | $152,000 | 6,572 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $106,000 | 5,458 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 6,702 |
| Total noninterest expense | $1,319,000 | 6,556 |
| Salaries and employee benefits | $729,000 | 6,504 |
| Premises and equipment expense | $166,000 | 6,520 |
| Additional noninterest expense | $424,000 | 6,335 |
| Pre-tax net operating income | $62,000 | 6,550 |
| Securities gains (losses) | $-4,000 | 7,251 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $58,000 | 6,371 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $58,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 2,440 |
| Cash dividends | $230,000 | 3,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $62,000 | 6,515 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 6,574 |
| Total interest expense | $605,000 | 6,666 |
| Net interest income | $1,032,000 | 6,407 |
| Provision for loan and lease losses | $296,000 | 2,590 |
| Total noninterest income | $95,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $68,000 | 5,520 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $27,000 | 6,905 |
| Total noninterest expense | $867,000 | 6,620 |
| Salaries and employee benefits | $489,000 | 6,546 |
| Premises and equipment expense | $119,000 | 6,405 |
| Additional noninterest expense | $259,000 | 6,564 |
| Pre-tax net operating income | $-36,000 | 7,059 |
| Securities gains (losses) | $-4,000 | 8,032 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-40,000 | 7,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-40,000 | 7,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,079 |
| Cash dividends | $232,000 | 3,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-36,000 | 7,089 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 6,563 |
| Total interest expense | $317,000 | 6,735 |
| Net interest income | $538,000 | 6,339 |
| Provision for loan and lease losses | $11,000 | 5,386 |
| Total noninterest income | $48,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $36,000 | 5,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $424,000 | 6,692 |
| Salaries and employee benefits | $246,000 | 6,558 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $130,000 | 6,526 |
| Pre-tax net operating income | $151,000 | 5,424 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $149,000 | 5,213 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $149,000 | 5,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,029 |
| Cash dividends | $207,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $151,000 | 5,091 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,670,000 | 6,413 |
| Total interest expense | $1,391,000 | 6,581 |
| Net interest income | $2,279,000 | 6,192 |
| Provision for loan and lease losses | $81,000 | 5,181 |
| Total noninterest income | $190,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $155,000 | 5,364 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $35,000 | 7,425 |
| Total noninterest expense | $1,769,000 | 6,522 |
| Salaries and employee benefits | $994,000 | 6,448 |
| Premises and equipment expense | $252,000 | 6,237 |
| Additional noninterest expense | $523,000 | 6,461 |
| Pre-tax net operating income | $619,000 | 5,645 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $617,000 | 5,290 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $617,000 | 5,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,697 |
| Cash dividends | $1,069,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $619,000 | 5,276 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,747,000 | 6,456 |
| Total interest expense | $1,053,000 | 6,594 |
| Net interest income | $1,694,000 | 6,256 |
| Provision for loan and lease losses | $38,000 | 5,373 |
| Total noninterest income | $143,000 | 6,847 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $114,000 | 5,417 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 7,362 |
| Total noninterest expense | $1,306,000 | 6,549 |
| Salaries and employee benefits | $710,000 | 6,564 |
| Premises and equipment expense | $197,000 | 6,112 |
| Additional noninterest expense | $399,000 | 6,418 |
| Pre-tax net operating income | $493,000 | 5,801 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $493,000 | 5,411 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $493,000 | 5,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,863 |
| Cash dividends | $991,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $493,000 | 5,396 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 6,479 |
| Total interest expense | $704,000 | 6,608 |
| Net interest income | $1,141,000 | 6,277 |
| Provision for loan and lease losses | $38,000 | 4,699 |
| Total noninterest income | $90,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $73,000 | 5,514 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $17,000 | 7,522 |
| Total noninterest expense | $875,000 | 6,589 |
| Salaries and employee benefits | $478,000 | 6,598 |
| Premises and equipment expense | $114,000 | 6,495 |
| Additional noninterest expense | $283,000 | 6,271 |
| Pre-tax net operating income | $318,000 | 5,923 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $320,000 | 5,523 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $320,000 | 5,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,059 |
| Cash dividends | $265,000 | 3,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $318,000 | 5,522 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 6,487 |
| Total interest expense | $358,000 | 6,585 |
| Net interest income | $568,000 | 6,307 |
| Provision for loan and lease losses | $34,000 | 3,641 |
| Total noninterest income | $47,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $38,000 | 5,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $457,000 | 6,513 |
| Salaries and employee benefits | $250,000 | 6,528 |
| Premises and equipment expense | $63,000 | 6,281 |
| Additional noninterest expense | $144,000 | 6,237 |
| Pre-tax net operating income | $124,000 | 6,375 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $126,000 | 5,995 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $126,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $183,000 | 2,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $124,000 | 6,010 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 6,314 |
| Total interest expense | $1,284,000 | 6,452 |
| Net interest income | $2,387,000 | 6,143 |
| Provision for loan and lease losses | $186,000 | 3,661 |
| Total noninterest income | $220,000 | 6,752 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $189,000 | 5,102 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,671 |
| Total noninterest expense | $1,628,000 | 6,684 |
| Salaries and employee benefits | $938,000 | 6,562 |
| Premises and equipment expense | $243,000 | 6,281 |
| Additional noninterest expense | $447,000 | 6,808 |
| Pre-tax net operating income | $793,000 | 5,680 |
| Securities gains (losses) | $-36,000 | 7,803 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $757,000 | 5,333 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $757,000 | 5,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,682 |
| Cash dividends | $488,000 | 3,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $793,000 | 5,233 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 6,385 |
| Total interest expense | $933,000 | 6,476 |
| Net interest income | $1,768,000 | 6,226 |
| Provision for loan and lease losses | $79,000 | 4,525 |
| Total noninterest income | $169,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $143,000 | 5,141 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,656 |
| Total noninterest expense | $1,134,000 | 6,876 |
| Salaries and employee benefits | $660,000 | 6,706 |
| Premises and equipment expense | $174,000 | 6,419 |
| Additional noninterest expense | $300,000 | 7,085 |
| Pre-tax net operating income | $724,000 | 5,442 |
| Securities gains (losses) | $-36,000 | 8,061 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $688,000 | 5,037 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $688,000 | 5,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,707 |
| Cash dividends | $423,000 | 3,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $724,000 | 4,929 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 6,402 |
| Total interest expense | $584,000 | 6,542 |
| Net interest income | $1,201,000 | 6,220 |
| Provision for loan and lease losses | $49,000 | 4,503 |
| Total noninterest income | $104,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $746,000 | 6,950 |
| Salaries and employee benefits | $443,000 | 6,722 |
| Premises and equipment expense | $116,000 | 6,428 |
| Additional noninterest expense | $187,000 | 7,219 |
| Pre-tax net operating income | $510,000 | 5,359 |
| Securities gains (losses) | $-24,000 | 8,142 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $486,000 | 4,951 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $486,000 | 4,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,680 |
| Cash dividends | $323,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $510,000 | 4,820 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 6,470 |
| Total interest expense | $273,000 | 6,616 |
| Net interest income | $587,000 | 6,288 |
| Provision for loan and lease losses | $27,000 | 4,199 |
| Total noninterest income | $51,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $378,000 | 6,915 |
| Salaries and employee benefits | $224,000 | 6,718 |
| Premises and equipment expense | $55,000 | 6,562 |
| Additional noninterest expense | $99,000 | 7,106 |
| Pre-tax net operating income | $233,000 | 5,514 |
| Securities gains (losses) | $-18,000 | 8,357 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $215,000 | 5,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,727 |
| Cash dividends | $216,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $233,000 | 4,986 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 6,360 |
| Total interest expense | $929,000 | 6,464 |
| Net interest income | $2,351,000 | 6,205 |
| Provision for loan and lease losses | $181,000 | 3,742 |
| Total noninterest income | $190,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $155,000 | 5,561 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,739 |
| Total noninterest expense | $1,617,000 | 6,696 |
| Salaries and employee benefits | $899,000 | 6,648 |
| Premises and equipment expense | $259,000 | 6,117 |
| Additional noninterest expense | $459,000 | 6,791 |
| Pre-tax net operating income | $743,000 | 6,033 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $726,000 | 5,588 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $726,000 | 5,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,218 |
| Cash dividends | $495,000 | 3,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $743,000 | 5,494 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 6,415 |
| Total interest expense | $666,000 | 6,485 |
| Net interest income | $1,743,000 | 6,273 |
| Provision for loan and lease losses | $101,000 | 4,139 |
| Total noninterest income | $138,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $108,000 | 5,724 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,649 |
| Total noninterest expense | $1,144,000 | 6,846 |
| Salaries and employee benefits | $643,000 | 6,747 |
| Premises and equipment expense | $186,000 | 6,209 |
| Additional noninterest expense | $315,000 | 6,991 |
| Pre-tax net operating income | $636,000 | 5,853 |
| Securities gains (losses) | $-16,000 | 8,085 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $620,000 | 5,367 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $620,000 | 5,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,056 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $636,000 | 5,279 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 6,369 |
| Total interest expense | $437,000 | 6,391 |
| Net interest income | $1,165,000 | 6,263 |
| Provision for loan and lease losses | $62,000 | 4,081 |
| Total noninterest income | $83,000 | 7,352 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $69,000 | 5,752 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $760,000 | 6,868 |
| Salaries and employee benefits | $418,000 | 6,816 |
| Premises and equipment expense | $128,000 | 6,137 |
| Additional noninterest expense | $214,000 | 6,934 |
| Pre-tax net operating income | $426,000 | 5,823 |
| Securities gains (losses) | $6,000 | 1,523 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $432,000 | 5,258 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $432,000 | 5,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,494 |
| Cash dividends | $386,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $426,000 | 5,247 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $786,000 | 6,430 |
| Total interest expense | $214,000 | 6,370 |
| Net interest income | $572,000 | 6,358 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $366,000 | 7,008 |
| Salaries and employee benefits | $209,000 | 6,871 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $131,000 | 6,423 |
| Pre-tax net operating income | $220,000 | 5,749 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $224,000 | 5,139 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $224,000 | 5,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,427 |
| Cash dividends | $273,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $220,000 | 5,141 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 6,232 |
| Total interest expense | $828,000 | 6,164 |
| Net interest income | $2,384,000 | 6,150 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $1,683,000 | 2,475 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $143,000 | 5,885 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,540,000 | 1,612 |
| Total noninterest expense | $1,564,000 | 6,771 |
| Salaries and employee benefits | $886,000 | 6,653 |
| Premises and equipment expense | $224,000 | 6,473 |
| Additional noninterest expense | $454,000 | 6,823 |
| Pre-tax net operating income | $2,323,000 | 3,183 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,340,000 | 2,558 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,340,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,329 |
| Cash dividends | $3,170,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,323,000 | 2,525 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 6,231 |
| Total interest expense | $617,000 | 6,177 |
| Net interest income | $1,796,000 | 6,146 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $1,624,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $106,000 | 5,948 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,518,000 | 1,315 |
| Total noninterest expense | $1,109,000 | 6,904 |
| Salaries and employee benefits | $639,000 | 6,743 |
| Premises and equipment expense | $160,000 | 6,586 |
| Additional noninterest expense | $310,000 | 7,014 |
| Pre-tax net operating income | $2,266,000 | 2,594 |
| Securities gains (losses) | $17,000 | 2,413 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,283,000 | 2,060 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,283,000 | 2,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $3,150,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,266,000 | 2,014 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 6,368 |
| Total interest expense | $413,000 | 6,205 |
| Net interest income | $1,135,000 | 6,319 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $72,000 | 7,749 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $685,000 | 7,149 |
| Salaries and employee benefits | $409,000 | 6,892 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $167,000 | 7,521 |
| Pre-tax net operating income | $502,000 | 5,296 |
| Securities gains (losses) | $26,000 | 1,881 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $528,000 | 4,597 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $528,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $463,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $502,000 | 4,635 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $762,000 | 6,434 |
| Total interest expense | $209,000 | 6,228 |
| Net interest income | $553,000 | 6,407 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $34,000 | 7,816 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,092 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $355,000 | 7,085 |
| Salaries and employee benefits | $210,000 | 6,851 |
| Premises and equipment expense | $54,000 | 6,592 |
| Additional noninterest expense | $91,000 | 7,355 |
| Pre-tax net operating income | $222,000 | 5,585 |
| Securities gains (losses) | $23,000 | 1,635 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $245,000 | 4,810 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $245,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $258,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $222,000 | 4,937 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 6,188 |
| Total interest expense | $1,014,000 | 6,080 |
| Net interest income | $2,312,000 | 6,159 |
| Provision for loan and lease losses | $160,000 | 4,471 |
| Total noninterest income | $244,000 | 6,992 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $155,000 | 5,802 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $89,000 | 6,724 |
| Total noninterest expense | $1,623,000 | 6,660 |
| Salaries and employee benefits | $1,023,000 | 6,182 |
| Premises and equipment expense | $226,000 | 6,477 |
| Additional noninterest expense | $374,000 | 7,310 |
| Pre-tax net operating income | $773,000 | 5,779 |
| Securities gains (losses) | $22,000 | 3,160 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $795,000 | 5,257 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $795,000 | 5,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,563 |
| Cash dividends | $532,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $773,000 | 5,179 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 6,212 |
| Total interest expense | $784,000 | 6,129 |
| Net interest income | $1,755,000 | 6,139 |
| Provision for loan and lease losses | $110,000 | 4,499 |
| Total noninterest income | $189,000 | 6,984 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $118,000 | 5,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 6,675 |
| Total noninterest expense | $1,072,000 | 7,021 |
| Salaries and employee benefits | $660,000 | 6,657 |
| Premises and equipment expense | $163,000 | 6,579 |
| Additional noninterest expense | $249,000 | 7,568 |
| Pre-tax net operating income | $762,000 | 5,279 |
| Securities gains (losses) | $22,000 | 2,902 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $784,000 | 4,650 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $784,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,808 |
| Cash dividends | $532,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $762,000 | 4,555 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 6,172 |
| Total interest expense | $536,000 | 6,183 |
| Net interest income | $1,205,000 | 6,049 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $120,000 | 7,061 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $77,000 | 5,845 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $43,000 | 6,830 |
| Total noninterest expense | $720,000 | 7,017 |
| Salaries and employee benefits | $441,000 | 6,666 |
| Premises and equipment expense | $110,000 | 6,521 |
| Additional noninterest expense | $169,000 | 7,523 |
| Pre-tax net operating income | $570,000 | 4,975 |
| Securities gains (losses) | $29,000 | 2,379 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $599,000 | 4,303 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $599,000 | 4,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,747 |
| Cash dividends | $499,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $570,000 | 4,227 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 6,195 |
| Total interest expense | $275,000 | 6,200 |
| Net interest income | $599,000 | 6,067 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $59,000 | 7,051 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $367,000 | 6,989 |
| Salaries and employee benefits | $225,000 | 6,621 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $88,000 | 7,465 |
| Pre-tax net operating income | $281,000 | 4,954 |
| Securities gains (losses) | $-2,000 | 9,046 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $279,000 | 4,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,705 |
| Cash dividends | $358,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $281,000 | 4,221 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 6,027 |
| Total interest expense | $1,366,000 | 6,024 |
| Net interest income | $2,489,000 | 5,930 |
| Provision for loan and lease losses | $195,000 | 4,416 |
| Total noninterest income | $194,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $158,000 | 5,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $1,613,000 | 6,626 |
| Salaries and employee benefits | $983,000 | 6,207 |
| Premises and equipment expense | $289,000 | 5,697 |
| Additional noninterest expense | $341,000 | 7,524 |
| Pre-tax net operating income | $875,000 | 5,551 |
| Securities gains (losses) | $-12,000 | 8,932 |
| Applicable income taxes | $-7,000 | 8,843 |
| Income before extraordinary items | $870,000 | 4,971 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $870,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,634 |
| Cash dividends | $639,000 | 3,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $882,000 | 4,805 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,259,000 | 6,142 |
| Total interest expense | $1,777,000 | 6,453 |
| Net interest income | $2,482,000 | 5,742 |
| Provision for loan and lease losses | $160,000 | 4,638 |
| Total noninterest income | $184,000 | 7,475 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $154,000 | 5,751 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $1,545,000 | 6,696 |
| Salaries and employee benefits | $983,000 | 6,045 |
| Premises and equipment expense | $242,000 | 6,183 |
| Additional noninterest expense | $320,000 | 7,702 |
| Pre-tax net operating income | $961,000 | 5,003 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $-1,000 | 8,922 |
| Income before extraordinary items | $971,000 | 4,354 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $971,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,409 |
| Cash dividends | $795,000 | 2,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $962,000 | 4,269 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,013,000 | 6,482 |
| Total interest expense | $1,702,000 | 6,778 |
| Net interest income | $2,311,000 | 6,094 |
| Provision for loan and lease losses | $41,000 | 6,834 |
| Total noninterest income | $268,000 | 6,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 5,927 |
| Total noninterest expense | $1,464,000 | 6,836 |
| Salaries and employee benefits | $909,000 | 6,288 |
| Premises and equipment expense | $240,000 | 6,194 |
| Additional noninterest expense | $315,000 | 7,826 |
| Pre-tax net operating income | $1,074,000 | 5,073 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $37,000 | 7,461 |
| Income before extraordinary items | $1,037,000 | 4,271 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,037,000 | 4,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,329 |
| Cash dividends | $692,000 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,037,000 | 4,281 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 6,699 |
| Total interest expense | $1,571,000 | 6,791 |
| Net interest income | $2,054,000 | 6,544 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $180,000 | 7,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 5,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,915 |
| Total noninterest expense | $1,422,000 | 6,987 |
| Salaries and employee benefits | $894,000 | 6,335 |
| Premises and equipment expense | $240,000 | 6,182 |
| Additional noninterest expense | $288,000 | 8,217 |
| Pre-tax net operating income | $787,000 | 5,983 |
| Securities gains (losses) | $-36,000 | 9,710 |
| Applicable income taxes | $46,000 | 7,701 |
| Income before extraordinary items | $705,000 | 5,437 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $705,000 | 5,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $1,081,000 | 2,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $738,840 | 5,278 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 6,927 |
| Total interest expense | $1,537,000 | 7,115 |
| Net interest income | $1,983,000 | 6,703 |
| Provision for loan and lease losses | $8,000 | 8,341 |
| Total noninterest income | $163,000 | 8,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,114 |
| Total noninterest expense | $1,472,000 | 6,769 |
| Salaries and employee benefits | $957,000 | 5,953 |
| Premises and equipment expense | $223,000 | 6,369 |
| Additional noninterest expense | $292,000 | 8,197 |
| Pre-tax net operating income | $666,000 | 6,615 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $222,000 | 5,925 |
| Income before extraordinary items | $444,000 | 6,955 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $444,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $444,000 | 6,853 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 7,256 |
| Total interest expense | $1,455,000 | 7,453 |
| Net interest income | $1,964,000 | 6,986 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $167,000 | 8,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $1,299,000 | 7,339 |
| Salaries and employee benefits | $890,000 | 6,347 |
| Premises and equipment expense | $140,000 | 8,021 |
| Additional noninterest expense | $269,000 | 8,638 |
| Pre-tax net operating income | $832,000 | 6,404 |
| Securities gains (losses) | $23,000 | 1,798 |
| Applicable income taxes | $320,000 | 5,547 |
| Income before extraordinary items | $535,000 | 6,771 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $535,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $20,000 | 7,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $520,280 | 6,803 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 7,568 |
| Total interest expense | $1,463,000 | 7,666 |
| Net interest income | $1,875,000 | 7,413 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $193,000 | 8,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,496 |
| Total noninterest expense | $1,285,000 | 7,703 |
| Salaries and employee benefits | $850,000 | 6,715 |
| Premises and equipment expense | $147,000 | 8,133 |
| Additional noninterest expense | $288,000 | 9,005 |
| Pre-tax net operating income | $758,000 | 6,666 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $272,000 | 6,150 |
| Income before extraordinary items | $486,000 | 6,998 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $486,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $486,000 | 6,937 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 7,995 |
| Total interest expense | $1,475,000 | 7,774 |
| Net interest income | $1,686,000 | 8,057 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $179,000 | 8,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $1,237,000 | 8,086 |
| Salaries and employee benefits | $791,000 | 7,151 |
| Premises and equipment expense | $137,000 | 8,597 |
| Additional noninterest expense | $309,000 | 9,158 |
| Pre-tax net operating income | $628,000 | 7,716 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $205,000 | 7,326 |
| Income before extraordinary items | $430,000 | 7,804 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $430,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $425,240 | 7,810 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 8,292 |
| Total interest expense | $1,161,000 | 8,055 |
| Net interest income | $1,708,000 | 8,276 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $194,000 | 8,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $1,270,000 | 8,361 |
| Salaries and employee benefits | $816,000 | 7,117 |
| Premises and equipment expense | $120,000 | 9,390 |
| Additional noninterest expense | $334,000 | 9,558 |
| Pre-tax net operating income | $632,000 | 7,823 |
| Securities gains (losses) | $-108,000 | 11,573 |
| Applicable income taxes | $201,000 | 7,329 |
| Income before extraordinary items | $323,000 | 8,903 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $323,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,490 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $392,120 | 8,306 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,907,000 | 8,488 |
| Total interest expense | $1,210,000 | 8,207 |
| Net interest income | $1,697,000 | 8,502 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $219,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $1,197,000 | 8,905 |
| Salaries and employee benefits | $744,000 | 7,682 |
| Premises and equipment expense | $115,000 | 9,950 |
| Additional noninterest expense | $338,000 | 9,982 |
| Pre-tax net operating income | $719,000 | 7,261 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $278,000 | 6,368 |
| Income before extraordinary items | $448,000 | 7,990 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $448,000 | 8,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $443,520 | 7,761 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 9,062 |
| Total interest expense | $1,406,000 | 8,827 |
| Net interest income | $1,556,000 | 9,089 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $207,000 | 9,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 12,017 |
| Total noninterest expense | $1,148,000 | 9,287 |
| Salaries and employee benefits | $689,000 | 8,074 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $348,000 | 10,214 |
| Pre-tax net operating income | $585,000 | 7,823 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $249,000 | 6,674 |
| Income before extraordinary items | $336,000 | 8,872 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $336,000 | 9,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $336,000 | 8,504 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.