Home > Kansas State Bank > Income and Expense
Kansas State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 8,778 |
| Total interest expense | $1,271,000 | 7,921 |
| Net interest income | $936,000 | 9,340 |
| Provision for loan and lease losses | $456,000 | 1,912 |
| Total noninterest income | $250,000 | 7,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 4,932 |
| Total noninterest expense | $616,000 | 9,688 |
| Salaries and employee benefits | $238,000 | 10,344 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $319,000 | 8,128 |
| Pre-tax net operating income | $114,000 | 10,012 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-25,000 | 10,570 |
| Income before extraordinary items | $139,000 | 9,684 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $139,000 | 9,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,243 |
| Cash dividends | $6,000 | 7,796 |
| Sale, conversion, retirement of capital stock, net | $1,423,000 | 415 |
| Net operating income | $139,000 | 9,641 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 8,705 |
| Total interest expense | $1,258,000 | 8,219 |
| Net interest income | $1,233,000 | 8,952 |
| Provision for loan and lease losses | $330,000 | 2,402 |
| Total noninterest income | $73,000 | 10,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $605,000 | 10,154 |
| Salaries and employee benefits | $307,000 | 10,287 |
| Premises and equipment expense | $61,000 | 10,325 |
| Additional noninterest expense | $237,000 | 9,540 |
| Pre-tax net operating income | $371,000 | 8,683 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $121,000 | 8,388 |
| Income before extraordinary items | $251,000 | 8,830 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $251,000 | 8,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,840 |
| Cash dividends | $36,000 | 7,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $250,330 | 8,774 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 9,169 |
| Total interest expense | $1,120,000 | 8,845 |
| Net interest income | $1,241,000 | 9,222 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $107,000 | 10,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $624,000 | 10,473 |
| Salaries and employee benefits | $323,000 | 10,566 |
| Premises and equipment expense | $58,000 | 10,852 |
| Additional noninterest expense | $243,000 | 9,908 |
| Pre-tax net operating income | $634,000 | 7,686 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $217,000 | 7,139 |
| Income before extraordinary items | $418,000 | 7,896 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $418,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,292 |
| Cash dividends | $38,000 | 8,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $417,340 | 7,874 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 9,305 |
| Total interest expense | $966,000 | 8,845 |
| Net interest income | $1,309,000 | 9,431 |
| Provision for loan and lease losses | $165,000 | 3,404 |
| Total noninterest income | $85,000 | 11,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $614,000 | 11,060 |
| Salaries and employee benefits | $303,000 | 11,175 |
| Premises and equipment expense | $61,000 | 11,267 |
| Additional noninterest expense | $250,000 | 10,526 |
| Pre-tax net operating income | $615,000 | 7,921 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $183,000 | 7,655 |
| Income before extraordinary items | $427,000 | 7,926 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $427,000 | 7,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,652 |
| Cash dividends | $55,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $430,500 | 7,944 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 9,857 |
| Total interest expense | $978,000 | 9,216 |
| Net interest income | $1,186,000 | 10,106 |
| Provision for loan and lease losses | $195,000 | 3,979 |
| Total noninterest income | $89,000 | 11,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 10,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $546,000 | 11,933 |
| Salaries and employee benefits | $282,000 | 11,848 |
| Premises and equipment expense | $49,000 | 12,246 |
| Additional noninterest expense | $215,000 | 11,536 |
| Pre-tax net operating income | $534,000 | 8,418 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $130,000 | 9,087 |
| Income before extraordinary items | $418,000 | 8,256 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $418,000 | 8,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $407,360 | 8,076 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 11,546 |
| Total interest expense | $853,000 | 11,079 |
| Net interest income | $832,000 | 11,781 |
| Provision for loan and lease losses | $129,000 | 6,532 |
| Total noninterest income | $73,000 | 12,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $459,000 | 12,862 |
| Salaries and employee benefits | $232,000 | 12,802 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $180,000 | 12,520 |
| Pre-tax net operating income | $317,000 | 9,969 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $64,000 | 10,889 |
| Income before extraordinary items | $256,000 | 9,837 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $256,000 | 9,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 4,954 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $253,600 | 9,506 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.