Home > Kansas State Bank > Income and Expense
Kansas State Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,982,000 | 4,445 |
| Total interest expense | $3,292,000 | 4,399 |
| Net interest income | $3,690,000 | 4,400 |
| Provision for loan and lease losses | $110,000 | 5,436 |
| Total noninterest income | $1,052,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $500,000 | 2,839 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $552,000 | 2,963 |
| Total noninterest expense | $3,310,000 | 4,010 |
| Salaries and employee benefits | $1,773,000 | 3,959 |
| Premises and equipment expense | $518,000 | 3,760 |
| Additional noninterest expense | $1,019,000 | 4,008 |
| Pre-tax net operating income | $1,322,000 | 4,174 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $55,000 | 6,623 |
| Income before extraordinary items | $1,267,000 | 3,651 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,267,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $738,000 | 2,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,267,000 | 3,555 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,147,000 | 4,501 |
| Total interest expense | $3,357,000 | 4,518 |
| Net interest income | $3,790,000 | 4,364 |
| Provision for loan and lease losses | $300,000 | 2,819 |
| Total noninterest income | $888,000 | 3,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $501,000 | 2,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,430 |
| Total noninterest expense | $3,200,000 | 4,010 |
| Salaries and employee benefits | $1,692,000 | 3,968 |
| Premises and equipment expense | $517,000 | 3,694 |
| Additional noninterest expense | $991,000 | 4,028 |
| Pre-tax net operating income | $1,178,000 | 4,769 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $48,000 | 7,270 |
| Income before extraordinary items | $1,114,000 | 4,061 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,114,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,363 |
| Cash dividends | $843,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,129,360 | 4,023 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,825,000 | 4,496 |
| Total interest expense | $3,282,000 | 4,283 |
| Net interest income | $3,543,000 | 4,611 |
| Provision for loan and lease losses | $191,000 | 3,654 |
| Total noninterest income | $858,000 | 3,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $472,000 | 2,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 3,515 |
| Total noninterest expense | $3,178,000 | 4,021 |
| Salaries and employee benefits | $1,636,000 | 4,046 |
| Premises and equipment expense | $481,000 | 3,897 |
| Additional noninterest expense | $1,061,000 | 3,825 |
| Pre-tax net operating income | $1,032,000 | 5,207 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $46,000 | 7,701 |
| Income before extraordinary items | $986,000 | 4,472 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $986,000 | 4,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,147 |
| Cash dividends | $796,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $986,000 | 4,434 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,430,000 | 4,724 |
| Total interest expense | $3,045,000 | 4,669 |
| Net interest income | $3,385,000 | 4,710 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $898,000 | 3,327 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $442,000 | 2,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 3,154 |
| Total noninterest expense | $3,037,000 | 4,067 |
| Salaries and employee benefits | $1,488,000 | 4,270 |
| Premises and equipment expense | $548,000 | 3,434 |
| Additional noninterest expense | $1,001,000 | 3,957 |
| Pre-tax net operating income | $1,146,000 | 5,025 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $49,000 | 8,347 |
| Income before extraordinary items | $1,099,000 | 4,191 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,099,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $954,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,097,080 | 4,107 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,981,000 | 5,092 |
| Total interest expense | $2,783,000 | 5,006 |
| Net interest income | $3,198,000 | 5,062 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $785,000 | 3,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 3,580 |
| Total noninterest expense | $2,666,000 | 4,528 |
| Salaries and employee benefits | $1,361,000 | 4,610 |
| Premises and equipment expense | $388,000 | 4,549 |
| Additional noninterest expense | $917,000 | 4,238 |
| Pre-tax net operating income | $1,307,000 | 4,938 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $172,000 | 7,291 |
| Income before extraordinary items | $1,135,000 | 4,253 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,135,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $1,031,000 | 2,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,135,000 | 4,190 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,738,000 | 5,347 |
| Total interest expense | $2,681,000 | 5,252 |
| Net interest income | $3,057,000 | 5,360 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $630,000 | 4,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 4,257 |
| Total noninterest expense | $2,351,000 | 5,262 |
| Salaries and employee benefits | $1,197,000 | 5,217 |
| Premises and equipment expense | $381,000 | 4,710 |
| Additional noninterest expense | $773,000 | 5,333 |
| Pre-tax net operating income | $1,301,000 | 4,827 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $401,000 | 4,885 |
| Income before extraordinary items | $900,000 | 4,873 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $900,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $633,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $900,000 | 4,817 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 5,731 |
| Total interest expense | $2,478,000 | 5,612 |
| Net interest income | $2,833,000 | 5,756 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $492,000 | 5,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,883 |
| Total noninterest expense | $2,164,000 | 5,635 |
| Salaries and employee benefits | $1,107,000 | 5,572 |
| Premises and equipment expense | $316,000 | 5,409 |
| Additional noninterest expense | $741,000 | 5,586 |
| Pre-tax net operating income | $1,131,000 | 5,486 |
| Securities gains (losses) | $-23,000 | 10,647 |
| Applicable income taxes | $369,000 | 5,228 |
| Income before extraordinary items | $739,000 | 5,765 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $739,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $522,000 | 3,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $754,410 | 5,664 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 5,862 |
| Total interest expense | $2,062,000 | 5,477 |
| Net interest income | $2,730,000 | 6,047 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $561,000 | 4,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,145 |
| Total noninterest expense | $2,168,000 | 5,826 |
| Salaries and employee benefits | $1,110,000 | 5,601 |
| Premises and equipment expense | $358,000 | 5,012 |
| Additional noninterest expense | $700,000 | 6,311 |
| Pre-tax net operating income | $1,063,000 | 5,706 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $356,000 | 5,207 |
| Income before extraordinary items | $695,000 | 5,946 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $695,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $413,000 | 3,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $702,920 | 5,958 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 5,821 |
| Total interest expense | $2,287,000 | 5,193 |
| Net interest income | $2,675,000 | 6,211 |
| Provision for loan and lease losses | $177,000 | 4,239 |
| Total noninterest income | $567,000 | 5,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 4,221 |
| Total noninterest expense | $2,205,000 | 5,854 |
| Salaries and employee benefits | $1,070,000 | 5,794 |
| Premises and equipment expense | $362,000 | 5,095 |
| Additional noninterest expense | $773,000 | 6,087 |
| Pre-tax net operating income | $860,000 | 6,519 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $619,000 | 6,642 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $619,000 | 6,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 4,326 |
| Cash dividends | $495,000 | 3,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $612,610 | 6,433 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 5,766 |
| Total interest expense | $3,016,000 | 5,135 |
| Net interest income | $2,640,000 | 6,339 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $413,000 | 6,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,899 |
| Total noninterest expense | $2,075,000 | 6,196 |
| Salaries and employee benefits | $1,036,000 | 5,839 |
| Premises and equipment expense | $411,000 | 4,702 |
| Additional noninterest expense | $628,000 | 7,274 |
| Pre-tax net operating income | $808,000 | 6,528 |
| Securities gains (losses) | $59,000 | 3,858 |
| Applicable income taxes | $239,000 | 6,848 |
| Income before extraordinary items | $628,000 | 6,386 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $628,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 4,817 |
| Cash dividends | $523,000 | 2,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $585,520 | 6,313 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.