Home > Kanabec State Bank > Income and Expense

Kanabec State Bank, Income and Expense

2014-06-30 (YTD Data)Rank
Total interest income$1,951,0004,578
Total interest expense$292,0003,794
Net interest income$1,659,0004,654
Provision for loan and lease losses$15,0003,758
Total noninterest income$247,0004,343
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$156,0003,147
Trading account gains and fees$0172
Additional Noninterest Income$91,0004,695
Total noninterest expense$1,719,0004,223
Salaries and employee benefits$1,094,0003,829
Premises and equipment expense$210,0004,076
Additional noninterest expense$415,0004,890
Pre-tax net operating income$172,0005,450
Securities gains (losses)$17,0001,729
Applicable income taxes$04,568
Income before extraordinary items$189,0005,268
Extraordinary gains, net$020
Net income$189,0005,270
Minority interest net income$080
Net income of bank and minority interests.$189,0005,271
Net charge-offs$485,000892
Cash dividends$4,500,000343
Sale, conversion, retirement of capital stock, net$20,000606
Net operating income$172,0005,315
2014-03-31 (YTD Data)Rank
Total interest income$1,019,0004,513
Total interest expense$151,0003,774
Net interest income$868,0004,576
Provision for loan and lease losses$15,0003,093
Total noninterest income$96,0004,697
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$76,0003,174
Trading account gains and fees$0147
Additional Noninterest Income$20,0005,530
Total noninterest expense$706,0004,726
Salaries and employee benefits$412,0004,502
Premises and equipment expense$101,0004,187
Additional noninterest expense$193,0005,090
Pre-tax net operating income$243,0004,147
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$243,0003,907
Extraordinary gains, net$016
Net income$243,0003,909
Minority interest net income$066
Net income of bank and minority interests.$243,0003,909
Net charge-offs$46,0001,931
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$10,000574
Net operating income$243,0003,871
2013-12-31 (YTD Data)Rank
Total interest income$3,943,0004,650
Total interest expense$680,0003,812
Net interest income$3,263,0004,744
Provision for loan and lease losses$60,0004,088
Total noninterest income$508,0004,387
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$357,0003,051
Trading account gains and fees$0184
Additional Noninterest Income$151,0004,943
Total noninterest expense$2,682,0004,862
Salaries and employee benefits$1,569,0004,645
Premises and equipment expense$453,0003,951
Additional noninterest expense$660,0005,429
Pre-tax net operating income$1,029,0004,035
Securities gains (losses)$68,0001,586
Applicable income taxes$04,631
Income before extraordinary items$1,097,0003,720
Extraordinary gains, net$029
Net income$1,097,0003,724
Minority interest net income$090
Net income of bank and minority interests.$1,097,0003,725
Net charge-offs$314,0002,527
Cash dividends$500,0002,742
Sale, conversion, retirement of capital stock, net$49,000663
Net operating income$1,029,0003,781
2013-09-30 (YTD Data)Rank
Total interest income$2,963,0004,703
Total interest expense$520,0003,851
Net interest income$2,443,0004,791
Provision for loan and lease losses$04,941
Total noninterest income$374,0004,471
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$271,0003,056
Trading account gains and fees$0180
Additional Noninterest Income$103,0005,142
Total noninterest expense$2,025,0004,869
Salaries and employee benefits$1,168,0004,680
Premises and equipment expense$384,0003,715
Additional noninterest expense$473,0005,523
Pre-tax net operating income$792,0004,071
Securities gains (losses)$68,0001,454
Applicable income taxes$04,713
Income before extraordinary items$860,0003,686
Extraordinary gains, net$025
Net income$860,0003,689
Minority interest net income$084
Net income of bank and minority interests.$860,0003,690
Net charge-offs$62,0003,691
Cash dividends$500,0002,089
Sale, conversion, retirement of capital stock, net$37,000627
Net operating income$792,0003,771
2013-06-30 (YTD Data)Rank
Total interest income$1,970,0004,728
Total interest expense$354,0003,873
Net interest income$1,616,0004,824
Provision for loan and lease losses$04,788
Total noninterest income$255,0004,495
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$183,0002,977
Trading account gains and fees$0157
Additional Noninterest Income$72,0005,124
Total noninterest expense$1,316,0004,955
Salaries and employee benefits$772,0004,730
Premises and equipment expense$256,0003,728
Additional noninterest expense$288,0005,684
Pre-tax net operating income$555,0003,951
Securities gains (losses)$52,0001,491
Applicable income taxes$04,679
Income before extraordinary items$607,0003,585
Extraordinary gains, net$022
Net income$607,0003,587
Minority interest net income$082
Net income of bank and minority interests.$607,0003,588
Net charge-offs$105,0002,713
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$25,000591
Net operating income$555,0003,646
2013-03-31 (YTD Data)Rank
Total interest income$1,047,0004,594
Total interest expense$179,0003,932
Net interest income$868,0004,679
Provision for loan and lease losses$04,409
Total noninterest income$119,0004,563
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$84,0003,147
Trading account gains and fees$0148
Additional Noninterest Income$35,0005,143
Total noninterest expense$657,0005,005
Salaries and employee benefits$379,0004,815
Premises and equipment expense$119,0003,917
Additional noninterest expense$159,0005,588
Pre-tax net operating income$330,0003,633
Securities gains (losses)$39,0001,029
Applicable income taxes$04,602
Income before extraordinary items$369,0003,171
Extraordinary gains, net$010
Net income$369,0003,171
Minority interest net income$076
Net income of bank and minority interests.$369,0003,173
Net charge-offs$40,0002,581
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$12,000552
Net operating income$330,0003,290
2012-12-31 (YTD Data)Rank
Total interest income$4,520,0004,560
Total interest expense$930,0003,788
Net interest income$3,590,0004,686
Provision for loan and lease losses$410,0002,987
Total noninterest income$372,0004,930
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$335,0003,280
Trading account gains and fees$0166
Additional Noninterest Income$37,0006,021
Total noninterest expense$2,870,0004,850
Salaries and employee benefits$1,663,0004,593
Premises and equipment expense$444,0004,090
Additional noninterest expense$763,0005,359
Pre-tax net operating income$682,0004,547
Securities gains (losses)$81,0002,424
Applicable income taxes$04,751
Income before extraordinary items$763,0004,333
Extraordinary gains, net$029
Net income$763,0004,330
Minority interest net income$093
Net income of bank and minority interests.$763,0004,332
Net charge-offs$301,0003,295
Cash dividends$250,0003,437
Sale, conversion, retirement of capital stock, net$79,000620
Net operating income$682,0004,331
2012-09-30 (YTD Data)Rank
Total interest income$3,422,0004,613
Total interest expense$707,0003,877
Net interest income$2,715,0004,732
Provision for loan and lease losses$405,0002,565
Total noninterest income$281,0004,974
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$252,0003,311
Trading account gains and fees$0157
Additional Noninterest Income$29,0006,112
Total noninterest expense$2,112,0004,927
Salaries and employee benefits$1,221,0004,660
Premises and equipment expense$329,0004,162
Additional noninterest expense$562,0005,459
Pre-tax net operating income$479,0004,759
Securities gains (losses)$81,0002,123
Applicable income taxes$04,802
Income before extraordinary items$560,0004,488
Extraordinary gains, net$020
Net income$560,0004,487
Minority interest net income$086
Net income of bank and minority interests.$560,0004,486
Net charge-offs$243,0003,076
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$59,000567
Net operating income$479,0004,519
2012-06-30 (YTD Data)Rank
Total interest income$2,318,0004,606
Total interest expense$475,0003,946
Net interest income$1,843,0004,714
Provision for loan and lease losses$300,0002,388
Total noninterest income$276,0004,367
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$165,0003,331
Trading account gains and fees$0153
Additional Noninterest Income$111,0004,512
Total noninterest expense$1,433,0004,922
Salaries and employee benefits$814,0004,687
Premises and equipment expense$214,0004,223
Additional noninterest expense$405,0005,319
Pre-tax net operating income$386,0004,503
Securities gains (losses)$36,0002,248
Applicable income taxes$04,770
Income before extraordinary items$422,0004,284
Extraordinary gains, net$019
Net income$422,0004,288
Minority interest net income$084
Net income of bank and minority interests.$422,0004,287
Net charge-offs$124,0003,221
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$40,000538
Net operating income$386,0004,241
2012-03-31 (YTD Data)Rank
Total interest income$1,177,0004,607
Total interest expense$247,0003,965
Net interest income$930,0004,726
Provision for loan and lease losses$150,0002,302
Total noninterest income$132,0004,486
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$79,0003,405
Trading account gains and fees$0148
Additional Noninterest Income$53,0004,635
Total noninterest expense$711,0004,962
Salaries and employee benefits$401,0004,768
Premises and equipment expense$109,0004,223
Additional noninterest expense$201,0005,352
Pre-tax net operating income$201,0004,510
Securities gains (losses)$25,0001,501
Applicable income taxes$04,704
Income before extraordinary items$226,0004,174
Extraordinary gains, net$019
Net income$226,0004,178
Minority interest net income$078
Net income of bank and minority interests.$226,0004,178
Net charge-offs$32,0003,380
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$20,000485
Net operating income$201,0004,217
2011-12-31 (YTD Data)Rank
Total interest income$5,073,0004,530
Total interest expense$1,165,0004,047
Net interest income$3,908,0004,598
Provision for loan and lease losses$822,0002,704
Total noninterest income$479,0004,471
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$336,0003,373
Trading account gains and fees$0146
Additional Noninterest Income$143,0004,908
Total noninterest expense$3,016,0004,867
Salaries and employee benefits$1,507,0004,947
Premises and equipment expense$467,0004,221
Additional noninterest expense$1,042,0004,811
Pre-tax net operating income$549,0004,622
Securities gains (losses)$50,0002,589
Applicable income taxes$2,0004,563
Income before extraordinary items$597,0004,417
Extraordinary gains, net$029
Net income$597,0004,418
Minority interest net income$096
Net income of bank and minority interests.$597,0004,418
Net charge-offs$1,255,0002,096
Cash dividends$300,0002,989
Sale, conversion, retirement of capital stock, net$105,000652
Net operating income$547,0004,414
2011-09-30 (YTD Data)Rank
Total interest income$3,865,0004,539
Total interest expense$896,0004,105
Net interest income$2,969,0004,591
Provision for loan and lease losses$622,0002,597
Total noninterest income$331,0004,647
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$253,0003,375
Trading account gains and fees$0145
Additional Noninterest Income$78,0005,360
Total noninterest expense$2,194,0004,955
Salaries and employee benefits$1,073,0005,075
Premises and equipment expense$347,0004,275
Additional noninterest expense$774,0004,850
Pre-tax net operating income$484,0004,523
Securities gains (losses)$38,0002,498
Applicable income taxes$04,740
Income before extraordinary items$522,0004,238
Extraordinary gains, net$021
Net income$522,0004,240
Minority interest net income$087
Net income of bank and minority interests.$522,0004,240
Net charge-offs$708,0002,275
Cash dividends$300,0002,322
Sale, conversion, retirement of capital stock, net$78,000615
Net operating income$484,0004,246
2011-06-30 (YTD Data)Rank
Total interest income$2,612,0004,543
Total interest expense$621,0004,117
Net interest income$1,991,0004,596
Provision for loan and lease losses$300,0002,953
Total noninterest income$237,0004,564
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$171,0003,331
Trading account gains and fees$0153
Additional Noninterest Income$66,0005,155
Total noninterest expense$1,468,0005,001
Salaries and employee benefits$652,0005,386
Premises and equipment expense$239,0004,230
Additional noninterest expense$577,0004,630
Pre-tax net operating income$460,0003,961
Securities gains (losses)$32,0001,856
Applicable income taxes$04,697
Income before extraordinary items$492,0003,627
Extraordinary gains, net$015
Net income$492,0003,628
Minority interest net income$089
Net income of bank and minority interests.$492,0003,628
Net charge-offs$613,0001,933
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$52,000530
Net operating income$460,0003,632
2011-03-31 (YTD Data)Rank
Total interest income$1,277,0004,621
Total interest expense$321,0004,123
Net interest income$956,0004,708
Provision for loan and lease losses$150,0002,750
Total noninterest income$125,0004,517
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$84,0003,335
Trading account gains and fees$0158
Additional Noninterest Income$41,0004,959
Total noninterest expense$699,0005,165
Salaries and employee benefits$376,0005,019
Premises and equipment expense$120,0004,272
Additional noninterest expense$203,0005,501
Pre-tax net operating income$232,0003,971
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$232,0003,707
Extraordinary gains, net$09
Net income$232,0003,707
Minority interest net income$086
Net income of bank and minority interests.$232,0003,706
Net charge-offs$116,0002,586
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$26,000484
Net operating income$232,0003,649
2010-12-31 (YTD Data)Rank
Total interest income$5,645,0004,484
Total interest expense$1,730,0003,944
Net interest income$3,915,0004,642
Provision for loan and lease losses$867,0003,280
Total noninterest income$560,0004,366
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$373,0003,198
Trading account gains and fees$0175
Additional Noninterest Income$187,0004,684
Total noninterest expense$3,294,0004,747
Salaries and employee benefits$1,817,0004,498
Premises and equipment expense$455,0004,431
Additional noninterest expense$1,022,0005,036
Pre-tax net operating income$314,0004,859
Securities gains (losses)$108,0002,101
Applicable income taxes$4,0004,397
Income before extraordinary items$418,0004,574
Extraordinary gains, net$029
Net income$418,0004,574
Minority interest net income$0111
Net income of bank and minority interests.$418,0004,574
Net charge-offs$463,0003,753
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$132,000730
Net operating income$311,0804,758
2010-09-30 (YTD Data)Rank
Total interest income$4,241,0004,565
Total interest expense$1,345,0003,991
Net interest income$2,896,0004,743
Provision for loan and lease losses$517,0003,489
Total noninterest income$444,0004,302
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$273,0003,332
Trading account gains and fees$0165
Additional Noninterest Income$171,0004,445
Total noninterest expense$2,308,0004,963
Salaries and employee benefits$1,324,0004,625
Premises and equipment expense$342,0004,493
Additional noninterest expense$642,0005,479
Pre-tax net operating income$515,0004,171
Securities gains (losses)$42,0002,530
Applicable income taxes$2,0004,515
Income before extraordinary items$555,0003,924
Extraordinary gains, net$023
Net income$555,0003,926
Minority interest net income$0110
Net income of bank and minority interests.$555,0003,926
Net charge-offs$460,0003,186
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$99,000661
Net operating income$513,0003,917
2010-06-30 (YTD Data)Rank
Total interest income$2,861,0004,579
Total interest expense$922,0004,008
Net interest income$1,939,0004,748
Provision for loan and lease losses$365,0003,323
Total noninterest income$330,0004,061
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$180,0003,359
Trading account gains and fees$0152
Additional Noninterest Income$150,0003,983
Total noninterest expense$1,555,0004,954
Salaries and employee benefits$879,0004,655
Premises and equipment expense$230,0004,499
Additional noninterest expense$446,0005,392
Pre-tax net operating income$349,0004,185
Securities gains (losses)$7,0002,699
Applicable income taxes$2,0004,454
Income before extraordinary items$354,0003,993
Extraordinary gains, net$019
Net income$354,0003,991
Minority interest net income$0105
Net income of bank and minority interests.$354,0003,992
Net charge-offs$240,0003,333
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$66,000583
Net operating income$347,0703,904
2010-03-31 (YTD Data)Rank
Total interest income$1,428,0004,634
Total interest expense$467,0004,103
Net interest income$961,0004,790
Provision for loan and lease losses$150,0003,336
Total noninterest income$203,0003,612
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$78,0003,626
Trading account gains and fees$0175
Additional Noninterest Income$125,0003,132
Total noninterest expense$799,0004,924
Salaries and employee benefits$449,0004,653
Premises and equipment expense$107,0004,771
Additional noninterest expense$243,0005,193
Pre-tax net operating income$215,0003,938
Securities gains (losses)$02,284
Applicable income taxes$2,0004,347
Income before extraordinary items$213,0003,767
Extraordinary gains, net$016
Net income$213,0003,764
Minority interest net income$091
Net income of bank and minority interests.$213,0003,766
Net charge-offs$162,0002,649
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$33,000521
Net operating income$213,0003,645
2009-12-31 (YTD Data)Rank
Total interest income$6,778,0004,268
Total interest expense$2,328,0004,072
Net interest income$4,450,0004,265
Provision for loan and lease losses$1,752,0002,661
Total noninterest income$413,0005,066
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$349,0003,598
Trading account gains and fees$0211
Additional Noninterest Income$64,0006,127
Total noninterest expense$3,217,0004,979
Salaries and employee benefits$1,719,0004,795
Premises and equipment expense$437,0004,759
Additional noninterest expense$1,061,0005,077
Pre-tax net operating income$-106,0005,598
Securities gains (losses)$805,000603
Applicable income taxes$2,0004,160
Income before extraordinary items$697,0003,369
Extraordinary gains, net$034
Net income$697,0003,367
Minority interest net income$0115
Net income of bank and minority interests.$697,0003,368
Net charge-offs$1,439,0002,423
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$95,000910
Net operating income$-108,0005,691
2009-09-30 (YTD Data)Rank
Total interest income$5,235,0004,227
Total interest expense$1,819,0004,100
Net interest income$3,416,0004,199
Provision for loan and lease losses$1,350,0002,350
Total noninterest income$290,0005,247
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$261,0003,605
Trading account gains and fees$0212
Additional Noninterest Income$29,0006,737
Total noninterest expense$2,319,0005,108
Salaries and employee benefits$1,246,0004,930
Premises and equipment expense$309,0004,953
Additional noninterest expense$764,0005,183
Pre-tax net operating income$37,0005,540
Securities gains (losses)$545,000655
Applicable income taxes$04,592
Income before extraordinary items$582,0003,440
Extraordinary gains, net$027
Net income$582,0003,438
Minority interest net income$0118
Net income of bank and minority interests.$582,0003,440
Net charge-offs$1,097,0002,105
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$71,000845
Net operating income$37,0005,563
2009-06-30 (YTD Data)Rank
Total interest income$3,563,0004,215
Total interest expense$1,253,0004,136
Net interest income$2,310,0004,127
Provision for loan and lease losses$885,0002,223
Total noninterest income$168,0005,527
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$177,0003,554
Trading account gains and fees$0193
Additional Noninterest Income$-9,0007,827
Total noninterest expense$1,526,0005,193
Salaries and employee benefits$818,0005,033
Premises and equipment expense$220,0004,815
Additional noninterest expense$488,0005,305
Pre-tax net operating income$67,0005,420
Securities gains (losses)$283,000801
Applicable income taxes$04,657
Income before extraordinary items$350,0003,702
Extraordinary gains, net$021
Net income$350,0003,701
Minority interest net income$0112
Net income of bank and minority interests.$350,0003,701
Net charge-offs$582,0002,172
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$47,000823
Net operating income$67,0005,366
2009-03-31 (YTD Data)Rank
Total interest income$1,840,0004,172
Total interest expense$637,0004,211
Net interest income$1,203,0004,047
Provision for loan and lease losses$400,0001,987
Total noninterest income$135,0004,646
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$91,0003,436
Trading account gains and fees$0171
Additional Noninterest Income$44,0005,048
Total noninterest expense$712,0005,343
Salaries and employee benefits$400,0005,147
Premises and equipment expense$115,0004,747
Additional noninterest expense$197,0005,637
Pre-tax net operating income$226,0003,834
Securities gains (losses)$68,0001,165
Applicable income taxes$04,835
Income before extraordinary items$294,0003,173
Extraordinary gains, net$015
Net income$294,0003,173
Minority interest net income$0102
Net income of bank and minority interests.$294,0003,173
Net charge-offs$263,0001,899
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$24,000708
Net operating income$226,0003,507
2008-12-31 (YTD Data)Rank
Total interest income$7,834,0004,191
Total interest expense$3,185,0004,077
Net interest income$4,649,0004,145
Provision for loan and lease losses$770,0003,106
Total noninterest income$364,0005,463
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$415,0003,391
Trading account gains and fees$0154
Additional Noninterest Income$-51,0008,088
Total noninterest expense$3,031,0005,083
Salaries and employee benefits$1,767,0004,851
Premises and equipment expense$362,0005,349
Additional noninterest expense$902,0005,138
Pre-tax net operating income$1,212,0003,398
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,212,0002,893
Extraordinary gains, net$039
Net income$1,212,0002,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$843,0002,152
Cash dividends$300,0004,048
Sale, conversion, retirement of capital stock, net$86,0001,015
Net operating income$1,212,0003,043
2008-09-30 (YTD Data)Rank
Total interest income$5,951,0004,229
Total interest expense$2,435,0004,149
Net interest income$3,516,0004,150
Provision for loan and lease losses$465,0002,832
Total noninterest income$376,0004,947
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$312,0003,405
Trading account gains and fees$0148
Additional Noninterest Income$64,0006,278
Total noninterest expense$1,997,0005,458
Salaries and employee benefits$1,093,0005,432
Premises and equipment expense$199,0006,121
Additional noninterest expense$705,0004,928
Pre-tax net operating income$1,430,0002,942
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,430,0002,418
Extraordinary gains, net$031
Net income$1,430,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,0002,321
Cash dividends$300,0003,371
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,430,0002,528
2008-06-30 (YTD Data)Rank
Total interest income$4,078,0004,192
Total interest expense$1,658,0004,230
Net interest income$2,420,0004,065
Provision for loan and lease losses$240,0002,857
Total noninterest income$293,0004,686
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$208,0003,404
Trading account gains and fees$0149
Additional Noninterest Income$85,0005,318
Total noninterest expense$1,379,0005,392
Salaries and employee benefits$740,0005,441
Premises and equipment expense$120,0006,386
Additional noninterest expense$519,0004,621
Pre-tax net operating income$1,094,0002,766
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,094,0002,388
Extraordinary gains, net$021
Net income$1,094,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0001,934
Cash dividends$300,0002,935
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,094,0002,343
2008-03-31 (YTD Data)Rank
Total interest income$2,184,0004,086
Total interest expense$879,0004,247
Net interest income$1,305,0003,855
Provision for loan and lease losses$170,0001,988
Total noninterest income$143,0004,715
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$101,0003,432
Trading account gains and fees$0158
Additional Noninterest Income$42,0005,361
Total noninterest expense$537,0006,115
Salaries and employee benefits$347,0005,658
Premises and equipment expense$47,0006,884
Additional noninterest expense$143,0006,298
Pre-tax net operating income$741,0002,311
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$741,0001,937
Extraordinary gains, net$015
Net income$741,0001,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,302
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$741,0001,872
2007-12-31 (YTD Data)Rank
Total interest income$8,129,0004,319
Total interest expense$3,517,0004,328
Net interest income$4,612,0004,222
Provision for loan and lease losses$128,0004,529
Total noninterest income$600,0004,644
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$474,0003,168
Trading account gains and fees$0178
Additional Noninterest Income$126,0005,866
Total noninterest expense$2,805,0005,217
Salaries and employee benefits$1,972,0004,420
Premises and equipment expense$156,0007,182
Additional noninterest expense$677,0005,819
Pre-tax net operating income$2,279,0003,034
Securities gains (losses)$-7,0007,477
Applicable income taxes$06,070
Income before extraordinary items$2,272,0002,564
Extraordinary gains, net$039
Net income$2,272,0002,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,700
Cash dividends$1,505,0001,981
Sale, conversion, retirement of capital stock, net$86,000970
Net operating income$2,279,0002,548
2007-09-30 (YTD Data)Rank
Total interest income$6,058,0004,348
Total interest expense$2,611,0004,361
Net interest income$3,447,0004,259
Provision for loan and lease losses$92,0004,233
Total noninterest income$462,0004,589
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$361,0003,117
Trading account gains and fees$0184
Additional Noninterest Income$101,0005,789
Total noninterest expense$1,824,0005,654
Salaries and employee benefits$1,195,0005,107
Premises and equipment expense$139,0006,871
Additional noninterest expense$490,0005,862
Pre-tax net operating income$1,993,0002,837
Securities gains (losses)$-7,0007,691
Applicable income taxes$06,220
Income before extraordinary items$1,986,0002,381
Extraordinary gains, net$033
Net income$1,986,0002,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,700
Cash dividends$950,0002,080
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,993,0002,353
2007-06-30 (YTD Data)Rank
Total interest income$4,064,0004,348
Total interest expense$1,744,0004,370
Net interest income$2,320,0004,266
Provision for loan and lease losses$62,0003,964
Total noninterest income$311,0004,579
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$245,0003,069
Trading account gains and fees$0168
Additional Noninterest Income$66,0005,849
Total noninterest expense$1,239,0005,629
Salaries and employee benefits$846,0004,949
Premises and equipment expense$89,0006,968
Additional noninterest expense$304,0006,081
Pre-tax net operating income$1,330,0002,908
Securities gains (losses)$-7,0007,919
Applicable income taxes$06,265
Income before extraordinary items$1,323,0002,443
Extraordinary gains, net$029
Net income$1,323,0002,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$950,0001,603
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,330,0002,414
2007-03-31 (YTD Data)Rank
Total interest income$2,006,0004,392
Total interest expense$866,0004,370
Net interest income$1,140,0004,309
Provision for loan and lease losses$32,0003,691
Total noninterest income$156,0004,554
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$123,0003,011
Trading account gains and fees$0195
Additional Noninterest Income$33,0005,825
Total noninterest expense$581,0005,843
Salaries and employee benefits$408,0005,100
Premises and equipment expense$43,0007,057
Additional noninterest expense$130,0006,485
Pre-tax net operating income$683,0002,848
Securities gains (losses)$-7,0008,210
Applicable income taxes$06,196
Income before extraordinary items$676,0002,398
Extraordinary gains, net$022
Net income$676,0002,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$70,0003,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$683,0002,363
2006-12-31 (YTD Data)Rank
Total interest income$7,942,0004,214
Total interest expense$3,215,0004,134
Net interest income$4,727,0004,183
Provision for loan and lease losses$180,0003,697
Total noninterest income$634,0004,590
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$489,0003,104
Trading account gains and fees$0130
Additional Noninterest Income$145,0005,680
Total noninterest expense$2,982,0004,910
Salaries and employee benefits$2,291,0003,863
Premises and equipment expense$114,0007,646
Additional noninterest expense$577,0006,162
Pre-tax net operating income$2,199,0003,430
Securities gains (losses)$-3,0006,969
Applicable income taxes$1,0006,499
Income before extraordinary items$2,195,0002,901
Extraordinary gains, net$051
Net income$2,195,0002,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,181
Cash dividends$850,0002,846
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,198,0002,884
2006-09-30 (YTD Data)Rank
Total interest income$5,878,0004,231
Total interest expense$2,379,0004,088
Net interest income$3,499,0004,254
Provision for loan and lease losses$150,0003,386
Total noninterest income$472,0004,640
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$361,0003,156
Trading account gains and fees$0126
Additional Noninterest Income$111,0005,644
Total noninterest expense$1,786,0005,625
Salaries and employee benefits$1,182,0005,015
Premises and equipment expense$157,0006,650
Additional noninterest expense$447,0006,082
Pre-tax net operating income$2,035,0003,069
Securities gains (losses)$-3,0007,275
Applicable income taxes$1,0006,574
Income before extraordinary items$2,031,0002,534
Extraordinary gains, net$045
Net income$2,031,0002,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,462
Cash dividends$545,0002,804
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,034,0002,518
2006-06-30 (YTD Data)Rank
Total interest income$3,803,0004,277
Total interest expense$1,526,0004,070
Net interest income$2,277,0004,332
Provision for loan and lease losses$95,0003,398
Total noninterest income$309,0004,651
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$234,0003,197
Trading account gains and fees$0126
Additional Noninterest Income$75,0005,680
Total noninterest expense$1,192,0005,633
Salaries and employee benefits$806,0004,964
Premises and equipment expense$103,0006,692
Additional noninterest expense$283,0006,250
Pre-tax net operating income$1,299,0003,186
Securities gains (losses)$-3,0007,591
Applicable income taxes$1,0006,575
Income before extraordinary items$1,295,0002,628
Extraordinary gains, net$039
Net income$1,295,0002,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,304
Cash dividends$272,0003,262
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,298,0002,609
2006-03-31 (YTD Data)Rank
Total interest income$1,851,0004,301
Total interest expense$724,0004,086
Net interest income$1,127,0004,350
Provision for loan and lease losses$65,0002,715
Total noninterest income$149,0004,696
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$113,0003,198
Trading account gains and fees$0115
Additional Noninterest Income$36,0005,743
Total noninterest expense$560,0005,830
Salaries and employee benefits$370,0005,262
Premises and equipment expense$55,0006,562
Additional noninterest expense$135,0006,355
Pre-tax net operating income$651,0003,133
Securities gains (losses)$-3,0008,027
Applicable income taxes$1,0006,453
Income before extraordinary items$647,0002,596
Extraordinary gains, net$021
Net income$647,0002,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,127
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$650,0002,567
2005-12-31 (YTD Data)Rank
Total interest income$7,156,0004,081
Total interest expense$2,449,0003,875
Net interest income$4,707,0004,132
Provision for loan and lease losses$235,0003,312
Total noninterest income$620,0004,708
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$472,0003,170
Trading account gains and fees$0138
Additional Noninterest Income$148,0005,756
Total noninterest expense$2,430,0005,464
Salaries and employee benefits$1,637,0004,778
Premises and equipment expense$211,0006,624
Additional noninterest expense$582,0006,149
Pre-tax net operating income$2,662,0003,038
Securities gains (losses)$23,0001,207
Applicable income taxes$2,0006,781
Income before extraordinary items$2,683,0002,456
Extraordinary gains, net$046
Net income$2,683,0002,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,178
Cash dividends$4,030,000796
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,660,0002,444
2005-09-30 (YTD Data)Rank
Total interest income$5,301,0004,070
Total interest expense$1,775,0003,838
Net interest income$3,526,0004,132
Provision for loan and lease losses$204,0002,929
Total noninterest income$475,0004,681
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$351,0003,200
Trading account gains and fees$0126
Additional Noninterest Income$124,0005,547
Total noninterest expense$1,707,0005,644
Salaries and employee benefits$1,110,0005,071
Premises and equipment expense$161,0006,551
Additional noninterest expense$436,0006,111
Pre-tax net operating income$2,090,0002,949
Securities gains (losses)$24,0001,156
Applicable income taxes$2,0006,802
Income before extraordinary items$2,112,0002,390
Extraordinary gains, net$035
Net income$2,112,0002,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0002,465
Cash dividends$800,0002,109
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,088,0002,377
2005-06-30 (YTD Data)Rank
Total interest income$3,518,0004,023
Total interest expense$1,148,0003,745
Net interest income$2,370,0004,091
Provision for loan and lease losses$82,0003,712
Total noninterest income$322,0004,603
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$222,0003,268
Trading account gains and fees$0116
Additional Noninterest Income$100,0005,187
Total noninterest expense$1,077,0005,818
Salaries and employee benefits$706,0005,224
Premises and equipment expense$102,0006,659
Additional noninterest expense$269,0006,321
Pre-tax net operating income$1,533,0002,703
Securities gains (losses)$27,0001,002
Applicable income taxes$2,0006,782
Income before extraordinary items$1,558,0002,160
Extraordinary gains, net$030
Net income$1,558,0002,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,785
Cash dividends$470,0002,303
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,531,0002,160
2005-03-31 (YTD Data)Rank
Total interest income$1,733,0004,036
Total interest expense$572,0003,642
Net interest income$1,161,0004,172
Provision for loan and lease losses$30,0003,913
Total noninterest income$158,0004,574
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$94,0003,574
Trading account gains and fees$0115
Additional Noninterest Income$64,0004,644
Total noninterest expense$531,0005,896
Salaries and employee benefits$364,0005,144
Premises and equipment expense$51,0006,715
Additional noninterest expense$116,0006,761
Pre-tax net operating income$758,0002,680
Securities gains (losses)$24,000734
Applicable income taxes$2,0006,630
Income before extraordinary items$780,0002,130
Extraordinary gains, net$024
Net income$780,0002,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,481
Cash dividends$145,0002,610
Sale, conversion, retirement of capital stock, net$0491
Net operating income$756,0002,149
2004-12-31 (YTD Data)Rank
Total interest income$6,299,0004,114
Total interest expense$2,232,0003,332
Net interest income$4,067,0004,426
Provision for loan and lease losses$287,0003,021
Total noninterest income$564,0004,969
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$417,0003,550
Trading account gains and fees$0138
Additional Noninterest Income$147,0005,731
Total noninterest expense$2,258,0005,614
Salaries and employee benefits$1,503,0004,944
Premises and equipment expense$201,0006,755
Additional noninterest expense$554,0006,247
Pre-tax net operating income$2,086,0003,402
Securities gains (losses)$51,0001,720
Applicable income taxes$2,0007,032
Income before extraordinary items$2,135,0002,759
Extraordinary gains, net$034
Net income$2,135,0002,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,0001,892
Cash dividends$1,390,0001,844
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,084,0002,751
2004-09-30 (YTD Data)Rank
Total interest income$4,645,0004,145
Total interest expense$1,667,0003,293
Net interest income$2,978,0004,500
Provision for loan and lease losses$70,0004,912
Total noninterest income$417,0005,033
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$306,0003,615
Trading account gains and fees$0134
Additional Noninterest Income$111,0005,728
Total noninterest expense$1,575,0005,819
Salaries and employee benefits$1,025,0005,235
Premises and equipment expense$140,0006,884
Additional noninterest expense$410,0006,238
Pre-tax net operating income$1,750,0003,209
Securities gains (losses)$47,0001,709
Applicable income taxes$2,0007,080
Income before extraordinary items$1,795,0002,565
Extraordinary gains, net$026
Net income$1,795,0002,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,599
Cash dividends$660,0002,273
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,748,0002,543
2004-06-30 (YTD Data)Rank
Total interest income$3,035,0004,209
Total interest expense$1,112,0003,273
Net interest income$1,923,0004,590
Provision for loan and lease losses$35,0005,187
Total noninterest income$276,0005,022
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$197,0003,684
Trading account gains and fees$0130
Additional Noninterest Income$79,0005,623
Total noninterest expense$981,0006,050
Salaries and employee benefits$628,0005,546
Premises and equipment expense$77,0007,299
Additional noninterest expense$276,0006,232
Pre-tax net operating income$1,183,0003,143
Securities gains (losses)$55,0001,393
Applicable income taxes$2,0007,043
Income before extraordinary items$1,236,0002,456
Extraordinary gains, net$021
Net income$1,236,0002,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,984
Cash dividends$390,0002,515
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,181,0002,497
2004-03-31 (YTD Data)Rank
Total interest income$1,488,0004,290
Total interest expense$566,0003,269
Net interest income$922,0004,745
Provision for loan and lease losses$15,0005,048
Total noninterest income$124,0005,242
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$84,0004,000
Trading account gains and fees$0121
Additional Noninterest Income$40,0005,560
Total noninterest expense$485,0006,140
Salaries and employee benefits$321,0005,515
Premises and equipment expense$32,0007,669
Additional noninterest expense$132,0006,385
Pre-tax net operating income$546,0003,304
Securities gains (losses)$56,0001,127
Applicable income taxes$1,0006,972
Income before extraordinary items$601,0002,489
Extraordinary gains, net$016
Net income$601,0002,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$140,0002,567
Sale, conversion, retirement of capital stock, net$0464
Net operating income$545,0002,641
2003-12-31 (YTD Data)Rank
Total interest income$6,287,0004,176
Total interest expense$2,737,0003,112
Net interest income$3,550,0004,749
Provision for loan and lease losses$115,0005,108
Total noninterest income$497,0005,460
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$334,0004,062
Trading account gains and fees$0160
Additional Noninterest Income$163,0005,670
Total noninterest expense$2,040,0005,936
Salaries and employee benefits$1,290,0005,381
Premises and equipment expense$126,0007,721
Additional noninterest expense$624,0005,850
Pre-tax net operating income$1,892,0003,516
Securities gains (losses)$415,000849
Applicable income taxes$-22,0008,814
Income before extraordinary items$2,329,0002,531
Extraordinary gains, net$054
Net income$2,329,0002,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,770
Cash dividends$991,0002,354
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,914,0002,838
2003-09-30 (YTD Data)Rank
Total interest income$4,828,0004,129
Total interest expense$2,123,0003,118
Net interest income$2,705,0004,719
Provision for loan and lease losses$45,0005,860
Total noninterest income$378,0005,454
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$253,0004,057
Trading account gains and fees$0153
Additional Noninterest Income$125,0005,672
Total noninterest expense$1,391,0006,201
Salaries and employee benefits$900,0005,600
Premises and equipment expense$95,0007,730
Additional noninterest expense$396,0006,366
Pre-tax net operating income$1,647,0003,301
Securities gains (losses)$373,000827
Applicable income taxes$2,0007,369
Income before extraordinary items$2,018,0002,309
Extraordinary gains, net$040
Net income$2,018,0002,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,498
Cash dividends$590,0002,456
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,645,0002,620
2003-06-30 (YTD Data)Rank
Total interest income$3,256,0004,136
Total interest expense$1,456,0003,132
Net interest income$1,800,0004,713
Provision for loan and lease losses$30,0005,740
Total noninterest income$254,0005,426
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$164,0004,092
Trading account gains and fees$0150
Additional Noninterest Income$90,0005,513
Total noninterest expense$901,0006,332
Salaries and employee benefits$581,0005,723
Premises and equipment expense$61,0007,800
Additional noninterest expense$259,0006,424
Pre-tax net operating income$1,123,0003,237
Securities gains (losses)$186,0001,087
Applicable income taxes$2,0007,353
Income before extraordinary items$1,307,0002,376
Extraordinary gains, net$030
Net income$1,307,0002,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,985
Cash dividends$420,0002,379
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,121,0002,571
2003-03-31 (YTD Data)Rank
Total interest income$1,680,0004,071
Total interest expense$727,0003,211
Net interest income$953,0004,539
Provision for loan and lease losses$15,0005,504
Total noninterest income$115,0005,560
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$77,0004,164
Trading account gains and fees$0134
Additional Noninterest Income$38,0005,786
Total noninterest expense$443,0006,392
Salaries and employee benefits$294,0005,688
Premises and equipment expense$32,0007,760
Additional noninterest expense$117,0006,723
Pre-tax net operating income$610,0003,041
Securities gains (losses)$165,000736
Applicable income taxes$2,0007,162
Income before extraordinary items$773,0002,030
Extraordinary gains, net$021
Net income$773,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$150,0002,511
Sale, conversion, retirement of capital stock, net$0419
Net operating income$608,0002,376
2002-12-31 (YTD Data)Rank
Total interest income$6,603,0004,247
Total interest expense$3,148,0003,409
Net interest income$3,455,0004,796
Provision for loan and lease losses$50,0006,677
Total noninterest income$460,0005,437
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$295,0004,266
Trading account gains and fees$0153
Additional Noninterest Income$165,0005,405
Total noninterest expense$1,894,0006,071
Salaries and employee benefits$1,177,0005,552
Premises and equipment expense$156,0007,363
Additional noninterest expense$561,0006,156
Pre-tax net operating income$1,971,0003,470
Securities gains (losses)$155,0001,359
Applicable income taxes$9,0007,326
Income before extraordinary items$2,117,0002,683
Extraordinary gains, net$070
Net income$2,117,0002,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,379
Cash dividends$1,510,0001,613
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,962,0002,755
2001-12-31 (YTD Data)Rank
Total interest income$7,179,0004,344
Total interest expense$3,691,0004,047
Net interest income$3,488,0004,567
Provision for loan and lease losses$95,0005,715
Total noninterest income$493,0005,108
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$263,0004,507
Trading account gains and fees$0177
Additional Noninterest Income$230,0004,641
Total noninterest expense$1,925,0005,884
Salaries and employee benefits$1,121,0005,580
Premises and equipment expense$224,0006,440
Additional noninterest expense$580,0005,968
Pre-tax net operating income$1,961,0003,214
Securities gains (losses)$440,000658
Applicable income taxes$70,0006,406
Income before extraordinary items$2,331,0002,223
Extraordinary gains, net$0105
Net income$2,331,0002,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,057
Cash dividends$1,906,0001,395
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,904,2002,568
2000-12-31 (YTD Data)Rank
Total interest income$7,498,0004,333
Total interest expense$4,042,0003,938
Net interest income$3,456,0004,646
Provision for loan and lease losses$60,0006,179
Total noninterest income$536,0004,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$251,0004,518
Trading account gains and feesNANA
Additional Noninterest Income$285,0004,034
Total noninterest expense$1,824,0006,011
Salaries and employee benefits$1,004,0005,901
Premises and equipment expense$223,0006,414
Additional noninterest expense$597,0005,816
Pre-tax net operating income$2,108,0003,189
Securities gains (losses)$31,000834
Applicable income taxes$203,0005,351
Income before extraordinary items$1,936,0002,645
Extraordinary gains, net$038
Net income$1,936,0002,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,671
Cash dividends$700,0002,901
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,907,7902,667
1999-12-31 (YTD Data)Rank
Total interest income$6,566,0004,633
Total interest expense$3,579,0003,963
Net interest income$2,987,0005,175
Provision for loan and lease losses$60,0006,124
Total noninterest income$406,0005,562
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0004,837
Trading account gains and feesNANA
Additional Noninterest Income$184,0005,135
Total noninterest expense$1,768,0006,142
Salaries and employee benefits$1,055,0005,681
Premises and equipment expense$175,0007,220
Additional noninterest expense$538,0006,235
Pre-tax net operating income$1,565,0003,976
Securities gains (losses)$-336,00010,082
Applicable income taxes$120,0006,654
Income before extraordinary items$1,109,0004,111
Extraordinary gains, net$035
Net income$1,109,0004,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,737
Cash dividends$850,0002,559
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,411,4003,360
1998-12-31 (YTD Data)Rank
Total interest income$6,580,0004,626
Total interest expense$3,627,0003,997
Net interest income$2,953,0005,184
Provision for loan and lease losses$60,0006,123
Total noninterest income$525,0004,805
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$230,0004,749
Trading account gains and feesNANA
Additional Noninterest Income$295,0004,071
Total noninterest expense$1,808,0005,978
Salaries and employee benefits$1,046,0005,599
Premises and equipment expense$197,0006,767
Additional noninterest expense$565,0005,987
Pre-tax net operating income$1,610,0003,971
Securities gains (losses)$110,0001,215
Applicable income taxes$280,0005,367
Income before extraordinary items$1,440,0003,359
Extraordinary gains, net$032
Net income$1,440,0003,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,598
Cash dividends$1,150,0002,015
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,347,6003,456
1997-12-31 (YTD Data)Rank
Total interest income$6,520,0004,762
Total interest expense$3,426,0004,211
Net interest income$3,094,0005,181
Provision for loan and lease losses$94,0005,314
Total noninterest income$365,0006,038
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$240,0004,791
Trading account gains and feesNANA
Additional Noninterest Income$125,0006,172
Total noninterest expense$1,654,0006,407
Salaries and employee benefits$956,0006,021
Premises and equipment expense$200,0006,854
Additional noninterest expense$498,0006,514
Pre-tax net operating income$1,711,0004,017
Securities gains (losses)$90,0001,032
Applicable income taxes$625,0003,549
Income before extraordinary items$1,176,0004,127
Extraordinary gains, net$044
Net income$1,176,0004,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,615
Cash dividends$1,000,0002,147
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,117,5004,241
1996-12-31 (YTD Data)Rank
Total interest income$6,261,0005,026
Total interest expense$3,249,0004,460
Net interest income$3,012,0005,429
Provision for loan and lease losses$48,0006,700
Total noninterest income$590,0004,618
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$255,0004,758
Trading account gains and feesNANA
Additional Noninterest Income$335,0003,808
Total noninterest expense$1,647,0006,716
Salaries and employee benefits$935,0006,288
Premises and equipment expense$153,0007,986
Additional noninterest expense$559,0006,624
Pre-tax net operating income$1,907,0003,531
Securities gains (losses)$25,0001,832
Applicable income taxes$546,0003,866
Income before extraordinary items$1,386,0003,436
Extraordinary gains, net$053
Net income$1,386,0003,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,266
Cash dividends$800,0002,476
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,368,0003,426
1995-12-31 (YTD Data)Rank
Total interest income$5,836,0005,322
Total interest expense$3,170,0004,522
Net interest income$2,666,0006,013
Provision for loan and lease losses$72,0005,348
Total noninterest income$342,0006,573
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$228,0005,216
Trading account gains and feesNANA
Additional Noninterest Income$114,0006,804
Total noninterest expense$1,439,0007,463
Salaries and employee benefits$841,0006,877
Premises and equipment expense$102,0009,565
Additional noninterest expense$496,0007,281
Pre-tax net operating income$1,497,0004,462
Securities gains (losses)$-189,00011,663
Applicable income taxes$458,0004,475
Income before extraordinary items$850,0005,219
Extraordinary gains, net$065
Net income$850,0005,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,954
Cash dividends$886,0002,263
Sale, conversion, retirement of capital stock, net$0809
Net operating income$972,8504,683
1994-12-31 (YTD Data)Rank
Total interest income$5,476,0005,265
Total interest expense$2,786,0004,230
Net interest income$2,690,0006,118
Provision for loan and lease losses$45,0006,361
Total noninterest income$301,0007,238
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$197,0005,926
Trading account gains and feesNANA
Additional Noninterest Income$104,0007,391
Total noninterest expense$1,419,0007,854
Salaries and employee benefits$799,0007,216
Premises and equipment expense$108,0009,773
Additional noninterest expense$512,0007,738
Pre-tax net operating income$1,527,0004,353
Securities gains (losses)$-115,00011,630
Applicable income taxes$526,0003,911
Income before extraordinary items$886,0004,976
Extraordinary gains, net$0249
Net income$886,0004,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,977
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$959,6004,722
1993-12-31 (YTD Data)Rank
Total interest income$4,933,0005,851
Total interest expense$2,470,0004,870
Net interest income$2,463,0006,619
Provision for loan and lease losses$15,0009,365
Total noninterest income$316,0007,427
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$179,0006,392
Trading account gains and feesNANA
Additional Noninterest Income$137,0006,855
Total noninterest expense$1,433,0008,067
Salaries and employee benefits$774,0007,475
Premises and equipment expense$121,0009,761
Additional noninterest expense$538,0007,877
Pre-tax net operating income$1,331,0004,784
Securities gains (losses)$73,0002,908
Applicable income taxes$548,0003,860
Income before extraordinary items$856,0005,280
Extraordinary gains, net$03,149
Net income$856,0005,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0007,819
Cash dividends$100,0006,847
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$809,2805,280
1992-12-31 (YTD Data)Rank
Total interest income$5,243,0006,148
Total interest expense$2,837,0005,410
Net interest income$2,406,0006,781
Provision for loan and lease losses$60,0008,535
Total noninterest income$285,0007,936
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$170,0006,609
Trading account gains and feesNANA
Additional Noninterest Income$115,0007,597
Total noninterest expense$1,392,0008,329
Salaries and employee benefits$731,0007,763
Premises and equipment expense$117,00010,138
Additional noninterest expense$544,0008,044
Pre-tax net operating income$1,239,0004,794
Securities gains (losses)$71,0003,566
Applicable income taxes$508,0003,957
Income before extraordinary items$802,0005,352
Extraordinary gains, net$01,422
Net income$802,0005,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0007,838
Cash dividends$150,0005,711
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$756,5605,260

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.