Home > Kanabec State Bank > Income and Expense
Kanabec State Bank, Income and Expense
2014-06-30 (YTD Data) | Rank | |
Total interest income | $1,951,000 | 4,578 |
Total interest expense | $292,000 | 3,794 |
Net interest income | $1,659,000 | 4,654 |
Provision for loan and lease losses | $15,000 | 3,758 |
Total noninterest income | $247,000 | 4,343 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $156,000 | 3,147 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $91,000 | 4,695 |
Total noninterest expense | $1,719,000 | 4,223 |
Salaries and employee benefits | $1,094,000 | 3,829 |
Premises and equipment expense | $210,000 | 4,076 |
Additional noninterest expense | $415,000 | 4,890 |
Pre-tax net operating income | $172,000 | 5,450 |
Securities gains (losses) | $17,000 | 1,729 |
Applicable income taxes | $0 | 4,568 |
Income before extraordinary items | $189,000 | 5,268 |
Extraordinary gains, net | $0 | 20 |
Net income | $189,000 | 5,270 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $189,000 | 5,271 |
Net charge-offs | $485,000 | 892 |
Cash dividends | $4,500,000 | 343 |
Sale, conversion, retirement of capital stock, net | $20,000 | 606 |
Net operating income | $172,000 | 5,315 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $1,019,000 | 4,513 |
Total interest expense | $151,000 | 3,774 |
Net interest income | $868,000 | 4,576 |
Provision for loan and lease losses | $15,000 | 3,093 |
Total noninterest income | $96,000 | 4,697 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $76,000 | 3,174 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $20,000 | 5,530 |
Total noninterest expense | $706,000 | 4,726 |
Salaries and employee benefits | $412,000 | 4,502 |
Premises and equipment expense | $101,000 | 4,187 |
Additional noninterest expense | $193,000 | 5,090 |
Pre-tax net operating income | $243,000 | 4,147 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $0 | 4,445 |
Income before extraordinary items | $243,000 | 3,907 |
Extraordinary gains, net | $0 | 16 |
Net income | $243,000 | 3,909 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $243,000 | 3,909 |
Net charge-offs | $46,000 | 1,931 |
Cash dividends | $0 | 2,887 |
Sale, conversion, retirement of capital stock, net | $10,000 | 574 |
Net operating income | $243,000 | 3,871 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $3,943,000 | 4,650 |
Total interest expense | $680,000 | 3,812 |
Net interest income | $3,263,000 | 4,744 |
Provision for loan and lease losses | $60,000 | 4,088 |
Total noninterest income | $508,000 | 4,387 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $357,000 | 3,051 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $151,000 | 4,943 |
Total noninterest expense | $2,682,000 | 4,862 |
Salaries and employee benefits | $1,569,000 | 4,645 |
Premises and equipment expense | $453,000 | 3,951 |
Additional noninterest expense | $660,000 | 5,429 |
Pre-tax net operating income | $1,029,000 | 4,035 |
Securities gains (losses) | $68,000 | 1,586 |
Applicable income taxes | $0 | 4,631 |
Income before extraordinary items | $1,097,000 | 3,720 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,097,000 | 3,724 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $1,097,000 | 3,725 |
Net charge-offs | $314,000 | 2,527 |
Cash dividends | $500,000 | 2,742 |
Sale, conversion, retirement of capital stock, net | $49,000 | 663 |
Net operating income | $1,029,000 | 3,781 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $2,963,000 | 4,703 |
Total interest expense | $520,000 | 3,851 |
Net interest income | $2,443,000 | 4,791 |
Provision for loan and lease losses | $0 | 4,941 |
Total noninterest income | $374,000 | 4,471 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $271,000 | 3,056 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $103,000 | 5,142 |
Total noninterest expense | $2,025,000 | 4,869 |
Salaries and employee benefits | $1,168,000 | 4,680 |
Premises and equipment expense | $384,000 | 3,715 |
Additional noninterest expense | $473,000 | 5,523 |
Pre-tax net operating income | $792,000 | 4,071 |
Securities gains (losses) | $68,000 | 1,454 |
Applicable income taxes | $0 | 4,713 |
Income before extraordinary items | $860,000 | 3,686 |
Extraordinary gains, net | $0 | 25 |
Net income | $860,000 | 3,689 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $860,000 | 3,690 |
Net charge-offs | $62,000 | 3,691 |
Cash dividends | $500,000 | 2,089 |
Sale, conversion, retirement of capital stock, net | $37,000 | 627 |
Net operating income | $792,000 | 3,771 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $1,970,000 | 4,728 |
Total interest expense | $354,000 | 3,873 |
Net interest income | $1,616,000 | 4,824 |
Provision for loan and lease losses | $0 | 4,788 |
Total noninterest income | $255,000 | 4,495 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $183,000 | 2,977 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $72,000 | 5,124 |
Total noninterest expense | $1,316,000 | 4,955 |
Salaries and employee benefits | $772,000 | 4,730 |
Premises and equipment expense | $256,000 | 3,728 |
Additional noninterest expense | $288,000 | 5,684 |
Pre-tax net operating income | $555,000 | 3,951 |
Securities gains (losses) | $52,000 | 1,491 |
Applicable income taxes | $0 | 4,679 |
Income before extraordinary items | $607,000 | 3,585 |
Extraordinary gains, net | $0 | 22 |
Net income | $607,000 | 3,587 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $607,000 | 3,588 |
Net charge-offs | $105,000 | 2,713 |
Cash dividends | $0 | 3,564 |
Sale, conversion, retirement of capital stock, net | $25,000 | 591 |
Net operating income | $555,000 | 3,646 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $1,047,000 | 4,594 |
Total interest expense | $179,000 | 3,932 |
Net interest income | $868,000 | 4,679 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $119,000 | 4,563 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $84,000 | 3,147 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $35,000 | 5,143 |
Total noninterest expense | $657,000 | 5,005 |
Salaries and employee benefits | $379,000 | 4,815 |
Premises and equipment expense | $119,000 | 3,917 |
Additional noninterest expense | $159,000 | 5,588 |
Pre-tax net operating income | $330,000 | 3,633 |
Securities gains (losses) | $39,000 | 1,029 |
Applicable income taxes | $0 | 4,602 |
Income before extraordinary items | $369,000 | 3,171 |
Extraordinary gains, net | $0 | 10 |
Net income | $369,000 | 3,171 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $369,000 | 3,173 |
Net charge-offs | $40,000 | 2,581 |
Cash dividends | $0 | 2,726 |
Sale, conversion, retirement of capital stock, net | $12,000 | 552 |
Net operating income | $330,000 | 3,290 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $4,520,000 | 4,560 |
Total interest expense | $930,000 | 3,788 |
Net interest income | $3,590,000 | 4,686 |
Provision for loan and lease losses | $410,000 | 2,987 |
Total noninterest income | $372,000 | 4,930 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $335,000 | 3,280 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $37,000 | 6,021 |
Total noninterest expense | $2,870,000 | 4,850 |
Salaries and employee benefits | $1,663,000 | 4,593 |
Premises and equipment expense | $444,000 | 4,090 |
Additional noninterest expense | $763,000 | 5,359 |
Pre-tax net operating income | $682,000 | 4,547 |
Securities gains (losses) | $81,000 | 2,424 |
Applicable income taxes | $0 | 4,751 |
Income before extraordinary items | $763,000 | 4,333 |
Extraordinary gains, net | $0 | 29 |
Net income | $763,000 | 4,330 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $763,000 | 4,332 |
Net charge-offs | $301,000 | 3,295 |
Cash dividends | $250,000 | 3,437 |
Sale, conversion, retirement of capital stock, net | $79,000 | 620 |
Net operating income | $682,000 | 4,331 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $3,422,000 | 4,613 |
Total interest expense | $707,000 | 3,877 |
Net interest income | $2,715,000 | 4,732 |
Provision for loan and lease losses | $405,000 | 2,565 |
Total noninterest income | $281,000 | 4,974 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $252,000 | 3,311 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $29,000 | 6,112 |
Total noninterest expense | $2,112,000 | 4,927 |
Salaries and employee benefits | $1,221,000 | 4,660 |
Premises and equipment expense | $329,000 | 4,162 |
Additional noninterest expense | $562,000 | 5,459 |
Pre-tax net operating income | $479,000 | 4,759 |
Securities gains (losses) | $81,000 | 2,123 |
Applicable income taxes | $0 | 4,802 |
Income before extraordinary items | $560,000 | 4,488 |
Extraordinary gains, net | $0 | 20 |
Net income | $560,000 | 4,487 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $560,000 | 4,486 |
Net charge-offs | $243,000 | 3,076 |
Cash dividends | $0 | 3,773 |
Sale, conversion, retirement of capital stock, net | $59,000 | 567 |
Net operating income | $479,000 | 4,519 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $2,318,000 | 4,606 |
Total interest expense | $475,000 | 3,946 |
Net interest income | $1,843,000 | 4,714 |
Provision for loan and lease losses | $300,000 | 2,388 |
Total noninterest income | $276,000 | 4,367 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $165,000 | 3,331 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $111,000 | 4,512 |
Total noninterest expense | $1,433,000 | 4,922 |
Salaries and employee benefits | $814,000 | 4,687 |
Premises and equipment expense | $214,000 | 4,223 |
Additional noninterest expense | $405,000 | 5,319 |
Pre-tax net operating income | $386,000 | 4,503 |
Securities gains (losses) | $36,000 | 2,248 |
Applicable income taxes | $0 | 4,770 |
Income before extraordinary items | $422,000 | 4,284 |
Extraordinary gains, net | $0 | 19 |
Net income | $422,000 | 4,288 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $422,000 | 4,287 |
Net charge-offs | $124,000 | 3,221 |
Cash dividends | $0 | 3,576 |
Sale, conversion, retirement of capital stock, net | $40,000 | 538 |
Net operating income | $386,000 | 4,241 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,177,000 | 4,607 |
Total interest expense | $247,000 | 3,965 |
Net interest income | $930,000 | 4,726 |
Provision for loan and lease losses | $150,000 | 2,302 |
Total noninterest income | $132,000 | 4,486 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $79,000 | 3,405 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $53,000 | 4,635 |
Total noninterest expense | $711,000 | 4,962 |
Salaries and employee benefits | $401,000 | 4,768 |
Premises and equipment expense | $109,000 | 4,223 |
Additional noninterest expense | $201,000 | 5,352 |
Pre-tax net operating income | $201,000 | 4,510 |
Securities gains (losses) | $25,000 | 1,501 |
Applicable income taxes | $0 | 4,704 |
Income before extraordinary items | $226,000 | 4,174 |
Extraordinary gains, net | $0 | 19 |
Net income | $226,000 | 4,178 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $226,000 | 4,178 |
Net charge-offs | $32,000 | 3,380 |
Cash dividends | $0 | 2,768 |
Sale, conversion, retirement of capital stock, net | $20,000 | 485 |
Net operating income | $201,000 | 4,217 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $5,073,000 | 4,530 |
Total interest expense | $1,165,000 | 4,047 |
Net interest income | $3,908,000 | 4,598 |
Provision for loan and lease losses | $822,000 | 2,704 |
Total noninterest income | $479,000 | 4,471 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $336,000 | 3,373 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $143,000 | 4,908 |
Total noninterest expense | $3,016,000 | 4,867 |
Salaries and employee benefits | $1,507,000 | 4,947 |
Premises and equipment expense | $467,000 | 4,221 |
Additional noninterest expense | $1,042,000 | 4,811 |
Pre-tax net operating income | $549,000 | 4,622 |
Securities gains (losses) | $50,000 | 2,589 |
Applicable income taxes | $2,000 | 4,563 |
Income before extraordinary items | $597,000 | 4,417 |
Extraordinary gains, net | $0 | 29 |
Net income | $597,000 | 4,418 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $597,000 | 4,418 |
Net charge-offs | $1,255,000 | 2,096 |
Cash dividends | $300,000 | 2,989 |
Sale, conversion, retirement of capital stock, net | $105,000 | 652 |
Net operating income | $547,000 | 4,414 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $3,865,000 | 4,539 |
Total interest expense | $896,000 | 4,105 |
Net interest income | $2,969,000 | 4,591 |
Provision for loan and lease losses | $622,000 | 2,597 |
Total noninterest income | $331,000 | 4,647 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $253,000 | 3,375 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $78,000 | 5,360 |
Total noninterest expense | $2,194,000 | 4,955 |
Salaries and employee benefits | $1,073,000 | 5,075 |
Premises and equipment expense | $347,000 | 4,275 |
Additional noninterest expense | $774,000 | 4,850 |
Pre-tax net operating income | $484,000 | 4,523 |
Securities gains (losses) | $38,000 | 2,498 |
Applicable income taxes | $0 | 4,740 |
Income before extraordinary items | $522,000 | 4,238 |
Extraordinary gains, net | $0 | 21 |
Net income | $522,000 | 4,240 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $522,000 | 4,240 |
Net charge-offs | $708,000 | 2,275 |
Cash dividends | $300,000 | 2,322 |
Sale, conversion, retirement of capital stock, net | $78,000 | 615 |
Net operating income | $484,000 | 4,246 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $2,612,000 | 4,543 |
Total interest expense | $621,000 | 4,117 |
Net interest income | $1,991,000 | 4,596 |
Provision for loan and lease losses | $300,000 | 2,953 |
Total noninterest income | $237,000 | 4,564 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $171,000 | 3,331 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $66,000 | 5,155 |
Total noninterest expense | $1,468,000 | 5,001 |
Salaries and employee benefits | $652,000 | 5,386 |
Premises and equipment expense | $239,000 | 4,230 |
Additional noninterest expense | $577,000 | 4,630 |
Pre-tax net operating income | $460,000 | 3,961 |
Securities gains (losses) | $32,000 | 1,856 |
Applicable income taxes | $0 | 4,697 |
Income before extraordinary items | $492,000 | 3,627 |
Extraordinary gains, net | $0 | 15 |
Net income | $492,000 | 3,628 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $492,000 | 3,628 |
Net charge-offs | $613,000 | 1,933 |
Cash dividends | $0 | 3,374 |
Sale, conversion, retirement of capital stock, net | $52,000 | 530 |
Net operating income | $460,000 | 3,632 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,277,000 | 4,621 |
Total interest expense | $321,000 | 4,123 |
Net interest income | $956,000 | 4,708 |
Provision for loan and lease losses | $150,000 | 2,750 |
Total noninterest income | $125,000 | 4,517 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $84,000 | 3,335 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $41,000 | 4,959 |
Total noninterest expense | $699,000 | 5,165 |
Salaries and employee benefits | $376,000 | 5,019 |
Premises and equipment expense | $120,000 | 4,272 |
Additional noninterest expense | $203,000 | 5,501 |
Pre-tax net operating income | $232,000 | 3,971 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $0 | 4,545 |
Income before extraordinary items | $232,000 | 3,707 |
Extraordinary gains, net | $0 | 9 |
Net income | $232,000 | 3,707 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $232,000 | 3,706 |
Net charge-offs | $116,000 | 2,586 |
Cash dividends | $0 | 2,576 |
Sale, conversion, retirement of capital stock, net | $26,000 | 484 |
Net operating income | $232,000 | 3,649 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $5,645,000 | 4,484 |
Total interest expense | $1,730,000 | 3,944 |
Net interest income | $3,915,000 | 4,642 |
Provision for loan and lease losses | $867,000 | 3,280 |
Total noninterest income | $560,000 | 4,366 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $373,000 | 3,198 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $187,000 | 4,684 |
Total noninterest expense | $3,294,000 | 4,747 |
Salaries and employee benefits | $1,817,000 | 4,498 |
Premises and equipment expense | $455,000 | 4,431 |
Additional noninterest expense | $1,022,000 | 5,036 |
Pre-tax net operating income | $314,000 | 4,859 |
Securities gains (losses) | $108,000 | 2,101 |
Applicable income taxes | $4,000 | 4,397 |
Income before extraordinary items | $418,000 | 4,574 |
Extraordinary gains, net | $0 | 29 |
Net income | $418,000 | 4,574 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $418,000 | 4,574 |
Net charge-offs | $463,000 | 3,753 |
Cash dividends | $0 | 4,193 |
Sale, conversion, retirement of capital stock, net | $132,000 | 730 |
Net operating income | $311,080 | 4,758 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $4,241,000 | 4,565 |
Total interest expense | $1,345,000 | 3,991 |
Net interest income | $2,896,000 | 4,743 |
Provision for loan and lease losses | $517,000 | 3,489 |
Total noninterest income | $444,000 | 4,302 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $273,000 | 3,332 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $171,000 | 4,445 |
Total noninterest expense | $2,308,000 | 4,963 |
Salaries and employee benefits | $1,324,000 | 4,625 |
Premises and equipment expense | $342,000 | 4,493 |
Additional noninterest expense | $642,000 | 5,479 |
Pre-tax net operating income | $515,000 | 4,171 |
Securities gains (losses) | $42,000 | 2,530 |
Applicable income taxes | $2,000 | 4,515 |
Income before extraordinary items | $555,000 | 3,924 |
Extraordinary gains, net | $0 | 23 |
Net income | $555,000 | 3,926 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $555,000 | 3,926 |
Net charge-offs | $460,000 | 3,186 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $99,000 | 661 |
Net operating income | $513,000 | 3,917 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $2,861,000 | 4,579 |
Total interest expense | $922,000 | 4,008 |
Net interest income | $1,939,000 | 4,748 |
Provision for loan and lease losses | $365,000 | 3,323 |
Total noninterest income | $330,000 | 4,061 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $180,000 | 3,359 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $150,000 | 3,983 |
Total noninterest expense | $1,555,000 | 4,954 |
Salaries and employee benefits | $879,000 | 4,655 |
Premises and equipment expense | $230,000 | 4,499 |
Additional noninterest expense | $446,000 | 5,392 |
Pre-tax net operating income | $349,000 | 4,185 |
Securities gains (losses) | $7,000 | 2,699 |
Applicable income taxes | $2,000 | 4,454 |
Income before extraordinary items | $354,000 | 3,993 |
Extraordinary gains, net | $0 | 19 |
Net income | $354,000 | 3,991 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $354,000 | 3,992 |
Net charge-offs | $240,000 | 3,333 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $66,000 | 583 |
Net operating income | $347,070 | 3,904 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,428,000 | 4,634 |
Total interest expense | $467,000 | 4,103 |
Net interest income | $961,000 | 4,790 |
Provision for loan and lease losses | $150,000 | 3,336 |
Total noninterest income | $203,000 | 3,612 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $78,000 | 3,626 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $125,000 | 3,132 |
Total noninterest expense | $799,000 | 4,924 |
Salaries and employee benefits | $449,000 | 4,653 |
Premises and equipment expense | $107,000 | 4,771 |
Additional noninterest expense | $243,000 | 5,193 |
Pre-tax net operating income | $215,000 | 3,938 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $2,000 | 4,347 |
Income before extraordinary items | $213,000 | 3,767 |
Extraordinary gains, net | $0 | 16 |
Net income | $213,000 | 3,764 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $213,000 | 3,766 |
Net charge-offs | $162,000 | 2,649 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $33,000 | 521 |
Net operating income | $213,000 | 3,645 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $6,778,000 | 4,268 |
Total interest expense | $2,328,000 | 4,072 |
Net interest income | $4,450,000 | 4,265 |
Provision for loan and lease losses | $1,752,000 | 2,661 |
Total noninterest income | $413,000 | 5,066 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $349,000 | 3,598 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $64,000 | 6,127 |
Total noninterest expense | $3,217,000 | 4,979 |
Salaries and employee benefits | $1,719,000 | 4,795 |
Premises and equipment expense | $437,000 | 4,759 |
Additional noninterest expense | $1,061,000 | 5,077 |
Pre-tax net operating income | $-106,000 | 5,598 |
Securities gains (losses) | $805,000 | 603 |
Applicable income taxes | $2,000 | 4,160 |
Income before extraordinary items | $697,000 | 3,369 |
Extraordinary gains, net | $0 | 34 |
Net income | $697,000 | 3,367 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $697,000 | 3,368 |
Net charge-offs | $1,439,000 | 2,423 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $95,000 | 910 |
Net operating income | $-108,000 | 5,691 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $5,235,000 | 4,227 |
Total interest expense | $1,819,000 | 4,100 |
Net interest income | $3,416,000 | 4,199 |
Provision for loan and lease losses | $1,350,000 | 2,350 |
Total noninterest income | $290,000 | 5,247 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $261,000 | 3,605 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $29,000 | 6,737 |
Total noninterest expense | $2,319,000 | 5,108 |
Salaries and employee benefits | $1,246,000 | 4,930 |
Premises and equipment expense | $309,000 | 4,953 |
Additional noninterest expense | $764,000 | 5,183 |
Pre-tax net operating income | $37,000 | 5,540 |
Securities gains (losses) | $545,000 | 655 |
Applicable income taxes | $0 | 4,592 |
Income before extraordinary items | $582,000 | 3,440 |
Extraordinary gains, net | $0 | 27 |
Net income | $582,000 | 3,438 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $582,000 | 3,440 |
Net charge-offs | $1,097,000 | 2,105 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $71,000 | 845 |
Net operating income | $37,000 | 5,563 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $3,563,000 | 4,215 |
Total interest expense | $1,253,000 | 4,136 |
Net interest income | $2,310,000 | 4,127 |
Provision for loan and lease losses | $885,000 | 2,223 |
Total noninterest income | $168,000 | 5,527 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $177,000 | 3,554 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $-9,000 | 7,827 |
Total noninterest expense | $1,526,000 | 5,193 |
Salaries and employee benefits | $818,000 | 5,033 |
Premises and equipment expense | $220,000 | 4,815 |
Additional noninterest expense | $488,000 | 5,305 |
Pre-tax net operating income | $67,000 | 5,420 |
Securities gains (losses) | $283,000 | 801 |
Applicable income taxes | $0 | 4,657 |
Income before extraordinary items | $350,000 | 3,702 |
Extraordinary gains, net | $0 | 21 |
Net income | $350,000 | 3,701 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $350,000 | 3,701 |
Net charge-offs | $582,000 | 2,172 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $47,000 | 823 |
Net operating income | $67,000 | 5,366 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,840,000 | 4,172 |
Total interest expense | $637,000 | 4,211 |
Net interest income | $1,203,000 | 4,047 |
Provision for loan and lease losses | $400,000 | 1,987 |
Total noninterest income | $135,000 | 4,646 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $91,000 | 3,436 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $44,000 | 5,048 |
Total noninterest expense | $712,000 | 5,343 |
Salaries and employee benefits | $400,000 | 5,147 |
Premises and equipment expense | $115,000 | 4,747 |
Additional noninterest expense | $197,000 | 5,637 |
Pre-tax net operating income | $226,000 | 3,834 |
Securities gains (losses) | $68,000 | 1,165 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $294,000 | 3,173 |
Extraordinary gains, net | $0 | 15 |
Net income | $294,000 | 3,173 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $294,000 | 3,173 |
Net charge-offs | $263,000 | 1,899 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $24,000 | 708 |
Net operating income | $226,000 | 3,507 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $7,834,000 | 4,191 |
Total interest expense | $3,185,000 | 4,077 |
Net interest income | $4,649,000 | 4,145 |
Provision for loan and lease losses | $770,000 | 3,106 |
Total noninterest income | $364,000 | 5,463 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $415,000 | 3,391 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $-51,000 | 8,088 |
Total noninterest expense | $3,031,000 | 5,083 |
Salaries and employee benefits | $1,767,000 | 4,851 |
Premises and equipment expense | $362,000 | 5,349 |
Additional noninterest expense | $902,000 | 5,138 |
Pre-tax net operating income | $1,212,000 | 3,398 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $0 | 4,979 |
Income before extraordinary items | $1,212,000 | 2,893 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,212,000 | 2,892 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $843,000 | 2,152 |
Cash dividends | $300,000 | 4,048 |
Sale, conversion, retirement of capital stock, net | $86,000 | 1,015 |
Net operating income | $1,212,000 | 3,043 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $5,951,000 | 4,229 |
Total interest expense | $2,435,000 | 4,149 |
Net interest income | $3,516,000 | 4,150 |
Provision for loan and lease losses | $465,000 | 2,832 |
Total noninterest income | $376,000 | 4,947 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $312,000 | 3,405 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $64,000 | 6,278 |
Total noninterest expense | $1,997,000 | 5,458 |
Salaries and employee benefits | $1,093,000 | 5,432 |
Premises and equipment expense | $199,000 | 6,121 |
Additional noninterest expense | $705,000 | 4,928 |
Pre-tax net operating income | $1,430,000 | 2,942 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $0 | 5,372 |
Income before extraordinary items | $1,430,000 | 2,418 |
Extraordinary gains, net | $0 | 31 |
Net income | $1,430,000 | 2,416 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $366,000 | 2,321 |
Cash dividends | $300,000 | 3,371 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $1,430,000 | 2,528 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $4,078,000 | 4,192 |
Total interest expense | $1,658,000 | 4,230 |
Net interest income | $2,420,000 | 4,065 |
Provision for loan and lease losses | $240,000 | 2,857 |
Total noninterest income | $293,000 | 4,686 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $208,000 | 3,404 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $85,000 | 5,318 |
Total noninterest expense | $1,379,000 | 5,392 |
Salaries and employee benefits | $740,000 | 5,441 |
Premises and equipment expense | $120,000 | 6,386 |
Additional noninterest expense | $519,000 | 4,621 |
Pre-tax net operating income | $1,094,000 | 2,766 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $0 | 5,627 |
Income before extraordinary items | $1,094,000 | 2,388 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,094,000 | 2,388 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $262,000 | 1,934 |
Cash dividends | $300,000 | 2,935 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $1,094,000 | 2,343 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $2,184,000 | 4,086 |
Total interest expense | $879,000 | 4,247 |
Net interest income | $1,305,000 | 3,855 |
Provision for loan and lease losses | $170,000 | 1,988 |
Total noninterest income | $143,000 | 4,715 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $101,000 | 3,432 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $42,000 | 5,361 |
Total noninterest expense | $537,000 | 6,115 |
Salaries and employee benefits | $347,000 | 5,658 |
Premises and equipment expense | $47,000 | 6,884 |
Additional noninterest expense | $143,000 | 6,298 |
Pre-tax net operating income | $741,000 | 2,311 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $0 | 5,622 |
Income before extraordinary items | $741,000 | 1,937 |
Extraordinary gains, net | $0 | 15 |
Net income | $741,000 | 1,939 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $191,000 | 1,302 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $741,000 | 1,872 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $8,129,000 | 4,319 |
Total interest expense | $3,517,000 | 4,328 |
Net interest income | $4,612,000 | 4,222 |
Provision for loan and lease losses | $128,000 | 4,529 |
Total noninterest income | $600,000 | 4,644 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $474,000 | 3,168 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $126,000 | 5,866 |
Total noninterest expense | $2,805,000 | 5,217 |
Salaries and employee benefits | $1,972,000 | 4,420 |
Premises and equipment expense | $156,000 | 7,182 |
Additional noninterest expense | $677,000 | 5,819 |
Pre-tax net operating income | $2,279,000 | 3,034 |
Securities gains (losses) | $-7,000 | 7,477 |
Applicable income taxes | $0 | 6,070 |
Income before extraordinary items | $2,272,000 | 2,564 |
Extraordinary gains, net | $0 | 39 |
Net income | $2,272,000 | 2,563 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 5,700 |
Cash dividends | $1,505,000 | 1,981 |
Sale, conversion, retirement of capital stock, net | $86,000 | 970 |
Net operating income | $2,279,000 | 2,548 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $6,058,000 | 4,348 |
Total interest expense | $2,611,000 | 4,361 |
Net interest income | $3,447,000 | 4,259 |
Provision for loan and lease losses | $92,000 | 4,233 |
Total noninterest income | $462,000 | 4,589 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $361,000 | 3,117 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $101,000 | 5,789 |
Total noninterest expense | $1,824,000 | 5,654 |
Salaries and employee benefits | $1,195,000 | 5,107 |
Premises and equipment expense | $139,000 | 6,871 |
Additional noninterest expense | $490,000 | 5,862 |
Pre-tax net operating income | $1,993,000 | 2,837 |
Securities gains (losses) | $-7,000 | 7,691 |
Applicable income taxes | $0 | 6,220 |
Income before extraordinary items | $1,986,000 | 2,381 |
Extraordinary gains, net | $0 | 33 |
Net income | $1,986,000 | 2,379 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 5,700 |
Cash dividends | $950,000 | 2,080 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $1,993,000 | 2,353 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $4,064,000 | 4,348 |
Total interest expense | $1,744,000 | 4,370 |
Net interest income | $2,320,000 | 4,266 |
Provision for loan and lease losses | $62,000 | 3,964 |
Total noninterest income | $311,000 | 4,579 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $245,000 | 3,069 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $66,000 | 5,849 |
Total noninterest expense | $1,239,000 | 5,629 |
Salaries and employee benefits | $846,000 | 4,949 |
Premises and equipment expense | $89,000 | 6,968 |
Additional noninterest expense | $304,000 | 6,081 |
Pre-tax net operating income | $1,330,000 | 2,908 |
Securities gains (losses) | $-7,000 | 7,919 |
Applicable income taxes | $0 | 6,265 |
Income before extraordinary items | $1,323,000 | 2,443 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,323,000 | 2,443 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $950,000 | 1,603 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $1,330,000 | 2,414 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $2,006,000 | 4,392 |
Total interest expense | $866,000 | 4,370 |
Net interest income | $1,140,000 | 4,309 |
Provision for loan and lease losses | $32,000 | 3,691 |
Total noninterest income | $156,000 | 4,554 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $123,000 | 3,011 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $33,000 | 5,825 |
Total noninterest expense | $581,000 | 5,843 |
Salaries and employee benefits | $408,000 | 5,100 |
Premises and equipment expense | $43,000 | 7,057 |
Additional noninterest expense | $130,000 | 6,485 |
Pre-tax net operating income | $683,000 | 2,848 |
Securities gains (losses) | $-7,000 | 8,210 |
Applicable income taxes | $0 | 6,196 |
Income before extraordinary items | $676,000 | 2,398 |
Extraordinary gains, net | $0 | 22 |
Net income | $676,000 | 2,397 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 7,195 |
Cash dividends | $70,000 | 3,393 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $683,000 | 2,363 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $7,942,000 | 4,214 |
Total interest expense | $3,215,000 | 4,134 |
Net interest income | $4,727,000 | 4,183 |
Provision for loan and lease losses | $180,000 | 3,697 |
Total noninterest income | $634,000 | 4,590 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $489,000 | 3,104 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $145,000 | 5,680 |
Total noninterest expense | $2,982,000 | 4,910 |
Salaries and employee benefits | $2,291,000 | 3,863 |
Premises and equipment expense | $114,000 | 7,646 |
Additional noninterest expense | $577,000 | 6,162 |
Pre-tax net operating income | $2,199,000 | 3,430 |
Securities gains (losses) | $-3,000 | 6,969 |
Applicable income taxes | $1,000 | 6,499 |
Income before extraordinary items | $2,195,000 | 2,901 |
Extraordinary gains, net | $0 | 51 |
Net income | $2,195,000 | 2,901 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $97,000 | 3,181 |
Cash dividends | $850,000 | 2,846 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $2,198,000 | 2,884 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $5,878,000 | 4,231 |
Total interest expense | $2,379,000 | 4,088 |
Net interest income | $3,499,000 | 4,254 |
Provision for loan and lease losses | $150,000 | 3,386 |
Total noninterest income | $472,000 | 4,640 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $361,000 | 3,156 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $111,000 | 5,644 |
Total noninterest expense | $1,786,000 | 5,625 |
Salaries and employee benefits | $1,182,000 | 5,015 |
Premises and equipment expense | $157,000 | 6,650 |
Additional noninterest expense | $447,000 | 6,082 |
Pre-tax net operating income | $2,035,000 | 3,069 |
Securities gains (losses) | $-3,000 | 7,275 |
Applicable income taxes | $1,000 | 6,574 |
Income before extraordinary items | $2,031,000 | 2,534 |
Extraordinary gains, net | $0 | 45 |
Net income | $2,031,000 | 2,536 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $90,000 | 2,462 |
Cash dividends | $545,000 | 2,804 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $2,034,000 | 2,518 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $3,803,000 | 4,277 |
Total interest expense | $1,526,000 | 4,070 |
Net interest income | $2,277,000 | 4,332 |
Provision for loan and lease losses | $95,000 | 3,398 |
Total noninterest income | $309,000 | 4,651 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $234,000 | 3,197 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $75,000 | 5,680 |
Total noninterest expense | $1,192,000 | 5,633 |
Salaries and employee benefits | $806,000 | 4,964 |
Premises and equipment expense | $103,000 | 6,692 |
Additional noninterest expense | $283,000 | 6,250 |
Pre-tax net operating income | $1,299,000 | 3,186 |
Securities gains (losses) | $-3,000 | 7,591 |
Applicable income taxes | $1,000 | 6,575 |
Income before extraordinary items | $1,295,000 | 2,628 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,295,000 | 2,630 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $59,000 | 2,304 |
Cash dividends | $272,000 | 3,262 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $1,298,000 | 2,609 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,851,000 | 4,301 |
Total interest expense | $724,000 | 4,086 |
Net interest income | $1,127,000 | 4,350 |
Provision for loan and lease losses | $65,000 | 2,715 |
Total noninterest income | $149,000 | 4,696 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $113,000 | 3,198 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $36,000 | 5,743 |
Total noninterest expense | $560,000 | 5,830 |
Salaries and employee benefits | $370,000 | 5,262 |
Premises and equipment expense | $55,000 | 6,562 |
Additional noninterest expense | $135,000 | 6,355 |
Pre-tax net operating income | $651,000 | 3,133 |
Securities gains (losses) | $-3,000 | 8,027 |
Applicable income taxes | $1,000 | 6,453 |
Income before extraordinary items | $647,000 | 2,596 |
Extraordinary gains, net | $0 | 21 |
Net income | $647,000 | 2,596 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 1,127 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $650,000 | 2,567 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $7,156,000 | 4,081 |
Total interest expense | $2,449,000 | 3,875 |
Net interest income | $4,707,000 | 4,132 |
Provision for loan and lease losses | $235,000 | 3,312 |
Total noninterest income | $620,000 | 4,708 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $472,000 | 3,170 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $148,000 | 5,756 |
Total noninterest expense | $2,430,000 | 5,464 |
Salaries and employee benefits | $1,637,000 | 4,778 |
Premises and equipment expense | $211,000 | 6,624 |
Additional noninterest expense | $582,000 | 6,149 |
Pre-tax net operating income | $2,662,000 | 3,038 |
Securities gains (losses) | $23,000 | 1,207 |
Applicable income taxes | $2,000 | 6,781 |
Income before extraordinary items | $2,683,000 | 2,456 |
Extraordinary gains, net | $0 | 46 |
Net income | $2,683,000 | 2,457 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $112,000 | 3,178 |
Cash dividends | $4,030,000 | 796 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $2,660,000 | 2,444 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $5,301,000 | 4,070 |
Total interest expense | $1,775,000 | 3,838 |
Net interest income | $3,526,000 | 4,132 |
Provision for loan and lease losses | $204,000 | 2,929 |
Total noninterest income | $475,000 | 4,681 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $351,000 | 3,200 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $124,000 | 5,547 |
Total noninterest expense | $1,707,000 | 5,644 |
Salaries and employee benefits | $1,110,000 | 5,071 |
Premises and equipment expense | $161,000 | 6,551 |
Additional noninterest expense | $436,000 | 6,111 |
Pre-tax net operating income | $2,090,000 | 2,949 |
Securities gains (losses) | $24,000 | 1,156 |
Applicable income taxes | $2,000 | 6,802 |
Income before extraordinary items | $2,112,000 | 2,390 |
Extraordinary gains, net | $0 | 35 |
Net income | $2,112,000 | 2,391 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $107,000 | 2,465 |
Cash dividends | $800,000 | 2,109 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $2,088,000 | 2,377 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $3,518,000 | 4,023 |
Total interest expense | $1,148,000 | 3,745 |
Net interest income | $2,370,000 | 4,091 |
Provision for loan and lease losses | $82,000 | 3,712 |
Total noninterest income | $322,000 | 4,603 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $222,000 | 3,268 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $100,000 | 5,187 |
Total noninterest expense | $1,077,000 | 5,818 |
Salaries and employee benefits | $706,000 | 5,224 |
Premises and equipment expense | $102,000 | 6,659 |
Additional noninterest expense | $269,000 | 6,321 |
Pre-tax net operating income | $1,533,000 | 2,703 |
Securities gains (losses) | $27,000 | 1,002 |
Applicable income taxes | $2,000 | 6,782 |
Income before extraordinary items | $1,558,000 | 2,160 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,558,000 | 2,158 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-8,000 | 7,785 |
Cash dividends | $470,000 | 2,303 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $1,531,000 | 2,160 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,733,000 | 4,036 |
Total interest expense | $572,000 | 3,642 |
Net interest income | $1,161,000 | 4,172 |
Provision for loan and lease losses | $30,000 | 3,913 |
Total noninterest income | $158,000 | 4,574 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $94,000 | 3,574 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $64,000 | 4,644 |
Total noninterest expense | $531,000 | 5,896 |
Salaries and employee benefits | $364,000 | 5,144 |
Premises and equipment expense | $51,000 | 6,715 |
Additional noninterest expense | $116,000 | 6,761 |
Pre-tax net operating income | $758,000 | 2,680 |
Securities gains (losses) | $24,000 | 734 |
Applicable income taxes | $2,000 | 6,630 |
Income before extraordinary items | $780,000 | 2,130 |
Extraordinary gains, net | $0 | 24 |
Net income | $780,000 | 2,131 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 7,481 |
Cash dividends | $145,000 | 2,610 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $756,000 | 2,149 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $6,299,000 | 4,114 |
Total interest expense | $2,232,000 | 3,332 |
Net interest income | $4,067,000 | 4,426 |
Provision for loan and lease losses | $287,000 | 3,021 |
Total noninterest income | $564,000 | 4,969 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $417,000 | 3,550 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $147,000 | 5,731 |
Total noninterest expense | $2,258,000 | 5,614 |
Salaries and employee benefits | $1,503,000 | 4,944 |
Premises and equipment expense | $201,000 | 6,755 |
Additional noninterest expense | $554,000 | 6,247 |
Pre-tax net operating income | $2,086,000 | 3,402 |
Securities gains (losses) | $51,000 | 1,720 |
Applicable income taxes | $2,000 | 7,032 |
Income before extraordinary items | $2,135,000 | 2,759 |
Extraordinary gains, net | $0 | 34 |
Net income | $2,135,000 | 2,762 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $322,000 | 1,892 |
Cash dividends | $1,390,000 | 1,844 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $2,084,000 | 2,751 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $4,645,000 | 4,145 |
Total interest expense | $1,667,000 | 3,293 |
Net interest income | $2,978,000 | 4,500 |
Provision for loan and lease losses | $70,000 | 4,912 |
Total noninterest income | $417,000 | 5,033 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $306,000 | 3,615 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $111,000 | 5,728 |
Total noninterest expense | $1,575,000 | 5,819 |
Salaries and employee benefits | $1,025,000 | 5,235 |
Premises and equipment expense | $140,000 | 6,884 |
Additional noninterest expense | $410,000 | 6,238 |
Pre-tax net operating income | $1,750,000 | 3,209 |
Securities gains (losses) | $47,000 | 1,709 |
Applicable income taxes | $2,000 | 7,080 |
Income before extraordinary items | $1,795,000 | 2,565 |
Extraordinary gains, net | $0 | 26 |
Net income | $1,795,000 | 2,567 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 4,599 |
Cash dividends | $660,000 | 2,273 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $1,748,000 | 2,543 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $3,035,000 | 4,209 |
Total interest expense | $1,112,000 | 3,273 |
Net interest income | $1,923,000 | 4,590 |
Provision for loan and lease losses | $35,000 | 5,187 |
Total noninterest income | $276,000 | 5,022 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $197,000 | 3,684 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $79,000 | 5,623 |
Total noninterest expense | $981,000 | 6,050 |
Salaries and employee benefits | $628,000 | 5,546 |
Premises and equipment expense | $77,000 | 7,299 |
Additional noninterest expense | $276,000 | 6,232 |
Pre-tax net operating income | $1,183,000 | 3,143 |
Securities gains (losses) | $55,000 | 1,393 |
Applicable income taxes | $2,000 | 7,043 |
Income before extraordinary items | $1,236,000 | 2,456 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,236,000 | 2,457 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 4,984 |
Cash dividends | $390,000 | 2,515 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,181,000 | 2,497 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,488,000 | 4,290 |
Total interest expense | $566,000 | 3,269 |
Net interest income | $922,000 | 4,745 |
Provision for loan and lease losses | $15,000 | 5,048 |
Total noninterest income | $124,000 | 5,242 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $84,000 | 4,000 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $40,000 | 5,560 |
Total noninterest expense | $485,000 | 6,140 |
Salaries and employee benefits | $321,000 | 5,515 |
Premises and equipment expense | $32,000 | 7,669 |
Additional noninterest expense | $132,000 | 6,385 |
Pre-tax net operating income | $546,000 | 3,304 |
Securities gains (losses) | $56,000 | 1,127 |
Applicable income taxes | $1,000 | 6,972 |
Income before extraordinary items | $601,000 | 2,489 |
Extraordinary gains, net | $0 | 16 |
Net income | $601,000 | 2,490 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 4,804 |
Cash dividends | $140,000 | 2,567 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $545,000 | 2,641 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $6,287,000 | 4,176 |
Total interest expense | $2,737,000 | 3,112 |
Net interest income | $3,550,000 | 4,749 |
Provision for loan and lease losses | $115,000 | 5,108 |
Total noninterest income | $497,000 | 5,460 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $334,000 | 4,062 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $163,000 | 5,670 |
Total noninterest expense | $2,040,000 | 5,936 |
Salaries and employee benefits | $1,290,000 | 5,381 |
Premises and equipment expense | $126,000 | 7,721 |
Additional noninterest expense | $624,000 | 5,850 |
Pre-tax net operating income | $1,892,000 | 3,516 |
Securities gains (losses) | $415,000 | 849 |
Applicable income taxes | $-22,000 | 8,814 |
Income before extraordinary items | $2,329,000 | 2,531 |
Extraordinary gains, net | $0 | 54 |
Net income | $2,329,000 | 2,535 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-22,000 | 8,770 |
Cash dividends | $991,000 | 2,354 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $1,914,000 | 2,838 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,828,000 | 4,129 |
Total interest expense | $2,123,000 | 3,118 |
Net interest income | $2,705,000 | 4,719 |
Provision for loan and lease losses | $45,000 | 5,860 |
Total noninterest income | $378,000 | 5,454 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $253,000 | 4,057 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $125,000 | 5,672 |
Total noninterest expense | $1,391,000 | 6,201 |
Salaries and employee benefits | $900,000 | 5,600 |
Premises and equipment expense | $95,000 | 7,730 |
Additional noninterest expense | $396,000 | 6,366 |
Pre-tax net operating income | $1,647,000 | 3,301 |
Securities gains (losses) | $373,000 | 827 |
Applicable income taxes | $2,000 | 7,369 |
Income before extraordinary items | $2,018,000 | 2,309 |
Extraordinary gains, net | $0 | 40 |
Net income | $2,018,000 | 2,308 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 8,498 |
Cash dividends | $590,000 | 2,456 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $1,645,000 | 2,620 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $3,256,000 | 4,136 |
Total interest expense | $1,456,000 | 3,132 |
Net interest income | $1,800,000 | 4,713 |
Provision for loan and lease losses | $30,000 | 5,740 |
Total noninterest income | $254,000 | 5,426 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $164,000 | 4,092 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $90,000 | 5,513 |
Total noninterest expense | $901,000 | 6,332 |
Salaries and employee benefits | $581,000 | 5,723 |
Premises and equipment expense | $61,000 | 7,800 |
Additional noninterest expense | $259,000 | 6,424 |
Pre-tax net operating income | $1,123,000 | 3,237 |
Securities gains (losses) | $186,000 | 1,087 |
Applicable income taxes | $2,000 | 7,353 |
Income before extraordinary items | $1,307,000 | 2,376 |
Extraordinary gains, net | $0 | 30 |
Net income | $1,307,000 | 2,374 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 7,985 |
Cash dividends | $420,000 | 2,379 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $1,121,000 | 2,571 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,680,000 | 4,071 |
Total interest expense | $727,000 | 3,211 |
Net interest income | $953,000 | 4,539 |
Provision for loan and lease losses | $15,000 | 5,504 |
Total noninterest income | $115,000 | 5,560 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $77,000 | 4,164 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $38,000 | 5,786 |
Total noninterest expense | $443,000 | 6,392 |
Salaries and employee benefits | $294,000 | 5,688 |
Premises and equipment expense | $32,000 | 7,760 |
Additional noninterest expense | $117,000 | 6,723 |
Pre-tax net operating income | $610,000 | 3,041 |
Securities gains (losses) | $165,000 | 736 |
Applicable income taxes | $2,000 | 7,162 |
Income before extraordinary items | $773,000 | 2,030 |
Extraordinary gains, net | $0 | 21 |
Net income | $773,000 | 2,028 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 8,300 |
Cash dividends | $150,000 | 2,511 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $608,000 | 2,376 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $6,603,000 | 4,247 |
Total interest expense | $3,148,000 | 3,409 |
Net interest income | $3,455,000 | 4,796 |
Provision for loan and lease losses | $50,000 | 6,677 |
Total noninterest income | $460,000 | 5,437 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $295,000 | 4,266 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $165,000 | 5,405 |
Total noninterest expense | $1,894,000 | 6,071 |
Salaries and employee benefits | $1,177,000 | 5,552 |
Premises and equipment expense | $156,000 | 7,363 |
Additional noninterest expense | $561,000 | 6,156 |
Pre-tax net operating income | $1,971,000 | 3,470 |
Securities gains (losses) | $155,000 | 1,359 |
Applicable income taxes | $9,000 | 7,326 |
Income before extraordinary items | $2,117,000 | 2,683 |
Extraordinary gains, net | $0 | 70 |
Net income | $2,117,000 | 2,682 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 6,379 |
Cash dividends | $1,510,000 | 1,613 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,962,000 | 2,755 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $7,179,000 | 4,344 |
Total interest expense | $3,691,000 | 4,047 |
Net interest income | $3,488,000 | 4,567 |
Provision for loan and lease losses | $95,000 | 5,715 |
Total noninterest income | $493,000 | 5,108 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $263,000 | 4,507 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $230,000 | 4,641 |
Total noninterest expense | $1,925,000 | 5,884 |
Salaries and employee benefits | $1,121,000 | 5,580 |
Premises and equipment expense | $224,000 | 6,440 |
Additional noninterest expense | $580,000 | 5,968 |
Pre-tax net operating income | $1,961,000 | 3,214 |
Securities gains (losses) | $440,000 | 658 |
Applicable income taxes | $70,000 | 6,406 |
Income before extraordinary items | $2,331,000 | 2,223 |
Extraordinary gains, net | $0 | 105 |
Net income | $2,331,000 | 2,226 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $25,000 | 6,057 |
Cash dividends | $1,906,000 | 1,395 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,904,200 | 2,568 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $7,498,000 | 4,333 |
Total interest expense | $4,042,000 | 3,938 |
Net interest income | $3,456,000 | 4,646 |
Provision for loan and lease losses | $60,000 | 6,179 |
Total noninterest income | $536,000 | 4,712 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $251,000 | 4,518 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $285,000 | 4,034 |
Total noninterest expense | $1,824,000 | 6,011 |
Salaries and employee benefits | $1,004,000 | 5,901 |
Premises and equipment expense | $223,000 | 6,414 |
Additional noninterest expense | $597,000 | 5,816 |
Pre-tax net operating income | $2,108,000 | 3,189 |
Securities gains (losses) | $31,000 | 834 |
Applicable income taxes | $203,000 | 5,351 |
Income before extraordinary items | $1,936,000 | 2,645 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,936,000 | 2,644 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 5,671 |
Cash dividends | $700,000 | 2,901 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,907,790 | 2,667 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $6,566,000 | 4,633 |
Total interest expense | $3,579,000 | 3,963 |
Net interest income | $2,987,000 | 5,175 |
Provision for loan and lease losses | $60,000 | 6,124 |
Total noninterest income | $406,000 | 5,562 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $222,000 | 4,837 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $184,000 | 5,135 |
Total noninterest expense | $1,768,000 | 6,142 |
Salaries and employee benefits | $1,055,000 | 5,681 |
Premises and equipment expense | $175,000 | 7,220 |
Additional noninterest expense | $538,000 | 6,235 |
Pre-tax net operating income | $1,565,000 | 3,976 |
Securities gains (losses) | $-336,000 | 10,082 |
Applicable income taxes | $120,000 | 6,654 |
Income before extraordinary items | $1,109,000 | 4,111 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,109,000 | 4,115 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 5,737 |
Cash dividends | $850,000 | 2,559 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $1,411,400 | 3,360 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $6,580,000 | 4,626 |
Total interest expense | $3,627,000 | 3,997 |
Net interest income | $2,953,000 | 5,184 |
Provision for loan and lease losses | $60,000 | 6,123 |
Total noninterest income | $525,000 | 4,805 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $230,000 | 4,749 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $295,000 | 4,071 |
Total noninterest expense | $1,808,000 | 5,978 |
Salaries and employee benefits | $1,046,000 | 5,599 |
Premises and equipment expense | $197,000 | 6,767 |
Additional noninterest expense | $565,000 | 5,987 |
Pre-tax net operating income | $1,610,000 | 3,971 |
Securities gains (losses) | $110,000 | 1,215 |
Applicable income taxes | $280,000 | 5,367 |
Income before extraordinary items | $1,440,000 | 3,359 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,440,000 | 3,359 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 6,598 |
Cash dividends | $1,150,000 | 2,015 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,347,600 | 3,456 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $6,520,000 | 4,762 |
Total interest expense | $3,426,000 | 4,211 |
Net interest income | $3,094,000 | 5,181 |
Provision for loan and lease losses | $94,000 | 5,314 |
Total noninterest income | $365,000 | 6,038 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $240,000 | 4,791 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $125,000 | 6,172 |
Total noninterest expense | $1,654,000 | 6,407 |
Salaries and employee benefits | $956,000 | 6,021 |
Premises and equipment expense | $200,000 | 6,854 |
Additional noninterest expense | $498,000 | 6,514 |
Pre-tax net operating income | $1,711,000 | 4,017 |
Securities gains (losses) | $90,000 | 1,032 |
Applicable income taxes | $625,000 | 3,549 |
Income before extraordinary items | $1,176,000 | 4,127 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,176,000 | 4,127 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $110,000 | 3,615 |
Cash dividends | $1,000,000 | 2,147 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,117,500 | 4,241 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $6,261,000 | 5,026 |
Total interest expense | $3,249,000 | 4,460 |
Net interest income | $3,012,000 | 5,429 |
Provision for loan and lease losses | $48,000 | 6,700 |
Total noninterest income | $590,000 | 4,618 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $255,000 | 4,758 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $335,000 | 3,808 |
Total noninterest expense | $1,647,000 | 6,716 |
Salaries and employee benefits | $935,000 | 6,288 |
Premises and equipment expense | $153,000 | 7,986 |
Additional noninterest expense | $559,000 | 6,624 |
Pre-tax net operating income | $1,907,000 | 3,531 |
Securities gains (losses) | $25,000 | 1,832 |
Applicable income taxes | $546,000 | 3,866 |
Income before extraordinary items | $1,386,000 | 3,436 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,386,000 | 3,435 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $51,000 | 5,266 |
Cash dividends | $800,000 | 2,476 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,368,000 | 3,426 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $5,836,000 | 5,322 |
Total interest expense | $3,170,000 | 4,522 |
Net interest income | $2,666,000 | 6,013 |
Provision for loan and lease losses | $72,000 | 5,348 |
Total noninterest income | $342,000 | 6,573 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $228,000 | 5,216 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $114,000 | 6,804 |
Total noninterest expense | $1,439,000 | 7,463 |
Salaries and employee benefits | $841,000 | 6,877 |
Premises and equipment expense | $102,000 | 9,565 |
Additional noninterest expense | $496,000 | 7,281 |
Pre-tax net operating income | $1,497,000 | 4,462 |
Securities gains (losses) | $-189,000 | 11,663 |
Applicable income taxes | $458,000 | 4,475 |
Income before extraordinary items | $850,000 | 5,219 |
Extraordinary gains, net | $0 | 65 |
Net income | $850,000 | 5,216 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $31,000 | 5,954 |
Cash dividends | $886,000 | 2,263 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $972,850 | 4,683 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $5,476,000 | 5,265 |
Total interest expense | $2,786,000 | 4,230 |
Net interest income | $2,690,000 | 6,118 |
Provision for loan and lease losses | $45,000 | 6,361 |
Total noninterest income | $301,000 | 7,238 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $197,000 | 5,926 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $104,000 | 7,391 |
Total noninterest expense | $1,419,000 | 7,854 |
Salaries and employee benefits | $799,000 | 7,216 |
Premises and equipment expense | $108,000 | 9,773 |
Additional noninterest expense | $512,000 | 7,738 |
Pre-tax net operating income | $1,527,000 | 4,353 |
Securities gains (losses) | $-115,000 | 11,630 |
Applicable income taxes | $526,000 | 3,911 |
Income before extraordinary items | $886,000 | 4,976 |
Extraordinary gains, net | $0 | 249 |
Net income | $886,000 | 4,981 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 5,977 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $959,600 | 4,722 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $4,933,000 | 5,851 |
Total interest expense | $2,470,000 | 4,870 |
Net interest income | $2,463,000 | 6,619 |
Provision for loan and lease losses | $15,000 | 9,365 |
Total noninterest income | $316,000 | 7,427 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $179,000 | 6,392 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $137,000 | 6,855 |
Total noninterest expense | $1,433,000 | 8,067 |
Salaries and employee benefits | $774,000 | 7,475 |
Premises and equipment expense | $121,000 | 9,761 |
Additional noninterest expense | $538,000 | 7,877 |
Pre-tax net operating income | $1,331,000 | 4,784 |
Securities gains (losses) | $73,000 | 2,908 |
Applicable income taxes | $548,000 | 3,860 |
Income before extraordinary items | $856,000 | 5,280 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $856,000 | 5,424 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 7,819 |
Cash dividends | $100,000 | 6,847 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $809,280 | 5,280 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $5,243,000 | 6,148 |
Total interest expense | $2,837,000 | 5,410 |
Net interest income | $2,406,000 | 6,781 |
Provision for loan and lease losses | $60,000 | 8,535 |
Total noninterest income | $285,000 | 7,936 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $170,000 | 6,609 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $115,000 | 7,597 |
Total noninterest expense | $1,392,000 | 8,329 |
Salaries and employee benefits | $731,000 | 7,763 |
Premises and equipment expense | $117,000 | 10,138 |
Additional noninterest expense | $544,000 | 8,044 |
Pre-tax net operating income | $1,239,000 | 4,794 |
Securities gains (losses) | $71,000 | 3,566 |
Applicable income taxes | $508,000 | 3,957 |
Income before extraordinary items | $802,000 | 5,352 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $802,000 | 5,408 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $44,000 | 7,838 |
Cash dividends | $150,000 | 5,711 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $756,560 | 5,260 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.