Home > Kalamazoo County State Bank > Income and Expense
Kalamazoo County State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 3,752 |
| Total interest expense | $162,000 | 4,123 |
| Net interest income | $1,092,000 | 3,521 |
| Provision for loan and lease losses | $30,000 | 2,142 |
| Total noninterest income | $85,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $23,000 | 3,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 3,389 |
| Total noninterest expense | $991,000 | 3,375 |
| Salaries and employee benefits | $553,000 | 3,329 |
| Premises and equipment expense | $91,000 | 3,339 |
| Additional noninterest expense | $62,000 | 3,389 |
| Pre-tax net operating income | $156,000 | 3,803 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $32,000 | 2,615 |
| Income before extraordinary items | $124,000 | 3,809 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $124,000 | 3,848 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $124,000 | 3,809 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $124,000 | 3,820 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $4,959,000 | 3,749 |
| Total interest expense | $524,000 | 4,188 |
| Net interest income | $4,435,000 | 3,448 |
| Provision for loan and lease losses | $221,000 | 1,971 |
| Total noninterest income | $451,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $92,000 | 3,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 3,222 |
| Total noninterest expense | $3,994,000 | 3,354 |
| Salaries and employee benefits | $2,244,000 | 3,311 |
| Premises and equipment expense | $362,000 | 3,368 |
| Additional noninterest expense | $359,000 | 3,222 |
| Pre-tax net operating income | $671,000 | 3,713 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $112,000 | 2,648 |
| Income before extraordinary items | $559,000 | 3,707 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $559,000 | 3,747 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $559,000 | 3,707 |
| Net charge-offs | $170,000 | 1,453 |
| Cash dividends | $174,000 | 3,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $559,000 | 3,729 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 3,758 |
| Total interest expense | $380,000 | 4,214 |
| Net interest income | $3,312,000 | 3,460 |
| Provision for loan and lease losses | $145,000 | 1,952 |
| Total noninterest income | $362,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $70,000 | 3,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 3,133 |
| Total noninterest expense | $3,037,000 | 3,318 |
| Salaries and employee benefits | $1,683,000 | 3,298 |
| Premises and equipment expense | $270,000 | 3,371 |
| Additional noninterest expense | $292,000 | 3,133 |
| Pre-tax net operating income | $492,000 | 3,749 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $92,000 | 2,619 |
| Income before extraordinary items | $400,000 | 3,767 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $400,000 | 3,807 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $400,000 | 3,769 |
| Net charge-offs | $152,000 | 1,180 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $400,000 | 3,772 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 3,770 |
| Total interest expense | $265,000 | 4,208 |
| Net interest income | $2,174,000 | 3,480 |
| Provision for loan and lease losses | $90,000 | 1,912 |
| Total noninterest income | $218,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $46,000 | 3,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 3,203 |
| Total noninterest expense | $2,032,000 | 3,322 |
| Salaries and employee benefits | $1,131,000 | 3,302 |
| Premises and equipment expense | $174,000 | 3,408 |
| Additional noninterest expense | $172,000 | 3,203 |
| Pre-tax net operating income | $270,000 | 3,833 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $55,000 | 2,675 |
| Income before extraordinary items | $215,000 | 3,835 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $215,000 | 3,876 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $215,000 | 3,838 |
| Net charge-offs | $103,000 | 1,069 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $215,000 | 3,852 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 3,792 |
| Total interest expense | $145,000 | 4,193 |
| Net interest income | $1,045,000 | 3,534 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $131,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $22,000 | 3,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 2,971 |
| Total noninterest expense | $1,035,000 | 3,311 |
| Salaries and employee benefits | $565,000 | 3,306 |
| Premises and equipment expense | $88,000 | 3,391 |
| Additional noninterest expense | $109,000 | 2,971 |
| Pre-tax net operating income | $141,000 | 3,771 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $29,000 | 2,574 |
| Income before extraordinary items | $112,000 | 3,817 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $112,000 | 3,854 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $112,000 | 3,817 |
| Net charge-offs | $-1,000 | 3,381 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $112,000 | 3,819 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 3,739 |
| Total interest expense | $524,000 | 4,090 |
| Net interest income | $4,153,000 | 3,570 |
| Provision for loan and lease losses | $-11,000 | 4,203 |
| Total noninterest income | $352,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $85,000 | 3,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 3,478 |
| Total noninterest expense | $3,790,000 | 3,425 |
| Salaries and employee benefits | $2,128,000 | 3,377 |
| Premises and equipment expense | $332,000 | 3,484 |
| Additional noninterest expense | $267,000 | 3,478 |
| Pre-tax net operating income | $726,000 | 3,778 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $139,000 | 2,631 |
| Income before extraordinary items | $587,000 | 3,805 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $587,000 | 3,843 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $587,000 | 3,806 |
| Net charge-offs | $22,000 | 2,167 |
| Cash dividends | $164,000 | 3,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $587,000 | 3,831 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 3,730 |
| Total interest expense | $386,000 | 4,056 |
| Net interest income | $3,109,000 | 3,595 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $244,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $63,000 | 3,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 3,553 |
| Total noninterest expense | $2,816,000 | 3,413 |
| Salaries and employee benefits | $1,587,000 | 3,369 |
| Premises and equipment expense | $260,000 | 3,447 |
| Additional noninterest expense | $181,000 | 3,551 |
| Pre-tax net operating income | $537,000 | 3,871 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $107,000 | 2,671 |
| Income before extraordinary items | $430,000 | 3,903 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $430,000 | 3,939 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $430,000 | 3,903 |
| Net charge-offs | $25,000 | 1,796 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $430,000 | 3,933 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,319,000 | 3,727 |
| Total interest expense | $233,000 | 4,047 |
| Net interest income | $2,086,000 | 3,604 |
| Provision for loan and lease losses | $3,000 | 2,874 |
| Total noninterest income | $151,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $41,000 | 3,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 3,618 |
| Total noninterest expense | $1,841,000 | 3,433 |
| Salaries and employee benefits | $1,040,000 | 3,404 |
| Premises and equipment expense | $178,000 | 3,411 |
| Additional noninterest expense | $110,000 | 3,603 |
| Pre-tax net operating income | $393,000 | 3,863 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $84,000 | 2,623 |
| Income before extraordinary items | $309,000 | 3,905 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $309,000 | 3,944 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $309,000 | 3,904 |
| Net charge-offs | $2,000 | 2,220 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $309,000 | 3,927 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 3,761 |
| Total interest expense | $94,000 | 4,074 |
| Net interest income | $1,049,000 | 3,627 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $71,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $22,000 | 3,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 3,702 |
| Total noninterest expense | $915,000 | 3,490 |
| Salaries and employee benefits | $521,000 | 3,441 |
| Premises and equipment expense | $92,000 | 3,419 |
| Additional noninterest expense | $49,000 | 3,702 |
| Pre-tax net operating income | $205,000 | 3,886 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $45,000 | 2,601 |
| Income before extraordinary items | $160,000 | 3,950 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $160,000 | 3,950 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $160,000 | 3,950 |
| Net charge-offs | $3,000 | 1,707 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $160,000 | 3,973 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 3,727 |
| Total interest expense | $134,000 | 4,282 |
| Net interest income | $3,892,000 | 3,634 |
| Provision for loan and lease losses | $22,000 | 2,780 |
| Total noninterest income | $375,000 | 3,754 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $101,000 | 3,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 3,602 |
| Total noninterest expense | $3,613,000 | 3,481 |
| Salaries and employee benefits | $1,898,000 | 3,546 |
| Premises and equipment expense | $366,000 | 3,411 |
| Additional noninterest expense | $274,000 | 3,602 |
| Pre-tax net operating income | $632,000 | 4,062 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $139,000 | 2,837 |
| Income before extraordinary items | $493,000 | 4,123 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $493,000 | 4,121 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $493,000 | 4,123 |
| Net charge-offs | $20,000 | 1,925 |
| Cash dividends | $164,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $493,000 | 4,138 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $2,945,000 | 3,721 |
| Total interest expense | $80,000 | 4,346 |
| Net interest income | $2,865,000 | 3,645 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $288,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $76,000 | 3,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 3,610 |
| Total noninterest expense | $2,622,000 | 3,520 |
| Salaries and employee benefits | $1,395,000 | 3,561 |
| Premises and equipment expense | $287,000 | 3,373 |
| Additional noninterest expense | $212,000 | 3,610 |
| Pre-tax net operating income | $531,000 | 4,010 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $117,000 | 2,779 |
| Income before extraordinary items | $414,000 | 4,055 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $414,000 | 4,054 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $414,000 | 4,054 |
| Net charge-offs | $10,000 | 1,827 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $414,000 | 4,085 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 3,744 |
| Total interest expense | $54,000 | 4,363 |
| Net interest income | $1,866,000 | 3,682 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $190,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $49,000 | 3,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,640 |
| Total noninterest expense | $1,739,000 | 3,530 |
| Salaries and employee benefits | $920,000 | 3,586 |
| Premises and equipment expense | $197,000 | 3,350 |
| Additional noninterest expense | $622,000 | 3,370 |
| Pre-tax net operating income | $317,000 | 3,990 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $70,000 | 2,765 |
| Income before extraordinary items | $247,000 | 4,026 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $247,000 | 4,026 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $247,000 | 4,026 |
| Net charge-offs | $1,000 | 2,041 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $247,000 | 4,063 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $949,000 | 3,719 |
| Total interest expense | $28,000 | 4,346 |
| Net interest income | $921,000 | 3,665 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $96,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $25,000 | 3,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,599 |
| Total noninterest expense | $893,000 | 3,503 |
| Salaries and employee benefits | $462,000 | 3,593 |
| Premises and equipment expense | $100,000 | 3,357 |
| Additional noninterest expense | $331,000 | 3,267 |
| Pre-tax net operating income | $124,000 | 4,036 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $27,000 | 2,806 |
| Income before extraordinary items | $97,000 | 4,077 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $97,000 | 4,076 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $97,000 | 4,077 |
| Net charge-offs | $3,000 | 1,472 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $97,000 | 4,097 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 3,822 |
| Total interest expense | $108,000 | 4,476 |
| Net interest income | $3,712,000 | 3,739 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $367,000 | 3,899 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $103,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 3,822 |
| Total noninterest expense | $3,446,000 | 3,563 |
| Salaries and employee benefits | $1,900,000 | 3,592 |
| Premises and equipment expense | $382,000 | 3,417 |
| Additional noninterest expense | $1,164,000 | 3,486 |
| Pre-tax net operating income | $633,000 | 4,125 |
| Securities gains (losses) | $93,000 | 900 |
| Applicable income taxes | $160,000 | 2,819 |
| Income before extraordinary items | $566,000 | 4,143 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $566,000 | 4,142 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $566,000 | 4,143 |
| Net charge-offs | $-26,000 | 3,916 |
| Cash dividends | $174,000 | 3,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $492,530 | 4,192 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 3,877 |
| Total interest expense | $82,000 | 4,568 |
| Net interest income | $2,837,000 | 3,785 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $279,000 | 3,938 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $74,000 | 3,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 3,826 |
| Total noninterest expense | $2,547,000 | 3,626 |
| Salaries and employee benefits | $1,424,000 | 3,621 |
| Premises and equipment expense | $268,000 | 3,552 |
| Additional noninterest expense | $855,000 | 3,542 |
| Pre-tax net operating income | $569,000 | 4,145 |
| Securities gains (losses) | $77,000 | 900 |
| Applicable income taxes | $142,000 | 2,755 |
| Income before extraordinary items | $504,000 | 4,175 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $504,000 | 4,174 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $504,000 | 4,175 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $443,170 | 4,206 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 3,910 |
| Total interest expense | $53,000 | 4,630 |
| Net interest income | $1,882,000 | 3,809 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $192,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $46,000 | 3,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 3,788 |
| Total noninterest expense | $1,700,000 | 3,632 |
| Salaries and employee benefits | $950,000 | 3,632 |
| Premises and equipment expense | $177,000 | 3,569 |
| Additional noninterest expense | $573,000 | 3,525 |
| Pre-tax net operating income | $374,000 | 4,169 |
| Securities gains (losses) | $77,000 | 748 |
| Applicable income taxes | $99,000 | 2,736 |
| Income before extraordinary items | $352,000 | 4,148 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $352,000 | 4,147 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $352,000 | 4,148 |
| Net charge-offs | $2,000 | 2,060 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $291,170 | 4,234 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $925,000 | 3,970 |
| Total interest expense | $27,000 | 4,666 |
| Net interest income | $898,000 | 3,860 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $91,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $23,000 | 3,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 3,816 |
| Total noninterest expense | $873,000 | 3,581 |
| Salaries and employee benefits | $489,000 | 3,594 |
| Premises and equipment expense | $91,000 | 3,540 |
| Additional noninterest expense | $293,000 | 3,462 |
| Pre-tax net operating income | $116,000 | 4,380 |
| Securities gains (losses) | $71,000 | 569 |
| Applicable income taxes | $41,000 | 2,776 |
| Income before extraordinary items | $146,000 | 4,235 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $146,000 | 4,234 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $146,000 | 4,235 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $89,910 | 4,434 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 4,008 |
| Total interest expense | $106,000 | 4,799 |
| Net interest income | $3,500,000 | 3,847 |
| Provision for loan and lease losses | $50,000 | 3,874 |
| Total noninterest income | $434,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $94,000 | 3,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,521 |
| Total noninterest expense | $3,382,000 | 3,648 |
| Salaries and employee benefits | $1,847,000 | 3,687 |
| Premises and equipment expense | $356,000 | 3,582 |
| Additional noninterest expense | $1,179,000 | 3,453 |
| Pre-tax net operating income | $502,000 | 4,203 |
| Securities gains (losses) | $2,000 | 2,562 |
| Applicable income taxes | $113,000 | 2,888 |
| Income before extraordinary items | $391,000 | 4,323 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $391,000 | 4,322 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $391,000 | 4,323 |
| Net charge-offs | $25,000 | 2,728 |
| Cash dividends | $103,000 | 3,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $389,420 | 4,277 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 4,061 |
| Total interest expense | $81,000 | 4,845 |
| Net interest income | $2,592,000 | 3,888 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $321,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $74,000 | 3,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 3,532 |
| Total noninterest expense | $2,496,000 | 3,654 |
| Salaries and employee benefits | $1,321,000 | 3,736 |
| Premises and equipment expense | $277,000 | 3,529 |
| Additional noninterest expense | $898,000 | 3,392 |
| Pre-tax net operating income | $417,000 | 4,160 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $94,000 | 2,835 |
| Income before extraordinary items | $323,000 | 4,312 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $323,000 | 4,310 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $323,000 | 4,312 |
| Net charge-offs | $38,000 | 2,194 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $323,000 | 4,269 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 4,105 |
| Total interest expense | $53,000 | 4,889 |
| Net interest income | $1,725,000 | 3,925 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $205,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $53,000 | 3,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 3,578 |
| Total noninterest expense | $1,639,000 | 3,687 |
| Salaries and employee benefits | $865,000 | 3,775 |
| Premises and equipment expense | $184,000 | 3,529 |
| Additional noninterest expense | $590,000 | 3,432 |
| Pre-tax net operating income | $291,000 | 4,139 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $66,000 | 2,767 |
| Income before extraordinary items | $225,000 | 4,259 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $225,000 | 4,259 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $225,000 | 4,259 |
| Net charge-offs | $24,000 | 2,109 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $225,000 | 4,210 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 4,136 |
| Total interest expense | $27,000 | 4,954 |
| Net interest income | $864,000 | 3,934 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $82,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $33,000 | 3,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 3,865 |
| Total noninterest expense | $825,000 | 3,725 |
| Salaries and employee benefits | $435,000 | 3,802 |
| Premises and equipment expense | $94,000 | 3,527 |
| Additional noninterest expense | $296,000 | 3,472 |
| Pre-tax net operating income | $121,000 | 4,173 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $29,000 | 2,715 |
| Income before extraordinary items | $92,000 | 4,268 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $92,000 | 4,268 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $92,000 | 4,268 |
| Net charge-offs | $6,000 | 2,039 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $92,000 | 4,252 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 4,152 |
| Total interest expense | $98,000 | 5,022 |
| Net interest income | $3,550,000 | 3,961 |
| Provision for loan and lease losses | $75,000 | 3,120 |
| Total noninterest income | $114,000 | 4,736 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $136,000 | 3,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-22,000 | 5,123 |
| Total noninterest expense | $3,265,000 | 3,765 |
| Salaries and employee benefits | $1,673,000 | 3,884 |
| Premises and equipment expense | $345,000 | 3,705 |
| Additional noninterest expense | $1,247,000 | 3,423 |
| Pre-tax net operating income | $324,000 | 4,633 |
| Securities gains (losses) | $-4,000 | 4,673 |
| Applicable income taxes | $64,000 | 3,217 |
| Income before extraordinary items | $256,000 | 4,704 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $256,000 | 4,706 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $256,000 | 4,706 |
| Net charge-offs | $-4,000 | 4,311 |
| Cash dividends | $92,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $259,200 | 4,686 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 4,211 |
| Total interest expense | $73,000 | 5,092 |
| Net interest income | $2,669,000 | 4,007 |
| Provision for loan and lease losses | $60,000 | 2,989 |
| Total noninterest income | $263,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $104,000 | 3,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 3,926 |
| Total noninterest expense | $2,497,000 | 3,763 |
| Salaries and employee benefits | $1,252,000 | 3,913 |
| Premises and equipment expense | $259,000 | 3,749 |
| Additional noninterest expense | $986,000 | 3,354 |
| Pre-tax net operating income | $375,000 | 4,529 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $83,000 | 3,035 |
| Income before extraordinary items | $294,000 | 4,625 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $294,000 | 4,624 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $294,000 | 4,624 |
| Net charge-offs | $-1,000 | 3,994 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $292,420 | 4,607 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 4,254 |
| Total interest expense | $50,000 | 5,136 |
| Net interest income | $1,763,000 | 4,050 |
| Provision for loan and lease losses | $45,000 | 2,856 |
| Total noninterest income | $173,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $69,000 | 3,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 3,947 |
| Total noninterest expense | $1,686,000 | 3,779 |
| Salaries and employee benefits | $829,000 | 3,956 |
| Premises and equipment expense | $177,000 | 3,723 |
| Additional noninterest expense | $680,000 | 3,325 |
| Pre-tax net operating income | $205,000 | 4,654 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $40,000 | 3,190 |
| Income before extraordinary items | $165,000 | 4,721 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $165,000 | 4,719 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $165,000 | 4,719 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $165,000 | 4,709 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $909,000 | 4,280 |
| Total interest expense | $26,000 | 5,169 |
| Net interest income | $883,000 | 4,082 |
| Provision for loan and lease losses | $22,000 | 2,710 |
| Total noninterest income | $82,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $37,000 | 3,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 4,073 |
| Total noninterest expense | $836,000 | 3,830 |
| Salaries and employee benefits | $407,000 | 4,037 |
| Premises and equipment expense | $87,000 | 3,762 |
| Additional noninterest expense | $342,000 | 3,315 |
| Pre-tax net operating income | $107,000 | 4,637 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $21,000 | 3,140 |
| Income before extraordinary items | $86,000 | 4,718 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $86,000 | 4,717 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $86,000 | 4,717 |
| Net charge-offs | $26,000 | 1,572 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $86,000 | 4,706 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 4,346 |
| Total interest expense | $99,000 | 5,158 |
| Net interest income | $3,285,000 | 4,190 |
| Provision for loan and lease losses | $80,000 | 3,221 |
| Total noninterest income | $180,000 | 4,723 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $183,000 | 3,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-3,000 | 5,322 |
| Total noninterest expense | $3,105,000 | 3,949 |
| Salaries and employee benefits | $1,560,000 | 4,112 |
| Premises and equipment expense | $312,000 | 3,965 |
| Additional noninterest expense | $1,233,000 | 3,535 |
| Pre-tax net operating income | $280,000 | 4,925 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $59,000 | 3,309 |
| Income before extraordinary items | $221,000 | 4,965 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $221,000 | 4,964 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $221,000 | 4,964 |
| Net charge-offs | $32,000 | 2,869 |
| Cash dividends | $77,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $221,000 | 4,964 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 4,404 |
| Total interest expense | $77,000 | 5,200 |
| Net interest income | $2,422,000 | 4,260 |
| Provision for loan and lease losses | $58,000 | 3,095 |
| Total noninterest income | $84,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $141,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-57,000 | 5,438 |
| Total noninterest expense | $2,364,000 | 3,950 |
| Salaries and employee benefits | $1,186,000 | 4,098 |
| Premises and equipment expense | $245,000 | 3,916 |
| Additional noninterest expense | $933,000 | 3,541 |
| Pre-tax net operating income | $84,000 | 5,212 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $17,000 | 3,669 |
| Income before extraordinary items | $67,000 | 5,223 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $67,000 | 5,222 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $67,000 | 5,222 |
| Net charge-offs | $16,000 | 2,801 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $67,000 | 5,222 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 4,448 |
| Total interest expense | $50,000 | 5,244 |
| Net interest income | $1,589,000 | 4,305 |
| Provision for loan and lease losses | $35,000 | 3,040 |
| Total noninterest income | $-27,000 | 5,512 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $97,000 | 3,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-124,000 | 5,521 |
| Total noninterest expense | $1,565,000 | 3,987 |
| Salaries and employee benefits | $793,000 | 4,129 |
| Premises and equipment expense | $167,000 | 3,910 |
| Additional noninterest expense | $605,000 | 3,599 |
| Pre-tax net operating income | $-38,000 | 5,396 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-7,000 | 5,381 |
| Income before extraordinary items | $-31,000 | 5,375 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-31,000 | 5,374 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-31,000 | 5,374 |
| Net charge-offs | $11,000 | 2,549 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-31,000 | 5,381 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 4,485 |
| Total interest expense | $27,000 | 5,263 |
| Net interest income | $790,000 | 4,341 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $114,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $51,000 | 3,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 3,933 |
| Total noninterest expense | $769,000 | 4,063 |
| Salaries and employee benefits | $398,000 | 4,166 |
| Premises and equipment expense | $88,000 | 3,866 |
| Additional noninterest expense | $283,000 | 3,749 |
| Pre-tax net operating income | $120,000 | 4,778 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $28,000 | 3,066 |
| Income before extraordinary items | $92,000 | 4,855 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $92,000 | 4,854 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $92,000 | 4,855 |
| Net charge-offs | $22,000 | 1,609 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $92,000 | 4,859 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 4,536 |
| Total interest expense | $102,000 | 5,310 |
| Net interest income | $3,040,000 | 4,413 |
| Provision for loan and lease losses | $60,000 | 3,409 |
| Total noninterest income | $315,000 | 4,445 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $205,000 | 3,420 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 4,718 |
| Total noninterest expense | $3,037,000 | 4,090 |
| Salaries and employee benefits | $1,593,000 | 4,181 |
| Premises and equipment expense | $307,000 | 4,142 |
| Additional noninterest expense | $1,137,000 | 3,775 |
| Pre-tax net operating income | $258,000 | 5,103 |
| Securities gains (losses) | $8,000 | 1,669 |
| Applicable income taxes | $403,000 | 2,572 |
| Income before extraordinary items | $-137,000 | 5,434 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-137,000 | 5,434 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-137,000 | 5,434 |
| Net charge-offs | $43,000 | 3,050 |
| Cash dividends | $102,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-142,120 | 5,435 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 4,580 |
| Total interest expense | $79,000 | 5,354 |
| Net interest income | $2,273,000 | 4,452 |
| Provision for loan and lease losses | $45,000 | 3,301 |
| Total noninterest income | $249,000 | 4,437 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $152,000 | 3,460 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $97,000 | 4,667 |
| Total noninterest expense | $2,255,000 | 4,136 |
| Salaries and employee benefits | $1,183,000 | 4,223 |
| Premises and equipment expense | $234,000 | 4,129 |
| Additional noninterest expense | $838,000 | 3,823 |
| Pre-tax net operating income | $222,000 | 5,137 |
| Securities gains (losses) | $8,000 | 1,697 |
| Applicable income taxes | $52,000 | 3,451 |
| Income before extraordinary items | $178,000 | 5,179 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $178,000 | 5,178 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $178,000 | 5,179 |
| Net charge-offs | $45,000 | 2,538 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $171,840 | 5,179 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 4,605 |
| Total interest expense | $53,000 | 5,380 |
| Net interest income | $1,507,000 | 4,470 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $146,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $103,000 | 3,442 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $43,000 | 4,959 |
| Total noninterest expense | $1,506,000 | 4,142 |
| Salaries and employee benefits | $796,000 | 4,227 |
| Premises and equipment expense | $156,000 | 4,155 |
| Additional noninterest expense | $554,000 | 3,866 |
| Pre-tax net operating income | $117,000 | 5,244 |
| Securities gains (losses) | $8,000 | 1,330 |
| Applicable income taxes | $18,000 | 3,663 |
| Income before extraordinary items | $107,000 | 5,228 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $107,000 | 5,227 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $107,000 | 5,228 |
| Net charge-offs | $45,000 | 2,067 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $100,120 | 5,254 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $780,000 | 4,631 |
| Total interest expense | $28,000 | 5,385 |
| Net interest income | $752,000 | 4,496 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $34,000 | 5,237 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $46,000 | 3,612 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-12,000 | 5,813 |
| Total noninterest expense | $760,000 | 4,180 |
| Salaries and employee benefits | $403,000 | 4,254 |
| Premises and equipment expense | $73,000 | 4,297 |
| Additional noninterest expense | $284,000 | 3,845 |
| Pre-tax net operating income | $11,000 | 5,549 |
| Securities gains (losses) | $8,000 | 717 |
| Applicable income taxes | $-6,000 | 5,679 |
| Income before extraordinary items | $25,000 | 5,451 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $25,000 | 5,451 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $25,000 | 5,451 |
| Net charge-offs | $35,000 | 1,555 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $17,000 | 5,507 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 4,628 |
| Total interest expense | $125,000 | 5,363 |
| Net interest income | $3,052,000 | 4,489 |
| Provision for loan and lease losses | $15,000 | 4,115 |
| Total noninterest income | $438,000 | 4,265 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $194,000 | 3,616 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $244,000 | 4,157 |
| Total noninterest expense | $3,043,000 | 4,204 |
| Salaries and employee benefits | $1,590,000 | 4,285 |
| Premises and equipment expense | $310,000 | 4,261 |
| Additional noninterest expense | $1,143,000 | 3,929 |
| Pre-tax net operating income | $432,000 | 4,936 |
| Securities gains (losses) | $136,000 | 1,117 |
| Applicable income taxes | $138,000 | 3,139 |
| Income before extraordinary items | $430,000 | 4,862 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $430,000 | 4,861 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $430,000 | 4,861 |
| Net charge-offs | $131,000 | 2,349 |
| Cash dividends | $113,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $326,640 | 5,021 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 4,656 |
| Total interest expense | $94,000 | 5,417 |
| Net interest income | $2,301,000 | 4,519 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $349,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $147,000 | 3,630 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $202,000 | 4,096 |
| Total noninterest expense | $2,345,000 | 4,156 |
| Salaries and employee benefits | $1,193,000 | 4,285 |
| Premises and equipment expense | $252,000 | 4,125 |
| Additional noninterest expense | $900,000 | 3,841 |
| Pre-tax net operating income | $305,000 | 5,048 |
| Securities gains (losses) | $136,000 | 1,056 |
| Applicable income taxes | $138,000 | 3,044 |
| Income before extraordinary items | $303,000 | 4,986 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $303,000 | 4,986 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $303,000 | 4,986 |
| Net charge-offs | $108,000 | 2,003 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $209,160 | 5,186 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 4,713 |
| Total interest expense | $63,000 | 5,468 |
| Net interest income | $1,518,000 | 4,576 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $227,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $98,000 | 3,626 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $129,000 | 4,159 |
| Total noninterest expense | $1,606,000 | 4,137 |
| Salaries and employee benefits | $805,000 | 4,300 |
| Premises and equipment expense | $176,000 | 4,051 |
| Additional noninterest expense | $625,000 | 3,771 |
| Pre-tax net operating income | $139,000 | 5,318 |
| Securities gains (losses) | $95,000 | 1,000 |
| Applicable income taxes | $71,000 | 3,200 |
| Income before extraordinary items | $163,000 | 5,178 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 5,177 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $163,000 | 5,177 |
| Net charge-offs | $108,000 | 1,554 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $96,500 | 5,417 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 4,755 |
| Total interest expense | $31,000 | 5,531 |
| Net interest income | $756,000 | 4,615 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $119,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $50,000 | 3,593 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $69,000 | 4,036 |
| Total noninterest expense | $809,000 | 4,153 |
| Salaries and employee benefits | $409,000 | 4,301 |
| Premises and equipment expense | $91,000 | 4,023 |
| Additional noninterest expense | $309,000 | 3,814 |
| Pre-tax net operating income | $66,000 | 5,342 |
| Securities gains (losses) | $21,000 | 1,208 |
| Applicable income taxes | $24,000 | 3,391 |
| Income before extraordinary items | $63,000 | 5,334 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $63,000 | 5,335 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $63,000 | 5,335 |
| Net charge-offs | $10,000 | 2,329 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $47,880 | 5,432 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 4,841 |
| Total interest expense | $133,000 | 5,543 |
| Net interest income | $2,885,000 | 4,714 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $288,000 | 4,853 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $181,000 | 3,849 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $107,000 | 5,048 |
| Total noninterest expense | $3,431,000 | 4,058 |
| Salaries and employee benefits | $1,952,000 | 3,951 |
| Premises and equipment expense | $315,000 | 4,386 |
| Additional noninterest expense | $1,164,000 | 3,986 |
| Pre-tax net operating income | $-258,000 | 5,988 |
| Securities gains (losses) | $378,000 | 454 |
| Applicable income taxes | $-15,000 | 5,900 |
| Income before extraordinary items | $135,000 | 5,617 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $135,000 | 5,619 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $135,000 | 5,620 |
| Net charge-offs | $20,000 | 3,764 |
| Cash dividends | $77,000 | 4,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-243,000 | 5,987 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 4,886 |
| Total interest expense | $102,000 | 5,602 |
| Net interest income | $2,176,000 | 4,748 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $180,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $134,000 | 3,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,469 |
| Total noninterest expense | $2,495,000 | 4,138 |
| Salaries and employee benefits | $1,389,000 | 4,089 |
| Premises and equipment expense | $242,000 | 4,374 |
| Additional noninterest expense | $864,000 | 4,026 |
| Pre-tax net operating income | $-139,000 | 6,062 |
| Securities gains (losses) | $378,000 | 394 |
| Applicable income taxes | $15,000 | 4,038 |
| Income before extraordinary items | $224,000 | 5,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 5,363 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $224,000 | 5,364 |
| Net charge-offs | $10,000 | 3,647 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-131,320 | 6,061 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 4,909 |
| Total interest expense | $71,000 | 5,630 |
| Net interest income | $1,455,000 | 4,776 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $96,000 | 5,328 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $89,000 | 3,897 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,008 |
| Total noninterest expense | $1,628,000 | 4,214 |
| Salaries and employee benefits | $879,000 | 4,234 |
| Premises and equipment expense | $162,000 | 4,399 |
| Additional noninterest expense | $587,000 | 4,008 |
| Pre-tax net operating income | $-77,000 | 6,099 |
| Securities gains (losses) | $367,000 | 326 |
| Applicable income taxes | $49,000 | 3,461 |
| Income before extraordinary items | $241,000 | 4,945 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $241,000 | 4,946 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $241,000 | 4,948 |
| Net charge-offs | $23,000 | 2,857 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-63,610 | 6,087 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $776,000 | 4,919 |
| Total interest expense | $36,000 | 5,670 |
| Net interest income | $740,000 | 4,773 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $107,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $44,000 | 3,897 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $63,000 | 4,252 |
| Total noninterest expense | $815,000 | 4,250 |
| Salaries and employee benefits | $432,000 | 4,287 |
| Premises and equipment expense | $82,000 | 4,427 |
| Additional noninterest expense | $301,000 | 3,963 |
| Pre-tax net operating income | $32,000 | 5,769 |
| Securities gains (losses) | $294,000 | 271 |
| Applicable income taxes | $67,000 | 2,776 |
| Income before extraordinary items | $259,000 | 3,895 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $259,000 | 3,898 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $259,000 | 3,899 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $26,740 | 5,795 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 5,053 |
| Total interest expense | $155,000 | 5,747 |
| Net interest income | $2,841,000 | 4,921 |
| Provision for loan and lease losses | $-50,000 | 5,961 |
| Total noninterest income | $453,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $203,000 | 3,884 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $250,000 | 4,257 |
| Total noninterest expense | $3,222,000 | 4,317 |
| Salaries and employee benefits | $1,754,000 | 4,280 |
| Premises and equipment expense | $313,000 | 4,590 |
| Additional noninterest expense | $1,155,000 | 4,126 |
| Pre-tax net operating income | $122,000 | 5,832 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-114,000 | 6,275 |
| Income before extraordinary items | $236,000 | 5,571 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $236,000 | 5,570 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $236,000 | 5,571 |
| Net charge-offs | $75,000 | 3,438 |
| Cash dividends | $77,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $236,000 | 5,519 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 5,109 |
| Total interest expense | $118,000 | 5,817 |
| Net interest income | $2,125,000 | 4,974 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $364,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $152,000 | 3,939 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $212,000 | 4,127 |
| Total noninterest expense | $2,395,000 | 4,362 |
| Salaries and employee benefits | $1,301,000 | 4,315 |
| Premises and equipment expense | $231,000 | 4,670 |
| Additional noninterest expense | $863,000 | 4,161 |
| Pre-tax net operating income | $94,000 | 5,905 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-73,000 | 6,401 |
| Income before extraordinary items | $167,000 | 5,678 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $167,000 | 5,677 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $167,000 | 5,678 |
| Net charge-offs | $70,000 | 3,006 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $167,000 | 5,634 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 5,134 |
| Total interest expense | $82,000 | 5,830 |
| Net interest income | $1,406,000 | 5,006 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $246,000 | 4,351 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $98,000 | 3,982 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $148,000 | 4,052 |
| Total noninterest expense | $1,586,000 | 4,412 |
| Salaries and employee benefits | $850,000 | 4,402 |
| Premises and equipment expense | $156,000 | 4,682 |
| Additional noninterest expense | $580,000 | 4,164 |
| Pre-tax net operating income | $66,000 | 5,925 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-45,000 | 6,463 |
| Income before extraordinary items | $111,000 | 5,695 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $111,000 | 5,698 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $111,000 | 5,698 |
| Net charge-offs | $75,000 | 2,447 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $111,000 | 5,656 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $733,000 | 5,207 |
| Total interest expense | $41,000 | 5,906 |
| Net interest income | $692,000 | 5,075 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $117,000 | 4,388 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $52,000 | 3,853 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $65,000 | 4,219 |
| Total noninterest expense | $784,000 | 4,468 |
| Salaries and employee benefits | $417,000 | 4,476 |
| Premises and equipment expense | $83,000 | 4,629 |
| Additional noninterest expense | $284,000 | 4,226 |
| Pre-tax net operating income | $25,000 | 5,992 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-30,000 | 6,536 |
| Income before extraordinary items | $55,000 | 5,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 5,660 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $55,000 | 5,660 |
| Net charge-offs | $76,000 | 1,541 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $55,000 | 5,625 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 5,221 |
| Total interest expense | $204,000 | 5,884 |
| Net interest income | $2,801,000 | 5,081 |
| Provision for loan and lease losses | $-30,000 | 6,289 |
| Total noninterest income | $500,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $236,000 | 3,814 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $264,000 | 4,258 |
| Total noninterest expense | $3,167,000 | 4,485 |
| Salaries and employee benefits | $1,702,000 | 4,455 |
| Premises and equipment expense | $313,000 | 4,760 |
| Additional noninterest expense | $1,152,000 | 4,286 |
| Pre-tax net operating income | $164,000 | 5,803 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-104,000 | 6,489 |
| Income before extraordinary items | $268,000 | 5,506 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $268,000 | 5,511 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $268,000 | 5,511 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $103,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $268,000 | 5,453 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 5,272 |
| Total interest expense | $159,000 | 5,935 |
| Net interest income | $2,103,000 | 5,120 |
| Provision for loan and lease losses | $-30,000 | 6,486 |
| Total noninterest income | $360,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $180,000 | 3,804 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $180,000 | 4,443 |
| Total noninterest expense | $2,395,000 | 4,484 |
| Salaries and employee benefits | $1,290,000 | 4,433 |
| Premises and equipment expense | $252,000 | 4,624 |
| Additional noninterest expense | $853,000 | 4,329 |
| Pre-tax net operating income | $98,000 | 6,006 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-87,000 | 6,678 |
| Income before extraordinary items | $185,000 | 5,692 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $185,000 | 5,693 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $185,000 | 5,693 |
| Net charge-offs | $-14,000 | 6,200 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $185,000 | 5,628 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 5,294 |
| Total interest expense | $110,000 | 5,966 |
| Net interest income | $1,403,000 | 5,135 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $268,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $117,000 | 3,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 4,202 |
| Total noninterest expense | $1,594,000 | 4,507 |
| Salaries and employee benefits | $863,000 | 4,463 |
| Premises and equipment expense | $167,000 | 4,655 |
| Additional noninterest expense | $564,000 | 4,343 |
| Pre-tax net operating income | $57,000 | 6,037 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-61,000 | 6,716 |
| Income before extraordinary items | $118,000 | 5,733 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $118,000 | 5,735 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $118,000 | 5,735 |
| Net charge-offs | $-9,000 | 6,120 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $118,000 | 5,641 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 5,304 |
| Total interest expense | $57,000 | 6,000 |
| Net interest income | $712,000 | 5,129 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $124,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $60,000 | 3,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $64,000 | 4,392 |
| Total noninterest expense | $786,000 | 4,582 |
| Salaries and employee benefits | $418,000 | 4,574 |
| Premises and equipment expense | $86,000 | 4,635 |
| Additional noninterest expense | $282,000 | 4,360 |
| Pre-tax net operating income | $35,000 | 5,994 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-29,000 | 6,820 |
| Income before extraordinary items | $64,000 | 5,668 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $64,000 | 5,670 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $64,000 | 5,670 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $64,000 | 5,567 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 5,338 |
| Total interest expense | $281,000 | 6,061 |
| Net interest income | $2,938,000 | 5,154 |
| Provision for loan and lease losses | $299,000 | 3,424 |
| Total noninterest income | $568,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $270,000 | 3,688 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $298,000 | 4,044 |
| Total noninterest expense | $3,025,000 | 4,720 |
| Salaries and employee benefits | $1,630,000 | 4,649 |
| Premises and equipment expense | $325,000 | 4,795 |
| Additional noninterest expense | $1,070,000 | 4,632 |
| Pre-tax net operating income | $182,000 | 5,719 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-101,000 | 6,703 |
| Income before extraordinary items | $283,000 | 5,524 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $283,000 | 5,521 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $283,000 | 5,522 |
| Net charge-offs | $363,000 | 3,058 |
| Cash dividends | $102,000 | 3,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $283,000 | 5,331 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 5,417 |
| Total interest expense | $221,000 | 6,132 |
| Net interest income | $2,211,000 | 5,232 |
| Provision for loan and lease losses | $299,000 | 2,995 |
| Total noninterest income | $416,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $207,000 | 3,688 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $209,000 | 4,185 |
| Total noninterest expense | $2,277,000 | 4,747 |
| Salaries and employee benefits | $1,221,000 | 4,660 |
| Premises and equipment expense | $250,000 | 4,792 |
| Additional noninterest expense | $806,000 | 4,650 |
| Pre-tax net operating income | $51,000 | 6,144 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-105,000 | 6,917 |
| Income before extraordinary items | $156,000 | 5,906 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $156,000 | 5,905 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $156,000 | 5,905 |
| Net charge-offs | $336,000 | 2,691 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $156,000 | 5,742 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 5,438 |
| Total interest expense | $153,000 | 6,176 |
| Net interest income | $1,495,000 | 5,214 |
| Provision for loan and lease losses | $279,000 | 2,546 |
| Total noninterest income | $285,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $142,000 | 3,620 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 4,143 |
| Total noninterest expense | $1,509,000 | 4,793 |
| Salaries and employee benefits | $801,000 | 4,737 |
| Premises and equipment expense | $171,000 | 4,748 |
| Additional noninterest expense | $537,000 | 4,663 |
| Pre-tax net operating income | $-8,000 | 6,340 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-82,000 | 7,004 |
| Income before extraordinary items | $74,000 | 6,100 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $74,000 | 6,100 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $74,000 | 6,100 |
| Net charge-offs | $343,000 | 2,175 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $74,000 | 5,949 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $851,000 | 5,407 |
| Total interest expense | $78,000 | 6,242 |
| Net interest income | $773,000 | 5,169 |
| Provision for loan and lease losses | $249,000 | 1,769 |
| Total noninterest income | $123,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,597 |
| Total noninterest expense | $748,000 | 4,832 |
| Salaries and employee benefits | $407,000 | 4,734 |
| Premises and equipment expense | $87,000 | 4,720 |
| Additional noninterest expense | $254,000 | 4,825 |
| Pre-tax net operating income | $-101,000 | 6,736 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-75,000 | 7,142 |
| Income before extraordinary items | $-26,000 | 6,647 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-26,000 | 6,647 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-26,000 | 6,647 |
| Net charge-offs | $352,000 | 1,352 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-26,000 | 6,563 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 5,459 |
| Total interest expense | $388,000 | 6,247 |
| Net interest income | $3,100,000 | 5,182 |
| Provision for loan and lease losses | $250,000 | 4,345 |
| Total noninterest income | $519,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $281,000 | 3,729 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $238,000 | 4,205 |
| Total noninterest expense | $3,005,000 | 4,877 |
| Salaries and employee benefits | $1,626,000 | 4,737 |
| Premises and equipment expense | $307,000 | 5,184 |
| Additional noninterest expense | $1,072,000 | 4,741 |
| Pre-tax net operating income | $364,000 | 5,071 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-37,000 | 6,699 |
| Income before extraordinary items | $401,000 | 4,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $401,000 | 4,943 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $401,000 | 4,942 |
| Net charge-offs | $234,000 | 4,112 |
| Cash dividends | $135,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $401,000 | 4,807 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 5,512 |
| Total interest expense | $306,000 | 6,287 |
| Net interest income | $2,307,000 | 5,235 |
| Provision for loan and lease losses | $158,000 | 4,440 |
| Total noninterest income | $391,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $204,000 | 3,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $187,000 | 4,196 |
| Total noninterest expense | $2,285,000 | 4,851 |
| Salaries and employee benefits | $1,217,000 | 4,743 |
| Premises and equipment expense | $250,000 | 5,048 |
| Additional noninterest expense | $818,000 | 4,726 |
| Pre-tax net operating income | $255,000 | 5,268 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-29,000 | 6,868 |
| Income before extraordinary items | $284,000 | 5,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 5,131 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $284,000 | 5,131 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $284,000 | 5,008 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 5,568 |
| Total interest expense | $215,000 | 6,311 |
| Net interest income | $1,521,000 | 5,304 |
| Provision for loan and lease losses | $105,000 | 4,333 |
| Total noninterest income | $255,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $137,000 | 3,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 4,319 |
| Total noninterest expense | $1,532,000 | 4,886 |
| Salaries and employee benefits | $818,000 | 4,763 |
| Premises and equipment expense | $170,000 | 5,045 |
| Additional noninterest expense | $544,000 | 4,782 |
| Pre-tax net operating income | $139,000 | 5,468 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-27,000 | 6,961 |
| Income before extraordinary items | $166,000 | 5,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $166,000 | 5,249 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $166,000 | 5,250 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $166,000 | 5,160 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 5,577 |
| Total interest expense | $114,000 | 6,323 |
| Net interest income | $762,000 | 5,297 |
| Provision for loan and lease losses | $53,000 | 4,125 |
| Total noninterest income | $127,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,407 |
| Total noninterest expense | $769,000 | 4,902 |
| Salaries and employee benefits | $407,000 | 4,821 |
| Premises and equipment expense | $87,000 | 5,036 |
| Additional noninterest expense | $275,000 | 4,748 |
| Pre-tax net operating income | $67,000 | 5,533 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-4,000 | 6,944 |
| Income before extraordinary items | $71,000 | 5,400 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $71,000 | 5,399 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $71,000 | 5,400 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $71,000 | 5,346 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 5,728 |
| Total interest expense | $614,000 | 6,203 |
| Net interest income | $2,871,000 | 5,468 |
| Provision for loan and lease losses | $260,000 | 5,036 |
| Total noninterest income | $622,000 | 4,156 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $334,000 | 3,435 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $288,000 | 4,011 |
| Total noninterest expense | $2,961,000 | 5,053 |
| Salaries and employee benefits | $1,553,000 | 4,968 |
| Premises and equipment expense | $298,000 | 5,425 |
| Additional noninterest expense | $1,110,000 | 4,810 |
| Pre-tax net operating income | $272,000 | 4,983 |
| Securities gains (losses) | $6,000 | 3,427 |
| Applicable income taxes | $-18,000 | 6,613 |
| Income before extraordinary items | $296,000 | 4,956 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $296,000 | 4,959 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $296,000 | 4,959 |
| Net charge-offs | $438,000 | 3,820 |
| Cash dividends | $108,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $290,000 | 4,835 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 5,838 |
| Total interest expense | $484,000 | 6,266 |
| Net interest income | $2,123,000 | 5,572 |
| Provision for loan and lease losses | $208,000 | 4,843 |
| Total noninterest income | $480,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $262,000 | 3,416 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $218,000 | 4,034 |
| Total noninterest expense | $2,202,000 | 5,100 |
| Salaries and employee benefits | $1,155,000 | 5,025 |
| Premises and equipment expense | $234,000 | 5,394 |
| Additional noninterest expense | $813,000 | 4,878 |
| Pre-tax net operating income | $193,000 | 5,283 |
| Securities gains (losses) | $6,000 | 3,242 |
| Applicable income taxes | $-7,000 | 6,823 |
| Income before extraordinary items | $206,000 | 5,267 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $206,000 | 5,269 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $206,000 | 5,270 |
| Net charge-offs | $308,000 | 3,698 |
| Cash dividends | $77,000 | 3,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $200,000 | 5,141 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 5,894 |
| Total interest expense | $337,000 | 6,289 |
| Net interest income | $1,393,000 | 5,633 |
| Provision for loan and lease losses | $105,000 | 5,093 |
| Total noninterest income | $330,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $180,000 | 3,359 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $150,000 | 3,983 |
| Total noninterest expense | $1,492,000 | 5,080 |
| Salaries and employee benefits | $800,000 | 4,925 |
| Premises and equipment expense | $161,000 | 5,352 |
| Additional noninterest expense | $531,000 | 4,926 |
| Pre-tax net operating income | $126,000 | 5,354 |
| Securities gains (losses) | $6,000 | 2,744 |
| Applicable income taxes | $-11,000 | 6,934 |
| Income before extraordinary items | $143,000 | 5,262 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $143,000 | 5,265 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $143,000 | 5,264 |
| Net charge-offs | $177,000 | 3,665 |
| Cash dividends | $62,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $137,000 | 5,153 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 5,935 |
| Total interest expense | $178,000 | 6,305 |
| Net interest income | $694,000 | 5,682 |
| Provision for loan and lease losses | $53,000 | 4,798 |
| Total noninterest income | $175,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $90,000 | 3,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $85,000 | 3,799 |
| Total noninterest expense | $737,000 | 5,162 |
| Salaries and employee benefits | $396,000 | 5,030 |
| Premises and equipment expense | $81,000 | 5,414 |
| Additional noninterest expense | $260,000 | 5,002 |
| Pre-tax net operating income | $79,000 | 5,306 |
| Securities gains (losses) | $6,000 | 1,850 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $85,000 | 5,181 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 5,182 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $85,000 | 5,181 |
| Net charge-offs | $26,000 | 4,249 |
| Cash dividends | $31,000 | 2,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $79,000 | 5,161 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 5,933 |
| Total interest expense | $854,000 | 6,340 |
| Net interest income | $2,792,000 | 5,570 |
| Provision for loan and lease losses | $460,000 | 4,663 |
| Total noninterest income | $372,000 | 5,243 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $399,000 | 3,336 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-27,000 | 7,499 |
| Total noninterest expense | $3,085,000 | 5,093 |
| Salaries and employee benefits | $1,583,000 | 5,038 |
| Premises and equipment expense | $307,000 | 5,594 |
| Additional noninterest expense | $1,195,000 | 4,760 |
| Pre-tax net operating income | $-381,000 | 5,892 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-276,000 | 6,842 |
| Income before extraordinary items | $-105,000 | 5,711 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-105,000 | 5,710 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-105,000 | 5,710 |
| Net charge-offs | $397,000 | 4,103 |
| Cash dividends | $77,000 | 4,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-105,000 | 5,686 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 6,000 |
| Total interest expense | $666,000 | 6,397 |
| Net interest income | $2,069,000 | 5,619 |
| Provision for loan and lease losses | $200,000 | 5,146 |
| Total noninterest income | $594,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $305,000 | 3,308 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $289,000 | 3,684 |
| Total noninterest expense | $2,285,000 | 5,154 |
| Salaries and employee benefits | $1,171,000 | 5,113 |
| Premises and equipment expense | $242,000 | 5,538 |
| Additional noninterest expense | $872,000 | 4,811 |
| Pre-tax net operating income | $178,000 | 5,015 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-44,000 | 6,801 |
| Income before extraordinary items | $222,000 | 4,747 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $222,000 | 4,746 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $222,000 | 4,747 |
| Net charge-offs | $92,000 | 5,128 |
| Cash dividends | $46,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $222,000 | 4,683 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 6,057 |
| Total interest expense | $462,000 | 6,441 |
| Net interest income | $1,358,000 | 5,656 |
| Provision for loan and lease losses | $170,000 | 4,577 |
| Total noninterest income | $300,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $195,000 | 3,373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $105,000 | 4,716 |
| Total noninterest expense | $1,512,000 | 5,226 |
| Salaries and employee benefits | $788,000 | 5,144 |
| Premises and equipment expense | $165,000 | 5,542 |
| Additional noninterest expense | $559,000 | 4,939 |
| Pre-tax net operating income | $-24,000 | 5,889 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-84,000 | 7,099 |
| Income before extraordinary items | $60,000 | 5,498 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 5,494 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $60,000 | 5,494 |
| Net charge-offs | $58,000 | 4,788 |
| Cash dividends | $15,000 | 3,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $60,000 | 5,417 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $906,000 | 6,107 |
| Total interest expense | $243,000 | 6,447 |
| Net interest income | $663,000 | 5,724 |
| Provision for loan and lease losses | $140,000 | 3,413 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $93,000 | 3,396 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $46,000 | 4,978 |
| Total noninterest expense | $776,000 | 5,060 |
| Salaries and employee benefits | $406,000 | 5,099 |
| Premises and equipment expense | $84,000 | 5,551 |
| Additional noninterest expense | $286,000 | 4,555 |
| Pre-tax net operating income | $-114,000 | 6,691 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-79,000 | 7,508 |
| Income before extraordinary items | $-35,000 | 6,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-35,000 | 6,594 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-35,000 | 6,594 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-35,000 | 6,475 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,974,000 | 6,021 |
| Total interest expense | $1,147,000 | 6,534 |
| Net interest income | $2,827,000 | 5,576 |
| Provision for loan and lease losses | $358,000 | 4,321 |
| Total noninterest income | $640,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $455,000 | 3,206 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $185,000 | 4,964 |
| Total noninterest expense | $2,913,000 | 5,216 |
| Salaries and employee benefits | $1,612,000 | 5,107 |
| Premises and equipment expense | $314,000 | 5,679 |
| Additional noninterest expense | $987,000 | 4,863 |
| Pre-tax net operating income | $196,000 | 5,765 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-127,000 | 7,132 |
| Income before extraordinary items | $323,000 | 5,010 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $323,000 | 5,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 3,225 |
| Cash dividends | $92,000 | 5,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $323,000 | 5,167 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 6,071 |
| Total interest expense | $881,000 | 6,604 |
| Net interest income | $2,139,000 | 5,599 |
| Provision for loan and lease losses | $175,000 | 4,422 |
| Total noninterest income | $501,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $349,000 | 3,193 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 4,925 |
| Total noninterest expense | $2,282,000 | 5,057 |
| Salaries and employee benefits | $1,298,000 | 4,933 |
| Premises and equipment expense | $236,000 | 5,701 |
| Additional noninterest expense | $748,000 | 4,752 |
| Pre-tax net operating income | $183,000 | 6,099 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-65,000 | 7,475 |
| Income before extraordinary items | $248,000 | 5,453 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $248,000 | 5,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,500 |
| Cash dividends | $62,000 | 4,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $248,000 | 5,630 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 6,117 |
| Total interest expense | $603,000 | 6,673 |
| Net interest income | $1,419,000 | 5,620 |
| Provision for loan and lease losses | $175,000 | 3,369 |
| Total noninterest income | $332,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $231,000 | 3,182 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $101,000 | 5,037 |
| Total noninterest expense | $1,495,000 | 5,136 |
| Salaries and employee benefits | $855,000 | 5,007 |
| Premises and equipment expense | $158,000 | 5,733 |
| Additional noninterest expense | $482,000 | 4,852 |
| Pre-tax net operating income | $81,000 | 6,506 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-57,000 | 7,771 |
| Income before extraordinary items | $138,000 | 6,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $31,000 | 4,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $138,000 | 5,996 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 6,158 |
| Total interest expense | $312,000 | 6,766 |
| Net interest income | $716,000 | 5,617 |
| Provision for loan and lease losses | $175,000 | 1,958 |
| Total noninterest income | $157,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $114,000 | 3,168 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $730,000 | 5,226 |
| Salaries and employee benefits | $403,000 | 5,202 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $243,000 | 4,780 |
| Pre-tax net operating income | $-32,000 | 7,333 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-50,000 | 8,027 |
| Income before extraordinary items | $18,000 | 7,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $18,000 | 7,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $18,000 | 6,954 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,323,000 | 6,074 |
| Total interest expense | $1,343,000 | 6,651 |
| Net interest income | $2,980,000 | 5,518 |
| Provision for loan and lease losses | $274,000 | 3,358 |
| Total noninterest income | $731,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $480,000 | 3,131 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $251,000 | 4,580 |
| Total noninterest expense | $2,992,000 | 5,011 |
| Salaries and employee benefits | $1,798,000 | 4,753 |
| Premises and equipment expense | $298,000 | 5,786 |
| Additional noninterest expense | $896,000 | 4,978 |
| Pre-tax net operating income | $445,000 | 6,141 |
| Securities gains (losses) | $-23,000 | 7,791 |
| Applicable income taxes | $-5,000 | 7,747 |
| Income before extraordinary items | $427,000 | 5,962 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $427,000 | 5,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,153 |
| Cash dividends | $205,000 | 4,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $450,000 | 5,857 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 6,030 |
| Total interest expense | $1,021,000 | 6,651 |
| Net interest income | $2,325,000 | 5,440 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $505,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $321,000 | 3,401 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $184,000 | 4,660 |
| Total noninterest expense | $2,190,000 | 5,062 |
| Salaries and employee benefits | $1,330,000 | 4,764 |
| Premises and equipment expense | $222,000 | 5,815 |
| Additional noninterest expense | $638,000 | 5,094 |
| Pre-tax net operating income | $622,000 | 5,370 |
| Securities gains (losses) | $-23,000 | 7,998 |
| Applicable income taxes | $95,000 | 4,485 |
| Income before extraordinary items | $504,000 | 5,370 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $504,000 | 5,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,106 |
| Cash dividends | $116,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $523,320 | 5,277 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 6,083 |
| Total interest expense | $684,000 | 6,669 |
| Net interest income | $1,517,000 | 5,531 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $352,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $218,000 | 3,337 |
| Trading account gains and fees | $14,000 | 154 |
| Additional Noninterest Income | $120,000 | 4,752 |
| Total noninterest expense | $1,476,000 | 5,059 |
| Salaries and employee benefits | $881,000 | 4,820 |
| Premises and equipment expense | $150,000 | 5,809 |
| Additional noninterest expense | $445,000 | 4,941 |
| Pre-tax net operating income | $381,000 | 5,616 |
| Securities gains (losses) | $-23,000 | 8,161 |
| Applicable income taxes | $56,000 | 4,670 |
| Income before extraordinary items | $302,000 | 5,637 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $302,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,291 |
| Cash dividends | $77,000 | 4,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $321,320 | 5,495 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 6,146 |
| Total interest expense | $337,000 | 6,725 |
| Net interest income | $738,000 | 5,630 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $189,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $108,000 | 3,287 |
| Trading account gains and fees | $14,000 | 168 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $733,000 | 5,095 |
| Salaries and employee benefits | $443,000 | 4,837 |
| Premises and equipment expense | $76,000 | 5,812 |
| Additional noninterest expense | $214,000 | 5,035 |
| Pre-tax net operating income | $188,000 | 5,628 |
| Securities gains (losses) | $-23,000 | 8,393 |
| Applicable income taxes | $25,000 | 4,759 |
| Income before extraordinary items | $140,000 | 5,784 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $140,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $38,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $159,550 | 5,521 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 5,918 |
| Total interest expense | $1,163,000 | 6,639 |
| Net interest income | $3,184,000 | 5,342 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $601,000 | 4,724 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $420,000 | 3,430 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $181,000 | 5,301 |
| Total noninterest expense | $2,939,000 | 4,957 |
| Salaries and employee benefits | $1,700,000 | 4,804 |
| Premises and equipment expense | $324,000 | 5,541 |
| Additional noninterest expense | $915,000 | 4,805 |
| Pre-tax net operating income | $822,000 | 5,601 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $185,000 | 4,374 |
| Income before extraordinary items | $637,000 | 5,689 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $637,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $193,000 | 5,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $637,000 | 5,674 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 5,943 |
| Total interest expense | $835,000 | 6,709 |
| Net interest income | $2,424,000 | 5,349 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $472,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $326,000 | 3,388 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 5,185 |
| Total noninterest expense | $2,268,000 | 4,841 |
| Salaries and employee benefits | $1,283,000 | 4,748 |
| Premises and equipment expense | $251,000 | 5,465 |
| Additional noninterest expense | $734,000 | 4,555 |
| Pre-tax net operating income | $610,000 | 5,824 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $135,000 | 4,591 |
| Income before extraordinary items | $475,000 | 5,874 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $475,000 | 5,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $116,000 | 4,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $475,000 | 5,874 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 5,968 |
| Total interest expense | $528,000 | 6,742 |
| Net interest income | $1,610,000 | 5,386 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $277,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $215,000 | 3,385 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,020 |
| Total noninterest expense | $1,494,000 | 4,888 |
| Salaries and employee benefits | $854,000 | 4,791 |
| Premises and equipment expense | $174,000 | 5,339 |
| Additional noninterest expense | $466,000 | 4,699 |
| Pre-tax net operating income | $381,000 | 5,996 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $81,000 | 4,767 |
| Income before extraordinary items | $300,000 | 6,011 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $300,000 | 6,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $77,000 | 4,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $300,000 | 6,008 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 6,003 |
| Total interest expense | $243,000 | 6,839 |
| Net interest income | $799,000 | 5,398 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $140,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $737,000 | 4,962 |
| Salaries and employee benefits | $423,000 | 4,836 |
| Premises and equipment expense | $88,000 | 5,343 |
| Additional noninterest expense | $226,000 | 4,786 |
| Pre-tax net operating income | $196,000 | 5,883 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $43,000 | 4,670 |
| Income before extraordinary items | $153,000 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $38,000 | 3,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $153,000 | 5,919 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 5,824 |
| Total interest expense | $771,000 | 6,865 |
| Net interest income | $3,236,000 | 5,261 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $592,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $397,000 | 3,572 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $195,000 | 5,217 |
| Total noninterest expense | $2,896,000 | 4,883 |
| Salaries and employee benefits | $1,672,000 | 4,719 |
| Premises and equipment expense | $321,000 | 5,538 |
| Additional noninterest expense | $903,000 | 4,756 |
| Pre-tax net operating income | $908,000 | 5,608 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $224,000 | 4,513 |
| Income before extraordinary items | $667,000 | 5,765 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $667,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,191 |
| Cash dividends | $193,000 | 4,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $679,750 | 5,710 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 5,792 |
| Total interest expense | $565,000 | 6,843 |
| Net interest income | $2,437,000 | 5,250 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $432,000 | 4,923 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $299,000 | 3,559 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $133,000 | 5,420 |
| Total noninterest expense | $2,146,000 | 4,901 |
| Salaries and employee benefits | $1,263,000 | 4,669 |
| Premises and equipment expense | $248,000 | 5,456 |
| Additional noninterest expense | $635,000 | 4,929 |
| Pre-tax net operating income | $705,000 | 5,621 |
| Securities gains (losses) | $-17,000 | 8,109 |
| Applicable income taxes | $212,000 | 4,326 |
| Income before extraordinary items | $476,000 | 6,007 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $476,000 | 6,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $101,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $487,730 | 5,928 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 5,777 |
| Total interest expense | $368,000 | 6,790 |
| Net interest income | $1,608,000 | 5,274 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $280,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $88,000 | 5,421 |
| Total noninterest expense | $1,418,000 | 4,925 |
| Salaries and employee benefits | $844,000 | 4,642 |
| Premises and equipment expense | $174,000 | 5,280 |
| Additional noninterest expense | $400,000 | 5,082 |
| Pre-tax net operating income | $458,000 | 5,658 |
| Securities gains (losses) | $-17,000 | 8,320 |
| Applicable income taxes | $137,000 | 4,387 |
| Income before extraordinary items | $304,000 | 6,095 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $304,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $67,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $315,730 | 5,963 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 5,769 |
| Total interest expense | $175,000 | 6,851 |
| Net interest income | $814,000 | 5,289 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $137,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $93,000 | 3,609 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $708,000 | 4,959 |
| Salaries and employee benefits | $423,000 | 4,648 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $195,000 | 5,175 |
| Pre-tax net operating income | $237,000 | 5,574 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $79,000 | 4,134 |
| Income before extraordinary items | $158,000 | 5,988 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $158,000 | 5,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $34,000 | 3,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $158,000 | 5,948 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 5,714 |
| Total interest expense | $691,000 | 6,628 |
| Net interest income | $3,111,000 | 5,300 |
| Provision for loan and lease losses | $33,000 | 6,366 |
| Total noninterest income | $566,000 | 4,963 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $324,000 | 4,141 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $242,000 | 4,706 |
| Total noninterest expense | $2,719,000 | 5,005 |
| Salaries and employee benefits | $1,688,000 | 4,550 |
| Premises and equipment expense | $337,000 | 5,342 |
| Additional noninterest expense | $694,000 | 5,554 |
| Pre-tax net operating income | $925,000 | 5,428 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $300,000 | 4,172 |
| Income before extraordinary items | $625,000 | 5,859 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $625,000 | 5,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $168,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $625,000 | 5,790 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 5,738 |
| Total interest expense | $529,000 | 6,567 |
| Net interest income | $2,294,000 | 5,342 |
| Provision for loan and lease losses | $33,000 | 5,925 |
| Total noninterest income | $412,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $235,000 | 4,247 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $177,000 | 4,755 |
| Total noninterest expense | $2,033,000 | 4,968 |
| Salaries and employee benefits | $1,261,000 | 4,523 |
| Premises and equipment expense | $260,000 | 5,221 |
| Additional noninterest expense | $512,000 | 5,567 |
| Pre-tax net operating income | $640,000 | 5,728 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $213,000 | 4,349 |
| Income before extraordinary items | $427,000 | 6,164 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $427,000 | 6,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $427,000 | 6,100 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 5,777 |
| Total interest expense | $373,000 | 6,450 |
| Net interest income | $1,496,000 | 5,418 |
| Provision for loan and lease losses | $24,000 | 5,696 |
| Total noninterest income | $283,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $155,000 | 4,246 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $128,000 | 4,639 |
| Total noninterest expense | $1,346,000 | 5,016 |
| Salaries and employee benefits | $841,000 | 4,543 |
| Premises and equipment expense | $175,000 | 5,210 |
| Additional noninterest expense | $330,000 | 5,690 |
| Pre-tax net operating income | $409,000 | 5,800 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $139,000 | 4,375 |
| Income before extraordinary items | $270,000 | 6,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $270,000 | 6,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $270,000 | 6,187 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 5,823 |
| Total interest expense | $200,000 | 6,351 |
| Net interest income | $729,000 | 5,489 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $129,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $667,000 | 5,074 |
| Salaries and employee benefits | $417,000 | 4,594 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $160,000 | 5,799 |
| Pre-tax net operating income | $176,000 | 6,113 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $61,000 | 4,556 |
| Income before extraordinary items | $115,000 | 6,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $115,000 | 6,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,369 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $115,000 | 6,494 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 5,632 |
| Total interest expense | $937,000 | 6,295 |
| Net interest income | $3,078,000 | 5,227 |
| Provision for loan and lease losses | $70,000 | 5,822 |
| Total noninterest income | $500,000 | 5,437 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $307,000 | 4,245 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $193,000 | 5,358 |
| Total noninterest expense | $2,584,000 | 5,098 |
| Salaries and employee benefits | $1,580,000 | 4,684 |
| Premises and equipment expense | $338,000 | 5,290 |
| Additional noninterest expense | $666,000 | 5,654 |
| Pre-tax net operating income | $924,000 | 5,366 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $327,000 | 4,148 |
| Income before extraordinary items | $597,000 | 5,963 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $597,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,313 |
| Cash dividends | $129,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $597,000 | 5,789 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 5,667 |
| Total interest expense | $728,000 | 6,352 |
| Net interest income | $2,311,000 | 5,248 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $380,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $229,000 | 4,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 5,322 |
| Total noninterest expense | $1,952,000 | 5,061 |
| Salaries and employee benefits | $1,165,000 | 4,731 |
| Premises and equipment expense | $258,000 | 5,228 |
| Additional noninterest expense | $529,000 | 5,455 |
| Pre-tax net operating income | $684,000 | 5,564 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $246,000 | 4,311 |
| Income before extraordinary items | $438,000 | 6,153 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $438,000 | 6,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $438,000 | 5,988 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 5,663 |
| Total interest expense | $505,000 | 6,361 |
| Net interest income | $1,540,000 | 5,253 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $242,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $150,000 | 4,294 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $92,000 | 5,469 |
| Total noninterest expense | $1,286,000 | 5,104 |
| Salaries and employee benefits | $772,000 | 4,736 |
| Premises and equipment expense | $173,000 | 5,176 |
| Additional noninterest expense | $341,000 | 5,557 |
| Pre-tax net operating income | $456,000 | 5,548 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $164,000 | 4,343 |
| Income before extraordinary items | $292,000 | 6,153 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $292,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,910 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $292,000 | 5,959 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 5,679 |
| Total interest expense | $265,000 | 6,314 |
| Net interest income | $763,000 | 5,262 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $121,000 | 5,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $50,000 | 5,268 |
| Total noninterest expense | $665,000 | 4,982 |
| Salaries and employee benefits | $393,000 | 4,668 |
| Premises and equipment expense | $91,000 | 5,012 |
| Additional noninterest expense | $181,000 | 5,325 |
| Pre-tax net operating income | $194,000 | 5,912 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $70,000 | 4,589 |
| Income before extraordinary items | $124,000 | 6,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,000 | 6,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,593,000 | 5,461 |
| Total interest expense | $1,301,000 | 6,176 |
| Net interest income | $3,292,000 | 4,966 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $445,000 | 5,513 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $292,000 | 4,289 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $2,591,000 | 4,959 |
| Salaries and employee benefits | $1,560,000 | 4,545 |
| Premises and equipment expense | $399,000 | 4,662 |
| Additional noninterest expense | $632,000 | 5,749 |
| Pre-tax net operating income | $936,000 | 5,376 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $356,000 | 4,119 |
| Income before extraordinary items | $589,000 | 6,015 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $589,000 | 6,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,724 |
| Cash dividends | $127,000 | 5,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $583,240 | 5,897 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,921,000 | 5,665 |
| Total interest expense | $1,737,000 | 6,533 |
| Net interest income | $3,184,000 | 4,859 |
| Provision for loan and lease losses | $155,000 | 4,704 |
| Total noninterest income | $444,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $308,000 | 4,094 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $136,000 | 5,723 |
| Total noninterest expense | $2,613,000 | 4,813 |
| Salaries and employee benefits | $1,603,000 | 4,299 |
| Premises and equipment expense | $356,000 | 4,968 |
| Additional noninterest expense | $654,000 | 5,523 |
| Pre-tax net operating income | $860,000 | 5,312 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $285,000 | 4,374 |
| Income before extraordinary items | $576,000 | 5,733 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $576,000 | 5,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,593 |
| Cash dividends | $119,000 | 5,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $575,330 | 5,605 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 5,735 |
| Total interest expense | $1,717,000 | 6,757 |
| Net interest income | $3,278,000 | 4,842 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $389,000 | 5,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,289 |
| Total noninterest expense | $2,541,000 | 4,803 |
| Salaries and employee benefits | $1,519,000 | 4,316 |
| Premises and equipment expense | $362,000 | 4,822 |
| Additional noninterest expense | $660,000 | 5,415 |
| Pre-tax net operating income | $1,006,000 | 5,244 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $337,000 | 4,337 |
| Income before extraordinary items | $669,000 | 5,538 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $669,000 | 5,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,280 |
| Cash dividends | $118,000 | 5,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $669,000 | 5,545 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 5,857 |
| Total interest expense | $1,569,000 | 6,800 |
| Net interest income | $3,032,000 | 5,124 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $364,000 | 5,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,650 |
| Total noninterest expense | $2,551,000 | 4,806 |
| Salaries and employee benefits | $1,552,000 | 4,212 |
| Premises and equipment expense | $388,000 | 4,647 |
| Additional noninterest expense | $611,000 | 5,758 |
| Pre-tax net operating income | $773,000 | 6,034 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $256,000 | 5,148 |
| Income before extraordinary items | $522,000 | 6,290 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $522,000 | 6,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $94,000 | 6,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $518,650 | 6,293 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,351,000 | 6,185 |
| Total interest expense | $1,516,000 | 7,160 |
| Net interest income | $2,835,000 | 5,349 |
| Provision for loan and lease losses | $92,000 | 5,281 |
| Total noninterest income | $359,000 | 5,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,607 |
| Total noninterest expense | $2,308,000 | 5,050 |
| Salaries and employee benefits | $1,418,000 | 4,455 |
| Premises and equipment expense | $345,000 | 4,929 |
| Additional noninterest expense | $545,000 | 6,124 |
| Pre-tax net operating income | $794,000 | 6,122 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $281,000 | 5,359 |
| Income before extraordinary items | $516,000 | 6,509 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $516,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,584 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $514,050 | 6,411 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 6,517 |
| Total interest expense | $1,435,000 | 7,501 |
| Net interest income | $2,718,000 | 5,732 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $329,000 | 6,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $2,261,000 | 5,181 |
| Salaries and employee benefits | $1,373,000 | 4,580 |
| Premises and equipment expense | $343,000 | 4,973 |
| Additional noninterest expense | $545,000 | 6,165 |
| Pre-tax net operating income | $726,000 | 6,875 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $215,000 | 6,682 |
| Income before extraordinary items | $513,000 | 6,889 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $513,000 | 6,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $85,000 | 6,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $511,600 | 6,841 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,028,000 | 6,845 |
| Total interest expense | $1,413,000 | 7,808 |
| Net interest income | $2,615,000 | 6,022 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $318,000 | 6,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,329 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,999 |
| Total noninterest expense | $2,118,000 | 5,704 |
| Salaries and employee benefits | $1,325,000 | 4,784 |
| Premises and equipment expense | $339,000 | 5,126 |
| Additional noninterest expense | $454,000 | 7,439 |
| Pre-tax net operating income | $750,000 | 6,700 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $215,000 | 6,900 |
| Income before extraordinary items | $535,000 | 6,660 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $535,000 | 6,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $81,000 | 7,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $535,000 | 6,600 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 7,064 |
| Total interest expense | $1,336,000 | 8,167 |
| Net interest income | $2,603,000 | 6,121 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $317,000 | 6,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 6,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,260 |
| Total noninterest expense | $2,115,000 | 5,748 |
| Salaries and employee benefits | $1,341,000 | 4,747 |
| Premises and equipment expense | $264,000 | 6,144 |
| Additional noninterest expense | $510,000 | 7,176 |
| Pre-tax net operating income | $750,000 | 7,058 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $203,000 | 7,361 |
| Income before extraordinary items | $547,000 | 6,920 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $547,000 | 6,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,211 |
| Cash dividends | $78,000 | 7,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $547,000 | 6,896 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 7,195 |
| Total interest expense | $1,096,000 | 8,302 |
| Net interest income | $2,500,000 | 6,485 |
| Provision for loan and lease losses | $62,000 | 5,552 |
| Total noninterest income | $289,000 | 7,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,005 |
| Total noninterest expense | $2,040,000 | 6,101 |
| Salaries and employee benefits | $1,232,000 | 5,128 |
| Premises and equipment expense | $302,000 | 5,687 |
| Additional noninterest expense | $506,000 | 7,780 |
| Pre-tax net operating income | $687,000 | 7,473 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $182,000 | 7,671 |
| Income before extraordinary items | $505,000 | 7,268 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $505,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,658 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $505,000 | 7,305 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 7,597 |
| Total interest expense | $1,134,000 | 8,544 |
| Net interest income | $2,320,000 | 6,895 |
| Provision for loan and lease losses | $78,000 | 6,380 |
| Total noninterest income | $235,000 | 8,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $2,070,000 | 6,151 |
| Salaries and employee benefits | $1,207,000 | 5,212 |
| Premises and equipment expense | $338,000 | 5,366 |
| Additional noninterest expense | $525,000 | 7,993 |
| Pre-tax net operating income | $407,000 | 9,357 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $107,000 | 9,575 |
| Income before extraordinary items | $300,000 | 9,481 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $300,000 | 9,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $300,000 | 9,216 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 7,870 |
| Total interest expense | $1,419,000 | 8,780 |
| Net interest income | $2,304,000 | 6,999 |
| Provision for loan and lease losses | $145,000 | 6,193 |
| Total noninterest income | $286,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $2,030,000 | 6,299 |
| Salaries and employee benefits | $1,202,000 | 5,151 |
| Premises and equipment expense | $310,000 | 5,827 |
| Additional noninterest expense | $518,000 | 8,280 |
| Pre-tax net operating income | $415,000 | 9,112 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $101,000 | 9,893 |
| Income before extraordinary items | $314,000 | 9,109 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $314,000 | 9,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 6,172 |
| Cash dividends | $55,000 | 7,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $314,000 | 8,743 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.