K Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,071,000 | 1,237 |
| Total interest expense | $9,667,000 | 639 |
| Net interest income | $9,404,000 | 1,789 |
| Provision for loan and lease losses | $6,498,000 | 713 |
| Total noninterest income | $-4,934,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $310,000 | 3,089 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-5,244,000 | 7,750 |
| Total noninterest expense | $15,502,000 | 951 |
| Salaries and employee benefits | $6,318,000 | 1,161 |
| Premises and equipment expense | $2,029,000 | 947 |
| Additional noninterest expense | $7,155,000 | 759 |
| Pre-tax net operating income | $-17,530,000 | 7,638 |
| Securities gains (losses) | $676,000 | 580 |
| Applicable income taxes | $-75,000 | 7,034 |
| Income before extraordinary items | $-16,779,000 | 7,642 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-16,779,000 | 7,642 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-16,779,000 | 7,642 |
| Net charge-offs | $10,438,000 | 445 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-17,455,000 | 7,639 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,027,000 | 1,222 |
| Total interest expense | $6,714,000 | 635 |
| Net interest income | $6,313,000 | 1,775 |
| Provision for loan and lease losses | $4,162,000 | 745 |
| Total noninterest income | $-3,094,000 | 7,816 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $218,000 | 2,987 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,312,000 | 7,816 |
| Total noninterest expense | $9,916,000 | 994 |
| Salaries and employee benefits | $4,184,000 | 1,178 |
| Premises and equipment expense | $1,375,000 | 956 |
| Additional noninterest expense | $4,357,000 | 826 |
| Pre-tax net operating income | $-10,859,000 | 7,697 |
| Securities gains (losses) | $437,000 | 536 |
| Applicable income taxes | $-75,000 | 7,146 |
| Income before extraordinary items | $-10,347,000 | 7,695 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-10,347,000 | 7,695 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-10,347,000 | 7,695 |
| Net charge-offs | $7,876,000 | 394 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-10,779,630 | 7,698 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 1,223 |
| Total interest expense | $3,558,000 | 639 |
| Net interest income | $3,109,000 | 1,826 |
| Provision for loan and lease losses | $2,621,000 | 606 |
| Total noninterest income | $39,000 | 6,437 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $110,000 | 2,968 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-71,000 | 7,705 |
| Total noninterest expense | $4,758,000 | 1,042 |
| Salaries and employee benefits | $1,964,000 | 1,275 |
| Premises and equipment expense | $653,000 | 1,043 |
| Additional noninterest expense | $2,141,000 | 834 |
| Pre-tax net operating income | $-4,231,000 | 7,743 |
| Securities gains (losses) | $200,000 | 516 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-4,031,000 | 7,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,031,000 | 7,759 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-4,031,000 | 7,760 |
| Net charge-offs | $7,331,000 | 247 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,231,000 | 7,756 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $31,228,000 | 1,105 |
| Total interest expense | $19,381,000 | 587 |
| Net interest income | $11,847,000 | 1,873 |
| Provision for loan and lease losses | $20,865,000 | 480 |
| Total noninterest income | $-599,000 | 7,894 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $628,000 | 2,460 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,227,000 | 7,902 |
| Total noninterest expense | $19,871,000 | 1,058 |
| Salaries and employee benefits | $8,165,000 | 1,205 |
| Premises and equipment expense | $2,904,000 | 941 |
| Additional noninterest expense | $8,802,000 | 897 |
| Pre-tax net operating income | $-29,488,000 | 7,794 |
| Securities gains (losses) | $762,000 | 631 |
| Applicable income taxes | $-5,564,000 | 7,781 |
| Income before extraordinary items | $-23,162,000 | 7,765 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-23,162,000 | 7,764 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-23,162,000 | 7,764 |
| Net charge-offs | $17,795,000 | 443 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-23,779,220 | 7,777 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,035,000 | 1,093 |
| Total interest expense | $15,035,000 | 607 |
| Net interest income | $9,000,000 | 1,845 |
| Provision for loan and lease losses | $15,680,000 | 452 |
| Total noninterest income | $-3,387,000 | 8,076 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $498,000 | 2,364 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-3,885,000 | 8,077 |
| Total noninterest expense | $14,493,000 | 1,065 |
| Salaries and employee benefits | $6,105,000 | 1,228 |
| Premises and equipment expense | $2,103,000 | 972 |
| Additional noninterest expense | $6,285,000 | 898 |
| Pre-tax net operating income | $-24,560,000 | 7,899 |
| Securities gains (losses) | $517,000 | 683 |
| Applicable income taxes | $-65,000 | 6,862 |
| Income before extraordinary items | $-23,978,000 | 7,912 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-23,978,000 | 7,912 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-23,978,000 | 7,912 |
| Net charge-offs | $13,066,000 | 425 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-24,495,000 | 7,913 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,883,000 | 1,045 |
| Total interest expense | $10,179,000 | 632 |
| Net interest income | $6,704,000 | 1,675 |
| Provision for loan and lease losses | $6,238,000 | 640 |
| Total noninterest income | $-2,300,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $327,000 | 2,356 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-2,627,000 | 8,166 |
| Total noninterest expense | $9,624,000 | 1,099 |
| Salaries and employee benefits | $3,839,000 | 1,342 |
| Premises and equipment expense | $1,434,000 | 980 |
| Additional noninterest expense | $4,351,000 | 874 |
| Pre-tax net operating income | $-11,458,000 | 7,941 |
| Securities gains (losses) | $305,000 | 756 |
| Applicable income taxes | $-65,000 | 7,055 |
| Income before extraordinary items | $-11,088,000 | 7,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-11,088,000 | 7,964 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-11,088,000 | 7,964 |
| Net charge-offs | $7,763,000 | 444 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-11,389,950 | 7,975 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,916,000 | 994 |
| Total interest expense | $5,174,000 | 649 |
| Net interest income | $3,742,000 | 1,486 |
| Provision for loan and lease losses | $2,743,000 | 604 |
| Total noninterest income | $-1,363,000 | 8,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $170,000 | 2,235 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-1,533,000 | 8,232 |
| Total noninterest expense | $4,578,000 | 1,095 |
| Salaries and employee benefits | $2,059,000 | 1,247 |
| Premises and equipment expense | $751,000 | 952 |
| Additional noninterest expense | $1,768,000 | 948 |
| Pre-tax net operating income | $-4,942,000 | 8,026 |
| Securities gains (losses) | $193,000 | 686 |
| Applicable income taxes | $-65,000 | 7,472 |
| Income before extraordinary items | $-4,684,000 | 8,047 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,684,000 | 8,048 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,684,000 | 8,048 |
| Net charge-offs | $2,569,000 | 513 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,875,070 | 8,055 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $40,905,000 | 917 |
| Total interest expense | $22,366,000 | 711 |
| Net interest income | $18,539,000 | 1,198 |
| Provision for loan and lease losses | $24,630,000 | 318 |
| Total noninterest income | $-478,000 | 8,232 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $793,000 | 2,140 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-1,271,000 | 8,258 |
| Total noninterest expense | $21,776,000 | 907 |
| Salaries and employee benefits | $11,405,000 | 874 |
| Premises and equipment expense | $3,099,000 | 891 |
| Additional noninterest expense | $7,272,000 | 893 |
| Pre-tax net operating income | $-28,345,000 | 8,144 |
| Securities gains (losses) | $42,000 | 1,720 |
| Applicable income taxes | $-4,285,000 | 8,073 |
| Income before extraordinary items | $-24,018,000 | 8,120 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-24,018,000 | 8,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,007,000 | 295 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-24,053,700 | 8,141 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $31,603,000 | 923 |
| Total interest expense | $17,009,000 | 732 |
| Net interest income | $14,594,000 | 1,153 |
| Provision for loan and lease losses | $17,436,000 | 265 |
| Total noninterest income | $-58,000 | 8,292 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $599,000 | 2,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-657,000 | 8,349 |
| Total noninterest expense | $15,727,000 | 943 |
| Salaries and employee benefits | $8,153,000 | 945 |
| Premises and equipment expense | $2,333,000 | 887 |
| Additional noninterest expense | $5,241,000 | 871 |
| Pre-tax net operating income | $-18,627,000 | 8,278 |
| Securities gains (losses) | $42,000 | 1,531 |
| Applicable income taxes | $-7,316,000 | 8,295 |
| Income before extraordinary items | $-11,269,000 | 8,232 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-11,269,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,547,000 | 307 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-11,295,880 | 8,253 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $21,586,000 | 914 |
| Total interest expense | $11,538,000 | 743 |
| Net interest income | $10,048,000 | 1,089 |
| Provision for loan and lease losses | $7,129,000 | 338 |
| Total noninterest income | $-126,000 | 8,396 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $403,000 | 2,106 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-529,000 | 8,428 |
| Total noninterest expense | $10,747,000 | 921 |
| Salaries and employee benefits | $5,552,000 | 933 |
| Premises and equipment expense | $1,555,000 | 888 |
| Additional noninterest expense | $3,640,000 | 823 |
| Pre-tax net operating income | $-7,954,000 | 8,339 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $-3,153,000 | 8,363 |
| Income before extraordinary items | $-4,759,000 | 8,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,759,000 | 8,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,048,000 | 418 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-4,785,880 | 8,306 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,244,000 | 900 |
| Total interest expense | $5,996,000 | 768 |
| Net interest income | $5,248,000 | 1,027 |
| Provision for loan and lease losses | $2,410,000 | 349 |
| Total noninterest income | $309,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $200,000 | 2,084 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $109,000 | 3,609 |
| Total noninterest expense | $5,491,000 | 879 |
| Salaries and employee benefits | $2,962,000 | 874 |
| Premises and equipment expense | $765,000 | 907 |
| Additional noninterest expense | $1,764,000 | 818 |
| Pre-tax net operating income | $-2,344,000 | 8,385 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-960,000 | 8,393 |
| Income before extraordinary items | $-1,384,000 | 8,357 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,384,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,330,000 | 375 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,384,000 | 8,346 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $54,288,000 | 764 |
| Total interest expense | $25,617,000 | 765 |
| Net interest income | $28,671,000 | 769 |
| Provision for loan and lease losses | $8,029,000 | 287 |
| Total noninterest income | $865,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $779,000 | 2,185 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $86,000 | 6,437 |
| Total noninterest expense | $21,205,000 | 880 |
| Salaries and employee benefits | $11,443,000 | 865 |
| Premises and equipment expense | $3,319,000 | 802 |
| Additional noninterest expense | $6,443,000 | 879 |
| Pre-tax net operating income | $302,000 | 6,588 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $-87,000 | 8,004 |
| Income before extraordinary items | $394,000 | 6,075 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $394,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,116,000 | 176 |
| Cash dividends | $6,000,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $389,000 | 6,075 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $41,481,000 | 743 |
| Total interest expense | $19,122,000 | 774 |
| Net interest income | $22,359,000 | 741 |
| Provision for loan and lease losses | $1,853,000 | 549 |
| Total noninterest income | $2,367,000 | 1,585 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $580,000 | 2,183 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,787,000 | 1,216 |
| Total noninterest expense | $16,114,000 | 855 |
| Salaries and employee benefits | $9,174,000 | 806 |
| Premises and equipment expense | $2,523,000 | 790 |
| Additional noninterest expense | $4,417,000 | 927 |
| Pre-tax net operating income | $6,759,000 | 1,021 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,355,000 | 838 |
| Income before extraordinary items | $4,404,000 | 1,175 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,404,000 | 1,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,142,000 | 286 |
| Cash dividends | $5,750,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,404,000 | 1,156 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,634,000 | 755 |
| Total interest expense | $12,492,000 | 794 |
| Net interest income | $15,142,000 | 743 |
| Provision for loan and lease losses | $553,000 | 941 |
| Total noninterest income | $2,026,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $394,000 | 2,148 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,632,000 | 983 |
| Total noninterest expense | $10,767,000 | 863 |
| Salaries and employee benefits | $6,220,000 | 809 |
| Premises and equipment expense | $1,669,000 | 813 |
| Additional noninterest expense | $2,878,000 | 966 |
| Pre-tax net operating income | $5,848,000 | 824 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,185,000 | 681 |
| Income before extraordinary items | $3,663,000 | 982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,663,000 | 981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,789,000 | 300 |
| Cash dividends | $5,500,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,663,000 | 960 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $13,905,000 | 741 |
| Total interest expense | $6,073,000 | 800 |
| Net interest income | $7,832,000 | 716 |
| Provision for loan and lease losses | $748,000 | 371 |
| Total noninterest income | $1,073,000 | 1,233 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $191,000 | 2,128 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $882,000 | 929 |
| Total noninterest expense | $5,371,000 | 863 |
| Salaries and employee benefits | $3,111,000 | 815 |
| Premises and equipment expense | $908,000 | 752 |
| Additional noninterest expense | $1,352,000 | 1,017 |
| Pre-tax net operating income | $2,786,000 | 848 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,042,000 | 706 |
| Income before extraordinary items | $1,744,000 | 1,011 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,744,000 | 1,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,731,000 | 173 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,744,000 | 993 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $56,728,000 | 681 |
| Total interest expense | $21,819,000 | 770 |
| Net interest income | $34,909,000 | 645 |
| Provision for loan and lease losses | $2,900,000 | 384 |
| Total noninterest income | $4,260,000 | 1,242 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $787,000 | 2,138 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,473,000 | 906 |
| Total noninterest expense | $21,990,000 | 804 |
| Salaries and employee benefits | $12,475,000 | 757 |
| Premises and equipment expense | $3,570,000 | 720 |
| Additional noninterest expense | $5,945,000 | 892 |
| Pre-tax net operating income | $14,279,000 | 715 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,471,000 | 591 |
| Income before extraordinary items | $8,808,000 | 847 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,808,000 | 846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,960,000 | 394 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,808,000 | 841 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $42,543,000 | 685 |
| Total interest expense | $15,831,000 | 772 |
| Net interest income | $26,712,000 | 650 |
| Provision for loan and lease losses | $1,540,000 | 515 |
| Total noninterest income | $3,278,000 | 1,227 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $594,000 | 2,138 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,684,000 | 896 |
| Total noninterest expense | $16,626,000 | 806 |
| Salaries and employee benefits | $9,500,000 | 763 |
| Premises and equipment expense | $2,692,000 | 731 |
| Additional noninterest expense | $4,434,000 | 899 |
| Pre-tax net operating income | $11,824,000 | 686 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,592,000 | 575 |
| Income before extraordinary items | $7,232,000 | 809 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,232,000 | 808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,685,000 | 305 |
| Cash dividends | $750,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,232,000 | 801 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $27,991,000 | 683 |
| Total interest expense | $10,059,000 | 773 |
| Net interest income | $17,932,000 | 645 |
| Provision for loan and lease losses | $1,107,000 | 463 |
| Total noninterest income | $2,139,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $382,000 | 2,186 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,757,000 | 912 |
| Total noninterest expense | $11,132,000 | 804 |
| Salaries and employee benefits | $6,317,000 | 764 |
| Premises and equipment expense | $1,797,000 | 734 |
| Additional noninterest expense | $3,018,000 | 879 |
| Pre-tax net operating income | $7,832,000 | 690 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,040,000 | 583 |
| Income before extraordinary items | $4,792,000 | 812 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,792,000 | 812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,496,000 | 260 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,792,000 | 800 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,297,000 | 693 |
| Total interest expense | $4,785,000 | 770 |
| Net interest income | $8,512,000 | 670 |
| Provision for loan and lease losses | $933,000 | 285 |
| Total noninterest income | $1,208,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $185,000 | 2,178 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,023,000 | 790 |
| Total noninterest expense | $5,477,000 | 817 |
| Salaries and employee benefits | $3,111,000 | 778 |
| Premises and equipment expense | $900,000 | 725 |
| Additional noninterest expense | $1,466,000 | 905 |
| Pre-tax net operating income | $3,310,000 | 786 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,288,000 | 655 |
| Income before extraordinary items | $2,022,000 | 940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,022,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 417 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,022,000 | 919 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $47,860,000 | 677 |
| Total interest expense | $15,982,000 | 710 |
| Net interest income | $31,878,000 | 661 |
| Provision for loan and lease losses | $3,303,000 | 334 |
| Total noninterest income | $4,866,000 | 1,110 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $742,000 | 2,241 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,124,000 | 778 |
| Total noninterest expense | $20,692,000 | 814 |
| Salaries and employee benefits | $11,924,000 | 750 |
| Premises and equipment expense | $2,764,000 | 853 |
| Additional noninterest expense | $6,004,000 | 854 |
| Pre-tax net operating income | $12,749,000 | 779 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,866,000 | 654 |
| Income before extraordinary items | $7,883,000 | 917 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,883,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,860,000 | 425 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,883,000 | 899 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $34,626,000 | 682 |
| Total interest expense | $11,425,000 | 703 |
| Net interest income | $23,201,000 | 671 |
| Provision for loan and lease losses | $2,983,000 | 270 |
| Total noninterest income | $4,403,000 | 962 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $565,000 | 2,216 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,838,000 | 675 |
| Total noninterest expense | $15,254,000 | 822 |
| Salaries and employee benefits | $8,930,000 | 747 |
| Premises and equipment expense | $1,968,000 | 896 |
| Additional noninterest expense | $4,356,000 | 872 |
| Pre-tax net operating income | $9,367,000 | 790 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,572,000 | 670 |
| Income before extraordinary items | $5,795,000 | 931 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,795,000 | 932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,437,000 | 386 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,795,000 | 915 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,889,000 | 696 |
| Total interest expense | $7,149,000 | 702 |
| Net interest income | $14,740,000 | 695 |
| Provision for loan and lease losses | $1,987,000 | 265 |
| Total noninterest income | $2,875,000 | 959 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $366,000 | 2,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,509,000 | 679 |
| Total noninterest expense | $9,832,000 | 854 |
| Salaries and employee benefits | $5,714,000 | 774 |
| Premises and equipment expense | $1,297,000 | 898 |
| Additional noninterest expense | $2,821,000 | 892 |
| Pre-tax net operating income | $5,796,000 | 823 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,204,000 | 707 |
| Income before extraordinary items | $3,592,000 | 969 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,592,000 | 969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $991,000 | 370 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,592,000 | 947 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,452,000 | 715 |
| Total interest expense | $3,312,000 | 727 |
| Net interest income | $7,140,000 | 709 |
| Provision for loan and lease losses | $1,050,000 | 247 |
| Total noninterest income | $1,464,000 | 920 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $173,000 | 2,272 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,291,000 | 658 |
| Total noninterest expense | $4,648,000 | 896 |
| Salaries and employee benefits | $2,658,000 | 834 |
| Premises and equipment expense | $663,000 | 891 |
| Additional noninterest expense | $1,327,000 | 940 |
| Pre-tax net operating income | $2,906,000 | 815 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,109,000 | 704 |
| Income before extraordinary items | $1,797,000 | 964 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,797,000 | 965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $719,000 | 273 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,797,000 | 942 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $38,583,000 | 719 |
| Total interest expense | $12,124,000 | 672 |
| Net interest income | $26,459,000 | 736 |
| Provision for loan and lease losses | $4,746,000 | 262 |
| Total noninterest income | $6,126,000 | 894 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $645,000 | 2,547 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,481,000 | 630 |
| Total noninterest expense | $19,868,000 | 811 |
| Salaries and employee benefits | $11,538,000 | 736 |
| Premises and equipment expense | $2,682,000 | 838 |
| Additional noninterest expense | $5,648,000 | 886 |
| Pre-tax net operating income | $7,971,000 | 1,098 |
| Securities gains (losses) | $-47,000 | 8,582 |
| Applicable income taxes | $2,995,000 | 906 |
| Income before extraordinary items | $4,928,000 | 1,315 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,928,000 | 1,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,884,000 | 242 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,958,080 | 1,275 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $28,621,000 | 725 |
| Total interest expense | $8,943,000 | 672 |
| Net interest income | $19,678,000 | 737 |
| Provision for loan and lease losses | $3,164,000 | 306 |
| Total noninterest income | $4,734,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $508,000 | 2,460 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,226,000 | 627 |
| Total noninterest expense | $15,035,000 | 793 |
| Salaries and employee benefits | $8,853,000 | 711 |
| Premises and equipment expense | $2,031,000 | 833 |
| Additional noninterest expense | $4,151,000 | 886 |
| Pre-tax net operating income | $6,213,000 | 1,064 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,356,000 | 895 |
| Income before extraordinary items | $3,857,000 | 1,280 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,857,000 | 1,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,984,000 | 355 |
| Cash dividends | $750,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,857,000 | 1,242 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,248,000 | 713 |
| Total interest expense | $5,898,000 | 665 |
| Net interest income | $13,350,000 | 713 |
| Provision for loan and lease losses | $1,447,000 | 399 |
| Total noninterest income | $3,115,000 | 889 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $317,000 | 2,597 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,798,000 | 639 |
| Total noninterest expense | $10,009,000 | 801 |
| Salaries and employee benefits | $6,188,000 | 684 |
| Premises and equipment expense | $1,358,000 | 830 |
| Additional noninterest expense | $2,463,000 | 1,013 |
| Pre-tax net operating income | $5,009,000 | 869 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,903,000 | 752 |
| Income before extraordinary items | $3,106,000 | 1,065 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,106,000 | 1,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,318,000 | 343 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,106,000 | 1,021 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,668,000 | 719 |
| Total interest expense | $2,922,000 | 691 |
| Net interest income | $6,746,000 | 718 |
| Provision for loan and lease losses | $628,000 | 431 |
| Total noninterest income | $1,430,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $161,000 | 2,527 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,269,000 | 664 |
| Total noninterest expense | $4,820,000 | 851 |
| Salaries and employee benefits | $3,037,000 | 708 |
| Premises and equipment expense | $688,000 | 834 |
| Additional noninterest expense | $1,095,000 | 1,117 |
| Pre-tax net operating income | $2,728,000 | 802 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,041,000 | 710 |
| Income before extraordinary items | $1,687,000 | 968 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,687,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 426 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,687,000 | 918 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $36,319,000 | 780 |
| Total interest expense | $11,889,000 | 739 |
| Net interest income | $24,430,000 | 784 |
| Provision for loan and lease losses | $3,284,000 | 442 |
| Total noninterest income | $5,892,000 | 994 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $645,000 | 2,538 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,247,000 | 736 |
| Total noninterest expense | $18,821,000 | 856 |
| Salaries and employee benefits | $10,719,000 | 791 |
| Premises and equipment expense | $2,483,000 | 902 |
| Additional noninterest expense | $5,619,000 | 902 |
| Pre-tax net operating income | $8,217,000 | 1,015 |
| Securities gains (losses) | $61,000 | 2,329 |
| Applicable income taxes | $3,157,000 | 879 |
| Income before extraordinary items | $5,121,000 | 1,255 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,121,000 | 1,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,436,000 | 364 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,081,960 | 1,190 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,632,000 | 818 |
| Total interest expense | $8,902,000 | 779 |
| Net interest income | $17,730,000 | 818 |
| Provision for loan and lease losses | $2,297,000 | 468 |
| Total noninterest income | $4,472,000 | 1,016 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $493,000 | 2,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,979,000 | 757 |
| Total noninterest expense | $13,826,000 | 878 |
| Salaries and employee benefits | $7,767,000 | 828 |
| Premises and equipment expense | $1,837,000 | 925 |
| Additional noninterest expense | $4,222,000 | 914 |
| Pre-tax net operating income | $6,079,000 | 1,066 |
| Securities gains (losses) | $61,000 | 2,145 |
| Applicable income taxes | $2,345,000 | 934 |
| Income before extraordinary items | $3,795,000 | 1,300 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,795,000 | 1,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,925,000 | 453 |
| Cash dividends | $750,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,755,960 | 1,239 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,164,000 | 854 |
| Total interest expense | $5,926,000 | 815 |
| Net interest income | $11,238,000 | 867 |
| Provision for loan and lease losses | $1,552,000 | 466 |
| Total noninterest income | $3,113,000 | 972 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $337,000 | 2,419 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,776,000 | 715 |
| Total noninterest expense | $9,080,000 | 895 |
| Salaries and employee benefits | $5,169,000 | 827 |
| Premises and equipment expense | $1,206,000 | 948 |
| Additional noninterest expense | $2,705,000 | 938 |
| Pre-tax net operating income | $3,719,000 | 1,151 |
| Securities gains (losses) | $61,000 | 1,886 |
| Applicable income taxes | $1,432,000 | 1,019 |
| Income before extraordinary items | $2,348,000 | 1,403 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,348,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,287,000 | 442 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,308,960 | 1,337 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,156,000 | 906 |
| Total interest expense | $2,976,000 | 829 |
| Net interest income | $5,180,000 | 941 |
| Provision for loan and lease losses | $939,000 | 392 |
| Total noninterest income | $1,575,000 | 939 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $166,000 | 2,386 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,409,000 | 697 |
| Total noninterest expense | $4,365,000 | 930 |
| Salaries and employee benefits | $2,489,000 | 863 |
| Premises and equipment expense | $646,000 | 891 |
| Additional noninterest expense | $1,230,000 | 997 |
| Pre-tax net operating income | $1,451,000 | 1,468 |
| Securities gains (losses) | $42,000 | 1,481 |
| Applicable income taxes | $563,000 | 1,238 |
| Income before extraordinary items | $930,000 | 1,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $930,000 | 1,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 588 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $903,120 | 1,649 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $32,090,000 | 947 |
| Total interest expense | $13,327,000 | 854 |
| Net interest income | $18,763,000 | 1,032 |
| Provision for loan and lease losses | $2,365,000 | 652 |
| Total noninterest income | $4,967,000 | 1,063 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $566,000 | 2,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,401,000 | 756 |
| Total noninterest expense | $15,757,000 | 994 |
| Salaries and employee benefits | $8,559,000 | 944 |
| Premises and equipment expense | $2,378,000 | 914 |
| Additional noninterest expense | $4,820,000 | 1,021 |
| Pre-tax net operating income | $5,608,000 | 1,482 |
| Securities gains (losses) | $112,000 | 1,634 |
| Applicable income taxes | $2,120,000 | 1,225 |
| Income before extraordinary items | $3,600,000 | 1,659 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,600,000 | 1,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,387,000 | 720 |
| Cash dividends | $1,450,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,528,320 | 1,646 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,078,000 | 1,096 |
| Total interest expense | $14,925,000 | 1,080 |
| Net interest income | $16,153,000 | 1,102 |
| Provision for loan and lease losses | $1,126,000 | 1,139 |
| Total noninterest income | $5,249,000 | 951 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $478,000 | 2,945 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,771,000 | 683 |
| Total noninterest expense | $15,264,000 | 967 |
| Salaries and employee benefits | $8,255,000 | 906 |
| Premises and equipment expense | $2,298,000 | 909 |
| Additional noninterest expense | $4,711,000 | 1,022 |
| Pre-tax net operating income | $5,012,000 | 1,435 |
| Securities gains (losses) | $257,000 | 999 |
| Applicable income taxes | $1,683,000 | 1,357 |
| Income before extraordinary items | $3,586,000 | 1,500 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,586,000 | 1,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,357,000 | 758 |
| Cash dividends | $1,900,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,411,240 | 1,493 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $35,559,000 | 996 |
| Total interest expense | $14,111,000 | 1,230 |
| Net interest income | $21,448,000 | 813 |
| Provision for loan and lease losses | $6,322,000 | 271 |
| Total noninterest income | $11,932,000 | 520 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $441,000 | 3,004 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,491,000 | 387 |
| Total noninterest expense | $19,615,000 | 765 |
| Salaries and employee benefits | $9,491,000 | 740 |
| Premises and equipment expense | $2,246,000 | 891 |
| Additional noninterest expense | $7,878,000 | 679 |
| Pre-tax net operating income | $7,443,000 | 1,020 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,643,000 | 921 |
| Income before extraordinary items | $4,800,000 | 1,103 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,800,000 | 1,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,588,000 | 260 |
| Cash dividends | $2,250,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,800,000 | 1,105 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $36,031,000 | 934 |
| Total interest expense | $12,831,000 | 1,187 |
| Net interest income | $23,200,000 | 766 |
| Provision for loan and lease losses | $9,401,000 | 211 |
| Total noninterest income | $12,510,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $387,000 | 3,299 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $12,123,000 | 407 |
| Total noninterest expense | $25,731,000 | 624 |
| Salaries and employee benefits | $9,130,000 | 764 |
| Premises and equipment expense | $2,121,000 | 951 |
| Additional noninterest expense | $14,480,000 | 456 |
| Pre-tax net operating income | $578,000 | 6,794 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $-22,000 | 9,727 |
| Income before extraordinary items | $601,000 | 5,894 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $601,000 | 5,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,632,000 | 221 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $600,000 | 5,873 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $33,977,000 | 972 |
| Total interest expense | $11,652,000 | 1,332 |
| Net interest income | $22,325,000 | 773 |
| Provision for loan and lease losses | $5,084,000 | 314 |
| Total noninterest income | $7,753,000 | 703 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $441,000 | 2,874 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,312,000 | 508 |
| Total noninterest expense | $19,562,000 | 753 |
| Salaries and employee benefits | $8,009,000 | 826 |
| Premises and equipment expense | $1,876,000 | 1,028 |
| Additional noninterest expense | $9,677,000 | 605 |
| Pre-tax net operating income | $5,432,000 | 1,390 |
| Securities gains (losses) | $-18,000 | 10,273 |
| Applicable income taxes | $1,809,000 | 1,396 |
| Income before extraordinary items | $3,605,000 | 1,465 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,605,000 | 1,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,741,000 | 287 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,617,060 | 1,399 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $33,207,000 | 1,035 |
| Total interest expense | $10,539,000 | 1,477 |
| Net interest income | $22,668,000 | 799 |
| Provision for loan and lease losses | $7,198,000 | 260 |
| Total noninterest income | $5,962,000 | 815 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $409,000 | 3,158 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,553,000 | 574 |
| Total noninterest expense | $17,831,000 | 808 |
| Salaries and employee benefits | $7,889,000 | 840 |
| Premises and equipment expense | $1,802,000 | 1,106 |
| Additional noninterest expense | $8,140,000 | 679 |
| Pre-tax net operating income | $3,601,000 | 2,087 |
| Securities gains (losses) | $-394,000 | 10,869 |
| Applicable income taxes | $1,394,000 | 1,818 |
| Income before extraordinary items | $1,813,000 | 2,812 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,813,000 | 2,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,189,000 | 229 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,065,160 | 2,457 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $32,833,000 | 1,055 |
| Total interest expense | $10,038,000 | 1,586 |
| Net interest income | $22,795,000 | 815 |
| Provision for loan and lease losses | $7,827,000 | 249 |
| Total noninterest income | $5,699,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $315,000 | 4,077 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,384,000 | 618 |
| Total noninterest expense | $19,687,000 | 796 |
| Salaries and employee benefits | $7,080,000 | 960 |
| Premises and equipment expense | $1,832,000 | 1,146 |
| Additional noninterest expense | $10,775,000 | 632 |
| Pre-tax net operating income | $980,000 | 5,818 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-231,000 | 11,285 |
| Income before extraordinary items | $1,211,000 | 3,849 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,211,000 | 3,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,316,000 | 323 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,211,000 | 3,792 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $28,092,000 | 1,218 |
| Total interest expense | $9,716,000 | 1,635 |
| Net interest income | $18,376,000 | 1,003 |
| Provision for loan and lease losses | $3,561,000 | 399 |
| Total noninterest income | $7,406,000 | 737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,406,000 | 521 |
| Total noninterest expense | $16,877,000 | 911 |
| Salaries and employee benefits | $4,448,000 | 1,492 |
| Premises and equipment expense | $1,399,000 | 1,470 |
| Additional noninterest expense | $11,030,000 | 632 |
| Pre-tax net operating income | $5,344,000 | 1,422 |
| Securities gains (losses) | $-68,000 | 11,329 |
| Applicable income taxes | $1,913,000 | 1,323 |
| Income before extraordinary items | $3,363,000 | 1,522 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,363,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,295,000 | 422 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,406,520 | 1,482 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,788,000 | 1,265 |
| Total interest expense | $7,684,000 | 1,641 |
| Net interest income | $17,104,000 | 1,079 |
| Provision for loan and lease losses | $3,124,000 | 418 |
| Total noninterest income | $6,438,000 | 783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $6,438,000 | 547 |
| Total noninterest expense | $15,056,000 | 1,007 |
| Salaries and employee benefits | $3,459,000 | 1,932 |
| Premises and equipment expense | $1,234,000 | 1,680 |
| Additional noninterest expense | $10,363,000 | 684 |
| Pre-tax net operating income | $5,362,000 | 1,375 |
| Securities gains (losses) | $-185,000 | 11,906 |
| Applicable income taxes | $1,914,000 | 1,254 |
| Income before extraordinary items | $3,263,000 | 1,510 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,263,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,422,000 | 491 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,381,400 | 1,469 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,140,000 | 1,377 |
| Total interest expense | $8,118,000 | 1,625 |
| Net interest income | $15,022,000 | 1,214 |
| Provision for loan and lease losses | $2,924,000 | 623 |
| Total noninterest income | $5,701,000 | 893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $5,701,000 | 616 |
| Total noninterest expense | $12,722,000 | 1,213 |
| Salaries and employee benefits | $2,379,000 | 2,777 |
| Premises and equipment expense | $1,051,000 | 1,963 |
| Additional noninterest expense | $9,292,000 | 803 |
| Pre-tax net operating income | $5,077,000 | 1,386 |
| Securities gains (losses) | $40,000 | 3,728 |
| Applicable income taxes | $1,926,000 | 1,246 |
| Income before extraordinary items | $3,191,000 | 1,596 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,191,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,211,000 | 541 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,165,400 | 1,519 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,191,000 | 1,616 |
| Total interest expense | $9,232,000 | 1,831 |
| Net interest income | $12,959,000 | 1,431 |
| Provision for loan and lease losses | $4,604,000 | 625 |
| Total noninterest income | $4,672,000 | 1,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,672,000 | 707 |
| Total noninterest expense | $12,233,000 | 1,303 |
| Salaries and employee benefits | $2,272,000 | 2,853 |
| Premises and equipment expense | $1,003,000 | 2,088 |
| Additional noninterest expense | $8,958,000 | 846 |
| Pre-tax net operating income | $794,000 | 6,595 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $207,000 | 7,418 |
| Income before extraordinary items | $584,000 | 6,670 |
| Extraordinary gains, net | $471,000 | 219 |
| Net income | $1,055,000 | 4,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,273,000 | 514 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $586,220 | 6,307 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.