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K Bank, Net charge- offs to loans

2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1392%472
Percentage Net Loans Charged-off: Total real estate loans3.6387%316
Percentage Net Loans Charged-off:Construction & development6.4507%890
Percentage Net Loans Charged-off: Commercial real estate-0.0105%7,244
Percentage Net Loans Charged-off: Multi-family residential-0.4407%5,965
Percentage Net Loans Charged-off: 1-4 family residential2.7259%382
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net2.7373%393
Percentage Net Loans Charged-off: Commercial and industrial0.3121%3,321
Percentage Net Loans Charged-off: Loans to individuals-116.7496%7,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4857%424
Percentage Net Loans Charged-off: Total real estate loans4.0335%289
Percentage Net Loans Charged-off:Construction & development7.1626%729
Percentage Net Loans Charged-off: Commercial real estate-0.0159%7,297
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential2.8157%378
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net2.8275%396
Percentage Net Loans Charged-off: Commercial and industrial0.3220%2,954
Percentage Net Loans Charged-off: Loans to individuals-99.7911%7,668
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.3525%164
Percentage Net Loans Charged-off: Total real estate loans7.3176%101
Percentage Net Loans Charged-off:Construction & development13.4800%308
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential4.1987%215
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net4.2162%232
Percentage Net Loans Charged-off: Commercial and industrial0.2370%2,348
Percentage Net Loans Charged-off: Loans to individuals-69.1771%7,767
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.4110%581
Percentage Net Loans Charged-off: Total real estate loans3.9012%405
Percentage Net Loans Charged-off:Construction & development5.6536%1,110
Percentage Net Loans Charged-off: Commercial real estate0.8885%1,249
Percentage Net Loans Charged-off: Multi-family residential-0.0354%6,132
Percentage Net Loans Charged-off: 1-4 family residential2.9062%406
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net2.9149%436
Percentage Net Loans Charged-off: Commercial and industrial0.6111%3,524
Percentage Net Loans Charged-off: Loans to individuals-69.9216%7,863
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2630%492
Percentage Net Loans Charged-off: Total real estate loans3.6974%355
Percentage Net Loans Charged-off:Construction & development5.2289%937
Percentage Net Loans Charged-off: Commercial real estate1.0491%790
Percentage Net Loans Charged-off: Multi-family residential-0.0472%6,140
Percentage Net Loans Charged-off: 1-4 family residential2.7374%370
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net2.7449%371
Percentage Net Loans Charged-off: Commercial and industrial0.8531%2,562
Percentage Net Loans Charged-off: Loans to individuals-67.1682%7,938
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8664%574
Percentage Net Loans Charged-off: Total real estate loans3.2833%399
Percentage Net Loans Charged-off:Construction & development5.5357%764
Percentage Net Loans Charged-off: Commercial real estate1.0189%660
Percentage Net Loans Charged-off: Multi-family residential-0.0712%6,144
Percentage Net Loans Charged-off: 1-4 family residential0.9526%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.9549%965
Percentage Net Loans Charged-off: Commercial and industrial0.6250%2,460
Percentage Net Loans Charged-off: Loans to individuals-72.2222%8,030
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8656%776
Percentage Net Loans Charged-off: Total real estate loans2.0754%545
Percentage Net Loans Charged-off:Construction & development3.0121%778
Percentage Net Loans Charged-off: Commercial real estate1.9603%266
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.6845%993
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.6856%936
Percentage Net Loans Charged-off: Commercial and industrial1.2472%1,286
Percentage Net Loans Charged-off: Loans to individuals-73.1508%8,068
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8694%315
Percentage Net Loans Charged-off: Total real estate loans2.9852%222
Percentage Net Loans Charged-off:Construction & development4.2188%596
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential13.4657%51
Percentage Net Loans Charged-off: 1-4 family residential0.2662%1,881
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.2663%1,776
Percentage Net Loans Charged-off: Commercial and industrial2.8948%713
Percentage Net Loans Charged-off: Loans to individuals-46.0217%8,135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0407%346
Percentage Net Loans Charged-off: Total real estate loans1.9550%285
Percentage Net Loans Charged-off:Construction & development2.5332%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential18.0894%28
Percentage Net Loans Charged-off: 1-4 family residential0.3058%1,315
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.3059%1,226
Percentage Net Loans Charged-off: Commercial and industrial3.6625%395
Percentage Net Loans Charged-off: Loans to individuals-44.0592%8,204
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1006%620
Percentage Net Loans Charged-off: Total real estate loans0.9716%523
Percentage Net Loans Charged-off:Construction & development1.3079%658
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0029%7,674
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0029%7,664
Percentage Net Loans Charged-off: Commercial and industrial3.0238%402
Percentage Net Loans Charged-off: Loans to individuals-41.5056%8,274
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9796%544
Percentage Net Loans Charged-off: Total real estate loans1.2319%275
Percentage Net Loans Charged-off:Construction & development1.5842%350
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0077%7,766
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0077%7,753
Percentage Net Loans Charged-off: Commercial and industrial-0.2867%7,676
Percentage Net Loans Charged-off: Loans to individuals-30.6534%8,301
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9587%184
Percentage Net Loans Charged-off: Total real estate loans2.3707%63
Percentage Net Loans Charged-off:Construction & development2.7250%160
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0557%8,104
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0558%8,073
Percentage Net Loans Charged-off: Commercial and industrial-0.5334%7,933
Percentage Net Loans Charged-off: Loans to individuals-25.0596%8,352
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8153%431
Percentage Net Loans Charged-off: Total real estate loans1.1462%120
Percentage Net Loans Charged-off:Construction & development1.2929%203
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0145%7,827
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0145%7,801
Percentage Net Loans Charged-off: Commercial and industrial-0.8755%7,973
Percentage Net Loans Charged-off: Loans to individuals-26.1604%8,376
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7009%499
Percentage Net Loans Charged-off: Total real estate loans1.0704%113
Percentage Net Loans Charged-off:Construction & development1.2007%155
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-1.3379%8,047
Percentage Net Loans Charged-off: Loans to individuals-25.0871%8,433
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3711%230
Percentage Net Loans Charged-off: Total real estate loans1.7087%67
Percentage Net Loans Charged-off:Construction & development1.9012%68
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0446%8,077
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0449%8,052
Percentage Net Loans Charged-off: Commercial and industrial-0.4928%7,877
Percentage Net Loans Charged-off: Loans to individuals-20.8826%8,468
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3781%1,021
Percentage Net Loans Charged-off: Total real estate loans0.1077%1,246
Percentage Net Loans Charged-off:Construction & development0.1121%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2424%709
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.2446%688
Percentage Net Loans Charged-off: Commercial and industrial1.6417%625
Percentage Net Loans Charged-off: Loans to individuals10.1577%33
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4305%710
Percentage Net Loans Charged-off: Total real estate loans0.0387%1,818
Percentage Net Loans Charged-off:Construction & development0.0362%486
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.3028%454
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.3057%460
Percentage Net Loans Charged-off: Commercial and industrial2.1381%386
Percentage Net Loans Charged-off: Loans to individuals13.8502%25
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5692%525
Percentage Net Loans Charged-off: Total real estate loans0.0238%1,847
Percentage Net Loans Charged-off:Construction & development0.0205%392
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2968%437
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.2998%443
Percentage Net Loans Charged-off: Commercial and industrial3.0773%276
Percentage Net Loans Charged-off: Loans to individuals15.1878%26
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2689%1,015
Percentage Net Loans Charged-off: Total real estate loans0.0341%1,155
Percentage Net Loans Charged-off:Construction & development0.0415%199
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.2606%8,493
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.2632%8,459
Percentage Net Loans Charged-off: Commercial and industrial-0.0328%6,902
Percentage Net Loans Charged-off: Loans to individuals14.5695%34
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3792%1,198
Percentage Net Loans Charged-off: Total real estate loans-0.0071%7,835
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.2794%8,574
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.2825%8,545
Percentage Net Loans Charged-off: Commercial and industrial-0.0438%7,352
Percentage Net Loans Charged-off: Loans to individuals7.8902%54
Percentage Net Loans Charged-off: Credit card loans-112.7983%2,207
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3974%987
Percentage Net Loans Charged-off: Total real estate loans-0.0088%7,829
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.3208%8,589
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.3245%8,565
Percentage Net Loans Charged-off: Commercial and industrial-0.0788%7,390
Percentage Net Loans Charged-off: Loans to individuals7.1302%72
Percentage Net Loans Charged-off: Credit card loans-92.5466%2,194
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4221%898
Percentage Net Loans Charged-off: Total real estate loans-0.0094%7,819
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.3064%8,588
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.3097%8,571
Percentage Net Loans Charged-off: Commercial and industrial0.0463%2,637
Percentage Net Loans Charged-off: Loans to individuals6.9600%78
Percentage Net Loans Charged-off: Credit card loans-71.5820%2,180
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6350%539
Percentage Net Loans Charged-off: Total real estate loans-0.0033%7,721
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0950%8,475
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0959%8,449
Percentage Net Loans Charged-off: Commercial and industrial0.0477%1,810
Percentage Net Loans Charged-off: Loans to individuals9.7871%52
Percentage Net Loans Charged-off: Credit card loans-8.6768%2,143
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2111%346
Percentage Net Loans Charged-off: Total real estate loans0.0132%3,300
Percentage Net Loans Charged-off:Construction & development0.0108%696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0635%2,002
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0638%1,932
Percentage Net Loans Charged-off: Commercial and industrial4.3997%276
Percentage Net Loans Charged-off: Loans to individuals6.4485%94
Percentage Net Loans Charged-off: Credit card loans-33.0460%2,618
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6723%671
Percentage Net Loans Charged-off: Total real estate loans0.0206%2,615
Percentage Net Loans Charged-off:Construction & development0.0151%553
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1116%1,270
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1120%1,245
Percentage Net Loans Charged-off: Commercial and industrial0.8803%1,249
Percentage Net Loans Charged-off: Loans to individuals5.9251%112
Percentage Net Loans Charged-off: Credit card loans-43.0616%2,619
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6882%650
Percentage Net Loans Charged-off: Total real estate loans0.0077%2,557
Percentage Net Loans Charged-off:Construction & development-0.0008%7,797
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.1189%1,108
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1193%1,082
Percentage Net Loans Charged-off: Commercial and industrial1.3480%819
Percentage Net Loans Charged-off: Loans to individuals5.0504%168
Percentage Net Loans Charged-off: Credit card loans-58.1162%2,632
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5392%854
Percentage Net Loans Charged-off: Total real estate loans0.0169%1,689
Percentage Net Loans Charged-off:Construction & development-0.0017%7,781
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.2374%596
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.2381%583
Percentage Net Loans Charged-off: Commercial and industrial0.7095%1,016
Percentage Net Loans Charged-off: Loans to individuals4.3397%273
Percentage Net Loans Charged-off: Credit card loans-66.5434%2,630
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9606%629
Percentage Net Loans Charged-off: Total real estate loans0.0497%2,540
Percentage Net Loans Charged-off:Construction & development0.0180%761
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.4030%566
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.4041%585
Percentage Net Loans Charged-off: Commercial and industrial2.5839%691
Percentage Net Loans Charged-off: Loans to individuals4.7364%198
Percentage Net Loans Charged-off: Credit card loans5.8824%307
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7239%785
Percentage Net Loans Charged-off: Total real estate loans0.0592%2,014
Percentage Net Loans Charged-off:Construction & development0.0245%596
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.4334%453
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.4346%470
Percentage Net Loans Charged-off: Commercial and industrial1.6257%947
Percentage Net Loans Charged-off: Loans to individuals3.9495%262
Percentage Net Loans Charged-off: Credit card loans-4.3455%2,792
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7395%800
Percentage Net Loans Charged-off: Total real estate loans0.0685%1,645
Percentage Net Loans Charged-off:Construction & development0.0377%454
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.4017%484
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.4028%495
Percentage Net Loans Charged-off: Commercial and industrial0.9267%1,384
Percentage Net Loans Charged-off: Loans to individuals5.3103%161
Percentage Net Loans Charged-off: Credit card loans-4.7088%2,785
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4625%1,199
Percentage Net Loans Charged-off: Total real estate loans0.0874%1,139
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.8852%175
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.8877%184
Percentage Net Loans Charged-off: Commercial and industrial0.1182%2,080
Percentage Net Loans Charged-off: Loans to individuals3.9120%324
Percentage Net Loans Charged-off: Credit card loans-0.4687%2,641
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4508%1,832
Percentage Net Loans Charged-off: Total real estate loans0.0359%2,867
Percentage Net Loans Charged-off:Construction & development-0.0053%8,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.3688%601
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.3700%613
Percentage Net Loans Charged-off: Commercial and industrial0.6241%2,538
Percentage Net Loans Charged-off: Loans to individuals3.1460%426
Percentage Net Loans Charged-off: Credit card loans-0.9349%2,923
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5576%1,450
Percentage Net Loans Charged-off: Total real estate loans0.0453%2,469
Percentage Net Loans Charged-off:Construction & development0.0045%818
Percentage Net Loans Charged-off: Commercial real estate0.1093%913
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1653%1,084
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.1659%1,066
Percentage Net Loans Charged-off: Commercial and industrial0.1669%3,819
Percentage Net Loans Charged-off: Loans to individuals4.0828%253
Percentage Net Loans Charged-off: Credit card loans22.7525%52
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4453%150
Percentage Net Loans Charged-off: Total real estate loans0.2783%91
Percentage Net Loans Charged-off:Construction & development0.0568%178
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential1.2664%19
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net1.2712%20
Percentage Net Loans Charged-off: Commercial and industrial1.0457%236
Percentage Net Loans Charged-off: Loans to individuals9.2786%17
Percentage Net Loans Charged-off: Credit card loans16.4246%37
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0998%117
Percentage Net Loans Charged-off: Total real estate loans0.4783%39
Percentage Net Loans Charged-off:Construction & development0.6831%43
Percentage Net Loans Charged-off: Commercial real estate0.1358%174
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0784%373
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0788%358
Percentage Net Loans Charged-off: Commercial and industrial1.7883%102
Percentage Net Loans Charged-off: Loans to individuals8.6261%20
Percentage Net Loans Charged-off: Credit card loans11.7418%35
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2181%224
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5260%109
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6655%174
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8442%266
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5956%369
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2641%366
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6775%231
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA