| 2010-09-30 | Rank |
| # of Employees: | 116 | 1,302 |
| Assets and Liabilities |
| Total Assets: | $538,258,000 | 1,267 |
| Cash and due from depository institutions | $13,445,000 | 1,302 |
| Interest-bearing balances | $11,331,000 | 2,596 |
| Securities | $87,427,000 | 1,490 |
| Federal funds sold & reverse repurchase agreements | $227,000 | 4,007 |
| Net loans & leases | $402,827,000 | 1,090 |
| Loan loss allowance | $14,792,000 | 572 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,564,000 | 2,189 |
| Other real estate owned | $20,229,000 | 1,302 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $8,539,000 | 2,222 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $538,258,000 | 1,267 |
| Total liabilities | $531,517,000 | 1,151 |
| Total deposits | $500,056,000 | 1,089 |
| Interest-bearing deposits | $479,115,000 | 995 |
| Deposits held in domestic offices | $500,056,000 | 1,088 |
| % insured | 99.48% | 176 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,500,000 | 1,117 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $961,000 | 3,614 |
| Total equity capital | $6,741,000 | 6,221 |
| Total bank equity capital | $6,741,000 | 6,220 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,500,000 | 2,086 |
| Surplus | $24,260,000 | 1,313 |
| Undivided profits | $-19,019,000 | 7,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda |
| Noncurrent loans and leases | $75,657,000 | 261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,511,000 | 287 |
| Income earned, not collected on loans | $2,733,000 | 1,127 |
| Earning assets | $501,812,000 | 1,247 |
| Long-term assets (5+ years) | $181,583,000 | 782 |
| Average Assets, year-to-date | $585,628,500 | 1,154 |
| Average Assets, quarterly | $564,954,000 | 1,202 |
| Volatile liabilities | $142,001,000 | 977 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $30,500,000 | 1,038 |
| Loans and leases held for sale | $1,607,000 | 1,050 |
| Unused loan commitments | $40,837,000 | 1,509 |
| Tier 1 (core) risk-based capital | $5,779,000 | 6,401 |
| Tier 2 risk-based capital | $4,841,000 | 1,180 |
| Total risk weighted assets | $377,294,000 | 1,245 |
| Total unused commitments | $40,837,000 | 1,511 |
| Derivatives | $2,500,000 | 915 |
| 2010-06-30 | Rank |
| # of Employees: | 125 | 1,229 |
| Assets and Liabilities |
| Total Assets: | $591,650,000 | 1,154 |
| Cash and due from depository institutions | $39,771,000 | 1,229 |
| Interest-bearing balances | $37,161,000 | 942 |
| Securities | $95,928,000 | 1,374 |
| Federal funds sold & reverse repurchase agreements | $1,445,000 | 3,000 |
| Net loans & leases | $417,468,000 | 1,071 |
| Loan loss allowance | $15,018,000 | 560 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,779,000 | 2,130 |
| Other real estate owned | $22,593,000 | 1,229 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $8,666,000 | 2,223 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $591,650,000 | 1,154 |
| Total liabilities | $578,631,000 | 1,055 |
| Total deposits | $518,014,000 | 1,055 |
| Interest-bearing deposits | $496,392,000 | 956 |
| Deposits held in domestic offices | $518,014,000 | 1,052 |
| % insured | 99.36% | 224 |
| Federal funds purchased & repurchase agreements | $295,000 | 2,438 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $59,500,000 | 669 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $822,000 | 3,824 |
| Total equity capital | $13,019,000 | 4,476 |
| Total bank equity capital | $13,019,000 | 4,475 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,500,000 | 2,108 |
| Surplus | $24,260,000 | 1,305 |
| Undivided profits | $-12,741,000 | 7,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda |
| Noncurrent loans and leases | $65,791,000 | 297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,730,000 | 253 |
| Income earned, not collected on loans | $2,609,000 | 1,149 |
| Earning assets | $552,002,000 | 1,112 |
| Long-term assets (5+ years) | $197,213,000 | 700 |
| Average Assets, year-to-date | $601,418,670 | 1,126 |
| Average Assets, quarterly | $596,000,500 | 1,145 |
| Volatile liabilities | $173,242,000 | 819 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $59,500,000 | 614 |
| Loans and leases held for sale | $1,731,000 | 797 |
| Unused loan commitments | $44,025,000 | 1,414 |
| Tier 1 (core) risk-based capital | $12,211,000 | 4,481 |
| Tier 2 risk-based capital | $5,058,000 | 1,139 |
| Total risk weighted assets | $394,662,000 | 1,212 |
| Total unused commitments | $44,025,000 | 1,415 |
| Derivatives | $2,500,000 | 808 |
| 2010-03-31 | Rank |
| # of Employees: | 127 | 1,225 |
| Assets and Liabilities |
| Total Assets: | $600,351,000 | 1,157 |
| Cash and due from depository institutions | $38,558,000 | 1,225 |
| Interest-bearing balances | $23,826,000 | 1,408 |
| Securities | $81,856,000 | 1,585 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 3,878 |
| Net loans & leases | $436,355,000 | 1,048 |
| Loan loss allowance | $14,022,000 | 628 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,905,000 | 2,117 |
| Other real estate owned | $21,916,000 | 1,225 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $15,061,000 | 1,485 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $600,351,000 | 1,157 |
| Total liabilities | $581,692,000 | 1,074 |
| Total deposits | $520,959,000 | 1,071 |
| Interest-bearing deposits | $498,012,000 | 971 |
| Deposits held in domestic offices | $520,959,000 | 1,069 |
| % insured | 99.14% | 284 |
| Federal funds purchased & repurchase agreements | $353,000 | 2,373 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $59,500,000 | 729 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $880,000 | 3,667 |
| Total equity capital | $18,659,000 | 3,404 |
| Total bank equity capital | $18,659,000 | 3,404 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,500,000 | 2,149 |
| Surplus | $24,260,000 | 1,326 |
| Undivided profits | $-7,101,000 | 7,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda |
| Noncurrent loans and leases | $50,675,000 | 403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,802,000 | 242 |
| Income earned, not collected on loans | $2,723,000 | 1,124 |
| Earning assets | $542,737,000 | 1,163 |
| Long-term assets (5+ years) | $208,560,000 | 660 |
| Average Assets, year-to-date | $606,303,000 | 1,139 |
| Average Assets, quarterly | $606,303,000 | 1,139 |
| Volatile liabilities | $170,725,000 | 864 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $59,500,000 | 662 |
| Loans and leases held for sale | $1,625,000 | 696 |
| Unused loan commitments | $61,580,000 | 1,124 |
| Tier 1 (core) risk-based capital | $18,528,000 | 3,292 |
| Tier 2 risk-based capital | $5,330,000 | 1,128 |
| Total risk weighted assets | $417,604,000 | 1,168 |
| Total unused commitments | $61,580,000 | 1,126 |
| Derivatives | $1,500,000 | 861 |
| 2009-12-31 | Rank |
| # of Employees: | 131 | 1,207 |
| Assets and Liabilities |
| Total Assets: | $612,255,000 | 1,133 |
| Cash and due from depository institutions | $38,832,000 | 1,207 |
| Interest-bearing balances | $21,699,000 | 1,292 |
| Securities | $72,920,000 | 1,728 |
| Federal funds sold & reverse repurchase agreements | $474,000 | 4,030 |
| Net loans & leases | $454,123,000 | 1,040 |
| Loan loss allowance | $18,732,000 | 487 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,120,000 | 2,095 |
| Other real estate owned | $24,309,000 | 1,207 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $15,477,000 | 1,493 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $612,255,000 | 1,133 |
| Total liabilities | $589,639,000 | 1,069 |
| Total deposits | $528,674,000 | 1,054 |
| Interest-bearing deposits | $504,207,000 | 961 |
| Deposits held in domestic offices | $528,674,000 | 1,051 |
| % insured | 96.92% | 949 |
| Federal funds purchased & repurchase agreements | $412,000 | 2,514 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $59,500,000 | 785 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,053,000 | 3,325 |
| Total equity capital | $22,616,000 | 2,848 |
| Total bank equity capital | $22,616,000 | 2,848 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,500,000 | 2,185 |
| Surplus | $24,260,000 | 1,332 |
| Undivided profits | $-3,144,000 | 7,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda |
| Noncurrent loans and leases | $68,540,000 | 315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,993,000 | 201 |
| Income earned, not collected on loans | $2,641,000 | 1,213 |
| Earning assets | $549,216,000 | 1,151 |
| Long-term assets (5+ years) | $208,508,000 | 653 |
| Average Assets, year-to-date | $656,593,000 | 1,055 |
| Average Assets, quarterly | $635,597,500 | 1,096 |
| Volatile liabilities | $168,920,000 | 882 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $59,500,000 | 717 |
| Loans and leases held for sale | $2,647,000 | 644 |
| Unused loan commitments | $55,713,000 | 1,223 |
| Tier 1 (core) risk-based capital | $22,558,000 | 2,724 |
| Tier 2 risk-based capital | $5,710,000 | 1,077 |
| Total risk weighted assets | $443,628,000 | 1,135 |
| Total unused commitments | $55,713,000 | 1,224 |
| Derivatives | $1,500,000 | 848 |
| 2009-09-30 | Rank |
| # of Employees: | 138 | 1,154 |
| Assets and Liabilities |
| Total Assets: | $658,940,000 | 1,076 |
| Cash and due from depository institutions | $62,644,000 | 1,154 |
| Interest-bearing balances | $59,202,000 | 478 |
| Securities | $63,251,000 | 1,957 |
| Federal funds sold & reverse repurchase agreements | $739,000 | 3,858 |
| Net loans & leases | $492,335,000 | 977 |
| Loan loss allowance | $18,276,000 | 496 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,657,000 | 1,963 |
| Other real estate owned | $22,533,000 | 1,154 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $10,781,000 | 1,766 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $658,940,000 | 1,076 |
| Total liabilities | $637,059,000 | 997 |
| Total deposits | $575,934,000 | 969 |
| Interest-bearing deposits | $547,207,000 | 887 |
| Deposits held in domestic offices | $575,934,000 | 967 |
| % insured | 97.22% | 1,009 |
| Federal funds purchased & repurchase agreements | $562,000 | 2,479 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $59,500,000 | 828 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,063,000 | 3,643 |
| Total equity capital | $21,881,000 | 3,028 |
| Total bank equity capital | $21,881,000 | 3,028 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,500,000 | 2,214 |
| Surplus | $23,860,000 | 1,348 |
| Undivided profits | $-3,479,000 | 7,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda |
| Noncurrent loans and leases | $77,996,000 | 295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $415,000 | 527 |
| Income earned, not collected on loans | $2,670,000 | 1,287 |
| Earning assets | $615,527,000 | 1,042 |
| Long-term assets (5+ years) | $193,705,000 | 691 |
| Average Assets, year-to-date | $667,677,500 | 1,046 |
| Average Assets, quarterly | $660,115,000 | 1,075 |
| Volatile liabilities | $171,611,000 | 891 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $59,500,000 | 755 |
| Loans and leases held for sale | $3,204,000 | 505 |
| Unused loan commitments | $76,693,000 | 1,005 |
| Tier 1 (core) risk-based capital | $21,341,000 | 2,943 |
| Tier 2 risk-based capital | $5,958,000 | 1,036 |
| Total risk weighted assets | $464,310,000 | 1,109 |
| Total unused commitments | $76,693,000 | 1,008 |
| Derivatives | $1,500,000 | 884 |
| 2009-06-30 | Rank |
| # of Employees: | 138 | 1,198 |
| Assets and Liabilities |
| Total Assets: | $661,290,000 | 1,090 |
| Cash and due from depository institutions | $39,161,000 | 1,198 |
| Interest-bearing balances | $1,196,000 | 4,550 |
| Securities | $67,614,000 | 1,817 |
| Federal funds sold & reverse repurchase agreements | $79,000 | 4,982 |
| Net loans & leases | $509,224,000 | 966 |
| Loan loss allowance | $14,137,000 | 589 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,854,000 | 1,926 |
| Other real estate owned | $22,828,000 | 1,198 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $15,530,000 | 1,346 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $661,290,000 | 1,090 |
| Total liabilities | $626,837,000 | 1,026 |
| Total deposits | $564,765,000 | 992 |
| Interest-bearing deposits | $534,494,000 | 914 |
| Deposits held in domestic offices | $564,765,000 | 991 |
| % insured | 87.81% | 1,398 |
| Federal funds purchased & repurchase agreements | $893,000 | 2,392 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $59,500,000 | 875 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,679,000 | 2,698 |
| Total equity capital | $34,453,000 | 1,991 |
| Total bank equity capital | $34,453,000 | 1,988 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,500,000 | 2,248 |
| Surplus | $23,860,000 | 1,364 |
| Undivided profits | $9,093,000 | 3,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda |
| Noncurrent loans and leases | $50,716,000 | 388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $445,000 | 497 |
| Income earned, not collected on loans | $2,983,000 | 1,114 |
| Earning assets | $578,113,000 | 1,128 |
| Long-term assets (5+ years) | $181,663,000 | 752 |
| Average Assets, year-to-date | $670,590,000 | 1,051 |
| Average Assets, quarterly | $669,521,000 | 1,068 |
| Volatile liabilities | $161,051,000 | 958 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $59,500,000 | 791 |
| Loans and leases held for sale | $1,477,000 | 1,022 |
| Unused loan commitments | $77,951,000 | 1,020 |
| Tier 1 (core) risk-based capital | $34,232,000 | 1,918 |
| Tier 2 risk-based capital | $6,145,000 | 1,000 |
| Total risk weighted assets | $483,611,000 | 1,085 |
| Total unused commitments | $77,951,000 | 1,022 |
| Derivatives | $1,500,000 | 961 |
| 2009-03-31 | Rank |
| # of Employees: | 139 | 1,191 |
| Assets and Liabilities |
| Total Assets: | $677,752,000 | 1,050 |
| Cash and due from depository institutions | $35,696,000 | 1,191 |
| Interest-bearing balances | $292,000 | 5,368 |
| Securities | $70,737,000 | 1,736 |
| Federal funds sold & reverse repurchase agreements | $80,000 | 5,375 |
| Net loans & leases | $530,156,000 | 933 |
| Loan loss allowance | $15,836,000 | 504 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,124,000 | 1,859 |
| Other real estate owned | $17,333,000 | 1,191 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $16,626,000 | 1,244 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $677,752,000 | 1,050 |
| Total liabilities | $639,552,000 | 1,003 |
| Total deposits | $576,093,000 | 958 |
| Interest-bearing deposits | $547,261,000 | 878 |
| Deposits held in domestic offices | $576,093,000 | 957 |
| % insured | 87.08% | 1,712 |
| Federal funds purchased & repurchase agreements | $1,502,000 | 2,167 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $59,500,000 | 918 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,457,000 | 1,992 |
| Total equity capital | $38,200,000 | 1,811 |
| Total bank equity capital | $38,200,000 | 1,810 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $20,860,000 | 1,516 |
| Undivided profits | $15,840,000 | 2,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda |
| Noncurrent loans and leases | $36,626,000 | 461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $166,000 | 731 |
| Income earned, not collected on loans | $3,051,000 | 1,117 |
| Earning assets | $601,265,000 | 1,086 |
| Long-term assets (5+ years) | $173,148,000 | 786 |
| Average Assets, year-to-date | $675,240,000 | 1,040 |
| Average Assets, quarterly | $675,240,000 | 1,040 |
| Volatile liabilities | $168,993,000 | 936 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $59,500,000 | 822 |
| Loans and leases held for sale | $2,030,000 | 788 |
| Unused loan commitments | $81,759,000 | 1,036 |
| Tier 1 (core) risk-based capital | $37,636,000 | 1,740 |
| Tier 2 risk-based capital | $6,335,000 | 963 |
| Total risk weighted assets | $497,389,000 | 1,058 |
| Total unused commitments | $81,759,000 | 1,036 |
| Derivatives | $1,500,000 | 954 |
| 2008-12-31 | Rank |
| # of Employees: | 142 | 1,159 |
| Assets and Liabilities |
| Total Assets: | $672,728,000 | 1,038 |
| Cash and due from depository institutions | $25,363,000 | 1,159 |
| Interest-bearing balances | $200,000 | 5,119 |
| Securities | $64,757,000 | 1,843 |
| Federal funds sold & reverse repurchase agreements | $2,187,000 | 3,123 |
| Net loans & leases | $539,971,000 | 914 |
| Loan loss allowance | $15,662,000 | 500 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,404,000 | 1,780 |
| Other real estate owned | $17,929,000 | 1,159 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $15,117,000 | 1,379 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $672,728,000 | 1,038 |
| Total liabilities | $629,946,000 | 998 |
| Total deposits | $563,672,000 | 952 |
| Interest-bearing deposits | $537,052,000 | 860 |
| Deposits held in domestic offices | $563,672,000 | 951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,095,000 | 2,023 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $59,500,000 | 1,001 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,679,000 | 1,474 |
| Total equity capital | $42,782,000 | 1,587 |
| Total bank equity capital | $42,782,000 | 1,587 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,274 |
| Surplus | $20,860,000 | 1,486 |
| Undivided profits | $20,422,000 | 1,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $42,843,000 | 356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $967,000 | 249 |
| Income earned, not collected on loans | $2,968,000 | 1,198 |
| Earning assets | $607,115,000 | 1,048 |
| Long-term assets (5+ years) | $164,812,000 | 809 |
| Average Assets, year-to-date | $657,653,000 | 1,018 |
| Average Assets, quarterly | $661,330,000 | 1,047 |
| Volatile liabilities | $148,452,000 | 1,040 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $59,500,000 | 908 |
| Loans and leases held for sale | $1,619,000 | 703 |
| Unused loan commitments | $108,936,000 | 842 |
| Tier 1 (core) risk-based capital | $42,320,000 | 1,513 |
| Tier 2 risk-based capital | $6,523,000 | 921 |
| Total risk weighted assets | $512,688,000 | 1,015 |
| Total unused commitments | $108,936,000 | 843 |
| Derivatives | $1,500,000 | 873 |
| 2008-09-30 | Rank |
| # of Employees: | 166 | 977 |
| Assets and Liabilities |
| Total Assets: | $649,932,000 | 1,060 |
| Cash and due from depository institutions | $10,835,000 | 977 |
| Interest-bearing balances | $126,000 | 4,855 |
| Securities | $44,746,000 | 2,495 |
| Federal funds sold & reverse repurchase agreements | $1,637,000 | 4,011 |
| Net loans & leases | $556,050,000 | 884 |
| Loan loss allowance | $15,928,000 | 446 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,646,000 | 1,710 |
| Other real estate owned | $9,885,000 | 977 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $19,133,000 | 1,103 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $649,932,000 | 1,060 |
| Total liabilities | $595,731,000 | 1,045 |
| Total deposits | $541,768,000 | 961 |
| Interest-bearing deposits | $511,691,000 | 886 |
| Deposits held in domestic offices | $541,768,000 | 959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,489,000 | 1,854 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $46,000,000 | 1,260 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,474,000 | 1,510 |
| Total equity capital | $54,201,000 | 1,252 |
| Total bank equity capital | $54,201,000 | 1,252 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,500,000 | 2,293 |
| Surplus | $19,860,000 | 1,534 |
| Undivided profits | $32,841,000 | 1,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $36,279,000 | 327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,001,000 | 226 |
| Income earned, not collected on loans | $3,239,000 | 1,150 |
| Earning assets | $602,559,000 | 1,041 |
| Long-term assets (5+ years) | $175,376,000 | 754 |
| Average Assets, year-to-date | $653,884,250 | 1,015 |
| Average Assets, quarterly | $653,509,000 | 1,046 |
| Volatile liabilities | $123,527,000 | 1,216 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $46,000,000 | 1,178 |
| Loans and leases held for sale | $2,676,000 | 446 |
| Unused loan commitments | $126,295,000 | 798 |
| Tier 1 (core) risk-based capital | $50,311,000 | 1,284 |
| Tier 2 risk-based capital | $6,595,000 | 870 |
| Total risk weighted assets | $518,243,000 | 1,001 |
| Total unused commitments | $126,295,000 | 798 |
| Derivatives | $3,000,000 | 668 |
| 2008-06-30 | Rank |
| # of Employees: | 171 | 968 |
| Assets and Liabilities |
| Total Assets: | $657,086,000 | 1,034 |
| Cash and due from depository institutions | $10,072,000 | 968 |
| Interest-bearing balances | $736,000 | 3,197 |
| Securities | $46,501,000 | 2,467 |
| Federal funds sold & reverse repurchase agreements | $4,586,000 | 2,392 |
| Net loans & leases | $564,424,000 | 853 |
| Loan loss allowance | $11,120,000 | 579 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,924,000 | 1,630 |
| Other real estate owned | $8,593,000 | 968 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $14,986,000 | 1,322 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $657,086,000 | 1,034 |
| Total liabilities | $600,369,000 | 1,016 |
| Total deposits | $551,810,000 | 936 |
| Interest-bearing deposits | $518,964,000 | 862 |
| Deposits held in domestic offices | $551,810,000 | 934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,054,000 | 1,560 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $39,000,000 | 1,380 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,505,000 | 1,946 |
| Total equity capital | $56,717,000 | 1,191 |
| Total bank equity capital | $56,717,000 | 1,191 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $15,860,000 | 1,836 |
| Undivided profits | $39,357,000 | 901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $41,007,000 | 259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $169,000 | 637 |
| Income earned, not collected on loans | $3,327,000 | 1,080 |
| Earning assets | $616,247,000 | 1,004 |
| Long-term assets (5+ years) | $166,026,000 | 788 |
| Average Assets, year-to-date | $655,201,670 | 1,018 |
| Average Assets, quarterly | $653,091,500 | 1,028 |
| Volatile liabilities | $113,249,000 | 1,312 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $39,000,000 | 1,307 |
| Loans and leases held for sale | $4,026,000 | 417 |
| Unused loan commitments | $130,202,000 | 807 |
| Tier 1 (core) risk-based capital | $55,156,000 | 1,148 |
| Tier 2 risk-based capital | $6,711,000 | 846 |
| Total risk weighted assets | $532,408,000 | 964 |
| Total unused commitments | $130,202,000 | 807 |
| Derivatives | $1,500,000 | 771 |
| 2008-03-31 | Rank |
| # of Employees: | 176 | 930 |
| Assets and Liabilities |
| Total Assets: | $649,097,000 | 1,040 |
| Cash and due from depository institutions | $16,269,000 | 930 |
| Interest-bearing balances | $8,054,000 | 947 |
| Securities | $51,626,000 | 2,249 |
| Federal funds sold & reverse repurchase agreements | $1,444,000 | 5,394 |
| Net loans & leases | $550,896,000 | 871 |
| Loan loss allowance | $8,119,000 | 720 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,224,000 | 1,557 |
| Other real estate owned | $8,865,000 | 930 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $11,773,000 | 1,563 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $649,097,000 | 1,040 |
| Total liabilities | $592,565,000 | 1,023 |
| Total deposits | $562,818,000 | 918 |
| Interest-bearing deposits | $530,486,000 | 850 |
| Deposits held in domestic offices | $562,818,000 | 915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,309,000 | 1,442 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $20,000,000 | 1,985 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,438,000 | 2,108 |
| Total equity capital | $56,532,000 | 1,228 |
| Total bank equity capital | $56,532,000 | 1,228 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $11,860,000 | 2,310 |
| Undivided profits | $43,172,000 | 863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $35,744,000 | 254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $311,000 | 451 |
| Income earned, not collected on loans | $3,826,000 | 960 |
| Earning assets | $612,020,000 | 1,002 |
| Long-term assets (5+ years) | $130,972,000 | 954 |
| Average Assets, year-to-date | $654,259,500 | 1,025 |
| Average Assets, quarterly | $654,259,500 | 1,025 |
| Volatile liabilities | $95,173,000 | 1,512 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $20,000,000 | 1,892 |
| Loans and leases held for sale | $2,923,000 | 556 |
| Unused loan commitments | $134,941,000 | 799 |
| Tier 1 (core) risk-based capital | $55,954,000 | 1,135 |
| Tier 2 risk-based capital | $6,582,000 | 836 |
| Total risk weighted assets | $524,990,000 | 956 |
| Total unused commitments | $134,941,000 | 799 |
| Derivatives | $1,500,000 | 850 |
| 2007-12-31 | Rank |
| # of Employees: | 193 | 847 |
| Assets and Liabilities |
| Total Assets: | $659,422,000 | 1,021 |
| Cash and due from depository institutions | $28,371,000 | 847 |
| Interest-bearing balances | $19,320,000 | 311 |
| Securities | $72,541,000 | 1,625 |
| Federal funds sold & reverse repurchase agreements | $5,668,000 | 2,306 |
| Net loans & leases | $520,079,000 | 903 |
| Loan loss allowance | $7,039,000 | 810 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,506,000 | 1,509 |
| Other real estate owned | $9,838,000 | 847 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $14,419,000 | 1,317 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $659,422,000 | 1,021 |
| Total liabilities | $601,751,000 | 999 |
| Total deposits | $566,196,000 | 915 |
| Interest-bearing deposits | $532,879,000 | 839 |
| Deposits held in domestic offices | $566,196,000 | 913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,508,000 | 1,169 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,000,000 | 1,853 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,047,000 | 1,765 |
| Total equity capital | $57,671,000 | 1,195 |
| Total bank equity capital | $57,671,000 | 1,195 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,312 |
| Surplus | $11,860,000 | 2,287 |
| Undivided profits | $44,311,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $29,447,000 | 244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $528,000 | 316 |
| Income earned, not collected on loans | $4,596,000 | 845 |
| Earning assets | $617,608,000 | 992 |
| Long-term assets (5+ years) | $82,137,000 | 1,368 |
| Average Assets, year-to-date | $664,953,200 | 980 |
| Average Assets, quarterly | $667,222,000 | 998 |
| Volatile liabilities | $96,298,000 | 1,499 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $20,000,000 | 1,752 |
| Loans and leases held for sale | $2,260,000 | 604 |
| Unused loan commitments | $155,889,000 | 720 |
| Tier 1 (core) risk-based capital | $57,338,000 | 1,099 |
| Tier 2 risk-based capital | $6,427,000 | 852 |
| Total risk weighted assets | $513,515,000 | 969 |
| Total unused commitments | $155,889,000 | 720 |
| Derivatives | $4,000,000 | 617 |
| 2007-09-30 | Rank |
| # of Employees: | 197 | 825 |
| Assets and Liabilities |
| Total Assets: | $675,022,000 | 985 |
| Cash and due from depository institutions | $14,754,000 | 825 |
| Interest-bearing balances | $7,426,000 | 707 |
| Securities | $108,388,000 | 1,110 |
| Federal funds sold & reverse repurchase agreements | $5,001,000 | 2,552 |
| Net loans & leases | $515,959,000 | 895 |
| Loan loss allowance | $7,837,000 | 698 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,677,000 | 1,454 |
| Other real estate owned | $9,927,000 | 825 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,316,000 | 1,489 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $675,022,000 | 985 |
| Total liabilities | $618,297,000 | 962 |
| Total deposits | $582,439,000 | 877 |
| Interest-bearing deposits | $547,708,000 | 814 |
| Deposits held in domestic offices | $582,439,000 | 876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,527,000 | 1,103 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,000,000 | 1,749 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,331,000 | 1,640 |
| Total equity capital | $56,725,000 | 1,201 |
| Total bank equity capital | $56,725,000 | 1,201 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $6,860,000 | 3,311 |
| Undivided profits | $48,365,000 | 773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $25,025,000 | 223 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $537,000 | 305 |
| Income earned, not collected on loans | $4,765,000 | 867 |
| Earning assets | $636,774,000 | 955 |
| Long-term assets (5+ years) | $66,058,000 | 1,577 |
| Average Assets, year-to-date | $666,336,000 | 976 |
| Average Assets, quarterly | $676,086,000 | 979 |
| Volatile liabilities | $97,221,000 | 1,461 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $20,000,000 | 1,648 |
| Loans and leases held for sale | $1,421,000 | 745 |
| Unused loan commitments | $191,234,000 | 632 |
| Tier 1 (core) risk-based capital | $56,598,000 | 1,112 |
| Tier 2 risk-based capital | $6,520,000 | 831 |
| Total risk weighted assets | $520,242,000 | 952 |
| Total unused commitments | $191,234,000 | 632 |
| Derivatives | $6,000,000 | 558 |
| 2007-06-30 | Rank |
| # of Employees: | 201 | 830 |
| Assets and Liabilities |
| Total Assets: | $677,150,000 | 995 |
| Cash and due from depository institutions | $33,670,000 | 830 |
| Interest-bearing balances | $23,524,000 | 269 |
| Securities | $98,911,000 | 1,226 |
| Federal funds sold & reverse repurchase agreements | $4,710,000 | 2,775 |
| Net loans & leases | $513,548,000 | 908 |
| Loan loss allowance | $7,890,000 | 688 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,936,000 | 1,407 |
| Other real estate owned | $6,724,000 | 830 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $10,651,000 | 1,677 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $677,150,000 | 995 |
| Total liabilities | $621,507,000 | 970 |
| Total deposits | $594,357,000 | 876 |
| Interest-bearing deposits | $555,386,000 | 811 |
| Deposits held in domestic offices | $594,357,000 | 874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,541,000 | 1,727 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $20,000,000 | 1,679 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,609,000 | 1,928 |
| Total equity capital | $55,643,000 | 1,216 |
| Total bank equity capital | $55,643,000 | 1,216 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $6,860,000 | 3,307 |
| Undivided profits | $47,283,000 | 786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $22,626,000 | 212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 893 |
| Income earned, not collected on loans | $4,759,000 | 833 |
| Earning assets | $640,693,000 | 968 |
| Long-term assets (5+ years) | $62,671,000 | 1,607 |
| Average Assets, year-to-date | $663,440,670 | 998 |
| Average Assets, quarterly | $666,820,500 | 1,000 |
| Volatile liabilities | $83,462,000 | 1,644 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $20,000,000 | 1,577 |
| Loans and leases held for sale | $5,478,000 | 388 |
| Unused loan commitments | $217,419,000 | 594 |
| Tier 1 (core) risk-based capital | $56,107,000 | 1,127 |
| Tier 2 risk-based capital | $6,509,000 | 842 |
| Total risk weighted assets | $519,299,000 | 954 |
| Total unused commitments | $217,419,000 | 594 |
| Derivatives | $6,000,000 | 593 |
| 2007-03-31 | Rank |
| # of Employees: | 199 | 827 |
| Assets and Liabilities |
| Total Assets: | $656,491,000 | 1,012 |
| Cash and due from depository institutions | $36,656,000 | 827 |
| Interest-bearing balances | $27,817,000 | 235 |
| Securities | $94,611,000 | 1,280 |
| Federal funds sold & reverse repurchase agreements | $6,452,000 | 2,806 |
| Net loans & leases | $497,329,000 | 920 |
| Loan loss allowance | $8,143,000 | 641 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,089,000 | 1,355 |
| Other real estate owned | $2,903,000 | 827 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,451,000 | 1,808 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $656,491,000 | 1,012 |
| Total liabilities | $597,150,000 | 1,000 |
| Total deposits | $571,448,000 | 904 |
| Interest-bearing deposits | $535,105,000 | 828 |
| Deposits held in domestic offices | $571,448,000 | 900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,544,000 | 1,966 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,000,000 | 1,625 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,158,000 | 1,713 |
| Total equity capital | $59,341,000 | 1,127 |
| Total bank equity capital | $59,341,000 | 1,127 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,279 |
| Surplus | $6,860,000 | 3,261 |
| Undivided profits | $50,981,000 | 735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $22,863,000 | 188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $242,000 | 506 |
| Income earned, not collected on loans | $4,850,000 | 768 |
| Earning assets | $626,209,000 | 975 |
| Long-term assets (5+ years) | $47,713,000 | 1,931 |
| Average Assets, year-to-date | $656,586,000 | 997 |
| Average Assets, quarterly | $656,586,000 | 997 |
| Volatile liabilities | $74,758,000 | 1,789 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $20,000,000 | 1,536 |
| Loans and leases held for sale | $4,962,000 | 392 |
| Unused loan commitments | $226,550,000 | 570 |
| Tier 1 (core) risk-based capital | $59,438,000 | 1,043 |
| Tier 2 risk-based capital | $6,318,000 | 853 |
| Total risk weighted assets | $503,563,000 | 957 |
| Total unused commitments | $226,550,000 | 570 |
| Derivatives | $5,000,000 | 617 |
| 2006-12-31 | Rank |
| # of Employees: | 196 | 839 |
| Assets and Liabilities |
| Total Assets: | $656,681,000 | 991 |
| Cash and due from depository institutions | $49,368,000 | 839 |
| Interest-bearing balances | $38,953,000 | 158 |
| Securities | $85,985,000 | 1,417 |
| Federal funds sold & reverse repurchase agreements | $4,302,000 | 3,144 |
| Net loans & leases | $495,389,000 | 904 |
| Loan loss allowance | $9,126,000 | 569 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $9,254,000 | 1,292 |
| Other real estate owned | $2,145,000 | 839 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,238,000 | 1,702 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $656,681,000 | 991 |
| Total liabilities | $599,035,000 | 985 |
| Total deposits | $569,623,000 | 894 |
| Interest-bearing deposits | $530,939,000 | 810 |
| Deposits held in domestic offices | $569,623,000 | 893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,494,000 | 1,695 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,704 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,918,000 | 1,151 |
| Total equity capital | $57,646,000 | 1,138 |
| Total bank equity capital | $57,646,000 | 1,138 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,500,000 | 2,271 |
| Surplus | $6,860,000 | 3,220 |
| Undivided profits | $49,286,000 | 745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $20,418,000 | 187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $242,000 | 471 |
| Income earned, not collected on loans | $4,638,000 | 838 |
| Earning assets | $624,629,000 | 956 |
| Long-term assets (5+ years) | $38,689,000 | 2,206 |
| Average Assets, year-to-date | $638,143,200 | 979 |
| Average Assets, quarterly | $654,247,000 | 985 |
| Volatile liabilities | $74,708,000 | 1,937 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $20,000,000 | 1,599 |
| Loans and leases held for sale | $6,534,000 | 335 |
| Unused loan commitments | $238,792,000 | 538 |
| Tier 1 (core) risk-based capital | $57,944,000 | 1,056 |
| Tier 2 risk-based capital | $6,222,000 | 849 |
| Total risk weighted assets | $494,886,000 | 953 |
| Total unused commitments | $238,792,000 | 538 |
| Derivatives | $4,000,000 | 630 |
| 2006-09-30 | Rank |
| # of Employees: | 206 | 802 |
| Assets and Liabilities |
| Total Assets: | $651,813,000 | 996 |
| Cash and due from depository institutions | $47,273,000 | 802 |
| Interest-bearing balances | $38,068,000 | 131 |
| Securities | $78,469,000 | 1,552 |
| Federal funds sold & reverse repurchase agreements | $3,133,000 | 3,199 |
| Net loans & leases | $502,415,000 | 886 |
| Loan loss allowance | $8,041,000 | 649 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,546,000 | 1,227 |
| Other real estate owned | $1,250,000 | 802 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,727,000 | 1,780 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $651,814,000 | 996 |
| Total liabilities | $595,525,000 | 982 |
| Total deposits | $563,500,000 | 890 |
| Interest-bearing deposits | $526,275,000 | 815 |
| Deposits held in domestic offices | $563,500,000 | 889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,307,000 | 1,400 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,000,000 | 1,774 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,718,000 | 1,178 |
| Total equity capital | $56,289,000 | 1,164 |
| Total bank equity capital | $56,289,000 | 1,164 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,278 |
| Surplus | $6,860,000 | 3,186 |
| Undivided profits | $47,929,000 | 770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,515,000 | 469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,419,000 | 862 |
| Earning assets | $622,085,000 | 963 |
| Long-term assets (5+ years) | $38,170,000 | 2,223 |
| Average Assets, year-to-date | $633,508,750 | 992 |
| Average Assets, quarterly | $645,940,500 | 999 |
| Volatile liabilities | $75,416,000 | 1,900 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $20,000,000 | 1,671 |
| Loans and leases held for sale | $7,082,000 | 309 |
| Unused loan commitments | $253,601,000 | 535 |
| Tier 1 (core) risk-based capital | $56,618,000 | 1,081 |
| Tier 2 risk-based capital | $6,194,000 | 858 |
| Total risk weighted assets | $493,701,000 | 954 |
| Total unused commitments | $253,601,000 | 535 |
| Derivatives | $8,600,000 | 523 |
| 2006-06-30 | Rank |
| # of Employees: | 205 | 807 |
| Assets and Liabilities |
| Total Assets: | $640,068,000 | 1,006 |
| Cash and due from depository institutions | $51,222,000 | 807 |
| Interest-bearing balances | $38,268,000 | 131 |
| Securities | $48,189,000 | 2,412 |
| Federal funds sold & reverse repurchase agreements | $1,951,000 | 3,694 |
| Net loans & leases | $518,626,000 | 847 |
| Loan loss allowance | $7,797,000 | 652 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,827,000 | 1,170 |
| Other real estate owned | $1,138,000 | 807 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,115,000 | 1,863 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $640,068,000 | 1,006 |
| Total liabilities | $586,283,000 | 991 |
| Total deposits | $558,350,000 | 887 |
| Interest-bearing deposits | $515,891,000 | 815 |
| Deposits held in domestic offices | $558,350,000 | 885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,394,000 | 2,022 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $20,000,000 | 1,782 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,539,000 | 1,120 |
| Total equity capital | $53,785,000 | 1,170 |
| Total bank equity capital | $53,785,000 | 1,170 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,500,000 | 2,272 |
| Surplus | $6,860,000 | 3,132 |
| Undivided profits | $45,425,000 | 772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,410,000 | 621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,606,000 | 984 |
| Earning assets | $607,034,000 | 970 |
| Long-term assets (5+ years) | $20,162,000 | 3,311 |
| Average Assets, year-to-date | $627,407,330 | 1,009 |
| Average Assets, quarterly | $630,714,500 | 1,009 |
| Volatile liabilities | $66,292,000 | 2,081 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $20,000,000 | 1,673 |
| Loans and leases held for sale | $4,283,000 | 434 |
| Unused loan commitments | $264,753,000 | 508 |
| Tier 1 (core) risk-based capital | $54,428,000 | 1,097 |
| Tier 2 risk-based capital | $6,210,000 | 832 |
| Total risk weighted assets | $495,199,000 | 931 |
| Total unused commitments | $264,753,000 | 508 |
| Derivatives | $5,250,000 | 587 |
| 2006-03-31 | Rank |
| # of Employees: | 200 | 808 |
| Assets and Liabilities |
| Total Assets: | $621,361,000 | 1,020 |
| Cash and due from depository institutions | $34,530,000 | 808 |
| Interest-bearing balances | $25,767,000 | 224 |
| Securities | $47,562,000 | 2,472 |
| Federal funds sold & reverse repurchase agreements | $1,857,000 | 4,368 |
| Net loans & leases | $517,547,000 | 825 |
| Loan loss allowance | $8,766,000 | 585 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,970,000 | 1,114 |
| Other real estate owned | $1,600,000 | 808 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,295,000 | 1,951 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $621,361,000 | 1,020 |
| Total liabilities | $569,986,000 | 997 |
| Total deposits | $544,163,000 | 888 |
| Interest-bearing deposits | $500,401,000 | 829 |
| Deposits held in domestic offices | $544,163,000 | 887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,870,000 | 1,993 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,724 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,953,000 | 1,600 |
| Total equity capital | $51,375,000 | 1,205 |
| Total bank equity capital | $51,375,000 | 1,205 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $6,860,000 | 3,069 |
| Undivided profits | $43,015,000 | 815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,797,000 | 273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,308,000 | 1,004 |
| Earning assets | $592,733,000 | 982 |
| Long-term assets (5+ years) | $20,722,000 | 3,243 |
| Average Assets, year-to-date | $621,077,000 | 1,009 |
| Average Assets, quarterly | $621,077,000 | 1,009 |
| Volatile liabilities | $64,229,000 | 2,051 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $20,000,000 | 1,634 |
| Loans and leases held for sale | $3,909,000 | 386 |
| Unused loan commitments | $286,073,000 | 479 |
| Tier 1 (core) risk-based capital | $51,908,000 | 1,133 |
| Tier 2 risk-based capital | $6,218,000 | 812 |
| Total risk weighted assets | $494,885,000 | 904 |
| Total unused commitments | $286,073,000 | 479 |
| Derivatives | $5,000,000 | 584 |
| 2005-12-31 | Rank |
| # of Employees: | 204 | 791 |
| Assets and Liabilities |
| Total Assets: | $620,793,000 | 1,006 |
| Cash and due from depository institutions | $39,580,000 | 791 |
| Interest-bearing balances | $29,864,000 | 168 |
| Securities | $45,697,000 | 2,559 |
| Federal funds sold & reverse repurchase agreements | $1,095,000 | 4,755 |
| Net loans & leases | $515,898,000 | 814 |
| Loan loss allowance | $8,186,000 | 613 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,861,000 | 1,112 |
| Other real estate owned | $0 | 791 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,662,000 | 1,892 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $620,793,000 | 1,006 |
| Total liabilities | $571,105,000 | 988 |
| Total deposits | $545,612,000 | 886 |
| Interest-bearing deposits | $498,782,000 | 810 |
| Deposits held in domestic offices | $545,612,000 | 883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,297,000 | 2,624 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,000,000 | 1,743 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,196,000 | 1,166 |
| Total equity capital | $49,688,000 | 1,227 |
| Total bank equity capital | $49,688,000 | 1,227 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,500,000 | 2,256 |
| Surplus | $6,860,000 | 3,027 |
| Undivided profits | $41,328,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $10,470,000 | 283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,795,000 | 851 |
| Earning assets | $592,554,000 | 967 |
| Long-term assets (5+ years) | $22,674,000 | 3,049 |
| Average Assets, year-to-date | $560,540,400 | 1,053 |
| Average Assets, quarterly | $605,581,500 | 1,015 |
| Volatile liabilities | $61,129,000 | 2,080 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $20,000,000 | 1,632 |
| Loans and leases held for sale | $5,449,000 | 343 |
| Unused loan commitments | $313,140,000 | 434 |
| Tier 1 (core) risk-based capital | $50,136,000 | 1,149 |
| Tier 2 risk-based capital | $5,767,000 | 855 |
| Total risk weighted assets | $458,962,000 | 949 |
| Total unused commitments | $313,140,000 | 434 |
| Derivatives | $4,500,000 | 574 |
| 2005-09-30 | Rank |
| # of Employees: | 205 | 782 |
| Assets and Liabilities |
| Total Assets: | $590,370,000 | 1,032 |
| Cash and due from depository institutions | $25,920,000 | 782 |
| Interest-bearing balances | $16,780,000 | 338 |
| Securities | $36,217,000 | 3,047 |
| Federal funds sold & reverse repurchase agreements | $1,240,000 | 4,374 |
| Net loans & leases | $511,733,000 | 800 |
| Loan loss allowance | $8,289,000 | 596 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,023,000 | 1,560 |
| Other real estate owned | $75,000 | 782 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,162,000 | 1,933 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $590,370,000 | 1,032 |
| Total liabilities | $542,448,000 | 1,013 |
| Total deposits | $516,576,000 | 908 |
| Interest-bearing deposits | $473,550,000 | 835 |
| Deposits held in domestic offices | $516,576,000 | 907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,760,000 | 2,444 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $20,000,000 | 1,774 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,112,000 | 1,166 |
| Total equity capital | $47,922,000 | 1,260 |
| Total bank equity capital | $47,922,000 | 1,260 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,225 |
| Surplus | $6,860,000 | 2,973 |
| Undivided profits | $39,562,000 | 870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $12,003,000 | 252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,457,000 | 885 |
| Earning assets | $565,970,000 | 996 |
| Long-term assets (5+ years) | $20,048,000 | 3,319 |
| Average Assets, year-to-date | $545,477,250 | 1,068 |
| Average Assets, quarterly | $580,074,500 | 1,034 |
| Volatile liabilities | $59,138,000 | 2,075 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $20,000,000 | 1,662 |
| Loans and leases held for sale | $5,237,000 | 390 |
| Unused loan commitments | $339,835,000 | 408 |
| Tier 1 (core) risk-based capital | $48,298,000 | 1,177 |
| Tier 2 risk-based capital | $5,664,000 | 845 |
| Total risk weighted assets | $450,516,000 | 939 |
| Total unused commitments | $339,835,000 | 408 |
| Derivatives | $7,000,000 | 501 |
| 2005-06-30 | Rank |
| # of Employees: | 216 | 734 |
| Assets and Liabilities |
| Total Assets: | $569,779,000 | 1,042 |
| Cash and due from depository institutions | $23,021,000 | 734 |
| Interest-bearing balances | $13,061,000 | 415 |
| Securities | $37,057,000 | 3,034 |
| Federal funds sold & reverse repurchase agreements | $936,000 | 4,430 |
| Net loans & leases | $495,077,000 | 810 |
| Loan loss allowance | $7,739,000 | 619 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,583,000 | 1,929 |
| Other real estate owned | $89,000 | 734 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,016,000 | 1,903 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $569,779,000 | 1,042 |
| Total liabilities | $523,650,000 | 1,023 |
| Total deposits | $498,521,000 | 911 |
| Interest-bearing deposits | $451,976,000 | 844 |
| Deposits held in domestic offices | $498,521,000 | 909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,725,000 | 2,478 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,765 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,404,000 | 1,289 |
| Total equity capital | $46,129,000 | 1,289 |
| Total bank equity capital | $46,129,000 | 1,289 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,206 |
| Surplus | $6,860,000 | 2,923 |
| Undivided profits | $37,769,000 | 902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,784,000 | 476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,303,000 | 857 |
| Earning assets | $546,131,000 | 996 |
| Long-term assets (5+ years) | $19,587,000 | 3,394 |
| Average Assets, year-to-date | $530,513,000 | 1,084 |
| Average Assets, quarterly | $547,478,000 | 1,065 |
| Volatile liabilities | $55,041,000 | 2,105 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $20,000,000 | 1,669 |
| Loans and leases held for sale | $6,937,000 | 348 |
| Unused loan commitments | $326,607,000 | 407 |
| Tier 1 (core) risk-based capital | $46,345,000 | 1,196 |
| Tier 2 risk-based capital | $5,477,000 | 860 |
| Total risk weighted assets | $435,861,000 | 950 |
| Total unused commitments | $326,607,000 | 408 |
| Derivatives | $9,879,000 | 441 |
| 2005-03-31 | Rank |
| # of Employees: | 211 | 739 |
| Assets and Liabilities |
| Total Assets: | $525,177,000 | 1,112 |
| Cash and due from depository institutions | $16,584,000 | 739 |
| Interest-bearing balances | $7,720,000 | 730 |
| Securities | $37,276,000 | 3,059 |
| Federal funds sold & reverse repurchase agreements | $2,496,000 | 3,682 |
| Net loans & leases | $456,191,000 | 852 |
| Loan loss allowance | $7,219,000 | 650 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,694,000 | 1,860 |
| Other real estate owned | $0 | 739 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,936,000 | 2,106 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $525,177,000 | 1,112 |
| Total liabilities | $480,739,000 | 1,097 |
| Total deposits | $453,788,000 | 985 |
| Interest-bearing deposits | $414,490,000 | 912 |
| Deposits held in domestic offices | $453,788,000 | 981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,272,000 | 1,670 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,699 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,679,000 | 1,545 |
| Total equity capital | $44,438,000 | 1,308 |
| Total bank equity capital | $44,438,000 | 1,308 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,212 |
| Surplus | $6,860,000 | 2,886 |
| Undivided profits | $36,078,000 | 913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,624,000 | 427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,876,000 | 963 |
| Earning assets | $503,683,000 | 1,061 |
| Long-term assets (5+ years) | $18,358,000 | 3,586 |
| Average Assets, year-to-date | $510,880,000 | 1,132 |
| Average Assets, quarterly | $510,880,000 | 1,132 |
| Volatile liabilities | $51,228,000 | 2,134 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $20,000,000 | 1,598 |
| Loans and leases held for sale | $6,561,000 | 324 |
| Unused loan commitments | $313,657,000 | 406 |
| Tier 1 (core) risk-based capital | $44,800,000 | 1,218 |
| Tier 2 risk-based capital | $5,101,000 | 908 |
| Total risk weighted assets | $405,968,000 | 1,001 |
| Total unused commitments | $313,657,000 | 406 |
| Derivatives | $3,796,000 | 523 |
| 2004-12-31 | Rank |
| # of Employees: | 211 | 754 |
| Assets and Liabilities |
| Total Assets: | $496,583,000 | 1,164 |
| Cash and due from depository institutions | $9,583,000 | 754 |
| Interest-bearing balances | $2,322,000 | 1,879 |
| Securities | $38,060,000 | 3,023 |
| Federal funds sold & reverse repurchase agreements | $134,000 | 5,936 |
| Net loans & leases | $435,574,000 | 888 |
| Loan loss allowance | $6,888,000 | 687 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,607,000 | 1,874 |
| Other real estate owned | $0 | 754 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,625,000 | 1,930 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $496,583,000 | 1,164 |
| Total liabilities | $453,468,000 | 1,153 |
| Total deposits | $424,097,000 | 1,030 |
| Interest-bearing deposits | $384,962,000 | 973 |
| Deposits held in domestic offices | $424,097,000 | 1,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,140,000 | 1,746 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $20,000,000 | 1,717 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,231,000 | 885 |
| Total equity capital | $43,115,000 | 1,332 |
| Total bank equity capital | $43,115,000 | 1,332 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,198 |
| Surplus | $6,860,000 | 2,838 |
| Undivided profits | $34,755,000 | 954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,576,000 | 426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 869 |
| Income earned, not collected on loans | $2,759,000 | 979 |
| Earning assets | $476,090,000 | 1,120 |
| Long-term assets (5+ years) | $17,958,000 | 3,687 |
| Average Assets, year-to-date | $478,239,200 | 1,150 |
| Average Assets, quarterly | $492,676,500 | 1,161 |
| Volatile liabilities | $46,580,000 | 2,238 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $20,000,000 | 1,611 |
| Loans and leases held for sale | $7,195,000 | 305 |
| Unused loan commitments | $313,467,000 | 401 |
| Tier 1 (core) risk-based capital | $43,253,000 | 1,238 |
| Tier 2 risk-based capital | $4,700,000 | 981 |
| Total risk weighted assets | $373,851,000 | 1,096 |
| Total unused commitments | $313,467,000 | 401 |
| Derivatives | $6,760,000 | 430 |
| 2004-09-30 | Rank |
| # of Employees: | 212 | 741 |
| Assets and Liabilities |
| Total Assets: | $488,770,000 | 1,167 |
| Cash and due from depository institutions | $12,439,000 | 741 |
| Interest-bearing balances | $3,970,000 | 1,367 |
| Securities | $46,924,000 | 2,540 |
| Federal funds sold & reverse repurchase agreements | $782,000 | 4,809 |
| Net loans & leases | $416,662,000 | 905 |
| Loan loss allowance | $8,206,000 | 593 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,757,000 | 1,769 |
| Other real estate owned | $0 | 741 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,206,000 | 2,212 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $488,770,000 | 1,167 |
| Total liabilities | $446,407,000 | 1,153 |
| Total deposits | $418,674,000 | 1,034 |
| Interest-bearing deposits | $383,256,000 | 966 |
| Deposits held in domestic offices | $418,674,000 | 1,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,633,000 | 1,884 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $20,000,000 | 1,723 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,100,000 | 1,075 |
| Total equity capital | $42,363,000 | 1,337 |
| Total bank equity capital | $42,363,000 | 1,337 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,500,000 | 2,195 |
| Surplus | $6,860,000 | 2,801 |
| Undivided profits | $34,003,000 | 981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,680,000 | 451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $249,000 | 533 |
| Income earned, not collected on loans | $2,720,000 | 1,014 |
| Earning assets | $468,338,000 | 1,122 |
| Long-term assets (5+ years) | $24,607,000 | 3,135 |
| Average Assets, year-to-date | $473,653,250 | 1,158 |
| Average Assets, quarterly | $485,530,000 | 1,160 |
| Volatile liabilities | $47,262,000 | 2,203 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $20,000,000 | 1,604 |
| Loans and leases held for sale | $14,284,000 | 210 |
| Unused loan commitments | $341,193,000 | 375 |
| Tier 1 (core) risk-based capital | $42,432,000 | 1,249 |
| Tier 2 risk-based capital | $4,572,000 | 989 |
| Total risk weighted assets | $362,126,000 | 1,106 |
| Total unused commitments | $341,193,000 | 375 |
| Derivatives | $6,905,000 | 442 |
| 2004-06-30 | Rank |
| # of Employees: | 206 | 770 |
| Assets and Liabilities |
| Total Assets: | $482,290,000 | 1,164 |
| Cash and due from depository institutions | $37,933,000 | 770 |
| Interest-bearing balances | $25,142,000 | 224 |
| Securities | $47,273,000 | 2,572 |
| Federal funds sold & reverse repurchase agreements | $4,431,000 | 2,189 |
| Net loans & leases | $380,782,000 | 967 |
| Loan loss allowance | $7,155,000 | 666 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,778,000 | 1,752 |
| Other real estate owned | $312,000 | 770 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,781,000 | 2,326 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $482,290,000 | 1,164 |
| Total liabilities | $440,647,000 | 1,155 |
| Total deposits | $411,494,000 | 1,035 |
| Interest-bearing deposits | $371,278,000 | 980 |
| Deposits held in domestic offices | $411,494,000 | 1,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,737,000 | 1,524 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,689 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,416,000 | 1,168 |
| Total equity capital | $41,643,000 | 1,308 |
| Total bank equity capital | $41,643,000 | 1,308 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,500,000 | 2,197 |
| Surplus | $6,860,000 | 2,757 |
| Undivided profits | $33,283,000 | 949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,905,000 | 979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $279,000 | 525 |
| Income earned, not collected on loans | $2,523,000 | 1,042 |
| Earning assets | $457,628,000 | 1,124 |
| Long-term assets (5+ years) | $29,300,000 | 2,874 |
| Average Assets, year-to-date | $468,614,330 | 1,161 |
| Average Assets, quarterly | $474,936,500 | 1,164 |
| Volatile liabilities | $48,127,000 | 2,114 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $20,000,000 | 1,582 |
| Loans and leases held for sale | $8,902,000 | 269 |
| Unused loan commitments | $309,106,000 | 388 |
| Tier 1 (core) risk-based capital | $41,931,000 | 1,235 |
| Tier 2 risk-based capital | $4,367,000 | 1,023 |
| Total risk weighted assets | $346,568,000 | 1,131 |
| Total unused commitments | $309,106,000 | 389 |
| Derivatives | $13,749,000 | 371 |
| 2004-03-31 | Rank |
| # of Employees: | 204 | 777 |
| Assets and Liabilities |
| Total Assets: | $467,583,000 | 1,182 |
| Cash and due from depository institutions | $25,074,000 | 777 |
| Interest-bearing balances | $16,786,000 | 431 |
| Securities | $40,695,000 | 2,889 |
| Federal funds sold & reverse repurchase agreements | $6,252,000 | 2,328 |
| Net loans & leases | $383,848,000 | 941 |
| Loan loss allowance | $7,141,000 | 668 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,929,000 | 1,663 |
| Other real estate owned | $160,000 | 777 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,625,000 | 2,272 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $467,583,000 | 1,182 |
| Total liabilities | $426,785,000 | 1,167 |
| Total deposits | $398,700,000 | 1,059 |
| Interest-bearing deposits | $361,345,000 | 999 |
| Deposits held in domestic offices | $398,700,000 | 1,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,548,000 | 1,965 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $20,000,000 | 1,610 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,537,000 | 874 |
| Total equity capital | $40,798,000 | 1,365 |
| Total bank equity capital | $40,798,000 | 1,365 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,500,000 | 2,193 |
| Surplus | $6,860,000 | 2,724 |
| Undivided profits | $32,438,000 | 1,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,271,000 | 506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $430,000 | 415 |
| Income earned, not collected on loans | $2,413,000 | 1,069 |
| Earning assets | $447,581,000 | 1,139 |
| Long-term assets (5+ years) | $29,958,000 | 2,789 |
| Average Assets, year-to-date | $461,776,500 | 1,182 |
| Average Assets, quarterly | $461,776,500 | 1,182 |
| Volatile liabilities | $43,449,000 | 2,216 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $20,000,000 | 1,495 |
| Loans and leases held for sale | $16,454,000 | 201 |
| Unused loan commitments | $274,304,000 | 419 |
| Tier 1 (core) risk-based capital | $40,761,000 | 1,254 |
| Tier 2 risk-based capital | $4,394,000 | 1,004 |
| Total risk weighted assets | $348,761,000 | 1,097 |
| Total unused commitments | $274,304,000 | 419 |
| Derivatives | $8,902,000 | 419 |
| 2003-12-31 | Rank |
| # of Employees: | 200 | 806 |
| Assets and Liabilities |
| Total Assets: | $455,970,000 | 1,213 |
| Cash and due from depository institutions | $45,200,000 | 806 |
| Interest-bearing balances | $36,855,000 | 168 |
| Securities | $33,959,000 | 3,397 |
| Federal funds sold & reverse repurchase agreements | $1,882,000 | 4,129 |
| Net loans & leases | $363,061,000 | 987 |
| Loan loss allowance | $7,026,000 | 667 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,088,000 | 1,602 |
| Other real estate owned | $57,000 | 806 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,723,000 | 2,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $455,970,000 | 1,213 |
| Total liabilities | $416,649,000 | 1,195 |
| Total deposits | $387,833,000 | 1,093 |
| Interest-bearing deposits | $351,960,000 | 1,026 |
| Deposits held in domestic offices | $387,833,000 | 1,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,745,000 | 1,812 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,000,000 | 1,610 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,071,000 | 918 |
| Total equity capital | $39,321,000 | 1,384 |
| Total bank equity capital | $39,321,000 | 1,384 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,500,000 | 2,208 |
| Surplus | $6,860,000 | 2,699 |
| Undivided profits | $30,961,000 | 1,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,801,000 | 551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 1,011 |
| Income earned, not collected on loans | $2,387,000 | 1,116 |
| Earning assets | $435,757,000 | 1,158 |
| Long-term assets (5+ years) | $23,739,000 | 3,260 |
| Average Assets, year-to-date | $425,292,200 | 1,261 |
| Average Assets, quarterly | $451,436,500 | 1,214 |
| Volatile liabilities | $43,385,000 | 2,208 |
| Insider loans | $100,000 | 7,371 |
| FHLB advances | $20,000,000 | 1,494 |
| Loans and leases held for sale | $11,585,000 | 235 |
| Unused loan commitments | $292,287,000 | 395 |
| Tier 1 (core) risk-based capital | $39,325,000 | 1,290 |
| Tier 2 risk-based capital | $4,195,000 | 1,043 |
| Total risk weighted assets | $332,813,000 | 1,141 |
| Total unused commitments | $292,287,000 | 395 |
| Derivatives | $4,171,000 | 459 |
| 2003-09-30 | Rank |
| # of Employees: | 201 | 816 |
| Assets and Liabilities |
| Total Assets: | $446,903,000 | 1,244 |
| Cash and due from depository institutions | $40,777,000 | 816 |
| Interest-bearing balances | $31,922,000 | 242 |
| Securities | $24,596,000 | 4,188 |
| Federal funds sold & reverse repurchase agreements | $3,021,000 | 3,603 |
| Net loans & leases | $366,447,000 | 971 |
| Loan loss allowance | $7,550,000 | 647 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,089,000 | 1,590 |
| Other real estate owned | $69,000 | 816 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,904,000 | 2,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $446,903,000 | 1,244 |
| Total liabilities | $413,921,000 | 1,213 |
| Total deposits | $384,192,000 | 1,123 |
| Interest-bearing deposits | $353,138,000 | 1,043 |
| Deposits held in domestic offices | $384,192,000 | 1,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,414,000 | 2,061 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $22,000,000 | 1,482 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,315,000 | 918 |
| Total equity capital | $32,982,000 | 1,652 |
| Total bank equity capital | $32,982,000 | 1,652 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $1,860,000 | 5,683 |
| Undivided profits | $29,622,000 | 1,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,561,000 | 518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $73,000 | 975 |
| Income earned, not collected on loans | $2,074,000 | 1,404 |
| Earning assets | $425,986,000 | 1,197 |
| Long-term assets (5+ years) | $23,783,000 | 3,244 |
| Average Assets, year-to-date | $417,622,750 | 1,301 |
| Average Assets, quarterly | $436,804,500 | 1,269 |
| Volatile liabilities | $43,775,000 | 2,152 |
| Insider loans | $59,000 | 7,747 |
| FHLB advances | $22,000,000 | 1,371 |
| Loans and leases held for sale | $12,247,000 | 303 |
| Unused loan commitments | $308,834,000 | 389 |
| Tier 1 (core) risk-based capital | $32,999,000 | 1,555 |
| Tier 2 risk-based capital | $4,257,000 | 1,036 |
| Total risk weighted assets | $337,283,000 | 1,122 |
| Total unused commitments | $308,834,000 | 389 |
| Derivatives | $13,895,000 | 361 |
| 2003-06-30 | Rank |
| # of Employees: | 194 | 848 |
| Assets and Liabilities |
| Total Assets: | $426,706,000 | 1,301 |
| Cash and due from depository institutions | $32,552,000 | 848 |
| Interest-bearing balances | $18,386,000 | 460 |
| Securities | $22,525,000 | 4,345 |
| Federal funds sold & reverse repurchase agreements | $1,590,000 | 5,191 |
| Net loans & leases | $358,463,000 | 984 |
| Loan loss allowance | $7,743,000 | 623 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,223,000 | 1,525 |
| Other real estate owned | $174,000 | 848 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,179,000 | 2,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $426,706,000 | 1,301 |
| Total liabilities | $394,838,000 | 1,264 |
| Total deposits | $365,761,000 | 1,174 |
| Interest-bearing deposits | $331,993,000 | 1,109 |
| Deposits held in domestic offices | $365,761,000 | 1,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,639,000 | 1,914 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $22,000,000 | 1,467 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,438,000 | 1,098 |
| Total equity capital | $31,868,000 | 1,720 |
| Total bank equity capital | $31,868,000 | 1,720 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $1,860,000 | 5,672 |
| Undivided profits | $28,508,000 | 1,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $9,433,000 | 396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 1,076 |
| Income earned, not collected on loans | $2,000,000 | 1,408 |
| Earning assets | $400,964,000 | 1,264 |
| Long-term assets (5+ years) | $24,414,000 | 3,046 |
| Average Assets, year-to-date | $407,862,670 | 1,332 |
| Average Assets, quarterly | $415,731,000 | 1,317 |
| Volatile liabilities | $40,948,000 | 2,210 |
| Insider loans | $977,000 | 4,058 |
| FHLB advances | $22,000,000 | 1,358 |
| Loans and leases held for sale | $13,470,000 | 383 |
| Unused loan commitments | $320,025,000 | 377 |
| Tier 1 (core) risk-based capital | $31,802,000 | 1,583 |
| Tier 2 risk-based capital | $4,144,000 | 1,025 |
| Total risk weighted assets | $327,954,000 | 1,133 |
| Total unused commitments | $320,025,000 | 379 |
| Derivatives | $14,085,000 | 370 |
| 2003-03-31 | Rank |
| # of Employees: | 194 | 837 |
| Assets and Liabilities |
| Total Assets: | $404,756,000 | 1,351 |
| Cash and due from depository institutions | $32,481,000 | 837 |
| Interest-bearing balances | $22,037,000 | 362 |
| Securities | $26,515,000 | 3,847 |
| Federal funds sold & reverse repurchase agreements | $2,587,000 | 4,776 |
| Net loans & leases | $331,553,000 | 1,051 |
| Loan loss allowance | $8,025,000 | 607 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,385,000 | 1,453 |
| Other real estate owned | $406,000 | 837 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,829,000 | 2,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $404,756,000 | 1,351 |
| Total liabilities | $374,005,000 | 1,309 |
| Total deposits | $346,382,000 | 1,237 |
| Interest-bearing deposits | $314,288,000 | 1,183 |
| Deposits held in domestic offices | $346,382,000 | 1,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,536,000 | 2,124 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $22,000,000 | 1,420 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,087,000 | 1,176 |
| Total equity capital | $30,751,000 | 1,729 |
| Total bank equity capital | $30,751,000 | 1,729 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $1,860,000 | 5,659 |
| Undivided profits | $27,391,000 | 1,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $9,831,000 | 393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $513,000 | 386 |
| Income earned, not collected on loans | $2,005,000 | 1,447 |
| Earning assets | $382,692,000 | 1,299 |
| Long-term assets (5+ years) | $19,455,000 | 3,442 |
| Average Assets, year-to-date | $398,441,000 | 1,353 |
| Average Assets, quarterly | $398,441,000 | 1,353 |
| Volatile liabilities | $40,038,000 | 2,209 |
| Insider loans | $364,000 | 5,995 |
| FHLB advances | $22,000,000 | 1,315 |
| Loans and leases held for sale | $10,596,000 | 394 |
| Unused loan commitments | $281,894,000 | 406 |
| Tier 1 (core) risk-based capital | $30,634,000 | 1,612 |
| Tier 2 risk-based capital | $3,901,000 | 1,068 |
| Total risk weighted assets | $308,007,000 | 1,192 |
| Total unused commitments | $281,894,000 | 406 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 187 | 873 |
| Assets and Liabilities |
| Total Assets: | $392,126,000 | 1,365 |
| Cash and due from depository institutions | $17,192,000 | 873 |
| Interest-bearing balances | $10,034,000 | 780 |
| Securities | $29,109,000 | 3,595 |
| Federal funds sold & reverse repurchase agreements | $2,394,000 | 4,485 |
| Net loans & leases | $331,027,000 | 1,037 |
| Loan loss allowance | $7,478,000 | 632 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,257,000 | 1,486 |
| Other real estate owned | $1,100,000 | 873 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,047,000 | 2,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $392,126,000 | 1,365 |
| Total liabilities | $362,002,000 | 1,337 |
| Total deposits | $332,887,000 | 1,261 |
| Interest-bearing deposits | $304,429,000 | 1,205 |
| Deposits held in domestic offices | $332,887,000 | 1,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,591,000 | 1,889 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $22,000,000 | 1,427 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,524,000 | 1,067 |
| Total equity capital | $30,124,000 | 1,736 |
| Total bank equity capital | $30,124,000 | 1,736 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $1,860,000 | 5,640 |
| Undivided profits | $26,764,000 | 1,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $9,290,000 | 396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $584,000 | 333 |
| Income earned, not collected on loans | $2,269,000 | 1,295 |
| Earning assets | $372,564,000 | 1,320 |
| Long-term assets (5+ years) | $24,097,000 | 2,956 |
| Average Assets, year-to-date | $374,081,000 | 1,370 |
| Average Assets, quarterly | $389,116,000 | 1,370 |
| Volatile liabilities | $39,586,000 | 2,226 |
| Insider loans | $546,000 | 5,248 |
| FHLB advances | $22,000,000 | 1,305 |
| Loans and leases held for sale | $15,695,000 | 337 |
| Unused loan commitments | $248,885,000 | 440 |
| Tier 1 (core) risk-based capital | $29,954,000 | 1,613 |
| Tier 2 risk-based capital | $3,821,000 | 1,072 |
| Total risk weighted assets | $302,043,000 | 1,195 |
| Total unused commitments | $248,885,000 | 440 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 189 | 856 |
| Assets and Liabilities |
| Total Assets: | $347,940,000 | 1,461 |
| Cash and due from depository institutions | $29,256,000 | 856 |
| Interest-bearing balances | $18,786,000 | 367 |
| Securities | $32,140,000 | 3,176 |
| Federal funds sold & reverse repurchase agreements | $2,077,000 | 4,732 |
| Net loans & leases | $268,471,000 | 1,230 |
| Loan loss allowance | $6,500,000 | 674 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,002,000 | 1,239 |
| Other real estate owned | $2,520,000 | 856 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,474,000 | 1,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $347,940,000 | 1,461 |
| Total liabilities | $320,099,000 | 1,422 |
| Total deposits | $291,222,000 | 1,377 |
| Interest-bearing deposits | $267,313,000 | 1,302 |
| Deposits held in domestic offices | $291,222,000 | 1,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,848,000 | 1,943 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,000,000 | 1,319 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,029,000 | 1,145 |
| Total equity capital | $27,841,000 | 1,767 |
| Total bank equity capital | $27,841,000 | 1,767 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,500,000 | 2,273 |
| Surplus | $1,860,000 | 5,658 |
| Undivided profits | $24,481,000 | 1,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,874,000 | 781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,046,000 | 185 |
| Income earned, not collected on loans | $2,267,000 | 1,415 |
| Earning assets | $321,474,000 | 1,439 |
| Long-term assets (5+ years) | $20,808,000 | 3,229 |
| Average Assets, year-to-date | $334,395,400 | 1,440 |
| Average Assets, quarterly | $341,808,000 | 1,466 |
| Volatile liabilities | $32,077,000 | 2,593 |
| Insider loans | $388,000 | 5,943 |
| FHLB advances | $22,000,000 | 1,200 |
| Loans and leases held for sale | $10,266,000 | 385 |
| Unused loan commitments | $200,583,000 | 477 |
| Tier 1 (core) risk-based capital | $27,804,000 | 1,651 |
| Tier 2 risk-based capital | $3,549,000 | 1,096 |
| Total risk weighted assets | $280,984,000 | 1,220 |
| Total unused commitments | $200,583,000 | 477 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 217 | 724 |
| Assets and Liabilities |
| Total Assets: | $323,868,000 | 1,480 |
| Cash and due from depository institutions | $38,061,000 | 724 |
| Interest-bearing balances | $30,851,000 | 153 |
| Securities | $62,418,000 | 1,758 |
| Federal funds sold & reverse repurchase agreements | $1,991,000 | 4,271 |
| Net loans & leases | $205,425,000 | 1,563 |
| Loan loss allowance | $6,731,000 | 639 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,158,000 | 1,141 |
| Other real estate owned | $3,169,000 | 724 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,646,000 | 1,637 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $323,868,000 | 1,480 |
| Total liabilities | $297,801,000 | 1,451 |
| Total deposits | $276,444,000 | 1,369 |
| Interest-bearing deposits | $253,163,000 | 1,311 |
| Deposits held in domestic offices | $276,444,000 | 1,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $17,000,000 | 1,472 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,357,000 | 1,107 |
| Total equity capital | $26,067,000 | 1,767 |
| Total bank equity capital | $26,067,000 | 1,767 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,500,000 | 2,325 |
| Surplus | $1,860,000 | 5,690 |
| Undivided profits | $22,707,000 | 1,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,941,000 | 665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $376,000 | 370 |
| Income earned, not collected on loans | $1,942,000 | 1,289 |
| Earning assets | $300,685,000 | 1,470 |
| Long-term assets (5+ years) | $25,238,000 | 2,714 |
| Average Assets, year-to-date | $315,458,200 | 1,450 |
| Average Assets, quarterly | $320,928,000 | 1,476 |
| Volatile liabilities | $22,877,000 | 3,327 |
| Insider loans | $216,000 | 7,018 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $6,110,000 | 302 |
| Unused loan commitments | $200,501,000 | 458 |
| Tier 1 (core) risk-based capital | $26,055,000 | 1,687 |
| Tier 2 risk-based capital | $2,915,740 | 1,267 |
| Total risk weighted assets | $229,381,240 | 1,427 |
| Total unused commitments | $200,501,000 | 459 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 269 | 630 |
| Assets and Liabilities |
| Total Assets: | $311,905,000 | 1,511 |
| Cash and due from depository institutions | $21,692,000 | 630 |
| Interest-bearing balances | $15,804,000 | 252 |
| Securities | $39,990,000 | 2,799 |
| Federal funds sold & reverse repurchase agreements | $3,154,000 | 2,764 |
| Net loans & leases | $230,437,000 | 1,329 |
| Loan loss allowance | $10,008,000 | 477 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,797,000 | 1,043 |
| Other real estate owned | $1,510,000 | 630 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,325,000 | 1,310 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $311,905,000 | 1,511 |
| Total liabilities | $288,915,000 | 1,476 |
| Total deposits | $267,367,000 | 1,406 |
| Interest-bearing deposits | $247,499,000 | 1,314 |
| Deposits held in domestic offices | $267,367,000 | 1,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,000,000 | 1,412 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,548,000 | 1,208 |
| Total equity capital | $22,990,000 | 1,930 |
| Total bank equity capital | $22,990,000 | 1,930 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,361 |
| Surplus | $1,860,000 | 5,750 |
| Undivided profits | $19,630,000 | 1,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $9,431,000 | 321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $473,000 | 304 |
| Income earned, not collected on loans | $2,465,000 | 869 |
| Earning assets | $289,385,000 | 1,491 |
| Long-term assets (5+ years) | $16,527,000 | 3,737 |
| Average Assets, year-to-date | $305,942,000 | 1,466 |
| Average Assets, quarterly | $311,715,500 | 1,490 |
| Volatile liabilities | $29,688,000 | 2,559 |
| Insider loans | $208,000 | 7,139 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $4,014,000 | 369 |
| Unused loan commitments | $163,814,000 | 524 |
| Tier 1 (core) risk-based capital | $22,913,000 | 1,915 |
| Tier 2 risk-based capital | $3,032,990 | 1,185 |
| Total risk weighted assets | $235,595,790 | 1,324 |
| Total unused commitments | $163,814,000 | 524 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 275 | 626 |
| Assets and Liabilities |
| Total Assets: | $287,666,000 | 1,596 |
| Cash and due from depository institutions | $9,947,000 | 626 |
| Interest-bearing balances | $5,599,000 | 1,101 |
| Securities | $31,297,000 | 3,499 |
| Federal funds sold & reverse repurchase agreements | $3,432,000 | 4,456 |
| Net loans & leases | $226,560,000 | 1,242 |
| Loan loss allowance | $8,239,000 | 541 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,545,000 | 1,007 |
| Other real estate owned | $1,764,000 | 626 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $7,121,000 | 1,155 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,666,000 | 1,596 |
| Total liabilities | $264,207,000 | 1,559 |
| Total deposits | $257,907,000 | 1,435 |
| Interest-bearing deposits | $240,310,000 | 1,328 |
| Deposits held in domestic offices | $257,907,000 | 1,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,300,000 | 1,088 |
| Total equity capital | $23,459,000 | 1,905 |
| Total bank equity capital | $23,459,000 | 1,905 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 2,331 |
| Surplus | $1,860,000 | 5,677 |
| Undivided profits | $20,099,000 | 1,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $6,055,000 | 488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $344,000 | 421 |
| Income earned, not collected on loans | $2,358,000 | 869 |
| Earning assets | $266,888,000 | 1,591 |
| Long-term assets (5+ years) | $23,338,000 | 2,842 |
| Average Assets, year-to-date | $276,147,800 | 1,567 |
| Average Assets, quarterly | $281,565,500 | 1,600 |
| Volatile liabilities | $21,612,000 | 2,829 |
| Insider loans | $63,000 | 8,495 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $9,099,000 | 362 |
| Unused loan commitments | $125,457,000 | 588 |
| Tier 1 (core) risk-based capital | $23,281,000 | 1,799 |
| Tier 2 risk-based capital | $2,871,910 | 1,171 |
| Total risk weighted assets | $224,330,610 | 1,287 |
| Total unused commitments | $125,457,000 | 592 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 137 | 1,290 |
| Assets and Liabilities |
| Total Assets: | $266,474,000 | 1,712 |
| Cash and due from depository institutions | $15,343,000 | 1,290 |
| Interest-bearing balances | $10,105,000 | 434 |
| Securities | $31,799,000 | 3,463 |
| Federal funds sold & reverse repurchase agreements | $6,808,000 | 2,034 |
| Net loans & leases | $196,086,000 | 1,440 |
| Loan loss allowance | $7,896,000 | 571 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,526,000 | 1,189 |
| Other real estate owned | $2,442,000 | 1,290 |
| Goodwill and other intangibles | $33,000 | 3,117 |
| All other assets | $7,437,000 | 1,083 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,474,000 | 1,712 |
| Total liabilities | $245,683,000 | 1,663 |
| Total deposits | $236,574,000 | 1,568 |
| Interest-bearing deposits | $222,438,000 | 1,445 |
| Deposits held in domestic offices | $236,574,000 | 1,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $9,109,000 | 672 |
| Total equity capital | $20,791,000 | 2,150 |
| Total bank equity capital | $20,791,000 | 2,150 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $1,080,000 | 7,189 |
| Undivided profits | $18,211,000 | 1,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,194,000 | 575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $320,000 | 436 |
| Income earned, not collected on loans | $2,151,000 | 1,010 |
| Earning assets | $244,798,000 | 1,701 |
| Long-term assets (5+ years) | $35,850,000 | 1,829 |
| Average Assets, year-to-date | $256,897,400 | 1,694 |
| Average Assets, quarterly | $262,554,000 | 1,724 |
| Volatile liabilities | $15,530,000 | 3,656 |
| Insider loans | $90,000 | 8,561 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $6,062,000 | 321 |
| Unused loan commitments | $101,223,000 | 648 |
| Tier 1 (core) risk-based capital | $19,981,000 | 2,131 |
| Tier 2 risk-based capital | $2,455,930 | 1,277 |
| Total risk weighted assets | $191,000,330 | 1,473 |
| Total unused commitments | $101,223,000 | 653 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 132 | 1,404 |
| Assets and Liabilities |
| Total Assets: | $251,124,000 | 1,858 |
| Cash and due from depository institutions | $11,836,000 | 1,404 |
| Interest-bearing balances | $5,472,000 | 695 |
| Securities | $21,189,000 | 5,107 |
| Federal funds sold & reverse repurchase agreements | $2,271,000 | 4,554 |
| Net loans & leases | $199,151,000 | 1,478 |
| Loan loss allowance | $8,168,000 | 616 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,489,000 | 1,191 |
| Other real estate owned | $2,212,000 | 1,404 |
| Goodwill and other intangibles | $73,000 | 2,652 |
| All other assets | $7,903,000 | 1,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,124,000 | 1,858 |
| Total liabilities | $231,693,000 | 1,824 |
| Total deposits | $226,865,000 | 1,690 |
| Interest-bearing deposits | $216,746,000 | 1,542 |
| Deposits held in domestic offices | $226,865,000 | 1,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,828,000 | 1,024 |
| Total equity capital | $19,431,000 | 2,310 |
| Total bank equity capital | $19,431,000 | 2,310 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $51,000 | 10,554 |
| Undivided profits | $17,880,000 | 1,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,315,000 | 799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,449 |
| Income earned, not collected on loans | $2,353,000 | 939 |
| Earning assets | $228,083,000 | 1,886 |
| Long-term assets (5+ years) | $18,438,000 | 2,832 |
| Average Assets, year-to-date | $244,472,000 | 1,843 |
| Average Assets, quarterly | $247,944,000 | 1,868 |
| Volatile liabilities | $12,128,000 | 4,258 |
| Insider loans | $120,000 | 8,550 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $5,594,000 | 311 |
| Unused loan commitments | $74,857,000 | 823 |
| Tier 1 (core) risk-based capital | $19,314,000 | 2,231 |
| Tier 2 risk-based capital | $2,396,070 | 1,344 |
| Total risk weighted assets | $185,501,570 | 1,554 |
| Total unused commitments | $74,857,000 | 827 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 105 | 1,843 |
| Assets and Liabilities |
| Total Assets: | $244,975,000 | 1,915 |
| Cash and due from depository institutions | $10,210,000 | 1,843 |
| Interest-bearing balances | $8,045,000 | 585 |
| Securities | $20,274,000 | 5,495 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,096 |
| Net loans & leases | $186,935,000 | 1,545 |
| Loan loss allowance | $5,659,000 | 835 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,679,000 | 1,651 |
| Other real estate owned | $834,000 | 1,843 |
| Goodwill and other intangibles | $113,000 | 2,301 |
| All other assets | $14,930,000 | 701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,975,000 | 1,915 |
| Total liabilities | $226,279,000 | 1,866 |
| Total deposits | $213,357,000 | 1,812 |
| Interest-bearing deposits | $199,778,000 | 1,698 |
| Deposits held in domestic offices | $213,357,000 | 1,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $12,922,000 | 582 |
| Total equity capital | $18,696,000 | 2,385 |
| Total bank equity capital | $18,696,000 | 2,385 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $1,550,000 | 6,413 |
| Undivided profits | $17,145,000 | 1,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,322,000 | 861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,902,000 | 1,184 |
| Earning assets | $222,254,000 | 1,939 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $222,417,200 | 2,041 |
| Average Assets, quarterly | $236,409,500 | 1,962 |
| Volatile liabilities | $31,532,000 | 1,784 |
| Insider loans | $137,000 | 8,673 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $50,348,000 | 1,024 |
| Tier 1 (core) risk-based capital | $18,975,000 | 2,248 |
| Tier 2 risk-based capital | $2,451,000 | 1,320 |
| Total risk weighted assets | $192,888,000 | 1,483 |
| Total unused commitments | $50,348,000 | 1,031 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 103 | 1,954 |
| Assets and Liabilities |
| Total Assets: | $203,861,000 | 2,278 |
| Cash and due from depository institutions | $5,642,000 | 1,954 |
| Interest-bearing balances | $3,560,000 | 1,009 |
| Securities | $26,677,000 | 4,726 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $157,431,000 | 1,772 |
| Loan loss allowance | $5,253,000 | 892 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,614,000 | 2,065 |
| Other real estate owned | $3,977,000 | 1,954 |
| Goodwill and other intangibles | $153,000 | 2,067 |
| All other assets | $6,367,000 | 1,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,861,000 | 2,278 |
| Total liabilities | $187,837,000 | 2,235 |
| Total deposits | $184,124,000 | 2,106 |
| Interest-bearing deposits | $178,457,000 | 1,860 |
| Deposits held in domestic offices | $184,124,000 | 2,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,713,000 | 1,116 |
| Total equity capital | $16,024,000 | 2,556 |
| Total bank equity capital | $16,024,000 | 2,556 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $1,550,000 | 6,479 |
| Undivided profits | $14,473,000 | 1,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,041,000 | 1,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,619,000 | 1,186 |
| Earning assets | $187,668,000 | 2,256 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $202,307,600 | 2,225 |
| Average Assets, quarterly | $202,359,500 | 2,267 |
| Volatile liabilities | $15,380,000 | 3,124 |
| Insider loans | $165,000 | 8,572 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $53,882,000 | 935 |
| Tier 1 (core) risk-based capital | $16,771,000 | 2,452 |
| Tier 2 risk-based capital | $1,696,000 | 1,827 |
| Total risk weighted assets | $132,089,000 | 2,060 |
| Total unused commitments | $53,882,000 | 945 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 75 | 2,793 |
| Assets and Liabilities |
| Total Assets: | $199,723,000 | 2,327 |
| Cash and due from depository institutions | $7,099,000 | 2,793 |
| Interest-bearing balances | $5,785,000 | 1,074 |
| Securities | $37,513,000 | 3,665 |
| Federal funds sold & reverse repurchase agreements | $1,005,000 | 7,703 |
| Net loans & leases | $141,863,000 | 1,925 |
| Loan loss allowance | $4,347,000 | 1,092 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,594,000 | 2,020 |
| Other real estate owned | $3,140,000 | 2,793 |
| Goodwill and other intangibles | $193,000 | 1,849 |
| All other assets | $5,316,000 | 1,515 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,723,000 | 2,327 |
| Total liabilities | $185,629,000 | 2,293 |
| Total deposits | $182,810,000 | 2,179 |
| Interest-bearing deposits | $180,187,000 | 1,906 |
| Deposits held in domestic offices | $182,810,000 | 2,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,819,000 | 1,403 |
| Total equity capital | $14,094,000 | 2,863 |
| Total bank equity capital | $14,094,000 | 2,863 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $1,550,000 | 6,506 |
| Undivided profits | $12,543,000 | 1,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,132,000 | 1,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,315,000 | 1,294 |
| Earning assets | $186,166,000 | 2,282 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $191,446,400 | 2,346 |
| Average Assets, quarterly | $195,663,000 | 2,364 |
| Volatile liabilities | $12,619,000 | 3,443 |
| Insider loans | $495,000 | 5,742 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $52,293,000 | 952 |
| Tier 1 (core) risk-based capital | $13,901,000 | 2,839 |
| Tier 2 risk-based capital | $1,543,000 | 1,989 |
| Total risk weighted assets | $120,655,000 | 2,215 |
| Total unused commitments | $52,293,000 | 972 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 74 | 2,908 |
| Assets and Liabilities |
| Total Assets: | $187,800,000 | 2,512 |
| Cash and due from depository institutions | $7,716,000 | 2,908 |
| Interest-bearing balances | $6,820,000 | 1,100 |
| Securities | $27,446,000 | 4,814 |
| Federal funds sold & reverse repurchase agreements | $507,000 | 10,057 |
| Net loans & leases | $137,592,000 | 2,029 |
| Loan loss allowance | $3,458,000 | 1,363 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,645,000 | 2,014 |
| Other real estate owned | $5,867,000 | 2,908 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,027,000 | 1,641 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,800,000 | 2,512 |
| Total liabilities | $176,354,000 | 2,466 |
| Total deposits | $173,896,000 | 2,375 |
| Interest-bearing deposits | $167,034,000 | 2,166 |
| Deposits held in domestic offices | $173,896,000 | 2,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,458,000 | 1,589 |
| Total equity capital | $11,446,000 | 3,356 |
| Total bank equity capital | $11,446,000 | 3,356 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $1,550,000 | 6,451 |
| Undivided profits | $9,895,000 | 2,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,244,000 | 2,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,381,000 | 1,380 |
| Earning assets | $172,365,000 | 2,515 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $187,915,200 | 2,454 |
| Average Assets, quarterly | $187,180,000 | 2,501 |
| Volatile liabilities | $14,395,000 | 3,076 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $34,277,000 | 1,230 |
| Tier 1 (core) risk-based capital | $11,446,000 | 3,300 |
| Tier 2 risk-based capital | $1,491,000 | 2,068 |
| Total risk weighted assets | $117,348,000 | 2,315 |
| Total unused commitments | $34,277,000 | 1,246 |
| Derivatives | $0 | 651 |
