Jonestown Bank and Trust Company, of Jonestown, Pennsylvania, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$12,333,0001,076
Total interest expense$3,870,0001,201
Net interest income$8,463,0001,019
Provision for loan and lease losses$858,000431
Total noninterest income$1,189,0001,177
Gross Fiduciary activities income$0918
Service charges on deposit accounts$439,000648
Trading account gains and feesNANA
Additional Noninterest Income$750,0001,165
Total noninterest expense$6,610,0001,017
Salaries and employee benefits$3,234,0001,158
Premises and equipment expense$632,0001,043
Additional noninterest expense$750,0001,165
Pre-tax net operating income$2,184,0001,357
Securities gains (losses)$0665
Applicable income taxes$414,0001,130
Income before extraordinary items$1,770,0001,417
Extraordinary gains, net$047
Net income$1,770,0001,435
Minority interest net income$065
Net income of bank and minority interests.$1,770,0001,417
Net charge-offs$549,000395
Cash dividends$657,0001,172
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,770,0001,427
2024-12-31 (YTD Data)Rank
Total interest income$48,975,0001,067
Total interest expense$16,316,0001,198
Net interest income$32,659,000993
Provision for loan and lease losses$1,729,000666
Total noninterest income$4,794,0001,211
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,800,000628
Trading account gains and feesNANA
Additional Noninterest Income$2,994,0001,215
Total noninterest expense$25,969,0001,006
Salaries and employee benefits$13,835,0001,056
Premises and equipment expense$2,138,0001,162
Additional noninterest expense$2,994,0001,215
Pre-tax net operating income$9,755,0001,176
Securities gains (losses)$0940
Applicable income taxes$1,874,0001,003
Income before extraordinary items$7,881,0001,223
Extraordinary gains, net$053
Net income$7,881,0001,235
Minority interest net income$090
Net income of bank and minority interests.$7,881,0001,223
Net charge-offs$1,613,000535
Cash dividends$2,436,0001,452
Sale, conversion, retirement of capital stock, net$0564
Net operating income$7,881,0001,239
2024-09-30 (YTD Data)Rank
Total interest income$36,486,0001,062
Total interest expense$12,257,0001,191
Net interest income$24,229,000989
Provision for loan and lease losses$1,124,000694
Total noninterest income$3,407,0001,238
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,300,000649
Trading account gains and feesNANA
Additional Noninterest Income$2,107,0001,271
Total noninterest expense$19,051,0001,015
Salaries and employee benefits$10,037,0001,080
Premises and equipment expense$1,637,0001,138
Additional noninterest expense$2,107,0001,271
Pre-tax net operating income$7,461,0001,150
Securities gains (losses)$0930
Applicable income taxes$1,437,000979
Income before extraordinary items$6,024,0001,183
Extraordinary gains, net$051
Net income$6,024,0001,198
Minority interest net income$082
Net income of bank and minority interests.$6,024,0001,185
Net charge-offs$1,061,000533
Cash dividends$1,827,0001,258
Sale, conversion, retirement of capital stock, net$0527
Net operating income$6,024,0001,194
2024-06-30 (YTD Data)Rank
Total interest income$23,921,0001,065
Total interest expense$8,067,0001,186
Net interest income$15,854,0001,005
Provision for loan and lease losses$794,000622
Total noninterest income$2,193,0001,260
Gross Fiduciary activities income$0962
Service charges on deposit accounts$844,000657
Trading account gains and feesNANA
Additional Noninterest Income$1,349,0001,292
Total noninterest expense$12,757,0001,016
Salaries and employee benefits$6,747,0001,080
Premises and equipment expense$1,071,0001,155
Additional noninterest expense$1,349,0001,292
Pre-tax net operating income$4,496,0001,220
Securities gains (losses)$0628
Applicable income taxes$860,0001,041
Income before extraordinary items$3,636,0001,267
Extraordinary gains, net$052
Net income$3,636,0001,283
Minority interest net income$084
Net income of bank and minority interests.$3,636,0001,269
Net charge-offs$909,000428
Cash dividends$1,218,0001,269
Sale, conversion, retirement of capital stock, net$0496
Net operating income$3,636,0001,275
2024-03-31 (YTD Data)Rank
Total interest income$11,645,0001,083
Total interest expense$3,918,0001,191
Net interest income$7,727,0001,026
Provision for loan and lease losses$670,000426
Total noninterest income$1,051,0001,278
Gross Fiduciary activities income$0895
Service charges on deposit accounts$422,000656
Trading account gains and feesNANA
Additional Noninterest Income$629,0001,321
Total noninterest expense$6,404,0001,020
Salaries and employee benefits$3,364,0001,081
Premises and equipment expense$560,0001,126
Additional noninterest expense$629,0001,321
Pre-tax net operating income$1,704,0001,441
Securities gains (losses)$0689
Applicable income taxes$316,0001,226
Income before extraordinary items$1,388,0001,490
Extraordinary gains, net$051
Net income$1,388,0001,506
Minority interest net income$072
Net income of bank and minority interests.$1,388,0001,489
Net charge-offs$825,000288
Cash dividends$609,0001,151
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,388,0001,494
2023-12-31 (YTD Data)Rank
Total interest income$44,174,0001,040
Total interest expense$12,589,0001,107
Net interest income$31,585,000993
Provision for loan and lease losses$1,194,000753
Total noninterest income$4,315,0001,302
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,796,000619
Trading account gains and feesNANA
Additional Noninterest Income$2,519,0001,413
Total noninterest expense$24,643,0001,025
Salaries and employee benefits$12,321,0001,128
Premises and equipment expense$2,105,0001,165
Additional noninterest expense$2,519,0001,413
Pre-tax net operating income$10,063,0001,152
Securities gains (losses)$0988
Applicable income taxes$1,947,000999
Income before extraordinary items$8,116,0001,201
Extraordinary gains, net$054
Net income$8,116,0001,217
Minority interest net income$088
Net income of bank and minority interests.$8,116,0001,204
Net charge-offs$1,393,000446
Cash dividends$2,400,0001,375
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,116,0001,224
2023-09-30 (YTD Data)Rank
Total interest income$32,432,0001,031
Total interest expense$8,821,0001,084
Net interest income$23,611,000999
Provision for loan and lease losses$1,071,000624
Total noninterest income$3,226,0001,292
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,349,000614
Trading account gains and feesNANA
Additional Noninterest Income$1,877,0001,410
Total noninterest expense$18,404,0001,027
Salaries and employee benefits$9,440,0001,115
Premises and equipment expense$1,548,0001,190
Additional noninterest expense$1,877,0001,410
Pre-tax net operating income$7,362,0001,217
Securities gains (losses)$0849
Applicable income taxes$1,400,0001,056
Income before extraordinary items$5,962,0001,255
Extraordinary gains, net$052
Net income$5,962,0001,264
Minority interest net income$081
Net income of bank and minority interests.$5,962,0001,255
Net charge-offs$1,026,000400
Cash dividends$1,800,0001,237
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,962,0001,279
2023-06-30 (YTD Data)Rank
Total interest income$21,001,0001,029
Total interest expense$5,311,0001,072
Net interest income$15,690,0001,002
Provision for loan and lease losses$1,141,000477
Total noninterest income$2,104,0001,261
Gross Fiduciary activities income$0931
Service charges on deposit accounts$882,000616
Trading account gains and feesNANA
Additional Noninterest Income$1,222,0001,354
Total noninterest expense$12,270,0001,023
Salaries and employee benefits$6,280,0001,109
Premises and equipment expense$1,054,0001,168
Additional noninterest expense$1,222,0001,353
Pre-tax net operating income$4,383,0001,320
Securities gains (losses)$0938
Applicable income taxes$827,0001,129
Income before extraordinary items$3,556,0001,364
Extraordinary gains, net$051
Net income$3,556,0001,379
Minority interest net income$081
Net income of bank and minority interests.$3,556,0001,364
Net charge-offs$759,000350
Cash dividends$1,200,0001,249
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,556,0001,375
2023-03-31 (YTD Data)Rank
Total interest income$10,084,0001,048
Total interest expense$2,195,0001,120
Net interest income$7,889,0001,004
Provision for loan and lease losses$906,000371
Total noninterest income$1,013,0001,282
Gross Fiduciary activities income$0913
Service charges on deposit accounts$431,000635
Trading account gains and feesNANA
Additional Noninterest Income$582,0001,391
Total noninterest expense$6,021,0001,051
Salaries and employee benefits$3,137,0001,136
Premises and equipment expense$542,0001,157
Additional noninterest expense$582,0001,391
Pre-tax net operating income$1,975,0001,483
Securities gains (losses)$0950
Applicable income taxes$369,0001,229
Income before extraordinary items$1,606,0001,529
Extraordinary gains, net$04
Net income$1,606,0001,529
Minority interest net income$048
Net income of bank and minority interests.$1,606,0001,529
Net charge-offs$420,000304
Cash dividends$600,0001,112
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,606,0001,543
2022-12-31 (YTD Data)Rank
Total interest income$33,037,0001,057
Total interest expense$3,087,0001,148
Net interest income$29,950,0001,031
Provision for loan and lease losses$1,200,000719
Total noninterest income$4,358,0001,301
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,569,000712
Trading account gains and feesNANA
Additional Noninterest Income$2,789,0001,320
Total noninterest expense$22,802,0001,069
Salaries and employee benefits$11,905,0001,152
Premises and equipment expense$2,019,0001,194
Additional noninterest expense$2,789,0001,320
Pre-tax net operating income$10,306,0001,255
Securities gains (losses)$0691
Applicable income taxes$1,924,0001,108
Income before extraordinary items$8,382,0001,257
Extraordinary gains, net$05
Net income$8,382,0001,255
Minority interest net income$063
Net income of bank and minority interests.$8,382,0001,257
Net charge-offs$310,000766
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,382,0001,276
2022-09-30 (YTD Data)Rank
Total interest income$23,708,0001,057
Total interest expense$1,803,0001,113
Net interest income$21,905,0001,042
Provision for loan and lease losses$1,108,000579
Total noninterest income$3,303,0001,318
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,163,000722
Trading account gains and feesNANA
Additional Noninterest Income$2,140,0001,322
Total noninterest expense$16,640,0001,095
Salaries and employee benefits$8,753,0001,165
Premises and equipment expense$1,490,0001,216
Additional noninterest expense$2,140,0001,322
Pre-tax net operating income$7,460,0001,269
Securities gains (losses)$0740
Applicable income taxes$1,385,0001,140
Income before extraordinary items$6,075,0001,279
Extraordinary gains, net$04
Net income$6,075,0001,277
Minority interest net income$057
Net income of bank and minority interests.$6,075,0001,279
Net charge-offs$194,000698
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,075,0001,306
2022-06-30 (YTD Data)Rank
Total interest income$14,967,0001,064
Total interest expense$1,043,0001,100
Net interest income$13,924,0001,053
Provision for loan and lease losses$720,000538
Total noninterest income$1,942,0001,406
Gross Fiduciary activities income$0925
Service charges on deposit accounts$760,000734
Trading account gains and feesNANA
Additional Noninterest Income$1,182,0001,513
Total noninterest expense$10,881,0001,100
Salaries and employee benefits$5,794,0001,166
Premises and equipment expense$994,0001,202
Additional noninterest expense$4,093,000917
Pre-tax net operating income$4,265,0001,348
Securities gains (losses)$0687
Applicable income taxes$820,0001,148
Income before extraordinary items$3,445,0001,368
Extraordinary gains, net$04
Net income$3,445,0001,368
Minority interest net income$060
Net income of bank and minority interests.$3,445,0001,368
Net charge-offs$78,000808
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,445,0001,399
2022-03-31 (YTD Data)Rank
Total interest income$7,171,0001,078
Total interest expense$527,0001,038
Net interest income$6,644,0001,068
Provision for loan and lease losses$370,000421
Total noninterest income$897,0001,471
Gross Fiduciary activities income$0892
Service charges on deposit accounts$358,000765
Trading account gains and feesNANA
Additional Noninterest Income$539,0001,598
Total noninterest expense$5,370,0001,111
Salaries and employee benefits$2,877,0001,174
Premises and equipment expense$502,0001,213
Additional noninterest expense$1,991,000922
Pre-tax net operating income$1,801,0001,446
Securities gains (losses)$0623
Applicable income taxes$341,0001,212
Income before extraordinary items$1,460,0001,481
Extraordinary gains, net$04
Net income$1,460,0001,480
Minority interest net income$050
Net income of bank and minority interests.$1,460,0001,481
Net charge-offs$89,000514
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,460,0001,496
2021-12-31 (YTD Data)Rank
Total interest income$29,516,0001,068
Total interest expense$2,766,000990
Net interest income$26,750,0001,071
Provision for loan and lease losses$936,000636
Total noninterest income$4,267,0001,452
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,221,000819
Trading account gains and fees$0132
Additional Noninterest Income$3,046,0001,476
Total noninterest expense$22,142,0001,081
Salaries and employee benefits$11,631,0001,155
Premises and equipment expense$2,072,0001,176
Additional noninterest expense$8,439,000891
Pre-tax net operating income$7,939,0001,499
Securities gains (losses)$02,062
Applicable income taxes$1,495,0001,321
Income before extraordinary items$6,444,0001,586
Extraordinary gains, net$010
Net income$6,444,0001,586
Minority interest net income$074
Net income of bank and minority interests.$6,444,0001,586
Net charge-offs$293,000843
Cash dividends$2,093,0001,477
Sale, conversion, retirement of capital stock, net$100,000468
Net operating income$6,444,0001,566
2021-09-30 (YTD Data)Rank
Total interest income$21,780,0001,112
Total interest expense$2,141,0001,007
Net interest income$19,639,0001,105
Provision for loan and lease losses$647,000668
Total noninterest income$3,211,0001,491
Gross Fiduciary activities income$0957
Service charges on deposit accounts$865,000860
Trading account gains and fees$0132
Additional Noninterest Income$2,346,0001,500
Total noninterest expense$16,278,0001,108
Salaries and employee benefits$8,457,0001,182
Premises and equipment expense$1,568,0001,185
Additional noninterest expense$6,253,000903
Pre-tax net operating income$5,925,0001,567
Securities gains (losses)$02,015
Applicable income taxes$1,105,0001,385
Income before extraordinary items$4,820,0001,653
Extraordinary gains, net$08
Net income$4,820,0001,652
Minority interest net income$069
Net income of bank and minority interests.$4,820,0001,653
Net charge-offs$210,000778
Cash dividends$1,532,0001,366
Sale, conversion, retirement of capital stock, net$100,000414
Net operating income$4,820,0001,628
2021-06-30 (YTD Data)Rank
Total interest income$14,345,0001,115
Total interest expense$1,477,0001,022
Net interest income$12,868,0001,113
Provision for loan and lease losses$496,000636
Total noninterest income$2,059,0001,500
Gross Fiduciary activities income$0951
Service charges on deposit accounts$527,000905
Trading account gains and fees$0133
Additional Noninterest Income$1,532,0001,492
Total noninterest expense$10,602,0001,117
Salaries and employee benefits$5,898,0001,142
Premises and equipment expense$676,0001,669
Additional noninterest expense$4,028,000924
Pre-tax net operating income$3,829,0001,574
Securities gains (losses)$01,818
Applicable income taxes$670,0001,450
Income before extraordinary items$3,159,0001,653
Extraordinary gains, net$06
Net income$3,159,0001,653
Minority interest net income$067
Net income of bank and minority interests.$3,159,0001,653
Net charge-offs$184,000685
Cash dividends$1,021,0001,357
Sale, conversion, retirement of capital stock, net$100,000352
Net operating income$3,159,0001,618
2021-03-31 (YTD Data)Rank
Total interest income$7,104,0001,117
Total interest expense$742,0001,080
Net interest income$6,362,0001,118
Provision for loan and lease losses$320,000522
Total noninterest income$982,0001,528
Gross Fiduciary activities income$0922
Service charges on deposit accounts$266,000869
Trading account gains and fees$0127
Additional Noninterest Income$716,0001,563
Total noninterest expense$5,367,0001,097
Salaries and employee benefits$2,959,0001,128
Premises and equipment expense$568,0001,093
Additional noninterest expense$1,840,000970
Pre-tax net operating income$1,657,0001,740
Securities gains (losses)$01,392
Applicable income taxes$255,0001,628
Income before extraordinary items$1,402,0001,796
Extraordinary gains, net$03
Net income$1,402,0001,796
Minority interest net income$055
Net income of bank and minority interests.$1,402,0001,796
Net charge-offs$151,000506
Cash dividends$510,0001,165
Sale, conversion, retirement of capital stock, net$46,000331
Net operating income$1,402,0001,758
2020-12-31 (YTD Data)Rank
Total interest income$26,613,0001,174
Total interest expense$4,230,0001,113
Net interest income$22,383,0001,176
Provision for loan and lease losses$2,024,0001,038
Total noninterest income$4,324,0001,391
Gross Fiduciary activities income$19,000853
Service charges on deposit accounts$1,152,000835
Trading account gains and fees$0133
Additional Noninterest Income$3,153,0001,389
Total noninterest expense$18,535,0001,176
Salaries and employee benefits$9,809,0001,280
Premises and equipment expense$2,102,0001,126
Additional noninterest expense$6,624,0001,025
Pre-tax net operating income$6,148,0001,530
Securities gains (losses)$02,675
Applicable income taxes$1,055,0001,388
Income before extraordinary items$5,093,0001,620
Extraordinary gains, net$04
Net income$5,093,0001,620
Minority interest net income$072
Net income of bank and minority interests.$5,093,0001,620
Net charge-offs$515,000953
Cash dividends$1,938,0001,572
Sale, conversion, retirement of capital stock, net$220,000359
Net operating income$5,093,0001,571
2020-09-30 (YTD Data)Rank
Total interest income$19,689,0001,184
Total interest expense$3,411,0001,100
Net interest income$16,278,0001,189
Provision for loan and lease losses$2,039,000881
Total noninterest income$2,893,0001,461
Gross Fiduciary activities income$19,000812
Service charges on deposit accounts$852,000842
Trading account gains and fees$0125
Additional Noninterest Income$2,022,0001,485
Total noninterest expense$13,447,0001,189
Salaries and employee benefits$7,068,0001,301
Premises and equipment expense$1,604,0001,104
Additional noninterest expense$4,775,0001,044
Pre-tax net operating income$3,685,0001,775
Securities gains (losses)$02,494
Applicable income taxes$622,0001,567
Income before extraordinary items$3,063,0001,877
Extraordinary gains, net$04
Net income$3,063,0001,876
Minority interest net income$065
Net income of bank and minority interests.$3,063,0001,877
Net charge-offs$330,000975
Cash dividends$1,453,0001,376
Sale, conversion, retirement of capital stock, net$171,000334
Net operating income$3,063,0001,834
2020-06-30 (YTD Data)Rank
Total interest income$13,114,0001,196
Total interest expense$2,469,0001,097
Net interest income$10,645,0001,205
Provision for loan and lease losses$1,749,000778
Total noninterest income$1,682,0001,508
Gross Fiduciary activities income$17,000797
Service charges on deposit accounts$581,000833
Trading account gains and fees$0123
Additional Noninterest Income$1,084,0001,587
Total noninterest expense$8,898,0001,186
Salaries and employee benefits$4,631,0001,319
Premises and equipment expense$1,038,0001,132
Additional noninterest expense$3,229,0001,030
Pre-tax net operating income$1,680,0002,248
Securities gains (losses)$02,249
Applicable income taxes$292,0001,770
Income before extraordinary items$1,388,0002,339
Extraordinary gains, net$04
Net income$1,388,0002,339
Minority interest net income$065
Net income of bank and minority interests.$1,388,0002,339
Net charge-offs$354,000736
Cash dividends$968,0001,373
Sale, conversion, retirement of capital stock, net$116,000310
Net operating income$1,388,0002,302
2020-03-31 (YTD Data)Rank
Total interest income$6,623,0001,195
Total interest expense$1,323,0001,130
Net interest income$5,300,0001,186
Provision for loan and lease losses$704,000737
Total noninterest income$899,0001,377
Gross Fiduciary activities income$17,000755
Service charges on deposit accounts$355,000819
Trading account gains and fees$0106
Additional Noninterest Income$527,0001,468
Total noninterest expense$4,585,0001,173
Salaries and employee benefits$2,495,0001,240
Premises and equipment expense$555,0001,087
Additional noninterest expense$1,535,0001,084
Pre-tax net operating income$910,0001,974
Securities gains (losses)$01,705
Applicable income taxes$138,0001,691
Income before extraordinary items$772,0002,031
Extraordinary gains, net$04
Net income$772,0002,030
Minority interest net income$056
Net income of bank and minority interests.$772,0002,031
Net charge-offs$260,000543
Cash dividends$484,0001,324
Sale, conversion, retirement of capital stock, net$56,000305
Net operating income$772,0002,001
2019-12-31 (YTD Data)Rank
Total interest income$27,162,0001,178
Total interest expense$5,981,0001,061
Net interest income$21,181,0001,198
Provision for loan and lease losses$1,048,000882
Total noninterest income$3,901,0001,341
Gross Fiduciary activities income$355,000619
Service charges on deposit accounts$1,290,000913
Trading account gains and fees$0135
Additional Noninterest Income$2,256,0001,435
Total noninterest expense$17,590,0001,188
Salaries and employee benefits$9,538,0001,246
Premises and equipment expense$1,788,0001,282
Additional noninterest expense$6,264,0001,057
Pre-tax net operating income$6,444,0001,456
Securities gains (losses)$30,0001,474
Applicable income taxes$1,111,0001,335
Income before extraordinary items$5,363,0001,520
Extraordinary gains, net$011
Net income$5,363,0001,521
Minority interest net income$076
Net income of bank and minority interests.$5,363,0001,522
Net charge-offs$737,000816
Cash dividends$1,835,0001,668
Sale, conversion, retirement of capital stock, net$175,000409
Net operating income$5,338,1001,495
2019-09-30 (YTD Data)Rank
Total interest income$20,051,0001,196
Total interest expense$4,434,0001,079
Net interest income$15,617,0001,225
Provision for loan and lease losses$840,000792
Total noninterest income$2,926,0001,321
Gross Fiduciary activities income$267,000621
Service charges on deposit accounts$936,000942
Trading account gains and fees$0129
Additional Noninterest Income$1,723,0001,406
Total noninterest expense$12,887,0001,222
Salaries and employee benefits$7,039,0001,273
Premises and equipment expense$1,358,0001,274
Additional noninterest expense$4,490,0001,083
Pre-tax net operating income$4,816,0001,483
Securities gains (losses)$30,0001,272
Applicable income taxes$825,0001,393
Income before extraordinary items$4,021,0001,545
Extraordinary gains, net$011
Net income$4,021,0001,547
Minority interest net income$072
Net income of bank and minority interests.$4,021,0001,547
Net charge-offs$667,000637
Cash dividends$1,375,0001,517
Sale, conversion, retirement of capital stock, net$128,000379
Net operating income$3,996,1001,518
2019-06-30 (YTD Data)Rank
Total interest income$13,142,0001,204
Total interest expense$2,860,0001,091
Net interest income$10,282,0001,239
Provision for loan and lease losses$415,000986
Total noninterest income$1,970,0001,292
Gross Fiduciary activities income$182,000618
Service charges on deposit accounts$613,000944
Trading account gains and fees$0131
Additional Noninterest Income$1,175,0001,351
Total noninterest expense$8,564,0001,229
Salaries and employee benefits$4,689,0001,269
Premises and equipment expense$902,0001,288
Additional noninterest expense$2,973,0001,100
Pre-tax net operating income$3,273,0001,444
Securities gains (losses)$30,000900
Applicable income taxes$550,0001,372
Income before extraordinary items$2,753,0001,481
Extraordinary gains, net$011
Net income$2,753,0001,480
Minority interest net income$069
Net income of bank and minority interests.$2,753,0001,481
Net charge-offs$349,000711
Cash dividends$916,0001,523
Sale, conversion, retirement of capital stock, net$86,000367
Net operating income$2,728,1001,460
2019-03-31 (YTD Data)Rank
Total interest income$6,386,0001,223
Total interest expense$1,367,0001,106
Net interest income$5,019,0001,266
Provision for loan and lease losses$160,0001,104
Total noninterest income$914,0001,317
Gross Fiduciary activities income$80,000646
Service charges on deposit accounts$296,000965
Trading account gains and fees$0126
Additional Noninterest Income$538,0001,377
Total noninterest expense$4,291,0001,218
Salaries and employee benefits$2,320,0001,285
Premises and equipment expense$469,0001,272
Additional noninterest expense$1,502,0001,072
Pre-tax net operating income$1,482,0001,541
Securities gains (losses)$01,087
Applicable income taxes$252,0001,405
Income before extraordinary items$1,230,0001,590
Extraordinary gains, net$05
Net income$1,230,0001,589
Minority interest net income$052
Net income of bank and minority interests.$1,230,0001,589
Net charge-offs$228,000565
Cash dividends$458,0001,408
Sale, conversion, retirement of capital stock, net$44,000334
Net operating income$1,230,0001,569
2018-12-31 (YTD Data)Rank
Total interest income$24,298,0001,208
Total interest expense$4,483,0001,022
Net interest income$19,815,0001,255
Provision for loan and lease losses$856,0001,001
Total noninterest income$3,404,0001,415
Gross Fiduciary activities income$331,000649
Service charges on deposit accounts$1,152,0001,031
Trading account gains and fees$0126
Additional Noninterest Income$1,921,0001,531
Total noninterest expense$16,584,0001,234
Salaries and employee benefits$8,718,0001,328
Premises and equipment expense$1,814,0001,282
Additional noninterest expense$6,052,0001,074
Pre-tax net operating income$5,779,0001,568
Securities gains (losses)$01,125
Applicable income taxes$934,0001,451
Income before extraordinary items$4,845,0001,621
Extraordinary gains, net$06
Net income$4,845,0001,620
Minority interest net income$072
Net income of bank and minority interests.$4,845,0001,620
Net charge-offs$854,000679
Cash dividends$1,686,0001,616
Sale, conversion, retirement of capital stock, net$2,027,000165
Net operating income$4,845,0001,612
2018-09-30 (YTD Data)Rank
Total interest income$17,958,0001,212
Total interest expense$3,213,000998
Net interest income$14,745,0001,258
Provision for loan and lease losses$526,0001,096
Total noninterest income$2,619,0001,402
Gross Fiduciary activities income$252,000638
Service charges on deposit accounts$842,0001,057
Trading account gains and fees$0138
Additional Noninterest Income$1,525,0001,503
Total noninterest expense$12,266,0001,247
Salaries and employee benefits$6,391,0001,347
Premises and equipment expense$1,370,0001,270
Additional noninterest expense$4,505,0001,081
Pre-tax net operating income$4,572,0001,509
Securities gains (losses)$01,118
Applicable income taxes$748,0001,435
Income before extraordinary items$3,824,0001,577
Extraordinary gains, net$05
Net income$3,824,0001,576
Minority interest net income$066
Net income of bank and minority interests.$3,824,0001,576
Net charge-offs$494,000719
Cash dividends$1,261,0001,467
Sale, conversion, retirement of capital stock, net$761,000211
Net operating income$3,824,0001,565
2018-06-30 (YTD Data)Rank
Total interest income$11,774,0001,217
Total interest expense$2,027,000981
Net interest income$9,747,0001,272
Provision for loan and lease losses$306,0001,150
Total noninterest income$1,700,0001,436
Gross Fiduciary activities income$173,000639
Service charges on deposit accounts$544,0001,089
Trading account gains and fees$0130
Additional Noninterest Income$983,0001,533
Total noninterest expense$8,026,0001,261
Salaries and employee benefits$4,170,0001,374
Premises and equipment expense$885,0001,313
Additional noninterest expense$2,971,0001,086
Pre-tax net operating income$3,115,0001,481
Securities gains (losses)$0961
Applicable income taxes$511,0001,393
Income before extraordinary items$2,604,0001,524
Extraordinary gains, net$06
Net income$2,604,0001,523
Minority interest net income$065
Net income of bank and minority interests.$2,604,0001,523
Net charge-offs$268,000788
Cash dividends$840,0001,481
Sale, conversion, retirement of capital stock, net$122,000340
Net operating income$2,604,0001,506
2018-03-31 (YTD Data)Rank
Total interest income$5,635,0001,256
Total interest expense$1,028,000934
Net interest income$4,607,0001,324
Provision for loan and lease losses$41,0002,245
Total noninterest income$788,0001,497
Gross Fiduciary activities income$88,000639
Service charges on deposit accounts$255,0001,156
Trading account gains and fees$0123
Additional Noninterest Income$445,0001,594
Total noninterest expense$3,983,0001,277
Salaries and employee benefits$2,125,0001,366
Premises and equipment expense$419,0001,395
Additional noninterest expense$1,439,0001,107
Pre-tax net operating income$1,371,0001,598
Securities gains (losses)$0735
Applicable income taxes$234,0001,427
Income before extraordinary items$1,137,0001,651
Extraordinary gains, net$07
Net income$1,137,0001,651
Minority interest net income$052
Net income of bank and minority interests.$1,137,0001,651
Net charge-offs$233,000526
Cash dividends$420,0001,332
Sale, conversion, retirement of capital stock, net$57,000321
Net operating income$1,137,0001,639
2017-12-31 (YTD Data)Rank
Total interest income$20,838,0001,305
Total interest expense$2,885,0001,125
Net interest income$17,953,0001,323
Provision for loan and lease losses$1,450,000661
Total noninterest income$3,805,0001,339
Gross Fiduciary activities income$400,000629
Service charges on deposit accounts$1,075,0001,123
Trading account gains and fees$0151
Additional Noninterest Income$2,330,0001,388
Total noninterest expense$14,360,0001,390
Salaries and employee benefits$7,515,0001,479
Premises and equipment expense$1,425,0001,590
Additional noninterest expense$5,420,0001,176
Pre-tax net operating income$5,948,0001,470
Securities gains (losses)$02,243
Applicable income taxes$1,461,0001,565
Income before extraordinary items$4,487,0001,472
Extraordinary gains, net$09
Net income$4,487,0001,471
Minority interest net income$076
Net income of bank and minority interests.$4,487,0001,472
Net charge-offs$635,000943
Cash dividends$1,582,0001,658
Sale, conversion, retirement of capital stock, net$217,000397
Net operating income$4,487,0001,459
2017-09-30 (YTD Data)Rank
Total interest income$15,223,0001,332
Total interest expense$2,008,0001,183
Net interest income$13,215,0001,351
Provision for loan and lease losses$1,185,000601
Total noninterest income$2,890,0001,341
Gross Fiduciary activities income$263,000644
Service charges on deposit accounts$788,0001,149
Trading account gains and fees$0145
Additional Noninterest Income$1,839,0001,357
Total noninterest expense$10,512,0001,425
Salaries and employee benefits$5,482,0001,521
Premises and equipment expense$1,069,0001,587
Additional noninterest expense$3,961,0001,188
Pre-tax net operating income$4,408,0001,494
Securities gains (losses)$02,274
Applicable income taxes$1,163,0001,329
Income before extraordinary items$3,245,0001,630
Extraordinary gains, net$09
Net income$3,245,0001,630
Minority interest net income$071
Net income of bank and minority interests.$3,245,0001,630
Net charge-offs$310,0001,095
Cash dividends$1,186,0001,543
Sale, conversion, retirement of capital stock, net$164,000370
Net operating income$3,245,0001,613
2017-06-30 (YTD Data)Rank
Total interest income$9,830,0001,361
Total interest expense$1,202,0001,273
Net interest income$8,628,0001,368
Provision for loan and lease losses$820,000571
Total noninterest income$1,772,0001,424
Gross Fiduciary activities income$173,000647
Service charges on deposit accounts$516,0001,157
Trading account gains and fees$0139
Additional Noninterest Income$1,083,0001,470
Total noninterest expense$6,870,0001,465
Salaries and employee benefits$3,576,0001,561
Premises and equipment expense$713,0001,592
Additional noninterest expense$2,581,0001,204
Pre-tax net operating income$2,710,0001,597
Securities gains (losses)$01,906
Applicable income taxes$729,0001,358
Income before extraordinary items$1,981,0001,716
Extraordinary gains, net$011
Net income$1,981,0001,715
Minority interest net income$071
Net income of bank and minority interests.$1,981,0001,716
Net charge-offs$172,0001,154
Cash dividends$1,186,0001,164
Sale, conversion, retirement of capital stock, net$98,000358
Net operating income$1,981,0001,698
2017-03-31 (YTD Data)Rank
Total interest income$4,797,0001,381
Total interest expense$560,0001,335
Net interest income$4,237,0001,383
Provision for loan and lease losses$399,000545
Total noninterest income$885,0001,409
Gross Fiduciary activities income$86,000660
Service charges on deposit accounts$250,0001,198
Trading account gains and fees$0142
Additional Noninterest Income$549,0001,450
Total noninterest expense$3,299,0001,520
Salaries and employee benefits$1,746,0001,614
Premises and equipment expense$339,0001,693
Additional noninterest expense$1,214,0001,275
Pre-tax net operating income$1,424,0001,489
Securities gains (losses)$01,153
Applicable income taxes$380,0001,293
Income before extraordinary items$1,044,0001,615
Extraordinary gains, net$08
Net income$1,044,0001,615
Minority interest net income$055
Net income of bank and minority interests.$1,044,0001,615
Net charge-offs$211,000579
Cash dividends$395,0001,423
Sale, conversion, retirement of capital stock, net$48,000326
Net operating income$1,044,0001,601
2016-12-31 (YTD Data)Rank
Total interest income$18,343,0001,389
Total interest expense$2,242,0001,279
Net interest income$16,101,0001,406
Provision for loan and lease losses$837,0001,061
Total noninterest income$3,157,0001,589
Gross Fiduciary activities income$304,000677
Service charges on deposit accounts$939,0001,277
Trading account gains and fees$0170
Additional Noninterest Income$1,914,0001,636
Total noninterest expense$12,469,0001,559
Salaries and employee benefits$6,651,0001,632
Premises and equipment expense$1,324,0001,706
Additional noninterest expense$4,494,0001,388
Pre-tax net operating income$5,952,0001,405
Securities gains (losses)$117,0001,238
Applicable income taxes$1,599,0001,221
Income before extraordinary items$4,470,0001,517
Extraordinary gains, net$05
Net income$4,470,0001,516
Minority interest net income$082
Net income of bank and minority interests.$4,470,0001,516
Net charge-offs$833,000757
Cash dividends$1,481,0001,724
Sale, conversion, retirement of capital stock, net$225,000383
Net operating income$4,383,4201,512
2016-09-30 (YTD Data)Rank
Total interest income$13,737,0001,389
Total interest expense$1,688,0001,269
Net interest income$12,049,0001,413
Provision for loan and lease losses$405,0001,341
Total noninterest income$2,351,0001,593
Gross Fiduciary activities income$222,000681
Service charges on deposit accounts$688,0001,302
Trading account gains and fees$0169
Additional Noninterest Income$1,441,0001,630
Total noninterest expense$9,299,0001,563
Salaries and employee benefits$4,956,0001,638
Premises and equipment expense$1,006,0001,693
Additional noninterest expense$3,337,0001,393
Pre-tax net operating income$4,696,0001,373
Securities gains (losses)$117,0001,154
Applicable income taxes$1,300,0001,200
Income before extraordinary items$3,513,0001,486
Extraordinary gains, net$05
Net income$3,513,0001,485
Minority interest net income$071
Net income of bank and minority interests.$3,513,0001,486
Net charge-offs$498,000801
Cash dividends$1,110,0001,556
Sale, conversion, retirement of capital stock, net$169,000363
Net operating income$3,427,5901,467
2016-06-30 (YTD Data)Rank
Total interest income$9,102,0001,400
Total interest expense$1,129,0001,262
Net interest income$7,973,0001,421
Provision for loan and lease losses$310,0001,206
Total noninterest income$1,438,0001,670
Gross Fiduciary activities income$140,000696
Service charges on deposit accounts$435,0001,345
Trading account gains and fees$0157
Additional Noninterest Income$863,0001,713
Total noninterest expense$6,125,0001,588
Salaries and employee benefits$3,241,0001,674
Premises and equipment expense$716,0001,592
Additional noninterest expense$2,168,0001,423
Pre-tax net operating income$2,976,0001,416
Securities gains (losses)$99,000967
Applicable income taxes$829,0001,221
Income before extraordinary items$2,246,0001,522
Extraordinary gains, net$016
Net income$2,246,0001,521
Minority interest net income$071
Net income of bank and minority interests.$2,246,0001,522
Net charge-offs$302,000860
Cash dividends$740,0001,585
Sale, conversion, retirement of capital stock, net$102,000361
Net operating income$2,173,7301,513
2016-03-31 (YTD Data)Rank
Total interest income$4,504,0001,408
Total interest expense$573,0001,245
Net interest income$3,931,0001,439
Provision for loan and lease losses$270,000751
Total noninterest income$678,0001,705
Gross Fiduciary activities income$66,000703
Service charges on deposit accounts$213,0001,358
Trading account gains and fees$0142
Additional Noninterest Income$399,0001,746
Total noninterest expense$2,967,0001,641
Salaries and employee benefits$1,588,0001,709
Premises and equipment expense$609,0001,002
Additional noninterest expense$770,0001,911
Pre-tax net operating income$1,372,0001,483
Securities gains (losses)$02,077
Applicable income taxes$361,0001,318
Income before extraordinary items$1,011,0001,598
Extraordinary gains, net$012
Net income$1,011,0001,599
Minority interest net income$062
Net income of bank and minority interests.$1,011,0001,599
Net charge-offs$200,000664
Cash dividends$370,0001,443
Sale, conversion, retirement of capital stock, net$52,000335
Net operating income$1,011,0001,561
2015-12-31 (YTD Data)Rank
Total interest income$17,407,0001,427
Total interest expense$2,000,0001,395
Net interest income$15,407,0001,436
Provision for loan and lease losses$588,0001,211
Total noninterest income$2,730,0001,710
Gross Fiduciary activities income$277,000704
Service charges on deposit accounts$840,0001,418
Trading account gains and fees$0159
Additional Noninterest Income$1,613,0001,763
Total noninterest expense$12,038,0001,592
Salaries and employee benefits$6,391,0001,653
Premises and equipment expense$2,382,0001,003
Additional noninterest expense$3,265,0001,845
Pre-tax net operating income$5,511,0001,457
Securities gains (losses)$163,000860
Applicable income taxes$1,494,0001,244
Income before extraordinary items$4,180,0001,548
Extraordinary gains, net$023
Net income$4,180,0001,548
Minority interest net income$081
Net income of bank and minority interests.$4,180,0001,548
Net charge-offs$592,0001,020
Cash dividends$3,816,000820
Sale, conversion, retirement of capital stock, net$-1,446,0006,152
Net operating income$4,059,3801,552
2015-09-30 (YTD Data)Rank
Total interest income$12,976,0001,441
Total interest expense$1,474,0001,420
Net interest income$11,502,0001,453
Provision for loan and lease losses$532,000991
Total noninterest income$2,029,0001,737
Gross Fiduciary activities income$209,000706
Service charges on deposit accounts$614,0001,461
Trading account gains and fees$0153
Additional Noninterest Income$1,206,0001,794
Total noninterest expense$8,806,0001,645
Salaries and employee benefits$4,660,0001,706
Premises and equipment expense$1,727,0001,053
Additional noninterest expense$2,419,0001,865
Pre-tax net operating income$4,193,0001,468
Securities gains (losses)$7,0002,511
Applicable income taxes$1,107,0001,275
Income before extraordinary items$3,093,0001,579
Extraordinary gains, net$021
Net income$3,093,0001,579
Minority interest net income$078
Net income of bank and minority interests.$3,093,0001,580
Net charge-offs$452,000928
Cash dividends$1,089,0001,524
Sale, conversion, retirement of capital stock, net$113,000429
Net operating income$3,087,8201,546
2015-06-30 (YTD Data)Rank
Total interest income$8,617,0001,453
Total interest expense$968,0001,448
Net interest income$7,649,0001,467
Provision for loan and lease losses$479,000803
Total noninterest income$1,312,0001,785
Gross Fiduciary activities income$139,000716
Service charges on deposit accounts$396,0001,481
Trading account gains and fees$0157
Additional Noninterest Income$777,0001,839
Total noninterest expense$5,747,0001,681
Salaries and employee benefits$3,016,0001,751
Premises and equipment expense$1,130,0001,076
Additional noninterest expense$1,601,0001,887
Pre-tax net operating income$2,735,0001,486
Securities gains (losses)$02,636
Applicable income taxes$696,0001,328
Income before extraordinary items$2,039,0001,591
Extraordinary gains, net$022
Net income$2,039,0001,594
Minority interest net income$075
Net income of bank and minority interests.$2,039,0001,594
Net charge-offs$341,000837
Cash dividends$1,078,0001,155
Sale, conversion, retirement of capital stock, net$67,000436
Net operating income$2,039,0001,550
2015-03-31 (YTD Data)Rank
Total interest income$4,329,0001,446
Total interest expense$473,0001,469
Net interest income$3,856,0001,454
Provision for loan and lease losses$279,000691
Total noninterest income$626,0001,822
Gross Fiduciary activities income$72,000709
Service charges on deposit accounts$194,0001,482
Trading account gains and fees$0152
Additional Noninterest Income$360,0001,885
Total noninterest expense$2,799,0001,710
Salaries and employee benefits$1,533,0001,735
Premises and equipment expense$532,0001,140
Additional noninterest expense$734,0002,017
Pre-tax net operating income$1,404,0001,415
Securities gains (losses)$02,027
Applicable income taxes$364,0001,266
Income before extraordinary items$1,040,0001,541
Extraordinary gains, net$013
Net income$1,040,0001,542
Minority interest net income$064
Net income of bank and minority interests.$1,040,0001,543
Net charge-offs$262,000595
Cash dividends$715,000850
Sale, conversion, retirement of capital stock, net$36,000388
Net operating income$1,040,0001,488
2014-12-31 (YTD Data)Rank
Total interest income$17,284,0001,454
Total interest expense$2,051,0001,441
Net interest income$15,233,0001,454
Provision for loan and lease losses$2,208,000436
Total noninterest income$2,610,0001,740
Gross Fiduciary activities income$279,000715
Service charges on deposit accounts$878,0001,458
Trading account gains and fees$0180
Additional Noninterest Income$1,453,0001,805
Total noninterest expense$11,086,0001,729
Salaries and employee benefits$5,552,0001,859
Premises and equipment expense$2,197,0001,088
Additional noninterest expense$3,337,0001,846
Pre-tax net operating income$4,549,0001,659
Securities gains (losses)$109,0001,195
Applicable income taxes$1,186,0001,375
Income before extraordinary items$3,472,0001,778
Extraordinary gains, net$017
Net income$3,472,0001,778
Minority interest net income$084
Net income of bank and minority interests.$3,472,0001,777
Net charge-offs$1,700,000594
Cash dividends$1,095,0001,934
Sale, conversion, retirement of capital stock, net$167,000460
Net operating income$3,390,2501,797
2014-09-30 (YTD Data)Rank
Total interest income$12,842,0001,473
Total interest expense$1,573,0001,416
Net interest income$11,269,0001,475
Provision for loan and lease losses$889,000746
Total noninterest income$1,932,0001,749
Gross Fiduciary activities income$217,000707
Service charges on deposit accounts$645,0001,489
Trading account gains and fees$0174
Additional Noninterest Income$1,070,0001,854
Total noninterest expense$8,383,0001,709
Salaries and employee benefits$4,359,0001,773
Premises and equipment expense$1,629,0001,111
Additional noninterest expense$2,395,0001,924
Pre-tax net operating income$3,929,0001,481
Securities gains (losses)$2,0002,770
Applicable income taxes$1,035,0001,281
Income before extraordinary items$2,896,0001,633
Extraordinary gains, net$015
Net income$2,896,0001,634
Minority interest net income$081
Net income of bank and minority interests.$2,896,0001,633
Net charge-offs$770,000829
Cash dividends$733,0001,838
Sale, conversion, retirement of capital stock, net$116,000436
Net operating income$2,894,5201,605
2014-06-30 (YTD Data)Rank
Total interest income$8,483,0001,479
Total interest expense$1,074,0001,387
Net interest income$7,409,0001,486
Provision for loan and lease losses$609,000707
Total noninterest income$1,241,0001,792
Gross Fiduciary activities income$134,000726
Service charges on deposit accounts$424,0001,491
Trading account gains and fees$0172
Additional Noninterest Income$683,0001,880
Total noninterest expense$5,501,0001,726
Salaries and employee benefits$2,871,0001,796
Premises and equipment expense$1,040,0001,172
Additional noninterest expense$1,590,0001,924
Pre-tax net operating income$2,540,0001,479
Securities gains (losses)$02,580
Applicable income taxes$666,0001,292
Income before extraordinary items$1,874,0001,619
Extraordinary gains, net$020
Net income$1,874,0001,622
Minority interest net income$080
Net income of bank and minority interests.$1,874,0001,621
Net charge-offs$408,0001,020
Cash dividends$371,0002,118
Sale, conversion, retirement of capital stock, net$79,000415
Net operating income$1,874,0001,593
2014-03-31 (YTD Data)Rank
Total interest income$4,181,0001,495
Total interest expense$550,0001,378
Net interest income$3,631,0001,510
Provision for loan and lease losses$230,000895
Total noninterest income$630,0001,730
Gross Fiduciary activities income$72,000715
Service charges on deposit accounts$213,0001,470
Trading account gains and fees$0147
Additional Noninterest Income$345,0001,834
Total noninterest expense$2,687,0001,766
Salaries and employee benefits$1,413,0001,838
Premises and equipment expense$512,0001,211
Additional noninterest expense$762,0001,986
Pre-tax net operating income$1,344,0001,384
Securities gains (losses)$01,715
Applicable income taxes$388,0001,107
Income before extraordinary items$956,0001,552
Extraordinary gains, net$016
Net income$956,0001,555
Minority interest net income$066
Net income of bank and minority interests.$956,0001,555
Net charge-offs$150,0001,118
Cash dividends$351,0001,312
Sale, conversion, retirement of capital stock, net$44,000370
Net operating income$956,0001,528
2013-12-31 (YTD Data)Rank
Total interest income$16,623,0001,509
Total interest expense$2,194,0001,557
Net interest income$14,429,0001,506
Provision for loan and lease losses$806,0001,317
Total noninterest income$2,910,0001,641
Gross Fiduciary activities income$249,000738
Service charges on deposit accounts$901,0001,489
Trading account gains and fees$0184
Additional Noninterest Income$1,760,0001,666
Total noninterest expense$10,862,0001,772
Salaries and employee benefits$5,479,0001,866
Premises and equipment expense$1,882,0001,258
Additional noninterest expense$3,501,0001,820
Pre-tax net operating income$5,671,0001,297
Securities gains (losses)$15,0002,476
Applicable income taxes$1,686,0001,030
Income before extraordinary items$4,000,0001,510
Extraordinary gains, net$029
Net income$4,000,0001,512
Minority interest net income$090
Net income of bank and minority interests.$4,000,0001,514
Net charge-offs$974,0001,297
Cash dividends$1,731,0001,341
Sale, conversion, retirement of capital stock, net$147,000492
Net operating income$3,989,5001,479
2013-09-30 (YTD Data)Rank
Total interest income$12,326,0001,532
Total interest expense$1,641,0001,605
Net interest income$10,685,0001,531
Provision for loan and lease losses$546,0001,433
Total noninterest income$2,171,0001,683
Gross Fiduciary activities income$166,000753
Service charges on deposit accounts$668,0001,511
Trading account gains and fees$0180
Additional Noninterest Income$1,337,0001,687
Total noninterest expense$8,072,0001,786
Salaries and employee benefits$4,060,0001,894
Premises and equipment expense$1,343,0001,336
Additional noninterest expense$2,669,0001,778
Pre-tax net operating income$4,238,0001,323
Securities gains (losses)$15,0002,337
Applicable income taxes$1,273,0001,061
Income before extraordinary items$2,980,0001,518
Extraordinary gains, net$025
Net income$2,980,0001,520
Minority interest net income$084
Net income of bank and minority interests.$2,980,0001,521
Net charge-offs$679,0001,315
Cash dividends$1,035,0001,406
Sale, conversion, retirement of capital stock, net$113,000442
Net operating income$2,969,5001,476
2013-06-30 (YTD Data)Rank
Total interest income$8,096,0001,550
Total interest expense$1,118,0001,598
Net interest income$6,978,0001,551
Provision for loan and lease losses$511,0001,139
Total noninterest income$1,519,0001,630
Gross Fiduciary activities income$101,000778
Service charges on deposit accounts$438,0001,507
Trading account gains and fees$0157
Additional Noninterest Income$980,0001,599
Total noninterest expense$5,213,0001,841
Salaries and employee benefits$2,689,0001,913
Premises and equipment expense$830,0001,452
Additional noninterest expense$1,694,0001,864
Pre-tax net operating income$2,773,0001,322
Securities gains (losses)$15,0002,143
Applicable income taxes$825,0001,072
Income before extraordinary items$1,963,0001,544
Extraordinary gains, net$022
Net income$1,963,0001,547
Minority interest net income$082
Net income of bank and minority interests.$1,963,0001,549
Net charge-offs$292,0001,721
Cash dividends$1,025,0001,056
Sale, conversion, retirement of capital stock, net$63,000440
Net operating income$1,952,5001,492
2013-03-31 (YTD Data)Rank
Total interest income$4,050,0001,561
Total interest expense$582,0001,584
Net interest income$3,468,0001,562
Provision for loan and lease losses$250,0001,141
Total noninterest income$818,0001,544
Gross Fiduciary activities income$50,000781
Service charges on deposit accounts$220,0001,498
Trading account gains and fees$0148
Additional Noninterest Income$548,0001,473
Total noninterest expense$2,531,0001,901
Salaries and employee benefits$1,352,0001,917
Premises and equipment expense$413,0001,472
Additional noninterest expense$766,0002,044
Pre-tax net operating income$1,505,0001,212
Securities gains (losses)$15,0001,363
Applicable income taxes$452,000996
Income before extraordinary items$1,068,0001,385
Extraordinary gains, net$010
Net income$1,068,0001,387
Minority interest net income$076
Net income of bank and minority interests.$1,068,0001,387
Net charge-offs$143,0001,624
Cash dividends$345,0001,238
Sale, conversion, retirement of capital stock, net$33,000397
Net operating income$1,057,5001,344
2012-12-31 (YTD Data)Rank
Total interest income$16,571,0001,607
Total interest expense$2,851,0001,557
Net interest income$13,720,0001,603
Provision for loan and lease losses$786,0002,098
Total noninterest income$2,978,0001,643
Gross Fiduciary activities income$222,000775
Service charges on deposit accounts$840,0001,626
Trading account gains and fees$0166
Additional Noninterest Income$1,916,0001,565
Total noninterest expense$10,154,0001,882
Salaries and employee benefits$5,204,0001,938
Premises and equipment expense$1,583,0001,504
Additional noninterest expense$3,367,0001,946
Pre-tax net operating income$5,758,0001,210
Securities gains (losses)$03,810
Applicable income taxes$1,689,0001,000
Income before extraordinary items$4,069,0001,435
Extraordinary gains, net$029
Net income$4,069,0001,436
Minority interest net income$093
Net income of bank and minority interests.$4,069,0001,436
Net charge-offs$462,0002,754
Cash dividends$1,024,0001,905
Sale, conversion, retirement of capital stock, net$196,000447
Net operating income$4,069,0001,346
2012-09-30 (YTD Data)Rank
Total interest income$12,365,0001,641
Total interest expense$2,192,0001,588
Net interest income$10,173,0001,639
Provision for loan and lease losses$628,0001,989
Total noninterest income$2,138,0001,703
Gross Fiduciary activities income$172,000761
Service charges on deposit accounts$612,0001,685
Trading account gains and fees$0157
Additional Noninterest Income$1,354,0001,630
Total noninterest expense$7,547,0001,901
Salaries and employee benefits$3,895,0001,943
Premises and equipment expense$1,210,0001,481
Additional noninterest expense$2,442,0002,015
Pre-tax net operating income$4,136,0001,293
Securities gains (losses)$03,575
Applicable income taxes$1,248,0001,035
Income before extraordinary items$2,888,0001,531
Extraordinary gains, net$020
Net income$2,888,0001,532
Minority interest net income$086
Net income of bank and minority interests.$2,888,0001,532
Net charge-offs$168,0003,478
Cash dividends$1,014,0001,311
Sale, conversion, retirement of capital stock, net$91,000484
Net operating income$2,888,0001,441
2012-06-30 (YTD Data)Rank
Total interest income$8,171,0001,668
Total interest expense$1,488,0001,619
Net interest income$6,683,0001,657
Provision for loan and lease losses$294,0002,495
Total noninterest income$1,403,0001,706
Gross Fiduciary activities income$118,000760
Service charges on deposit accounts$391,0001,742
Trading account gains and fees$0153
Additional Noninterest Income$894,0001,622
Total noninterest expense$4,883,0001,966
Salaries and employee benefits$2,567,0001,958
Premises and equipment expense$804,0001,478
Additional noninterest expense$1,512,0002,142
Pre-tax net operating income$2,909,0001,227
Securities gains (losses)$03,178
Applicable income taxes$840,0001,026
Income before extraordinary items$2,069,0001,439
Extraordinary gains, net$019
Net income$2,069,0001,439
Minority interest net income$084
Net income of bank and minority interests.$2,069,0001,439
Net charge-offs$106,0003,353
Cash dividends$670,0001,324
Sale, conversion, retirement of capital stock, net$57,000474
Net operating income$2,069,0001,353
2012-03-31 (YTD Data)Rank
Total interest income$4,065,0001,687
Total interest expense$753,0001,664
Net interest income$3,312,0001,672
Provision for loan and lease losses$194,0002,076
Total noninterest income$633,0001,839
Gross Fiduciary activities income$54,000779
Service charges on deposit accounts$190,0001,774
Trading account gains and fees$0148
Additional Noninterest Income$389,0001,790
Total noninterest expense$2,366,0002,019
Salaries and employee benefits$1,285,0001,956
Premises and equipment expense$408,0001,458
Additional noninterest expense$673,0002,379
Pre-tax net operating income$1,385,0001,262
Securities gains (losses)$02,210
Applicable income taxes$390,0001,093
Income before extraordinary items$995,0001,470
Extraordinary gains, net$019
Net income$995,0001,470
Minority interest net income$078
Net income of bank and minority interests.$995,0001,471
Net charge-offs$64,0002,831
Cash dividends$328,0001,209
Sale, conversion, retirement of capital stock, net$28,000430
Net operating income$995,0001,384
2011-12-31 (YTD Data)Rank
Total interest income$16,256,0001,735
Total interest expense$3,367,0001,758
Net interest income$12,889,0001,746
Provision for loan and lease losses$726,0002,879
Total noninterest income$2,672,0001,631
Gross Fiduciary activities income$217,000726
Service charges on deposit accounts$905,0001,617
Trading account gains and fees$0146
Additional Noninterest Income$1,550,0001,616
Total noninterest expense$9,630,0001,986
Salaries and employee benefits$4,764,0002,034
Premises and equipment expense$1,451,0001,702
Additional noninterest expense$3,415,0001,969
Pre-tax net operating income$5,205,0001,140
Securities gains (losses)$03,838
Applicable income taxes$1,508,000992
Income before extraordinary items$3,697,0001,339
Extraordinary gains, net$029
Net income$3,697,0001,339
Minority interest net income$096
Net income of bank and minority interests.$3,697,0001,339
Net charge-offs$484,0003,217
Cash dividends$1,584,0001,180
Sale, conversion, retirement of capital stock, net$4,101,000165
Net operating income$3,697,0001,270
2011-09-30 (YTD Data)Rank
Total interest income$12,108,0001,763
Total interest expense$2,582,0001,784
Net interest income$9,526,0001,771
Provision for loan and lease losses$594,0002,655
Total noninterest income$1,699,0001,832
Gross Fiduciary activities income$164,000718
Service charges on deposit accounts$675,0001,626
Trading account gains and fees$0145
Additional Noninterest Income$860,0001,937
Total noninterest expense$7,147,0002,013
Salaries and employee benefits$3,552,0002,028
Premises and equipment expense$1,069,0001,757
Additional noninterest expense$2,526,0002,005
Pre-tax net operating income$3,484,0001,293
Securities gains (losses)$03,555
Applicable income taxes$999,0001,091
Income before extraordinary items$2,485,0001,529
Extraordinary gains, net$021
Net income$2,485,0001,529
Minority interest net income$087
Net income of bank and minority interests.$2,485,0001,529
Net charge-offs$304,0003,238
Cash dividends$1,256,000971
Sale, conversion, retirement of capital stock, net$4,067,000138
Net operating income$2,485,0001,446
2011-06-30 (YTD Data)Rank
Total interest income$8,030,0001,792
Total interest expense$1,775,0001,793
Net interest income$6,255,0001,787
Provision for loan and lease losses$444,0002,480
Total noninterest income$1,273,0001,655
Gross Fiduciary activities income$110,000724
Service charges on deposit accounts$433,0001,661
Trading account gains and fees$0153
Additional Noninterest Income$730,0001,668
Total noninterest expense$4,626,0002,088
Salaries and employee benefits$2,300,0002,129
Premises and equipment expense$699,0001,811
Additional noninterest expense$1,627,0002,089
Pre-tax net operating income$2,458,0001,212
Securities gains (losses)$02,914
Applicable income taxes$697,0001,033
Income before extraordinary items$1,761,0001,407
Extraordinary gains, net$015
Net income$1,761,0001,407
Minority interest net income$089
Net income of bank and minority interests.$1,761,0001,407
Net charge-offs$192,0003,161
Cash dividends$934,000864
Sale, conversion, retirement of capital stock, net$43,000581
Net operating income$1,761,0001,349
2011-03-31 (YTD Data)Rank
Total interest income$4,012,0001,798
Total interest expense$918,0001,800
Net interest income$3,094,0001,802
Provision for loan and lease losses$236,0002,223
Total noninterest income$613,0001,726
Gross Fiduciary activities income$51,000753
Service charges on deposit accounts$209,0001,688
Trading account gains and fees$0158
Additional Noninterest Income$353,0001,718
Total noninterest expense$2,273,0002,122
Salaries and employee benefits$1,169,0002,100
Premises and equipment expense$357,0001,815
Additional noninterest expense$747,0002,227
Pre-tax net operating income$1,198,0001,216
Securities gains (losses)$01,772
Applicable income taxes$339,0001,008
Income before extraordinary items$859,0001,405
Extraordinary gains, net$09
Net income$859,0001,405
Minority interest net income$086
Net income of bank and minority interests.$859,0001,405
Net charge-offs$110,0002,633
Cash dividends$618,000605
Sale, conversion, retirement of capital stock, net$17,000587
Net operating income$859,0001,364
2010-12-31 (YTD Data)Rank
Total interest income$16,487,0001,836
Total interest expense$4,117,0001,944
Net interest income$12,370,0001,788
Provision for loan and lease losses$1,201,0002,770
Total noninterest income$3,052,0001,530
Gross Fiduciary activities income$249,000712
Service charges on deposit accounts$963,0001,550
Trading account gains and fees$0175
Additional Noninterest Income$1,840,0001,478
Total noninterest expense$9,161,0002,110
Salaries and employee benefits$4,576,0002,119
Premises and equipment expense$1,406,0001,830
Additional noninterest expense$3,179,0002,179
Pre-tax net operating income$5,060,0001,024
Securities gains (losses)$03,793
Applicable income taxes$1,446,000927
Income before extraordinary items$3,614,0001,189
Extraordinary gains, net$029
Net income$3,614,0001,189
Minority interest net income$0111
Net income of bank and minority interests.$3,614,0001,191
Net charge-offs$1,846,0001,958
Cash dividends$1,202,0001,287
Sale, conversion, retirement of capital stock, net$111,000755
Net operating income$3,614,0001,145
2010-09-30 (YTD Data)Rank
Total interest income$12,260,0001,891
Total interest expense$3,137,0001,999
Net interest income$9,123,0001,840
Provision for loan and lease losses$976,0002,543
Total noninterest income$2,077,0001,648
Gross Fiduciary activities income$196,000691
Service charges on deposit accounts$724,0001,595
Trading account gains and fees$0165
Additional Noninterest Income$1,157,0001,634
Total noninterest expense$6,728,0002,155
Salaries and employee benefits$3,317,0002,194
Premises and equipment expense$1,072,0001,808
Additional noninterest expense$2,339,0002,196
Pre-tax net operating income$3,496,0001,149
Securities gains (losses)$03,651
Applicable income taxes$1,007,000996
Income before extraordinary items$2,489,0001,338
Extraordinary gains, net$023
Net income$2,489,0001,342
Minority interest net income$0110
Net income of bank and minority interests.$2,489,0001,342
Net charge-offs$1,713,0001,661
Cash dividends$901,0001,139
Sale, conversion, retirement of capital stock, net$57,000799
Net operating income$2,489,0001,292
2010-06-30 (YTD Data)Rank
Total interest income$8,159,0001,920
Total interest expense$2,129,0002,036
Net interest income$6,030,0001,855
Provision for loan and lease losses$514,0002,812
Total noninterest income$1,361,0001,618
Gross Fiduciary activities income$124,000704
Service charges on deposit accounts$485,0001,601
Trading account gains and fees$0152
Additional Noninterest Income$752,0001,593
Total noninterest expense$4,419,0002,190
Salaries and employee benefits$2,186,0002,228
Premises and equipment expense$703,0001,859
Additional noninterest expense$1,530,0002,220
Pre-tax net operating income$2,458,0001,083
Securities gains (losses)$03,184
Applicable income taxes$717,000922
Income before extraordinary items$1,741,0001,272
Extraordinary gains, net$019
Net income$1,741,0001,273
Minority interest net income$0105
Net income of bank and minority interests.$1,741,0001,273
Net charge-offs$606,0002,227
Cash dividends$600,0001,128
Sale, conversion, retirement of capital stock, net$31,000781
Net operating income$1,741,0001,226
2010-03-31 (YTD Data)Rank
Total interest income$4,091,0001,956
Total interest expense$1,084,0002,101
Net interest income$3,007,0001,888
Provision for loan and lease losses$345,0002,247
Total noninterest income$669,0001,654
Gross Fiduciary activities income$60,000723
Service charges on deposit accounts$237,0001,627
Trading account gains and fees$0175
Additional Noninterest Income$372,0001,582
Total noninterest expense$2,198,0002,223
Salaries and employee benefits$1,109,0002,227
Premises and equipment expense$353,0001,908
Additional noninterest expense$736,0002,296
Pre-tax net operating income$1,133,0001,157
Securities gains (losses)$02,284
Applicable income taxes$326,000980
Income before extraordinary items$807,0001,358
Extraordinary gains, net$016
Net income$807,0001,362
Minority interest net income$091
Net income of bank and minority interests.$807,0001,361
Net charge-offs$498,0001,581
Cash dividends$300,0001,057
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$807,0001,315
2009-12-31 (YTD Data)Rank
Total interest income$16,836,0002,015
Total interest expense$5,223,0002,172
Net interest income$11,613,0001,911
Provision for loan and lease losses$2,666,0002,111
Total noninterest income$2,738,0001,721
Gross Fiduciary activities income$228,000726
Service charges on deposit accounts$1,070,0001,572
Trading account gains and fees$0211
Additional Noninterest Income$1,440,0001,701
Total noninterest expense$8,065,0002,450
Salaries and employee benefits$3,820,0002,550
Premises and equipment expense$1,108,0002,364
Additional noninterest expense$3,137,0002,263
Pre-tax net operating income$3,620,0001,127
Securities gains (losses)$49,0002,636
Applicable income taxes$1,019,000941
Income before extraordinary items$2,650,0001,262
Extraordinary gains, net$034
Net income$2,650,0001,262
Minority interest net income$0115
Net income of bank and minority interests.$2,650,0001,261
Net charge-offs$976,0002,885
Cash dividends$1,200,0001,416
Sale, conversion, retirement of capital stock, net$-13,0007,907
Net operating income$2,614,7201,266
2009-09-30 (YTD Data)Rank
Total interest income$12,589,0002,059
Total interest expense$3,991,0002,225
Net interest income$8,598,0001,925
Provision for loan and lease losses$2,138,0001,830
Total noninterest income$1,998,0001,776
Gross Fiduciary activities income$150,000749
Service charges on deposit accounts$783,0001,623
Trading account gains and fees$2,000205
Additional Noninterest Income$1,063,0001,747
Total noninterest expense$5,917,0002,497
Salaries and employee benefits$2,786,0002,644
Premises and equipment expense$444,0003,956
Additional noninterest expense$2,687,0001,966
Pre-tax net operating income$2,541,0001,274
Securities gains (losses)$49,0002,314
Applicable income taxes$712,0001,078
Income before extraordinary items$1,878,0001,425
Extraordinary gains, net$027
Net income$1,878,0001,423
Minority interest net income$0118
Net income of bank and minority interests.$1,878,0001,425
Net charge-offs$598,0002,810
Cash dividends$900,0001,363
Sale, conversion, retirement of capital stock, net$26,0001,045
Net operating income$1,842,2301,420
2009-06-30 (YTD Data)Rank
Total interest income$8,311,0002,120
Total interest expense$2,669,0002,300
Net interest income$5,642,0001,948
Provision for loan and lease losses$1,788,0001,510
Total noninterest income$1,221,0001,893
Gross Fiduciary activities income$97,000771
Service charges on deposit accounts$507,0001,638
Trading account gains and fees$0193
Additional Noninterest Income$617,0001,961
Total noninterest expense$3,958,0002,524
Salaries and employee benefits$1,871,0002,662
Premises and equipment expense$578,0002,334
Additional noninterest expense$1,509,0002,325
Pre-tax net operating income$1,117,0001,936
Securities gains (losses)$50,0001,909
Applicable income taxes$286,0001,587
Income before extraordinary items$881,0002,071
Extraordinary gains, net$021
Net income$881,0002,068
Minority interest net income$0112
Net income of bank and minority interests.$881,0002,070
Net charge-offs$387,0002,644
Cash dividends$300,0002,182
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$843,5002,087
2009-03-31 (YTD Data)Rank
Total interest income$4,093,0002,170
Total interest expense$1,345,0002,370
Net interest income$2,748,0001,991
Provision for loan and lease losses$526,0001,727
Total noninterest income$577,0001,925
Gross Fiduciary activities income$44,000800
Service charges on deposit accounts$244,0001,653
Trading account gains and fees$0171
Additional Noninterest Income$289,0002,012
Total noninterest expense$1,866,0002,578
Salaries and employee benefits$970,0002,609
Premises and equipment expense$287,0002,384
Additional noninterest expense$609,0002,529
Pre-tax net operating income$933,0001,385
Securities gains (losses)$02,434
Applicable income taxes$256,0001,206
Income before extraordinary items$677,0001,587
Extraordinary gains, net$015
Net income$677,0001,588
Minority interest net income$0102
Net income of bank and minority interests.$677,0001,589
Net charge-offs$185,0002,202
Cash dividends$300,0001,336
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$677,0001,507
2008-12-31 (YTD Data)Rank
Total interest income$16,243,0002,308
Total interest expense$6,201,0002,443
Net interest income$10,042,0002,216
Provision for loan and lease losses$1,315,0002,312
Total noninterest income$2,515,0001,797
Gross Fiduciary activities income$207,000773
Service charges on deposit accounts$1,128,0001,585
Trading account gains and fees$0154
Additional Noninterest Income$1,180,0001,902
Total noninterest expense$7,062,0002,672
Salaries and employee benefits$3,688,0002,693
Premises and equipment expense$1,070,0002,475
Additional noninterest expense$2,304,0002,509
Pre-tax net operating income$4,180,0001,304
Securities gains (losses)$03,220
Applicable income taxes$1,229,0001,013
Income before extraordinary items$2,951,0001,389
Extraordinary gains, net$039
Net income$2,951,0001,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$626,0002,493
Cash dividends$1,200,0002,027
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,951,0001,487
2008-09-30 (YTD Data)Rank
Total interest income$12,030,0002,377
Total interest expense$4,723,0002,503
Net interest income$7,307,0002,285
Provision for loan and lease losses$980,0001,852
Total noninterest income$1,865,0001,865
Gross Fiduciary activities income$158,000771
Service charges on deposit accounts$828,0001,624
Trading account gains and fees$0148
Additional Noninterest Income$879,0001,996
Total noninterest expense$5,164,0002,711
Salaries and employee benefits$2,684,0002,794
Premises and equipment expense$826,0002,422
Additional noninterest expense$1,654,0002,546
Pre-tax net operating income$3,028,0001,607
Securities gains (losses)$03,106
Applicable income taxes$879,0001,275
Income before extraordinary items$2,149,0001,660
Extraordinary gains, net$031
Net income$2,149,0001,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0002,238
Cash dividends$900,0001,947
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,149,0001,762
2008-06-30 (YTD Data)Rank
Total interest income$7,870,0002,454
Total interest expense$3,198,0002,560
Net interest income$4,672,0002,346
Provision for loan and lease losses$652,0001,605
Total noninterest income$1,227,0001,912
Gross Fiduciary activities income$111,000780
Service charges on deposit accounts$542,0001,630
Trading account gains and fees$0149
Additional Noninterest Income$574,0002,055
Total noninterest expense$3,397,0002,743
Salaries and employee benefits$1,762,0002,859
Premises and equipment expense$576,0002,353
Additional noninterest expense$1,059,0002,610
Pre-tax net operating income$1,850,0001,803
Securities gains (losses)$03,233
Applicable income taxes$537,0001,522
Income before extraordinary items$1,313,0002,017
Extraordinary gains, net$021
Net income$1,313,0002,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0001,824
Cash dividends$600,0002,026
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,313,0001,982
2008-03-31 (YTD Data)Rank
Total interest income$3,897,0002,525
Total interest expense$1,651,0002,641
Net interest income$2,246,0002,441
Provision for loan and lease losses$370,0001,209
Total noninterest income$593,0001,972
Gross Fiduciary activities income$69,000737
Service charges on deposit accounts$266,0001,627
Trading account gains and fees$0158
Additional Noninterest Income$258,0002,178
Total noninterest expense$1,738,0002,694
Salaries and employee benefits$909,0002,804
Premises and equipment expense$288,0002,349
Additional noninterest expense$541,0002,537
Pre-tax net operating income$731,0002,337
Securities gains (losses)$02,688
Applicable income taxes$202,0001,954
Income before extraordinary items$529,0002,562
Extraordinary gains, net$015
Net income$529,0002,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0001,023
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$529,0002,494
2007-12-31 (YTD Data)Rank
Total interest income$14,832,0002,706
Total interest expense$6,273,0002,898
Net interest income$8,559,0002,565
Provision for loan and lease losses$730,0001,792
Total noninterest income$2,471,0001,906
Gross Fiduciary activities income$183,000824
Service charges on deposit accounts$1,068,0001,670
Trading account gains and fees$0178
Additional Noninterest Income$1,220,0001,950
Total noninterest expense$6,542,0002,739
Salaries and employee benefits$3,484,0002,814
Premises and equipment expense$1,016,0002,538
Additional noninterest expense$2,042,0002,618
Pre-tax net operating income$3,758,0002,078
Securities gains (losses)$02,146
Applicable income taxes$1,044,0001,807
Income before extraordinary items$2,714,0002,210
Extraordinary gains, net$039
Net income$2,714,0002,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0002,456
Cash dividends$1,035,0002,566
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,714,0002,193
2007-09-30 (YTD Data)Rank
Total interest income$10,813,0002,788
Total interest expense$4,508,0002,994
Net interest income$6,305,0002,617
Provision for loan and lease losses$593,0001,363
Total noninterest income$1,864,0001,896
Gross Fiduciary activities income$139,000814
Service charges on deposit accounts$777,0001,695
Trading account gains and fees$0184
Additional Noninterest Income$948,0001,900
Total noninterest expense$4,813,0002,755
Salaries and employee benefits$2,589,0002,823
Premises and equipment expense$415,0004,055
Additional noninterest expense$1,809,0002,204
Pre-tax net operating income$2,763,0002,257
Securities gains (losses)$01,655
Applicable income taxes$745,0001,995
Income before extraordinary items$2,018,0002,349
Extraordinary gains, net$033
Net income$2,018,0002,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,200
Cash dividends$450,0003,069
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,018,0002,330
2007-06-30 (YTD Data)Rank
Total interest income$6,918,0002,908
Total interest expense$2,817,0003,157
Net interest income$4,101,0002,696
Provision for loan and lease losses$412,0001,211
Total noninterest income$1,088,0002,101
Gross Fiduciary activities income$88,000841
Service charges on deposit accounts$504,0001,739
Trading account gains and fees$0168
Additional Noninterest Income$496,0002,252
Total noninterest expense$3,149,0002,841
Salaries and employee benefits$1,692,0002,918
Premises and equipment expense$525,0002,461
Additional noninterest expense$932,0002,780
Pre-tax net operating income$1,628,0002,539
Securities gains (losses)$01,444
Applicable income taxes$480,0002,124
Income before extraordinary items$1,148,0002,732
Extraordinary gains, net$029
Net income$1,148,0002,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0001,902
Cash dividends$225,0003,488
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,148,0002,718
2007-03-31 (YTD Data)Rank
Total interest income$3,323,0003,008
Total interest expense$1,332,0003,271
Net interest income$1,991,0002,768
Provision for loan and lease losses$186,0001,238
Total noninterest income$506,0002,200
Gross Fiduciary activities income$39,000863
Service charges on deposit accounts$235,0001,805
Trading account gains and fees$0195
Additional Noninterest Income$232,0002,329
Total noninterest expense$1,621,0002,784
Salaries and employee benefits$875,0002,857
Premises and equipment expense$277,0002,354
Additional noninterest expense$469,0002,752
Pre-tax net operating income$690,0002,826
Securities gains (losses)$01,187
Applicable income taxes$200,0002,397
Income before extraordinary items$490,0003,074
Extraordinary gains, net$022
Net income$490,0003,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,372
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$490,0003,053
2006-12-31 (YTD Data)Rank
Total interest income$12,204,0003,041
Total interest expense$4,364,0003,366
Net interest income$7,840,0002,803
Provision for loan and lease losses$156,0003,991
Total noninterest income$2,012,0002,214
Gross Fiduciary activities income$146,000872
Service charges on deposit accounts$925,0001,872
Trading account gains and fees$0130
Additional Noninterest Income$941,0002,321
Total noninterest expense$6,254,0002,781
Salaries and employee benefits$3,433,0002,775
Premises and equipment expense$1,000,0002,475
Additional noninterest expense$1,821,0002,788
Pre-tax net operating income$3,442,0002,518
Securities gains (losses)$01,687
Applicable income taxes$1,024,0002,160
Income before extraordinary items$2,418,0002,682
Extraordinary gains, net$051
Net income$2,418,0002,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,095
Cash dividends$900,0002,731
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,418,0002,669
2006-09-30 (YTD Data)Rank
Total interest income$8,901,0003,089
Total interest expense$3,098,0003,418
Net interest income$5,803,0002,861
Provision for loan and lease losses$30,0005,631
Total noninterest income$1,464,0002,268
Gross Fiduciary activities income$102,000871
Service charges on deposit accounts$664,0001,938
Trading account gains and fees$0126
Additional Noninterest Income$698,0002,327
Total noninterest expense$4,519,0002,861
Salaries and employee benefits$2,476,0002,870
Premises and equipment expense$752,0002,473
Additional noninterest expense$1,291,0002,925
Pre-tax net operating income$2,718,0002,491
Securities gains (losses)$01,388
Applicable income taxes$815,0002,175
Income before extraordinary items$1,903,0002,675
Extraordinary gains, net$045
Net income$1,903,0002,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,781
Cash dividends$375,0003,355
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,903,0002,664
2006-06-30 (YTD Data)Rank
Total interest income$5,787,0003,125
Total interest expense$1,959,0003,443
Net interest income$3,828,0002,896
Provision for loan and lease losses$06,419
Total noninterest income$1,035,0002,163
Gross Fiduciary activities income$70,000881
Service charges on deposit accounts$425,0001,992
Trading account gains and fees$0126
Additional Noninterest Income$540,0002,114
Total noninterest expense$3,065,0002,832
Salaries and employee benefits$1,653,0002,871
Premises and equipment expense$489,0002,526
Additional noninterest expense$923,0002,755
Pre-tax net operating income$1,798,0002,522
Securities gains (losses)$01,185
Applicable income taxes$538,0002,207
Income before extraordinary items$1,260,0002,687
Extraordinary gains, net$039
Net income$1,260,0002,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$375,0002,810
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,260,0002,675
2006-03-31 (YTD Data)Rank
Total interest income$2,847,0003,105
Total interest expense$953,0003,369
Net interest income$1,894,0002,920
Provision for loan and lease losses$06,013
Total noninterest income$460,0002,323
Gross Fiduciary activities income$33,000900
Service charges on deposit accounts$201,0002,036
Trading account gains and fees$0115
Additional Noninterest Income$226,0002,321
Total noninterest expense$1,509,0002,861
Salaries and employee benefits$835,0002,861
Premises and equipment expense$241,0002,538
Additional noninterest expense$433,0002,904
Pre-tax net operating income$845,0002,604
Securities gains (losses)$0955
Applicable income taxes$244,0002,309
Income before extraordinary items$601,0002,736
Extraordinary gains, net$021
Net income$601,0002,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,282
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$601,0002,720
2005-12-31 (YTD Data)Rank
Total interest income$10,623,0002,996
Total interest expense$3,227,0003,133
Net interest income$7,396,0002,899
Provision for loan and lease losses$458,0002,038
Total noninterest income$1,979,0002,228
Gross Fiduciary activities income$192,000813
Service charges on deposit accounts$893,0001,922
Trading account gains and fees$0138
Additional Noninterest Income$894,0002,371
Total noninterest expense$6,096,0002,714
Salaries and employee benefits$3,318,0002,726
Premises and equipment expense$1,039,0002,288
Additional noninterest expense$1,739,0002,843
Pre-tax net operating income$2,821,0002,903
Securities gains (losses)$02,296
Applicable income taxes$784,0002,631
Income before extraordinary items$2,037,0003,058
Extraordinary gains, net$046
Net income$2,037,0003,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$432,0001,315
Cash dividends$720,0003,020
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,037,0003,019
2005-09-30 (YTD Data)Rank
Total interest income$7,766,0003,008
Total interest expense$2,341,0003,083
Net interest income$5,425,0002,943
Provision for loan and lease losses$372,0001,825
Total noninterest income$1,417,0002,307
Gross Fiduciary activities income$108,000866
Service charges on deposit accounts$654,0001,959
Trading account gains and fees$0126
Additional Noninterest Income$655,0002,414
Total noninterest expense$4,605,0002,655
Salaries and employee benefits$2,488,0002,689
Premises and equipment expense$800,0002,228
Additional noninterest expense$1,317,0002,794
Pre-tax net operating income$1,865,0003,217
Securities gains (losses)$02,317
Applicable income taxes$500,0002,941
Income before extraordinary items$1,365,0003,366
Extraordinary gains, net$035
Net income$1,365,0003,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$434,000929
Cash dividends$315,0003,450
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,365,0003,326
2005-06-30 (YTD Data)Rank
Total interest income$5,109,0002,983
Total interest expense$1,520,0003,009
Net interest income$3,589,0002,931
Provision for loan and lease losses$195,0002,201
Total noninterest income$912,0002,337
Gross Fiduciary activities income$65,000894
Service charges on deposit accounts$420,0001,985
Trading account gains and fees$0116
Additional Noninterest Income$427,0002,431
Total noninterest expense$3,027,0002,672
Salaries and employee benefits$1,626,0002,723
Premises and equipment expense$548,0002,167
Additional noninterest expense$853,0002,846
Pre-tax net operating income$1,279,0003,105
Securities gains (losses)$02,146
Applicable income taxes$345,0002,846
Income before extraordinary items$934,0003,253
Extraordinary gains, net$030
Net income$934,0003,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,000947
Cash dividends$315,0002,865
Sale, conversion, retirement of capital stock, net$0643
Net operating income$934,0003,209
2005-03-31 (YTD Data)Rank
Total interest income$2,531,0002,966
Total interest expense$765,0002,905
Net interest income$1,766,0002,968
Provision for loan and lease losses$127,0001,664
Total noninterest income$451,0002,306
Gross Fiduciary activities income$33,000894
Service charges on deposit accounts$205,0001,965
Trading account gains and fees$0115
Additional Noninterest Income$213,0002,386
Total noninterest expense$1,495,0002,722
Salaries and employee benefits$803,0002,758
Premises and equipment expense$282,0002,122
Additional noninterest expense$410,0002,956
Pre-tax net operating income$595,0003,241
Securities gains (losses)$01,685
Applicable income taxes$157,0003,029
Income before extraordinary items$438,0003,386
Extraordinary gains, net$024
Net income$438,0003,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,000730
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$438,0003,351
2004-12-31 (YTD Data)Rank
Total interest income$10,076,0002,809
Total interest expense$2,788,0002,779
Net interest income$7,288,0002,779
Provision for loan and lease losses$224,0003,516
Total noninterest income$1,548,0002,629
Gross Fiduciary activities income$131,000878
Service charges on deposit accounts$753,0002,249
Trading account gains and fees$0138
Additional Noninterest Income$664,0002,805
Total noninterest expense$5,766,0002,753
Salaries and employee benefits$3,104,0002,761
Premises and equipment expense$1,018,0002,248
Additional noninterest expense$1,644,0002,900
Pre-tax net operating income$2,846,0002,704
Securities gains (losses)$169,000915
Applicable income taxes$884,0002,368
Income before extraordinary items$2,131,0002,766
Extraordinary gains, net$034
Net income$2,131,0002,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,0001,995
Cash dividends$720,0002,906
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,011,0102,848
2004-09-30 (YTD Data)Rank
Total interest income$7,513,0002,788
Total interest expense$2,056,0002,776
Net interest income$5,457,0002,758
Provision for loan and lease losses$182,0003,139
Total noninterest income$1,070,0002,786
Gross Fiduciary activities income$95,000889
Service charges on deposit accounts$526,0002,393
Trading account gains and fees$0134
Additional Noninterest Income$449,0002,990
Total noninterest expense$4,302,0002,732
Salaries and employee benefits$2,292,0002,773
Premises and equipment expense$767,0002,238
Additional noninterest expense$1,243,0002,836
Pre-tax net operating income$2,043,0002,823
Securities gains (losses)$181,000812
Applicable income taxes$656,0002,418
Income before extraordinary items$1,568,0002,846
Extraordinary gains, net$026
Net income$1,568,0002,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0001,908
Cash dividends$315,0003,370
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,439,4902,989
2004-06-30 (YTD Data)Rank
Total interest income$4,997,0002,789
Total interest expense$1,368,0002,772
Net interest income$3,629,0002,749
Provision for loan and lease losses$101,0003,440
Total noninterest income$606,0003,142
Gross Fiduciary activities income$58,000923
Service charges on deposit accounts$252,0003,129
Trading account gains and fees$0130
Additional Noninterest Income$296,0003,009
Total noninterest expense$2,830,0002,769
Salaries and employee benefits$1,513,0002,809
Premises and equipment expense$502,0002,279
Additional noninterest expense$815,0002,891
Pre-tax net operating income$1,304,0002,908
Securities gains (losses)$176,000709
Applicable income taxes$432,0002,434
Income before extraordinary items$1,048,0002,819
Extraordinary gains, net$021
Net income$1,048,0002,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0001,713
Cash dividends$315,0002,801
Sale, conversion, retirement of capital stock, net$0638
Net operating income$923,0403,051
2004-03-31 (YTD Data)Rank
Total interest income$2,535,0002,754
Total interest expense$688,0002,784
Net interest income$1,847,0002,681
Provision for loan and lease losses$30,0004,060
Total noninterest income$244,0003,582
Gross Fiduciary activities income$27,000942
Service charges on deposit accounts$115,0003,247
Trading account gains and fees$0121
Additional Noninterest Income$102,0003,674
Total noninterest expense$1,446,0002,728
Salaries and employee benefits$765,0002,808
Premises and equipment expense$327,0001,789
Additional noninterest expense$354,0003,249
Pre-tax net operating income$615,0003,024
Securities gains (losses)$149,000621
Applicable income taxes$224,0002,385
Income before extraordinary items$540,0002,752
Extraordinary gains, net$016
Net income$540,0002,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,000921
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$434,2103,174
2003-12-31 (YTD Data)Rank
Total interest income$10,376,0002,724
Total interest expense$3,197,0002,701
Net interest income$7,179,0002,689
Provision for loan and lease losses$344,0002,892
Total noninterest income$1,332,0003,081
Gross Fiduciary activities income$118,000926
Service charges on deposit accounts$475,0003,226
Trading account gains and fees$0160
Additional Noninterest Income$739,0002,866
Total noninterest expense$5,393,0002,871
Salaries and employee benefits$2,955,0002,803
Premises and equipment expense$995,0002,272
Additional noninterest expense$1,443,0003,195
Pre-tax net operating income$2,774,0002,666
Securities gains (losses)$155,0001,534
Applicable income taxes$841,0002,449
Income before extraordinary items$2,088,0002,766
Extraordinary gains, net$054
Net income$2,088,0002,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,783
Cash dividends$652,0003,062
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,977,9502,760
2003-09-30 (YTD Data)Rank
Total interest income$7,808,0002,760
Total interest expense$2,470,0002,715
Net interest income$5,338,0002,733
Provision for loan and lease losses$299,0002,534
Total noninterest income$895,0003,384
Gross Fiduciary activities income$81,000949
Service charges on deposit accounts$348,0003,290
Trading account gains and fees$0153
Additional Noninterest Income$466,0003,255
Total noninterest expense$4,003,0002,904
Salaries and employee benefits$2,178,0002,854
Premises and equipment expense$753,0002,260
Additional noninterest expense$1,072,0003,201
Pre-tax net operating income$1,931,0002,922
Securities gains (losses)$128,0001,540
Applicable income taxes$579,0002,743
Income before extraordinary items$1,480,0002,995
Extraordinary gains, net$040
Net income$1,480,0002,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,482
Cash dividends$315,0003,396
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,387,8402,986
2003-06-30 (YTD Data)Rank
Total interest income$5,249,0002,763
Total interest expense$1,721,0002,681
Net interest income$3,528,0002,750
Provision for loan and lease losses$209,0002,457
Total noninterest income$746,0002,890
Gross Fiduciary activities income$51,000967
Service charges on deposit accounts$225,0003,332
Trading account gains and fees$0150
Additional Noninterest Income$470,0002,531
Total noninterest expense$2,695,0002,870
Salaries and employee benefits$1,458,0002,853
Premises and equipment expense$504,0002,245
Additional noninterest expense$733,0003,109
Pre-tax net operating income$1,370,0002,796
Securities gains (losses)$128,0001,333
Applicable income taxes$430,0002,553
Income before extraordinary items$1,068,0002,839
Extraordinary gains, net$030
Net income$1,068,0002,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0002,018
Cash dividends$314,0002,811
Sale, conversion, retirement of capital stock, net$0589
Net operating income$977,1202,873
2003-03-31 (YTD Data)Rank
Total interest income$2,592,0002,816
Total interest expense$891,0002,666
Net interest income$1,701,0002,835
Provision for loan and lease losses$89,0002,624
Total noninterest income$405,0002,651
Gross Fiduciary activities income$26,000973
Service charges on deposit accounts$113,0003,234
Trading account gains and fees$0134
Additional Noninterest Income$266,0002,274
Total noninterest expense$1,360,0002,825
Salaries and employee benefits$727,0002,861
Premises and equipment expense$248,0002,266
Additional noninterest expense$385,0002,952
Pre-tax net operating income$657,0002,879
Securities gains (losses)$128,000867
Applicable income taxes$224,0002,509
Income before extraordinary items$561,0002,690
Extraordinary gains, net$021
Net income$561,0002,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,227
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$470,1202,927
2002-12-31 (YTD Data)Rank
Total interest income$11,028,0002,762
Total interest expense$3,990,0002,756
Net interest income$7,038,0002,716
Provision for loan and lease losses$430,0002,679
Total noninterest income$1,205,0003,071
Gross Fiduciary activities income$119,000958
Service charges on deposit accounts$487,0003,044
Trading account gains and fees$0153
Additional Noninterest Income$599,0002,963
Total noninterest expense$5,010,0002,926
Salaries and employee benefits$2,792,0002,824
Premises and equipment expense$858,0002,519
Additional noninterest expense$1,360,0003,225
Pre-tax net operating income$2,803,0002,626
Securities gains (losses)$04,537
Applicable income taxes$788,0002,622
Income before extraordinary items$2,015,0002,784
Extraordinary gains, net$070
Net income$2,015,0002,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$292,0002,415
Cash dividends$623,0003,091
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,015,0002,692
2001-12-31 (YTD Data)Rank
Total interest income$12,005,0002,826
Total interest expense$5,339,0002,978
Net interest income$6,666,0002,680
Provision for loan and lease losses$330,0003,018
Total noninterest income$1,023,0003,285
Gross Fiduciary activities income$110,000977
Service charges on deposit accounts$511,0002,798
Trading account gains and fees$0177
Additional Noninterest Income$402,0003,520
Total noninterest expense$4,549,0003,063
Salaries and employee benefits$2,428,0003,020
Premises and equipment expense$772,0002,724
Additional noninterest expense$1,349,0003,157
Pre-tax net operating income$2,810,0002,417
Securities gains (losses)$-19,0009,370
Applicable income taxes$802,0002,420
Income before extraordinary items$1,989,0002,554
Extraordinary gains, net$0105
Net income$1,989,0002,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0001,926
Cash dividends$593,0003,191
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,002,4902,443
2000-12-31 (YTD Data)Rank
Total interest income$11,254,0003,068
Total interest expense$5,131,0003,237
Net interest income$6,123,0002,880
Provision for loan and lease losses$382,0002,360
Total noninterest income$982,0003,180
Gross Fiduciary activities income$101,000944
Service charges on deposit accounts$530,0002,557
Trading account gains and fees$0180
Additional Noninterest Income$351,0003,618
Total noninterest expense$4,264,0003,154
Salaries and employee benefits$2,153,0003,260
Premises and equipment expense$733,0002,764
Additional noninterest expense$1,378,0003,031
Pre-tax net operating income$2,459,0002,797
Securities gains (losses)$-9,0008,282
Applicable income taxes$699,0002,788
Income before extraordinary items$1,751,0002,860
Extraordinary gains, net$038
Net income$1,751,0002,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,742
Cash dividends$585,0003,279
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,757,3902,852
1999-12-31 (YTD Data)Rank
Total interest income$9,346,0003,422
Total interest expense$3,908,0003,655
Net interest income$5,438,0003,195
Provision for loan and lease losses$110,0005,020
Total noninterest income$848,0003,484
Gross Fiduciary activities income$89,0001,012
Service charges on deposit accounts$571,0002,338
Trading account gains and fees$0173
Additional Noninterest Income$188,0005,076
Total noninterest expense$4,138,0003,215
Salaries and employee benefits$2,044,0003,374
Premises and equipment expense$711,0002,840
Additional noninterest expense$1,383,0003,066
Pre-tax net operating income$2,038,0003,301
Securities gains (losses)$13,0001,614
Applicable income taxes$557,0003,392
Income before extraordinary items$1,494,0003,255
Extraordinary gains, net$035
Net income$1,494,0003,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,508
Cash dividends$510,0003,449
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,484,5103,236
1998-12-31 (YTD Data)Rank
Total interest income$9,003,0003,541
Total interest expense$3,896,0003,777
Net interest income$5,107,0003,318
Provision for loan and lease losses$168,0003,936
Total noninterest income$756,0003,766
Gross Fiduciary activities income$85,0001,036
Service charges on deposit accounts$526,0002,438
Trading account gains and fees$0224
Additional Noninterest Income$145,0005,772
Total noninterest expense$3,616,0003,513
Salaries and employee benefits$1,865,0003,562
Premises and equipment expense$606,0003,136
Additional noninterest expense$1,145,0003,501
Pre-tax net operating income$2,079,0003,244
Securities gains (losses)$04,449
Applicable income taxes$605,0003,384
Income before extraordinary items$1,474,0003,309
Extraordinary gains, net$032
Net income$1,474,0003,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,179
Cash dividends$487,0003,607
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,474,0003,223
1997-12-31 (YTD Data)Rank
Total interest income$8,685,0003,690
Total interest expense$3,663,0003,990
Net interest income$5,022,0003,468
Provision for loan and lease losses$256,0002,899
Total noninterest income$664,0004,126
Gross Fiduciary activities income$53,0001,165
Service charges on deposit accounts$473,0002,765
Trading account gains and fees$0239
Additional Noninterest Income$138,0005,921
Total noninterest expense$3,267,0003,826
Salaries and employee benefits$1,603,0004,008
Premises and equipment expense$478,0003,864
Additional noninterest expense$1,186,0003,391
Pre-tax net operating income$2,163,0003,286
Securities gains (losses)$1,0003,559
Applicable income taxes$670,0003,364
Income before extraordinary items$1,494,0003,372
Extraordinary gains, net$044
Net income$1,494,0003,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,830
Cash dividends$488,0003,565
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,493,3103,298
1996-12-31 (YTD Data)Rank
Total interest income$8,196,0003,943
Total interest expense$3,527,0004,171
Net interest income$4,669,0003,775
Provision for loan and lease losses$205,0003,345
Total noninterest income$704,0004,096
Gross Fiduciary activities income$60,0001,200
Service charges on deposit accounts$482,0002,808
Trading account gains and fees$0262
Additional Noninterest Income$162,0005,740
Total noninterest expense$3,461,0003,814
Salaries and employee benefits$1,859,0003,572
Premises and equipment expense$469,0003,981
Additional noninterest expense$1,133,0003,965
Pre-tax net operating income$1,707,0003,903
Securities gains (losses)$2,0003,501
Applicable income taxes$456,0004,455
Income before extraordinary items$1,253,0003,732
Extraordinary gains, net$053
Net income$1,253,0003,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,277
Cash dividends$394,0003,970
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,251,5403,688
1995-12-31 (YTD Data)Rank
Total interest income$7,768,0004,121
Total interest expense$3,513,0004,144
Net interest income$4,255,0004,101
Provision for loan and lease losses$165,0003,441
Total noninterest income$563,0004,788
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$319,0004,071
Trading account gains and feesNANA
Additional Noninterest Income$244,0004,551
Total noninterest expense$3,209,0004,052
Salaries and employee benefits$1,698,0003,830
Premises and equipment expense$475,0003,917
Additional noninterest expense$1,036,0004,224
Pre-tax net operating income$1,444,0004,596
Securities gains (losses)$3,0003,092
Applicable income taxes$360,0005,320
Income before extraordinary items$1,087,0004,293
Extraordinary gains, net$065
Net income$1,087,0004,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,500
Cash dividends$356,0004,139
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,084,7504,292
1994-12-31 (YTD Data)Rank
Total interest income$6,723,0004,383
Total interest expense$2,728,0004,301
Net interest income$3,995,0004,388
Provision for loan and lease losses$200,0003,000
Total noninterest income$489,0005,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$266,0004,811
Trading account gains and feesNANA
Additional Noninterest Income$223,0004,919
Total noninterest expense$2,992,0004,422
Salaries and employee benefits$1,505,0004,271
Premises and equipment expense$447,0004,175
Additional noninterest expense$1,040,0004,568
Pre-tax net operating income$1,292,0004,964
Securities gains (losses)$03,600
Applicable income taxes$323,0005,597
Income before extraordinary items$969,0004,637
Extraordinary gains, net$0249
Net income$969,0004,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,270
Cash dividends$330,0004,218
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$969,0004,683
1993-12-31 (YTD Data)Rank
Total interest income$7,150,0004,242
Total interest expense$3,013,0004,100
Net interest income$4,137,0004,265
Provision for loan and lease losses$245,0003,439
Total noninterest income$412,0006,357
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$251,0005,103
Trading account gains and feesNANA
Additional Noninterest Income$161,0006,332
Total noninterest expense$2,846,0004,716
Salaries and employee benefits$1,320,0004,813
Premises and equipment expense$469,0004,092
Additional noninterest expense$1,057,0004,690
Pre-tax net operating income$1,458,0004,438
Securities gains (losses)$9,0005,582
Applicable income taxes$401,0004,994
Income before extraordinary items$1,066,0004,434
Extraordinary gains, net$-22,00012,478
Net income$1,044,0004,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0004,211
Cash dividends$319,0004,245
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,059,4304,232
1992-12-31 (YTD Data)Rank
Total interest income$7,584,0004,498
Total interest expense$3,682,0004,375
Net interest income$3,902,0004,550
Provision for loan and lease losses$400,0003,453
Total noninterest income$358,0007,002
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$220,0005,626
Trading account gains and feesNANA
Additional Noninterest Income$138,0006,940
Total noninterest expense$2,675,0004,998
Salaries and employee benefits$1,235,0005,028
Premises and equipment expense$512,0003,886
Additional noninterest expense$928,0005,382
Pre-tax net operating income$1,185,0004,964
Securities gains (losses)$-9,00013,256
Applicable income taxes$300,0005,919
Income before extraordinary items$876,0005,019
Extraordinary gains, net$01,422
Net income$876,0005,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0005,971
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$882,6604,695

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.