Home > Jones County Bank > Income and Expense
Jones County Bank, Income and Expense
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $57,000 | 8,462 |
| Total interest expense | $6,000 | 8,433 |
| Net interest income | $51,000 | 8,447 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $15,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $71,000 | 8,439 |
| Salaries and employee benefits | $44,000 | 8,410 |
| Premises and equipment expense | $11,000 | 8,240 |
| Additional noninterest expense | $16,000 | 8,445 |
| Pre-tax net operating income | $-6,000 | 7,215 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-6,000 | 7,319 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-6,000 | 7,235 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 8,475 |
| Total interest expense | $23,000 | 8,474 |
| Net interest income | $237,000 | 8,447 |
| Provision for loan and lease losses | $2,000 | 6,808 |
| Total noninterest income | $50,000 | 8,033 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $44,000 | 6,850 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,000 | 8,155 |
| Total noninterest expense | $278,000 | 8,478 |
| Salaries and employee benefits | $171,000 | 8,450 |
| Premises and equipment expense | $56,000 | 8,193 |
| Additional noninterest expense | $51,000 | 8,503 |
| Pre-tax net operating income | $7,000 | 7,408 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $7,000 | 7,476 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,000 | 7,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,000 | 7,445 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $194,000 | 8,504 |
| Total interest expense | $17,000 | 8,514 |
| Net interest income | $177,000 | 8,479 |
| Provision for loan and lease losses | $2,000 | 6,474 |
| Total noninterest income | $40,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $36,000 | 6,822 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 8,224 |
| Total noninterest expense | $228,000 | 8,481 |
| Salaries and employee benefits | $131,000 | 8,461 |
| Premises and equipment expense | $56,000 | 8,005 |
| Additional noninterest expense | $41,000 | 8,525 |
| Pre-tax net operating income | $-13,000 | 7,673 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-13,000 | 7,712 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-13,000 | 7,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-13,000 | 7,688 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $129,000 | 8,567 |
| Total interest expense | $11,000 | 8,564 |
| Net interest income | $118,000 | 8,549 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $27,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $160,000 | 8,530 |
| Salaries and employee benefits | $89,000 | 8,514 |
| Premises and equipment expense | $39,000 | 8,020 |
| Additional noninterest expense | $32,000 | 8,567 |
| Pre-tax net operating income | $-17,000 | 7,820 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-17,000 | 7,836 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-17,000 | 7,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-17,000 | 7,825 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $66,000 | 8,611 |
| Total interest expense | $6,000 | 8,585 |
| Net interest income | $60,000 | 8,596 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $14,000 | 8,107 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $88,000 | 8,544 |
| Salaries and employee benefits | $48,000 | 8,539 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $18,000 | 8,582 |
| Pre-tax net operating income | $-16,000 | 7,929 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-16,000 | 7,941 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-16,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-16,000 | 7,929 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $272,000 | 8,609 |
| Total interest expense | $25,000 | 8,595 |
| Net interest income | $247,000 | 8,584 |
| Provision for loan and lease losses | $5,000 | 6,719 |
| Total noninterest income | $58,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $52,000 | 6,858 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $6,000 | 8,369 |
| Total noninterest expense | $278,000 | 8,616 |
| Salaries and employee benefits | $187,000 | 8,562 |
| Premises and equipment expense | $36,000 | 8,482 |
| Additional noninterest expense | $55,000 | 8,642 |
| Pre-tax net operating income | $22,000 | 7,894 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $22,000 | 7,922 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $22,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,644 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $22,000 | 7,909 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $202,000 | 8,681 |
| Total interest expense | $19,000 | 8,671 |
| Net interest income | $183,000 | 8,652 |
| Provision for loan and lease losses | $1,000 | 6,666 |
| Total noninterest income | $41,000 | 8,265 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $38,000 | 6,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,495 |
| Total noninterest expense | $229,000 | 8,659 |
| Salaries and employee benefits | $148,000 | 8,606 |
| Premises and equipment expense | $37,000 | 8,416 |
| Additional noninterest expense | $44,000 | 8,692 |
| Pre-tax net operating income | $-6,000 | 8,130 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-6,000 | 8,139 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-6,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-6,000 | 8,124 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $141,000 | 8,721 |
| Total interest expense | $13,000 | 8,701 |
| Net interest income | $128,000 | 8,695 |
| Provision for loan and lease losses | $1,000 | 6,387 |
| Total noninterest income | $29,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,535 |
| Total noninterest expense | $158,000 | 8,700 |
| Salaries and employee benefits | $99,000 | 8,650 |
| Premises and equipment expense | $29,000 | 8,346 |
| Additional noninterest expense | $30,000 | 8,726 |
| Pre-tax net operating income | $-2,000 | 8,178 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-2,000 | 8,182 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-2,000 | 8,169 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $71,000 | 8,740 |
| Total interest expense | $6,000 | 8,723 |
| Net interest income | $65,000 | 8,719 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $96,000 | 8,654 |
| Salaries and employee benefits | $61,000 | 8,586 |
| Premises and equipment expense | $14,000 | 8,354 |
| Additional noninterest expense | $21,000 | 8,687 |
| Pre-tax net operating income | $-16,000 | 8,271 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-16,000 | 8,279 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-16,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-16,000 | 8,262 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 8,734 |
| Total interest expense | $30,000 | 8,724 |
| Net interest income | $237,000 | 8,710 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $72,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $68,000 | 6,780 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $284,000 | 8,760 |
| Salaries and employee benefits | $181,000 | 8,710 |
| Premises and equipment expense | $44,000 | 8,540 |
| Additional noninterest expense | $59,000 | 8,789 |
| Pre-tax net operating income | $-5,000 | 8,266 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-5,000 | 8,289 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-5,000 | 8,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-5,000 | 8,263 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $198,000 | 8,768 |
| Total interest expense | $23,000 | 8,756 |
| Net interest income | $175,000 | 8,755 |
| Provision for loan and lease losses | $15,000 | 6,317 |
| Total noninterest income | $57,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 6,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,618 |
| Total noninterest expense | $229,000 | 8,763 |
| Salaries and employee benefits | $142,000 | 8,712 |
| Premises and equipment expense | $45,000 | 8,353 |
| Additional noninterest expense | $42,000 | 8,811 |
| Pre-tax net operating income | $-12,000 | 8,348 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-12,000 | 8,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-12,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-12,000 | 8,333 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $139,000 | 8,790 |
| Total interest expense | $15,000 | 8,776 |
| Net interest income | $124,000 | 8,776 |
| Provision for loan and lease losses | $14,000 | 5,948 |
| Total noninterest income | $37,000 | 8,247 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $35,000 | 6,780 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,000 | 8,611 |
| Total noninterest expense | $164,000 | 8,756 |
| Salaries and employee benefits | $102,000 | 8,705 |
| Premises and equipment expense | $30,000 | 8,363 |
| Additional noninterest expense | $32,000 | 8,804 |
| Pre-tax net operating income | $-17,000 | 8,391 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-17,000 | 8,417 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-17,000 | 8,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-17,000 | 8,386 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $67,000 | 8,865 |
| Total interest expense | $7,000 | 8,852 |
| Net interest income | $60,000 | 8,854 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $23,000 | 8,065 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $98,000 | 8,753 |
| Salaries and employee benefits | $63,000 | 8,670 |
| Premises and equipment expense | $16,000 | 8,389 |
| Additional noninterest expense | $19,000 | 8,837 |
| Pre-tax net operating income | $-26,000 | 8,516 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-27,000 | 8,546 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-27,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-26,000 | 8,515 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 8,865 |
| Total interest expense | $31,000 | 8,862 |
| Net interest income | $239,000 | 8,851 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $63,000 | 8,469 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $58,000 | 7,153 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,000 | 8,690 |
| Total noninterest expense | $271,000 | 8,902 |
| Salaries and employee benefits | $191,000 | 8,823 |
| Premises and equipment expense | $32,000 | 8,787 |
| Additional noninterest expense | $48,000 | 8,934 |
| Pre-tax net operating income | $31,000 | 8,306 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $31,000 | 8,347 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $31,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $31,000 | 8,310 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,918 |
| Total interest expense | $23,000 | 8,918 |
| Net interest income | $182,000 | 8,901 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $48,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $44,000 | 7,182 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $225,000 | 8,929 |
| Salaries and employee benefits | $149,000 | 8,853 |
| Premises and equipment expense | $37,000 | 8,631 |
| Additional noninterest expense | $39,000 | 8,975 |
| Pre-tax net operating income | $5,000 | 8,445 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $5,000 | 8,482 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,000 | 8,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,000 | 8,443 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $133,000 | 8,984 |
| Total interest expense | $16,000 | 8,975 |
| Net interest income | $117,000 | 8,965 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $30,000 | 8,604 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $27,000 | 7,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $162,000 | 8,957 |
| Salaries and employee benefits | $110,000 | 8,869 |
| Premises and equipment expense | $24,000 | 8,676 |
| Additional noninterest expense | $28,000 | 9,018 |
| Pre-tax net operating income | $-15,000 | 8,569 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-15,000 | 8,620 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-15,000 | 8,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-15,000 | 8,571 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $69,000 | 9,029 |
| Total interest expense | $8,000 | 9,019 |
| Net interest income | $61,000 | 9,009 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $84,000 | 8,982 |
| Salaries and employee benefits | $55,000 | 8,906 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $14,000 | 9,062 |
| Pre-tax net operating income | $-8,000 | 8,596 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-8,000 | 8,641 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-8,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-8,000 | 8,582 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $265,000 | 9,049 |
| Total interest expense | $60,000 | 9,027 |
| Net interest income | $205,000 | 9,040 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $58,000 | 8,720 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $49,000 | 7,450 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,000 | 8,800 |
| Total noninterest expense | $295,000 | 9,073 |
| Salaries and employee benefits | $198,000 | 9,004 |
| Premises and equipment expense | $54,000 | 8,705 |
| Additional noninterest expense | $43,000 | 9,135 |
| Pre-tax net operating income | $-32,000 | 8,581 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-32,000 | 8,670 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-32,000 | 8,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-32,000 | 8,586 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $202,000 | 9,132 |
| Total interest expense | $46,000 | 9,105 |
| Net interest income | $156,000 | 9,121 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $43,000 | 8,796 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $37,000 | 7,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $234,000 | 9,118 |
| Salaries and employee benefits | $153,000 | 9,043 |
| Premises and equipment expense | $41,000 | 8,727 |
| Additional noninterest expense | $40,000 | 9,183 |
| Pre-tax net operating income | $-35,000 | 8,697 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-35,000 | 8,784 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-35,000 | 8,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-35,000 | 8,696 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $136,000 | 9,176 |
| Total interest expense | $29,000 | 9,156 |
| Net interest income | $107,000 | 9,157 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $23,000 | 7,567 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $163,000 | 9,135 |
| Salaries and employee benefits | $108,000 | 9,046 |
| Premises and equipment expense | $28,000 | 8,729 |
| Additional noninterest expense | $27,000 | 9,206 |
| Pre-tax net operating income | $-29,000 | 8,735 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-29,000 | 8,834 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-29,000 | 8,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-29,000 | 8,730 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $69,000 | 9,219 |
| Total interest expense | $14,000 | 9,200 |
| Net interest income | $55,000 | 9,204 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $10,000 | 7,640 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $84,000 | 9,166 |
| Salaries and employee benefits | $50,000 | 9,128 |
| Premises and equipment expense | $20,000 | 8,398 |
| Additional noninterest expense | $14,000 | 9,245 |
| Pre-tax net operating income | $-17,000 | 8,798 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-17,000 | 8,867 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-17,000 | 8,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-17,000 | 8,768 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 9,252 |
| Total interest expense | $60,000 | 9,233 |
| Net interest income | $210,000 | 9,232 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $59,000 | 8,888 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $53,000 | 7,474 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 9,043 |
| Total noninterest expense | $273,000 | 9,261 |
| Salaries and employee benefits | $193,000 | 9,174 |
| Premises and equipment expense | $32,000 | 9,145 |
| Additional noninterest expense | $48,000 | 9,305 |
| Pre-tax net operating income | $-4,000 | 8,649 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-4,000 | 8,734 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-4,000 | 8,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-4,000 | 8,654 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 9,498 |
| Total interest expense | $96,000 | 9,470 |
| Net interest income | $225,000 | 9,473 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $55,000 | 9,107 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $50,000 | 7,603 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,000 | 9,318 |
| Total noninterest expense | $289,000 | 9,493 |
| Salaries and employee benefits | $208,000 | 9,380 |
| Premises and equipment expense | $25,000 | 9,449 |
| Additional noninterest expense | $56,000 | 9,542 |
| Pre-tax net operating income | $-9,000 | 8,752 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-9,000 | 8,829 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-9,000 | 8,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-9,000 | 8,747 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $334,000 | 9,778 |
| Total interest expense | $90,000 | 9,756 |
| Net interest income | $244,000 | 9,741 |
| Provision for loan and lease losses | $4,000 | 8,198 |
| Total noninterest income | $55,000 | 9,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 7,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,650 |
| Total noninterest expense | $261,000 | 9,801 |
| Salaries and employee benefits | $203,000 | 9,627 |
| Premises and equipment expense | $13,000 | 9,822 |
| Additional noninterest expense | $45,000 | 9,847 |
| Pre-tax net operating income | $34,000 | 9,007 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $34,000 | 9,015 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $34,000 | 9,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $34,000 | 9,000 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 10,069 |
| Total interest expense | $89,000 | 10,065 |
| Net interest income | $225,000 | 10,036 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $47,000 | 9,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,002 |
| Total noninterest expense | $246,000 | 10,119 |
| Salaries and employee benefits | $186,000 | 9,965 |
| Premises and equipment expense | $10,000 | 10,153 |
| Additional noninterest expense | $50,000 | 10,154 |
| Pre-tax net operating income | $21,000 | 9,331 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $21,000 | 9,369 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $21,000 | 9,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $21,000 | 9,336 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 10,310 |
| Total interest expense | $82,000 | 10,315 |
| Net interest income | $232,000 | 10,269 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $53,000 | 9,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,162 |
| Total noninterest expense | $243,000 | 10,342 |
| Salaries and employee benefits | $180,000 | 10,184 |
| Premises and equipment expense | $12,000 | 10,382 |
| Additional noninterest expense | $51,000 | 10,381 |
| Pre-tax net operating income | $32,000 | 9,685 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $32,000 | 9,712 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $32,000 | 9,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $32,000 | 9,654 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 10,801 |
| Total interest expense | $83,000 | 10,788 |
| Net interest income | $208,000 | 10,772 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $49,000 | 10,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $234,000 | 10,796 |
| Salaries and employee benefits | $173,000 | 10,645 |
| Premises and equipment expense | $19,000 | 10,774 |
| Additional noninterest expense | $42,000 | 10,856 |
| Pre-tax net operating income | $23,000 | 10,315 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $23,000 | 10,348 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $23,000 | 10,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $23,000 | 10,309 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $303,000 | 11,343 |
| Total interest expense | $76,000 | 11,344 |
| Net interest income | $227,000 | 11,308 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $49,000 | 10,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,246 |
| Total noninterest expense | $243,000 | 11,321 |
| Salaries and employee benefits | $159,000 | 11,201 |
| Premises and equipment expense | $32,000 | 11,103 |
| Additional noninterest expense | $52,000 | 11,379 |
| Pre-tax net operating income | $33,000 | 10,669 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $33,000 | 10,667 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $33,000 | 10,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $33,000 | 10,620 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $272,000 | 11,893 |
| Total interest expense | $70,000 | 11,889 |
| Net interest income | $202,000 | 11,861 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $53,000 | 11,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,796 |
| Total noninterest expense | $230,000 | 11,836 |
| Salaries and employee benefits | $159,000 | 11,699 |
| Premises and equipment expense | $32,000 | 11,571 |
| Additional noninterest expense | $39,000 | 11,927 |
| Pre-tax net operating income | $25,000 | 11,403 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $25,000 | 11,411 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $25,000 | 11,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $25,000 | 11,379 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $257,000 | 12,541 |
| Total interest expense | $57,000 | 12,550 |
| Net interest income | $200,000 | 12,506 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $46,000 | 12,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $241,000 | 12,463 |
| Salaries and employee benefits | $146,000 | 12,374 |
| Premises and equipment expense | $44,000 | 11,852 |
| Additional noninterest expense | $51,000 | 12,543 |
| Pre-tax net operating income | $2,000 | 12,056 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-1,000 | 12,039 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,000 | 12,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,000 | 12,055 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $259,000 | 13,200 |
| Total interest expense | $60,000 | 13,207 |
| Net interest income | $199,000 | 13,130 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $50,000 | 12,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $236,000 | 13,134 |
| Salaries and employee benefits | $134,000 | 13,070 |
| Premises and equipment expense | $53,000 | 12,113 |
| Additional noninterest expense | $49,000 | 13,216 |
| Pre-tax net operating income | $2,000 | 12,382 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $2,000 | 12,516 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,000 | 12,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,000 | 12,382 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 13,832 |
| Total interest expense | $83,000 | 13,832 |
| Net interest income | $203,000 | 13,770 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $52,000 | 13,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $236,000 | 13,737 |
| Salaries and employee benefits | $141,000 | 13,612 |
| Premises and equipment expense | $42,000 | 12,992 |
| Additional noninterest expense | $53,000 | 13,835 |
| Pre-tax net operating income | $4,000 | 12,673 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $4,000 | 12,872 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,000 | 12,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,000 | 12,637 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.