Home > Johnstown Interim Bank > Income and Expense
Johnstown Interim Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,623,000 | 1,340 |
| Total interest expense | $12,161,000 | 1,110 |
| Net interest income | $11,462,000 | 1,569 |
| Provision for loan and lease losses | $1,046,000 | 1,259 |
| Total noninterest income | $7,138,000 | 760 |
| Gross Fiduciary activities income | $192,000 | 1,065 |
| Service charges on deposit accounts | $266,000 | 4,866 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,680,000 | 552 |
| Total noninterest expense | $13,698,000 | 1,147 |
| Salaries and employee benefits | $5,387,000 | 1,242 |
| Premises and equipment expense | $1,164,000 | 1,801 |
| Additional noninterest expense | $7,147,000 | 971 |
| Pre-tax net operating income | $3,856,000 | 1,789 |
| Securities gains (losses) | $1,065,000 | 520 |
| Applicable income taxes | $1,560,000 | 1,516 |
| Income before extraordinary items | $3,361,000 | 1,505 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,361,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,019,000 | 726 |
| Cash dividends | $291,000 | 4,520 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 1,047 |
| Net operating income | $2,636,800 | 1,784 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,824,000 | 1,642 |
| Total interest expense | $12,300,000 | 1,436 |
| Net interest income | $9,524,000 | 1,921 |
| Provision for loan and lease losses | $2,505,000 | 965 |
| Total noninterest income | $1,505,000 | 2,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,505,000 | 1,519 |
| Total noninterest expense | $9,582,000 | 1,599 |
| Salaries and employee benefits | $3,482,000 | 1,890 |
| Premises and equipment expense | $969,000 | 2,157 |
| Additional noninterest expense | $5,131,000 | 1,289 |
| Pre-tax net operating income | $-1,058,000 | 13,487 |
| Securities gains (losses) | $935,000 | 686 |
| Applicable income taxes | $-2,705,000 | 13,888 |
| Income before extraordinary items | $2,582,000 | 1,769 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,582,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,860,000 | 1,005 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,983,600 | 2,142 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.