Home > Johnsonville State Bank > Income and Expense
Johnsonville State Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $361,000 | 8,090 |
| Total interest expense | $128,000 | 8,063 |
| Net interest income | $233,000 | 8,004 |
| Provision for loan and lease losses | $32,000 | 3,691 |
| Total noninterest income | $25,000 | 7,660 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $188,000 | 8,080 |
| Salaries and employee benefits | $113,000 | 7,999 |
| Premises and equipment expense | $32,000 | 7,520 |
| Additional noninterest expense | $43,000 | 8,221 |
| Pre-tax net operating income | $38,000 | 7,447 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $30,000 | 7,465 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $30,000 | 7,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $40,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $30,000 | 7,449 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 8,058 |
| Total interest expense | $400,000 | 8,097 |
| Net interest income | $910,000 | 7,966 |
| Provision for loan and lease losses | $228,000 | 3,291 |
| Total noninterest income | $111,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $100,000 | 6,156 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $741,000 | 8,105 |
| Salaries and employee benefits | $459,000 | 7,985 |
| Premises and equipment expense | $97,000 | 7,834 |
| Additional noninterest expense | $185,000 | 8,195 |
| Pre-tax net operating income | $52,000 | 7,832 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $7,000 | 6,250 |
| Income before extraordinary items | $45,000 | 7,862 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $45,000 | 7,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,873 |
| Cash dividends | $60,000 | 5,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $45,000 | 7,851 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $973,000 | 8,143 |
| Total interest expense | $283,000 | 8,181 |
| Net interest income | $690,000 | 8,024 |
| Provision for loan and lease losses | $81,000 | 4,485 |
| Total noninterest income | $81,000 | 7,738 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $73,000 | 6,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,304 |
| Total noninterest expense | $559,000 | 8,110 |
| Salaries and employee benefits | $339,000 | 8,000 |
| Premises and equipment expense | $80,000 | 7,760 |
| Additional noninterest expense | $140,000 | 8,216 |
| Pre-tax net operating income | $131,000 | 7,707 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $72,000 | 5,197 |
| Income before extraordinary items | $59,000 | 7,921 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $59,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 1,763 |
| Cash dividends | $60,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $59,000 | 7,914 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $644,000 | 8,179 |
| Total interest expense | $181,000 | 8,219 |
| Net interest income | $463,000 | 8,062 |
| Provision for loan and lease losses | $56,000 | 4,329 |
| Total noninterest income | $56,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $386,000 | 8,092 |
| Salaries and employee benefits | $235,000 | 7,991 |
| Premises and equipment expense | $55,000 | 7,735 |
| Additional noninterest expense | $96,000 | 8,205 |
| Pre-tax net operating income | $77,000 | 7,819 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $55,000 | 5,156 |
| Income before extraordinary items | $22,000 | 8,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $22,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,900 |
| Cash dividends | $60,000 | 4,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $22,000 | 8,070 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,184 |
| Total interest expense | $84,000 | 8,275 |
| Net interest income | $241,000 | 8,033 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $26,000 | 6,158 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $199,000 | 8,075 |
| Salaries and employee benefits | $131,000 | 7,857 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $50,000 | 8,162 |
| Pre-tax net operating income | $41,000 | 7,804 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $11,000 | 8,093 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 8,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,610 |
| Cash dividends | $60,000 | 3,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $11,000 | 8,085 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 8,066 |
| Total interest expense | $290,000 | 8,210 |
| Net interest income | $1,032,000 | 7,896 |
| Provision for loan and lease losses | $79,000 | 5,150 |
| Total noninterest income | $112,000 | 7,829 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $100,000 | 6,291 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,000 | 8,364 |
| Total noninterest expense | $808,000 | 8,059 |
| Salaries and employee benefits | $527,000 | 7,810 |
| Premises and equipment expense | $89,000 | 7,981 |
| Additional noninterest expense | $192,000 | 8,272 |
| Pre-tax net operating income | $257,000 | 7,529 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $102,000 | 5,353 |
| Income before extraordinary items | $155,000 | 7,770 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $155,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,469 |
| Cash dividends | $60,000 | 5,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $155,000 | 7,735 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $991,000 | 8,090 |
| Total interest expense | $211,000 | 8,241 |
| Net interest income | $780,000 | 7,929 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $85,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 6,328 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,000 | 8,374 |
| Total noninterest expense | $593,000 | 8,085 |
| Salaries and employee benefits | $389,000 | 7,822 |
| Premises and equipment expense | $68,000 | 7,980 |
| Additional noninterest expense | $136,000 | 8,323 |
| Pre-tax net operating income | $212,000 | 7,578 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $106,000 | 5,191 |
| Income before extraordinary items | $106,000 | 7,920 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $106,000 | 7,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,976 |
| Cash dividends | $60,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $106,000 | 7,895 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $649,000 | 8,120 |
| Total interest expense | $135,000 | 8,249 |
| Net interest income | $514,000 | 7,959 |
| Provision for loan and lease losses | $37,000 | 4,943 |
| Total noninterest income | $55,000 | 7,872 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $48,000 | 6,369 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $405,000 | 8,059 |
| Salaries and employee benefits | $259,000 | 7,842 |
| Premises and equipment expense | $50,000 | 7,864 |
| Additional noninterest expense | $96,000 | 8,251 |
| Pre-tax net operating income | $127,000 | 7,690 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $74,000 | 5,163 |
| Income before extraordinary items | $53,000 | 8,085 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $53,000 | 8,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,614 |
| Cash dividends | $60,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $53,000 | 8,052 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 8,184 |
| Total interest expense | $65,000 | 8,326 |
| Net interest income | $255,000 | 8,039 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $30,000 | 7,797 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $201,000 | 8,149 |
| Salaries and employee benefits | $130,000 | 7,893 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $44,000 | 8,407 |
| Pre-tax net operating income | $75,000 | 7,560 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $33,000 | 8,046 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $33,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $60,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $33,000 | 8,013 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 8,118 |
| Total interest expense | $226,000 | 8,381 |
| Net interest income | $1,061,000 | 7,932 |
| Provision for loan and lease losses | $53,000 | 5,869 |
| Total noninterest income | $148,000 | 7,626 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $133,000 | 6,006 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $800,000 | 8,154 |
| Salaries and employee benefits | $516,000 | 7,934 |
| Premises and equipment expense | $95,000 | 8,032 |
| Additional noninterest expense | $189,000 | 8,366 |
| Pre-tax net operating income | $356,000 | 7,258 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $186,000 | 4,847 |
| Income before extraordinary items | $170,000 | 7,788 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $170,000 | 7,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $60,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $170,000 | 7,748 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $963,000 | 8,157 |
| Total interest expense | $167,000 | 8,430 |
| Net interest income | $796,000 | 7,968 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $115,000 | 7,615 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $103,000 | 6,004 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $584,000 | 8,201 |
| Salaries and employee benefits | $373,000 | 7,965 |
| Premises and equipment expense | $84,000 | 7,812 |
| Additional noninterest expense | $127,000 | 8,495 |
| Pre-tax net operating income | $300,000 | 7,210 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $116,000 | 5,171 |
| Income before extraordinary items | $184,000 | 7,573 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $184,000 | 7,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $60,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $184,000 | 7,514 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $636,000 | 8,220 |
| Total interest expense | $108,000 | 8,518 |
| Net interest income | $528,000 | 8,019 |
| Provision for loan and lease losses | $16,000 | 6,067 |
| Total noninterest income | $81,000 | 7,572 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $385,000 | 8,262 |
| Salaries and employee benefits | $251,000 | 8,013 |
| Premises and equipment expense | $56,000 | 7,854 |
| Additional noninterest expense | $78,000 | 8,608 |
| Pre-tax net operating income | $208,000 | 7,121 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $68,000 | 5,316 |
| Income before extraordinary items | $140,000 | 7,415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $60,000 | 4,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $140,000 | 7,346 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $317,000 | 8,281 |
| Total interest expense | $55,000 | 8,560 |
| Net interest income | $262,000 | 8,068 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $44,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $194,000 | 8,288 |
| Salaries and employee benefits | $124,000 | 8,056 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $42,000 | 8,582 |
| Pre-tax net operating income | $109,000 | 7,009 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $79,000 | 7,246 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $79,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $60,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $79,000 | 7,166 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 8,391 |
| Total interest expense | $239,000 | 8,640 |
| Net interest income | $965,000 | 8,158 |
| Provision for loan and lease losses | $58,000 | 6,110 |
| Total noninterest income | $157,000 | 7,731 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $140,000 | 5,993 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $17,000 | 8,524 |
| Total noninterest expense | $759,000 | 8,345 |
| Salaries and employee benefits | $485,000 | 8,137 |
| Premises and equipment expense | $121,000 | 7,796 |
| Additional noninterest expense | $153,000 | 8,743 |
| Pre-tax net operating income | $305,000 | 7,414 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $88,000 | 5,852 |
| Income before extraordinary items | $217,000 | 7,690 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $217,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $217,000 | 7,551 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $894,000 | 8,497 |
| Total interest expense | $181,000 | 8,736 |
| Net interest income | $713,000 | 8,248 |
| Provision for loan and lease losses | $13,000 | 7,023 |
| Total noninterest income | $109,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $96,000 | 6,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $551,000 | 8,398 |
| Salaries and employee benefits | $353,000 | 8,182 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $99,000 | 8,904 |
| Pre-tax net operating income | $258,000 | 7,399 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $141,000 | 5,188 |
| Income before extraordinary items | $117,000 | 8,109 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $117,000 | 8,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $117,000 | 7,979 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $594,000 | 8,562 |
| Total interest expense | $122,000 | 8,800 |
| Net interest income | $472,000 | 8,296 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $72,000 | 7,929 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $61,000 | 6,283 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $357,000 | 8,462 |
| Salaries and employee benefits | $235,000 | 8,207 |
| Premises and equipment expense | $64,000 | 7,719 |
| Additional noninterest expense | $58,000 | 8,991 |
| Pre-tax net operating income | $181,000 | 7,374 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $61,000 | 5,708 |
| Income before extraordinary items | $120,000 | 7,752 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $120,000 | 7,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $120,000 | 7,574 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $295,000 | 8,623 |
| Total interest expense | $59,000 | 8,892 |
| Net interest income | $236,000 | 8,327 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $167,000 | 8,584 |
| Salaries and employee benefits | $115,000 | 8,280 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $18,000 | 9,208 |
| Pre-tax net operating income | $102,000 | 7,163 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $34,000 | 5,594 |
| Income before extraordinary items | $68,000 | 7,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $60,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $68,000 | 7,377 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 8,619 |
| Total interest expense | $288,000 | 8,918 |
| Net interest income | $977,000 | 8,296 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $150,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $130,000 | 6,118 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $798,000 | 8,353 |
| Salaries and employee benefits | $453,000 | 8,316 |
| Premises and equipment expense | $187,000 | 6,938 |
| Additional noninterest expense | $158,000 | 8,826 |
| Pre-tax net operating income | $299,000 | 7,541 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $92,000 | 6,039 |
| Income before extraordinary items | $207,000 | 7,802 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $207,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,727 |
| Cash dividends | $60,000 | 5,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $207,000 | 7,701 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 8,723 |
| Total interest expense | $647,000 | 8,726 |
| Net interest income | $860,000 | 8,562 |
| Provision for loan and lease losses | $21,000 | 7,535 |
| Total noninterest income | $127,000 | 8,140 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $106,000 | 6,467 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $21,000 | 8,695 |
| Total noninterest expense | $680,000 | 8,730 |
| Salaries and employee benefits | $417,000 | 8,551 |
| Premises and equipment expense | $119,000 | 8,021 |
| Additional noninterest expense | $144,000 | 9,099 |
| Pre-tax net operating income | $286,000 | 7,481 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $60,000 | 6,535 |
| Income before extraordinary items | $226,000 | 7,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $226,000 | 7,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $70,000 | 5,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $226,000 | 7,440 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 8,806 |
| Total interest expense | $685,000 | 8,891 |
| Net interest income | $945,000 | 8,597 |
| Provision for loan and lease losses | $17,000 | 7,726 |
| Total noninterest income | $118,000 | 8,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 8,923 |
| Total noninterest expense | $660,000 | 8,935 |
| Salaries and employee benefits | $384,000 | 8,832 |
| Premises and equipment expense | $135,000 | 7,833 |
| Additional noninterest expense | $141,000 | 9,314 |
| Pre-tax net operating income | $386,000 | 7,539 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $131,000 | 6,146 |
| Income before extraordinary items | $255,000 | 7,742 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $255,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $70,000 | 6,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $255,000 | 7,741 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 9,034 |
| Total interest expense | $665,000 | 9,029 |
| Net interest income | $864,000 | 8,924 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $145,000 | 8,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,263 |
| Total noninterest expense | $626,000 | 9,249 |
| Salaries and employee benefits | $367,000 | 9,081 |
| Premises and equipment expense | $119,000 | 8,257 |
| Additional noninterest expense | $140,000 | 9,603 |
| Pre-tax net operating income | $378,000 | 7,695 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $114,000 | 6,736 |
| Income before extraordinary items | $264,000 | 7,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $264,000 | 7,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $60,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $264,000 | 7,808 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 9,082 |
| Total interest expense | $829,000 | 8,859 |
| Net interest income | $843,000 | 9,149 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $133,000 | 8,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $634,000 | 9,326 |
| Salaries and employee benefits | $372,000 | 9,141 |
| Premises and equipment expense | $111,000 | 8,461 |
| Additional noninterest expense | $151,000 | 9,646 |
| Pre-tax net operating income | $317,000 | 8,297 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $110,000 | 7,374 |
| Income before extraordinary items | $207,000 | 8,566 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $207,000 | 8,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $207,000 | 8,486 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 9,547 |
| Total interest expense | $765,000 | 9,355 |
| Net interest income | $845,000 | 9,554 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $111,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $591,000 | 9,784 |
| Salaries and employee benefits | $371,000 | 9,446 |
| Premises and equipment expense | $78,000 | 9,482 |
| Additional noninterest expense | $142,000 | 10,096 |
| Pre-tax net operating income | $365,000 | 8,645 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $124,000 | 8,012 |
| Income before extraordinary items | $241,000 | 8,821 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $241,000 | 8,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $241,000 | 8,785 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 10,224 |
| Total interest expense | $661,000 | 10,090 |
| Net interest income | $758,000 | 10,230 |
| Provision for loan and lease losses | $14,000 | 8,292 |
| Total noninterest income | $116,000 | 9,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $573,000 | 10,289 |
| Salaries and employee benefits | $360,000 | 9,892 |
| Premises and equipment expense | $72,000 | 10,016 |
| Additional noninterest expense | $141,000 | 10,658 |
| Pre-tax net operating income | $287,000 | 9,221 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $86,000 | 9,001 |
| Income before extraordinary items | $201,000 | 9,288 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $201,000 | 9,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $40,000 | 7,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $201,000 | 9,226 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 10,725 |
| Total interest expense | $631,000 | 10,563 |
| Net interest income | $746,000 | 10,698 |
| Provision for loan and lease losses | $33,000 | 6,978 |
| Total noninterest income | $114,000 | 9,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $563,000 | 10,745 |
| Salaries and employee benefits | $348,000 | 10,348 |
| Premises and equipment expense | $71,000 | 10,456 |
| Additional noninterest expense | $144,000 | 11,121 |
| Pre-tax net operating income | $264,000 | 10,012 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $96,000 | 9,254 |
| Income before extraordinary items | $168,000 | 10,287 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $168,000 | 10,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $40,000 | 7,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $168,000 | 10,259 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 11,382 |
| Total interest expense | $485,000 | 11,165 |
| Net interest income | $700,000 | 11,380 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $113,000 | 10,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $541,000 | 11,399 |
| Salaries and employee benefits | $352,000 | 10,712 |
| Premises and equipment expense | $46,000 | 11,772 |
| Additional noninterest expense | $143,000 | 11,879 |
| Pre-tax net operating income | $272,000 | 10,327 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $108,000 | 9,171 |
| Income before extraordinary items | $164,000 | 10,672 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $164,000 | 10,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $164,000 | 10,708 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 11,980 |
| Total interest expense | $479,000 | 11,781 |
| Net interest income | $675,000 | 11,959 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $124,000 | 10,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $489,000 | 12,226 |
| Salaries and employee benefits | $286,000 | 11,805 |
| Premises and equipment expense | $32,000 | 12,790 |
| Additional noninterest expense | $171,000 | 12,145 |
| Pre-tax net operating income | $310,000 | 10,157 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $105,000 | 9,629 |
| Income before extraordinary items | $205,000 | 10,584 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $205,000 | 10,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $205,000 | 10,360 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 12,535 |
| Total interest expense | $568,000 | 12,447 |
| Net interest income | $661,000 | 12,472 |
| Provision for loan and lease losses | $7,000 | 11,393 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $474,000 | 12,784 |
| Salaries and employee benefits | $280,000 | 12,244 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $151,000 | 12,943 |
| Pre-tax net operating income | $310,000 | 10,041 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $96,000 | 10,025 |
| Income before extraordinary items | $214,000 | 10,413 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $214,000 | 10,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $214,000 | 10,055 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.