Home > Johnson Bank Illinois > Income and Expense
Johnson Bank Illinois, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,566,000 | 3,670 |
| Total interest expense | $4,326,000 | 3,360 |
| Net interest income | $4,240,000 | 3,971 |
| Provision for loan and lease losses | $93,000 | 5,398 |
| Total noninterest income | $1,053,000 | 2,975 |
| Gross Fiduciary activities income | $352,000 | 734 |
| Service charges on deposit accounts | $372,000 | 3,403 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $329,000 | 3,807 |
| Total noninterest expense | $4,453,000 | 3,009 |
| Salaries and employee benefits | $1,688,000 | 3,950 |
| Premises and equipment expense | $736,000 | 2,749 |
| Additional noninterest expense | $2,029,000 | 2,159 |
| Pre-tax net operating income | $747,000 | 6,136 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $199,000 | 5,725 |
| Income before extraordinary items | $550,000 | 6,165 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $550,000 | 6,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $645,000 | 996 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $548,540 | 6,154 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,814,000 | 3,598 |
| Total interest expense | $4,527,000 | 3,279 |
| Net interest income | $4,287,000 | 3,896 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $980,000 | 3,129 |
| Gross Fiduciary activities income | $294,000 | 785 |
| Service charges on deposit accounts | $380,000 | 3,274 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $306,000 | 3,981 |
| Total noninterest expense | $4,319,000 | 3,008 |
| Salaries and employee benefits | $1,655,000 | 3,926 |
| Premises and equipment expense | $748,000 | 2,599 |
| Additional noninterest expense | $1,916,000 | 2,188 |
| Pre-tax net operating income | $848,000 | 5,907 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $262,000 | 5,533 |
| Income before extraordinary items | $589,000 | 6,109 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $589,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $586,930 | 6,016 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,218,000 | 3,876 |
| Total interest expense | $4,404,000 | 3,356 |
| Net interest income | $3,814,000 | 4,409 |
| Provision for loan and lease losses | $207,000 | 3,371 |
| Total noninterest income | $742,000 | 3,795 |
| Gross Fiduciary activities income | $183,000 | 913 |
| Service charges on deposit accounts | $157,000 | 6,058 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $402,000 | 3,267 |
| Total noninterest expense | $4,077,000 | 3,116 |
| Salaries and employee benefits | $1,508,000 | 4,237 |
| Premises and equipment expense | $736,000 | 2,617 |
| Additional noninterest expense | $1,833,000 | 2,269 |
| Pre-tax net operating income | $272,000 | 9,167 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $55,000 | 9,178 |
| Income before extraordinary items | $220,000 | 8,985 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $220,000 | 8,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,671 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $217,600 | 8,976 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,551,000 | 4,253 |
| Total interest expense | $4,260,000 | 3,503 |
| Net interest income | $3,291,000 | 5,085 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $765,000 | 3,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $590,000 | 2,596 |
| Total noninterest expense | $3,524,000 | 3,750 |
| Salaries and employee benefits | $1,441,000 | 4,476 |
| Premises and equipment expense | $713,000 | 2,738 |
| Additional noninterest expense | $1,370,000 | 3,375 |
| Pre-tax net operating income | $442,000 | 8,263 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $110,000 | 8,579 |
| Income before extraordinary items | $332,000 | 8,141 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $332,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $332,000 | 8,083 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 4,315 |
| Total interest expense | $4,581,000 | 3,266 |
| Net interest income | $2,856,000 | 5,720 |
| Provision for loan and lease losses | $463,000 | 1,673 |
| Total noninterest income | $427,000 | 5,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 9,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,413 |
| Total noninterest expense | $3,406,000 | 3,839 |
| Salaries and employee benefits | $1,294,000 | 4,876 |
| Premises and equipment expense | $717,000 | 2,752 |
| Additional noninterest expense | $1,395,000 | 3,277 |
| Pre-tax net operating income | $-586,000 | 11,816 |
| Securities gains (losses) | $-43,000 | 11,086 |
| Applicable income taxes | $-102,000 | 11,716 |
| Income before extraordinary items | $-527,000 | 11,802 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-527,000 | 11,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-490,880 | 11,784 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 5,676 |
| Total interest expense | $2,909,000 | 4,072 |
| Net interest income | $2,083,000 | 7,366 |
| Provision for loan and lease losses | $365,000 | 1,949 |
| Total noninterest income | $241,000 | 8,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 10,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,970 |
| Total noninterest expense | $2,687,000 | 4,847 |
| Salaries and employee benefits | $1,082,000 | 5,723 |
| Premises and equipment expense | $700,000 | 2,829 |
| Additional noninterest expense | $905,000 | 5,143 |
| Pre-tax net operating income | $-728,000 | 12,418 |
| Securities gains (losses) | $-77,000 | 11,356 |
| Applicable income taxes | $-437,000 | 12,471 |
| Income before extraordinary items | $-368,000 | 12,304 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-368,000 | 12,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-318,720 | 12,303 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,749,000 | 8,747 |
| Total interest expense | $1,320,000 | 7,807 |
| Net interest income | $1,429,000 | 9,333 |
| Provision for loan and lease losses | $108,000 | 5,571 |
| Total noninterest income | $123,000 | 10,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $2,000,000 | 6,341 |
| Salaries and employee benefits | $791,000 | 7,382 |
| Premises and equipment expense | $550,000 | 3,570 |
| Additional noninterest expense | $659,000 | 6,879 |
| Pre-tax net operating income | $-556,000 | 12,876 |
| Securities gains (losses) | $95,000 | 2,571 |
| Applicable income taxes | $-155,000 | 13,007 |
| Income before extraordinary items | $-306,000 | 12,829 |
| Extraordinary gains, net | $40,000 | 2,305 |
| Net income | $-266,000 | 12,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-368,700 | 12,792 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 11,541 |
| Total interest expense | $968,000 | 10,540 |
| Net interest income | $719,000 | 12,239 |
| Provision for loan and lease losses | $105,000 | 7,133 |
| Total noninterest income | $37,000 | 13,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 11,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $1,540,000 | 7,778 |
| Salaries and employee benefits | $719,000 | 7,841 |
| Premises and equipment expense | $445,000 | 4,394 |
| Additional noninterest expense | $376,000 | 9,860 |
| Pre-tax net operating income | $-889,000 | 13,451 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $-298,000 | 13,707 |
| Income before extraordinary items | $-581,000 | 13,412 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-581,000 | 13,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-587,600 | 13,313 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.