Home > Johnson Bank Arizona > Income and Expense
Johnson Bank Arizona, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,477,000 | 978 |
| Total interest expense | $2,775,000 | 1,337 |
| Net interest income | $6,702,000 | 846 |
| Provision for loan and lease losses | $225,000 | 1,018 |
| Total noninterest income | $465,000 | 2,295 |
| Gross Fiduciary activities income | $217,000 | 454 |
| Service charges on deposit accounts | $151,000 | 2,587 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,775 |
| Total noninterest expense | $4,025,000 | 1,123 |
| Salaries and employee benefits | $1,981,000 | 1,259 |
| Premises and equipment expense | $802,000 | 804 |
| Additional noninterest expense | $1,242,000 | 1,076 |
| Pre-tax net operating income | $2,917,000 | 870 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $995,000 | 791 |
| Income before extraordinary items | $1,922,000 | 993 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,922,000 | 992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,922,000 | 971 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,973,000 | 968 |
| Total interest expense | $7,392,000 | 1,535 |
| Net interest income | $26,581,000 | 793 |
| Provision for loan and lease losses | $456,000 | 2,042 |
| Total noninterest income | $1,737,000 | 2,440 |
| Gross Fiduciary activities income | $810,000 | 446 |
| Service charges on deposit accounts | $544,000 | 2,874 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $383,000 | 3,848 |
| Total noninterest expense | $15,398,000 | 1,111 |
| Salaries and employee benefits | $8,046,000 | 1,151 |
| Premises and equipment expense | $2,998,000 | 808 |
| Additional noninterest expense | $4,354,000 | 1,183 |
| Pre-tax net operating income | $12,464,000 | 796 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,262,000 | 738 |
| Income before extraordinary items | $8,202,000 | 878 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,202,000 | 879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,996 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,202,000 | 865 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,625,000 | 973 |
| Total interest expense | $5,070,000 | 1,588 |
| Net interest income | $19,555,000 | 811 |
| Provision for loan and lease losses | $456,000 | 1,520 |
| Total noninterest income | $1,257,000 | 2,502 |
| Gross Fiduciary activities income | $568,000 | 456 |
| Service charges on deposit accounts | $422,000 | 2,798 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $267,000 | 4,003 |
| Total noninterest expense | $11,641,000 | 1,086 |
| Salaries and employee benefits | $6,068,000 | 1,134 |
| Premises and equipment expense | $2,306,000 | 781 |
| Additional noninterest expense | $3,267,000 | 1,156 |
| Pre-tax net operating income | $8,715,000 | 849 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,935,000 | 795 |
| Income before extraordinary items | $5,780,000 | 936 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,780,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,780,000 | 918 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,567,000 | 999 |
| Total interest expense | $3,042,000 | 1,670 |
| Net interest income | $12,525,000 | 839 |
| Provision for loan and lease losses | $456,000 | 1,056 |
| Total noninterest income | $819,000 | 2,492 |
| Gross Fiduciary activities income | $366,000 | 468 |
| Service charges on deposit accounts | $285,000 | 2,716 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $168,000 | 4,077 |
| Total noninterest expense | $7,654,000 | 1,095 |
| Salaries and employee benefits | $4,011,000 | 1,132 |
| Premises and equipment expense | $1,534,000 | 781 |
| Additional noninterest expense | $2,109,000 | 1,180 |
| Pre-tax net operating income | $5,234,000 | 904 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,747,000 | 851 |
| Income before extraordinary items | $3,487,000 | 998 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,487,000 | 998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,487,000 | 982 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,452,000 | 1,022 |
| Total interest expense | $1,350,000 | 1,768 |
| Net interest income | $6,102,000 | 848 |
| Provision for loan and lease losses | $228,000 | 999 |
| Total noninterest income | $368,000 | 2,641 |
| Gross Fiduciary activities income | $161,000 | 513 |
| Service charges on deposit accounts | $148,000 | 2,585 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,816 |
| Total noninterest expense | $3,689,000 | 1,127 |
| Salaries and employee benefits | $1,879,000 | 1,222 |
| Premises and equipment expense | $768,000 | 783 |
| Additional noninterest expense | $1,042,000 | 1,184 |
| Pre-tax net operating income | $2,553,000 | 919 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $849,000 | 863 |
| Income before extraordinary items | $1,704,000 | 1,021 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,704,000 | 1,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,704,000 | 998 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $26,416,000 | 1,074 |
| Total interest expense | $4,278,000 | 1,904 |
| Net interest income | $22,138,000 | 885 |
| Provision for loan and lease losses | $780,000 | 1,311 |
| Total noninterest income | $1,698,000 | 2,462 |
| Gross Fiduciary activities income | $655,000 | 479 |
| Service charges on deposit accounts | $681,000 | 2,435 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $362,000 | 3,897 |
| Total noninterest expense | $12,874,000 | 1,282 |
| Salaries and employee benefits | $6,123,000 | 1,450 |
| Premises and equipment expense | $2,931,000 | 772 |
| Additional noninterest expense | $3,820,000 | 1,301 |
| Pre-tax net operating income | $10,182,000 | 862 |
| Securities gains (losses) | $-7,000 | 8,135 |
| Applicable income taxes | $3,397,000 | 819 |
| Income before extraordinary items | $6,778,000 | 972 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,778,000 | 973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,480 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,782,690 | 934 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,215,000 | 1,091 |
| Total interest expense | $3,135,000 | 1,910 |
| Net interest income | $16,080,000 | 920 |
| Provision for loan and lease losses | $585,000 | 1,260 |
| Total noninterest income | $1,224,000 | 2,543 |
| Gross Fiduciary activities income | $457,000 | 502 |
| Service charges on deposit accounts | $527,000 | 2,390 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $240,000 | 4,135 |
| Total noninterest expense | $9,592,000 | 1,282 |
| Salaries and employee benefits | $4,558,000 | 1,453 |
| Premises and equipment expense | $2,175,000 | 781 |
| Additional noninterest expense | $2,859,000 | 1,295 |
| Pre-tax net operating income | $7,127,000 | 930 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $2,372,000 | 888 |
| Income before extraordinary items | $4,769,000 | 1,039 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,769,000 | 1,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,375 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,759,620 | 1,007 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,585,000 | 1,098 |
| Total interest expense | $2,058,000 | 1,927 |
| Net interest income | $10,527,000 | 926 |
| Provision for loan and lease losses | $390,000 | 1,260 |
| Total noninterest income | $800,000 | 2,594 |
| Gross Fiduciary activities income | $271,000 | 545 |
| Service charges on deposit accounts | $361,000 | 2,330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $168,000 | 4,095 |
| Total noninterest expense | $6,414,000 | 1,269 |
| Salaries and employee benefits | $3,060,000 | 1,436 |
| Premises and equipment expense | $1,445,000 | 784 |
| Additional noninterest expense | $1,909,000 | 1,278 |
| Pre-tax net operating income | $4,523,000 | 959 |
| Securities gains (losses) | $-12,000 | 8,715 |
| Applicable income taxes | $1,481,000 | 923 |
| Income before extraordinary items | $3,030,000 | 1,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,030,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,564 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,038,040 | 1,045 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,057,000 | 1,153 |
| Total interest expense | $1,033,000 | 1,937 |
| Net interest income | $5,024,000 | 976 |
| Provision for loan and lease losses | $195,000 | 1,177 |
| Total noninterest income | $389,000 | 2,584 |
| Gross Fiduciary activities income | $121,000 | 590 |
| Service charges on deposit accounts | $187,000 | 2,220 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $81,000 | 4,156 |
| Total noninterest expense | $3,041,000 | 1,352 |
| Salaries and employee benefits | $1,361,000 | 1,645 |
| Premises and equipment expense | $720,000 | 799 |
| Additional noninterest expense | $960,000 | 1,248 |
| Pre-tax net operating income | $2,177,000 | 989 |
| Securities gains (losses) | $-12,000 | 8,930 |
| Applicable income taxes | $708,000 | 974 |
| Income before extraordinary items | $1,457,000 | 1,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,457,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,465,040 | 1,057 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,918,000 | 1,193 |
| Total interest expense | $3,976,000 | 2,224 |
| Net interest income | $19,942,000 | 963 |
| Provision for loan and lease losses | $600,000 | 1,837 |
| Total noninterest income | $1,567,000 | 2,758 |
| Gross Fiduciary activities income | $584,000 | 510 |
| Service charges on deposit accounts | $697,000 | 2,364 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $286,000 | 4,601 |
| Total noninterest expense | $12,638,000 | 1,280 |
| Salaries and employee benefits | $5,884,000 | 1,460 |
| Premises and equipment expense | $2,872,000 | 783 |
| Additional noninterest expense | $3,882,000 | 1,278 |
| Pre-tax net operating income | $8,271,000 | 1,007 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,787,000 | 977 |
| Income before extraordinary items | $5,484,000 | 1,171 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,484,000 | 1,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 9,052 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,484,000 | 1,112 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,858,000 | 1,228 |
| Total interest expense | $3,012,000 | 2,281 |
| Net interest income | $14,846,000 | 981 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $1,103,000 | 2,939 |
| Gross Fiduciary activities income | $399,000 | 550 |
| Service charges on deposit accounts | $510,000 | 2,429 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 4,855 |
| Total noninterest expense | $9,362,000 | 1,309 |
| Salaries and employee benefits | $4,444,000 | 1,465 |
| Premises and equipment expense | $2,108,000 | 810 |
| Additional noninterest expense | $2,810,000 | 1,312 |
| Pre-tax net operating income | $6,137,000 | 1,061 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,055,000 | 1,038 |
| Income before extraordinary items | $4,082,000 | 1,215 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,082,000 | 1,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 9,084 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,082,000 | 1,146 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,524,000 | 1,279 |
| Total interest expense | $2,046,000 | 2,326 |
| Net interest income | $9,478,000 | 1,024 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $714,000 | 2,965 |
| Gross Fiduciary activities income | $265,000 | 554 |
| Service charges on deposit accounts | $330,000 | 2,461 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $119,000 | 5,003 |
| Total noninterest expense | $6,132,000 | 1,329 |
| Salaries and employee benefits | $2,962,000 | 1,453 |
| Premises and equipment expense | $1,404,000 | 809 |
| Additional noninterest expense | $1,766,000 | 1,402 |
| Pre-tax net operating income | $3,760,000 | 1,140 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,244,000 | 1,142 |
| Income before extraordinary items | $2,516,000 | 1,314 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,516,000 | 1,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-91,000 | 9,110 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,516,000 | 1,228 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 1,331 |
| Total interest expense | $1,030,000 | 2,375 |
| Net interest income | $4,482,000 | 1,095 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $339,000 | 2,974 |
| Gross Fiduciary activities income | $113,000 | 604 |
| Service charges on deposit accounts | $167,000 | 2,371 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,000 | 4,952 |
| Total noninterest expense | $2,996,000 | 1,348 |
| Salaries and employee benefits | $1,443,000 | 1,483 |
| Premises and equipment expense | $689,000 | 842 |
| Additional noninterest expense | $864,000 | 1,393 |
| Pre-tax net operating income | $1,675,000 | 1,283 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $552,000 | 1,258 |
| Income before extraordinary items | $1,123,000 | 1,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,123,000 | 1,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 9,169 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,123,000 | 1,361 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,719,000 | 1,345 |
| Total interest expense | $4,877,000 | 2,301 |
| Net interest income | $17,842,000 | 1,071 |
| Provision for loan and lease losses | $750,000 | 1,730 |
| Total noninterest income | $1,462,000 | 2,662 |
| Gross Fiduciary activities income | $583,000 | 528 |
| Service charges on deposit accounts | $568,000 | 2,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $311,000 | 4,181 |
| Total noninterest expense | $11,789,000 | 1,308 |
| Salaries and employee benefits | $5,386,000 | 1,507 |
| Premises and equipment expense | $2,543,000 | 857 |
| Additional noninterest expense | $3,860,000 | 1,252 |
| Pre-tax net operating income | $6,765,000 | 1,243 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $2,289,000 | 1,157 |
| Income before extraordinary items | $4,482,000 | 1,389 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,482,000 | 1,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,348 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,478,040 | 1,341 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,686,000 | 1,442 |
| Total interest expense | $8,141,000 | 1,987 |
| Net interest income | $15,545,000 | 1,143 |
| Provision for loan and lease losses | $480,000 | 2,273 |
| Total noninterest income | $1,179,000 | 2,962 |
| Gross Fiduciary activities income | $538,000 | 572 |
| Service charges on deposit accounts | $382,000 | 3,532 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $259,000 | 4,419 |
| Total noninterest expense | $10,200,000 | 1,447 |
| Salaries and employee benefits | $4,485,000 | 1,682 |
| Premises and equipment expense | $2,280,000 | 916 |
| Additional noninterest expense | $3,435,000 | 1,362 |
| Pre-tax net operating income | $6,044,000 | 1,240 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $2,064,000 | 1,153 |
| Income before extraordinary items | $3,988,000 | 1,371 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,988,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,068 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,982,720 | 1,314 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,795,000 | 1,408 |
| Total interest expense | $10,340,000 | 1,665 |
| Net interest income | $14,455,000 | 1,213 |
| Provision for loan and lease losses | $550,000 | 1,730 |
| Total noninterest income | $984,000 | 3,175 |
| Gross Fiduciary activities income | $440,000 | 636 |
| Service charges on deposit accounts | $241,000 | 4,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $303,000 | 3,895 |
| Total noninterest expense | $9,225,000 | 1,513 |
| Salaries and employee benefits | $4,151,000 | 1,731 |
| Premises and equipment expense | $2,012,000 | 991 |
| Additional noninterest expense | $3,062,000 | 1,474 |
| Pre-tax net operating income | $5,664,000 | 1,301 |
| Securities gains (losses) | $15,000 | 1,035 |
| Applicable income taxes | $2,034,000 | 1,138 |
| Income before extraordinary items | $3,645,000 | 1,450 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,645,000 | 1,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,361 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,635,400 | 1,451 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,378,000 | 1,673 |
| Total interest expense | $7,308,000 | 2,044 |
| Net interest income | $12,070,000 | 1,450 |
| Provision for loan and lease losses | $260,000 | 2,969 |
| Total noninterest income | $959,000 | 3,186 |
| Gross Fiduciary activities income | $414,000 | 692 |
| Service charges on deposit accounts | $260,000 | 4,418 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $285,000 | 4,129 |
| Total noninterest expense | $8,427,000 | 1,631 |
| Salaries and employee benefits | $3,788,000 | 1,836 |
| Premises and equipment expense | $1,746,000 | 1,147 |
| Additional noninterest expense | $2,893,000 | 1,557 |
| Pre-tax net operating income | $4,342,000 | 1,728 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $1,534,000 | 1,574 |
| Income before extraordinary items | $2,811,000 | 1,887 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,811,000 | 1,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,092 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,809,050 | 1,857 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,197,000 | 2,141 |
| Total interest expense | $4,839,000 | 3,090 |
| Net interest income | $10,358,000 | 1,643 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $906,000 | 3,304 |
| Gross Fiduciary activities income | $457,000 | 669 |
| Service charges on deposit accounts | $172,000 | 5,561 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $277,000 | 4,193 |
| Total noninterest expense | $7,471,000 | 1,750 |
| Salaries and employee benefits | $3,260,000 | 2,078 |
| Premises and equipment expense | $1,239,000 | 1,580 |
| Additional noninterest expense | $2,972,000 | 1,465 |
| Pre-tax net operating income | $3,793,000 | 1,925 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $1,163,000 | 2,055 |
| Income before extraordinary items | $2,637,000 | 1,989 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,637,000 | 1,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,632,170 | 1,915 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,562,000 | 2,610 |
| Total interest expense | $4,109,000 | 3,575 |
| Net interest income | $8,453,000 | 2,061 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $991,000 | 3,059 |
| Gross Fiduciary activities income | $399,000 | 734 |
| Service charges on deposit accounts | $141,000 | 6,332 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $451,000 | 3,036 |
| Total noninterest expense | $5,656,000 | 2,279 |
| Salaries and employee benefits | $2,510,000 | 2,632 |
| Premises and equipment expense | $996,000 | 1,979 |
| Additional noninterest expense | $2,150,000 | 1,974 |
| Pre-tax net operating income | $3,788,000 | 1,979 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $1,448,000 | 1,757 |
| Income before extraordinary items | $2,343,000 | 2,246 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,343,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-495,000 | 10,878 |
| Cash dividends | $1,500,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,341,080 | 2,190 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,400,000 | 3,161 |
| Total interest expense | $3,846,000 | 3,855 |
| Net interest income | $6,554,000 | 2,708 |
| Provision for loan and lease losses | $-237,000 | 11,355 |
| Total noninterest income | $1,088,000 | 2,916 |
| Gross Fiduciary activities income | $304,000 | 856 |
| Service charges on deposit accounts | $115,000 | 7,175 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $669,000 | 2,381 |
| Total noninterest expense | $5,942,000 | 2,315 |
| Salaries and employee benefits | $2,733,000 | 2,435 |
| Premises and equipment expense | $1,070,000 | 1,885 |
| Additional noninterest expense | $2,139,000 | 2,307 |
| Pre-tax net operating income | $1,937,000 | 3,493 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $699,000 | 3,178 |
| Income before extraordinary items | $1,234,000 | 3,786 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,234,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-274,000 | 11,368 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,236,560 | 3,731 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,170,000 | 3,234 |
| Total interest expense | $4,404,000 | 3,372 |
| Net interest income | $5,766,000 | 3,081 |
| Provision for loan and lease losses | $-99,000 | 11,702 |
| Total noninterest income | $810,000 | 3,646 |
| Gross Fiduciary activities income | $190,000 | 1,018 |
| Service charges on deposit accounts | $223,000 | 5,297 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $397,000 | 3,328 |
| Total noninterest expense | $5,724,000 | 2,380 |
| Salaries and employee benefits | $2,653,000 | 2,519 |
| Premises and equipment expense | $1,005,000 | 2,013 |
| Additional noninterest expense | $2,066,000 | 2,339 |
| Pre-tax net operating income | $951,000 | 6,191 |
| Securities gains (losses) | $28,000 | 1,681 |
| Applicable income taxes | $257,000 | 6,541 |
| Income before extraordinary items | $722,000 | 5,855 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $722,000 | 5,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,353 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $701,280 | 5,970 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,484,000 | 3,528 |
| Total interest expense | $3,380,000 | 3,553 |
| Net interest income | $5,104,000 | 3,490 |
| Provision for loan and lease losses | $-76,000 | 12,095 |
| Total noninterest income | $681,000 | 4,211 |
| Gross Fiduciary activities income | $114,000 | 1,154 |
| Service charges on deposit accounts | $226,000 | 5,407 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $341,000 | 3,776 |
| Total noninterest expense | $4,715,000 | 2,932 |
| Salaries and employee benefits | $2,036,000 | 3,230 |
| Premises and equipment expense | $889,000 | 2,268 |
| Additional noninterest expense | $1,790,000 | 2,847 |
| Pre-tax net operating income | $1,146,000 | 5,412 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $-477,000 | 12,482 |
| Income before extraordinary items | $1,634,000 | 2,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,634,000 | 2,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,047 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,623,000 | 2,987 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,263,000 | 4,773 |
| Total interest expense | $3,284,000 | 3,801 |
| Net interest income | $2,979,000 | 5,683 |
| Provision for loan and lease losses | $-219,000 | 13,058 |
| Total noninterest income | $503,000 | 5,570 |
| Gross Fiduciary activities income | $51,000 | 1,335 |
| Service charges on deposit accounts | $161,000 | 6,809 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $291,000 | 4,551 |
| Total noninterest expense | $2,936,000 | 4,604 |
| Salaries and employee benefits | $1,449,000 | 4,405 |
| Premises and equipment expense | $541,000 | 3,625 |
| Additional noninterest expense | $946,000 | 5,162 |
| Pre-tax net operating income | $765,000 | 6,998 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $-95,000 | 12,950 |
| Income before extraordinary items | $867,000 | 5,229 |
| Extraordinary gains, net | $700,000 | 323 |
| Net income | $1,567,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 12,866 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $860,000 | 5,049 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,037,000 | 4,800 |
| Total interest expense | $3,876,000 | 4,186 |
| Net interest income | $3,161,000 | 5,476 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $419,000 | 6,363 |
| Gross Fiduciary activities income | $26,000 | 1,457 |
| Service charges on deposit accounts | $157,000 | 6,925 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $236,000 | 5,159 |
| Total noninterest expense | $2,913,000 | 4,655 |
| Salaries and employee benefits | $1,352,000 | 4,651 |
| Premises and equipment expense | $554,000 | 3,626 |
| Additional noninterest expense | $1,007,000 | 5,024 |
| Pre-tax net operating income | $667,000 | 7,289 |
| Securities gains (losses) | $180,000 | 2,158 |
| Applicable income taxes | $326,000 | 5,617 |
| Income before extraordinary items | $521,000 | 7,158 |
| Extraordinary gains, net | $326,000 | 286 |
| Net income | $847,000 | 5,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-266,000 | 13,881 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $405,800 | 7,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.