Home > John O. Melby & Co. Bank > Income and Expense
John O. Melby & Co. Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 6,314 |
| Total interest expense | $107,000 | 6,389 |
| Net interest income | $1,242,000 | 6,261 |
| Provision for loan and lease losses | $26,000 | 4,607 |
| Total noninterest income | $88,000 | 6,270 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $61,000 | 5,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 6,140 |
| Total noninterest expense | $1,133,000 | 6,225 |
| Salaries and employee benefits | $647,000 | 6,167 |
| Premises and equipment expense | $72,000 | 6,491 |
| Additional noninterest expense | $414,000 | 6,077 |
| Pre-tax net operating income | $171,000 | 5,786 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $171,000 | 5,792 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $171,000 | 5,795 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $171,000 | 5,795 |
| Net charge-offs | $23,000 | 4,787 |
| Cash dividends | $140,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $171,000 | 5,734 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 6,382 |
| Total interest expense | $84,000 | 6,449 |
| Net interest income | $929,000 | 6,322 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $68,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $46,000 | 5,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $22,000 | 6,207 |
| Total noninterest expense | $837,000 | 6,280 |
| Salaries and employee benefits | $484,000 | 6,194 |
| Premises and equipment expense | $54,000 | 6,552 |
| Additional noninterest expense | $299,000 | 6,145 |
| Pre-tax net operating income | $140,000 | 5,861 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $140,000 | 5,863 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $140,000 | 5,865 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $140,000 | 5,865 |
| Net charge-offs | $20,000 | 4,412 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $140,000 | 5,803 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $676,000 | 6,421 |
| Total interest expense | $58,000 | 6,485 |
| Net interest income | $618,000 | 6,363 |
| Provision for loan and lease losses | $12,000 | 4,449 |
| Total noninterest income | $48,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $28,000 | 5,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $20,000 | 6,098 |
| Total noninterest expense | $559,000 | 6,317 |
| Salaries and employee benefits | $323,000 | 6,231 |
| Premises and equipment expense | $37,000 | 6,573 |
| Additional noninterest expense | $199,000 | 6,179 |
| Pre-tax net operating income | $95,000 | 5,848 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $95,000 | 5,880 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $95,000 | 5,882 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $95,000 | 5,882 |
| Net charge-offs | $12,000 | 4,240 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $95,000 | 5,791 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 6,492 |
| Total interest expense | $30,000 | 6,548 |
| Net interest income | $300,000 | 6,431 |
| Provision for loan and lease losses | $6,000 | 4,140 |
| Total noninterest income | $19,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $277,000 | 6,393 |
| Salaries and employee benefits | $160,000 | 6,300 |
| Premises and equipment expense | $20,000 | 6,576 |
| Additional noninterest expense | $97,000 | 6,272 |
| Pre-tax net operating income | $36,000 | 5,984 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $36,000 | 6,038 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $36,000 | 6,038 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $36,000 | 6,039 |
| Net charge-offs | $13,000 | 3,331 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $36,000 | 5,949 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 6,473 |
| Total interest expense | $162,000 | 6,577 |
| Net interest income | $1,341,000 | 6,403 |
| Provision for loan and lease losses | $24,000 | 5,539 |
| Total noninterest income | $78,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $58,000 | 6,088 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $20,000 | 6,264 |
| Total noninterest expense | $1,123,000 | 6,470 |
| Salaries and employee benefits | $641,000 | 6,384 |
| Premises and equipment expense | $72,000 | 6,746 |
| Additional noninterest expense | $410,000 | 6,320 |
| Pre-tax net operating income | $272,000 | 5,488 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,000 | 4,670 |
| Income before extraordinary items | $271,000 | 5,557 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $271,000 | 5,553 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $271,000 | 5,555 |
| Net charge-offs | $-3,000 | 6,454 |
| Cash dividends | $260,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $271,000 | 5,365 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 6,561 |
| Total interest expense | $128,000 | 6,664 |
| Net interest income | $1,022,000 | 6,489 |
| Provision for loan and lease losses | $18,000 | 5,434 |
| Total noninterest income | $60,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $44,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 6,387 |
| Total noninterest expense | $838,000 | 6,542 |
| Salaries and employee benefits | $488,000 | 6,422 |
| Premises and equipment expense | $54,000 | 6,827 |
| Additional noninterest expense | $296,000 | 6,425 |
| Pre-tax net operating income | $226,000 | 5,590 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $225,000 | 5,622 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $225,000 | 5,621 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $225,000 | 5,621 |
| Net charge-offs | $-3,000 | 6,397 |
| Cash dividends | $70,000 | 3,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $225,000 | 5,443 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $780,000 | 6,597 |
| Total interest expense | $88,000 | 6,725 |
| Net interest income | $692,000 | 6,518 |
| Provision for loan and lease losses | $12,000 | 5,300 |
| Total noninterest income | $40,000 | 6,597 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $28,000 | 6,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,397 |
| Total noninterest expense | $569,000 | 6,573 |
| Salaries and employee benefits | $333,000 | 6,445 |
| Premises and equipment expense | $36,000 | 6,872 |
| Additional noninterest expense | $200,000 | 6,451 |
| Pre-tax net operating income | $151,000 | 5,589 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $150,000 | 5,632 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $150,000 | 5,631 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $150,000 | 5,631 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $70,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $150,000 | 5,452 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 6,638 |
| Total interest expense | $46,000 | 6,771 |
| Net interest income | $351,000 | 6,550 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $17,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $291,000 | 6,612 |
| Salaries and employee benefits | $176,000 | 6,407 |
| Premises and equipment expense | $20,000 | 6,845 |
| Additional noninterest expense | $95,000 | 6,564 |
| Pre-tax net operating income | $71,000 | 5,717 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $71,000 | 5,740 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $71,000 | 5,740 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $71,000 | 5,740 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $71,000 | 5,586 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 6,693 |
| Total interest expense | $257,000 | 6,696 |
| Net interest income | $1,358,000 | 6,632 |
| Provision for loan and lease losses | $12,000 | 6,315 |
| Total noninterest income | $94,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $72,000 | 5,943 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $22,000 | 6,333 |
| Total noninterest expense | $1,166,000 | 6,661 |
| Salaries and employee benefits | $649,000 | 6,589 |
| Premises and equipment expense | $74,000 | 7,009 |
| Additional noninterest expense | $443,000 | 6,431 |
| Pre-tax net operating income | $274,000 | 5,317 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-2,000 | 6,521 |
| Income before extraordinary items | $276,000 | 5,324 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $276,000 | 5,326 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $276,000 | 5,326 |
| Net charge-offs | $23,000 | 5,858 |
| Cash dividends | $250,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $276,000 | 5,213 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 6,762 |
| Total interest expense | $207,000 | 6,735 |
| Net interest income | $1,003,000 | 6,712 |
| Provision for loan and lease losses | $9,000 | 6,217 |
| Total noninterest income | $70,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $54,000 | 5,973 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $16,000 | 6,487 |
| Total noninterest expense | $876,000 | 6,697 |
| Salaries and employee benefits | $497,000 | 6,582 |
| Premises and equipment expense | $63,000 | 6,982 |
| Additional noninterest expense | $316,000 | 6,539 |
| Pre-tax net operating income | $188,000 | 5,517 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-2,000 | 6,729 |
| Income before extraordinary items | $190,000 | 5,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,524 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $190,000 | 5,524 |
| Net charge-offs | $22,000 | 5,495 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $190,000 | 5,394 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $808,000 | 6,825 |
| Total interest expense | $150,000 | 6,746 |
| Net interest income | $658,000 | 6,787 |
| Provision for loan and lease losses | $6,000 | 6,059 |
| Total noninterest income | $47,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $34,000 | 6,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 6,489 |
| Total noninterest expense | $582,000 | 6,780 |
| Salaries and employee benefits | $323,000 | 6,681 |
| Premises and equipment expense | $42,000 | 7,049 |
| Additional noninterest expense | $217,000 | 6,580 |
| Pre-tax net operating income | $117,000 | 5,603 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-2,000 | 6,799 |
| Income before extraordinary items | $119,000 | 5,566 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $119,000 | 5,565 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $119,000 | 5,566 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $119,000 | 5,480 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $400,000 | 6,881 |
| Total interest expense | $79,000 | 6,787 |
| Net interest income | $321,000 | 6,849 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $21,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $302,000 | 6,775 |
| Salaries and employee benefits | $170,000 | 6,631 |
| Premises and equipment expense | $23,000 | 7,027 |
| Additional noninterest expense | $109,000 | 6,630 |
| Pre-tax net operating income | $37,000 | 5,919 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-3,000 | 6,930 |
| Income before extraordinary items | $40,000 | 5,852 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $40,000 | 5,851 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $40,000 | 5,852 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $40,000 | 5,823 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 6,864 |
| Total interest expense | $399,000 | 6,799 |
| Net interest income | $1,385,000 | 6,823 |
| Provision for loan and lease losses | $12,000 | 6,892 |
| Total noninterest income | $94,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 5,867 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 6,580 |
| Total noninterest expense | $1,168,000 | 6,905 |
| Salaries and employee benefits | $653,000 | 6,794 |
| Premises and equipment expense | $72,000 | 7,299 |
| Additional noninterest expense | $443,000 | 6,679 |
| Pre-tax net operating income | $299,000 | 4,902 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $298,000 | 4,948 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $298,000 | 4,951 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $298,000 | 4,951 |
| Net charge-offs | $14,000 | 6,477 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $298,000 | 4,806 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 6,957 |
| Total interest expense | $304,000 | 6,918 |
| Net interest income | $1,055,000 | 6,897 |
| Provision for loan and lease losses | $9,000 | 6,858 |
| Total noninterest income | $74,000 | 6,820 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $56,000 | 5,928 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $18,000 | 6,717 |
| Total noninterest expense | $871,000 | 6,982 |
| Salaries and employee benefits | $499,000 | 6,821 |
| Premises and equipment expense | $61,000 | 7,295 |
| Additional noninterest expense | $311,000 | 6,822 |
| Pre-tax net operating income | $249,000 | 5,063 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $248,000 | 5,103 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $248,000 | 5,105 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $248,000 | 5,106 |
| Net charge-offs | $14,000 | 6,146 |
| Cash dividends | $150,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $248,000 | 4,922 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $915,000 | 7,000 |
| Total interest expense | $202,000 | 7,004 |
| Net interest income | $713,000 | 6,918 |
| Provision for loan and lease losses | $6,000 | 6,719 |
| Total noninterest income | $46,000 | 6,918 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $35,000 | 6,033 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 6,798 |
| Total noninterest expense | $571,000 | 7,056 |
| Salaries and employee benefits | $324,000 | 6,920 |
| Premises and equipment expense | $43,000 | 7,318 |
| Additional noninterest expense | $204,000 | 6,882 |
| Pre-tax net operating income | $182,000 | 5,034 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,000 | 6,843 |
| Income before extraordinary items | $183,000 | 5,004 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $183,000 | 5,005 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $183,000 | 5,004 |
| Net charge-offs | $9,000 | 5,868 |
| Cash dividends | $75,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $183,000 | 4,853 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 7,025 |
| Total interest expense | $102,000 | 7,120 |
| Net interest income | $375,000 | 6,916 |
| Provision for loan and lease losses | $3,000 | 6,435 |
| Total noninterest income | $19,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,000 | 7,254 |
| Total noninterest expense | $269,000 | 7,198 |
| Salaries and employee benefits | $149,000 | 7,128 |
| Premises and equipment expense | $23,000 | 7,349 |
| Additional noninterest expense | $97,000 | 7,038 |
| Pre-tax net operating income | $122,000 | 4,809 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-4,000 | 7,051 |
| Income before extraordinary items | $126,000 | 4,657 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $126,000 | 4,658 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $126,000 | 4,656 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $126,000 | 4,545 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 7,010 |
| Total interest expense | $491,000 | 7,155 |
| Net interest income | $1,567,000 | 6,815 |
| Provision for loan and lease losses | $41,000 | 6,942 |
| Total noninterest income | $123,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $89,000 | 5,905 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $34,000 | 6,663 |
| Total noninterest expense | $1,251,000 | 7,089 |
| Salaries and employee benefits | $689,000 | 6,992 |
| Premises and equipment expense | $100,000 | 7,381 |
| Additional noninterest expense | $462,000 | 6,905 |
| Pre-tax net operating income | $398,000 | 4,253 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $6,000 | 3,998 |
| Income before extraordinary items | $392,000 | 4,202 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $392,000 | 4,202 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $392,000 | 4,202 |
| Net charge-offs | $68,000 | 6,009 |
| Cash dividends | $335,000 | 3,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $392,000 | 4,131 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 7,051 |
| Total interest expense | $385,000 | 7,218 |
| Net interest income | $1,208,000 | 6,806 |
| Provision for loan and lease losses | $9,000 | 7,127 |
| Total noninterest income | $94,000 | 6,902 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $66,000 | 5,973 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $28,000 | 6,761 |
| Total noninterest expense | $949,000 | 7,117 |
| Salaries and employee benefits | $502,000 | 7,074 |
| Premises and equipment expense | $85,000 | 7,318 |
| Additional noninterest expense | $362,000 | 6,874 |
| Pre-tax net operating income | $344,000 | 4,379 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $342,000 | 4,254 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $342,000 | 4,249 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $342,000 | 4,252 |
| Net charge-offs | $8,000 | 6,593 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $342,000 | 4,182 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,084 |
| Total interest expense | $268,000 | 7,279 |
| Net interest income | $821,000 | 6,797 |
| Provision for loan and lease losses | $6,000 | 7,015 |
| Total noninterest income | $70,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $44,000 | 5,974 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $651,000 | 7,126 |
| Salaries and employee benefits | $339,000 | 7,122 |
| Premises and equipment expense | $57,000 | 7,391 |
| Additional noninterest expense | $255,000 | 6,812 |
| Pre-tax net operating income | $234,000 | 4,448 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $234,000 | 4,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,340 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $234,000 | 4,340 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $234,000 | 4,231 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 7,040 |
| Total interest expense | $143,000 | 7,285 |
| Net interest income | $429,000 | 6,734 |
| Provision for loan and lease losses | $3,000 | 6,618 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $309,000 | 7,221 |
| Salaries and employee benefits | $155,000 | 7,316 |
| Premises and equipment expense | $33,000 | 7,236 |
| Additional noninterest expense | $121,000 | 6,766 |
| Pre-tax net operating income | $148,000 | 4,530 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-4,000 | 7,115 |
| Income before extraordinary items | $152,000 | 4,331 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $152,000 | 4,334 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $152,000 | 4,334 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $152,000 | 4,166 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 7,049 |
| Total interest expense | $864,000 | 7,016 |
| Net interest income | $1,564,000 | 6,923 |
| Provision for loan and lease losses | $76,000 | 6,269 |
| Total noninterest income | $140,000 | 6,957 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $102,000 | 5,877 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $38,000 | 7,010 |
| Total noninterest expense | $1,198,000 | 7,268 |
| Salaries and employee benefits | $648,000 | 7,287 |
| Premises and equipment expense | $103,000 | 7,589 |
| Additional noninterest expense | $447,000 | 6,854 |
| Pre-tax net operating income | $430,000 | 5,066 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $414,000 | 4,716 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $414,000 | 4,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,263 |
| Cash dividends | $360,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $414,000 | 4,883 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 7,058 |
| Total interest expense | $687,000 | 7,035 |
| Net interest income | $1,189,000 | 6,942 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $103,000 | 7,089 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $71,000 | 6,004 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $892,000 | 7,300 |
| Salaries and employee benefits | $500,000 | 7,249 |
| Premises and equipment expense | $72,000 | 7,700 |
| Additional noninterest expense | $320,000 | 6,922 |
| Pre-tax net operating income | $355,000 | 5,425 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $9,000 | 4,894 |
| Income before extraordinary items | $346,000 | 5,013 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $346,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $230,000 | 3,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $346,000 | 5,173 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 7,106 |
| Total interest expense | $496,000 | 7,032 |
| Net interest income | $768,000 | 7,039 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $74,000 | 7,072 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $43,000 | 6,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $615,000 | 7,297 |
| Salaries and employee benefits | $347,000 | 7,252 |
| Premises and equipment expense | $47,000 | 7,766 |
| Additional noninterest expense | $221,000 | 6,883 |
| Pre-tax net operating income | $217,000 | 5,702 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $211,000 | 5,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $211,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $130,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $211,000 | 5,459 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 7,111 |
| Total interest expense | $264,000 | 7,051 |
| Net interest income | $392,000 | 7,049 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $31,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $296,000 | 7,402 |
| Salaries and employee benefits | $164,000 | 7,384 |
| Premises and equipment expense | $24,000 | 7,772 |
| Additional noninterest expense | $108,000 | 6,932 |
| Pre-tax net operating income | $125,000 | 5,712 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $121,000 | 5,555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $121,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $55,000 | 3,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $121,000 | 5,456 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 7,139 |
| Total interest expense | $1,186,000 | 6,895 |
| Net interest income | $1,408,000 | 7,242 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $120,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $84,000 | 6,243 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $36,000 | 7,395 |
| Total noninterest expense | $1,166,000 | 7,411 |
| Salaries and employee benefits | $659,000 | 7,367 |
| Premises and equipment expense | $95,000 | 7,804 |
| Additional noninterest expense | $412,000 | 6,982 |
| Pre-tax net operating income | $357,000 | 6,408 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 5,687 |
| Income before extraordinary items | $349,000 | 6,246 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $349,000 | 6,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,544 |
| Cash dividends | $288,000 | 4,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $349,000 | 6,233 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 7,193 |
| Total interest expense | $892,000 | 6,915 |
| Net interest income | $1,041,000 | 7,314 |
| Provision for loan and lease losses | $4,000 | 6,410 |
| Total noninterest income | $90,000 | 7,426 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $63,000 | 6,280 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $877,000 | 7,389 |
| Salaries and employee benefits | $504,000 | 7,309 |
| Premises and equipment expense | $72,000 | 7,770 |
| Additional noninterest expense | $301,000 | 7,035 |
| Pre-tax net operating income | $250,000 | 6,773 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $5,000 | 5,890 |
| Income before extraordinary items | $245,000 | 6,590 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $245,000 | 6,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,961 |
| Cash dividends | $103,000 | 4,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $245,000 | 6,574 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 7,289 |
| Total interest expense | $579,000 | 6,982 |
| Net interest income | $668,000 | 7,444 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $59,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $19,000 | 7,424 |
| Total noninterest expense | $606,000 | 7,372 |
| Salaries and employee benefits | $357,000 | 7,237 |
| Premises and equipment expense | $48,000 | 7,824 |
| Additional noninterest expense | $201,000 | 7,056 |
| Pre-tax net operating income | $119,000 | 7,145 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $116,000 | 7,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $116,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $50,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $116,000 | 7,001 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $612,000 | 7,351 |
| Total interest expense | $273,000 | 7,095 |
| Net interest income | $339,000 | 7,453 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $306,000 | 7,390 |
| Salaries and employee benefits | $177,000 | 7,297 |
| Premises and equipment expense | $25,000 | 7,791 |
| Additional noninterest expense | $104,000 | 7,022 |
| Pre-tax net operating income | $59,000 | 7,173 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $57,000 | 7,060 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $57,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $16,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $57,000 | 7,045 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 7,381 |
| Total interest expense | $917,000 | 7,103 |
| Net interest income | $1,286,000 | 7,460 |
| Provision for loan and lease losses | $1,000 | 6,832 |
| Total noninterest income | $131,000 | 7,460 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $94,000 | 6,232 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 7,547 |
| Total noninterest expense | $1,202,000 | 7,377 |
| Salaries and employee benefits | $756,000 | 7,103 |
| Premises and equipment expense | $105,000 | 7,738 |
| Additional noninterest expense | $341,000 | 7,359 |
| Pre-tax net operating income | $214,000 | 7,356 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $10,000 | 6,155 |
| Income before extraordinary items | $203,000 | 7,264 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $203,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $325,000 | 4,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $203,950 | 7,258 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 7,464 |
| Total interest expense | $660,000 | 7,166 |
| Net interest income | $959,000 | 7,546 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $102,000 | 7,487 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $71,000 | 6,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,477 |
| Total noninterest expense | $896,000 | 7,395 |
| Salaries and employee benefits | $582,000 | 7,031 |
| Premises and equipment expense | $81,000 | 7,742 |
| Additional noninterest expense | $233,000 | 7,524 |
| Pre-tax net operating income | $165,000 | 7,566 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $156,000 | 7,447 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $156,000 | 7,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $213,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $156,950 | 7,446 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 7,498 |
| Total interest expense | $413,000 | 7,223 |
| Net interest income | $651,000 | 7,562 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $63,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $608,000 | 7,396 |
| Salaries and employee benefits | $401,000 | 6,968 |
| Premises and equipment expense | $56,000 | 7,712 |
| Additional noninterest expense | $151,000 | 7,594 |
| Pre-tax net operating income | $106,000 | 7,656 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $99,000 | 7,538 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $99,000 | 7,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $213,000 | 3,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $99,940 | 7,545 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 7,514 |
| Total interest expense | $197,000 | 7,248 |
| Net interest income | $327,000 | 7,571 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $28,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $294,000 | 7,472 |
| Salaries and employee benefits | $193,000 | 7,085 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $74,000 | 7,635 |
| Pre-tax net operating income | $61,000 | 7,560 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $56,000 | 7,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $175,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $56,930 | 7,433 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 7,362 |
| Total interest expense | $643,000 | 7,209 |
| Net interest income | $1,451,000 | 7,365 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $126,000 | 7,698 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $81,000 | 6,572 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,498 |
| Total noninterest expense | $1,273,000 | 7,273 |
| Salaries and employee benefits | $855,000 | 6,768 |
| Premises and equipment expense | $102,000 | 7,839 |
| Additional noninterest expense | $316,000 | 7,548 |
| Pre-tax net operating income | $304,000 | 7,367 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $14,000 | 6,434 |
| Income before extraordinary items | $290,000 | 7,223 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $290,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $306,000 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $290,000 | 7,205 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 7,393 |
| Total interest expense | $466,000 | 7,217 |
| Net interest income | $1,092,000 | 7,394 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $99,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 6,651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,342 |
| Total noninterest expense | $946,000 | 7,286 |
| Salaries and employee benefits | $629,000 | 6,795 |
| Premises and equipment expense | $79,000 | 7,804 |
| Additional noninterest expense | $238,000 | 7,542 |
| Pre-tax net operating income | $245,000 | 7,446 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $11,000 | 6,502 |
| Income before extraordinary items | $234,000 | 7,279 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $234,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $306,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $234,000 | 7,243 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 7,378 |
| Total interest expense | $300,000 | 7,185 |
| Net interest income | $735,000 | 7,381 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $73,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $629,000 | 7,291 |
| Salaries and employee benefits | $428,000 | 6,761 |
| Premises and equipment expense | $53,000 | 7,794 |
| Additional noninterest expense | $148,000 | 7,649 |
| Pre-tax net operating income | $179,000 | 7,344 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $171,000 | 7,155 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $171,000 | 7,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $236,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $171,000 | 7,122 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $517,000 | 7,413 |
| Total interest expense | $142,000 | 7,267 |
| Net interest income | $375,000 | 7,400 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $309,000 | 7,385 |
| Salaries and employee benefits | $205,000 | 6,918 |
| Premises and equipment expense | $26,000 | 7,883 |
| Additional noninterest expense | $78,000 | 7,612 |
| Pre-tax net operating income | $106,000 | 7,134 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $101,000 | 6,882 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $101,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $96,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $101,000 | 6,852 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 7,273 |
| Total interest expense | $569,000 | 7,066 |
| Net interest income | $1,536,000 | 7,260 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $146,000 | 7,646 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $94,000 | 6,566 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $1,270,000 | 7,321 |
| Salaries and employee benefits | $824,000 | 6,849 |
| Premises and equipment expense | $127,000 | 7,619 |
| Additional noninterest expense | $319,000 | 7,593 |
| Pre-tax net operating income | $412,000 | 7,030 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $12,000 | 6,712 |
| Income before extraordinary items | $397,000 | 6,788 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $397,000 | 6,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $314,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $399,910 | 6,713 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 7,291 |
| Total interest expense | $429,000 | 7,051 |
| Net interest income | $1,153,000 | 7,292 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $112,000 | 7,646 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $71,000 | 6,603 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $922,000 | 7,353 |
| Salaries and employee benefits | $598,000 | 6,911 |
| Premises and equipment expense | $98,000 | 7,564 |
| Additional noninterest expense | $226,000 | 7,696 |
| Pre-tax net operating income | $343,000 | 6,985 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $13,000 | 6,704 |
| Income before extraordinary items | $327,000 | 6,741 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $327,000 | 6,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $314,000 | 3,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $329,880 | 6,658 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 7,312 |
| Total interest expense | $287,000 | 7,076 |
| Net interest income | $774,000 | 7,299 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $73,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $46,000 | 6,661 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $589,000 | 7,495 |
| Salaries and employee benefits | $374,000 | 7,121 |
| Premises and equipment expense | $64,000 | 7,627 |
| Additional noninterest expense | $151,000 | 7,715 |
| Pre-tax net operating income | $258,000 | 6,777 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $9,000 | 6,693 |
| Income before extraordinary items | $249,000 | 6,454 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $249,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $234,000 | 3,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $249,000 | 6,360 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 7,354 |
| Total interest expense | $146,000 | 7,091 |
| Net interest income | $387,000 | 7,343 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $35,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $297,000 | 7,524 |
| Salaries and employee benefits | $185,000 | 7,188 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $80,000 | 7,636 |
| Pre-tax net operating income | $125,000 | 6,792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $120,000 | 6,518 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $120,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,748 |
| Cash dividends | $34,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $120,000 | 6,399 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,296,000 | 7,255 |
| Total interest expense | $658,000 | 7,196 |
| Net interest income | $1,638,000 | 7,155 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $127,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $93,000 | 6,661 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $34,000 | 7,994 |
| Total noninterest expense | $1,286,000 | 7,301 |
| Salaries and employee benefits | $837,000 | 6,785 |
| Premises and equipment expense | $149,000 | 7,409 |
| Additional noninterest expense | $300,000 | 7,754 |
| Pre-tax net operating income | $479,000 | 6,746 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $13,000 | 6,950 |
| Income before extraordinary items | $467,000 | 6,486 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $467,000 | 6,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $420,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $466,030 | 6,334 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 7,330 |
| Total interest expense | $501,000 | 7,310 |
| Net interest income | $1,227,000 | 7,202 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $97,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $71,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $944,000 | 7,336 |
| Salaries and employee benefits | $626,000 | 6,801 |
| Premises and equipment expense | $103,000 | 7,576 |
| Additional noninterest expense | $215,000 | 7,862 |
| Pre-tax net operating income | $380,000 | 6,799 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $370,000 | 6,531 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $370,000 | 6,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $372,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $369,030 | 6,370 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 7,379 |
| Total interest expense | $342,000 | 7,380 |
| Net interest income | $815,000 | 7,233 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $67,000 | 8,013 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $48,000 | 6,655 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $625,000 | 7,385 |
| Salaries and employee benefits | $413,000 | 6,857 |
| Premises and equipment expense | $68,000 | 7,606 |
| Additional noninterest expense | $144,000 | 7,852 |
| Pre-tax net operating income | $257,000 | 6,793 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $250,000 | 6,521 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $250,000 | 6,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $236,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $249,030 | 6,328 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $581,000 | 7,410 |
| Total interest expense | $173,000 | 7,453 |
| Net interest income | $408,000 | 7,236 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $327,000 | 7,306 |
| Salaries and employee benefits | $220,000 | 6,691 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $73,000 | 7,858 |
| Pre-tax net operating income | $111,000 | 7,026 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $106,000 | 6,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $14,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $106,000 | 6,614 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 7,417 |
| Total interest expense | $804,000 | 7,498 |
| Net interest income | $1,627,000 | 7,223 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $128,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 8,031 |
| Total noninterest expense | $1,242,000 | 7,385 |
| Salaries and employee benefits | $797,000 | 6,894 |
| Premises and equipment expense | $139,000 | 7,603 |
| Additional noninterest expense | $306,000 | 7,762 |
| Pre-tax net operating income | $513,000 | 6,716 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $24,000 | 6,951 |
| Income before extraordinary items | $489,000 | 6,457 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $489,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $398,000 | 3,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $489,000 | 6,297 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 7,629 |
| Total interest expense | $1,196,000 | 7,619 |
| Net interest income | $1,407,000 | 7,502 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $130,000 | 8,097 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $104,000 | 6,509 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $26,000 | 8,488 |
| Total noninterest expense | $1,144,000 | 7,595 |
| Salaries and employee benefits | $732,000 | 7,053 |
| Premises and equipment expense | $128,000 | 7,879 |
| Additional noninterest expense | $284,000 | 7,971 |
| Pre-tax net operating income | $393,000 | 7,014 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $16,000 | 7,411 |
| Income before extraordinary items | $379,000 | 6,689 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $379,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 9,402 |
| Cash dividends | $312,000 | 4,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $377,080 | 6,569 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 7,805 |
| Total interest expense | $1,146,000 | 7,918 |
| Net interest income | $1,461,000 | 7,521 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $123,000 | 8,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,303 |
| Total noninterest expense | $1,087,000 | 7,780 |
| Salaries and employee benefits | $754,000 | 6,950 |
| Premises and equipment expense | $124,000 | 8,022 |
| Additional noninterest expense | $209,000 | 8,702 |
| Pre-tax net operating income | $497,000 | 7,019 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $17,000 | 7,911 |
| Income before extraordinary items | $480,000 | 6,431 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $480,000 | 6,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $438,000 | 3,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $480,000 | 6,442 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 8,012 |
| Total interest expense | $1,070,000 | 7,990 |
| Net interest income | $1,338,000 | 7,899 |
| Provision for loan and lease losses | $21,000 | 7,629 |
| Total noninterest income | $114,000 | 8,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,963 |
| Total noninterest expense | $1,050,000 | 7,973 |
| Salaries and employee benefits | $689,000 | 7,300 |
| Premises and equipment expense | $103,000 | 8,572 |
| Additional noninterest expense | $258,000 | 8,481 |
| Pre-tax net operating income | $381,000 | 7,684 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $19,000 | 8,242 |
| Income before extraordinary items | $365,000 | 7,190 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $365,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $332,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $362,150 | 7,187 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 8,120 |
| Total interest expense | $1,129,000 | 8,082 |
| Net interest income | $1,345,000 | 8,007 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $128,000 | 8,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $960,000 | 8,245 |
| Salaries and employee benefits | $628,000 | 7,601 |
| Premises and equipment expense | $80,000 | 9,140 |
| Additional noninterest expense | $252,000 | 8,587 |
| Pre-tax net operating income | $501,000 | 7,358 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $15,000 | 8,979 |
| Income before extraordinary items | $483,000 | 6,702 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $483,000 | 6,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $277,000 | 4,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $485,910 | 6,586 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 8,413 |
| Total interest expense | $1,120,000 | 8,347 |
| Net interest income | $1,349,000 | 8,360 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $125,000 | 8,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $974,000 | 8,442 |
| Salaries and employee benefits | $663,000 | 7,532 |
| Premises and equipment expense | $60,000 | 9,951 |
| Additional noninterest expense | $251,000 | 8,838 |
| Pre-tax net operating income | $500,000 | 7,913 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $159,000 | 7,472 |
| Income before extraordinary items | $341,000 | 8,071 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $341,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $380,000 | 4,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $341,000 | 8,023 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 8,689 |
| Total interest expense | $1,144,000 | 8,544 |
| Net interest income | $1,360,000 | 8,611 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $120,000 | 9,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,012 |
| Total noninterest expense | $928,000 | 8,973 |
| Salaries and employee benefits | $633,000 | 7,936 |
| Premises and equipment expense | $56,000 | 10,464 |
| Additional noninterest expense | $239,000 | 9,517 |
| Pre-tax net operating income | $516,000 | 7,848 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $130,000 | 8,215 |
| Income before extraordinary items | $380,000 | 7,792 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $380,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $384,500 | 7,700 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 9,101 |
| Total interest expense | $1,097,000 | 8,913 |
| Net interest income | $1,314,000 | 9,035 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $124,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $940,000 | 9,208 |
| Salaries and employee benefits | $600,000 | 8,355 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $281,000 | 9,475 |
| Pre-tax net operating income | $477,000 | 8,567 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $123,000 | 8,748 |
| Income before extraordinary items | $354,000 | 8,444 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $354,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,590 |
| Cash dividends | $340,000 | 4,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $354,000 | 8,425 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 9,139 |
| Total interest expense | $1,002,000 | 8,686 |
| Net interest income | $1,364,000 | 9,266 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $133,000 | 10,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $994,000 | 9,377 |
| Salaries and employee benefits | $597,000 | 8,628 |
| Premises and equipment expense | $54,000 | 11,490 |
| Additional noninterest expense | $343,000 | 9,439 |
| Pre-tax net operating income | $467,000 | 8,878 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $111,000 | 9,116 |
| Income before extraordinary items | $356,000 | 8,590 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $356,000 | 8,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $220,000 | 5,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $356,000 | 8,643 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 9,282 |
| Total interest expense | $1,108,000 | 8,642 |
| Net interest income | $1,346,000 | 9,584 |
| Provision for loan and lease losses | $143,000 | 4,782 |
| Total noninterest income | $141,000 | 10,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $971,000 | 9,860 |
| Salaries and employee benefits | $591,000 | 8,879 |
| Premises and equipment expense | $45,000 | 12,369 |
| Additional noninterest expense | $335,000 | 10,016 |
| Pre-tax net operating income | $373,000 | 9,636 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $110,000 | 9,512 |
| Income before extraordinary items | $264,000 | 9,882 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $264,000 | 10,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $263,290 | 9,635 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 9,466 |
| Total interest expense | $1,445,000 | 8,682 |
| Net interest income | $1,289,000 | 10,006 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $137,000 | 10,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $945,000 | 10,235 |
| Salaries and employee benefits | $573,000 | 9,054 |
| Premises and equipment expense | $53,000 | 12,576 |
| Additional noninterest expense | $319,000 | 10,567 |
| Pre-tax net operating income | $386,000 | 9,365 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $105,000 | 9,775 |
| Income before extraordinary items | $288,000 | 9,463 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $288,000 | 9,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 4,257 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $282,890 | 9,137 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.