Home > Joachim Federal Savings and Loan Association > Assets and Liabilities
Joachim Federal Savings and Loan Association, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $32,636,000 | 8,603 |
| Cash and due from depository institutions | $3,066,000 | 8,601 |
| Interest-bearing balances | $2,510,000 | 1,531 |
| Securities | $3,266,000 | 9,880 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $25,292,000 | 7,456 |
| Loan loss allowance | $75,000 | 10,322 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $477,000 | 8,037 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $535,000 | 8,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,636,000 | 8,603 |
| Total liabilities | $24,734,000 | 9,046 |
| Total deposits | $24,040,000 | 8,989 |
| Interest-bearing deposits | $24,028,000 | 8,512 |
| Deposits held in domestic offices | $24,040,000 | 8,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $404,000 | 4,174 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $290,000 | 7,902 |
| Total equity capital | $7,902,000 | 5,244 |
| Total bank equity capital | $7,902,000 | 5,244 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $3,984,000 | 3,395 |
| Undivided profits | $3,917,000 | 5,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 7,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $137,000 | 9,250 |
| Earning assets | $31,068,000 | 8,474 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $32,984,600 | 8,415 |
| Average Assets, quarterly | $33,023,500 | 8,510 |
| Volatile liabilities | $2,318,000 | 9,017 |
| Insider loans | $34,000 | 9,261 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $291,000 | 9,962 |
| Tier 1 (core) risk-based capital | $7,902,000 | 5,104 |
| Tier 2 risk-based capital | $75,000 | 10,216 |
| Total risk weighted assets | $16,495,000 | 8,980 |
| Total unused commitments | $291,000 | 9,966 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $32,329,000 | 8,952 |
| Cash and due from depository institutions | $3,182,000 | 9,013 |
| Interest-bearing balances | $2,712,000 | 1,322 |
| Securities | $4,094,000 | 10,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $24,027,000 | 7,792 |
| Loan loss allowance | $75,000 | 10,842 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $351,000 | 8,925 |
| Other real estate owned | $101,000 | 9,013 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $574,000 | 8,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,329,000 | 8,952 |
| Total liabilities | $24,902,000 | 9,400 |
| Total deposits | $24,122,000 | 9,362 |
| Interest-bearing deposits | $24,060,000 | 8,862 |
| Deposits held in domestic offices | $24,122,000 | 9,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $480,000 | 3,993 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $300,000 | 7,869 |
| Total equity capital | $7,427,000 | 5,562 |
| Total bank equity capital | $7,427,000 | 5,562 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $3,568,000 | 3,755 |
| Undivided profits | $3,858,000 | 5,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 7,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $131,000 | 9,705 |
| Earning assets | $30,833,000 | 8,786 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $33,335,400 | 8,697 |
| Average Assets, quarterly | $32,815,000 | 8,849 |
| Volatile liabilities | $1,584,000 | 9,892 |
| Insider loans | $64,000 | 9,267 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $160,000 | 10,539 |
| Tier 1 (core) risk-based capital | $7,427,000 | 5,462 |
| Tier 2 risk-based capital | $75,000 | 10,694 |
| Total risk weighted assets | $16,351,000 | 9,294 |
| Total unused commitments | $160,000 | 10,544 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $33,539,000 | 9,092 |
| Cash and due from depository institutions | $8,113,000 | 8,895 |
| Interest-bearing balances | $7,427,000 | 641 |
| Securities | $2,628,000 | 11,164 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $21,847,000 | 8,243 |
| Loan loss allowance | $70,000 | 11,389 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $372,000 | 9,068 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $579,000 | 8,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,539,000 | 9,092 |
| Total liabilities | $26,253,000 | 9,576 |
| Total deposits | $25,420,000 | 9,569 |
| Interest-bearing deposits | $25,345,000 | 8,980 |
| Deposits held in domestic offices | $25,420,000 | 9,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $608,000 | 3,300 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $225,000 | 9,353 |
| Total equity capital | $7,286,000 | 5,681 |
| Total bank equity capital | $7,286,000 | 5,681 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $3,653,000 | 3,686 |
| Undivided profits | $3,632,000 | 5,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 10,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $121,000 | 10,290 |
| Earning assets | $31,902,000 | 8,950 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $30,813,600 | 9,264 |
| Average Assets, quarterly | $32,118,000 | 9,219 |
| Volatile liabilities | $1,762,000 | 9,889 |
| Insider loans | $80,000 | 9,451 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $83,000 | 11,077 |
| Tier 1 (core) risk-based capital | $7,286,000 | 5,557 |
| Tier 2 risk-based capital | $70,000 | 11,228 |
| Total risk weighted assets | $16,244,000 | 9,544 |
| Total unused commitments | $83,000 | 11,081 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $29,034,000 | 9,909 |
| Cash and due from depository institutions | $1,756,000 | 9,330 |
| Interest-bearing balances | $1,012,000 | 2,401 |
| Securities | $3,887,000 | 11,304 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $22,132,000 | 8,312 |
| Loan loss allowance | $58,000 | 12,141 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $396,000 | 9,178 |
| Other real estate owned | $310,000 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $553,000 | 9,194 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,034,000 | 9,909 |
| Total liabilities | $25,004,000 | 10,038 |
| Total deposits | $24,781,000 | 9,928 |
| Interest-bearing deposits | $24,652,000 | 9,315 |
| Deposits held in domestic offices | $24,781,000 | 9,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $223,000 | 8,558 |
| Total equity capital | $4,030,000 | 8,151 |
| Total bank equity capital | $4,030,000 | 8,151 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $4,030,000 | 4,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 8,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $110,000 | 10,619 |
| Earning assets | $27,031,000 | 9,800 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $30,293,800 | 9,658 |
| Average Assets, quarterly | $29,503,000 | 9,815 |
| Volatile liabilities | $1,006,000 | 11,104 |
| Insider loans | $80,000 | 9,757 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $423,000 | 10,546 |
| Tier 1 (core) risk-based capital | $4,030,000 | 8,239 |
| Tier 2 risk-based capital | $58,000 | 11,997 |
| Total risk weighted assets | $15,603,000 | 9,943 |
| Total unused commitments | $423,000 | 10,551 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 15 | 9,718 |
| Assets and Liabilities | ||
| Total Assets: | $31,101,000 | 10,018 |
| Cash and due from depository institutions | $3,919,000 | 9,718 |
| Interest-bearing balances | $3,106,000 | 1,798 |
| Securities | $3,208,000 | 12,065 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $22,831,000 | 8,261 |
| Loan loss allowance | $47,000 | 12,917 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $398,000 | 9,443 |
| Other real estate owned | $253,000 | 9,718 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $492,000 | 9,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,101,000 | 10,018 |
| Total liabilities | $27,321,000 | 10,117 |
| Total deposits | $27,035,000 | 10,024 |
| Interest-bearing deposits | $26,904,000 | 9,328 |
| Deposits held in domestic offices | $27,035,000 | 10,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $286,000 | 7,765 |
| Total equity capital | $3,780,000 | 8,668 |
| Total bank equity capital | $3,780,000 | 8,668 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $3,780,000 | 5,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $131,000 | 8,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $108,000 | 10,766 |
| Earning assets | $29,145,000 | 9,880 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $31,226,200 | 9,855 |
| Average Assets, quarterly | $31,172,500 | 9,940 |
| Volatile liabilities | $1,367,000 | 10,699 |
| Insider loans | $97,000 | 9,796 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $200,000 | 11,475 |
| Tier 1 (core) risk-based capital | $3,780,000 | 8,586 |
| Tier 2 risk-based capital | $47,000 | 12,713 |
| Total risk weighted assets | $17,437,000 | 9,778 |
| Total unused commitments | $200,000 | 11,482 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $31,170,000 | 10,254 |
| Cash and due from depository institutions | $3,285,000 | 10,021 |
| Interest-bearing balances | $2,318,000 | 2,477 |
| Securities | $4,497,000 | 11,863 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $22,147,000 | 8,440 |
| Loan loss allowance | $40,000 | 13,543 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $422,000 | 9,491 |
| Other real estate owned | $310,000 | 10,021 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $509,000 | 9,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,170,000 | 10,254 |
| Total liabilities | $27,589,000 | 10,347 |
| Total deposits | $27,347,000 | 10,244 |
| Interest-bearing deposits | $27,249,000 | 9,513 |
| Deposits held in domestic offices | $27,347,000 | 10,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $242,000 | 9,184 |
| Total equity capital | $3,581,000 | 8,826 |
| Total bank equity capital | $3,581,000 | 8,826 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $3,581,000 | 5,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 9,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $113,000 | 11,141 |
| Earning assets | $28,962,000 | 10,114 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $31,441,400 | 10,064 |
| Average Assets, quarterly | $31,213,500 | 10,195 |
| Volatile liabilities | $875,000 | 12,041 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $343,000 | 11,112 |
| Tier 1 (core) risk-based capital | $3,581,000 | 8,751 |
| Tier 2 risk-based capital | $40,000 | 13,314 |
| Total risk weighted assets | $17,119,000 | 10,073 |
| Total unused commitments | $343,000 | 11,133 |
| Derivatives | $0 | 651 |