Home > JLB Service Bank > Income and Expense
JLB Service Bank, Income and Expense
2006-09-30 (YTD Data) | Rank | |
Total interest income | $91,000 | 8,719 |
Total interest expense | $12,000 | 8,702 |
Net interest income | $79,000 | 8,710 |
Provision for loan and lease losses | $0 | 6,685 |
Total noninterest income | $-71,000 | 8,732 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $0 | 7,682 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $-71,000 | 8,731 |
Total noninterest expense | $52,000 | 8,724 |
Salaries and employee benefits | $24,000 | 8,711 |
Premises and equipment expense | $13,000 | 8,653 |
Additional noninterest expense | $15,000 | 8,730 |
Pre-tax net operating income | $-44,000 | 8,170 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $1,000 | 6,574 |
Income before extraordinary items | $-45,000 | 8,191 |
Extraordinary gains, net | $0 | 45 |
Net income | $-45,000 | 8,193 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,858 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $-45,000 | 8,180 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $64,000 | 8,757 |
Total interest expense | $12,000 | 8,704 |
Net interest income | $52,000 | 8,750 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $0 | 8,702 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $0 | 7,707 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $0 | 8,630 |
Total noninterest expense | $53,000 | 8,760 |
Salaries and employee benefits | $24,000 | 8,747 |
Premises and equipment expense | $13,000 | 8,645 |
Additional noninterest expense | $16,000 | 8,760 |
Pre-tax net operating income | $-1,000 | 8,174 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $0 | 6,706 |
Income before extraordinary items | $-1,000 | 8,178 |
Extraordinary gains, net | $0 | 39 |
Net income | $-1,000 | 8,179 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,361 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $-1,000 | 8,165 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $35,000 | 8,773 |
Total interest expense | $7,000 | 8,719 |
Net interest income | $28,000 | 8,766 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $0 | 8,704 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $0 | 7,698 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $0 | 8,611 |
Total noninterest expense | $65,000 | 8,736 |
Salaries and employee benefits | $30,000 | 8,740 |
Premises and equipment expense | $13,000 | 8,407 |
Additional noninterest expense | $22,000 | 8,677 |
Pre-tax net operating income | $-37,000 | 8,351 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $-6,000 | 8,499 |
Income before extraordinary items | $-31,000 | 8,338 |
Extraordinary gains, net | $0 | 21 |
Net income | $-31,000 | 8,337 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $-31,000 | 8,324 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $88,000 | 8,804 |
Total interest expense | $20,000 | 8,742 |
Net interest income | $68,000 | 8,802 |
Provision for loan and lease losses | $0 | 7,120 |
Total noninterest income | $3,427,000 | 1,443 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $0 | 7,759 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $3,427,000 | 918 |
Total noninterest expense | $1,426,000 | 7,015 |
Salaries and employee benefits | $225,000 | 8,648 |
Premises and equipment expense | $46,000 | 8,512 |
Additional noninterest expense | $1,155,000 | 3,970 |
Pre-tax net operating income | $2,069,000 | 3,602 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $769,000 | 2,667 |
Income before extraordinary items | $1,300,000 | 4,151 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,300,000 | 4,152 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,618 |
Cash dividends | $1,350,000 | 1,972 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,300,000 | 4,125 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $62,000 | 8,833 |
Total interest expense | $14,000 | 8,773 |
Net interest income | $48,000 | 8,831 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $3,005,000 | 1,293 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $0 | 7,794 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $3,005,000 | 808 |
Total noninterest expense | $1,088,000 | 6,972 |
Salaries and employee benefits | $172,000 | 8,642 |
Premises and equipment expense | $34,000 | 8,523 |
Additional noninterest expense | $882,000 | 3,868 |
Pre-tax net operating income | $1,965,000 | 3,096 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $712,000 | 2,368 |
Income before extraordinary items | $1,253,000 | 3,555 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,253,000 | 3,556 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,144 |
Cash dividends | $1,350,000 | 1,450 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $1,253,000 | 3,523 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $47,000 | 8,843 |
Total interest expense | $8,000 | 8,797 |
Net interest income | $39,000 | 8,842 |
Provision for loan and lease losses | $0 | 6,626 |
Total noninterest income | $2,083,000 | 1,227 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $0 | 7,790 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $2,083,000 | 787 |
Total noninterest expense | $771,000 | 6,820 |
Salaries and employee benefits | $111,000 | 8,666 |
Premises and equipment expense | $23,000 | 8,511 |
Additional noninterest expense | $636,000 | 3,629 |
Pre-tax net operating income | $1,351,000 | 2,977 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $561,000 | 2,100 |
Income before extraordinary items | $790,000 | 3,662 |
Extraordinary gains, net | $0 | 30 |
Net income | $790,000 | 3,664 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,660 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $790,000 | 3,609 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $21,000 | 8,912 |
Total interest expense | $4,000 | 8,868 |
Net interest income | $17,000 | 8,912 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $1,000,000 | 1,245 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $0 | 7,845 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $1,000,000 | 787 |
Total noninterest expense | $234,000 | 7,919 |
Salaries and employee benefits | $47,000 | 8,795 |
Premises and equipment expense | $13,000 | 8,500 |
Additional noninterest expense | $174,000 | 5,522 |
Pre-tax net operating income | $783,000 | 2,616 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $-6,000 | 8,676 |
Income before extraordinary items | $789,000 | 2,106 |
Extraordinary gains, net | $0 | 24 |
Net income | $789,000 | 2,107 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $789,000 | 2,073 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $62,000 | 8,940 |
Total interest expense | $8,000 | 8,913 |
Net interest income | $54,000 | 8,936 |
Provision for loan and lease losses | $0 | 7,314 |
Total noninterest income | $5,112,000 | 1,061 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $0 | 7,912 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $5,112,000 | 657 |
Total noninterest expense | $1,944,000 | 6,091 |
Salaries and employee benefits | $241,000 | 8,742 |
Premises and equipment expense | $43,000 | 8,686 |
Additional noninterest expense | $1,660,000 | 2,874 |
Pre-tax net operating income | $3,222,000 | 2,430 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $1,199,000 | 1,900 |
Income before extraordinary items | $2,023,000 | 2,885 |
Extraordinary gains, net | $0 | 34 |
Net income | $2,023,000 | 2,887 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,973 |
Cash dividends | $2,000,000 | 1,347 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $2,023,000 | 2,824 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $38,000 | 8,993 |
Total interest expense | $5,000 | 8,973 |
Net interest income | $33,000 | 8,988 |
Provision for loan and lease losses | $0 | 7,100 |
Total noninterest income | $3,811,000 | 1,072 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $0 | 7,933 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $3,811,000 | 679 |
Total noninterest expense | $1,361,000 | 6,297 |
Salaries and employee benefits | $194,000 | 8,729 |
Premises and equipment expense | $33,000 | 8,685 |
Additional noninterest expense | $1,134,000 | 3,093 |
Pre-tax net operating income | $2,483,000 | 2,401 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $968,000 | 1,827 |
Income before extraordinary items | $1,515,000 | 2,926 |
Extraordinary gains, net | $0 | 26 |
Net income | $1,515,000 | 2,927 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,496 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $1,515,000 | 2,853 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $24,000 | 9,052 |
Total interest expense | $1,000 | 9,051 |
Net interest income | $23,000 | 9,044 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $2,690,000 | 1,021 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $0 | 7,979 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $2,690,000 | 655 |
Total noninterest expense | $1,173,000 | 5,515 |
Salaries and employee benefits | $129,000 | 8,788 |
Premises and equipment expense | $22,000 | 8,731 |
Additional noninterest expense | $1,022,000 | 2,347 |
Pre-tax net operating income | $1,540,000 | 2,533 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $539,000 | 2,082 |
Income before extraordinary items | $1,001,000 | 2,935 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,001,000 | 2,936 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,017 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $1,001,000 | 2,852 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $13,000 | 9,093 |
Total interest expense | $1,000 | 9,077 |
Net interest income | $12,000 | 9,082 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $1,368,000 | 984 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $0 | 7,976 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $1,368,000 | 627 |
Total noninterest expense | $524,000 | 5,897 |
Salaries and employee benefits | $68,000 | 8,796 |
Premises and equipment expense | $10,000 | 8,791 |
Additional noninterest expense | $446,000 | 2,626 |
Pre-tax net operating income | $856,000 | 2,301 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $299,000 | 1,938 |
Income before extraordinary items | $557,000 | 2,688 |
Extraordinary gains, net | $0 | 16 |
Net income | $557,000 | 2,688 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $557,000 | 2,592 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $10,000 | 9,174 |
Total interest expense | $1,000 | 9,157 |
Net interest income | $9,000 | 9,167 |
Provision for loan and lease losses | $0 | 7,651 |
Total noninterest income | $2,300,000 | 2,093 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $0 | 8,063 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $2,300,000 | 1,320 |
Total noninterest expense | $1,109,000 | 7,659 |
Salaries and employee benefits | $113,000 | 9,108 |
Premises and equipment expense | $10,000 | 9,122 |
Additional noninterest expense | $986,000 | 4,328 |
Pre-tax net operating income | $1,200,000 | 4,685 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $447,000 | 3,580 |
Income before extraordinary items | $753,000 | 5,386 |
Extraordinary gains, net | $0 | 54 |
Net income | $753,000 | 5,387 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,416 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $1,000,000 | 414 |
Net operating income | $753,000 | 5,243 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,000 | 9,233 |
Total interest expense | $1,000 | 9,212 |
Net interest income | $1,000 | 9,226 |
Provision for loan and lease losses | $0 | 7,481 |
Total noninterest income | $606,000 | 4,258 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $0 | 8,111 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $606,000 | 2,817 |
Total noninterest expense | $297,000 | 9,019 |
Salaries and employee benefits | $32,000 | 9,211 |
Premises and equipment expense | $3,000 | 9,191 |
Additional noninterest expense | $262,000 | 7,457 |
Pre-tax net operating income | $310,000 | 7,127 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $108,000 | 5,485 |
Income before extraordinary items | $202,000 | 7,577 |
Extraordinary gains, net | $0 | 40 |
Net income | $202,000 | 7,581 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,967 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $1,000,000 | 304 |
Net operating income | $202,000 | 7,425 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.