JGB BANK, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,383,000 | 2,241 |
| Total interest expense | $1,043,000 | 1,433 |
| Net interest income | $4,340,000 | 2,450 |
| Provision for loan and lease losses | $-604,000 | 6,525 |
| Total noninterest income | $646,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $280,000 | 2,061 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $366,000 | 2,776 |
| Total noninterest expense | $6,602,000 | 1,458 |
| Salaries and employee benefits | $2,923,000 | 1,766 |
| Premises and equipment expense | $1,208,000 | 1,015 |
| Additional noninterest expense | $2,471,000 | 1,309 |
| Pre-tax net operating income | $-1,012,000 | 6,583 |
| Securities gains (losses) | $529,000 | 210 |
| Applicable income taxes | $-181,000 | 6,550 |
| Income before extraordinary items | $-302,000 | 6,454 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-302,000 | 6,455 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-302,000 | 6,455 |
| Net charge-offs | $-295,000 | 6,505 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-640,560 | 6,544 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 2,129 |
| Total interest expense | $534,000 | 1,417 |
| Net interest income | $2,328,000 | 2,268 |
| Provision for loan and lease losses | $-188,000 | 6,563 |
| Total noninterest income | $318,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $136,000 | 2,098 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $182,000 | 2,697 |
| Total noninterest expense | $3,128,000 | 1,535 |
| Salaries and employee benefits | $1,534,000 | 1,690 |
| Premises and equipment expense | $601,000 | 1,043 |
| Additional noninterest expense | $993,000 | 1,564 |
| Pre-tax net operating income | $-294,000 | 6,574 |
| Securities gains (losses) | $102,000 | 435 |
| Applicable income taxes | $-72,000 | 6,604 |
| Income before extraordinary items | $-120,000 | 6,470 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-120,000 | 6,470 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-120,000 | 6,471 |
| Net charge-offs | $-89,000 | 6,450 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-185,280 | 6,522 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,804,000 | 1,812 |
| Total interest expense | $2,158,000 | 1,585 |
| Net interest income | $11,646,000 | 1,843 |
| Provision for loan and lease losses | $-762,000 | 6,637 |
| Total noninterest income | $1,449,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $555,000 | 2,205 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $894,000 | 2,517 |
| Total noninterest expense | $12,717,000 | 1,523 |
| Salaries and employee benefits | $6,271,000 | 1,639 |
| Premises and equipment expense | $2,455,000 | 981 |
| Additional noninterest expense | $3,991,000 | 1,621 |
| Pre-tax net operating income | $1,140,000 | 3,869 |
| Securities gains (losses) | $-1,056,000 | 6,740 |
| Applicable income taxes | $-5,000 | 6,267 |
| Income before extraordinary items | $89,000 | 6,022 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $89,000 | 6,022 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $89,000 | 6,024 |
| Net charge-offs | $66,000 | 4,139 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,145,000 | 3,604 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,551,000 | 1,778 |
| Total interest expense | $1,598,000 | 1,646 |
| Net interest income | $8,953,000 | 1,805 |
| Provision for loan and lease losses | $-259,000 | 6,654 |
| Total noninterest income | $1,161,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $421,000 | 2,190 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $740,000 | 2,438 |
| Total noninterest expense | $9,373,000 | 1,547 |
| Salaries and employee benefits | $4,798,000 | 1,627 |
| Premises and equipment expense | $1,834,000 | 987 |
| Additional noninterest expense | $2,741,000 | 1,727 |
| Pre-tax net operating income | $1,000,000 | 3,683 |
| Securities gains (losses) | $-450,000 | 6,829 |
| Applicable income taxes | $206,000 | 2,769 |
| Income before extraordinary items | $344,000 | 5,113 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $344,000 | 5,114 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $344,000 | 5,115 |
| Net charge-offs | $276,000 | 2,207 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $632,000 | 4,152 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,883,000 | 1,817 |
| Total interest expense | $1,058,000 | 1,693 |
| Net interest income | $5,825,000 | 1,827 |
| Provision for loan and lease losses | $69,000 | 3,313 |
| Total noninterest income | $759,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $271,000 | 2,213 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $488,000 | 2,502 |
| Total noninterest expense | $6,417,000 | 1,515 |
| Salaries and employee benefits | $3,339,000 | 1,559 |
| Premises and equipment expense | $1,224,000 | 987 |
| Additional noninterest expense | $1,854,000 | 1,711 |
| Pre-tax net operating income | $98,000 | 5,833 |
| Securities gains (losses) | $237,000 | 668 |
| Applicable income taxes | $126,000 | 2,837 |
| Income before extraordinary items | $209,000 | 5,211 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $209,000 | 5,213 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $209,000 | 5,214 |
| Net charge-offs | $511,000 | 1,243 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $57,320 | 6,014 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 1,877 |
| Total interest expense | $526,000 | 1,742 |
| Net interest income | $2,826,000 | 1,889 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $450,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $138,000 | 2,168 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $312,000 | 2,167 |
| Total noninterest expense | $3,260,000 | 1,508 |
| Salaries and employee benefits | $1,688,000 | 1,554 |
| Premises and equipment expense | $628,000 | 982 |
| Additional noninterest expense | $944,000 | 1,692 |
| Pre-tax net operating income | $-14,000 | 6,420 |
| Securities gains (losses) | $248,000 | 386 |
| Applicable income taxes | $88,000 | 2,522 |
| Income before extraordinary items | $146,000 | 4,771 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $146,000 | 4,772 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $146,000 | 4,773 |
| Net charge-offs | $125,000 | 1,720 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-12,720 | 6,422 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,029,000 | 1,880 |
| Total interest expense | $2,104,000 | 2,054 |
| Net interest income | $11,925,000 | 1,833 |
| Provision for loan and lease losses | $760,000 | 2,146 |
| Total noninterest income | $1,512,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $566,000 | 2,251 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $946,000 | 2,450 |
| Total noninterest expense | $13,402,000 | 1,468 |
| Salaries and employee benefits | $6,689,000 | 1,522 |
| Premises and equipment expense | $2,523,000 | 950 |
| Additional noninterest expense | $4,190,000 | 1,616 |
| Pre-tax net operating income | $-725,000 | 6,573 |
| Securities gains (losses) | $2,128,000 | 246 |
| Applicable income taxes | $-2,716,000 | 7,024 |
| Income before extraordinary items | $4,119,000 | 1,420 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,119,000 | 1,421 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,119,000 | 1,421 |
| Net charge-offs | $2,579,000 | 951 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,991,000 | 2,472 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,700,000 | 1,876 |
| Total interest expense | $1,594,000 | 2,108 |
| Net interest income | $9,106,000 | 1,829 |
| Provision for loan and lease losses | $300,000 | 2,961 |
| Total noninterest income | $1,171,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $407,000 | 2,356 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $764,000 | 2,333 |
| Total noninterest expense | $9,783,000 | 1,502 |
| Salaries and employee benefits | $4,820,000 | 1,565 |
| Premises and equipment expense | $1,728,000 | 1,033 |
| Additional noninterest expense | $3,235,000 | 1,552 |
| Pre-tax net operating income | $194,000 | 5,694 |
| Securities gains (losses) | $1,245,000 | 319 |
| Applicable income taxes | $-2,792,000 | 7,138 |
| Income before extraordinary items | $4,231,000 | 1,079 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,231,000 | 1,079 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $4,231,000 | 1,079 |
| Net charge-offs | $1,682,000 | 1,031 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,986,000 | 1,404 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 1,869 |
| Total interest expense | $1,069,000 | 2,163 |
| Net interest income | $6,125,000 | 1,813 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $816,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $273,000 | 2,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $543,000 | 2,230 |
| Total noninterest expense | $6,092,000 | 1,597 |
| Salaries and employee benefits | $3,181,000 | 1,593 |
| Premises and equipment expense | $1,113,000 | 1,073 |
| Additional noninterest expense | $1,798,000 | 1,852 |
| Pre-tax net operating income | $549,000 | 3,968 |
| Securities gains (losses) | $762,000 | 367 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,311,000 | 2,115 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,311,000 | 2,114 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,311,000 | 2,115 |
| Net charge-offs | $1,733,000 | 767 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $549,000 | 3,622 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 1,899 |
| Total interest expense | $544,000 | 2,199 |
| Net interest income | $3,026,000 | 1,843 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $450,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $141,000 | 2,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $309,000 | 2,062 |
| Total noninterest expense | $2,974,000 | 1,624 |
| Salaries and employee benefits | $1,583,000 | 1,592 |
| Premises and equipment expense | $526,000 | 1,141 |
| Additional noninterest expense | $865,000 | 1,912 |
| Pre-tax net operating income | $402,000 | 3,297 |
| Securities gains (losses) | $408,000 | 333 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $810,000 | 1,778 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $810,000 | 1,779 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $810,000 | 1,779 |
| Net charge-offs | $1,551,000 | 484 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $402,000 | 2,897 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,803,000 | 1,902 |
| Total interest expense | $2,772,000 | 2,098 |
| Net interest income | $12,031,000 | 1,841 |
| Provision for loan and lease losses | $765,000 | 2,803 |
| Total noninterest income | $1,899,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $711,000 | 1,957 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,188,000 | 1,923 |
| Total noninterest expense | $12,051,000 | 1,630 |
| Salaries and employee benefits | $6,318,000 | 1,555 |
| Premises and equipment expense | $1,920,000 | 1,301 |
| Additional noninterest expense | $3,813,000 | 1,774 |
| Pre-tax net operating income | $1,114,000 | 3,514 |
| Securities gains (losses) | $453,000 | 850 |
| Applicable income taxes | $286,000 | 2,586 |
| Income before extraordinary items | $1,281,000 | 3,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,281,000 | 3,095 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,281,000 | 3,095 |
| Net charge-offs | $3,549,000 | 1,071 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $909,540 | 3,599 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,225,000 | 1,903 |
| Total interest expense | $2,190,000 | 2,080 |
| Net interest income | $9,035,000 | 1,842 |
| Provision for loan and lease losses | $765,000 | 2,326 |
| Total noninterest income | $1,568,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $582,000 | 1,830 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $986,000 | 1,786 |
| Total noninterest expense | $9,060,000 | 1,612 |
| Salaries and employee benefits | $4,771,000 | 1,554 |
| Premises and equipment expense | $1,418,000 | 1,329 |
| Additional noninterest expense | $2,871,000 | 1,767 |
| Pre-tax net operating income | $778,000 | 3,778 |
| Securities gains (losses) | $323,000 | 887 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,101,000 | 2,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,101,000 | 2,867 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,101,000 | 2,867 |
| Net charge-offs | $3,217,000 | 894 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $778,000 | 3,452 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,612,000 | 1,880 |
| Total interest expense | $1,440,000 | 2,184 |
| Net interest income | $6,172,000 | 1,810 |
| Provision for loan and lease losses | $765,000 | 1,781 |
| Total noninterest income | $994,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $426,000 | 1,680 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $568,000 | 1,931 |
| Total noninterest expense | $6,029,000 | 1,626 |
| Salaries and employee benefits | $3,284,000 | 1,530 |
| Premises and equipment expense | $924,000 | 1,370 |
| Additional noninterest expense | $1,821,000 | 1,873 |
| Pre-tax net operating income | $372,000 | 4,308 |
| Securities gains (losses) | $294,000 | 557 |
| Applicable income taxes | $250,000 | 1,989 |
| Income before extraordinary items | $416,000 | 3,909 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $416,000 | 3,910 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $416,000 | 3,911 |
| Net charge-offs | $2,857,000 | 715 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $227,840 | 4,748 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 1,894 |
| Total interest expense | $719,000 | 2,259 |
| Net interest income | $3,075,000 | 1,809 |
| Provision for loan and lease losses | $265,000 | 2,114 |
| Total noninterest income | $462,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $228,000 | 1,555 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $234,000 | 2,246 |
| Total noninterest expense | $3,107,000 | 1,595 |
| Salaries and employee benefits | $1,762,000 | 1,438 |
| Premises and equipment expense | $446,000 | 1,441 |
| Additional noninterest expense | $899,000 | 1,880 |
| Pre-tax net operating income | $165,000 | 4,518 |
| Securities gains (losses) | $22,000 | 1,067 |
| Applicable income taxes | $70,000 | 2,549 |
| Income before extraordinary items | $117,000 | 4,805 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $117,000 | 4,804 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $117,000 | 4,806 |
| Net charge-offs | $3,154,000 | 383 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $102,920 | 4,920 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,640,000 | 2,054 |
| Total interest expense | $3,132,000 | 2,513 |
| Net interest income | $11,508,000 | 1,900 |
| Provision for loan and lease losses | $1,610,000 | 2,362 |
| Total noninterest income | $1,705,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $809,000 | 1,805 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $896,000 | 2,333 |
| Total noninterest expense | $12,703,000 | 1,563 |
| Salaries and employee benefits | $6,905,000 | 1,431 |
| Premises and equipment expense | $1,752,000 | 1,463 |
| Additional noninterest expense | $4,046,000 | 1,779 |
| Pre-tax net operating income | $-1,100,000 | 6,526 |
| Securities gains (losses) | $39,000 | 2,801 |
| Applicable income taxes | $389,000 | 2,121 |
| Income before extraordinary items | $-1,450,000 | 6,735 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,450,000 | 6,735 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,450,000 | 6,736 |
| Net charge-offs | $3,699,000 | 1,285 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $21,000,000 | 42 |
| Net operating income | $-1,489,000 | 6,715 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,941,000 | 2,106 |
| Total interest expense | $2,399,000 | 2,559 |
| Net interest income | $8,542,000 | 1,942 |
| Provision for loan and lease losses | $375,000 | 3,997 |
| Total noninterest income | $1,198,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $604,000 | 1,876 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $594,000 | 2,500 |
| Total noninterest expense | $8,840,000 | 1,668 |
| Salaries and employee benefits | $5,161,000 | 1,437 |
| Premises and equipment expense | $1,333,000 | 1,462 |
| Additional noninterest expense | $2,346,000 | 2,188 |
| Pre-tax net operating income | $525,000 | 4,138 |
| Securities gains (losses) | $39,000 | 2,572 |
| Applicable income taxes | $211,000 | 2,501 |
| Income before extraordinary items | $353,000 | 4,641 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $353,000 | 4,644 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $353,000 | 4,644 |
| Net charge-offs | $3,633,000 | 977 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $21,000,000 | 38 |
| Net operating income | $328,040 | 4,558 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 2,174 |
| Total interest expense | $1,586,000 | 2,668 |
| Net interest income | $5,578,000 | 1,988 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $766,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $384,000 | 1,962 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $382,000 | 2,474 |
| Total noninterest expense | $5,781,000 | 1,705 |
| Salaries and employee benefits | $3,441,000 | 1,438 |
| Premises and equipment expense | $883,000 | 1,487 |
| Additional noninterest expense | $1,457,000 | 2,313 |
| Pre-tax net operating income | $263,000 | 4,572 |
| Securities gains (losses) | $39,000 | 2,038 |
| Applicable income taxes | $113,000 | 2,676 |
| Income before extraordinary items | $189,000 | 4,964 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $189,000 | 4,965 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $189,000 | 4,964 |
| Net charge-offs | $2,474,000 | 963 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 63 |
| Net operating income | $164,040 | 4,981 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 2,306 |
| Total interest expense | $818,000 | 2,712 |
| Net interest income | $2,651,000 | 2,110 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $356,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $179,000 | 2,055 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $177,000 | 2,567 |
| Total noninterest expense | $2,832,000 | 1,755 |
| Salaries and employee benefits | $1,701,000 | 1,474 |
| Premises and equipment expense | $434,000 | 1,554 |
| Additional noninterest expense | $697,000 | 2,383 |
| Pre-tax net operating income | $75,000 | 5,352 |
| Securities gains (losses) | $38,000 | 1,256 |
| Applicable income taxes | $42,000 | 2,918 |
| Income before extraordinary items | $71,000 | 5,387 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $71,000 | 5,388 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $71,000 | 5,387 |
| Net charge-offs | $1,697,000 | 732 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 68 |
| Net operating income | $46,680 | 5,655 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,847,000 | 2,135 |
| Total interest expense | $4,282,000 | 2,585 |
| Net interest income | $11,565,000 | 1,914 |
| Provision for loan and lease losses | $11,950,000 | 746 |
| Total noninterest income | $1,156,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $608,000 | 2,518 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $548,000 | 3,045 |
| Total noninterest expense | $11,385,000 | 1,787 |
| Salaries and employee benefits | $5,758,000 | 1,720 |
| Premises and equipment expense | $1,483,000 | 1,828 |
| Additional noninterest expense | $4,144,000 | 1,796 |
| Pre-tax net operating income | $-10,614,000 | 7,508 |
| Securities gains (losses) | $1,146,000 | 434 |
| Applicable income taxes | $-843,000 | 7,221 |
| Income before extraordinary items | $-8,625,000 | 7,502 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-8,625,000 | 7,501 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-8,625,000 | 7,501 |
| Net charge-offs | $6,395,000 | 955 |
| Cash dividends | $250,000 | 3,409 |
| Sale, conversion, retirement of capital stock, net | $7,000,000 | 133 |
| Net operating income | $-9,667,860 | 7,551 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,229,000 | 2,115 |
| Total interest expense | $3,354,000 | 2,606 |
| Net interest income | $8,875,000 | 1,866 |
| Provision for loan and lease losses | $3,300,000 | 1,395 |
| Total noninterest income | $896,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $437,000 | 2,596 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $459,000 | 2,957 |
| Total noninterest expense | $8,101,000 | 1,874 |
| Salaries and employee benefits | $3,900,000 | 1,918 |
| Premises and equipment expense | $1,136,000 | 1,803 |
| Additional noninterest expense | $3,065,000 | 1,745 |
| Pre-tax net operating income | $-1,630,000 | 6,920 |
| Securities gains (losses) | $726,000 | 522 |
| Applicable income taxes | $-339,000 | 7,231 |
| Income before extraordinary items | $-565,000 | 6,477 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-565,000 | 6,478 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-565,000 | 6,477 |
| Net charge-offs | $2,710,000 | 1,249 |
| Cash dividends | $250,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 214 |
| Net operating income | $-1,029,640 | 6,761 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,331,000 | 2,110 |
| Total interest expense | $2,426,000 | 2,522 |
| Net interest income | $5,905,000 | 1,873 |
| Provision for loan and lease losses | $1,600,000 | 1,593 |
| Total noninterest income | $554,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $267,000 | 2,733 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $287,000 | 3,081 |
| Total noninterest expense | $5,192,000 | 1,966 |
| Salaries and employee benefits | $2,579,000 | 1,961 |
| Premises and equipment expense | $763,000 | 1,812 |
| Additional noninterest expense | $1,850,000 | 1,929 |
| Pre-tax net operating income | $-333,000 | 6,468 |
| Securities gains (losses) | $269,000 | 827 |
| Applicable income taxes | $-24,000 | 6,890 |
| Income before extraordinary items | $-40,000 | 6,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-40,000 | 6,041 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-40,000 | 6,041 |
| Net charge-offs | $1,917,000 | 1,149 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-212,160 | 6,386 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 2,062 |
| Total interest expense | $1,372,000 | 2,320 |
| Net interest income | $2,937,000 | 1,877 |
| Provision for loan and lease losses | $450,000 | 1,876 |
| Total noninterest income | $260,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $129,000 | 2,747 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $131,000 | 3,195 |
| Total noninterest expense | $2,461,000 | 2,017 |
| Salaries and employee benefits | $1,298,000 | 1,981 |
| Premises and equipment expense | $379,000 | 1,864 |
| Additional noninterest expense | $784,000 | 2,022 |
| Pre-tax net operating income | $286,000 | 3,404 |
| Securities gains (losses) | $56,000 | 1,256 |
| Applicable income taxes | $128,000 | 1,930 |
| Income before extraordinary items | $214,000 | 3,758 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $214,000 | 3,758 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $214,000 | 3,759 |
| Net charge-offs | $1,243,000 | 845 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $178,160 | 3,908 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,439,000 | 2,175 |
| Total interest expense | $6,603,000 | 2,308 |
| Net interest income | $10,836,000 | 2,047 |
| Provision for loan and lease losses | $2,610,000 | 1,524 |
| Total noninterest income | $959,000 | 3,500 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $474,000 | 3,127 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $485,000 | 3,222 |
| Total noninterest expense | $9,015,000 | 2,129 |
| Salaries and employee benefits | $5,121,000 | 1,963 |
| Premises and equipment expense | $1,441,000 | 1,908 |
| Additional noninterest expense | $2,453,000 | 2,381 |
| Pre-tax net operating income | $170,000 | 5,839 |
| Securities gains (losses) | $73,000 | 1,347 |
| Applicable income taxes | $94,000 | 3,425 |
| Income before extraordinary items | $149,000 | 5,674 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $149,000 | 5,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 2,740 |
| Cash dividends | $150,000 | 4,716 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 428 |
| Net operating income | $102,280 | 6,003 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,965,000 | 2,237 |
| Total interest expense | $5,030,000 | 2,368 |
| Net interest income | $7,935,000 | 2,109 |
| Provision for loan and lease losses | $750,000 | 2,169 |
| Total noninterest income | $697,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $345,000 | 3,213 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $352,000 | 3,401 |
| Total noninterest expense | $6,511,000 | 2,200 |
| Salaries and employee benefits | $3,789,000 | 2,033 |
| Premises and equipment expense | $1,024,000 | 1,999 |
| Additional noninterest expense | $1,698,000 | 2,494 |
| Pre-tax net operating income | $1,371,000 | 3,031 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $514,000 | 1,866 |
| Income before extraordinary items | $857,000 | 3,431 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $857,000 | 3,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,080 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 298 |
| Net operating income | $857,000 | 3,567 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,662,000 | 2,265 |
| Total interest expense | $3,490,000 | 2,377 |
| Net interest income | $5,172,000 | 2,147 |
| Provision for loan and lease losses | $220,000 | 3,001 |
| Total noninterest income | $468,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $225,000 | 3,245 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $243,000 | 3,401 |
| Total noninterest expense | $4,218,000 | 2,257 |
| Salaries and employee benefits | $2,442,000 | 2,121 |
| Premises and equipment expense | $687,000 | 1,973 |
| Additional noninterest expense | $1,089,000 | 2,546 |
| Pre-tax net operating income | $1,202,000 | 2,586 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $451,000 | 1,726 |
| Income before extraordinary items | $751,000 | 3,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $751,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,765 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $751,000 | 3,129 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 2,287 |
| Total interest expense | $1,925,000 | 2,309 |
| Net interest income | $2,479,000 | 2,233 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $228,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $110,000 | 3,261 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $118,000 | 3,465 |
| Total noninterest expense | $2,062,000 | 2,307 |
| Salaries and employee benefits | $1,179,000 | 2,233 |
| Premises and equipment expense | $350,000 | 1,948 |
| Additional noninterest expense | $533,000 | 2,576 |
| Pre-tax net operating income | $555,000 | 2,866 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $208,000 | 1,919 |
| Income before extraordinary items | $347,000 | 3,497 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $347,000 | 3,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $347,000 | 3,396 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,270,000 | 2,142 |
| Total interest expense | $9,627,000 | 1,996 |
| Net interest income | $9,643,000 | 2,312 |
| Provision for loan and lease losses | $407,000 | 2,670 |
| Total noninterest income | $977,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $466,000 | 3,203 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $511,000 | 3,275 |
| Total noninterest expense | $8,269,000 | 2,215 |
| Salaries and employee benefits | $4,577,000 | 2,199 |
| Premises and equipment expense | $1,311,000 | 1,998 |
| Additional noninterest expense | $2,381,000 | 2,267 |
| Pre-tax net operating income | $1,944,000 | 3,366 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $734,000 | 2,241 |
| Income before extraordinary items | $1,210,000 | 3,925 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,210,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $809,000 | 1,202 |
| Cash dividends | $1,050,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,210,000 | 3,918 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,616,000 | 2,139 |
| Total interest expense | $7,334,000 | 1,980 |
| Net interest income | $7,282,000 | 2,312 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $739,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $350,000 | 3,181 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $389,000 | 3,253 |
| Total noninterest expense | $6,268,000 | 2,168 |
| Salaries and employee benefits | $3,446,000 | 2,188 |
| Premises and equipment expense | $999,000 | 1,938 |
| Additional noninterest expense | $1,823,000 | 2,189 |
| Pre-tax net operating income | $1,753,000 | 3,126 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $658,000 | 2,168 |
| Income before extraordinary items | $1,095,000 | 3,674 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,095,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,763 |
| Cash dividends | $1,050,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,095,000 | 3,655 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,929,000 | 2,125 |
| Total interest expense | $5,000,000 | 1,957 |
| Net interest income | $4,929,000 | 2,310 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $515,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $252,000 | 3,019 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $263,000 | 3,245 |
| Total noninterest expense | $4,290,000 | 2,140 |
| Salaries and employee benefits | $2,339,000 | 2,191 |
| Premises and equipment expense | $671,000 | 1,947 |
| Additional noninterest expense | $1,280,000 | 2,092 |
| Pre-tax net operating income | $1,154,000 | 3,186 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $433,000 | 2,271 |
| Income before extraordinary items | $721,000 | 3,752 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $721,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,140 |
| Cash dividends | $900,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $721,000 | 3,736 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,030,000 | 2,098 |
| Total interest expense | $2,588,000 | 1,893 |
| Net interest income | $2,442,000 | 2,334 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $274,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $142,000 | 2,708 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $132,000 | 3,238 |
| Total noninterest expense | $2,253,000 | 2,048 |
| Salaries and employee benefits | $1,241,000 | 2,073 |
| Premises and equipment expense | $338,000 | 1,928 |
| Additional noninterest expense | $674,000 | 1,962 |
| Pre-tax net operating income | $463,000 | 3,682 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $174,000 | 2,587 |
| Income before extraordinary items | $289,000 | 4,267 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $289,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,927 |
| Cash dividends | $450,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $289,000 | 4,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,414,000 | 2,041 |
| Total interest expense | $8,412,000 | 1,961 |
| Net interest income | $11,002,000 | 2,106 |
| Provision for loan and lease losses | $335,000 | 2,587 |
| Total noninterest income | $1,577,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $772,000 | 2,183 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $805,000 | 2,572 |
| Total noninterest expense | $9,244,000 | 1,918 |
| Salaries and employee benefits | $5,166,000 | 1,887 |
| Premises and equipment expense | $1,387,000 | 1,819 |
| Additional noninterest expense | $2,691,000 | 1,965 |
| Pre-tax net operating income | $3,000,000 | 2,778 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,103,000 | 2,066 |
| Income before extraordinary items | $1,897,000 | 3,212 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,897,000 | 3,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,149 |
| Cash dividends | $1,800,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,897,000 | 3,200 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,429,000 | 2,044 |
| Total interest expense | $5,975,000 | 1,999 |
| Net interest income | $8,454,000 | 2,074 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $1,185,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $593,000 | 2,141 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $592,000 | 2,589 |
| Total noninterest expense | $6,764,000 | 1,951 |
| Salaries and employee benefits | $3,826,000 | 1,901 |
| Premises and equipment expense | $1,029,000 | 1,836 |
| Additional noninterest expense | $1,909,000 | 2,060 |
| Pre-tax net operating income | $2,740,000 | 2,481 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,028,000 | 1,846 |
| Income before extraordinary items | $1,712,000 | 2,910 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,712,000 | 2,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,265 |
| Cash dividends | $1,350,000 | 1,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,712,000 | 2,899 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,386,000 | 2,050 |
| Total interest expense | $3,757,000 | 2,008 |
| Net interest income | $5,629,000 | 2,079 |
| Provision for loan and lease losses | $135,000 | 2,822 |
| Total noninterest income | $806,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $395,000 | 2,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $411,000 | 2,520 |
| Total noninterest expense | $4,503,000 | 1,966 |
| Salaries and employee benefits | $2,540,000 | 1,914 |
| Premises and equipment expense | $677,000 | 1,863 |
| Additional noninterest expense | $1,286,000 | 2,047 |
| Pre-tax net operating income | $1,797,000 | 2,524 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $674,000 | 1,887 |
| Income before extraordinary items | $1,123,000 | 2,932 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,123,000 | 2,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,181 |
| Cash dividends | $900,000 | 1,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,123,000 | 2,920 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,613,000 | 2,042 |
| Total interest expense | $1,792,000 | 2,002 |
| Net interest income | $2,821,000 | 2,058 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $389,000 | 2,595 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $194,000 | 2,102 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,533 |
| Total noninterest expense | $2,231,000 | 1,981 |
| Salaries and employee benefits | $1,261,000 | 1,945 |
| Premises and equipment expense | $332,000 | 1,908 |
| Additional noninterest expense | $638,000 | 2,040 |
| Pre-tax net operating income | $879,000 | 2,513 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $330,000 | 1,895 |
| Income before extraordinary items | $549,000 | 2,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $549,000 | 2,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,116 |
| Cash dividends | $450,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $549,000 | 2,917 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,924,000 | 2,093 |
| Total interest expense | $5,211,000 | 2,118 |
| Net interest income | $10,713,000 | 2,069 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,517,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $763,000 | 2,198 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $754,000 | 2,636 |
| Total noninterest expense | $8,485,000 | 1,970 |
| Salaries and employee benefits | $4,505,000 | 2,045 |
| Premises and equipment expense | $1,301,000 | 1,857 |
| Additional noninterest expense | $2,679,000 | 1,892 |
| Pre-tax net operating income | $3,745,000 | 2,327 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,469,000 | 1,719 |
| Income before extraordinary items | $2,276,000 | 2,776 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,276,000 | 2,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,834 |
| Cash dividends | $1,800,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,276,000 | 2,741 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,674,000 | 2,093 |
| Total interest expense | $3,628,000 | 2,152 |
| Net interest income | $8,046,000 | 2,056 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,138,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $573,000 | 2,193 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $565,000 | 2,649 |
| Total noninterest expense | $6,274,000 | 1,975 |
| Salaries and employee benefits | $3,360,000 | 2,029 |
| Premises and equipment expense | $968,000 | 1,864 |
| Additional noninterest expense | $1,946,000 | 1,910 |
| Pre-tax net operating income | $2,910,000 | 2,298 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,091,000 | 1,771 |
| Income before extraordinary items | $1,819,000 | 2,675 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,819,000 | 2,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,732 |
| Cash dividends | $1,350,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,819,000 | 2,638 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,685,000 | 2,056 |
| Total interest expense | $2,331,000 | 2,114 |
| Net interest income | $5,354,000 | 2,032 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $771,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $386,000 | 2,127 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $385,000 | 2,611 |
| Total noninterest expense | $4,184,000 | 1,967 |
| Salaries and employee benefits | $2,253,000 | 2,006 |
| Premises and equipment expense | $647,000 | 1,852 |
| Additional noninterest expense | $1,284,000 | 1,916 |
| Pre-tax net operating income | $1,941,000 | 2,243 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $728,000 | 1,743 |
| Income before extraordinary items | $1,213,000 | 2,626 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,213,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $900,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,213,000 | 2,586 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 2,072 |
| Total interest expense | $1,130,000 | 2,083 |
| Net interest income | $2,599,000 | 2,077 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $366,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $195,000 | 2,047 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $171,000 | 2,745 |
| Total noninterest expense | $2,101,000 | 1,968 |
| Salaries and employee benefits | $1,152,000 | 1,975 |
| Premises and equipment expense | $324,000 | 1,852 |
| Additional noninterest expense | $625,000 | 1,966 |
| Pre-tax net operating income | $864,000 | 2,413 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $324,000 | 1,875 |
| Income before extraordinary items | $540,000 | 2,865 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $540,000 | 2,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $450,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $540,000 | 2,811 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,668,000 | 2,088 |
| Total interest expense | $3,527,000 | 2,293 |
| Net interest income | $10,141,000 | 2,000 |
| Provision for loan and lease losses | $-1,325,000 | 8,939 |
| Total noninterest income | $1,597,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $944,000 | 1,857 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $653,000 | 2,838 |
| Total noninterest expense | $8,098,000 | 1,979 |
| Salaries and employee benefits | $4,237,000 | 2,062 |
| Premises and equipment expense | $1,291,000 | 1,787 |
| Additional noninterest expense | $2,570,000 | 1,888 |
| Pre-tax net operating income | $4,965,000 | 1,711 |
| Securities gains (losses) | $80,000 | 1,394 |
| Applicable income taxes | $1,902,000 | 1,323 |
| Income before extraordinary items | $3,143,000 | 1,996 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,143,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-786,000 | 8,959 |
| Cash dividends | $1,800,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,091,800 | 1,976 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,951,000 | 2,143 |
| Total interest expense | $2,537,000 | 2,324 |
| Net interest income | $7,414,000 | 2,032 |
| Provision for loan and lease losses | $-800,000 | 8,985 |
| Total noninterest income | $1,163,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $708,000 | 1,868 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $455,000 | 2,966 |
| Total noninterest expense | $5,948,000 | 2,009 |
| Salaries and employee benefits | $3,135,000 | 2,087 |
| Premises and equipment expense | $958,000 | 1,806 |
| Additional noninterest expense | $1,855,000 | 1,942 |
| Pre-tax net operating income | $3,429,000 | 1,836 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,286,000 | 1,456 |
| Income before extraordinary items | $2,143,000 | 2,186 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,143,000 | 2,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-841,000 | 9,009 |
| Cash dividends | $1,350,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,143,000 | 2,131 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 2,142 |
| Total interest expense | $1,683,000 | 2,310 |
| Net interest income | $4,862,000 | 2,058 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $771,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $484,000 | 1,806 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $287,000 | 3,065 |
| Total noninterest expense | $3,945,000 | 2,018 |
| Salaries and employee benefits | $2,104,000 | 2,079 |
| Premises and equipment expense | $702,000 | 1,649 |
| Additional noninterest expense | $1,139,000 | 2,118 |
| Pre-tax net operating income | $1,688,000 | 2,352 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $633,000 | 1,849 |
| Income before extraordinary items | $1,055,000 | 2,803 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,055,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-271,000 | 9,016 |
| Cash dividends | $900,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,055,000 | 2,733 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 2,093 |
| Total interest expense | $887,000 | 2,231 |
| Net interest income | $2,454,000 | 2,036 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $397,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $261,000 | 1,633 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $136,000 | 3,110 |
| Total noninterest expense | $1,966,000 | 2,044 |
| Salaries and employee benefits | $1,057,000 | 2,083 |
| Premises and equipment expense | $335,000 | 1,736 |
| Additional noninterest expense | $574,000 | 2,053 |
| Pre-tax net operating income | $885,000 | 2,241 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $332,000 | 1,793 |
| Income before extraordinary items | $553,000 | 2,702 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $553,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,610 |
| Cash dividends | $450,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $553,000 | 2,606 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,566,000 | 2,097 |
| Total interest expense | $3,661,000 | 2,415 |
| Net interest income | $9,905,000 | 1,980 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,743,000 | 2,558 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,150,000 | 1,494 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $593,000 | 3,282 |
| Total noninterest expense | $7,766,000 | 2,035 |
| Salaries and employee benefits | $4,097,000 | 2,078 |
| Premises and equipment expense | $1,379,000 | 1,646 |
| Additional noninterest expense | $2,290,000 | 2,106 |
| Pre-tax net operating income | $3,762,000 | 2,070 |
| Securities gains (losses) | $144,000 | 1,583 |
| Applicable income taxes | $1,522,000 | 1,604 |
| Income before extraordinary items | $2,384,000 | 2,480 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,384,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-410,000 | 9,158 |
| Cash dividends | $1,800,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,291,840 | 2,448 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,112,000 | 2,140 |
| Total interest expense | $2,822,000 | 2,434 |
| Net interest income | $7,290,000 | 2,021 |
| Provision for loan and lease losses | $120,000 | 4,343 |
| Total noninterest income | $1,301,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $851,000 | 1,528 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $450,000 | 3,329 |
| Total noninterest expense | $5,838,000 | 2,031 |
| Salaries and employee benefits | $3,096,000 | 2,062 |
| Premises and equipment expense | $1,028,000 | 1,669 |
| Additional noninterest expense | $1,714,000 | 2,097 |
| Pre-tax net operating income | $2,633,000 | 2,274 |
| Securities gains (losses) | $144,000 | 1,448 |
| Applicable income taxes | $1,041,000 | 1,800 |
| Income before extraordinary items | $1,736,000 | 2,640 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,736,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,869 |
| Cash dividends | $1,350,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,643,840 | 2,621 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,805,000 | 2,138 |
| Total interest expense | $1,975,000 | 2,398 |
| Net interest income | $4,830,000 | 2,026 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $841,000 | 2,655 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $568,000 | 1,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $273,000 | 3,470 |
| Total noninterest expense | $3,879,000 | 2,030 |
| Salaries and employee benefits | $2,087,000 | 2,031 |
| Premises and equipment expense | $685,000 | 1,666 |
| Additional noninterest expense | $1,107,000 | 2,161 |
| Pre-tax net operating income | $1,712,000 | 2,338 |
| Securities gains (losses) | $144,000 | 1,250 |
| Applicable income taxes | $696,000 | 1,831 |
| Income before extraordinary items | $1,160,000 | 2,659 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,160,000 | 2,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,211 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,067,840 | 2,676 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 2,093 |
| Total interest expense | $1,025,000 | 2,381 |
| Net interest income | $2,486,000 | 1,964 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $448,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $310,000 | 1,345 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 3,360 |
| Total noninterest expense | $1,933,000 | 2,028 |
| Salaries and employee benefits | $1,049,000 | 2,019 |
| Premises and equipment expense | $342,000 | 1,671 |
| Additional noninterest expense | $542,000 | 2,169 |
| Pre-tax net operating income | $921,000 | 2,196 |
| Securities gains (losses) | $89,000 | 1,062 |
| Applicable income taxes | $379,000 | 1,704 |
| Income before extraordinary items | $631,000 | 2,415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $631,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $450,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $574,040 | 2,500 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,345,000 | 2,136 |
| Total interest expense | $4,397,000 | 2,533 |
| Net interest income | $9,948,000 | 1,949 |
| Provision for loan and lease losses | $520,000 | 2,322 |
| Total noninterest income | $1,634,000 | 2,477 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,055,000 | 1,529 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $579,000 | 3,029 |
| Total noninterest expense | $7,703,000 | 1,959 |
| Salaries and employee benefits | $3,916,000 | 2,042 |
| Premises and equipment expense | $1,390,000 | 1,594 |
| Additional noninterest expense | $2,397,000 | 1,933 |
| Pre-tax net operating income | $3,359,000 | 2,281 |
| Securities gains (losses) | $457,000 | 694 |
| Applicable income taxes | $1,488,000 | 1,666 |
| Income before extraordinary items | $2,328,000 | 2,486 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,328,000 | 2,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,989,000 | 566 |
| Cash dividends | $1,375,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 255 |
| Net operating income | $2,035,520 | 2,668 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,071,000 | 2,146 |
| Total interest expense | $7,761,000 | 2,074 |
| Net interest income | $8,310,000 | 2,151 |
| Provision for loan and lease losses | $2,797,000 | 538 |
| Total noninterest income | $1,587,000 | 2,401 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $937,000 | 1,598 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $650,000 | 2,692 |
| Total noninterest expense | $7,150,000 | 2,006 |
| Salaries and employee benefits | $3,482,000 | 2,158 |
| Premises and equipment expense | $1,423,000 | 1,514 |
| Additional noninterest expense | $2,245,000 | 2,006 |
| Pre-tax net operating income | $-50,000 | 8,811 |
| Securities gains (losses) | $153,000 | 1,391 |
| Applicable income taxes | $50,000 | 6,706 |
| Income before extraordinary items | $53,000 | 8,590 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $53,000 | 8,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-294,000 | 9,573 |
| Cash dividends | $955,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $-6,000,000 | 9,607 |
| Net operating income | $-44,920 | 8,820 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,248,000 | 2,042 |
| Total interest expense | $9,286,000 | 1,862 |
| Net interest income | $7,962,000 | 2,239 |
| Provision for loan and lease losses | $560,000 | 1,711 |
| Total noninterest income | $1,004,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $607,000 | 2,267 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $397,000 | 3,359 |
| Total noninterest expense | $6,503,000 | 2,118 |
| Salaries and employee benefits | $3,292,000 | 2,169 |
| Premises and equipment expense | $1,384,000 | 1,505 |
| Additional noninterest expense | $1,827,000 | 2,356 |
| Pre-tax net operating income | $1,903,000 | 3,449 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $684,000 | 2,839 |
| Income before extraordinary items | $1,219,000 | 3,819 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,219,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 1,230 |
| Cash dividends | $1,075,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,219,000 | 3,800 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,631,000 | 1,952 |
| Total interest expense | $9,199,000 | 1,636 |
| Net interest income | $7,432,000 | 2,374 |
| Provision for loan and lease losses | $123,000 | 4,690 |
| Total noninterest income | $676,000 | 4,092 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $421,000 | 3,085 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $255,000 | 4,389 |
| Total noninterest expense | $6,526,000 | 2,089 |
| Salaries and employee benefits | $3,332,000 | 2,104 |
| Premises and equipment expense | $1,358,000 | 1,512 |
| Additional noninterest expense | $1,836,000 | 2,377 |
| Pre-tax net operating income | $1,459,000 | 4,173 |
| Securities gains (losses) | $-1,277,000 | 10,152 |
| Applicable income taxes | $-28,000 | 9,752 |
| Income before extraordinary items | $210,000 | 8,224 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $210,000 | 8,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,182 |
| Cash dividends | $1,700,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,487,000 | 3,227 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,864,000 | 1,913 |
| Total interest expense | $9,858,000 | 1,549 |
| Net interest income | $7,006,000 | 2,419 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $943,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $442,000 | 2,865 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $501,000 | 2,979 |
| Total noninterest expense | $6,341,000 | 2,073 |
| Salaries and employee benefits | $3,225,000 | 2,101 |
| Premises and equipment expense | $1,401,000 | 1,393 |
| Additional noninterest expense | $1,715,000 | 2,426 |
| Pre-tax net operating income | $1,608,000 | 3,974 |
| Securities gains (losses) | $91,000 | 1,343 |
| Applicable income taxes | $636,000 | 3,257 |
| Income before extraordinary items | $1,063,000 | 4,296 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,063,000 | 4,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-188,000 | 10,347 |
| Cash dividends | $503,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $1,563,000 | 417 |
| Net operating income | $1,004,760 | 4,401 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,880,000 | 2,198 |
| Total interest expense | $8,140,000 | 1,899 |
| Net interest income | $6,740,000 | 2,580 |
| Provision for loan and lease losses | $-126,000 | 10,799 |
| Total noninterest income | $1,128,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $497,000 | 2,638 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $631,000 | 2,389 |
| Total noninterest expense | $6,574,000 | 1,968 |
| Salaries and employee benefits | $3,278,000 | 2,006 |
| Premises and equipment expense | $1,392,000 | 1,402 |
| Additional noninterest expense | $1,904,000 | 2,197 |
| Pre-tax net operating income | $1,420,000 | 4,680 |
| Securities gains (losses) | $156,000 | 814 |
| Applicable income taxes | $475,000 | 4,368 |
| Income before extraordinary items | $1,101,000 | 4,365 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,101,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $991,800 | 4,674 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,656,000 | 2,643 |
| Total interest expense | $5,848,000 | 2,602 |
| Net interest income | $6,808,000 | 2,587 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,149,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $614,000 | 2,201 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $535,000 | 2,793 |
| Total noninterest expense | $6,952,000 | 2,013 |
| Salaries and employee benefits | $3,316,000 | 1,996 |
| Premises and equipment expense | $1,133,000 | 1,776 |
| Additional noninterest expense | $2,503,000 | 2,004 |
| Pre-tax net operating income | $1,005,000 | 5,723 |
| Securities gains (losses) | $139,000 | 822 |
| Applicable income taxes | $-772,000 | 11,382 |
| Income before extraordinary items | $1,916,000 | 2,540 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,916,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 11,137 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,777,000 | 2,686 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,696,000 | 2,290 |
| Total interest expense | $7,165,000 | 2,162 |
| Net interest income | $7,531,000 | 2,382 |
| Provision for loan and lease losses | $1,109,000 | 874 |
| Total noninterest income | $1,911,000 | 1,916 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $822,000 | 1,644 |
| Trading account gains and fees | $160,000 | 257 |
| Additional Noninterest Income | $929,000 | 1,900 |
| Total noninterest expense | $6,909,000 | 2,002 |
| Salaries and employee benefits | $3,492,000 | 1,892 |
| Premises and equipment expense | $1,255,000 | 1,617 |
| Additional noninterest expense | $2,162,000 | 2,254 |
| Pre-tax net operating income | $1,424,000 | 4,637 |
| Securities gains (losses) | $-1,316,000 | 11,887 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $108,000 | 10,856 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $108,000 | 10,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,088,000 | 839 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,424,000 | 3,382 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,787,000 | 2,574 |
| Total interest expense | $4,294,000 | 2,852 |
| Net interest income | $7,493,000 | 2,417 |
| Provision for loan and lease losses | $229,000 | 2,801 |
| Total noninterest income | $2,822,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $993,000 | 1,348 |
| Trading account gains and fees | $-9,000 | 4,812 |
| Additional Noninterest Income | $1,838,000 | 1,195 |
| Total noninterest expense | $8,337,000 | 1,758 |
| Salaries and employee benefits | $3,632,000 | 1,842 |
| Premises and equipment expense | $1,039,000 | 1,956 |
| Additional noninterest expense | $3,666,000 | 1,519 |
| Pre-tax net operating income | $1,749,000 | 3,846 |
| Securities gains (losses) | $-45,000 | 10,953 |
| Applicable income taxes | $50,000 | 10,470 |
| Income before extraordinary items | $1,654,000 | 2,915 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,654,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,583 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,697,650 | 2,866 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,476,000 | 2,963 |
| Total interest expense | $3,634,000 | 3,452 |
| Net interest income | $6,842,000 | 2,639 |
| Provision for loan and lease losses | $197,000 | 3,966 |
| Total noninterest income | $2,058,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $849,000 | 1,615 |
| Trading account gains and fees | $44,000 | 335 |
| Additional Noninterest Income | $1,165,000 | 1,849 |
| Total noninterest expense | $7,722,000 | 1,923 |
| Salaries and employee benefits | $3,639,000 | 1,842 |
| Premises and equipment expense | $1,136,000 | 1,847 |
| Additional noninterest expense | $2,947,000 | 1,941 |
| Pre-tax net operating income | $981,000 | 5,963 |
| Securities gains (losses) | $319,000 | 1,243 |
| Applicable income taxes | $15,000 | 11,714 |
| Income before extraordinary items | $1,285,000 | 3,759 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,285,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,870 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $969,190 | 4,557 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,521,000 | 3,056 |
| Total interest expense | $4,430,000 | 3,699 |
| Net interest income | $7,091,000 | 2,555 |
| Provision for loan and lease losses | $1,600,000 | 1,344 |
| Total noninterest income | $1,739,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,142,000 | 1,157 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $597,000 | 2,827 |
| Total noninterest expense | $7,411,000 | 1,990 |
| Salaries and employee benefits | $3,477,000 | 1,893 |
| Premises and equipment expense | $1,242,000 | 1,707 |
| Additional noninterest expense | $2,692,000 | 2,189 |
| Pre-tax net operating income | $-181,000 | 13,064 |
| Securities gains (losses) | $264,000 | 1,651 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $83,000 | 12,177 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $83,000 | 12,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,056,000 | 942 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-181,000 | 13,033 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.