Home > Jessamine First Federal Savings and Loan Association > Income and Expense
Jessamine First Federal Savings and Loan Association, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 8,999 |
| Total interest expense | $1,502,000 | 7,701 |
| Net interest income | $980,000 | 9,995 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $108,000 | 10,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $108,000 | 6,996 |
| Total noninterest expense | $795,000 | 9,791 |
| Salaries and employee benefits | $367,000 | 10,198 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $287,000 | 9,381 |
| Pre-tax net operating income | $290,000 | 9,823 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $198,000 | 9,951 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $198,000 | 9,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $56,000 | 7,654 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $192,720 | 9,988 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,320,000 | 9,215 |
| Total interest expense | $1,197,000 | 7,914 |
| Net interest income | $1,123,000 | 9,992 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $103,000 | 10,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $103,000 | 7,425 |
| Total noninterest expense | $677,000 | 10,798 |
| Salaries and employee benefits | $321,000 | 11,005 |
| Premises and equipment expense | $124,000 | 9,273 |
| Additional noninterest expense | $232,000 | 10,746 |
| Pre-tax net operating income | $544,000 | 8,361 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $185,000 | 7,611 |
| Income before extraordinary items | $351,000 | 8,626 |
| Extraordinary gains, net | $36,000 | 177 |
| Net income | $387,000 | 8,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $55,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $356,200 | 8,640 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 9,398 |
| Total interest expense | $1,247,000 | 8,091 |
| Net interest income | $1,148,000 | 10,234 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $96,000 | 11,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $673,000 | 11,294 |
| Salaries and employee benefits | $306,000 | 11,583 |
| Premises and equipment expense | $109,000 | 10,160 |
| Additional noninterest expense | $258,000 | 10,975 |
| Pre-tax net operating income | $565,000 | 8,190 |
| Securities gains (losses) | $45,000 | 3,566 |
| Applicable income taxes | $194,000 | 7,729 |
| Income before extraordinary items | $416,000 | 8,277 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $416,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,209 |
| Net operating income | $385,400 | 8,321 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 9,319 |
| Total interest expense | $1,741,000 | 7,788 |
| Net interest income | $1,063,000 | 10,844 |
| Provision for loan and lease losses | $99,000 | 7,328 |
| Total noninterest income | $100,000 | 11,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $648,000 | 11,786 |
| Salaries and employee benefits | $271,000 | 12,343 |
| Premises and equipment expense | $120,000 | 10,011 |
| Additional noninterest expense | $257,000 | 11,446 |
| Pre-tax net operating income | $416,000 | 9,100 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $177,000 | 8,040 |
| Income before extraordinary items | $253,000 | 9,883 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $253,000 | 10,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,246,000 | 289 |
| Net operating income | $244,040 | 9,630 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.