Home > Jennings State Bank > Income and Expense
Jennings State Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 6,805 |
| Total interest expense | $854,000 | 5,906 |
| Net interest income | $978,000 | 7,181 |
| Provision for loan and lease losses | $807,000 | 3,093 |
| Total noninterest income | $286,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $168,000 | 4,460 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $118,000 | 5,160 |
| Total noninterest expense | $2,713,000 | 4,629 |
| Salaries and employee benefits | $976,000 | 5,642 |
| Premises and equipment expense | $461,000 | 3,847 |
| Additional noninterest expense | $1,276,000 | 3,711 |
| Pre-tax net operating income | $-2,256,000 | 7,118 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-217,000 | 7,115 |
| Income before extraordinary items | $-2,039,000 | 7,185 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,039,000 | 7,185 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,039,000 | 7,184 |
| Net charge-offs | $515,000 | 3,005 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,039,000 | 7,175 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 6,800 |
| Total interest expense | $587,000 | 5,961 |
| Net interest income | $681,000 | 7,143 |
| Provision for loan and lease losses | $608,000 | 2,681 |
| Total noninterest income | $129,000 | 5,980 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $107,000 | 4,524 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $22,000 | 6,709 |
| Total noninterest expense | $1,949,000 | 4,454 |
| Salaries and employee benefits | $657,000 | 5,686 |
| Premises and equipment expense | $308,000 | 3,857 |
| Additional noninterest expense | $984,000 | 3,326 |
| Pre-tax net operating income | $-1,747,000 | 7,320 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-217,000 | 7,327 |
| Income before extraordinary items | $-1,530,000 | 7,335 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,530,000 | 7,334 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,530,000 | 7,333 |
| Net charge-offs | $449,000 | 2,462 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,530,000 | 7,340 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 6,864 |
| Total interest expense | $292,000 | 6,071 |
| Net interest income | $340,000 | 7,167 |
| Provision for loan and lease losses | $271,000 | 2,473 |
| Total noninterest income | $70,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $50,000 | 4,615 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $20,000 | 6,167 |
| Total noninterest expense | $763,000 | 5,122 |
| Salaries and employee benefits | $322,000 | 5,793 |
| Premises and equipment expense | $162,000 | 3,754 |
| Additional noninterest expense | $279,000 | 4,631 |
| Pre-tax net operating income | $-624,000 | 7,433 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-113,000 | 7,580 |
| Income before extraordinary items | $-511,000 | 7,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-511,000 | 7,456 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-511,000 | 7,457 |
| Net charge-offs | $240,000 | 1,995 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-511,000 | 7,428 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 6,725 |
| Total interest expense | $1,168,000 | 6,492 |
| Net interest income | $1,678,000 | 6,792 |
| Provision for loan and lease losses | $1,040,000 | 2,649 |
| Total noninterest income | $356,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $260,000 | 4,284 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $96,000 | 5,974 |
| Total noninterest expense | $3,098,000 | 5,020 |
| Salaries and employee benefits | $1,360,000 | 5,620 |
| Premises and equipment expense | $596,000 | 3,960 |
| Additional noninterest expense | $1,142,000 | 4,444 |
| Pre-tax net operating income | $-2,104,000 | 7,390 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-852,000 | 7,658 |
| Income before extraordinary items | $-1,252,000 | 7,115 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,252,000 | 7,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $725,000 | 2,321 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,252,000 | 7,226 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 6,792 |
| Total interest expense | $884,000 | 6,592 |
| Net interest income | $1,258,000 | 6,844 |
| Provision for loan and lease losses | $952,000 | 1,874 |
| Total noninterest income | $265,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $194,000 | 4,316 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $71,000 | 6,119 |
| Total noninterest expense | $2,309,000 | 5,019 |
| Salaries and employee benefits | $1,017,000 | 5,632 |
| Premises and equipment expense | $447,000 | 3,962 |
| Additional noninterest expense | $845,000 | 4,407 |
| Pre-tax net operating income | $-1,738,000 | 7,799 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-540,000 | 7,903 |
| Income before extraordinary items | $-1,198,000 | 7,602 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,198,000 | 7,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 1,578 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,198,000 | 7,706 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 6,831 |
| Total interest expense | $598,000 | 6,688 |
| Net interest income | $846,000 | 6,854 |
| Provision for loan and lease losses | $278,000 | 2,664 |
| Total noninterest income | $169,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $124,000 | 4,405 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $1,517,000 | 5,084 |
| Salaries and employee benefits | $676,000 | 5,694 |
| Premises and equipment expense | $301,000 | 3,962 |
| Additional noninterest expense | $540,000 | 4,508 |
| Pre-tax net operating income | $-780,000 | 7,783 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-287,000 | 8,062 |
| Income before extraordinary items | $-493,000 | 7,686 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-493,000 | 7,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,182 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-493,000 | 7,664 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 6,769 |
| Total interest expense | $311,000 | 6,773 |
| Net interest income | $468,000 | 6,654 |
| Provision for loan and lease losses | $13,000 | 5,304 |
| Total noninterest income | $86,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $751,000 | 5,133 |
| Salaries and employee benefits | $350,000 | 5,632 |
| Premises and equipment expense | $151,000 | 3,967 |
| Additional noninterest expense | $250,000 | 4,690 |
| Pre-tax net operating income | $-210,000 | 7,776 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-83,000 | 8,099 |
| Income before extraordinary items | $-127,000 | 7,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-127,000 | 7,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,284 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-127,000 | 7,677 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 6,207 |
| Total interest expense | $1,889,000 | 5,950 |
| Net interest income | $2,154,000 | 6,343 |
| Provision for loan and lease losses | $510,000 | 2,294 |
| Total noninterest income | $382,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $294,000 | 4,116 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $88,000 | 6,406 |
| Total noninterest expense | $3,098,000 | 4,917 |
| Salaries and employee benefits | $1,350,000 | 5,628 |
| Premises and equipment expense | $560,000 | 4,039 |
| Additional noninterest expense | $1,188,000 | 4,101 |
| Pre-tax net operating income | $-1,072,000 | 8,072 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-435,000 | 8,287 |
| Income before extraordinary items | $-637,000 | 7,970 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-637,000 | 7,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,065 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-637,000 | 7,961 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 6,132 |
| Total interest expense | $1,466,000 | 5,910 |
| Net interest income | $1,728,000 | 6,207 |
| Provision for loan and lease losses | $496,000 | 1,586 |
| Total noninterest income | $280,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $213,000 | 4,215 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 6,397 |
| Total noninterest expense | $2,330,000 | 4,875 |
| Salaries and employee benefits | $1,008,000 | 5,616 |
| Premises and equipment expense | $415,000 | 4,055 |
| Additional noninterest expense | $907,000 | 3,984 |
| Pre-tax net operating income | $-818,000 | 8,232 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-273,000 | 8,357 |
| Income before extraordinary items | $-545,000 | 8,157 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-545,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,113 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-545,000 | 8,144 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 6,088 |
| Total interest expense | $997,000 | 5,877 |
| Net interest income | $1,202,000 | 6,152 |
| Provision for loan and lease losses | $668,000 | 805 |
| Total noninterest income | $193,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $137,000 | 4,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $56,000 | 6,100 |
| Total noninterest expense | $1,426,000 | 5,173 |
| Salaries and employee benefits | $672,000 | 5,689 |
| Premises and equipment expense | $282,000 | 4,020 |
| Additional noninterest expense | $472,000 | 4,759 |
| Pre-tax net operating income | $-699,000 | 8,376 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-274,000 | 8,493 |
| Income before extraordinary items | $-425,000 | 8,290 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-425,000 | 8,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,485 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-425,000 | 8,280 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 5,994 |
| Total interest expense | $512,000 | 5,792 |
| Net interest income | $632,000 | 6,022 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $111,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $59,000 | 4,564 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $52,000 | 5,033 |
| Total noninterest expense | $704,000 | 5,234 |
| Salaries and employee benefits | $335,000 | 5,735 |
| Premises and equipment expense | $140,000 | 4,053 |
| Additional noninterest expense | $229,000 | 4,818 |
| Pre-tax net operating income | $19,000 | 7,664 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $14,000 | 5,152 |
| Income before extraordinary items | $5,000 | 7,807 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,000 | 7,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $5,000 | 7,787 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,220,000 | 5,983 |
| Total interest expense | $1,630,000 | 5,920 |
| Net interest income | $2,590,000 | 5,918 |
| Provision for loan and lease losses | $635,000 | 1,534 |
| Total noninterest income | $439,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $267,000 | 4,358 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $172,000 | 5,383 |
| Total noninterest expense | $2,610,000 | 5,343 |
| Salaries and employee benefits | $1,377,000 | 5,467 |
| Premises and equipment expense | $547,000 | 4,016 |
| Additional noninterest expense | $686,000 | 5,698 |
| Pre-tax net operating income | $-216,000 | 8,127 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $-88,000 | 8,360 |
| Income before extraordinary items | $-127,000 | 8,099 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-127,000 | 8,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $715,000 | 897 |
| Cash dividends | $257,000 | 4,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-127,640 | 8,089 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 5,935 |
| Total interest expense | $1,162,000 | 5,986 |
| Net interest income | $2,105,000 | 5,772 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $317,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $199,000 | 4,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $118,000 | 5,555 |
| Total noninterest expense | $1,969,000 | 5,315 |
| Salaries and employee benefits | $1,052,000 | 5,391 |
| Premises and equipment expense | $406,000 | 4,073 |
| Additional noninterest expense | $511,000 | 5,706 |
| Pre-tax net operating income | $393,000 | 6,635 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $89,000 | 5,028 |
| Income before extraordinary items | $304,000 | 6,705 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $304,000 | 6,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,446 |
| Cash dividends | $257,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $304,000 | 6,706 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 5,881 |
| Total interest expense | $719,000 | 6,084 |
| Net interest income | $1,481,000 | 5,641 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $218,000 | 5,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $129,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 5,375 |
| Total noninterest expense | $1,336,000 | 5,270 |
| Salaries and employee benefits | $711,000 | 5,369 |
| Premises and equipment expense | $275,000 | 4,040 |
| Additional noninterest expense | $350,000 | 5,606 |
| Pre-tax net operating income | $323,000 | 6,313 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $142,000 | 4,093 |
| Income before extraordinary items | $181,000 | 6,911 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $181,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $257,000 | 3,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $181,000 | 6,918 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 5,970 |
| Total interest expense | $335,000 | 6,138 |
| Net interest income | $717,000 | 5,735 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $124,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $63,000 | 4,435 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $644,000 | 5,385 |
| Salaries and employee benefits | $360,000 | 5,348 |
| Premises and equipment expense | $132,000 | 4,139 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $177,000 | 6,086 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $71,000 | 4,026 |
| Income before extraordinary items | $106,000 | 6,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $257,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $106,000 | 6,630 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 5,944 |
| Total interest expense | $1,034,000 | 6,216 |
| Net interest income | $2,806,000 | 5,712 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $460,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $267,000 | 4,429 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $193,000 | 5,236 |
| Total noninterest expense | $2,527,000 | 5,343 |
| Salaries and employee benefits | $1,417,000 | 5,244 |
| Premises and equipment expense | $513,000 | 4,099 |
| Additional noninterest expense | $597,000 | 6,078 |
| Pre-tax net operating income | $659,000 | 6,250 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $264,000 | 4,294 |
| Income before extraordinary items | $395,000 | 6,794 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $395,000 | 6,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,723 |
| Cash dividends | $371,000 | 4,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $395,000 | 6,761 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,810,000 | 5,984 |
| Total interest expense | $723,000 | 6,272 |
| Net interest income | $2,087,000 | 5,757 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $347,000 | 5,445 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $201,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 5,238 |
| Total noninterest expense | $1,849,000 | 5,395 |
| Salaries and employee benefits | $1,059,000 | 5,236 |
| Premises and equipment expense | $381,000 | 4,113 |
| Additional noninterest expense | $409,000 | 6,295 |
| Pre-tax net operating income | $525,000 | 6,304 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $213,000 | 4,319 |
| Income before extraordinary items | $312,000 | 6,854 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $312,000 | 6,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $371,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $312,000 | 6,810 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 6,027 |
| Total interest expense | $420,000 | 6,481 |
| Net interest income | $1,389,000 | 5,745 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $210,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $130,000 | 4,473 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $80,000 | 5,615 |
| Total noninterest expense | $1,235,000 | 5,376 |
| Salaries and employee benefits | $705,000 | 5,231 |
| Premises and equipment expense | $254,000 | 4,103 |
| Additional noninterest expense | $276,000 | 6,241 |
| Pre-tax net operating income | $324,000 | 6,438 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $142,000 | 4,334 |
| Income before extraordinary items | $182,000 | 7,069 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $182,000 | 7,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $371,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $182,000 | 7,037 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 6,145 |
| Total interest expense | $176,000 | 6,841 |
| Net interest income | $693,000 | 5,760 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $100,000 | 5,685 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $60,000 | 4,608 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $623,000 | 5,395 |
| Salaries and employee benefits | $350,000 | 5,290 |
| Premises and equipment expense | $130,000 | 4,075 |
| Additional noninterest expense | $143,000 | 6,156 |
| Pre-tax net operating income | $150,000 | 6,565 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $71,000 | 4,271 |
| Income before extraordinary items | $79,000 | 7,257 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $79,000 | 7,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $371,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $79,000 | 7,225 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 6,066 |
| Total interest expense | $569,000 | 7,066 |
| Net interest income | $2,811,000 | 5,630 |
| Provision for loan and lease losses | $108,000 | 4,881 |
| Total noninterest income | $493,000 | 5,308 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $290,000 | 4,391 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $203,000 | 5,085 |
| Total noninterest expense | $2,244,000 | 5,636 |
| Salaries and employee benefits | $1,327,000 | 5,358 |
| Premises and equipment expense | $461,000 | 4,338 |
| Additional noninterest expense | $456,000 | 6,813 |
| Pre-tax net operating income | $952,000 | 5,369 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $381,000 | 3,795 |
| Income before extraordinary items | $571,000 | 6,066 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $571,000 | 6,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,670 |
| Cash dividends | $367,000 | 4,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $571,000 | 6,001 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 6,096 |
| Total interest expense | $413,000 | 7,145 |
| Net interest income | $2,095,000 | 5,640 |
| Provision for loan and lease losses | $77,000 | 4,765 |
| Total noninterest income | $387,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $219,000 | 4,407 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $168,000 | 4,870 |
| Total noninterest expense | $1,619,000 | 5,731 |
| Salaries and employee benefits | $954,000 | 5,469 |
| Premises and equipment expense | $323,000 | 4,531 |
| Additional noninterest expense | $342,000 | 6,781 |
| Pre-tax net operating income | $786,000 | 5,234 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $311,000 | 3,734 |
| Income before extraordinary items | $475,000 | 5,942 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $475,000 | 5,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $367,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $475,000 | 5,866 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 6,152 |
| Total interest expense | $266,000 | 7,249 |
| Net interest income | $1,393,000 | 5,645 |
| Provision for loan and lease losses | $48,000 | 4,777 |
| Total noninterest income | $275,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $147,000 | 4,375 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $128,000 | 4,639 |
| Total noninterest expense | $1,069,000 | 5,789 |
| Salaries and employee benefits | $631,000 | 5,527 |
| Premises and equipment expense | $205,000 | 4,686 |
| Additional noninterest expense | $233,000 | 6,748 |
| Pre-tax net operating income | $551,000 | 5,067 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $207,000 | 3,708 |
| Income before extraordinary items | $344,000 | 5,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $367,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $344,000 | 5,637 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 6,254 |
| Total interest expense | $133,000 | 7,308 |
| Net interest income | $669,000 | 5,777 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $117,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $68,000 | 4,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $532,000 | 5,842 |
| Salaries and employee benefits | $315,000 | 5,582 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $117,000 | 6,746 |
| Pre-tax net operating income | $236,000 | 5,420 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $104,000 | 3,719 |
| Income before extraordinary items | $132,000 | 6,306 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $132,000 | 6,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $367,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $132,000 | 6,193 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 6,121 |
| Total interest expense | $813,000 | 6,666 |
| Net interest income | $2,594,000 | 5,782 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $463,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $260,000 | 4,661 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $203,000 | 5,252 |
| Total noninterest expense | $1,963,000 | 6,049 |
| Salaries and employee benefits | $1,173,000 | 5,719 |
| Premises and equipment expense | $362,000 | 5,061 |
| Additional noninterest expense | $428,000 | 6,979 |
| Pre-tax net operating income | $944,000 | 5,317 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $380,000 | 3,888 |
| Income before extraordinary items | $564,000 | 6,077 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $564,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $402,000 | 3,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $564,000 | 5,923 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 6,184 |
| Total interest expense | $631,000 | 6,735 |
| Net interest income | $1,928,000 | 5,836 |
| Provision for loan and lease losses | $112,000 | 4,473 |
| Total noninterest income | $350,000 | 5,659 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $184,000 | 4,829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 5,145 |
| Total noninterest expense | $1,404,000 | 6,168 |
| Salaries and employee benefits | $839,000 | 5,850 |
| Premises and equipment expense | $259,000 | 5,208 |
| Additional noninterest expense | $306,000 | 7,086 |
| Pre-tax net operating income | $762,000 | 5,279 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $299,000 | 3,911 |
| Income before extraordinary items | $468,000 | 6,007 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $468,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $402,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $464,800 | 5,860 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 6,199 |
| Total interest expense | $429,000 | 6,795 |
| Net interest income | $1,295,000 | 5,815 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $225,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $116,000 | 4,923 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $109,000 | 5,171 |
| Total noninterest expense | $901,000 | 6,332 |
| Salaries and employee benefits | $544,000 | 5,956 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $198,000 | 7,163 |
| Pre-tax net operating income | $544,000 | 5,104 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $216,000 | 3,811 |
| Income before extraordinary items | $328,000 | 5,901 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $328,000 | 5,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $402,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $328,000 | 5,671 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $863,000 | 6,230 |
| Total interest expense | $214,000 | 6,888 |
| Net interest income | $649,000 | 5,790 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $103,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $461,000 | 6,260 |
| Salaries and employee benefits | $264,000 | 6,066 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $113,000 | 6,807 |
| Pre-tax net operating income | $266,000 | 5,111 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $99,000 | 3,958 |
| Income before extraordinary items | $167,000 | 5,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $402,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $167,000 | 5,563 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,618,000 | 6,227 |
| Total interest expense | $891,000 | 7,221 |
| Net interest income | $2,727,000 | 5,622 |
| Provision for loan and lease losses | $144,000 | 5,017 |
| Total noninterest income | $402,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $211,000 | 5,085 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $191,000 | 5,130 |
| Total noninterest expense | $1,883,000 | 6,086 |
| Salaries and employee benefits | $1,109,000 | 5,778 |
| Premises and equipment expense | $325,000 | 5,315 |
| Additional noninterest expense | $449,000 | 6,823 |
| Pre-tax net operating income | $1,102,000 | 4,947 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $484,000 | 3,512 |
| Income before extraordinary items | $618,000 | 5,891 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $618,000 | 5,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,280 |
| Cash dividends | $234,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $618,000 | 5,758 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,638,000 | 6,648 |
| Total interest expense | $1,649,000 | 6,694 |
| Net interest income | $1,989,000 | 6,451 |
| Provision for loan and lease losses | $124,000 | 5,138 |
| Total noninterest income | $300,000 | 6,428 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $211,000 | 5,039 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $1,635,000 | 6,499 |
| Salaries and employee benefits | $931,000 | 6,238 |
| Premises and equipment expense | $300,000 | 5,518 |
| Additional noninterest expense | $404,000 | 7,113 |
| Pre-tax net operating income | $530,000 | 6,444 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $152,000 | 5,425 |
| Income before extraordinary items | $391,000 | 6,628 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $391,000 | 6,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,343 |
| Cash dividends | $60,000 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $617,000 | 472 |
| Net operating income | $381,640 | 6,541 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 7,050 |
| Total interest expense | $1,686,000 | 6,797 |
| Net interest income | $1,662,000 | 7,188 |
| Provision for loan and lease losses | $199,000 | 3,780 |
| Total noninterest income | $296,000 | 6,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,618 |
| Total noninterest expense | $1,602,000 | 6,476 |
| Salaries and employee benefits | $940,000 | 6,163 |
| Premises and equipment expense | $300,000 | 5,422 |
| Additional noninterest expense | $362,000 | 7,461 |
| Pre-tax net operating income | $157,000 | 8,566 |
| Securities gains (losses) | $-37,000 | 9,058 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $120,000 | 8,579 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $120,000 | 8,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $157,000 | 8,368 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 8,427 |
| Total interest expense | $930,000 | 8,366 |
| Net interest income | $1,133,000 | 8,332 |
| Provision for loan and lease losses | $53,000 | 6,446 |
| Total noninterest income | $351,000 | 6,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 6,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,531 |
| Total noninterest expense | $1,593,000 | 6,546 |
| Salaries and employee benefits | $941,000 | 6,137 |
| Premises and equipment expense | $196,000 | 6,880 |
| Additional noninterest expense | $456,000 | 6,858 |
| Pre-tax net operating income | $-162,000 | 9,588 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-35,000 | 9,776 |
| Income before extraordinary items | $-127,000 | 9,600 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-127,000 | 9,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $103,000 | 6,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-127,000 | 9,577 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 8,980 |
| Total interest expense | $717,000 | 9,161 |
| Net interest income | $1,037,000 | 8,713 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $141,000 | 8,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,120 |
| Total noninterest expense | $994,000 | 8,130 |
| Salaries and employee benefits | $576,000 | 7,890 |
| Premises and equipment expense | $169,000 | 7,251 |
| Additional noninterest expense | $249,000 | 8,616 |
| Pre-tax net operating income | $174,000 | 9,043 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $70,000 | 7,990 |
| Income before extraordinary items | $104,000 | 9,311 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $104,000 | 9,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $162,000 | 5,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $104,000 | 9,240 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 9,464 |
| Total interest expense | $692,000 | 9,563 |
| Net interest income | $980,000 | 9,235 |
| Provision for loan and lease losses | $19,000 | 7,970 |
| Total noninterest income | $138,000 | 8,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,650 |
| Total noninterest expense | $863,000 | 8,806 |
| Salaries and employee benefits | $474,000 | 8,792 |
| Premises and equipment expense | $133,000 | 8,167 |
| Additional noninterest expense | $256,000 | 8,776 |
| Pre-tax net operating income | $236,000 | 9,376 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $74,000 | 8,840 |
| Income before extraordinary items | $162,000 | 9,480 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $162,000 | 9,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $158,000 | 5,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $162,000 | 9,438 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 10,121 |
| Total interest expense | $595,000 | 10,291 |
| Net interest income | $898,000 | 9,837 |
| Provision for loan and lease losses | $38,000 | 7,073 |
| Total noninterest income | $123,000 | 9,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $762,000 | 9,576 |
| Salaries and employee benefits | $433,000 | 9,369 |
| Premises and equipment expense | $108,000 | 9,071 |
| Additional noninterest expense | $221,000 | 9,694 |
| Pre-tax net operating income | $221,000 | 9,655 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $63,000 | 9,453 |
| Income before extraordinary items | $158,000 | 9,709 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $158,000 | 9,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $140,000 | 6,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $158,000 | 9,645 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 10,654 |
| Total interest expense | $623,000 | 10,590 |
| Net interest income | $799,000 | 10,539 |
| Provision for loan and lease losses | $95,000 | 4,744 |
| Total noninterest income | $123,000 | 9,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 10,398 |
| Total noninterest expense | $642,000 | 10,400 |
| Salaries and employee benefits | $358,000 | 10,273 |
| Premises and equipment expense | $88,000 | 9,975 |
| Additional noninterest expense | $196,000 | 10,460 |
| Pre-tax net operating income | $185,000 | 10,552 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $44,000 | 10,292 |
| Income before extraordinary items | $141,000 | 10,546 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $141,000 | 10,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $212,000 | 5,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $141,000 | 10,513 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 11,210 |
| Total interest expense | $516,000 | 11,029 |
| Net interest income | $751,000 | 11,216 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $111,000 | 10,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $543,000 | 11,385 |
| Salaries and employee benefits | $286,000 | 11,337 |
| Premises and equipment expense | $74,000 | 10,838 |
| Additional noninterest expense | $183,000 | 11,359 |
| Pre-tax net operating income | $309,000 | 10,067 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $97,000 | 9,435 |
| Income before extraordinary items | $212,000 | 10,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $212,000 | 10,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $333,000 | 4,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $212,000 | 10,181 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 11,522 |
| Total interest expense | $542,000 | 11,462 |
| Net interest income | $826,000 | 11,425 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $296,000 | 7,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,461 |
| Total noninterest expense | $586,000 | 11,717 |
| Salaries and employee benefits | $326,000 | 11,393 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $201,000 | 11,712 |
| Pre-tax net operating income | $530,000 | 8,451 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $197,000 | 7,680 |
| Income before extraordinary items | $333,000 | 9,102 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $333,000 | 9,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $333,000 | 8,847 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 12,059 |
| Total interest expense | $696,000 | 11,836 |
| Net interest income | $763,000 | 12,059 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $604,000 | 12,039 |
| Salaries and employee benefits | $337,000 | 11,580 |
| Premises and equipment expense | $66,000 | 12,026 |
| Additional noninterest expense | $201,000 | 12,223 |
| Pre-tax net operating income | $250,000 | 10,601 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $66,000 | 10,825 |
| Income before extraordinary items | $184,000 | 10,824 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $184,000 | 10,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $900,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $184,000 | 10,483 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.