Jefferson Savings and Loan Association, F.A., Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$19,604,0001,580
Total interest expense$12,369,0001,071
Net interest income$7,235,0002,496
Provision for loan and lease losses$63,0005,527
Total noninterest income$1,717,0002,068
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$1,717,0001,254
Total noninterest expense$8,237,0001,770
Salaries and employee benefits$4,239,0001,578
Premises and equipment expense$1,376,0001,514
Additional noninterest expense$2,622,0002,059
Pre-tax net operating income$652,0007,697
Securities gains (losses)$-138,00011,738
Applicable income taxes$228,0006,882
Income before extraordinary items$286,0009,293
Extraordinary gains, net$0249
Net income$286,0009,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,150
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$30,000973
Net operating income$374,3208,463
1993-12-31 (YTD Data)Rank
Total interest income$20,063,0001,564
Total interest expense$13,215,0001,027
Net interest income$6,848,0002,634
Provision for loan and lease losses$459,0002,230
Total noninterest income$406,0006,407
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$406,0003,715
Total noninterest expense$7,756,0001,914
Salaries and employee benefits$3,360,0001,980
Premises and equipment expense$1,187,0001,770
Additional noninterest expense$3,209,0001,818
Pre-tax net operating income$-961,00012,971
Securities gains (losses)$1,829,000341
Applicable income taxes$479,0004,340
Income before extraordinary items$389,0008,544
Extraordinary gains, net$03,149
Net income$389,0008,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0002,009
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$-3,00013,147
Net operating income$-781,56012,917
1992-12-31 (YTD Data)Rank
Total interest income$25,087,0001,455
Total interest expense$18,136,000999
Net interest income$6,951,0002,614
Provision for loan and lease losses$1,148,0001,692
Total noninterest income$1,025,0003,253
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,025,0001,963
Total noninterest expense$8,585,0001,770
Salaries and employee benefits$3,004,0002,184
Premises and equipment expense$1,107,0001,910
Additional noninterest expense$4,474,0001,471
Pre-tax net operating income$-1,757,00013,604
Securities gains (losses)$1,530,000487
Applicable income taxes$285,0006,142
Income before extraordinary items$-510,00013,386
Extraordinary gains, net$01,422
Net income$-510,00013,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$542,0002,339
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$6,176,000142
Net operating income$-2,040,00013,629

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.