Home > Jefferson National Bank > Income and Expense
Jefferson National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 8,955 |
| Total interest expense | $905,000 | 8,953 |
| Net interest income | $1,141,000 | 8,834 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $247,000 | 7,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $872,000 | 8,777 |
| Salaries and employee benefits | $491,000 | 8,671 |
| Premises and equipment expense | $86,000 | 9,304 |
| Additional noninterest expense | $295,000 | 8,371 |
| Pre-tax net operating income | $480,000 | 8,032 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $94,000 | 8,505 |
| Income before extraordinary items | $388,000 | 7,722 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $388,000 | 7,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $140,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $386,400 | 7,677 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 9,498 |
| Total interest expense | $866,000 | 9,432 |
| Net interest income | $1,041,000 | 9,441 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $272,000 | 7,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $868,000 | 9,167 |
| Salaries and employee benefits | $498,000 | 8,905 |
| Premises and equipment expense | $89,000 | 9,582 |
| Additional noninterest expense | $281,000 | 9,071 |
| Pre-tax net operating income | $421,000 | 8,390 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $80,000 | 9,145 |
| Income before extraordinary items | $340,000 | 8,082 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $340,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,175 |
| Cash dividends | $122,000 | 6,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $340,810 | 8,031 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 10,202 |
| Total interest expense | $731,000 | 10,190 |
| Net interest income | $957,000 | 10,055 |
| Provision for loan and lease losses | $16,000 | 7,905 |
| Total noninterest income | $234,000 | 7,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $846,000 | 9,574 |
| Salaries and employee benefits | $433,000 | 9,667 |
| Premises and equipment expense | $94,000 | 9,797 |
| Additional noninterest expense | $319,000 | 9,046 |
| Pre-tax net operating income | $329,000 | 9,541 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $79,000 | 9,610 |
| Income before extraordinary items | $260,000 | 9,326 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $260,000 | 9,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $61,000 | 7,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $252,300 | 9,369 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 10,938 |
| Total interest expense | $569,000 | 10,748 |
| Net interest income | $830,000 | 10,951 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $212,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $824,000 | 10,120 |
| Salaries and employee benefits | $410,000 | 10,198 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $322,000 | 9,691 |
| Pre-tax net operating income | $210,000 | 10,815 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $35,000 | 10,807 |
| Income before extraordinary items | $175,000 | 10,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $175,000 | 10,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $175,000 | 10,597 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 11,571 |
| Total interest expense | $554,000 | 11,405 |
| Net interest income | $795,000 | 11,524 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $214,000 | 8,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $832,000 | 10,512 |
| Salaries and employee benefits | $398,000 | 10,651 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $326,000 | 10,117 |
| Pre-tax net operating income | $177,000 | 11,247 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $17,000 | 11,667 |
| Income before extraordinary items | $160,000 | 11,078 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $160,000 | 11,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $11,000 | 8,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $160,000 | 10,878 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 11,584 |
| Total interest expense | $694,000 | 11,847 |
| Net interest income | $971,000 | 11,207 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $203,000 | 9,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $817,000 | 10,927 |
| Salaries and employee benefits | $372,000 | 11,196 |
| Premises and equipment expense | $112,000 | 10,321 |
| Additional noninterest expense | $333,000 | 10,407 |
| Pre-tax net operating income | $352,000 | 9,667 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $77,000 | 10,525 |
| Income before extraordinary items | $276,000 | 9,609 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $276,000 | 9,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $7,000 | 8,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $275,220 | 9,251 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.