Home > Jefferson Heritage Bank > Income and Expense
Jefferson Heritage Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $57,992,000 | 609 |
| Total interest expense | $31,487,000 | 553 |
| Net interest income | $26,505,000 | 675 |
| Provision for loan and lease losses | $1,500,000 | 899 |
| Total noninterest income | $17,695,000 | 416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $17,695,000 | 312 |
| Total noninterest expense | $15,084,000 | 984 |
| Salaries and employee benefits | $6,979,000 | 1,064 |
| Premises and equipment expense | $3,097,000 | 695 |
| Additional noninterest expense | $5,008,000 | 977 |
| Pre-tax net operating income | $27,616,000 | 338 |
| Securities gains (losses) | $99,000 | 1,747 |
| Applicable income taxes | $9,270,000 | 347 |
| Income before extraordinary items | $18,445,000 | 349 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $18,445,000 | 347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,999,000 | 573 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $18,378,670 | 334 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $123,554,000 | 354 |
| Total interest expense | $80,865,000 | 297 |
| Net interest income | $42,689,000 | 453 |
| Provision for loan and lease losses | $1,125,000 | 968 |
| Total noninterest income | $8,020,000 | 674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,020,000 | 477 |
| Total noninterest expense | $31,950,000 | 505 |
| Salaries and employee benefits | $17,425,000 | 430 |
| Premises and equipment expense | $5,311,000 | 430 |
| Additional noninterest expense | $9,214,000 | 618 |
| Pre-tax net operating income | $17,634,000 | 495 |
| Securities gains (losses) | $2,161,000 | 89 |
| Applicable income taxes | $7,419,000 | 423 |
| Income before extraordinary items | $12,376,000 | 481 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $12,376,000 | 482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,594 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $10,992,960 | 534 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $106,590,000 | 386 |
| Total interest expense | $66,885,000 | 309 |
| Net interest income | $39,705,000 | 498 |
| Provision for loan and lease losses | $520,000 | 1,712 |
| Total noninterest income | $4,012,000 | 1,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,012,000 | 743 |
| Total noninterest expense | $28,027,000 | 571 |
| Salaries and employee benefits | $14,330,000 | 521 |
| Premises and equipment expense | $4,167,000 | 546 |
| Additional noninterest expense | $9,530,000 | 632 |
| Pre-tax net operating income | $15,170,000 | 595 |
| Securities gains (losses) | $2,332,000 | 122 |
| Applicable income taxes | $7,051,000 | 471 |
| Income before extraordinary items | $10,451,000 | 608 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,451,000 | 608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,224,000 | 620 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,958,520 | 665 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $90,986,000 | 438 |
| Total interest expense | $57,578,000 | 344 |
| Net interest income | $33,408,000 | 554 |
| Provision for loan and lease losses | $-1,200,000 | 10,426 |
| Total noninterest income | $3,573,000 | 1,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,573,000 | 809 |
| Total noninterest expense | $26,253,000 | 591 |
| Salaries and employee benefits | $13,923,000 | 527 |
| Premises and equipment expense | $4,441,000 | 499 |
| Additional noninterest expense | $7,889,000 | 700 |
| Pre-tax net operating income | $11,928,000 | 679 |
| Securities gains (losses) | $1,907,000 | 240 |
| Applicable income taxes | $6,112,000 | 485 |
| Income before extraordinary items | $7,723,000 | 739 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,723,000 | 740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-322,000 | 10,395 |
| Cash dividends | $8,000,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,502,520 | 811 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $48,333,000 | 715 |
| Total interest expense | $32,555,000 | 548 |
| Net interest income | $15,778,000 | 1,122 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $2,516,000 | 1,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,516,000 | 942 |
| Total noninterest expense | $9,544,000 | 1,378 |
| Salaries and employee benefits | $5,261,000 | 1,254 |
| Premises and equipment expense | $1,864,000 | 1,062 |
| Additional noninterest expense | $2,419,000 | 1,753 |
| Pre-tax net operating income | $8,330,000 | 989 |
| Securities gains (losses) | $798,000 | 322 |
| Applicable income taxes | $3,136,000 | 891 |
| Income before extraordinary items | $5,992,000 | 924 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,992,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,465,320 | 989 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $50,616,000 | 726 |
| Total interest expense | $36,079,000 | 536 |
| Net interest income | $14,537,000 | 1,237 |
| Provision for loan and lease losses | $360,000 | 2,253 |
| Total noninterest income | $2,194,000 | 1,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,194,000 | 1,081 |
| Total noninterest expense | $14,836,000 | 1,029 |
| Salaries and employee benefits | $6,121,000 | 1,097 |
| Premises and equipment expense | $1,826,000 | 1,150 |
| Additional noninterest expense | $6,889,000 | 906 |
| Pre-tax net operating income | $1,535,000 | 4,253 |
| Securities gains (losses) | $-1,066,000 | 11,405 |
| Applicable income taxes | $64,000 | 9,435 |
| Income before extraordinary items | $405,000 | 7,580 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $405,000 | 7,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,754 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,321,760 | 3,528 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $56,300,000 | 694 |
| Total interest expense | $42,583,000 | 506 |
| Net interest income | $13,717,000 | 1,314 |
| Provision for loan and lease losses | $360,000 | 2,012 |
| Total noninterest income | $2,112,000 | 1,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,112,000 | 1,098 |
| Total noninterest expense | $9,761,000 | 1,454 |
| Salaries and employee benefits | $5,920,000 | 1,137 |
| Premises and equipment expense | $1,725,000 | 1,205 |
| Additional noninterest expense | $2,116,000 | 2,295 |
| Pre-tax net operating income | $5,708,000 | 1,339 |
| Securities gains (losses) | $193,000 | 682 |
| Applicable income taxes | $1,966,000 | 1,292 |
| Income before extraordinary items | $3,935,000 | 1,341 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,935,000 | 1,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $20,200,000 | 252 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,805,690 | 1,348 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $44,105,000 | 777 |
| Total interest expense | $28,596,000 | 547 |
| Net interest income | $15,509,000 | 1,177 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $2,033,000 | 1,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,033,000 | 1,116 |
| Total noninterest expense | $9,877,000 | 1,490 |
| Salaries and employee benefits | $5,898,000 | 1,145 |
| Premises and equipment expense | $1,661,000 | 1,254 |
| Additional noninterest expense | $2,318,000 | 2,282 |
| Pre-tax net operating income | $7,365,000 | 1,036 |
| Securities gains (losses) | $228,000 | 457 |
| Applicable income taxes | $2,886,000 | 911 |
| Income before extraordinary items | $4,707,000 | 1,076 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,707,000 | 1,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 806 |
| Net operating income | $4,561,080 | 1,121 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $28,319,000 | 1,126 |
| Total interest expense | $15,374,000 | 917 |
| Net interest income | $12,945,000 | 1,398 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $1,535,000 | 2,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,535,000 | 1,531 |
| Total noninterest expense | $8,249,000 | 1,814 |
| Salaries and employee benefits | $4,605,000 | 1,468 |
| Premises and equipment expense | $1,430,000 | 1,486 |
| Additional noninterest expense | $2,214,000 | 2,507 |
| Pre-tax net operating income | $5,991,000 | 1,158 |
| Securities gains (losses) | $720,000 | 697 |
| Applicable income taxes | $2,432,000 | 1,033 |
| Income before extraordinary items | $4,279,000 | 1,193 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,279,000 | 1,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $18,661,000 | 81 |
| Net operating income | $3,818,200 | 1,241 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $32,545,000 | 1,120 |
| Total interest expense | $19,175,000 | 947 |
| Net interest income | $13,370,000 | 1,384 |
| Provision for loan and lease losses | $785,000 | 2,171 |
| Total noninterest income | $1,981,000 | 1,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,981,000 | 1,254 |
| Total noninterest expense | $7,217,000 | 2,046 |
| Salaries and employee benefits | $3,826,000 | 1,738 |
| Premises and equipment expense | $1,333,000 | 1,598 |
| Additional noninterest expense | $2,058,000 | 2,732 |
| Pre-tax net operating income | $7,349,000 | 879 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $2,960,000 | 790 |
| Income before extraordinary items | $4,405,000 | 1,073 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,405,000 | 1,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,394,760 | 986 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.