Home > Jefferson Federal Bank > Income and Expense
Jefferson Federal Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 1,358 |
| Total interest expense | $554,000 | 1,369 |
| Net interest income | $4,098,000 | 1,353 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $396,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $294,000 | 1,103 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $102,000 | 3,539 |
| Total noninterest expense | $3,548,000 | 1,381 |
| Salaries and employee benefits | $1,701,000 | 1,546 |
| Premises and equipment expense | $524,000 | 1,182 |
| Additional noninterest expense | $1,323,000 | 1,213 |
| Pre-tax net operating income | $946,000 | 1,849 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $313,000 | 1,306 |
| Income before extraordinary items | $633,000 | 2,185 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $633,000 | 2,187 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $633,000 | 2,187 |
| Net charge-offs | $54,000 | 1,813 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 714 |
| Net operating income | $633,000 | 2,138 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,065,000 | 1,330 |
| Total interest expense | $2,605,000 | 1,291 |
| Net interest income | $16,460,000 | 1,326 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $1,757,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,238,000 | 1,119 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $519,000 | 3,303 |
| Total noninterest expense | $14,946,000 | 1,327 |
| Salaries and employee benefits | $7,052,000 | 1,474 |
| Premises and equipment expense | $2,107,000 | 1,133 |
| Additional noninterest expense | $5,787,000 | 1,167 |
| Pre-tax net operating income | $3,071,000 | 2,131 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $930,000 | 1,537 |
| Income before extraordinary items | $2,142,000 | 2,478 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,142,000 | 2,482 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,142,000 | 2,481 |
| Net charge-offs | $1,929,000 | 767 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 396 |
| Net operating income | $2,141,300 | 2,415 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,303,000 | 1,340 |
| Total interest expense | $1,988,000 | 1,309 |
| Net interest income | $12,315,000 | 1,324 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $1,350,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $917,000 | 1,134 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $433,000 | 3,236 |
| Total noninterest expense | $11,187,000 | 1,332 |
| Salaries and employee benefits | $5,215,000 | 1,497 |
| Premises and equipment expense | $1,570,000 | 1,138 |
| Additional noninterest expense | $4,402,000 | 1,143 |
| Pre-tax net operating income | $2,278,000 | 2,215 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $677,000 | 1,605 |
| Income before extraordinary items | $1,601,000 | 2,536 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,601,000 | 2,540 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,601,000 | 2,540 |
| Net charge-offs | $909,000 | 1,074 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $169,000 | 369 |
| Net operating income | $1,601,000 | 2,451 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,672,000 | 1,315 |
| Total interest expense | $1,392,000 | 1,282 |
| Net interest income | $8,280,000 | 1,299 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $906,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $607,000 | 1,114 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $299,000 | 3,201 |
| Total noninterest expense | $7,525,000 | 1,327 |
| Salaries and employee benefits | $3,447,000 | 1,513 |
| Premises and equipment expense | $1,033,000 | 1,162 |
| Additional noninterest expense | $3,045,000 | 1,110 |
| Pre-tax net operating income | $1,461,000 | 2,240 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $413,000 | 1,704 |
| Income before extraordinary items | $1,048,000 | 2,540 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,048,000 | 2,545 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,048,000 | 2,545 |
| Net charge-offs | $242,000 | 1,907 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 357 |
| Net operating income | $1,048,000 | 2,438 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 1,321 |
| Total interest expense | $702,000 | 1,319 |
| Net interest income | $4,111,000 | 1,311 |
| Provision for loan and lease losses | $200,000 | 1,346 |
| Total noninterest income | $528,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $300,000 | 1,114 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $228,000 | 2,587 |
| Total noninterest expense | $3,827,000 | 1,316 |
| Salaries and employee benefits | $1,795,000 | 1,479 |
| Premises and equipment expense | $498,000 | 1,215 |
| Additional noninterest expense | $1,534,000 | 1,084 |
| Pre-tax net operating income | $612,000 | 2,522 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $181,000 | 1,813 |
| Income before extraordinary items | $431,000 | 2,886 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $431,000 | 2,886 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $431,000 | 2,888 |
| Net charge-offs | $232,000 | 1,240 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 343 |
| Net operating income | $431,000 | 2,797 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,683,000 | 1,294 |
| Total interest expense | $3,453,000 | 1,303 |
| Net interest income | $17,230,000 | 1,275 |
| Provision for loan and lease losses | $1,800,000 | 1,159 |
| Total noninterest income | $1,341,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,153,000 | 1,232 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $188,000 | 4,672 |
| Total noninterest expense | $14,830,000 | 1,345 |
| Salaries and employee benefits | $6,742,000 | 1,505 |
| Premises and equipment expense | $2,118,000 | 1,118 |
| Additional noninterest expense | $5,970,000 | 1,163 |
| Pre-tax net operating income | $1,941,000 | 2,872 |
| Securities gains (losses) | $-3,000 | 6,658 |
| Applicable income taxes | $457,000 | 2,276 |
| Income before extraordinary items | $1,481,000 | 3,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,481,000 | 3,155 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,481,000 | 3,155 |
| Net charge-offs | $6,977,000 | 438 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $102,000 | 573 |
| Net operating income | $1,483,280 | 3,014 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,699,000 | 1,306 |
| Total interest expense | $2,711,000 | 1,302 |
| Net interest income | $12,988,000 | 1,281 |
| Provision for loan and lease losses | $1,500,000 | 1,077 |
| Total noninterest income | $978,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $849,000 | 1,263 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $129,000 | 4,801 |
| Total noninterest expense | $11,076,000 | 1,345 |
| Salaries and employee benefits | $4,930,000 | 1,529 |
| Premises and equipment expense | $1,588,000 | 1,123 |
| Additional noninterest expense | $4,558,000 | 1,129 |
| Pre-tax net operating income | $1,390,000 | 3,044 |
| Securities gains (losses) | $-13,000 | 6,885 |
| Applicable income taxes | $306,000 | 2,449 |
| Income before extraordinary items | $1,071,000 | 3,294 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,071,000 | 3,297 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,071,000 | 3,296 |
| Net charge-offs | $6,618,000 | 365 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 525 |
| Net operating income | $1,081,140 | 3,140 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,669,000 | 1,292 |
| Total interest expense | $1,912,000 | 1,266 |
| Net interest income | $8,757,000 | 1,270 |
| Provision for loan and lease losses | $1,200,000 | 942 |
| Total noninterest income | $721,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $588,000 | 1,199 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $133,000 | 4,260 |
| Total noninterest expense | $7,344,000 | 1,351 |
| Salaries and employee benefits | $3,212,000 | 1,572 |
| Premises and equipment expense | $1,034,000 | 1,147 |
| Additional noninterest expense | $3,098,000 | 1,119 |
| Pre-tax net operating income | $934,000 | 2,984 |
| Securities gains (losses) | $-17,000 | 6,973 |
| Applicable income taxes | $194,000 | 2,480 |
| Income before extraordinary items | $723,000 | 3,267 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $723,000 | 3,266 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $723,000 | 3,268 |
| Net charge-offs | $6,227,000 | 283 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 509 |
| Net operating income | $736,430 | 3,055 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 1,288 |
| Total interest expense | $1,023,000 | 1,245 |
| Net interest income | $4,341,000 | 1,278 |
| Provision for loan and lease losses | $600,000 | 917 |
| Total noninterest income | $430,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $297,000 | 1,189 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $133,000 | 3,248 |
| Total noninterest expense | $3,712,000 | 1,335 |
| Salaries and employee benefits | $1,573,000 | 1,609 |
| Premises and equipment expense | $517,000 | 1,159 |
| Additional noninterest expense | $1,622,000 | 1,052 |
| Pre-tax net operating income | $459,000 | 3,043 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $73,000 | 2,726 |
| Income before extraordinary items | $386,000 | 3,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $386,000 | 3,147 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $386,000 | 3,147 |
| Net charge-offs | $4,673,000 | 201 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 449 |
| Net operating income | $386,000 | 2,988 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $25,043,000 | 1,131 |
| Total interest expense | $5,718,000 | 1,053 |
| Net interest income | $19,325,000 | 1,155 |
| Provision for loan and lease losses | $12,170,000 | 363 |
| Total noninterest income | $1,693,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,231,000 | 1,193 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $462,000 | 3,220 |
| Total noninterest expense | $17,527,000 | 1,124 |
| Salaries and employee benefits | $6,601,000 | 1,499 |
| Premises and equipment expense | $2,263,000 | 1,102 |
| Additional noninterest expense | $8,663,000 | 826 |
| Pre-tax net operating income | $-8,679,000 | 7,184 |
| Securities gains (losses) | $508,000 | 787 |
| Applicable income taxes | $-3,178,000 | 7,282 |
| Income before extraordinary items | $-4,993,000 | 7,064 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,993,000 | 7,063 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,993,000 | 7,064 |
| Net charge-offs | $9,236,000 | 501 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 636 |
| Net operating income | $-5,318,120 | 7,073 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $19,209,000 | 1,126 |
| Total interest expense | $4,559,000 | 1,041 |
| Net interest income | $14,650,000 | 1,150 |
| Provision for loan and lease losses | $6,483,000 | 493 |
| Total noninterest income | $1,212,000 | 2,312 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $926,000 | 1,197 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $286,000 | 3,527 |
| Total noninterest expense | $12,532,000 | 1,176 |
| Salaries and employee benefits | $5,036,000 | 1,476 |
| Premises and equipment expense | $1,699,000 | 1,123 |
| Additional noninterest expense | $5,797,000 | 905 |
| Pre-tax net operating income | $-3,153,000 | 7,120 |
| Securities gains (losses) | $496,000 | 650 |
| Applicable income taxes | $-1,258,000 | 7,323 |
| Income before extraordinary items | $-1,399,000 | 6,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,399,000 | 6,960 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,399,000 | 6,960 |
| Net charge-offs | $4,224,000 | 722 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 537 |
| Net operating income | $-1,716,440 | 7,000 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $13,014,000 | 1,115 |
| Total interest expense | $3,245,000 | 1,020 |
| Net interest income | $9,769,000 | 1,142 |
| Provision for loan and lease losses | $3,497,000 | 603 |
| Total noninterest income | $511,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $611,000 | 1,186 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-100,000 | 7,204 |
| Total noninterest expense | $8,373,000 | 1,184 |
| Salaries and employee benefits | $3,383,000 | 1,480 |
| Premises and equipment expense | $1,110,000 | 1,156 |
| Additional noninterest expense | $3,880,000 | 933 |
| Pre-tax net operating income | $-1,590,000 | 7,113 |
| Securities gains (losses) | $469,000 | 379 |
| Applicable income taxes | $-617,000 | 7,369 |
| Income before extraordinary items | $-504,000 | 6,848 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-504,000 | 6,847 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-504,000 | 6,848 |
| Net charge-offs | $3,261,000 | 642 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 444 |
| Net operating income | $-804,160 | 6,956 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 1,096 |
| Total interest expense | $1,778,000 | 954 |
| Net interest income | $4,859,000 | 1,152 |
| Provision for loan and lease losses | $1,400,000 | 681 |
| Total noninterest income | $329,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $292,000 | 1,213 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,099 |
| Total noninterest expense | $4,592,000 | 1,100 |
| Salaries and employee benefits | $1,709,000 | 1,476 |
| Premises and equipment expense | $545,000 | 1,205 |
| Additional noninterest expense | $2,338,000 | 765 |
| Pre-tax net operating income | $-804,000 | 7,214 |
| Securities gains (losses) | $1,279,000 | 82 |
| Applicable income taxes | $158,000 | 1,748 |
| Income before extraordinary items | $317,000 | 3,112 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $317,000 | 3,110 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $317,000 | 3,112 |
| Net charge-offs | $1,464,000 | 660 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 383 |
| Net operating income | $-539,930 | 7,139 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,343,000 | 1,090 |
| Total interest expense | $9,792,000 | 842 |
| Net interest income | $18,551,000 | 1,207 |
| Provision for loan and lease losses | $7,950,000 | 810 |
| Total noninterest income | $1,857,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,395,000 | 1,086 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $462,000 | 3,302 |
| Total noninterest expense | $39,260,000 | 534 |
| Salaries and employee benefits | $7,090,000 | 1,389 |
| Premises and equipment expense | $2,568,000 | 1,009 |
| Additional noninterest expense | $29,602,000 | 295 |
| Pre-tax net operating income | $-26,802,000 | 7,560 |
| Securities gains (losses) | $1,920,000 | 276 |
| Applicable income taxes | $-1,635,000 | 7,417 |
| Income before extraordinary items | $-23,247,000 | 7,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-23,247,000 | 7,532 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-23,247,000 | 7,532 |
| Net charge-offs | $5,185,000 | 981 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $259,000 | 583 |
| Net operating income | $-25,032,600 | 7,539 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,641,000 | 1,084 |
| Total interest expense | $7,635,000 | 842 |
| Net interest income | $14,006,000 | 1,214 |
| Provision for loan and lease losses | $7,000,000 | 671 |
| Total noninterest income | $1,249,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,076,000 | 1,086 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $173,000 | 4,425 |
| Total noninterest expense | $34,946,000 | 442 |
| Salaries and employee benefits | $5,344,000 | 1,383 |
| Premises and equipment expense | $1,989,000 | 976 |
| Additional noninterest expense | $27,613,000 | 242 |
| Pre-tax net operating income | $-26,691,000 | 7,684 |
| Securities gains (losses) | $1,177,000 | 356 |
| Applicable income taxes | $-1,850,000 | 7,594 |
| Income before extraordinary items | $-23,664,000 | 7,680 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-23,664,000 | 7,680 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-23,664,000 | 7,680 |
| Net charge-offs | $3,432,000 | 1,025 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 510 |
| Net operating income | $-24,758,610 | 7,677 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,706,000 | 1,069 |
| Total interest expense | $5,166,000 | 856 |
| Net interest income | $9,540,000 | 1,193 |
| Provision for loan and lease losses | $7,000,000 | 477 |
| Total noninterest income | $963,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $707,000 | 1,102 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $256,000 | 3,092 |
| Total noninterest expense | $30,645,000 | 340 |
| Salaries and employee benefits | $3,552,000 | 1,398 |
| Premises and equipment expense | $1,385,000 | 943 |
| Additional noninterest expense | $25,708,000 | 195 |
| Pre-tax net operating income | $-27,142,000 | 7,777 |
| Securities gains (losses) | $1,168,000 | 225 |
| Applicable income taxes | $-1,987,000 | 7,698 |
| Income before extraordinary items | $-23,987,000 | 7,768 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-23,987,000 | 7,768 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-23,987,000 | 7,768 |
| Net charge-offs | $2,531,000 | 944 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $139,000 | 433 |
| Net operating income | $-25,061,560 | 7,768 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,497,000 | 1,067 |
| Total interest expense | $2,683,000 | 866 |
| Net interest income | $4,814,000 | 1,184 |
| Provision for loan and lease losses | $1,500,000 | 888 |
| Total noninterest income | $466,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $366,000 | 1,071 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $100,000 | 3,522 |
| Total noninterest expense | $4,718,000 | 1,055 |
| Salaries and employee benefits | $1,764,000 | 1,418 |
| Premises and equipment expense | $814,000 | 829 |
| Additional noninterest expense | $2,140,000 | 836 |
| Pre-tax net operating income | $-938,000 | 7,395 |
| Securities gains (losses) | $1,202,000 | 120 |
| Applicable income taxes | $-93,000 | 7,438 |
| Income before extraordinary items | $357,000 | 2,774 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $357,000 | 2,771 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $357,000 | 2,774 |
| Net charge-offs | $1,268,000 | 873 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 353 |
| Net operating income | $-845,000 | 7,412 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,195,000 | 1,058 |
| Total interest expense | $13,023,000 | 907 |
| Net interest income | $19,172,000 | 1,155 |
| Provision for loan and lease losses | $2,409,000 | 2,246 |
| Total noninterest income | $2,946,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,591,000 | 1,093 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,355,000 | 1,769 |
| Total noninterest expense | $17,317,000 | 1,203 |
| Salaries and employee benefits | $7,493,000 | 1,333 |
| Premises and equipment expense | $3,418,000 | 785 |
| Additional noninterest expense | $6,406,000 | 1,200 |
| Pre-tax net operating income | $2,392,000 | 1,637 |
| Securities gains (losses) | $585,000 | 785 |
| Applicable income taxes | $1,217,000 | 843 |
| Income before extraordinary items | $1,760,000 | 1,871 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,760,000 | 1,868 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,760,000 | 1,870 |
| Net charge-offs | $1,921,000 | 2,082 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $426,000 | 572 |
| Net operating income | $1,385,600 | 2,212 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,559,000 | 1,057 |
| Total interest expense | $9,953,000 | 937 |
| Net interest income | $14,606,000 | 1,133 |
| Provision for loan and lease losses | $900,000 | 2,931 |
| Total noninterest income | $2,263,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,148,000 | 1,130 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,115,000 | 1,696 |
| Total noninterest expense | $13,114,000 | 1,172 |
| Salaries and employee benefits | $5,722,000 | 1,322 |
| Premises and equipment expense | $2,546,000 | 809 |
| Additional noninterest expense | $4,846,000 | 1,162 |
| Pre-tax net operating income | $2,855,000 | 1,143 |
| Securities gains (losses) | $572,000 | 631 |
| Applicable income taxes | $1,310,000 | 675 |
| Income before extraordinary items | $2,117,000 | 1,263 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,117,000 | 1,262 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,117,000 | 1,263 |
| Net charge-offs | $996,000 | 2,209 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $279,000 | 521 |
| Net operating income | $1,750,920 | 1,496 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,531,000 | 1,071 |
| Total interest expense | $6,740,000 | 979 |
| Net interest income | $9,791,000 | 1,134 |
| Provision for loan and lease losses | $600,000 | 2,697 |
| Total noninterest income | $1,420,000 | 1,713 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $648,000 | 1,308 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $772,000 | 1,697 |
| Total noninterest expense | $8,584,000 | 1,210 |
| Salaries and employee benefits | $3,659,000 | 1,423 |
| Premises and equipment expense | $1,650,000 | 852 |
| Additional noninterest expense | $3,275,000 | 1,172 |
| Pre-tax net operating income | $2,027,000 | 1,127 |
| Securities gains (losses) | $565,000 | 459 |
| Applicable income taxes | $1,013,000 | 615 |
| Income before extraordinary items | $1,579,000 | 1,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,579,000 | 1,191 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,579,000 | 1,192 |
| Net charge-offs | $570,000 | 2,200 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 467 |
| Net operating income | $1,217,400 | 1,502 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,248,000 | 1,080 |
| Total interest expense | $3,410,000 | 1,005 |
| Net interest income | $4,838,000 | 1,138 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $571,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $285,000 | 1,439 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $286,000 | 2,026 |
| Total noninterest expense | $3,943,000 | 1,273 |
| Salaries and employee benefits | $1,919,000 | 1,351 |
| Premises and equipment expense | $766,000 | 930 |
| Additional noninterest expense | $1,258,000 | 1,304 |
| Pre-tax net operating income | $1,166,000 | 1,092 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $429,000 | 777 |
| Income before extraordinary items | $737,000 | 1,474 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $737,000 | 1,476 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $737,000 | 1,476 |
| Net charge-offs | $147,000 | 2,444 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 372 |
| Net operating income | $737,000 | 1,395 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,816,000 | 1,769 |
| Total interest expense | $9,103,000 | 1,771 |
| Net interest income | $12,713,000 | 1,753 |
| Provision for loan and lease losses | $633,000 | 3,419 |
| Total noninterest income | $1,537,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $971,000 | 1,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $566,000 | 2,988 |
| Total noninterest expense | $10,092,000 | 1,912 |
| Salaries and employee benefits | $5,556,000 | 1,835 |
| Premises and equipment expense | $1,443,000 | 1,904 |
| Additional noninterest expense | $3,093,000 | 1,962 |
| Pre-tax net operating income | $3,525,000 | 1,550 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,055,000 | 1,154 |
| Income before extraordinary items | $2,470,000 | 1,633 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,470,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 2,919 |
| Cash dividends | $8,000,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,470,000 | 1,742 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,755,000 | 1,857 |
| Total interest expense | $7,169,000 | 1,762 |
| Net interest income | $8,586,000 | 1,966 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $-6,876,000 | 8,370 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $547,000 | 2,292 |
| Trading account gains and fees | $-8,147,000 | 8,354 |
| Additional Noninterest Income | $724,000 | 2,271 |
| Total noninterest expense | $6,981,000 | 2,058 |
| Salaries and employee benefits | $3,602,000 | 2,130 |
| Premises and equipment expense | $897,000 | 2,266 |
| Additional noninterest expense | $2,482,000 | 1,786 |
| Pre-tax net operating income | $-5,361,000 | 8,142 |
| Securities gains (losses) | $-15,584,000 | 8,312 |
| Applicable income taxes | $-8,222,000 | 8,304 |
| Income before extraordinary items | $-12,723,000 | 8,240 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-12,723,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,791 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,749,240 | 8,046 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,223,000 | 1,789 |
| Total interest expense | $4,980,000 | 1,771 |
| Net interest income | $6,243,000 | 1,794 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $-741,000 | 8,425 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $350,000 | 2,353 |
| Trading account gains and fees | $-1,618,000 | 8,417 |
| Additional Noninterest Income | $527,000 | 2,159 |
| Total noninterest expense | $4,736,000 | 2,023 |
| Salaries and employee benefits | $2,491,000 | 2,086 |
| Premises and equipment expense | $589,000 | 2,294 |
| Additional noninterest expense | $1,656,000 | 1,764 |
| Pre-tax net operating income | $691,000 | 3,718 |
| Securities gains (losses) | $658,000 | 252 |
| Applicable income taxes | $153,000 | 2,981 |
| Income before extraordinary items | $1,196,000 | 2,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,196,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,593 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $610,380 | 3,550 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 1,766 |
| Total interest expense | $2,747,000 | 1,705 |
| Net interest income | $3,071,000 | 1,819 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $-1,285,000 | 8,476 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $148,000 | 2,655 |
| Trading account gains and fees | $-1,653,000 | 8,466 |
| Additional Noninterest Income | $220,000 | 2,435 |
| Total noninterest expense | $2,239,000 | 2,138 |
| Salaries and employee benefits | $1,214,000 | 2,161 |
| Premises and equipment expense | $288,000 | 2,349 |
| Additional noninterest expense | $737,000 | 1,913 |
| Pre-tax net operating income | $-483,000 | 8,075 |
| Securities gains (losses) | $658,000 | 196 |
| Applicable income taxes | $-151,000 | 8,214 |
| Income before extraordinary items | $326,000 | 3,621 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $326,000 | 3,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-332,000 | 7,987 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,789,000 | 1,789 |
| Total interest expense | $13,109,000 | 1,532 |
| Net interest income | $10,680,000 | 2,121 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $-3,578,000 | 8,526 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $508,000 | 3,023 |
| Trading account gains and fees | $-5,503,000 | 8,516 |
| Additional Noninterest Income | $1,417,000 | 1,748 |
| Total noninterest expense | $8,872,000 | 2,075 |
| Salaries and employee benefits | $4,559,000 | 2,209 |
| Premises and equipment expense | $1,247,000 | 2,085 |
| Additional noninterest expense | $3,066,000 | 1,799 |
| Pre-tax net operating income | $-1,770,000 | 8,246 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,203,000 | 8,422 |
| Income before extraordinary items | $-567,000 | 7,919 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-567,000 | 7,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,456 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-567,000 | 7,912 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,816,000 | 1,798 |
| Total interest expense | $9,975,000 | 1,513 |
| Net interest income | $7,841,000 | 2,174 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,757,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $355,000 | 3,154 |
| Trading account gains and fees | $406,000 | 88 |
| Additional Noninterest Income | $996,000 | 1,843 |
| Total noninterest expense | $6,295,000 | 2,161 |
| Salaries and employee benefits | $3,132,000 | 2,408 |
| Premises and equipment expense | $844,000 | 2,290 |
| Additional noninterest expense | $2,319,000 | 1,751 |
| Pre-tax net operating income | $3,303,000 | 1,940 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $958,000 | 1,701 |
| Income before extraordinary items | $2,345,000 | 2,094 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,345,000 | 2,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,718 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,345,000 | 2,073 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,687,000 | 1,845 |
| Total interest expense | $6,613,000 | 1,515 |
| Net interest income | $5,074,000 | 2,264 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,297,000 | 1,846 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $223,000 | 3,278 |
| Trading account gains and fees | $456,000 | 78 |
| Additional Noninterest Income | $618,000 | 1,942 |
| Total noninterest expense | $4,199,000 | 2,192 |
| Salaries and employee benefits | $2,071,000 | 2,457 |
| Premises and equipment expense | $532,000 | 2,426 |
| Additional noninterest expense | $1,596,000 | 1,704 |
| Pre-tax net operating income | $2,172,000 | 2,018 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $660,000 | 1,729 |
| Income before extraordinary items | $1,512,000 | 2,199 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,512,000 | 2,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,512,000 | 2,181 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,728,000 | 1,869 |
| Total interest expense | $3,211,000 | 1,543 |
| Net interest income | $2,517,000 | 2,282 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,105,000 | 1,210 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $126,000 | 2,972 |
| Trading account gains and fees | $745,000 | 66 |
| Additional Noninterest Income | $234,000 | 2,318 |
| Total noninterest expense | $2,157,000 | 2,147 |
| Salaries and employee benefits | $1,051,000 | 2,446 |
| Premises and equipment expense | $267,000 | 2,439 |
| Additional noninterest expense | $839,000 | 1,587 |
| Pre-tax net operating income | $1,465,000 | 1,569 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $433,000 | 1,440 |
| Income before extraordinary items | $1,032,000 | 1,670 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,032,000 | 1,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,032,000 | 1,658 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,854,000 | 1,916 |
| Total interest expense | $11,381,000 | 1,473 |
| Net interest income | $9,473,000 | 2,403 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,105,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $409,000 | 3,494 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $696,000 | 2,779 |
| Total noninterest expense | $7,705,000 | 2,295 |
| Salaries and employee benefits | $3,798,000 | 2,560 |
| Premises and equipment expense | $1,158,000 | 2,135 |
| Additional noninterest expense | $2,749,000 | 1,915 |
| Pre-tax net operating income | $2,873,000 | 2,860 |
| Securities gains (losses) | $201,000 | 387 |
| Applicable income taxes | $761,000 | 2,549 |
| Income before extraordinary items | $2,313,000 | 2,780 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,313,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,501 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,162,250 | 2,924 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,150,000 | 1,956 |
| Total interest expense | $8,188,000 | 1,496 |
| Net interest income | $6,962,000 | 2,467 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $745,000 | 3,570 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $293,000 | 3,621 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $452,000 | 3,014 |
| Total noninterest expense | $5,544,000 | 2,390 |
| Salaries and employee benefits | $2,793,000 | 2,610 |
| Premises and equipment expense | $800,000 | 2,326 |
| Additional noninterest expense | $1,951,000 | 2,005 |
| Pre-tax net operating income | $2,163,000 | 2,959 |
| Securities gains (losses) | $201,000 | 337 |
| Applicable income taxes | $318,000 | 3,498 |
| Income before extraordinary items | $2,046,000 | 2,515 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,046,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,997 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,871,130 | 2,703 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,800,000 | 1,968 |
| Total interest expense | $5,074,000 | 1,537 |
| Net interest income | $4,726,000 | 2,429 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $338,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $194,000 | 3,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $144,000 | 4,379 |
| Total noninterest expense | $3,672,000 | 2,408 |
| Salaries and employee benefits | $1,871,000 | 2,590 |
| Premises and equipment expense | $499,000 | 2,471 |
| Additional noninterest expense | $1,302,000 | 2,017 |
| Pre-tax net operating income | $1,392,000 | 3,036 |
| Securities gains (losses) | $181,000 | 281 |
| Applicable income taxes | $180,000 | 3,760 |
| Income before extraordinary items | $1,393,000 | 2,481 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,393,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,714 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,231,910 | 2,727 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,754,000 | 1,998 |
| Total interest expense | $2,350,000 | 1,561 |
| Net interest income | $2,404,000 | 2,400 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $184,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 3,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $1,789,000 | 2,478 |
| Salaries and employee benefits | $884,000 | 2,725 |
| Premises and equipment expense | $251,000 | 2,459 |
| Additional noninterest expense | $654,000 | 1,989 |
| Pre-tax net operating income | $799,000 | 2,710 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $204,000 | 2,576 |
| Income before extraordinary items | $595,000 | 2,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $595,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $595,000 | 2,743 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,969,000 | 1,971 |
| Total interest expense | $7,190,000 | 1,577 |
| Net interest income | $9,779,000 | 2,267 |
| Provision for loan and lease losses | $440,000 | 2,107 |
| Total noninterest income | $1,325,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $450,000 | 3,279 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $875,000 | 2,404 |
| Total noninterest expense | $7,031,000 | 2,388 |
| Salaries and employee benefits | $3,433,000 | 2,650 |
| Premises and equipment expense | $1,069,000 | 2,237 |
| Additional noninterest expense | $2,529,000 | 1,998 |
| Pre-tax net operating income | $3,633,000 | 2,388 |
| Securities gains (losses) | $2,735,000 | 119 |
| Applicable income taxes | $1,856,000 | 1,444 |
| Income before extraordinary items | $4,512,000 | 1,558 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,512,000 | 1,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,038 |
| Cash dividends | $4,000,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,570,150 | 2,518 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,382,000 | 1,973 |
| Total interest expense | $5,085,000 | 1,580 |
| Net interest income | $7,297,000 | 2,248 |
| Provision for loan and lease losses | $320,000 | 2,078 |
| Total noninterest income | $1,030,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $355,000 | 3,174 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $675,000 | 2,369 |
| Total noninterest expense | $5,199,000 | 2,388 |
| Salaries and employee benefits | $2,584,000 | 2,583 |
| Premises and equipment expense | $752,000 | 2,347 |
| Additional noninterest expense | $1,863,000 | 1,993 |
| Pre-tax net operating income | $2,808,000 | 2,346 |
| Securities gains (losses) | $2,735,000 | 111 |
| Applicable income taxes | $1,657,000 | 1,270 |
| Income before extraordinary items | $3,886,000 | 1,382 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,886,000 | 1,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,971,500 | 2,483 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,058,000 | 1,962 |
| Total interest expense | $3,222,000 | 1,563 |
| Net interest income | $4,836,000 | 2,237 |
| Provision for loan and lease losses | $200,000 | 2,158 |
| Total noninterest income | $709,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $248,000 | 3,024 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $461,000 | 2,308 |
| Total noninterest expense | $3,499,000 | 2,357 |
| Salaries and employee benefits | $1,751,000 | 2,545 |
| Premises and equipment expense | $454,000 | 2,553 |
| Additional noninterest expense | $1,294,000 | 1,901 |
| Pre-tax net operating income | $1,846,000 | 2,325 |
| Securities gains (losses) | $2,575,000 | 91 |
| Applicable income taxes | $1,420,000 | 1,008 |
| Income before extraordinary items | $3,001,000 | 1,175 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,001,000 | 1,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,250,000 | 2,525 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 2,023 |
| Total interest expense | $1,499,000 | 1,591 |
| Net interest income | $2,347,000 | 2,286 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $302,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $120,000 | 3,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $182,000 | 2,636 |
| Total noninterest expense | $1,761,000 | 2,348 |
| Salaries and employee benefits | $848,000 | 2,634 |
| Premises and equipment expense | $226,000 | 2,578 |
| Additional noninterest expense | $687,000 | 1,798 |
| Pre-tax net operating income | $828,000 | 2,504 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $214,000 | 2,490 |
| Income before extraordinary items | $614,000 | 2,560 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $614,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $614,000 | 2,523 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,438,000 | 1,961 |
| Total interest expense | $6,010,000 | 1,366 |
| Net interest income | $8,428,000 | 2,422 |
| Provision for loan and lease losses | $28,000 | 6,505 |
| Total noninterest income | $1,390,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $530,000 | 3,007 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $860,000 | 2,368 |
| Total noninterest expense | $5,946,000 | 2,679 |
| Salaries and employee benefits | $2,854,000 | 2,970 |
| Premises and equipment expense | $874,000 | 2,587 |
| Additional noninterest expense | $2,218,000 | 2,197 |
| Pre-tax net operating income | $3,844,000 | 2,119 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $784,000 | 2,564 |
| Income before extraordinary items | $3,060,000 | 2,039 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,060,000 | 2,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,600 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,060,000 | 1,995 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,651,000 | 1,968 |
| Total interest expense | $4,634,000 | 1,299 |
| Net interest income | $6,017,000 | 2,515 |
| Provision for loan and lease losses | $28,000 | 6,061 |
| Total noninterest income | $1,018,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $401,000 | 3,007 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $617,000 | 2,460 |
| Total noninterest expense | $4,365,000 | 2,699 |
| Salaries and employee benefits | $2,092,000 | 3,006 |
| Premises and equipment expense | $684,000 | 2,471 |
| Additional noninterest expense | $1,589,000 | 2,270 |
| Pre-tax net operating income | $2,642,000 | 2,283 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $665,000 | 2,401 |
| Income before extraordinary items | $1,977,000 | 2,343 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,977,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,966 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,977,000 | 2,292 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 1,986 |
| Total interest expense | $3,114,000 | 1,265 |
| Net interest income | $3,917,000 | 2,538 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $627,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $248,000 | 3,171 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $379,000 | 2,595 |
| Total noninterest expense | $2,860,000 | 2,742 |
| Salaries and employee benefits | $1,387,000 | 3,048 |
| Premises and equipment expense | $411,000 | 2,726 |
| Additional noninterest expense | $1,062,000 | 2,270 |
| Pre-tax net operating income | $1,684,000 | 2,354 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $409,000 | 2,517 |
| Income before extraordinary items | $1,275,000 | 2,388 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,275,000 | 2,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,275,000 | 2,327 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,535,000 | 1,983 |
| Total interest expense | $1,554,000 | 1,282 |
| Net interest income | $1,981,000 | 2,518 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $258,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $113,000 | 3,294 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $145,000 | 3,005 |
| Total noninterest expense | $1,419,000 | 2,778 |
| Salaries and employee benefits | $685,000 | 3,091 |
| Premises and equipment expense | $201,000 | 2,796 |
| Additional noninterest expense | $533,000 | 2,231 |
| Pre-tax net operating income | $820,000 | 2,376 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $211,000 | 2,483 |
| Income before extraordinary items | $609,000 | 2,460 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $609,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $609,000 | 2,380 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,994,000 | 2,027 |
| Total interest expense | $6,333,000 | 1,400 |
| Net interest income | $7,661,000 | 2,516 |
| Provision for loan and lease losses | $160,000 | 4,471 |
| Total noninterest income | $1,705,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $501,000 | 3,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,204,000 | 2,119 |
| Total noninterest expense | $5,217,000 | 2,951 |
| Salaries and employee benefits | $2,619,000 | 3,142 |
| Premises and equipment expense | $762,000 | 2,875 |
| Additional noninterest expense | $1,836,000 | 2,591 |
| Pre-tax net operating income | $3,989,000 | 1,977 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $987,000 | 2,191 |
| Income before extraordinary items | $3,002,000 | 2,040 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,002,000 | 2,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,574 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,002,000 | 1,948 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,449,000 | 2,074 |
| Total interest expense | $4,766,000 | 1,459 |
| Net interest income | $5,683,000 | 2,563 |
| Provision for loan and lease losses | $160,000 | 3,772 |
| Total noninterest income | $1,378,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $379,000 | 3,075 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $999,000 | 2,047 |
| Total noninterest expense | $3,601,000 | 3,155 |
| Salaries and employee benefits | $1,972,000 | 3,132 |
| Premises and equipment expense | $524,000 | 3,095 |
| Additional noninterest expense | $1,105,000 | 3,119 |
| Pre-tax net operating income | $3,300,000 | 1,892 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $913,000 | 1,993 |
| Income before extraordinary items | $2,387,000 | 2,011 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,387,000 | 2,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,724 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,387,000 | 1,907 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,132,000 | 2,041 |
| Total interest expense | $3,197,000 | 1,505 |
| Net interest income | $3,935,000 | 2,472 |
| Provision for loan and lease losses | $160,000 | 2,893 |
| Total noninterest income | $847,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $238,000 | 3,185 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $609,000 | 2,171 |
| Total noninterest expense | $2,354,000 | 3,214 |
| Salaries and employee benefits | $1,284,000 | 3,194 |
| Premises and equipment expense | $328,000 | 3,255 |
| Additional noninterest expense | $742,000 | 3,084 |
| Pre-tax net operating income | $2,268,000 | 1,830 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $670,000 | 1,880 |
| Income before extraordinary items | $1,598,000 | 1,990 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,598,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,598,000 | 1,879 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 1,988 |
| Total interest expense | $1,571,000 | 1,573 |
| Net interest income | $2,106,000 | 2,317 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $358,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $246,000 | 2,384 |
| Total noninterest expense | $1,115,000 | 3,353 |
| Salaries and employee benefits | $633,000 | 3,213 |
| Premises and equipment expense | $132,000 | 3,884 |
| Additional noninterest expense | $350,000 | 3,188 |
| Pre-tax net operating income | $1,229,000 | 1,707 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $334,000 | 1,903 |
| Income before extraordinary items | $895,000 | 1,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $895,000 | 1,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $895,000 | 1,662 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,905,000 | 1,940 |
| Total interest expense | $7,209,000 | 1,575 |
| Net interest income | $8,696,000 | 2,224 |
| Provision for loan and lease losses | $540,000 | 2,260 |
| Total noninterest income | $884,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $419,000 | 3,418 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $465,000 | 3,419 |
| Total noninterest expense | $5,104,000 | 2,874 |
| Salaries and employee benefits | $2,370,000 | 3,259 |
| Premises and equipment expense | $756,000 | 2,801 |
| Additional noninterest expense | $1,978,000 | 2,329 |
| Pre-tax net operating income | $3,936,000 | 2,016 |
| Securities gains (losses) | $260,000 | 998 |
| Applicable income taxes | $846,000 | 2,502 |
| Income before extraordinary items | $3,350,000 | 1,791 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,350,000 | 1,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 1,683 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,142,000 | 1,853 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,378,000 | 2,220 |
| Total interest expense | $9,327,000 | 1,739 |
| Net interest income | $6,051,000 | 2,931 |
| Provision for loan and lease losses | $557,000 | 2,022 |
| Total noninterest income | $686,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $372,000 | 3,595 |
| Trading account gains and fees | $8,000 | 164 |
| Additional Noninterest Income | $306,000 | 4,077 |
| Total noninterest expense | $3,735,000 | 3,629 |
| Salaries and employee benefits | $1,793,000 | 3,934 |
| Premises and equipment expense | $603,000 | 3,336 |
| Additional noninterest expense | $1,339,000 | 3,182 |
| Pre-tax net operating income | $2,445,000 | 2,713 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $548,000 | 3,154 |
| Income before extraordinary items | $1,897,000 | 2,662 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,897,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,371 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,897,000 | 2,577 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,627,000 | 2,558 |
| Total interest expense | $8,597,000 | 2,005 |
| Net interest income | $5,030,000 | 3,446 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $465,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $338,000 | 3,701 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $127,000 | 5,869 |
| Total noninterest expense | $3,210,000 | 3,996 |
| Salaries and employee benefits | $1,536,000 | 4,284 |
| Premises and equipment expense | $489,000 | 3,858 |
| Additional noninterest expense | $1,185,000 | 3,470 |
| Pre-tax net operating income | $2,285,000 | 2,995 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $682,000 | 2,844 |
| Income before extraordinary items | $1,603,000 | 3,083 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,603,000 | 3,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,603,000 | 3,082 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,360,000 | 3,114 |
| Total interest expense | $6,166,000 | 2,382 |
| Net interest income | $4,194,000 | 4,009 |
| Provision for loan and lease losses | $1,000 | 8,482 |
| Total noninterest income | $409,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $249,000 | 4,528 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $160,000 | 5,460 |
| Total noninterest expense | $2,817,000 | 4,450 |
| Salaries and employee benefits | $1,253,000 | 5,010 |
| Premises and equipment expense | $427,000 | 4,307 |
| Additional noninterest expense | $1,137,000 | 3,614 |
| Pre-tax net operating income | $1,785,000 | 3,639 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $543,000 | 3,455 |
| Income before extraordinary items | $1,255,000 | 3,727 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,255,000 | 3,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,245,900 | 3,725 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 4,110 |
| Total interest expense | $4,739,000 | 3,155 |
| Net interest income | $2,878,000 | 5,289 |
| Provision for loan and lease losses | $447,000 | 1,893 |
| Total noninterest income | $212,000 | 7,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,213 |
| Total noninterest expense | $2,247,000 | 5,132 |
| Salaries and employee benefits | $1,024,000 | 5,688 |
| Premises and equipment expense | $330,000 | 5,081 |
| Additional noninterest expense | $893,000 | 4,316 |
| Pre-tax net operating income | $396,000 | 7,901 |
| Securities gains (losses) | $39,000 | 1,926 |
| Applicable income taxes | $95,000 | 7,609 |
| Income before extraordinary items | $340,000 | 7,594 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $340,000 | 7,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $5,000 | 7,417 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 842 |
| Net operating income | $309,580 | 7,731 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 5,906 |
| Total interest expense | $2,976,000 | 4,751 |
| Net interest income | $1,891,000 | 7,148 |
| Provision for loan and lease losses | $419,000 | 2,035 |
| Total noninterest income | $123,000 | 9,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,480 |
| Total noninterest expense | $1,886,000 | 5,886 |
| Salaries and employee benefits | $897,000 | 6,306 |
| Premises and equipment expense | $252,000 | 6,030 |
| Additional noninterest expense | $737,000 | 5,022 |
| Pre-tax net operating income | $-291,000 | 10,630 |
| Securities gains (losses) | $148,000 | 825 |
| Applicable income taxes | $-36,000 | 10,594 |
| Income before extraordinary items | $-107,000 | 10,529 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-107,000 | 10,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,372,000 | 187 |
| Net operating income | $-218,000 | 10,593 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 10,429 |
| Total interest expense | $687,000 | 10,004 |
| Net interest income | $586,000 | 10,695 |
| Provision for loan and lease losses | $215,000 | 3,255 |
| Total noninterest income | $16,000 | 11,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $1,245,000 | 7,843 |
| Salaries and employee benefits | $657,000 | 7,801 |
| Premises and equipment expense | $91,000 | 9,522 |
| Additional noninterest expense | $497,000 | 7,072 |
| Pre-tax net operating income | $-858,000 | 11,318 |
| Securities gains (losses) | $58,000 | 1,248 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-800,000 | 11,337 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-800,000 | 11,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $6,100,000 | 109 |
| Net operating income | $-858,000 | 11,325 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.