Home > Jefferson Federal Bank > Assets and Liabilities
Jefferson Federal Bank, Assets and Liabilities
| 2014-03-31 | Rank | |
| # of Employees: | 134 | 1,097 |
| Assets and Liabilities | ||
| Total Assets: | $506,903,000 | 1,344 |
| Cash and due from depository institutions | $20,820,000 | 1,097 |
| Interest-bearing balances | $8,294,000 | 3,350 |
| Securities | $88,008,000 | 1,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $342,469,000 | 1,269 |
| Loan loss allowance | $3,919,000 | 1,683 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $25,025,000 | 438 |
| Other real estate owned | $4,928,000 | 1,097 |
| Goodwill and other intangibles | $898,000 | 1,598 |
| All other assets | $24,755,000 | 864 |
| Life insurance assets | $7,281,000 | 1,129 |
| Total liabilities and capital | $506,903,000 | 1,344 |
| Total liabilities | $448,097,000 | 1,351 |
| Total deposits | $384,627,000 | 1,482 |
| Interest-bearing deposits | $328,685,000 | 1,387 |
| Deposits held in domestic offices | $384,627,000 | 1,481 |
| % insured | 89.81% | 2,187 |
| Federal funds purchased & repurchase agreements | $593,000 | 1,753 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $59,899,000 | 478 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $2,978,000 | 1,440 |
| Total equity capital | $58,806,000 | 1,263 |
| Total bank equity capital | $58,806,000 | 1,262 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $20,677,000 | 230 |
| Surplus | $37,649,000 | 908 |
| Undivided profits | $480,000 | 5,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,827,000 | 1,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,321,000 | 1,913 |
| Earning assets | $438,771,000 | 1,424 |
| Long-term assets (5+ years) | $176,949,000 | 1,258 |
| Average Assets, year-to-date | $502,474,000 | 1,344 |
| Average Assets, quarterly | $502,474,000 | 1,344 |
| Volatile liabilities | $46,447,000 | 955 |
| Insider loans | $516,000 | 4,382 |
| FHLB advances | $59,899,000 | 437 |
| Loans and leases held for sale | $165,000 | 1,558 |
| Unused loan commitments | $46,719,000 | 1,519 |
| Tier 1 (core) risk-based capital | $48,159,000 | 1,462 |
| Tier 2 risk-based capital | $3,919,000 | 1,360 |
| Total risk weighted assets | $364,565,000 | 1,249 |
| Total unused commitments | $46,719,000 | 1,519 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 135 | 1,097 |
| Assets and Liabilities | ||
| Total Assets: | $498,045,000 | 1,357 |
| Cash and due from depository institutions | $16,633,000 | 1,097 |
| Interest-bearing balances | $8,078,000 | 3,159 |
| Securities | $93,472,000 | 1,583 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $330,631,000 | 1,307 |
| Loan loss allowance | $3,973,000 | 1,684 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $25,267,000 | 431 |
| Other real estate owned | $5,417,000 | 1,097 |
| Goodwill and other intangibles | $976,000 | 1,553 |
| All other assets | $25,649,000 | 849 |
| Life insurance assets | $7,222,000 | 1,132 |
| Total liabilities and capital | $498,045,000 | 1,357 |
| Total liabilities | $440,287,000 | 1,365 |
| Total deposits | $388,927,000 | 1,444 |
| Interest-bearing deposits | $335,277,000 | 1,348 |
| Deposits held in domestic offices | $388,927,000 | 1,443 |
| % insured | 90.02% | 2,130 |
| Federal funds purchased & repurchase agreements | $837,000 | 1,927 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $46,909,000 | 593 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $3,614,000 | 1,257 |
| Total equity capital | $57,758,000 | 1,257 |
| Total bank equity capital | $57,758,000 | 1,256 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $20,677,000 | 229 |
| Surplus | $37,647,000 | 916 |
| Undivided profits | $-566,000 | 5,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,688,000 | 1,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,357,000 | 1,961 |
| Earning assets | $432,181,000 | 1,427 |
| Long-term assets (5+ years) | $174,819,000 | 1,247 |
| Average Assets, year-to-date | $505,321,600 | 1,319 |
| Average Assets, quarterly | $498,446,000 | 1,347 |
| Volatile liabilities | $32,337,000 | 1,348 |
| Insider loans | $516,000 | 4,422 |
| FHLB advances | $46,909,000 | 553 |
| Loans and leases held for sale | $424,000 | 1,291 |
| Unused loan commitments | $43,906,000 | 1,548 |
| Tier 1 (core) risk-based capital | $46,957,000 | 1,473 |
| Tier 2 risk-based capital | $3,973,000 | 1,350 |
| Total risk weighted assets | $352,507,000 | 1,288 |
| Total unused commitments | $43,906,000 | 1,548 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 136 | 1,090 |
| Assets and Liabilities | ||
| Total Assets: | $498,847,000 | 1,356 |
| Cash and due from depository institutions | $23,525,000 | 1,090 |
| Interest-bearing balances | $12,924,000 | 2,406 |
| Securities | $100,960,000 | 1,481 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $314,070,000 | 1,353 |
| Loan loss allowance | $4,993,000 | 1,396 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $25,465,000 | 435 |
| Other real estate owned | $5,882,000 | 1,090 |
| Goodwill and other intangibles | $1,059,000 | 1,507 |
| All other assets | $27,886,000 | 773 |
| Life insurance assets | $7,161,000 | 1,111 |
| Total liabilities and capital | $498,847,000 | 1,356 |
| Total liabilities | $441,431,000 | 1,367 |
| Total deposits | $397,044,000 | 1,410 |
| Interest-bearing deposits | $57,225,000 | 5,148 |
| Deposits held in domestic offices | $397,044,000 | 1,408 |
| % insured | 89.70% | 2,412 |
| Federal funds purchased & repurchase agreements | $916,000 | 1,912 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $37,418,000 | 703 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $6,053,000 | 907 |
| Total equity capital | $57,416,000 | 1,268 |
| Total bank equity capital | $57,416,000 | 1,267 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $20,677,000 | 232 |
| Surplus | $37,686,000 | 913 |
| Undivided profits | $-947,000 | 6,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $8,402,000 | 969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,342,000 | 2,062 |
| Earning assets | $427,954,000 | 1,443 |
| Long-term assets (5+ years) | $173,437,000 | 1,267 |
| Average Assets, year-to-date | $507,140,750 | 1,320 |
| Average Assets, quarterly | $501,094,000 | 1,342 |
| Volatile liabilities | $22,514,000 | 1,823 |
| Insider loans | $516,000 | 4,455 |
| FHLB advances | $37,418,000 | 652 |
| Loans and leases held for sale | $75,000 | 1,943 |
| Unused loan commitments | $49,019,000 | 1,449 |
| Tier 1 (core) risk-based capital | $45,502,000 | 1,511 |
| Tier 2 risk-based capital | $4,171,000 | 1,284 |
| Total risk weighted assets | $343,347,000 | 1,305 |
| Total unused commitments | $49,019,000 | 1,449 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 135 | 1,101 |
| Assets and Liabilities | ||
| Total Assets: | $503,341,000 | 1,328 |
| Cash and due from depository institutions | $24,446,000 | 1,101 |
| Interest-bearing balances | $15,609,000 | 2,194 |
| Securities | $96,024,000 | 1,556 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $321,396,000 | 1,315 |
| Loan loss allowance | $5,660,000 | 1,240 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $25,636,000 | 430 |
| Other real estate owned | $5,433,000 | 1,101 |
| Goodwill and other intangibles | $1,151,000 | 1,463 |
| All other assets | $29,255,000 | 739 |
| Life insurance assets | $7,100,000 | 1,103 |
| Total liabilities and capital | $503,341,000 | 1,328 |
| Total liabilities | $446,288,000 | 1,333 |
| Total deposits | $400,651,000 | 1,385 |
| Interest-bearing deposits | $345,018,000 | 1,304 |
| Deposits held in domestic offices | $400,651,000 | 1,384 |
| % insured | 89.18% | 2,702 |
| Federal funds purchased & repurchase agreements | $551,000 | 1,966 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $37,626,000 | 682 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $7,460,000 | 760 |
| Total equity capital | $57,053,000 | 1,265 |
| Total bank equity capital | $57,053,000 | 1,264 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $20,677,000 | 234 |
| Surplus | $37,732,000 | 913 |
| Undivided profits | $-1,356,000 | 6,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $12,796,000 | 705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,410,000 | 1,897 |
| Earning assets | $433,029,000 | 1,417 |
| Long-term assets (5+ years) | $155,090,000 | 1,360 |
| Average Assets, year-to-date | $509,905,330 | 1,309 |
| Average Assets, quarterly | $504,851,000 | 1,328 |
| Volatile liabilities | $32,145,000 | 1,324 |
| Insider loans | $832,000 | 3,896 |
| FHLB advances | $37,626,000 | 636 |
| Loans and leases held for sale | $97,000 | 2,067 |
| Unused loan commitments | $42,993,000 | 1,566 |
| Tier 1 (core) risk-based capital | $45,361,000 | 1,501 |
| Tier 2 risk-based capital | $4,412,000 | 1,203 |
| Total risk weighted assets | $350,934,000 | 1,279 |
| Total unused commitments | $42,993,000 | 1,566 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 144 | 1,027 |
| Assets and Liabilities | ||
| Total Assets: | $506,361,000 | 1,335 |
| Cash and due from depository institutions | $35,397,000 | 1,027 |
| Interest-bearing balances | $28,210,000 | 1,608 |
| Securities | $99,383,000 | 1,524 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $312,103,000 | 1,340 |
| Loan loss allowance | $5,670,000 | 1,269 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $25,861,000 | 419 |
| Other real estate owned | $6,489,000 | 1,027 |
| Goodwill and other intangibles | $1,243,000 | 1,431 |
| All other assets | $25,885,000 | 819 |
| Life insurance assets | $7,042,000 | 1,092 |
| Total liabilities and capital | $506,361,000 | 1,335 |
| Total liabilities | $448,825,000 | 1,337 |
| Total deposits | $406,305,000 | 1,382 |
| Interest-bearing deposits | $353,464,000 | 1,301 |
| Deposits held in domestic offices | $406,305,000 | 1,381 |
| % insured | 89.11% | 2,688 |
| Federal funds purchased & repurchase agreements | $607,000 | 1,779 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $37,644,000 | 638 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $4,269,000 | 1,161 |
| Total equity capital | $57,536,000 | 1,275 |
| Total bank equity capital | $57,536,000 | 1,274 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $20,677,000 | 232 |
| Surplus | $37,779,000 | 913 |
| Undivided profits | $-920,000 | 6,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $12,937,000 | 745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,435,000 | 1,824 |
| Earning assets | $439,696,000 | 1,406 |
| Long-term assets (5+ years) | $153,850,000 | 1,347 |
| Average Assets, year-to-date | $513,187,500 | 1,313 |
| Average Assets, quarterly | $513,187,500 | 1,313 |
| Volatile liabilities | $33,028,000 | 1,262 |
| Insider loans | $862,000 | 3,852 |
| FHLB advances | $37,644,000 | 586 |
| Loans and leases held for sale | $475,000 | 1,561 |
| Unused loan commitments | $42,312,000 | 1,563 |
| Tier 1 (core) risk-based capital | $45,024,000 | 1,500 |
| Tier 2 risk-based capital | $4,330,000 | 1,229 |
| Total risk weighted assets | $345,000,000 | 1,288 |
| Total unused commitments | $42,312,000 | 1,563 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 134 | 1,104 |
| Assets and Liabilities | ||
| Total Assets: | $520,014,000 | 1,297 |
| Cash and due from depository institutions | $47,197,000 | 1,104 |
| Interest-bearing balances | $37,013,000 | 1,175 |
| Securities | $95,976,000 | 1,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $317,148,000 | 1,313 |
| Loan loss allowance | $5,702,000 | 1,255 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $26,056,000 | 416 |
| Other real estate owned | $7,018,000 | 1,104 |
| Goodwill and other intangibles | $1,334,000 | 1,393 |
| All other assets | $25,285,000 | 845 |
| Life insurance assets | $6,981,000 | 1,085 |
| Total liabilities and capital | $520,014,000 | 1,297 |
| Total liabilities | $462,788,000 | 1,296 |
| Total deposits | $420,329,000 | 1,340 |
| Interest-bearing deposits | $363,489,000 | 1,273 |
| Deposits held in domestic offices | $420,329,000 | 1,339 |
| % insured | 91.93% | 2,734 |
| Federal funds purchased & repurchase agreements | $843,000 | 1,879 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $37,663,000 | 691 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $3,953,000 | 1,262 |
| Total equity capital | $57,226,000 | 1,273 |
| Total bank equity capital | $57,226,000 | 1,271 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $20,677,000 | 230 |
| Surplus | $37,841,000 | 909 |
| Undivided profits | $-1,292,000 | 6,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $14,416,000 | 736 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,406,000 | 1,932 |
| Earning assets | $450,137,000 | 1,365 |
| Long-term assets (5+ years) | $148,901,000 | 1,349 |
| Average Assets, year-to-date | $523,310,800 | 1,271 |
| Average Assets, quarterly | $513,856,500 | 1,305 |
| Volatile liabilities | $6,256,000 | 4,024 |
| Insider loans | $389,000 | 4,924 |
| FHLB advances | $37,663,000 | 632 |
| Loans and leases held for sale | $1,320,000 | 1,319 |
| Unused loan commitments | $39,907,000 | 1,561 |
| Tier 1 (core) risk-based capital | $44,565,000 | 1,493 |
| Tier 2 risk-based capital | $4,352,000 | 1,216 |
| Total risk weighted assets | $346,841,000 | 1,280 |
| Total unused commitments | $39,907,000 | 1,561 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 133 | 1,111 |
| Assets and Liabilities | ||
| Total Assets: | $507,699,000 | 1,337 |
| Cash and due from depository institutions | $47,608,000 | 1,111 |
| Interest-bearing balances | $43,408,000 | 944 |
| Securities | $86,087,000 | 1,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $314,009,000 | 1,330 |
| Loan loss allowance | $5,761,000 | 1,285 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $26,151,000 | 414 |
| Other real estate owned | $6,753,000 | 1,111 |
| Goodwill and other intangibles | $1,431,000 | 1,343 |
| All other assets | $25,660,000 | 845 |
| Life insurance assets | $6,921,000 | 1,069 |
| Total liabilities and capital | $507,699,000 | 1,337 |
| Total liabilities | $450,812,000 | 1,345 |
| Total deposits | $408,160,000 | 1,362 |
| Interest-bearing deposits | $353,324,000 | 1,307 |
| Deposits held in domestic offices | $408,160,000 | 1,361 |
| % insured | 96.09% | 1,208 |
| Federal funds purchased & repurchase agreements | $664,000 | 1,929 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $37,682,000 | 705 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $4,306,000 | 1,229 |
| Total equity capital | $56,887,000 | 1,299 |
| Total bank equity capital | $56,887,000 | 1,297 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $20,677,000 | 232 |
| Surplus | $37,919,000 | 917 |
| Undivided profits | $-1,709,000 | 6,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $17,253,000 | 689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,504,000 | 1,965 |
| Earning assets | $443,504,000 | 1,392 |
| Long-term assets (5+ years) | $144,663,000 | 1,364 |
| Average Assets, year-to-date | $524,135,000 | 1,285 |
| Average Assets, quarterly | $515,542,500 | 1,318 |
| Volatile liabilities | $9,165,000 | 3,407 |
| Insider loans | $838,000 | 4,001 |
| FHLB advances | $37,682,000 | 643 |
| Loans and leases held for sale | $804,000 | 1,513 |
| Unused loan commitments | $40,833,000 | 1,543 |
| Tier 1 (core) risk-based capital | $43,766,000 | 1,527 |
| Tier 2 risk-based capital | $4,311,000 | 1,237 |
| Total risk weighted assets | $343,434,000 | 1,296 |
| Total unused commitments | $40,833,000 | 1,543 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 133 | 1,110 |
| Assets and Liabilities | ||
| Total Assets: | $523,386,000 | 1,297 |
| Cash and due from depository institutions | $56,625,000 | 1,110 |
| Interest-bearing balances | $53,582,000 | 762 |
| Securities | $83,481,000 | 1,761 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $322,880,000 | 1,299 |
| Loan loss allowance | $5,852,000 | 1,278 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $26,361,000 | 409 |
| Other real estate owned | $6,075,000 | 1,110 |
| Goodwill and other intangibles | $1,537,000 | 1,309 |
| All other assets | $26,427,000 | 824 |
| Life insurance assets | $6,861,000 | 1,063 |
| Total liabilities and capital | $523,386,000 | 1,297 |
| Total liabilities | $467,096,000 | 1,300 |
| Total deposits | $424,593,000 | 1,314 |
| Interest-bearing deposits | $371,440,000 | 1,246 |
| Deposits held in domestic offices | $424,593,000 | 1,312 |
| % insured | 94.45% | 1,987 |
| Federal funds purchased & repurchase agreements | $398,000 | 2,058 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $37,864,000 | 716 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $4,241,000 | 1,206 |
| Total equity capital | $56,290,000 | 1,288 |
| Total bank equity capital | $56,290,000 | 1,287 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $20,677,000 | 234 |
| Surplus | $38,002,000 | 905 |
| Undivided profits | $-2,389,000 | 6,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $18,561,000 | 669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,575,000 | 1,752 |
| Earning assets | $459,943,000 | 1,345 |
| Long-term assets (5+ years) | $145,611,000 | 1,331 |
| Average Assets, year-to-date | $529,613,670 | 1,281 |
| Average Assets, quarterly | $528,947,500 | 1,284 |
| Volatile liabilities | $9,389,000 | 3,396 |
| Insider loans | $839,000 | 4,055 |
| FHLB advances | $37,864,000 | 659 |
| Loans and leases held for sale | $381,000 | 1,760 |
| Unused loan commitments | $39,861,000 | 1,545 |
| Tier 1 (core) risk-based capital | $42,437,000 | 1,545 |
| Tier 2 risk-based capital | $4,378,000 | 1,215 |
| Total risk weighted assets | $348,746,000 | 1,281 |
| Total unused commitments | $39,861,000 | 1,545 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 132 | 1,109 |
| Assets and Liabilities | ||
| Total Assets: | $534,509,000 | 1,277 |
| Cash and due from depository institutions | $38,549,000 | 1,109 |
| Interest-bearing balances | $34,593,000 | 1,261 |
| Securities | $89,258,000 | 1,639 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $341,767,000 | 1,201 |
| Loan loss allowance | $6,806,000 | 1,132 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $26,501,000 | 407 |
| Other real estate owned | $7,823,000 | 1,109 |
| Goodwill and other intangibles | $1,642,000 | 1,269 |
| All other assets | $28,969,000 | 759 |
| Life insurance assets | $6,802,000 | 1,054 |
| Total liabilities and capital | $534,509,000 | 1,277 |
| Total liabilities | $478,863,000 | 1,271 |
| Total deposits | $434,442,000 | 1,300 |
| Interest-bearing deposits | $379,179,000 | 1,240 |
| Deposits held in domestic offices | $434,442,000 | 1,297 |
| % insured | 95.29% | 1,646 |
| Federal funds purchased & repurchase agreements | $890,000 | 1,810 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $37,883,000 | 725 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $5,648,000 | 950 |
| Total equity capital | $55,646,000 | 1,286 |
| Total bank equity capital | $55,646,000 | 1,284 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $20,677,000 | 234 |
| Surplus | $38,088,000 | 902 |
| Undivided profits | $-3,119,000 | 6,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $18,468,000 | 726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,683,000 | 1,627 |
| Earning assets | $465,618,000 | 1,339 |
| Long-term assets (5+ years) | $158,415,000 | 1,233 |
| Average Assets, year-to-date | $532,727,500 | 1,272 |
| Average Assets, quarterly | $532,727,500 | 1,272 |
| Volatile liabilities | $10,630,000 | 3,178 |
| Insider loans | $840,000 | 4,067 |
| FHLB advances | $37,883,000 | 676 |
| Loans and leases held for sale | $243,000 | 1,867 |
| Unused loan commitments | $37,328,000 | 1,624 |
| Tier 1 (core) risk-based capital | $41,674,000 | 1,563 |
| Tier 2 risk-based capital | $4,713,000 | 1,137 |
| Total risk weighted assets | $374,978,000 | 1,184 |
| Total unused commitments | $37,328,000 | 1,624 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 131 | 1,130 |
| Assets and Liabilities | ||
| Total Assets: | $530,946,000 | 1,281 |
| Cash and due from depository institutions | $35,679,000 | 1,130 |
| Interest-bearing balances | $30,260,000 | 1,277 |
| Securities | $77,988,000 | 1,803 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $352,743,000 | 1,181 |
| Loan loss allowance | $10,879,000 | 725 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $26,102,000 | 412 |
| Other real estate owned | $8,902,000 | 1,130 |
| Goodwill and other intangibles | $1,748,000 | 1,233 |
| All other assets | $27,784,000 | 796 |
| Life insurance assets | $6,744,000 | 1,037 |
| Total liabilities and capital | $530,946,000 | 1,281 |
| Total liabilities | $475,779,000 | 1,282 |
| Total deposits | $432,620,000 | 1,284 |
| Interest-bearing deposits | $380,152,000 | 1,222 |
| Deposits held in domestic offices | $432,620,000 | 1,281 |
| % insured | 95.54% | 1,603 |
| Federal funds purchased & repurchase agreements | $820,000 | 1,983 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $37,903,000 | 770 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,436,000 | 1,134 |
| Total equity capital | $55,167,000 | 1,291 |
| Total bank equity capital | $55,167,000 | 1,289 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $20,677,000 | 233 |
| Surplus | $38,170,000 | 906 |
| Undivided profits | $-3,680,000 | 6,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $9,561,000 | 1,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,851,000 | 1,547 |
| Earning assets | $460,991,000 | 1,343 |
| Long-term assets (5+ years) | $144,027,000 | 1,109 |
| Average Assets, year-to-date | $567,033,600 | 1,167 |
| Average Assets, quarterly | $540,529,500 | 1,254 |
| Volatile liabilities | $10,613,000 | 3,346 |
| Insider loans | $840,000 | 4,129 |
| FHLB advances | $37,903,000 | 717 |
| Loans and leases held for sale | $916,000 | 1,175 |
| Unused loan commitments | $35,951,000 | 1,625 |
| Tier 1 (core) risk-based capital | $40,580,000 | 1,584 |
| Tier 2 risk-based capital | $4,816,000 | 1,113 |
| Total risk weighted assets | $379,207,000 | 1,170 |
| Total unused commitments | $35,951,000 | 1,626 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 136 | 1,102 |
| Assets and Liabilities | ||
| Total Assets: | $550,113,000 | 1,229 |
| Cash and due from depository institutions | $32,233,000 | 1,102 |
| Interest-bearing balances | $27,902,000 | 1,442 |
| Securities | $79,775,000 | 1,721 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $370,506,000 | 1,135 |
| Loan loss allowance | $10,204,000 | 801 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $26,354,000 | 403 |
| Other real estate owned | $10,471,000 | 1,102 |
| Goodwill and other intangibles | $1,858,000 | 1,208 |
| All other assets | $28,916,000 | 774 |
| Life insurance assets | $6,684,000 | 1,035 |
| Total liabilities and capital | $550,113,000 | 1,229 |
| Total liabilities | $491,070,000 | 1,234 |
| Total deposits | $444,518,000 | 1,246 |
| Interest-bearing deposits | $386,339,000 | 1,215 |
| Deposits held in domestic offices | $444,518,000 | 1,244 |
| % insured | 94.45% | 2,159 |
| Federal funds purchased & repurchase agreements | $775,000 | 1,993 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $37,923,000 | 774 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $7,854,000 | 736 |
| Total equity capital | $59,043,000 | 1,219 |
| Total bank equity capital | $59,043,000 | 1,219 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $20,677,000 | 236 |
| Surplus | $38,250,000 | 912 |
| Undivided profits | $116,000 | 6,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $9,186,000 | 1,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,835,000 | 1,646 |
| Earning assets | $478,183,000 | 1,303 |
| Long-term assets (5+ years) | $148,380,000 | 1,037 |
| Average Assets, year-to-date | $576,055,500 | 1,153 |
| Average Assets, quarterly | $555,935,000 | 1,199 |
| Volatile liabilities | $12,105,000 | 3,122 |
| Insider loans | $851,000 | 4,128 |
| FHLB advances | $37,923,000 | 710 |
| Loans and leases held for sale | $1,688,000 | 880 |
| Unused loan commitments | $39,511,000 | 1,524 |
| Tier 1 (core) risk-based capital | $46,158,000 | 1,424 |
| Tier 2 risk-based capital | $5,126,000 | 1,062 |
| Total risk weighted assets | $404,969,000 | 1,113 |
| Total unused commitments | $39,511,000 | 1,527 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 138 | 1,097 |
| Assets and Liabilities | ||
| Total Assets: | $562,635,000 | 1,192 |
| Cash and due from depository institutions | $40,479,000 | 1,097 |
| Interest-bearing balances | $35,152,000 | 1,074 |
| Securities | $75,006,000 | 1,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $379,784,000 | 1,123 |
| Loan loss allowance | $6,984,000 | 1,141 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $26,617,000 | 406 |
| Other real estate owned | $9,498,000 | 1,097 |
| Goodwill and other intangibles | $1,978,000 | 1,202 |
| All other assets | $29,273,000 | 773 |
| Life insurance assets | $6,625,000 | 1,032 |
| Total liabilities and capital | $562,635,000 | 1,192 |
| Total liabilities | $502,420,000 | 1,197 |
| Total deposits | $454,715,000 | 1,204 |
| Interest-bearing deposits | $399,921,000 | 1,171 |
| Deposits held in domestic offices | $454,715,000 | 1,201 |
| % insured | 95.87% | 1,571 |
| Federal funds purchased & repurchase agreements | $945,000 | 2,017 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $37,943,000 | 801 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $8,817,000 | 642 |
| Total equity capital | $60,215,000 | 1,147 |
| Total bank equity capital | $60,215,000 | 1,147 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $20,677,000 | 236 |
| Surplus | $38,325,000 | 905 |
| Undivided profits | $1,213,000 | 5,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $8,248,000 | 1,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,831,000 | 1,584 |
| Earning assets | $489,942,000 | 1,258 |
| Long-term assets (5+ years) | $139,492,000 | 1,081 |
| Average Assets, year-to-date | $584,995,670 | 1,139 |
| Average Assets, quarterly | $570,388,500 | 1,177 |
| Volatile liabilities | $13,529,000 | 2,946 |
| Insider loans | $745,000 | 4,367 |
| FHLB advances | $37,943,000 | 745 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $46,294,000 | 1,348 |
| Tier 1 (core) risk-based capital | $48,945,000 | 1,329 |
| Tier 2 risk-based capital | $5,078,000 | 1,080 |
| Total risk weighted assets | $404,301,000 | 1,116 |
| Total unused commitments | $46,294,000 | 1,350 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 139 | 1,087 |
| Assets and Liabilities | ||
| Total Assets: | $578,142,000 | 1,172 |
| Cash and due from depository institutions | $58,132,000 | 1,087 |
| Interest-bearing balances | $54,377,000 | 732 |
| Securities | $53,933,000 | 2,383 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $394,037,000 | 1,082 |
| Loan loss allowance | $7,881,000 | 1,037 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $26,897,000 | 408 |
| Other real estate owned | $11,323,000 | 1,087 |
| Goodwill and other intangibles | $2,098,000 | 1,182 |
| All other assets | $31,722,000 | 740 |
| Life insurance assets | $6,567,000 | 1,035 |
| Total liabilities and capital | $578,142,000 | 1,172 |
| Total liabilities | $518,933,000 | 1,173 |
| Total deposits | $469,617,000 | 1,177 |
| Interest-bearing deposits | $415,920,000 | 1,140 |
| Deposits held in domestic offices | $469,617,000 | 1,175 |
| % insured | 95.20% | 1,921 |
| Federal funds purchased & repurchase agreements | $992,000 | 1,918 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $37,962,000 | 825 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $10,362,000 | 562 |
| Total equity capital | $59,209,000 | 1,131 |
| Total bank equity capital | $59,209,000 | 1,130 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $20,677,000 | 230 |
| Surplus | $38,396,000 | 903 |
| Undivided profits | $136,000 | 6,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $10,529,000 | 1,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,814,000 | 1,618 |
| Earning assets | $502,347,000 | 1,225 |
| Long-term assets (5+ years) | $128,464,000 | 1,130 |
| Average Assets, year-to-date | $596,176,000 | 1,120 |
| Average Assets, quarterly | $596,176,000 | 1,120 |
| Volatile liabilities | $15,379,000 | 2,754 |
| Insider loans | $750,000 | 4,407 |
| FHLB advances | $37,962,000 | 766 |
| Loans and leases held for sale | $326,000 | 1,209 |
| Unused loan commitments | $44,087,000 | 1,418 |
| Tier 1 (core) risk-based capital | $47,715,000 | 1,348 |
| Tier 2 risk-based capital | $5,234,000 | 1,066 |
| Total risk weighted assets | $416,101,000 | 1,094 |
| Total unused commitments | $44,087,000 | 1,420 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 140 | 1,085 |
| Assets and Liabilities | ||
| Total Assets: | $614,210,000 | 1,094 |
| Cash and due from depository institutions | $91,547,000 | 1,085 |
| Interest-bearing balances | $87,643,000 | 414 |
| Securities | $46,188,000 | 2,578 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 1,770 |
| Net loans & leases | $406,028,000 | 1,070 |
| Loan loss allowance | $7,945,000 | 1,044 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $27,080,000 | 406 |
| Other real estate owned | $9,937,000 | 1,085 |
| Goodwill and other intangibles | $2,217,000 | 1,166 |
| All other assets | $27,413,000 | 839 |
| Life insurance assets | $6,509,000 | 1,027 |
| Total liabilities and capital | $614,210,000 | 1,094 |
| Total liabilities | $554,429,000 | 1,091 |
| Total deposits | $488,617,000 | 1,112 |
| Interest-bearing deposits | $434,910,000 | 1,087 |
| Deposits held in domestic offices | $488,617,000 | 1,111 |
| % insured | 94.87% | 2,018 |
| Federal funds purchased & repurchase agreements | $294,000 | 2,394 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $58,287,000 | 630 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $7,231,000 | 744 |
| Total equity capital | $59,781,000 | 1,116 |
| Total bank equity capital | $59,781,000 | 1,115 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $20,677,000 | 228 |
| Surplus | $38,463,000 | 894 |
| Undivided profits | $641,000 | 6,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $13,155,000 | 1,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,757,000 | 1,743 |
| Earning assets | $543,659,000 | 1,132 |
| Long-term assets (5+ years) | $124,302,000 | 1,131 |
| Average Assets, year-to-date | $644,999,600 | 1,036 |
| Average Assets, quarterly | $629,377,000 | 1,069 |
| Volatile liabilities | $121,145,000 | 1,122 |
| Insider loans | $754,000 | 4,502 |
| FHLB advances | $58,287,000 | 567 |
| Loans and leases held for sale | $208,000 | 1,735 |
| Unused loan commitments | $46,475,000 | 1,331 |
| Tier 1 (core) risk-based capital | $47,657,000 | 1,343 |
| Tier 2 risk-based capital | $5,339,000 | 1,075 |
| Total risk weighted assets | $424,526,000 | 1,096 |
| Total unused commitments | $46,475,000 | 1,332 |
| Derivatives | $10,000 | 1,168 |
| 2010-09-30 | Rank | |
| # of Employees: | 139 | 1,100 |
| Assets and Liabilities | ||
| Total Assets: | $644,544,000 | 1,054 |
| Cash and due from depository institutions | $108,252,000 | 1,100 |
| Interest-bearing balances | $103,406,000 | 383 |
| Securities | $45,847,000 | 2,561 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,517 |
| Net loans & leases | $424,872,000 | 1,037 |
| Loan loss allowance | $8,748,000 | 949 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $27,325,000 | 398 |
| Other real estate owned | $5,631,000 | 1,100 |
| Goodwill and other intangibles | $2,342,000 | 1,138 |
| All other assets | $25,275,000 | 916 |
| Life insurance assets | $6,450,000 | 1,029 |
| Total liabilities and capital | $644,544,000 | 1,054 |
| Total liabilities | $584,572,000 | 1,044 |
| Total deposits | $492,675,000 | 1,109 |
| Interest-bearing deposits | $450,733,000 | 1,057 |
| Deposits held in domestic offices | $492,675,000 | 1,108 |
| % insured | 90.02% | 3,522 |
| Federal funds purchased & repurchase agreements | $1,366,000 | 1,941 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $85,023,000 | 466 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,508,000 | 994 |
| Total equity capital | $59,972,000 | 1,139 |
| Total bank equity capital | $59,972,000 | 1,138 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $20,677,000 | 225 |
| Surplus | $38,536,000 | 879 |
| Undivided profits | $759,000 | 6,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $20,618,000 | 833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,869,000 | 1,725 |
| Earning assets | $579,125,000 | 1,060 |
| Long-term assets (5+ years) | $124,841,000 | 1,106 |
| Average Assets, year-to-date | $652,697,000 | 1,030 |
| Average Assets, quarterly | $637,900,500 | 1,063 |
| Volatile liabilities | $136,851,000 | 1,016 |
| Insider loans | $1,307,000 | 3,626 |
| FHLB advances | $85,023,000 | 417 |
| Loans and leases held for sale | $2,133,000 | 923 |
| Unused loan commitments | $46,880,000 | 1,342 |
| Tier 1 (core) risk-based capital | $47,281,000 | 1,354 |
| Tier 2 risk-based capital | $5,507,000 | 1,052 |
| Total risk weighted assets | $437,277,000 | 1,075 |
| Total unused commitments | $46,880,000 | 1,344 |
| Derivatives | $26,000 | 1,205 |
| 2010-06-30 | Rank | |
| # of Employees: | 146 | 1,054 |
| Assets and Liabilities | ||
| Total Assets: | $653,827,000 | 1,038 |
| Cash and due from depository institutions | $64,233,000 | 1,054 |
| Interest-bearing balances | $59,162,000 | 598 |
| Securities | $63,023,000 | 1,952 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,526 |
| Net loans & leases | $436,731,000 | 1,024 |
| Loan loss allowance | $8,449,000 | 991 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $27,554,000 | 397 |
| Other real estate owned | $6,851,000 | 1,054 |
| Goodwill and other intangibles | $24,269,000 | 282 |
| All other assets | $26,166,000 | 900 |
| Life insurance assets | $6,390,000 | 1,035 |
| Total liabilities and capital | $653,827,000 | 1,038 |
| Total liabilities | $571,608,000 | 1,067 |
| Total deposits | $479,351,000 | 1,148 |
| Interest-bearing deposits | $437,309,000 | 1,099 |
| Deposits held in domestic offices | $479,351,000 | 1,145 |
| % insured | 89.90% | 3,630 |
| Federal funds purchased & repurchase agreements | $944,000 | 2,124 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $84,834,000 | 502 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,479,000 | 827 |
| Total equity capital | $82,219,000 | 813 |
| Total bank equity capital | $82,219,000 | 812 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $20,677,000 | 220 |
| Surplus | $38,605,000 | 876 |
| Undivided profits | $22,937,000 | 1,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $18,777,000 | 917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,000,000 | 1,547 |
| Earning assets | $563,916,000 | 1,089 |
| Long-term assets (5+ years) | $129,364,000 | 1,067 |
| Average Assets, year-to-date | $662,938,000 | 1,023 |
| Average Assets, quarterly | $658,863,500 | 1,030 |
| Volatile liabilities | $127,687,000 | 1,120 |
| Insider loans | $1,325,000 | 3,638 |
| FHLB advances | $84,834,000 | 452 |
| Loans and leases held for sale | $1,153,000 | 985 |
| Unused loan commitments | $54,215,000 | 1,192 |
| Tier 1 (core) risk-based capital | $47,902,000 | 1,319 |
| Tier 2 risk-based capital | $5,686,000 | 1,034 |
| Total risk weighted assets | $452,118,000 | 1,047 |
| Total unused commitments | $54,215,000 | 1,194 |
| Derivatives | $295,000 | 1,092 |
| 2010-03-31 | Rank | |
| # of Employees: | 147 | 1,053 |
| Assets and Liabilities | ||
| Total Assets: | $663,900,000 | 1,039 |
| Cash and due from depository institutions | $16,219,000 | 1,053 |
| Interest-bearing balances | $12,319,000 | 2,317 |
| Securities | $52,589,000 | 2,293 |
| Federal funds sold & reverse repurchase agreements | $61,580,000 | 119 |
| Net loans & leases | $448,654,000 | 1,027 |
| Loan loss allowance | $5,412,000 | 1,529 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $27,800,000 | 405 |
| Other real estate owned | $4,653,000 | 1,053 |
| Goodwill and other intangibles | $24,403,000 | 285 |
| All other assets | $28,002,000 | 859 |
| Life insurance assets | $6,329,000 | 1,040 |
| Total liabilities and capital | $663,900,000 | 1,039 |
| Total liabilities | $580,833,000 | 1,076 |
| Total deposits | $480,739,000 | 1,162 |
| Interest-bearing deposits | $435,337,000 | 1,127 |
| Deposits held in domestic offices | $480,739,000 | 1,161 |
| % insured | 89.55% | 3,877 |
| Federal funds purchased & repurchase agreements | $1,404,000 | 1,964 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $89,953,000 | 497 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,737,000 | 656 |
| Total equity capital | $83,067,000 | 806 |
| Total bank equity capital | $83,067,000 | 804 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $20,677,000 | 220 |
| Surplus | $38,661,000 | 897 |
| Undivided profits | $23,729,000 | 1,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $20,651,000 | 882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,065,000 | 1,539 |
| Earning assets | $575,142,000 | 1,098 |
| Long-term assets (5+ years) | $147,683,000 | 930 |
| Average Assets, year-to-date | $667,493,500 | 1,036 |
| Average Assets, quarterly | $667,493,500 | 1,036 |
| Volatile liabilities | $123,186,000 | 1,210 |
| Insider loans | $1,338,000 | 3,727 |
| FHLB advances | $89,953,000 | 441 |
| Loans and leases held for sale | $524,000 | 1,170 |
| Unused loan commitments | $58,201,000 | 1,181 |
| Tier 1 (core) risk-based capital | $50,366,000 | 1,260 |
| Tier 2 risk-based capital | $5,417,000 | 1,106 |
| Total risk weighted assets | $472,317,000 | 1,032 |
| Total unused commitments | $58,201,000 | 1,183 |
| Derivatives | $505,000 | 1,021 |
| 2009-12-31 | Rank | |
| # of Employees: | 149 | 1,051 |
| Assets and Liabilities | ||
| Total Assets: | $671,087,000 | 1,042 |
| Cash and due from depository institutions | $51,081,000 | 1,051 |
| Interest-bearing balances | $46,243,000 | 638 |
| Securities | $57,393,000 | 2,130 |
| Federal funds sold & reverse repurchase agreements | $18,030,000 | 442 |
| Net loans & leases | $459,894,000 | 1,027 |
| Loan loss allowance | $5,180,000 | 1,577 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $31,502,000 | 351 |
| Other real estate owned | $4,283,000 | 1,051 |
| Goodwill and other intangibles | $24,536,000 | 284 |
| All other assets | $24,368,000 | 999 |
| Life insurance assets | $6,272,000 | 1,048 |
| Total liabilities and capital | $671,087,000 | 1,042 |
| Total liabilities | $587,923,000 | 1,073 |
| Total deposits | $491,206,000 | 1,139 |
| Interest-bearing deposits | $442,116,000 | 1,104 |
| Deposits held in domestic offices | $491,206,000 | 1,137 |
| % insured | 87.81% | 4,456 |
| Federal funds purchased & repurchase agreements | $1,536,000 | 2,040 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $90,071,000 | 530 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,110,000 | 1,004 |
| Total equity capital | $83,164,000 | 791 |
| Total bank equity capital | $83,164,000 | 789 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $20,678,000 | 216 |
| Surplus | $38,719,000 | 886 |
| Undivided profits | $23,767,000 | 1,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $18,931,000 | 898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,159,000 | 1,544 |
| Earning assets | $581,560,000 | 1,084 |
| Long-term assets (5+ years) | $114,397,000 | 1,209 |
| Average Assets, year-to-date | $662,525,400 | 1,046 |
| Average Assets, quarterly | $663,084,000 | 1,054 |
| Volatile liabilities | $121,166,000 | 1,219 |
| Insider loans | $2,910,000 | 2,410 |
| FHLB advances | $90,071,000 | 471 |
| Loans and leases held for sale | $216,000 | 1,545 |
| Unused loan commitments | $51,044,000 | 1,319 |
| Tier 1 (core) risk-based capital | $49,979,000 | 1,252 |
| Tier 2 risk-based capital | $5,185,000 | 1,166 |
| Total risk weighted assets | $491,226,000 | 1,021 |
| Total unused commitments | $51,044,000 | 1,322 |
| Derivatives | $505,000 | 999 |
| 2009-09-30 | Rank | |
| # of Employees: | 157 | 1,015 |
| Assets and Liabilities | ||
| Total Assets: | $655,081,000 | 1,082 |
| Cash and due from depository institutions | $32,161,000 | 1,015 |
| Interest-bearing balances | $26,697,000 | 973 |
| Securities | $55,436,000 | 2,182 |
| Federal funds sold & reverse repurchase agreements | $5,080,000 | 1,717 |
| Net loans & leases | $481,444,000 | 1,009 |
| Loan loss allowance | $4,596,000 | 1,670 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $32,010,000 | 353 |
| Other real estate owned | $2,318,000 | 1,015 |
| Goodwill and other intangibles | $24,674,000 | 297 |
| All other assets | $21,958,000 | 975 |
| Life insurance assets | $6,212,000 | 1,055 |
| Total liabilities and capital | $655,081,000 | 1,082 |
| Total liabilities | $571,839,000 | 1,114 |
| Total deposits | $473,692,000 | 1,191 |
| Interest-bearing deposits | $430,879,000 | 1,129 |
| Deposits held in domestic offices | $473,692,000 | 1,188 |
| % insured | 89.37% | 4,176 |
| Federal funds purchased & repurchase agreements | $1,479,000 | 2,109 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $90,190,000 | 570 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,478,000 | 919 |
| Total equity capital | $83,242,000 | 812 |
| Total bank equity capital | $83,242,000 | 811 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $20,677,000 | 215 |
| Surplus | $38,773,000 | 870 |
| Undivided profits | $23,792,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $8,903,000 | 1,613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,266,000 | 1,571 |
| Earning assets | $568,657,000 | 1,140 |
| Long-term assets (5+ years) | $62,622,000 | 1,980 |
| Average Assets, year-to-date | $660,385,000 | 1,063 |
| Average Assets, quarterly | $659,212,000 | 1,076 |
| Volatile liabilities | $111,968,000 | 1,366 |
| Insider loans | $6,508,000 | 1,194 |
| FHLB advances | $90,190,000 | 505 |
| Loans and leases held for sale | $944,000 | 967 |
| Unused loan commitments | $70,418,000 | 1,073 |
| Tier 1 (core) risk-based capital | $50,350,000 | 1,273 |
| Tier 2 risk-based capital | $4,601,000 | 1,315 |
| Total risk weighted assets | $494,632,000 | 1,038 |
| Total unused commitments | $70,418,000 | 1,077 |
| Derivatives | $505,000 | 1,039 |
| 2009-06-30 | Rank | |
| # of Employees: | 153 | 1,070 |
| Assets and Liabilities | ||
| Total Assets: | $663,343,000 | 1,086 |
| Cash and due from depository institutions | $29,066,000 | 1,070 |
| Interest-bearing balances | $20,738,000 | 1,037 |
| Securities | $36,544,000 | 2,993 |
| Federal funds sold & reverse repurchase agreements | $14,966,000 | 648 |
| Net loans & leases | $498,988,000 | 986 |
| Loan loss allowance | $4,722,000 | 1,560 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $32,394,000 | 353 |
| Other real estate owned | $3,328,000 | 1,070 |
| Goodwill and other intangibles | $24,822,000 | 316 |
| All other assets | $23,235,000 | 950 |
| Life insurance assets | $6,154,000 | 1,065 |
| Total liabilities and capital | $663,343,000 | 1,086 |
| Total liabilities | $581,307,000 | 1,114 |
| Total deposits | $483,189,000 | 1,165 |
| Interest-bearing deposits | $434,437,000 | 1,134 |
| Deposits held in domestic offices | $483,189,000 | 1,163 |
| % insured | 82.52% | 2,972 |
| Federal funds purchased & repurchase agreements | $789,000 | 2,436 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $90,309,000 | 611 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,020,000 | 880 |
| Total equity capital | $82,036,000 | 821 |
| Total bank equity capital | $82,036,000 | 820 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $20,678,000 | 211 |
| Surplus | $38,819,000 | 885 |
| Undivided profits | $22,539,000 | 1,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $6,147,000 | 1,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,259,000 | 1,521 |
| Earning assets | $571,236,000 | 1,149 |
| Long-term assets (5+ years) | $68,219,000 | 1,834 |
| Average Assets, year-to-date | $662,153,000 | 1,075 |
| Average Assets, quarterly | $664,163,000 | 1,083 |
| Volatile liabilities | $122,221,000 | 1,259 |
| Insider loans | $6,532,000 | 1,213 |
| FHLB advances | $90,309,000 | 537 |
| Loans and leases held for sale | $4,546,000 | 582 |
| Unused loan commitments | $50,179,000 | 1,471 |
| Tier 1 (core) risk-based capital | $49,225,000 | 1,317 |
| Tier 2 risk-based capital | $4,727,000 | 1,292 |
| Total risk weighted assets | $514,556,000 | 1,029 |
| Total unused commitments | $50,179,000 | 1,473 |
| Derivatives | $505,000 | 1,099 |
| 2009-03-31 | Rank | |
| # of Employees: | 162 | 987 |
| Assets and Liabilities | ||
| Total Assets: | $664,983,000 | 1,077 |
| Cash and due from depository institutions | $28,554,000 | 987 |
| Interest-bearing balances | $21,269,000 | 891 |
| Securities | $36,373,000 | 3,023 |
| Federal funds sold & reverse repurchase agreements | $4,485,000 | 2,488 |
| Net loans & leases | $507,477,000 | 974 |
| Loan loss allowance | $4,845,000 | 1,483 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $32,059,000 | 354 |
| Other real estate owned | $1,359,000 | 987 |
| Goodwill and other intangibles | $24,969,000 | 327 |
| All other assets | $29,707,000 | 750 |
| Life insurance assets | $6,098,000 | 1,074 |
| Total liabilities and capital | $664,983,000 | 1,077 |
| Total liabilities | $584,220,000 | 1,113 |
| Total deposits | $483,370,000 | 1,158 |
| Interest-bearing deposits | $444,243,000 | 1,100 |
| Deposits held in domestic offices | $483,370,000 | 1,156 |
| % insured | 83.46% | 2,719 |
| Federal funds purchased & repurchase agreements | $1,244,000 | 2,264 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $90,427,000 | 650 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $9,179,000 | 711 |
| Total equity capital | $80,763,000 | 822 |
| Total bank equity capital | $80,763,000 | 821 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $20,678,000 | 209 |
| Surplus | $38,836,000 | 877 |
| Undivided profits | $21,249,000 | 1,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,898,000 | 1,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,449,000 | 1,415 |
| Earning assets | $569,604,000 | 1,157 |
| Long-term assets (5+ years) | $63,004,000 | 1,949 |
| Average Assets, year-to-date | $661,558,000 | 1,072 |
| Average Assets, quarterly | $661,558,000 | 1,072 |
| Volatile liabilities | $117,479,000 | 1,317 |
| Insider loans | $6,623,000 | 1,199 |
| FHLB advances | $90,427,000 | 568 |
| Loans and leases held for sale | $1,060,000 | 1,080 |
| Unused loan commitments | $48,828,000 | 1,580 |
| Tier 1 (core) risk-based capital | $47,165,000 | 1,389 |
| Tier 2 risk-based capital | $4,850,000 | 1,240 |
| Total risk weighted assets | $515,438,000 | 1,023 |
| Total unused commitments | $48,828,000 | 1,583 |
| Derivatives | $505,000 | 1,081 |
| 2008-12-31 | Rank | |
| # of Employees: | 163 | 984 |
| Assets and Liabilities | ||
| Total Assets: | $658,133,000 | 1,064 |
| Cash and due from depository institutions | $16,340,000 | 984 |
| Interest-bearing balances | $8,263,000 | 1,283 |
| Securities | $44,293,000 | 2,560 |
| Federal funds sold & reverse repurchase agreements | $3,516,000 | 2,398 |
| Net loans & leases | $509,538,000 | 966 |
| Loan loss allowance | $4,153,000 | 1,626 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $31,819,000 | 360 |
| Other real estate owned | $1,012,000 | 984 |
| Goodwill and other intangibles | $25,738,000 | 331 |
| All other assets | $25,877,000 | 856 |
| Life insurance assets | $6,041,000 | 1,083 |
| Total liabilities and capital | $658,133,000 | 1,064 |
| Total liabilities | $578,686,000 | 1,101 |
| Total deposits | $480,642,000 | 1,129 |
| Interest-bearing deposits | $448,013,000 | 1,051 |
| Deposits held in domestic offices | $480,642,000 | 1,128 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 2,537 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $95,316,000 | 672 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,328,000 | 3,090 |
| Total equity capital | $79,447,000 | 829 |
| Total bank equity capital | $79,447,000 | 829 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,876,000 | 2,078 |
| Surplus | $57,669,000 | 610 |
| Undivided profits | $19,902,000 | 1,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,327,000 | 2,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,454,000 | 1,484 |
| Earning assets | $565,610,000 | 1,141 |
| Long-term assets (5+ years) | $97,253,000 | 1,337 |
| Average Assets, year-to-date | $417,068,600 | 1,634 |
| Average Assets, quarterly | $494,571,500 | 1,407 |
| Volatile liabilities | $117,509,000 | 1,290 |
| Insider loans | $6,721,000 | 1,185 |
| FHLB advances | $90,548,000 | 625 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $54,681,000 | 1,453 |
| Tier 1 (core) risk-based capital | $45,939,000 | 1,406 |
| Tier 2 risk-based capital | $4,158,000 | 1,402 |
| Total risk weighted assets | $500,668,000 | 1,040 |
| Total unused commitments | $54,681,000 | 1,457 |
| Derivatives | $505,000 | 989 |
| 2008-09-30 | Rank | |
| # of Employees: | 78 | 2,192 |
| Assets and Liabilities | ||
| Total Assets: | $331,010,000 | 2,081 |
| Cash and due from depository institutions | $7,256,000 | 2,192 |
| Interest-bearing balances | $549,000 | 3,570 |
| Securities | $33,403,000 | 3,133 |
| Federal funds sold & reverse repurchase agreements | $24,195,000 | 468 |
| Net loans & leases | $222,534,000 | 2,143 |
| Loan loss allowance | $1,579,000 | 3,278 |
| Trading account assets | $11,381,000 | 118 |
| Bank premises and fixed assets | $10,839,000 | 1,181 |
| Other real estate owned | $602,000 | 2,192 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $20,800,000 | 1,015 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $331,010,000 | 2,081 |
| Total liabilities | $319,909,000 | 1,933 |
| Total deposits | $260,347,000 | 2,051 |
| Interest-bearing deposits | $238,961,000 | 1,945 |
| Deposits held in domestic offices | $260,347,000 | 2,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,798,000 | 2,503 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $56,063,000 | 1,084 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,701,000 | 2,657 |
| Total equity capital | $11,101,000 | 5,147 |
| Total bank equity capital | $11,101,000 | 5,147 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,117,000 | 2,708 |
| Surplus | $15,155,000 | 1,914 |
| Undivided profits | $-5,171,000 | 8,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,234,000 | 2,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,554,000 | 2,561 |
| Earning assets | $292,062,000 | 2,150 |
| Long-term assets (5+ years) | $53,302,000 | 2,149 |
| Average Assets, year-to-date | $356,802,500 | 1,883 |
| Average Assets, quarterly | $342,432,500 | 1,985 |
| Volatile liabilities | $61,977,000 | 2,238 |
| Insider loans | $4,822,000 | 1,643 |
| FHLB advances | $56,063,000 | 1,001 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $31,916,000 | 2,331 |
| Tier 1 (core) risk-based capital | $8,820,000 | 5,750 |
| Tier 2 risk-based capital | $1,579,000 | 3,054 |
| Total risk weighted assets | $255,246,000 | 1,968 |
| Total unused commitments | $31,916,000 | 2,333 |
| Derivatives | $505,000 | 935 |
| 2008-06-30 | Rank | |
| # of Employees: | 87 | 1,969 |
| Assets and Liabilities | ||
| Total Assets: | $353,855,000 | 1,922 |
| Cash and due from depository institutions | $6,818,000 | 1,969 |
| Interest-bearing balances | $1,271,000 | 2,650 |
| Securities | $63,022,000 | 1,889 |
| Federal funds sold & reverse repurchase agreements | $9,980,000 | 1,232 |
| Net loans & leases | $224,369,000 | 2,131 |
| Loan loss allowance | $1,617,000 | 3,129 |
| Trading account assets | $25,037,000 | 96 |
| Bank premises and fixed assets | $9,873,000 | 1,300 |
| Other real estate owned | $987,000 | 1,969 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $13,769,000 | 1,424 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $353,855,000 | 1,922 |
| Total liabilities | $332,474,000 | 1,863 |
| Total deposits | $267,391,000 | 1,991 |
| Interest-bearing deposits | $242,968,000 | 1,909 |
| Deposits held in domestic offices | $267,391,000 | 1,987 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,815,000 | 2,562 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $61,071,000 | 978 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,197,000 | 2,148 |
| Total equity capital | $21,381,000 | 3,097 |
| Total bank equity capital | $21,381,000 | 3,097 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,117,000 | 2,732 |
| Surplus | $13,710,000 | 2,072 |
| Undivided profits | $6,554,000 | 3,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,356,000 | 2,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,721,000 | 2,241 |
| Earning assets | $323,679,000 | 1,917 |
| Long-term assets (5+ years) | $55,535,000 | 2,070 |
| Average Assets, year-to-date | $365,400,000 | 1,852 |
| Average Assets, quarterly | $362,088,000 | 1,883 |
| Volatile liabilities | $63,966,000 | 2,176 |
| Insider loans | $5,048,000 | 1,556 |
| FHLB advances | $61,071,000 | 912 |
| Loans and leases held for sale | $1,319,000 | 789 |
| Unused loan commitments | $31,923,000 | 2,442 |
| Tier 1 (core) risk-based capital | $27,462,000 | 2,379 |
| Tier 2 risk-based capital | $1,617,000 | 2,956 |
| Total risk weighted assets | $287,663,000 | 1,776 |
| Total unused commitments | $31,923,000 | 2,444 |
| Derivatives | $505,000 | 912 |
| 2008-03-31 | Rank | |
| # of Employees: | 83 | 2,074 |
| Assets and Liabilities | ||
| Total Assets: | $370,321,000 | 1,844 |
| Cash and due from depository institutions | $12,232,000 | 2,074 |
| Interest-bearing balances | $3,417,000 | 1,786 |
| Securities | $70,368,000 | 1,680 |
| Federal funds sold & reverse repurchase agreements | $10,080,000 | 1,753 |
| Net loans & leases | $230,120,000 | 2,044 |
| Loan loss allowance | $1,599,000 | 3,088 |
| Trading account assets | $25,432,000 | 100 |
| Bank premises and fixed assets | $9,117,000 | 1,390 |
| Other real estate owned | $325,000 | 2,074 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $12,647,000 | 1,478 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $370,321,000 | 1,844 |
| Total liabilities | $346,851,000 | 1,774 |
| Total deposits | $288,543,000 | 1,850 |
| Interest-bearing deposits | $260,164,000 | 1,798 |
| Deposits held in domestic offices | $288,543,000 | 1,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,337,000 | 2,139 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $54,080,000 | 1,029 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,891,000 | 2,570 |
| Total equity capital | $23,470,000 | 2,896 |
| Total bank equity capital | $23,470,000 | 2,896 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,117,000 | 2,738 |
| Surplus | $13,710,000 | 2,060 |
| Undivided profits | $8,643,000 | 3,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,086,000 | 1,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,244,000 | 1,717 |
| Earning assets | $339,417,000 | 1,847 |
| Long-term assets (5+ years) | $57,375,000 | 1,939 |
| Average Assets, year-to-date | $371,172,500 | 1,829 |
| Average Assets, quarterly | $371,172,500 | 1,829 |
| Volatile liabilities | $61,975,000 | 2,193 |
| Insider loans | $5,045,000 | 1,545 |
| FHLB advances | $54,080,000 | 954 |
| Loans and leases held for sale | $666,000 | 1,118 |
| Unused loan commitments | $36,411,000 | 2,258 |
| Tier 1 (core) risk-based capital | $26,825,000 | 2,429 |
| Tier 2 risk-based capital | $1,599,000 | 2,942 |
| Total risk weighted assets | $289,467,000 | 1,737 |
| Total unused commitments | $36,411,000 | 2,260 |
| Derivatives | $505,000 | 981 |
| 2007-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $372,024,000 | 1,833 |
| Cash and due from depository institutions | $5,434,000 | 1,987 |
| Interest-bearing balances | $707,000 | 2,857 |
| Securities | $91,441,000 | 1,314 |
| Federal funds sold & reverse repurchase agreements | $115,000 | 5,918 |
| Net loans & leases | $225,564,000 | 2,076 |
| Loan loss allowance | $1,603,000 | 3,026 |
| Trading account assets | $29,667,000 | 93 |
| Bank premises and fixed assets | $9,051,000 | 1,411 |
| Other real estate owned | $370,000 | 1,987 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,382,000 | 1,729 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $372,024,000 | 1,833 |
| Total liabilities | $348,102,000 | 1,756 |
| Total deposits | $288,488,000 | 1,848 |
| Interest-bearing deposits | $268,313,000 | 1,744 |
| Deposits held in domestic offices | $288,488,000 | 1,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,658,000 | 2,503 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $56,187,000 | 920 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,769,000 | 2,716 |
| Total equity capital | $23,922,000 | 2,817 |
| Total bank equity capital | $23,922,000 | 2,817 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,117,000 | 2,738 |
| Surplus | $11,710,000 | 2,309 |
| Undivided profits | $11,095,000 | 2,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,061,000 | 2,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,150,000 | 1,959 |
| Earning assets | $347,494,000 | 1,795 |
| Long-term assets (5+ years) | $66,916,000 | 1,600 |
| Average Assets, year-to-date | $364,926,200 | 1,788 |
| Average Assets, quarterly | $370,322,500 | 1,819 |
| Volatile liabilities | $64,445,000 | 2,113 |
| Insider loans | $13,168,000 | 531 |
| FHLB advances | $56,187,000 | 852 |
| Loans and leases held for sale | $1,101,000 | 887 |
| Unused loan commitments | $37,982,000 | 2,195 |
| Tier 1 (core) risk-based capital | $25,569,000 | 2,531 |
| Tier 2 risk-based capital | $1,603,000 | 2,895 |
| Total risk weighted assets | $297,272,000 | 1,687 |
| Total unused commitments | $37,982,000 | 2,197 |
| Derivatives | $505,000 | 895 |
| 2007-09-30 | Rank | |
| # of Employees: | 78 | 2,217 |
| Assets and Liabilities | ||
| Total Assets: | $368,621,000 | 1,816 |
| Cash and due from depository institutions | $6,598,000 | 2,217 |
| Interest-bearing balances | $368,000 | 3,313 |
| Securities | $79,852,000 | 1,492 |
| Federal funds sold & reverse repurchase agreements | $12,740,000 | 1,138 |
| Net loans & leases | $217,640,000 | 2,120 |
| Loan loss allowance | $1,614,000 | 2,979 |
| Trading account assets | $35,601,000 | 81 |
| Bank premises and fixed assets | $9,053,000 | 1,377 |
| Other real estate owned | $204,000 | 2,217 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,933,000 | 2,407 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $368,621,000 | 1,816 |
| Total liabilities | $339,293,000 | 1,758 |
| Total deposits | $302,066,000 | 1,758 |
| Interest-bearing deposits | $274,244,000 | 1,700 |
| Deposits held in domestic offices | $302,066,000 | 1,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,493,000 | 2,513 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $34,096,000 | 1,231 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,638,000 | 2,917 |
| Total equity capital | $29,328,000 | 2,347 |
| Total bank equity capital | $29,328,000 | 2,347 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,117,000 | 2,716 |
| Surplus | $11,710,000 | 2,260 |
| Undivided profits | $16,501,000 | 2,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,502,000 | 2,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,298,000 | 1,966 |
| Earning assets | $346,201,000 | 1,771 |
| Long-term assets (5+ years) | $55,905,000 | 1,788 |
| Average Assets, year-to-date | $363,151,750 | 1,792 |
| Average Assets, quarterly | $369,660,000 | 1,791 |
| Volatile liabilities | $66,638,000 | 2,010 |
| Insider loans | $12,980,000 | 540 |
| FHLB advances | $34,096,000 | 1,150 |
| Loans and leases held for sale | $820,000 | 953 |
| Unused loan commitments | $48,598,000 | 1,822 |
| Tier 1 (core) risk-based capital | $29,285,000 | 2,240 |
| Tier 2 risk-based capital | $1,614,000 | 2,871 |
| Total risk weighted assets | $289,602,000 | 1,691 |
| Total unused commitments | $48,598,000 | 1,822 |
| Derivatives | $530,000 | 898 |
| 2007-06-30 | Rank | |
| # of Employees: | 78 | 2,254 |
| Assets and Liabilities | ||
| Total Assets: | $370,699,000 | 1,814 |
| Cash and due from depository institutions | $10,862,000 | 2,254 |
| Interest-bearing balances | $3,899,000 | 1,260 |
| Securities | $69,417,000 | 1,684 |
| Federal funds sold & reverse repurchase agreements | $26,385,000 | 567 |
| Net loans & leases | $212,821,000 | 2,152 |
| Loan loss allowance | $1,656,000 | 2,908 |
| Trading account assets | $35,847,000 | 80 |
| Bank premises and fixed assets | $8,878,000 | 1,417 |
| Other real estate owned | $182,000 | 2,254 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,307,000 | 2,566 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $370,699,000 | 1,814 |
| Total liabilities | $341,906,000 | 1,760 |
| Total deposits | $304,851,000 | 1,766 |
| Interest-bearing deposits | $287,541,000 | 1,621 |
| Deposits held in domestic offices | $304,851,000 | 1,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,605,000 | 2,408 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $34,103,000 | 1,173 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,347,000 | 3,169 |
| Total equity capital | $28,793,000 | 2,375 |
| Total bank equity capital | $28,793,000 | 2,375 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,117,000 | 2,717 |
| Surplus | $11,710,000 | 2,263 |
| Undivided profits | $15,966,000 | 2,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $688,000 | 3,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,896,000 | 2,226 |
| Earning assets | $348,369,000 | 1,761 |
| Long-term assets (5+ years) | $48,879,000 | 1,933 |
| Average Assets, year-to-date | $361,328,670 | 1,827 |
| Average Assets, quarterly | $365,521,000 | 1,830 |
| Volatile liabilities | $66,346,000 | 2,005 |
| Insider loans | $12,977,000 | 546 |
| FHLB advances | $34,103,000 | 1,088 |
| Loans and leases held for sale | $895,000 | 1,031 |
| Unused loan commitments | $46,942,000 | 1,922 |
| Tier 1 (core) risk-based capital | $28,687,000 | 2,293 |
| Tier 2 risk-based capital | $1,664,000 | 2,779 |
| Total risk weighted assets | $280,210,000 | 1,746 |
| Total unused commitments | $46,942,000 | 1,923 |
| Derivatives | $532,000 | 929 |
| 2007-03-31 | Rank | |
| # of Employees: | 74 | 2,356 |
| Assets and Liabilities | ||
| Total Assets: | $360,343,000 | 1,856 |
| Cash and due from depository institutions | $5,539,000 | 2,356 |
| Interest-bearing balances | $1,163,000 | 2,399 |
| Securities | $62,219,000 | 1,879 |
| Federal funds sold & reverse repurchase agreements | $21,045,000 | 908 |
| Net loans & leases | $202,622,000 | 2,217 |
| Loan loss allowance | $1,660,000 | 2,903 |
| Trading account assets | $53,418,000 | 74 |
| Bank premises and fixed assets | $8,930,000 | 1,383 |
| Other real estate owned | $182,000 | 2,356 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,388,000 | 2,499 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $360,343,000 | 1,856 |
| Total liabilities | $331,451,000 | 1,807 |
| Total deposits | $294,214,000 | 1,827 |
| Interest-bearing deposits | $276,322,000 | 1,694 |
| Deposits held in domestic offices | $294,214,000 | 1,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,785,000 | 2,160 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $34,112,000 | 1,136 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,340,000 | 3,255 |
| Total equity capital | $28,892,000 | 2,361 |
| Total bank equity capital | $28,892,000 | 2,361 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,117,000 | 2,710 |
| Surplus | $11,710,000 | 2,229 |
| Undivided profits | $16,065,000 | 2,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $242,000 | 5,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,291,000 | 1,751 |
| Earning assets | $340,467,000 | 1,805 |
| Long-term assets (5+ years) | $40,052,000 | 2,199 |
| Average Assets, year-to-date | $356,643,500 | 1,854 |
| Average Assets, quarterly | $356,643,500 | 1,854 |
| Volatile liabilities | $60,007,000 | 2,154 |
| Insider loans | $7,094,000 | 1,010 |
| FHLB advances | $34,112,000 | 1,065 |
| Loans and leases held for sale | $787,000 | 1,072 |
| Unused loan commitments | $45,971,000 | 1,935 |
| Tier 1 (core) risk-based capital | $28,207,000 | 2,289 |
| Tier 2 risk-based capital | $1,761,000 | 2,659 |
| Total risk weighted assets | $284,021,000 | 1,711 |
| Total unused commitments | $45,971,000 | 1,936 |
| Derivatives | $532,000 | 917 |
| 2006-12-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $352,944,000 | 1,864 |
| Cash and due from depository institutions | $7,542,000 | 2,313 |
| Interest-bearing balances | $690,000 | 2,852 |
| Securities | $114,595,000 | 1,083 |
| Federal funds sold & reverse repurchase agreements | $15,115,000 | 1,059 |
| Net loans & leases | $201,023,000 | 2,222 |
| Loan loss allowance | $1,661,000 | 2,888 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,261,000 | 1,464 |
| Other real estate owned | $75,000 | 2,313 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,333,000 | 2,515 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $352,944,000 | 1,864 |
| Total liabilities | $324,561,000 | 1,819 |
| Total deposits | $287,894,000 | 1,832 |
| Interest-bearing deposits | $269,193,000 | 1,693 |
| Deposits held in domestic offices | $287,894,000 | 1,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,063,000 | 2,610 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,120,000 | 1,195 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,484,000 | 2,983 |
| Total equity capital | $28,383,000 | 2,361 |
| Total bank equity capital | $28,383,000 | 2,361 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,117,000 | 2,708 |
| Surplus | $11,710,000 | 2,179 |
| Undivided profits | $15,556,000 | 2,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 3,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,220,000 | 1,878 |
| Earning assets | $331,423,000 | 1,818 |
| Long-term assets (5+ years) | $56,939,000 | 1,694 |
| Average Assets, year-to-date | $338,623,800 | 1,850 |
| Average Assets, quarterly | $348,058,000 | 1,871 |
| Volatile liabilities | $53,103,000 | 2,526 |
| Insider loans | $8,181,000 | 860 |
| FHLB advances | $34,120,000 | 1,120 |
| Loans and leases held for sale | $724,000 | 1,075 |
| Unused loan commitments | $44,793,000 | 1,971 |
| Tier 1 (core) risk-based capital | $27,845,000 | 2,283 |
| Tier 2 risk-based capital | $1,661,000 | 2,762 |
| Total risk weighted assets | $258,185,000 | 1,857 |
| Total unused commitments | $44,793,000 | 1,971 |
| Derivatives | $532,000 | 888 |
| 2006-09-30 | Rank | |
| # of Employees: | 74 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $343,172,000 | 1,893 |
| Cash and due from depository institutions | $6,457,000 | 2,378 |
| Interest-bearing balances | $664,000 | 2,809 |
| Securities | $108,478,000 | 1,158 |
| Federal funds sold & reverse repurchase agreements | $17,480,000 | 791 |
| Net loans & leases | $195,826,000 | 2,265 |
| Loan loss allowance | $1,691,000 | 2,855 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,434,000 | 1,404 |
| Other real estate owned | $89,000 | 2,378 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,408,000 | 2,484 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $343,172,000 | 1,893 |
| Total liabilities | $315,677,000 | 1,855 |
| Total deposits | $279,707,000 | 1,853 |
| Interest-bearing deposits | $259,247,000 | 1,738 |
| Deposits held in domestic offices | $279,707,000 | 1,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $857,000 | 2,903 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $34,127,000 | 1,229 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $986,000 | 3,880 |
| Total equity capital | $27,495,000 | 2,400 |
| Total bank equity capital | $27,495,000 | 2,400 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,117,000 | 2,722 |
| Surplus | $11,710,000 | 2,149 |
| Undivided profits | $14,668,000 | 2,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,224,000 | 2,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,086,000 | 1,994 |
| Earning assets | $322,448,000 | 1,860 |
| Long-term assets (5+ years) | $58,040,000 | 1,660 |
| Average Assets, year-to-date | $335,043,750 | 1,875 |
| Average Assets, quarterly | $345,209,000 | 1,864 |
| Volatile liabilities | $37,368,000 | 3,242 |
| Insider loans | $6,589,000 | 1,054 |
| FHLB advances | $34,127,000 | 1,138 |
| Loans and leases held for sale | $1,055,000 | 929 |
| Unused loan commitments | $42,290,000 | 2,079 |
| Tier 1 (core) risk-based capital | $27,100,000 | 2,324 |
| Tier 2 risk-based capital | $1,691,000 | 2,718 |
| Total risk weighted assets | $245,251,000 | 1,929 |
| Total unused commitments | $42,290,000 | 2,082 |
| Derivatives | $532,000 | 897 |
| 2006-06-30 | Rank | |
| # of Employees: | 72 | 2,454 |
| Assets and Liabilities | ||
| Total Assets: | $347,246,000 | 1,856 |
| Cash and due from depository institutions | $10,072,000 | 2,454 |
| Interest-bearing balances | $1,477,000 | 2,090 |
| Securities | $104,386,000 | 1,193 |
| Federal funds sold & reverse repurchase agreements | $23,815,000 | 512 |
| Net loans & leases | $194,243,000 | 2,256 |
| Loan loss allowance | $1,720,000 | 2,776 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,434,000 | 1,377 |
| Other real estate owned | $135,000 | 2,454 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,161,000 | 2,537 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $347,246,000 | 1,856 |
| Total liabilities | $320,694,000 | 1,819 |
| Total deposits | $272,208,000 | 1,896 |
| Interest-bearing deposits | $253,397,000 | 1,746 |
| Deposits held in domestic offices | $272,208,000 | 1,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,339,000 | 2,738 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $46,135,000 | 999 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,012,000 | 3,515 |
| Total equity capital | $26,552,000 | 2,403 |
| Total bank equity capital | $26,552,000 | 2,403 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,117,000 | 2,712 |
| Surplus | $11,710,000 | 2,109 |
| Undivided profits | $13,725,000 | 2,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,122,000 | 2,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,741,000 | 2,160 |
| Earning assets | $323,921,000 | 1,826 |
| Long-term assets (5+ years) | $54,587,000 | 1,712 |
| Average Assets, year-to-date | $332,334,330 | 1,896 |
| Average Assets, quarterly | $340,608,000 | 1,869 |
| Volatile liabilities | $37,582,000 | 3,153 |
| Insider loans | $5,024,000 | 1,388 |
| FHLB advances | $46,135,000 | 915 |
| Loans and leases held for sale | $1,541,000 | 772 |
| Unused loan commitments | $45,145,000 | 1,996 |
| Tier 1 (core) risk-based capital | $26,492,000 | 2,329 |
| Tier 2 risk-based capital | $1,720,000 | 2,642 |
| Total risk weighted assets | $241,138,000 | 1,928 |
| Total unused commitments | $45,145,000 | 1,996 |
| Derivatives | $532,000 | 893 |
| 2006-03-31 | Rank | |
| # of Employees: | 69 | 2,548 |
| Assets and Liabilities | ||
| Total Assets: | $333,970,000 | 1,897 |
| Cash and due from depository institutions | $8,252,000 | 2,548 |
| Interest-bearing balances | $473,000 | 3,307 |
| Securities | $96,152,000 | 1,298 |
| Federal funds sold & reverse repurchase agreements | $26,630,000 | 512 |
| Net loans & leases | $187,876,000 | 2,260 |
| Loan loss allowance | $1,804,000 | 2,646 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,142,000 | 1,390 |
| Other real estate owned | $874,000 | 2,548 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,044,000 | 2,505 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $333,970,000 | 1,897 |
| Total liabilities | $307,851,000 | 1,859 |
| Total deposits | $258,731,000 | 1,982 |
| Interest-bearing deposits | $238,611,000 | 1,836 |
| Deposits held in domestic offices | $258,731,000 | 1,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,532,000 | 2,387 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $46,143,000 | 954 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,445,000 | 2,756 |
| Total equity capital | $26,119,000 | 2,407 |
| Total bank equity capital | $26,119,000 | 2,407 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,117,000 | 2,699 |
| Surplus | $11,710,000 | 2,040 |
| Undivided profits | $13,292,000 | 2,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $534,000 | 3,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,671,000 | 2,139 |
| Earning assets | $311,131,000 | 1,865 |
| Long-term assets (5+ years) | $47,894,000 | 1,841 |
| Average Assets, year-to-date | $324,878,500 | 1,927 |
| Average Assets, quarterly | $324,878,500 | 1,927 |
| Volatile liabilities | $33,367,000 | 3,303 |
| Insider loans | $4,036,000 | 1,660 |
| FHLB advances | $46,143,000 | 885 |
| Loans and leases held for sale | $317,000 | 1,268 |
| Unused loan commitments | $50,835,000 | 1,818 |
| Tier 1 (core) risk-based capital | $25,799,000 | 2,342 |
| Tier 2 risk-based capital | $1,804,000 | 2,520 |
| Total risk weighted assets | $232,140,000 | 1,939 |
| Total unused commitments | $50,835,000 | 1,818 |
| Derivatives | $532,000 | 865 |
| 2005-12-31 | Rank | |
| # of Employees: | 67 | 2,615 |
| Assets and Liabilities | ||
| Total Assets: | $315,787,000 | 1,971 |
| Cash and due from depository institutions | $9,008,000 | 2,615 |
| Interest-bearing balances | $1,023,000 | 2,611 |
| Securities | $91,596,000 | 1,352 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 730 |
| Net loans & leases | $181,760,000 | 2,291 |
| Loan loss allowance | $1,820,000 | 2,574 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,085,000 | 1,379 |
| Other real estate owned | $775,000 | 2,615 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,563,000 | 2,342 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $315,787,000 | 1,971 |
| Total liabilities | $291,170,000 | 1,928 |
| Total deposits | $243,142,000 | 2,064 |
| Interest-bearing deposits | $221,318,000 | 1,912 |
| Deposits held in domestic offices | $243,142,000 | 2,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $638,000 | 3,019 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $46,150,000 | 972 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,240,000 | 3,021 |
| Total equity capital | $24,617,000 | 2,486 |
| Total bank equity capital | $24,617,000 | 2,486 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,117,000 | 2,697 |
| Surplus | $11,710,000 | 2,006 |
| Undivided profits | $11,790,000 | 2,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $878,000 | 2,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,665,000 | 2,140 |
| Earning assets | $292,379,000 | 1,955 |
| Long-term assets (5+ years) | $45,245,000 | 1,890 |
| Average Assets, year-to-date | $306,892,000 | 1,940 |
| Average Assets, quarterly | $316,324,500 | 1,942 |
| Volatile liabilities | $34,182,000 | 3,177 |
| Insider loans | $3,843,000 | 1,726 |
| FHLB advances | $46,150,000 | 891 |
| Loans and leases held for sale | $176,000 | 1,476 |
| Unused loan commitments | $50,161,000 | 1,781 |
| Tier 1 (core) risk-based capital | $24,309,000 | 2,443 |
| Tier 2 risk-based capital | $1,820,000 | 2,463 |
| Total risk weighted assets | $223,266,000 | 1,980 |
| Total unused commitments | $50,161,000 | 1,781 |
| Derivatives | $522,000 | 813 |
| 2005-09-30 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $316,862,000 | 1,928 |
| Cash and due from depository institutions | $11,573,000 | 2,625 |
| Interest-bearing balances | $3,173,000 | 1,508 |
| Securities | $96,229,000 | 1,276 |
| Federal funds sold & reverse repurchase agreements | $16,135,000 | 812 |
| Net loans & leases | $178,128,000 | 2,305 |
| Loan loss allowance | $1,722,000 | 2,682 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,969,000 | 1,370 |
| Other real estate owned | $787,000 | 2,625 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,041,000 | 2,438 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $316,862,000 | 1,928 |
| Total liabilities | $288,305,000 | 1,911 |
| Total deposits | $240,596,000 | 2,054 |
| Interest-bearing deposits | $220,749,000 | 1,873 |
| Deposits held in domestic offices | $240,596,000 | 2,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $247,000 | 3,413 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $46,158,000 | 975 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,304,000 | 2,870 |
| Total equity capital | $28,557,000 | 2,157 |
| Total bank equity capital | $28,557,000 | 2,157 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,117,000 | 2,680 |
| Surplus | $11,710,000 | 1,946 |
| Undivided profits | $15,730,000 | 2,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 2,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,576,000 | 2,190 |
| Earning assets | $293,665,000 | 1,908 |
| Long-term assets (5+ years) | $46,529,000 | 1,864 |
| Average Assets, year-to-date | $304,668,250 | 1,940 |
| Average Assets, quarterly | $313,074,000 | 1,937 |
| Volatile liabilities | $36,801,000 | 2,965 |
| Insider loans | $3,830,000 | 1,699 |
| FHLB advances | $46,158,000 | 895 |
| Loans and leases held for sale | $503,000 | 1,234 |
| Unused loan commitments | $45,099,000 | 1,883 |
| Tier 1 (core) risk-based capital | $28,074,000 | 2,114 |
| Tier 2 risk-based capital | $1,722,000 | 2,543 |
| Total risk weighted assets | $223,484,000 | 1,929 |
| Total unused commitments | $45,099,000 | 1,885 |
| Derivatives | $509,000 | 807 |
| 2005-06-30 | Rank | |
| # of Employees: | 67 | 2,586 |
| Assets and Liabilities | ||
| Total Assets: | $309,286,000 | 1,946 |
| Cash and due from depository institutions | $9,732,000 | 2,586 |
| Interest-bearing balances | $425,000 | 3,536 |
| Securities | $98,742,000 | 1,255 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 992 |
| Net loans & leases | $173,973,000 | 2,293 |
| Loan loss allowance | $1,606,000 | 2,811 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,964,000 | 1,338 |
| Other real estate owned | $885,000 | 2,586 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,990,000 | 2,374 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $309,286,000 | 1,946 |
| Total liabilities | $281,764,000 | 1,915 |
| Total deposits | $233,916,000 | 2,061 |
| Interest-bearing deposits | $214,599,000 | 1,895 |
| Deposits held in domestic offices | $233,916,000 | 2,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $388,000 | 3,330 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $46,166,000 | 983 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,294,000 | 2,704 |
| Total equity capital | $27,522,000 | 2,185 |
| Total bank equity capital | $27,522,000 | 2,185 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,117,000 | 2,657 |
| Surplus | $11,710,000 | 1,900 |
| Undivided profits | $14,695,000 | 2,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 3,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,555,000 | 1,989 |
| Earning assets | $285,140,000 | 1,925 |
| Long-term assets (5+ years) | $50,956,000 | 1,762 |
| Average Assets, year-to-date | $300,603,670 | 1,944 |
| Average Assets, quarterly | $303,334,000 | 1,956 |
| Volatile liabilities | $36,607,000 | 2,850 |
| Insider loans | $3,500,000 | 1,787 |
| FHLB advances | $46,166,000 | 907 |
| Loans and leases held for sale | $657,000 | 1,153 |
| Unused loan commitments | $42,377,000 | 1,922 |
| Tier 1 (core) risk-based capital | $26,934,000 | 2,140 |
| Tier 2 risk-based capital | $1,606,000 | 2,647 |
| Total risk weighted assets | $218,484,000 | 1,917 |
| Total unused commitments | $42,377,000 | 1,922 |
| Derivatives | $210,000 | 819 |
| 2005-03-31 | Rank | |
| # of Employees: | 60 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $297,382,000 | 1,987 |
| Cash and due from depository institutions | $11,378,000 | 2,831 |
| Interest-bearing balances | $5,954,000 | 930 |
| Securities | $100,582,000 | 1,252 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 6,087 |
| Net loans & leases | $169,987,000 | 2,298 |
| Loan loss allowance | $1,466,000 | 3,023 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,832,000 | 1,332 |
| Other real estate owned | $885,000 | 2,831 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,568,000 | 2,190 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $297,382,000 | 1,987 |
| Total liabilities | $271,996,000 | 1,944 |
| Total deposits | $224,291,000 | 2,144 |
| Interest-bearing deposits | $207,826,000 | 1,943 |
| Deposits held in domestic offices | $224,291,000 | 2,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $507,000 | 2,894 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $46,173,000 | 944 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,025,000 | 3,160 |
| Total equity capital | $25,386,000 | 2,289 |
| Total bank equity capital | $25,386,000 | 2,289 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,117,000 | 2,669 |
| Surplus | $11,710,000 | 1,849 |
| Undivided profits | $12,559,000 | 2,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $855,000 | 2,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,551,000 | 1,949 |
| Earning assets | $276,673,000 | 1,949 |
| Long-term assets (5+ years) | $50,006,000 | 1,831 |
| Average Assets, year-to-date | $296,262,500 | 1,969 |
| Average Assets, quarterly | $296,262,500 | 1,969 |
| Volatile liabilities | $31,222,000 | 3,118 |
| Insider loans | $3,250,000 | 1,869 |
| FHLB advances | $46,173,000 | 861 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $35,264,000 | 2,135 |
| Tier 1 (core) risk-based capital | $24,803,000 | 2,253 |
| Tier 2 risk-based capital | $1,466,000 | 2,817 |
| Total risk weighted assets | $215,401,000 | 1,903 |
| Total unused commitments | $35,264,000 | 2,140 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 58 | 2,928 |
| Assets and Liabilities | ||
| Total Assets: | $295,143,000 | 1,984 |
| Cash and due from depository institutions | $7,340,000 | 2,928 |
| Interest-bearing balances | $1,775,000 | 2,196 |
| Securities | $102,983,000 | 1,250 |
| Federal funds sold & reverse repurchase agreements | $7,130,000 | 1,617 |
| Net loans & leases | $162,730,000 | 2,365 |
| Loan loss allowance | $1,406,000 | 3,100 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,469,000 | 1,382 |
| Other real estate owned | $891,000 | 2,928 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,600,000 | 2,141 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $295,143,000 | 1,984 |
| Total liabilities | $270,525,000 | 1,947 |
| Total deposits | $222,310,000 | 2,119 |
| Interest-bearing deposits | $206,610,000 | 1,923 |
| Deposits held in domestic offices | $222,310,000 | 2,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,025,000 | 2,683 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $46,181,000 | 957 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,009,000 | 3,087 |
| Total equity capital | $24,618,000 | 2,350 |
| Total bank equity capital | $24,618,000 | 2,350 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,117,000 | 2,660 |
| Surplus | $11,710,000 | 1,815 |
| Undivided profits | $11,791,000 | 2,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $906,000 | 2,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,483,000 | 2,008 |
| Earning assets | $274,618,000 | 1,956 |
| Long-term assets (5+ years) | $56,633,000 | 1,695 |
| Average Assets, year-to-date | $300,945,000 | 1,874 |
| Average Assets, quarterly | $298,499,500 | 1,942 |
| Volatile liabilities | $23,770,000 | 3,665 |
| Insider loans | $2,995,000 | 1,998 |
| FHLB advances | $46,181,000 | 872 |
| Loans and leases held for sale | $375,000 | 1,258 |
| Unused loan commitments | $34,084,000 | 2,134 |
| Tier 1 (core) risk-based capital | $23,773,000 | 2,318 |
| Tier 2 risk-based capital | $1,406,000 | 2,918 |
| Total risk weighted assets | $208,501,000 | 1,945 |
| Total unused commitments | $34,084,000 | 2,134 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $301,856,000 | 1,933 |
| Cash and due from depository institutions | $6,908,000 | 2,918 |
| Interest-bearing balances | $2,442,000 | 1,864 |
| Securities | $107,947,000 | 1,194 |
| Federal funds sold & reverse repurchase agreements | $16,545,000 | 690 |
| Net loans & leases | $156,116,000 | 2,409 |
| Loan loss allowance | $1,411,000 | 3,107 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,260,000 | 1,384 |
| Other real estate owned | $890,000 | 2,918 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,190,000 | 2,219 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $301,856,000 | 1,933 |
| Total liabilities | $277,587,000 | 1,886 |
| Total deposits | $230,093,000 | 2,006 |
| Interest-bearing deposits | $214,495,000 | 1,815 |
| Deposits held in domestic offices | $230,093,000 | 2,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $217,000 | 3,468 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $46,188,000 | 947 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,089,000 | 3,013 |
| Total equity capital | $24,269,000 | 2,359 |
| Total bank equity capital | $24,269,000 | 2,359 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,117,000 | 2,659 |
| Surplus | $11,710,000 | 1,781 |
| Undivided profits | $11,442,000 | 2,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,478,000 | 1,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,542,000 | 1,986 |
| Earning assets | $283,050,000 | 1,888 |
| Long-term assets (5+ years) | $60,910,000 | 1,624 |
| Average Assets, year-to-date | $302,395,500 | 1,870 |
| Average Assets, quarterly | $304,539,000 | 1,903 |
| Volatile liabilities | $20,241,000 | 4,066 |
| Insider loans | $3,182,000 | 1,843 |
| FHLB advances | $46,188,000 | 861 |
| Loans and leases held for sale | $979,000 | 889 |
| Unused loan commitments | $35,688,000 | 2,035 |
| Tier 1 (core) risk-based capital | $23,315,000 | 2,338 |
| Tier 2 risk-based capital | $1,411,000 | 2,885 |
| Total risk weighted assets | $205,881,000 | 1,926 |
| Total unused commitments | $35,688,000 | 2,038 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 59 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $307,222,000 | 1,886 |
| Cash and due from depository institutions | $7,935,000 | 2,909 |
| Interest-bearing balances | $3,069,000 | 1,634 |
| Securities | $104,845,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $27,605,000 | 391 |
| Net loans & leases | $152,210,000 | 2,420 |
| Loan loss allowance | $1,489,000 | 2,960 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,199,000 | 1,372 |
| Other real estate owned | $1,139,000 | 2,909 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,289,000 | 2,180 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $307,222,000 | 1,886 |
| Total liabilities | $284,009,000 | 1,832 |
| Total deposits | $236,032,000 | 1,945 |
| Interest-bearing deposits | $222,557,000 | 1,742 |
| Deposits held in domestic offices | $236,032,000 | 1,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $724,000 | 3,042 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $46,195,000 | 960 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,058,000 | 2,844 |
| Total equity capital | $23,213,000 | 2,370 |
| Total bank equity capital | $23,213,000 | 2,370 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,117,000 | 2,668 |
| Surplus | $11,710,000 | 1,742 |
| Undivided profits | $10,386,000 | 2,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,186,000 | 1,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,425,000 | 2,016 |
| Earning assets | $287,729,000 | 1,821 |
| Long-term assets (5+ years) | $70,108,000 | 1,487 |
| Average Assets, year-to-date | $302,575,330 | 1,857 |
| Average Assets, quarterly | $308,580,000 | 1,846 |
| Volatile liabilities | $21,426,000 | 3,842 |
| Insider loans | $4,284,000 | 1,347 |
| FHLB advances | $46,195,000 | 876 |
| Loans and leases held for sale | $908,000 | 933 |
| Unused loan commitments | $37,630,000 | 1,934 |
| Tier 1 (core) risk-based capital | $22,785,000 | 2,346 |
| Tier 2 risk-based capital | $1,489,000 | 2,724 |
| Total risk weighted assets | $201,157,000 | 1,937 |
| Total unused commitments | $37,630,000 | 1,938 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $309,938,000 | 1,841 |
| Cash and due from depository institutions | $7,103,000 | 2,838 |
| Interest-bearing balances | $2,533,000 | 2,045 |
| Securities | $108,544,000 | 1,209 |
| Federal funds sold & reverse repurchase agreements | $30,475,000 | 439 |
| Net loans & leases | $150,364,000 | 2,388 |
| Loan loss allowance | $1,570,000 | 2,808 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,755,000 | 1,448 |
| Other real estate owned | $1,061,000 | 2,838 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,636,000 | 2,264 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $309,938,000 | 1,841 |
| Total liabilities | $286,197,000 | 1,793 |
| Total deposits | $237,930,000 | 1,915 |
| Interest-bearing deposits | $222,585,000 | 1,749 |
| Deposits held in domestic offices | $237,930,000 | 1,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,096,000 | 2,459 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $46,203,000 | 892 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $968,000 | 3,298 |
| Total equity capital | $23,741,000 | 2,370 |
| Total bank equity capital | $23,741,000 | 2,370 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,117,000 | 2,662 |
| Surplus | $11,710,000 | 1,708 |
| Undivided profits | $10,914,000 | 2,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,810,000 | 1,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,473,000 | 1,913 |
| Earning assets | $291,916,000 | 1,786 |
| Long-term assets (5+ years) | $75,186,000 | 1,370 |
| Average Assets, year-to-date | $300,252,000 | 1,862 |
| Average Assets, quarterly | $300,252,000 | 1,862 |
| Volatile liabilities | $22,271,000 | 3,643 |
| Insider loans | $3,973,000 | 1,419 |
| FHLB advances | $46,203,000 | 811 |
| Loans and leases held for sale | $1,395,000 | 855 |
| Unused loan commitments | $33,426,000 | 2,054 |
| Tier 1 (core) risk-based capital | $22,363,000 | 2,348 |
| Tier 2 risk-based capital | $1,570,000 | 2,585 |
| Total risk weighted assets | $195,475,000 | 1,947 |
| Total unused commitments | $33,426,000 | 2,059 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $290,566,000 | 1,932 |
| Cash and due from depository institutions | $6,612,000 | 2,906 |
| Interest-bearing balances | $2,848,000 | 1,809 |
| Securities | $97,064,000 | 1,396 |
| Federal funds sold & reverse repurchase agreements | $25,040,000 | 445 |
| Net loans & leases | $148,810,000 | 2,391 |
| Loan loss allowance | $1,575,000 | 2,779 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,215,000 | 1,565 |
| Other real estate owned | $1,153,000 | 2,906 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,672,000 | 2,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $290,566,000 | 1,932 |
| Total liabilities | $267,783,000 | 1,892 |
| Total deposits | $230,196,000 | 1,966 |
| Interest-bearing deposits | $217,510,000 | 1,778 |
| Deposits held in domestic offices | $230,196,000 | 1,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $536,000 | 2,993 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $36,210,000 | 1,096 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $841,000 | 3,476 |
| Total equity capital | $22,783,000 | 2,412 |
| Total bank equity capital | $22,783,000 | 2,412 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,117,000 | 2,683 |
| Surplus | $11,710,000 | 1,682 |
| Undivided profits | $9,956,000 | 2,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,765,000 | 1,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,357,000 | 2,205 |
| Earning assets | $273,762,000 | 1,875 |
| Long-term assets (5+ years) | $66,225,000 | 1,543 |
| Average Assets, year-to-date | $281,395,800 | 1,917 |
| Average Assets, quarterly | $291,533,000 | 1,909 |
| Volatile liabilities | $20,820,000 | 3,807 |
| Insider loans | $3,842,000 | 1,451 |
| FHLB advances | $36,210,000 | 997 |
| Loans and leases held for sale | $413,000 | 1,224 |
| Unused loan commitments | $28,623,000 | 2,228 |
| Tier 1 (core) risk-based capital | $21,923,000 | 2,367 |
| Tier 2 risk-based capital | $1,575,000 | 2,565 |
| Total risk weighted assets | $190,212,000 | 1,971 |
| Total unused commitments | $28,623,000 | 2,231 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 57 | 3,026 |
| Assets and Liabilities | ||
| Total Assets: | $292,500,000 | 1,931 |
| Cash and due from depository institutions | $8,904,000 | 3,026 |
| Interest-bearing balances | $3,097,000 | 1,869 |
| Securities | $94,224,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $28,600,000 | 503 |
| Net loans & leases | $147,956,000 | 2,380 |
| Loan loss allowance | $1,575,000 | 2,774 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,116,000 | 1,584 |
| Other real estate owned | $1,260,000 | 3,026 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,440,000 | 2,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,500,000 | 1,931 |
| Total liabilities | $269,715,000 | 1,894 |
| Total deposits | $232,096,000 | 1,954 |
| Interest-bearing deposits | $219,127,000 | 1,766 |
| Deposits held in domestic offices | $232,096,000 | 1,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $256,000 | 3,122 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $36,217,000 | 1,075 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,146,000 | 2,949 |
| Total equity capital | $22,785,000 | 2,409 |
| Total bank equity capital | $22,785,000 | 2,409 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,117,000 | 2,702 |
| Surplus | $11,710,000 | 1,661 |
| Undivided profits | $9,958,000 | 3,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,290,000 | 988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,463,000 | 2,144 |
| Earning assets | $273,877,000 | 1,884 |
| Long-term assets (5+ years) | $68,907,000 | 1,489 |
| Average Assets, year-to-date | $279,103,250 | 1,951 |
| Average Assets, quarterly | $288,055,000 | 1,936 |
| Volatile liabilities | $21,485,000 | 3,702 |
| Insider loans | $3,927,000 | 1,406 |
| FHLB advances | $36,217,000 | 976 |
| Loans and leases held for sale | $2,635,000 | 751 |
| Unused loan commitments | $28,160,000 | 2,259 |
| Tier 1 (core) risk-based capital | $22,136,000 | 2,360 |
| Tier 2 risk-based capital | $1,575,000 | 2,565 |
| Total risk weighted assets | $194,096,000 | 1,941 |
| Total unused commitments | $28,160,000 | 2,263 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 56 | 3,052 |
| Assets and Liabilities | ||
| Total Assets: | $283,610,000 | 1,960 |
| Cash and due from depository institutions | $8,049,000 | 3,052 |
| Interest-bearing balances | $3,717,000 | 1,832 |
| Securities | $78,823,000 | 1,596 |
| Federal funds sold & reverse repurchase agreements | $29,680,000 | 533 |
| Net loans & leases | $155,333,000 | 2,233 |
| Loan loss allowance | $1,644,000 | 2,632 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,062,000 | 1,578 |
| Other real estate owned | $1,120,000 | 3,052 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,543,000 | 2,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,610,000 | 1,960 |
| Total liabilities | $261,521,000 | 1,922 |
| Total deposits | $224,104,000 | 2,005 |
| Interest-bearing deposits | $212,448,000 | 1,800 |
| Deposits held in domestic offices | $224,104,000 | 2,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $318,000 | 2,961 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $36,227,000 | 1,062 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $872,000 | 3,632 |
| Total equity capital | $22,089,000 | 2,480 |
| Total bank equity capital | $22,089,000 | 2,480 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,117,000 | 2,703 |
| Surplus | $11,710,000 | 1,624 |
| Undivided profits | $9,262,000 | 3,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,420,000 | 1,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,442,000 | 2,078 |
| Earning assets | $267,553,000 | 1,907 |
| Long-term assets (5+ years) | $76,510,000 | 1,306 |
| Average Assets, year-to-date | $274,637,670 | 1,981 |
| Average Assets, quarterly | $278,440,500 | 1,968 |
| Volatile liabilities | $20,943,000 | 3,713 |
| Insider loans | $3,256,000 | 1,690 |
| FHLB advances | $36,227,000 | 959 |
| Loans and leases held for sale | $4,057,000 | 781 |
| Unused loan commitments | $26,412,000 | 2,336 |
| Tier 1 (core) risk-based capital | $20,829,000 | 2,439 |
| Tier 2 risk-based capital | $1,644,000 | 2,414 |
| Total risk weighted assets | $184,741,000 | 1,992 |
| Total unused commitments | $26,412,000 | 2,345 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 55 | 3,090 |
| Assets and Liabilities | ||
| Total Assets: | $273,271,000 | 2,003 |
| Cash and due from depository institutions | $7,989,000 | 3,090 |
| Interest-bearing balances | $845,000 | 3,351 |
| Securities | $74,549,000 | 1,655 |
| Federal funds sold & reverse repurchase agreements | $21,295,000 | 755 |
| Net loans & leases | $158,359,000 | 2,154 |
| Loan loss allowance | $1,607,000 | 2,648 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,960,000 | 1,570 |
| Other real estate owned | $1,147,000 | 3,090 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,972,000 | 2,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,271,000 | 2,003 |
| Total liabilities | $251,093,000 | 1,957 |
| Total deposits | $212,681,000 | 2,084 |
| Interest-bearing deposits | $199,437,000 | 1,909 |
| Deposits held in domestic offices | $212,681,000 | 2,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,119,000 | 2,292 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $36,232,000 | 1,009 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,061,000 | 3,218 |
| Total equity capital | $22,178,000 | 2,408 |
| Total bank equity capital | $22,178,000 | 2,408 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,117,000 | 2,715 |
| Surplus | $11,710,000 | 1,593 |
| Undivided profits | $9,351,000 | 3,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,373,000 | 2,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,476,000 | 2,035 |
| Earning assets | $255,048,000 | 1,963 |
| Long-term assets (5+ years) | $74,797,000 | 1,275 |
| Average Assets, year-to-date | $270,151,500 | 2,003 |
| Average Assets, quarterly | $270,151,500 | 2,003 |
| Volatile liabilities | $20,789,000 | 3,682 |
| Insider loans | $2,652,000 | 2,019 |
| FHLB advances | $36,232,000 | 916 |
| Loans and leases held for sale | $3,893,000 | 730 |
| Unused loan commitments | $23,771,000 | 2,404 |
| Tier 1 (core) risk-based capital | $21,489,000 | 2,335 |
| Tier 2 risk-based capital | $1,650,000 | 2,361 |
| Total risk weighted assets | $187,447,000 | 1,924 |
| Total unused commitments | $23,771,000 | 2,412 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 54 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $267,032,000 | 2,012 |
| Cash and due from depository institutions | $6,998,000 | 3,119 |
| Interest-bearing balances | $1,181,000 | 2,932 |
| Securities | $77,749,000 | 1,581 |
| Federal funds sold & reverse repurchase agreements | $12,705,000 | 1,120 |
| Net loans & leases | $158,228,000 | 2,141 |
| Loan loss allowance | $1,487,000 | 2,766 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,755,000 | 1,616 |
| Other real estate owned | $1,322,000 | 3,119 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,275,000 | 2,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,032,000 | 2,012 |
| Total liabilities | $246,188,000 | 1,949 |
| Total deposits | $207,754,000 | 2,093 |
| Interest-bearing deposits | $196,137,000 | 1,897 |
| Deposits held in domestic offices | $207,754,000 | 2,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,425 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $36,239,000 | 1,017 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,145,000 | 3,085 |
| Total equity capital | $20,844,000 | 2,520 |
| Total bank equity capital | $20,844,000 | 2,520 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,117,000 | 2,716 |
| Surplus | $11,710,000 | 1,555 |
| Undivided profits | $8,017,000 | 3,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,097,000 | 2,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,490,000 | 2,119 |
| Earning assets | $249,863,000 | 1,963 |
| Long-term assets (5+ years) | $72,079,000 | 1,291 |
| Average Assets, year-to-date | $262,050,200 | 1,948 |
| Average Assets, quarterly | $267,031,500 | 1,990 |
| Volatile liabilities | $20,439,000 | 3,682 |
| Insider loans | $2,381,000 | 2,180 |
| FHLB advances | $36,239,000 | 912 |
| Loans and leases held for sale | $2,448,000 | 970 |
| Unused loan commitments | $21,668,000 | 2,503 |
| Tier 1 (core) risk-based capital | $20,441,000 | 2,404 |
| Tier 2 risk-based capital | $1,487,000 | 2,547 |
| Total risk weighted assets | $190,848,000 | 1,855 |
| Total unused commitments | $21,668,000 | 2,509 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 47 | 3,544 |
| Assets and Liabilities | ||
| Total Assets: | $256,567,000 | 1,980 |
| Cash and due from depository institutions | $5,319,000 | 3,544 |
| Interest-bearing balances | $58,000 | 5,617 |
| Securities | $72,942,000 | 1,532 |
| Federal funds sold & reverse repurchase agreements | $28,590,000 | 499 |
| Net loans & leases | $139,649,000 | 2,315 |
| Loan loss allowance | $1,436,000 | 2,690 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,312,000 | 1,683 |
| Other real estate owned | $450,000 | 3,544 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,305,000 | 2,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,567,000 | 1,980 |
| Total liabilities | $239,692,000 | 1,909 |
| Total deposits | $208,920,000 | 1,971 |
| Interest-bearing deposits | $181,981,000 | 1,953 |
| Deposits held in domestic offices | $208,920,000 | 1,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $30,241,000 | 1,048 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $531,000 | 5,242 |
| Total equity capital | $16,875,000 | 2,861 |
| Total bank equity capital | $16,875,000 | 2,861 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,117,000 | 2,761 |
| Surplus | $11,710,000 | 1,487 |
| Undivided profits | $4,048,000 | 4,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,721,000 | 820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,358,000 | 2,525 |
| Earning assets | $241,239,000 | 1,931 |
| Long-term assets (5+ years) | $100,705,000 | 947 |
| Average Assets, year-to-date | $223,926,600 | 2,169 |
| Average Assets, quarterly | $240,731,000 | 2,092 |
| Volatile liabilities | $22,238,000 | 3,382 |
| Insider loans | $1,744,000 | 2,670 |
| FHLB advances | $30,241,000 | 945 |
| Loans and leases held for sale | $2,549,000 | 826 |
| Unused loan commitments | $16,906,000 | 2,814 |
| Tier 1 (core) risk-based capital | $17,243,000 | 2,674 |
| Tier 2 risk-based capital | $1,445,000 | 2,478 |
| Total risk weighted assets | $168,253,000 | 1,992 |
| Total unused commitments | $16,906,000 | 2,824 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 44 | 3,757 |
| Assets and Liabilities | ||
| Total Assets: | $203,406,000 | 2,397 |
| Cash and due from depository institutions | $4,939,000 | 3,757 |
| Interest-bearing balances | $227,000 | 3,726 |
| Securities | $53,749,000 | 2,047 |
| Federal funds sold & reverse repurchase agreements | $2,525,000 | 3,745 |
| Net loans & leases | $134,917,000 | 2,336 |
| Loan loss allowance | $1,030,000 | 3,387 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,385,000 | 1,609 |
| Other real estate owned | $0 | 3,757 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,891,000 | 4,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,406,000 | 2,397 |
| Total liabilities | $187,991,000 | 2,338 |
| Total deposits | $163,645,000 | 2,421 |
| Interest-bearing deposits | $152,594,000 | 2,230 |
| Deposits held in domestic offices | $163,645,000 | 2,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,907,000 | 1,204 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $439,000 | 6,210 |
| Total equity capital | $15,415,000 | 2,999 |
| Total bank equity capital | $15,415,000 | 2,999 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,117,000 | 2,839 |
| Surplus | $11,710,000 | 1,439 |
| Undivided profits | $2,588,000 | 6,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,099,000 | 2,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $839,000 | 3,262 |
| Earning assets | $191,418,000 | 2,333 |
| Long-term assets (5+ years) | $73,811,000 | 1,192 |
| Average Assets, year-to-date | $180,119,600 | 2,573 |
| Average Assets, quarterly | $197,189,000 | 2,440 |
| Volatile liabilities | $33,140,000 | 2,452 |
| Insider loans | $1,789,000 | 2,547 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $265,000 | 1,124 |
| Unused loan commitments | $18,084,000 | 2,504 |
| Tier 1 (core) risk-based capital | $15,325,000 | 2,920 |
| Tier 2 risk-based capital | $1,057,900 | 3,118 |
| Total risk weighted assets | $129,078,700 | 2,452 |
| Total unused commitments | $18,084,000 | 2,508 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $159,199,000 | 2,920 |
| Cash and due from depository institutions | $2,907,000 | 4,376 |
| Interest-bearing balances | $133,000 | 4,388 |
| Securities | $36,394,000 | 3,040 |
| Federal funds sold & reverse repurchase agreements | $308,000 | 6,111 |
| Net loans & leases | $113,620,000 | 2,624 |
| Loan loss allowance | $1,081,000 | 3,204 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,045,000 | 2,128 |
| Other real estate owned | $0 | 4,376 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,925,000 | 4,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,199,000 | 2,920 |
| Total liabilities | $147,587,000 | 2,867 |
| Total deposits | $133,912,000 | 2,850 |
| Interest-bearing deposits | $124,560,000 | 2,644 |
| Deposits held in domestic offices | $133,912,000 | 2,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,093,000 | 1,697 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $582,000 | 4,844 |
| Total equity capital | $11,612,000 | 3,751 |
| Total bank equity capital | $11,612,000 | 3,751 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,117,000 | 2,902 |
| Surplus | $10,210,000 | 1,597 |
| Undivided profits | $285,000 | 8,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 5,463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $647,000 | 3,641 |
| Earning assets | $150,455,000 | 2,820 |
| Long-term assets (5+ years) | $62,798,000 | 1,437 |
| Average Assets, year-to-date | $140,435,400 | 3,159 |
| Average Assets, quarterly | $155,210,000 | 2,959 |
| Volatile liabilities | $27,714,000 | 2,700 |
| Insider loans | $2,703,000 | 1,731 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $454,000 | 957 |
| Unused loan commitments | $12,051,000 | 3,314 |
| Tier 1 (core) risk-based capital | $12,222,000 | 3,579 |
| Tier 2 risk-based capital | $1,081,000 | 2,938 |
| Total risk weighted assets | $102,521,600 | 2,913 |
| Total unused commitments | $12,051,000 | 3,317 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 36 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $116,873,000 | 3,800 |
| Cash and due from depository institutions | $7,503,000 | 4,625 |
| Interest-bearing balances | $5,113,000 | 1,188 |
| Securities | $12,141,000 | 6,502 |
| Federal funds sold & reverse repurchase agreements | $6,421,000 | 2,692 |
| Net loans & leases | $85,478,000 | 3,176 |
| Loan loss allowance | $1,081,000 | 3,124 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,117,000 | 1,961 |
| Other real estate owned | $0 | 4,625 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,213,000 | 5,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,873,000 | 3,800 |
| Total liabilities | $105,861,000 | 3,766 |
| Total deposits | $96,484,000 | 3,849 |
| Interest-bearing deposits | $90,846,000 | 3,523 |
| Deposits held in domestic offices | $96,484,000 | 3,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,000,000 | 1,667 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $377,000 | 6,712 |
| Total equity capital | $11,012,000 | 3,985 |
| Total bank equity capital | $11,012,000 | 3,985 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,117,000 | 2,899 |
| Surplus | $10,210,000 | 1,518 |
| Undivided profits | $-315,000 | 9,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 9,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $471,000 | 4,829 |
| Earning assets | $109,153,000 | 3,764 |
| Long-term assets (5+ years) | $30,030,000 | 2,370 |
| Average Assets, year-to-date | $102,822,600 | 4,055 |
| Average Assets, quarterly | $116,392,500 | 3,741 |
| Volatile liabilities | $16,725,000 | 3,496 |
| Insider loans | $2,826,000 | 1,533 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,187,000 | 2,903 |
| Tier 1 (core) risk-based capital | $10,989,000 | 3,842 |
| Tier 2 risk-based capital | $923,510 | 3,256 |
| Total risk weighted assets | $73,723,010 | 3,693 |
| Total unused commitments | $14,187,000 | 2,909 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $83,130,000 | 5,043 |
| Cash and due from depository institutions | $2,320,000 | 6,393 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $16,479,000 | 5,651 |
| Federal funds sold & reverse repurchase agreements | $10,094,000 | 1,336 |
| Net loans & leases | $50,153,000 | 4,971 |
| Loan loss allowance | $633,000 | 4,863 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,567,000 | 2,206 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $517,000 | 8,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,130,000 | 5,043 |
| Total liabilities | $72,527,000 | 5,136 |
| Total deposits | $72,245,000 | 4,914 |
| Interest-bearing deposits | $65,098,000 | 4,741 |
| Deposits held in domestic offices | $72,245,000 | 4,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $282,000 | 7,992 |
| Total equity capital | $10,603,000 | 4,083 |
| Total bank equity capital | $10,603,000 | 4,083 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,111,000 | 2,970 |
| Surplus | $10,349,000 | 1,497 |
| Undivided profits | $-857,000 | 10,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $250,000 | 7,483 |
| Earning assets | $76,726,000 | 5,007 |
| Long-term assets (5+ years) | $36,073,000 | 1,820 |
| Average Assets, year-to-date | $63,556,800 | 5,913 |
| Average Assets, quarterly | $78,639,500 | 5,190 |
| Volatile liabilities | $12,852,000 | 4,206 |
| Insider loans | $1,791,000 | 2,277 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,494,000 | 3,821 |
| Tier 1 (core) risk-based capital | $10,565,000 | 3,961 |
| Tier 2 risk-based capital | $566,750 | 4,734 |
| Total risk weighted assets | $45,273,550 | 5,465 |
| Total unused commitments | $8,494,000 | 3,824 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 18 | 7,879 |
| Assets and Liabilities | ||
| Total Assets: | $39,483,000 | 8,215 |
| Cash and due from depository institutions | $1,041,000 | 7,879 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,298,000 | 6,616 |
| Federal funds sold & reverse repurchase agreements | $5,225,000 | 2,485 |
| Net loans & leases | $16,999,000 | 8,949 |
| Loan loss allowance | $215,000 | 8,934 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,607,000 | 4,470 |
| Other real estate owned | $0 | 7,879 |
| Goodwill and other intangibles | $59,000 | 2,758 |
| All other assets | $254,000 | 10,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,483,000 | 8,215 |
| Total liabilities | $34,124,000 | 8,329 |
| Total deposits | $33,619,000 | 8,229 |
| Interest-bearing deposits | $31,965,000 | 7,793 |
| Deposits held in domestic offices | $33,619,000 | 8,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $505,000 | 5,925 |
| Total equity capital | $5,359,000 | 6,931 |
| Total bank equity capital | $5,359,000 | 6,931 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $610,000 | 4,647 |
| Surplus | $5,490,000 | 2,633 |
| Undivided profits | $-741,000 | 11,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $63,000 | 10,766 |
| Earning assets | $36,522,000 | 8,170 |
| Long-term assets (5+ years) | $20,723,000 | 2,592 |
| Average Assets, year-to-date | $24,250,750 | 9,681 |
| Average Assets, quarterly | $32,172,000 | 8,916 |
| Volatile liabilities | $5,740,000 | 6,652 |
| Insider loans | $555,000 | 5,247 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,926,000 | 5,708 |
| Tier 1 (core) risk-based capital | $5,241,000 | 6,936 |
| Tier 2 risk-based capital | $215,000 | 8,417 |
| Total risk weighted assets | $17,455,200 | 9,082 |
| Total unused commitments | $3,926,000 | 5,719 |
| Derivatives | $0 | 549 |