Home > Jefferson Federal Bank > Assets and Liabilities
Jefferson Federal Bank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 83 | 2,047 |
| Assets and Liabilities | ||
| Total Assets: | $330,066,000 | 2,088 |
| Cash and due from depository institutions | $13,263,000 | 2,047 |
| Interest-bearing balances | $10,654,000 | 694 |
| Securities | $3,458,000 | 7,294 |
| Federal funds sold & reverse repurchase agreements | $349,000 | 5,275 |
| Net loans & leases | $286,807,000 | 1,727 |
| Loan loss allowance | $1,901,000 | 2,825 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $15,138,000 | 835 |
| Other real estate owned | $474,000 | 2,047 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,577,000 | 1,797 |
| Life insurance assets | $5,986,000 | 1,082 |
| Total liabilities and capital | $330,066,000 | 2,088 |
| Total liabilities | $265,071,000 | 2,283 |
| Total deposits | $220,675,000 | 2,369 |
| Interest-bearing deposits | $200,905,000 | 2,263 |
| Deposits held in domestic offices | $220,675,000 | 2,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $43,150,000 | 1,320 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,246,000 | 3,324 |
| Total equity capital | $64,995,000 | 1,040 |
| Total bank equity capital | $64,995,000 | 1,040 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,876,000 | 2,092 |
| Surplus | $38,817,000 | 835 |
| Undivided profits | $24,302,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $725,000 | 4,626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,267,000 | 3,079 |
| Earning assets | $301,268,000 | 2,095 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $334,178,750 | 2,001 |
| Average Assets, quarterly | $330,068,000 | 2,062 |
| Volatile liabilities | $91,283,000 | 1,588 |
| Insider loans | $6,815,000 | 1,165 |
| FHLB advances | $38,000,000 | 1,349 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $29,523,000 | 2,487 |
| Tier 1 (core) risk-based capital | $64,277,000 | 987 |
| Tier 2 risk-based capital | $1,901,000 | 2,633 |
| Total risk weighted assets | $280,552,000 | 1,821 |
| Total unused commitments | $29,523,000 | 2,489 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $330,070,000 | 2,065 |
| Cash and due from depository institutions | $16,445,000 | 2,088 |
| Interest-bearing balances | $9,738,000 | 680 |
| Securities | $3,478,000 | 7,352 |
| Federal funds sold & reverse repurchase agreements | $1,106,000 | 4,580 |
| Net loans & leases | $282,963,000 | 1,729 |
| Loan loss allowance | $1,799,000 | 2,883 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,200,000 | 818 |
| Other real estate owned | $462,000 | 2,088 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,416,000 | 1,786 |
| Life insurance assets | $5,926,000 | 1,093 |
| Total liabilities and capital | $330,070,000 | 2,065 |
| Total liabilities | $264,888,000 | 2,265 |
| Total deposits | $225,085,000 | 2,310 |
| Interest-bearing deposits | $202,096,000 | 2,238 |
| Deposits held in domestic offices | $225,085,000 | 2,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $38,150,000 | 1,405 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,653,000 | 2,676 |
| Total equity capital | $65,182,000 | 1,048 |
| Total bank equity capital | $65,182,000 | 1,048 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,876,000 | 2,107 |
| Surplus | $38,762,000 | 829 |
| Undivided profits | $24,544,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 5,666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,246,000 | 3,064 |
| Earning assets | $297,285,000 | 2,099 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $335,549,670 | 1,989 |
| Average Assets, quarterly | $331,868,500 | 2,041 |
| Volatile liabilities | $81,622,000 | 1,733 |
| Insider loans | $6,897,000 | 1,155 |
| FHLB advances | $33,000,000 | 1,463 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $27,696,000 | 2,691 |
| Tier 1 (core) risk-based capital | $64,472,000 | 980 |
| Tier 2 risk-based capital | $1,799,000 | 2,706 |
| Total risk weighted assets | $274,258,000 | 1,857 |
| Total unused commitments | $27,696,000 | 2,692 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 84 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $333,667,000 | 2,031 |
| Cash and due from depository institutions | $14,113,000 | 2,045 |
| Interest-bearing balances | $12,282,000 | 627 |
| Securities | $9,045,000 | 6,129 |
| Federal funds sold & reverse repurchase agreements | $1,658,000 | 5,226 |
| Net loans & leases | $283,100,000 | 1,684 |
| Loan loss allowance | $1,768,000 | 2,849 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $15,324,000 | 803 |
| Other real estate owned | $407,000 | 2,045 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $10,020,000 | 1,777 |
| Life insurance assets | $5,868,000 | 1,093 |
| Total liabilities and capital | $333,667,000 | 2,031 |
| Total liabilities | $268,273,000 | 2,236 |
| Total deposits | $229,488,000 | 2,284 |
| Interest-bearing deposits | $213,163,000 | 2,150 |
| Deposits held in domestic offices | $229,488,000 | 2,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $38,150,000 | 1,307 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $635,000 | 5,095 |
| Total equity capital | $65,394,000 | 1,061 |
| Total bank equity capital | $65,394,000 | 1,061 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,876,000 | 2,105 |
| Surplus | $38,737,000 | 827 |
| Undivided profits | $24,781,000 | 1,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 5,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,339,000 | 2,905 |
| Earning assets | $306,085,000 | 2,015 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $338,289,500 | 1,981 |
| Average Assets, quarterly | $338,289,500 | 1,981 |
| Volatile liabilities | $87,036,000 | 1,626 |
| Insider loans | $7,499,000 | 1,026 |
| FHLB advances | $33,000,000 | 1,368 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $34,889,000 | 2,320 |
| Tier 1 (core) risk-based capital | $64,834,000 | 967 |
| Tier 2 risk-based capital | $1,768,000 | 2,700 |
| Total risk weighted assets | $272,861,000 | 1,841 |
| Total unused commitments | $34,889,000 | 2,322 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $342,912,000 | 1,956 |
| Cash and due from depository institutions | $7,043,000 | 1,987 |
| Interest-bearing balances | $5,258,000 | 1,028 |
| Securities | $21,714,000 | 4,237 |
| Federal funds sold & reverse repurchase agreements | $2,172,000 | 4,023 |
| Net loans & leases | $285,251,000 | 1,672 |
| Loan loss allowance | $1,790,000 | 2,781 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $15,370,000 | 798 |
| Other real estate owned | $1,107,000 | 1,987 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,255,000 | 1,756 |
| Life insurance assets | $5,812,000 | 1,087 |
| Total liabilities and capital | $342,912,000 | 1,956 |
| Total liabilities | $277,348,000 | 2,151 |
| Total deposits | $233,265,000 | 2,225 |
| Interest-bearing deposits | $215,151,000 | 2,114 |
| Deposits held in domestic offices | $233,265,000 | 2,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $43,450,000 | 1,127 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $633,000 | 5,117 |
| Total equity capital | $65,564,000 | 1,046 |
| Total bank equity capital | $65,564,000 | 1,046 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,876,000 | 2,101 |
| Surplus | $38,670,000 | 816 |
| Undivided profits | $25,018,000 | 1,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $814,000 | 3,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,556,000 | 2,730 |
| Earning assets | $314,395,000 | 1,956 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $333,893,800 | 1,929 |
| Average Assets, quarterly | $338,238,500 | 1,963 |
| Volatile liabilities | $93,538,000 | 1,535 |
| Insider loans | $7,478,000 | 1,019 |
| FHLB advances | $38,300,000 | 1,144 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $29,978,000 | 2,592 |
| Tier 1 (core) risk-based capital | $65,002,000 | 968 |
| Tier 2 risk-based capital | $1,790,000 | 2,647 |
| Total risk weighted assets | $275,856,000 | 1,807 |
| Total unused commitments | $29,978,000 | 2,593 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 87 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $333,565,000 | 1,965 |
| Cash and due from depository institutions | $9,208,000 | 1,967 |
| Interest-bearing balances | $6,548,000 | 798 |
| Securities | $24,511,000 | 3,958 |
| Federal funds sold & reverse repurchase agreements | $883,000 | 5,116 |
| Net loans & leases | $273,106,000 | 1,709 |
| Loan loss allowance | $1,918,000 | 2,604 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $15,462,000 | 761 |
| Other real estate owned | $100,000 | 1,967 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,295,000 | 1,732 |
| Life insurance assets | $5,757,000 | 1,065 |
| Total liabilities and capital | $333,565,000 | 1,965 |
| Total liabilities | $266,988,000 | 2,204 |
| Total deposits | $229,338,000 | 2,252 |
| Interest-bearing deposits | $211,581,000 | 2,114 |
| Deposits held in domestic offices | $229,338,000 | 2,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $36,517,000 | 1,155 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,133,000 | 3,783 |
| Total equity capital | $66,577,000 | 1,021 |
| Total bank equity capital | $66,577,000 | 1,021 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,876,000 | 2,080 |
| Surplus | $38,604,000 | 801 |
| Undivided profits | $26,097,000 | 1,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,251,000 | 2,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,641,000 | 2,755 |
| Earning assets | $305,048,000 | 1,980 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $331,639,250 | 1,930 |
| Average Assets, quarterly | $335,659,500 | 1,942 |
| Volatile liabilities | $86,318,000 | 1,631 |
| Insider loans | $7,669,000 | 961 |
| FHLB advances | $31,000,000 | 1,236 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $41,062,000 | 2,085 |
| Tier 1 (core) risk-based capital | $66,013,000 | 941 |
| Tier 2 risk-based capital | $1,918,000 | 2,478 |
| Total risk weighted assets | $260,326,000 | 1,872 |
| Total unused commitments | $41,062,000 | 2,085 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 90 | 1,941 |
| Assets and Liabilities | ||
| Total Assets: | $337,754,000 | 1,949 |
| Cash and due from depository institutions | $6,731,000 | 1,941 |
| Interest-bearing balances | $4,264,000 | 1,184 |
| Securities | $26,301,000 | 3,761 |
| Federal funds sold & reverse repurchase agreements | $976,000 | 5,107 |
| Net loans & leases | $277,596,000 | 1,687 |
| Loan loss allowance | $1,918,000 | 2,593 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $15,572,000 | 750 |
| Other real estate owned | $275,000 | 1,941 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $10,303,000 | 1,731 |
| Life insurance assets | $5,702,000 | 1,064 |
| Total liabilities and capital | $337,754,000 | 1,949 |
| Total liabilities | $272,055,000 | 2,180 |
| Total deposits | $220,839,000 | 2,350 |
| Interest-bearing deposits | $206,164,000 | 2,181 |
| Deposits held in domestic offices | $220,839,000 | 2,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $50,317,000 | 869 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $899,000 | 4,144 |
| Total equity capital | $65,699,000 | 1,032 |
| Total bank equity capital | $65,699,000 | 1,032 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,876,000 | 2,075 |
| Surplus | $38,522,000 | 811 |
| Undivided profits | $25,301,000 | 1,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $251,000 | 5,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,702,000 | 2,491 |
| Earning assets | $309,137,000 | 1,956 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $330,997,330 | 1,961 |
| Average Assets, quarterly | $332,779,500 | 1,968 |
| Volatile liabilities | $89,450,000 | 1,549 |
| Insider loans | $7,772,000 | 933 |
| FHLB advances | $44,800,000 | 890 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $29,674,000 | 2,663 |
| Tier 1 (core) risk-based capital | $65,205,000 | 964 |
| Tier 2 risk-based capital | $1,918,000 | 2,466 |
| Total risk weighted assets | $263,736,000 | 1,853 |
| Total unused commitments | $29,674,000 | 2,663 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 91 | 1,922 |
| Assets and Liabilities | ||
| Total Assets: | $327,805,000 | 2,002 |
| Cash and due from depository institutions | $8,457,000 | 1,922 |
| Interest-bearing balances | $5,455,000 | 1,073 |
| Securities | $26,371,000 | 3,762 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $267,974,000 | 1,726 |
| Loan loss allowance | $1,873,000 | 2,644 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,391,000 | 799 |
| Other real estate owned | $130,000 | 1,922 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $10,482,000 | 1,653 |
| Life insurance assets | $5,649,000 | 1,056 |
| Total liabilities and capital | $327,805,000 | 2,002 |
| Total liabilities | $261,984,000 | 2,238 |
| Total deposits | $219,618,000 | 2,377 |
| Interest-bearing deposits | $205,673,000 | 2,194 |
| Deposits held in domestic offices | $219,618,000 | 2,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $41,817,000 | 970 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $549,000 | 5,332 |
| Total equity capital | $65,821,000 | 1,015 |
| Total bank equity capital | $65,821,000 | 1,015 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,876,000 | 2,062 |
| Surplus | $38,424,000 | 795 |
| Undivided profits | $25,521,000 | 1,466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $333,000 | 4,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,594,000 | 2,550 |
| Earning assets | $299,800,000 | 2,007 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $327,619,000 | 1,989 |
| Average Assets, quarterly | $327,619,000 | 1,989 |
| Volatile liabilities | $79,128,000 | 1,692 |
| Insider loans | $7,797,000 | 907 |
| FHLB advances | $36,300,000 | 1,007 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $32,159,000 | 2,512 |
| Tier 1 (core) risk-based capital | $65,265,000 | 941 |
| Tier 2 risk-based capital | $1,873,000 | 2,516 |
| Total risk weighted assets | $254,509,000 | 1,901 |
| Total unused commitments | $32,159,000 | 2,514 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 94 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $327,433,000 | 1,991 |
| Cash and due from depository institutions | $7,168,000 | 1,843 |
| Interest-bearing balances | $3,908,000 | 1,283 |
| Securities | $26,442,000 | 3,785 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $269,936,000 | 1,705 |
| Loan loss allowance | $1,970,000 | 2,502 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,419,000 | 832 |
| Other real estate owned | $30,000 | 1,843 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,438,000 | 1,668 |
| Life insurance assets | $5,595,000 | 1,048 |
| Total liabilities and capital | $327,433,000 | 1,991 |
| Total liabilities | $261,450,000 | 2,232 |
| Total deposits | $210,039,000 | 2,449 |
| Interest-bearing deposits | $197,589,000 | 2,244 |
| Deposits held in domestic offices | $210,039,000 | 2,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $50,817,000 | 868 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $594,000 | 5,082 |
| Total equity capital | $65,983,000 | 994 |
| Total bank equity capital | $65,983,000 | 994 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,876,000 | 2,053 |
| Surplus | $38,328,000 | 780 |
| Undivided profits | $25,779,000 | 1,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $527,000 | 3,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,712,000 | 2,459 |
| Earning assets | $300,286,000 | 1,984 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $318,320,600 | 1,957 |
| Average Assets, quarterly | $328,419,500 | 1,960 |
| Volatile liabilities | $109,704,000 | 1,362 |
| Insider loans | $7,590,000 | 926 |
| FHLB advances | $45,300,000 | 880 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $30,296,000 | 2,594 |
| Tier 1 (core) risk-based capital | $65,404,000 | 928 |
| Tier 2 risk-based capital | $1,970,000 | 2,384 |
| Total risk weighted assets | $254,202,000 | 1,882 |
| Total unused commitments | $30,296,000 | 2,594 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 95 | 1,831 |
| Assets and Liabilities | ||
| Total Assets: | $329,406,000 | 1,976 |
| Cash and due from depository institutions | $8,721,000 | 1,831 |
| Interest-bearing balances | $5,678,000 | 869 |
| Securities | $30,295,000 | 3,472 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $267,606,000 | 1,707 |
| Loan loss allowance | $1,872,000 | 2,620 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,268,000 | 912 |
| Other real estate owned | $66,000 | 1,831 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $10,450,000 | 1,669 |
| Life insurance assets | $5,543,000 | 1,027 |
| Total liabilities and capital | $329,406,000 | 1,976 |
| Total liabilities | $263,333,000 | 2,186 |
| Total deposits | $208,896,000 | 2,437 |
| Interest-bearing deposits | $195,809,000 | 2,230 |
| Deposits held in domestic offices | $208,896,000 | 2,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $53,771,000 | 872 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $666,000 | 4,861 |
| Total equity capital | $66,073,000 | 996 |
| Total bank equity capital | $66,073,000 | 996 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,876,000 | 2,058 |
| Surplus | $38,240,000 | 773 |
| Undivided profits | $25,957,000 | 1,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $204,000 | 5,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,664,000 | 2,532 |
| Earning assets | $303,579,000 | 1,959 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $316,042,500 | 1,976 |
| Average Assets, quarterly | $326,756,500 | 1,968 |
| Volatile liabilities | $116,352,000 | 1,290 |
| Insider loans | $7,421,000 | 943 |
| FHLB advances | $47,900,000 | 881 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $35,554,000 | 2,332 |
| Tier 1 (core) risk-based capital | $65,508,000 | 929 |
| Tier 2 risk-based capital | $1,872,000 | 2,505 |
| Total risk weighted assets | $250,893,000 | 1,888 |
| Total unused commitments | $35,554,000 | 2,333 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 98 | 1,787 |
| Assets and Liabilities | ||
| Total Assets: | $324,107,000 | 1,975 |
| Cash and due from depository institutions | $11,954,000 | 1,787 |
| Interest-bearing balances | $8,808,000 | 611 |
| Securities | $29,888,000 | 3,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $256,067,000 | 1,755 |
| Loan loss allowance | $1,900,000 | 2,561 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,926,000 | 932 |
| Other real estate owned | $74,000 | 1,787 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $14,198,000 | 1,272 |
| Life insurance assets | $5,491,000 | 1,014 |
| Total liabilities and capital | $324,107,000 | 1,975 |
| Total liabilities | $258,559,000 | 2,225 |
| Total deposits | $199,434,000 | 2,530 |
| Interest-bearing deposits | $187,956,000 | 2,301 |
| Deposits held in domestic offices | $199,434,000 | 2,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $58,271,000 | 828 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $854,000 | 3,923 |
| Total equity capital | $65,548,000 | 962 |
| Total bank equity capital | $65,548,000 | 962 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,876,000 | 2,049 |
| Surplus | $38,140,000 | 768 |
| Undivided profits | $25,532,000 | 1,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 4,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,649,000 | 2,274 |
| Earning assets | $294,763,000 | 1,990 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $311,588,000 | 2,005 |
| Average Assets, quarterly | $316,691,000 | 1,998 |
| Volatile liabilities | $117,279,000 | 1,278 |
| Insider loans | $7,479,000 | 916 |
| FHLB advances | $52,400,000 | 823 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $33,172,000 | 2,438 |
| Tier 1 (core) risk-based capital | $65,100,000 | 912 |
| Tier 2 risk-based capital | $1,900,000 | 2,432 |
| Total risk weighted assets | $244,042,000 | 1,905 |
| Total unused commitments | $33,172,000 | 2,439 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 95 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $309,275,000 | 2,041 |
| Cash and due from depository institutions | $8,682,000 | 1,835 |
| Interest-bearing balances | $5,457,000 | 1,020 |
| Securities | $37,940,000 | 2,976 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $242,275,000 | 1,785 |
| Loan loss allowance | $2,006,000 | 2,407 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,280,000 | 1,086 |
| Other real estate owned | $161,000 | 1,835 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,937,000 | 1,685 |
| Life insurance assets | $5,440,000 | 1,000 |
| Total liabilities and capital | $309,275,000 | 2,041 |
| Total liabilities | $243,389,000 | 2,330 |
| Total deposits | $197,879,000 | 2,531 |
| Interest-bearing deposits | $187,013,000 | 2,292 |
| Deposits held in domestic offices | $197,879,000 | 2,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $44,871,000 | 984 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $639,000 | 4,582 |
| Total equity capital | $65,886,000 | 946 |
| Total bank equity capital | $65,886,000 | 946 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,876,000 | 2,040 |
| Surplus | $38,010,000 | 739 |
| Undivided profits | $26,000,000 | 1,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 6,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,548,000 | 2,301 |
| Earning assets | $285,672,000 | 2,020 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $305,328,500 | 2,046 |
| Average Assets, quarterly | $305,328,500 | 2,046 |
| Volatile liabilities | $103,575,000 | 1,351 |
| Insider loans | $7,351,000 | 908 |
| FHLB advances | $39,000,000 | 1,013 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $33,518,000 | 2,398 |
| Tier 1 (core) risk-based capital | $65,455,000 | 890 |
| Tier 2 risk-based capital | $2,006,000 | 2,297 |
| Total risk weighted assets | $225,165,000 | 1,994 |
| Total unused commitments | $33,518,000 | 2,400 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 85 | 2,040 |
| Assets and Liabilities | ||
| Total Assets: | $301,382,000 | 2,064 |
| Cash and due from depository institutions | $7,870,000 | 2,040 |
| Interest-bearing balances | $5,174,000 | 1,060 |
| Securities | $44,827,000 | 2,604 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $229,095,000 | 1,867 |
| Loan loss allowance | $2,049,000 | 2,330 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,277,000 | 1,196 |
| Other real estate owned | $260,000 | 2,040 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,053,000 | 1,668 |
| Life insurance assets | $5,391,000 | 125 |
| Total liabilities and capital | $301,382,000 | 2,064 |
| Total liabilities | $235,280,000 | 2,394 |
| Total deposits | $195,795,000 | 2,528 |
| Interest-bearing deposits | $185,539,000 | 2,281 |
| Deposits held in domestic offices | $195,795,000 | 2,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,871,000 | 1,138 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,614,000 | 2,483 |
| Total equity capital | $66,102,000 | 927 |
| Total bank equity capital | $66,102,000 | 927 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,876,000 | 2,033 |
| Surplus | $37,907,000 | 721 |
| Undivided profits | $26,319,000 | 1,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $499,000 | 3,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,777,000 | 1,993 |
| Earning assets | $279,096,000 | 2,038 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $290,804,000 | 2,034 |
| Average Assets, quarterly | $298,143,000 | 2,059 |
| Volatile liabilities | $96,714,000 | 1,416 |
| Insider loans | $7,444,000 | 874 |
| FHLB advances | $32,000,000 | 1,194 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $23,897,000 | 2,960 |
| Tier 1 (core) risk-based capital | $65,633,000 | 875 |
| Tier 2 risk-based capital | $2,049,000 | 2,238 |
| Total risk weighted assets | $212,393,000 | 2,065 |
| Total unused commitments | $23,897,000 | 2,962 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 81 | 2,134 |
| Assets and Liabilities | ||
| Total Assets: | $294,904,000 | 2,064 |
| Cash and due from depository institutions | $14,785,000 | 2,134 |
| Interest-bearing balances | $9,694,000 | 584 |
| Securities | $45,470,000 | 2,545 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $217,047,000 | 1,920 |
| Loan loss allowance | $2,097,000 | 2,285 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,763,000 | 1,395 |
| Other real estate owned | $259,000 | 2,134 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,580,000 | 1,683 |
| Life insurance assets | $5,338,000 | 121 |
| Total liabilities and capital | $294,904,000 | 2,064 |
| Total liabilities | $228,711,000 | 2,410 |
| Total deposits | $198,388,000 | 2,456 |
| Interest-bearing deposits | $188,480,000 | 2,190 |
| Deposits held in domestic offices | $198,388,000 | 2,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $28,210,000 | 1,399 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,113,000 | 1,987 |
| Total equity capital | $66,193,000 | 906 |
| Total bank equity capital | $66,193,000 | 906 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,876,000 | 2,000 |
| Surplus | $37,805,000 | 697 |
| Undivided profits | $26,512,000 | 1,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 5,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,495,000 | 2,319 |
| Earning assets | $272,211,000 | 2,053 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $288,159,500 | 2,034 |
| Average Assets, quarterly | $291,988,500 | 2,062 |
| Volatile liabilities | $87,766,000 | 1,476 |
| Insider loans | $7,399,000 | 852 |
| FHLB advances | $22,000,000 | 1,559 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $23,753,000 | 2,925 |
| Tier 1 (core) risk-based capital | $65,614,000 | 839 |
| Tier 2 risk-based capital | $2,097,000 | 2,182 |
| Total risk weighted assets | $198,224,000 | 2,162 |
| Total unused commitments | $23,753,000 | 2,929 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 77 | 2,250 |
| Assets and Liabilities | ||
| Total Assets: | $289,073,000 | 2,056 |
| Cash and due from depository institutions | $8,135,000 | 2,250 |
| Interest-bearing balances | $4,351,000 | 1,185 |
| Securities | $51,376,000 | 2,309 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $211,928,000 | 1,913 |
| Loan loss allowance | $2,109,000 | 2,234 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,073,000 | 1,510 |
| Other real estate owned | $914,000 | 2,250 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $9,647,000 | 1,626 |
| Life insurance assets | $5,285,000 | 119 |
| Total liabilities and capital | $289,073,000 | 2,056 |
| Total liabilities | $222,848,000 | 2,413 |
| Total deposits | $198,204,000 | 2,412 |
| Interest-bearing deposits | $187,461,000 | 2,172 |
| Deposits held in domestic offices | $198,204,000 | 2,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,210,000 | 1,609 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,434,000 | 2,510 |
| Total equity capital | $66,225,000 | 889 |
| Total bank equity capital | $66,225,000 | 889 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,876,000 | 1,981 |
| Surplus | $37,707,000 | 688 |
| Undivided profits | $26,642,000 | 1,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 3,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,524,000 | 2,045 |
| Earning assets | $267,655,000 | 2,055 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $285,911,330 | 2,036 |
| Average Assets, quarterly | $285,257,500 | 2,058 |
| Volatile liabilities | $81,128,000 | 1,525 |
| Insider loans | $7,591,000 | 804 |
| FHLB advances | $17,000,000 | 1,841 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $22,113,000 | 2,994 |
| Tier 1 (core) risk-based capital | $65,539,000 | 825 |
| Tier 2 risk-based capital | $2,109,000 | 2,134 |
| Total risk weighted assets | $191,161,000 | 2,171 |
| Total unused commitments | $22,113,000 | 2,994 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 75 | 2,279 |
| Assets and Liabilities | ||
| Total Assets: | $281,442,000 | 2,088 |
| Cash and due from depository institutions | $10,803,000 | 2,279 |
| Interest-bearing balances | $7,133,000 | 787 |
| Securities | $59,287,000 | 2,072 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $195,350,000 | 2,020 |
| Loan loss allowance | $2,188,000 | 2,152 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,180,000 | 2,060 |
| Other real estate owned | $1,143,000 | 2,279 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,679,000 | 1,617 |
| Life insurance assets | $5,233,000 | 117 |
| Total liabilities and capital | $281,442,000 | 2,088 |
| Total liabilities | $215,873,000 | 2,453 |
| Total deposits | $196,703,000 | 2,427 |
| Interest-bearing deposits | $187,670,000 | 2,146 |
| Deposits held in domestic offices | $196,703,000 | 2,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $18,210,000 | 1,804 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $960,000 | 3,289 |
| Total equity capital | $65,569,000 | 872 |
| Total bank equity capital | $65,569,000 | 872 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,876,000 | 1,986 |
| Surplus | $37,647,000 | 674 |
| Undivided profits | $26,046,000 | 1,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,400,000 | 2,172 |
| Earning assets | $261,770,000 | 2,067 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $284,330,500 | 2,045 |
| Average Assets, quarterly | $284,330,500 | 2,045 |
| Volatile liabilities | $68,272,000 | 1,676 |
| Insider loans | $7,660,000 | 790 |
| FHLB advances | $12,000,000 | 2,185 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $19,983,000 | 3,154 |
| Tier 1 (core) risk-based capital | $64,952,000 | 816 |
| Tier 2 risk-based capital | $2,188,000 | 2,046 |
| Total risk weighted assets | $176,126,000 | 2,289 |
| Total unused commitments | $19,983,000 | 3,156 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 68 | 2,537 |
| Assets and Liabilities | ||
| Total Assets: | $287,219,000 | 2,031 |
| Cash and due from depository institutions | $14,051,000 | 2,537 |
| Interest-bearing balances | $10,399,000 | 552 |
| Securities | $60,993,000 | 2,042 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $196,281,000 | 1,988 |
| Loan loss allowance | $2,288,000 | 2,049 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,133,000 | 2,056 |
| Other real estate owned | $1,332,000 | 2,537 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,429,000 | 1,615 |
| Life insurance assets | $5,188,000 | 119 |
| Total liabilities and capital | $287,219,000 | 2,031 |
| Total liabilities | $221,876,000 | 2,385 |
| Total deposits | $202,828,000 | 2,332 |
| Interest-bearing deposits | $193,799,000 | 2,040 |
| Deposits held in domestic offices | $202,828,000 | 2,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,210,000 | 1,824 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $838,000 | 3,515 |
| Total equity capital | $65,343,000 | 880 |
| Total bank equity capital | $65,343,000 | 880 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,876,000 | 1,966 |
| Surplus | $37,613,000 | 672 |
| Undivided profits | $25,854,000 | 1,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,429,000 | 1,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,462,000 | 2,040 |
| Earning assets | $267,673,000 | 2,005 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $286,372,000 | 1,952 |
| Average Assets, quarterly | $288,634,500 | 2,002 |
| Volatile liabilities | $68,755,000 | 1,641 |
| Insider loans | $7,485,000 | 785 |
| FHLB advances | $12,000,000 | 2,198 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $16,410,000 | 3,421 |
| Tier 1 (core) risk-based capital | $64,569,000 | 816 |
| Tier 2 risk-based capital | $2,218,000 | 2,012 |
| Total risk weighted assets | $177,393,000 | 2,253 |
| Total unused commitments | $16,410,000 | 3,423 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 63 | 2,724 |
| Assets and Liabilities | ||
| Total Assets: | $290,050,000 | 1,994 |
| Cash and due from depository institutions | $14,303,000 | 2,724 |
| Interest-bearing balances | $11,042,000 | 536 |
| Securities | $62,341,000 | 1,985 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $198,677,000 | 1,922 |
| Loan loss allowance | $2,372,000 | 1,978 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,085,000 | 2,040 |
| Other real estate owned | $503,000 | 2,724 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $9,141,000 | 1,639 |
| Life insurance assets | $5,133,000 | 117 |
| Total liabilities and capital | $290,050,000 | 1,994 |
| Total liabilities | $225,305,000 | 2,304 |
| Total deposits | $205,209,000 | 2,273 |
| Interest-bearing deposits | $196,849,000 | 1,992 |
| Deposits held in domestic offices | $205,209,000 | 2,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $18,536,000 | 1,802 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,560,000 | 2,313 |
| Total equity capital | $64,745,000 | 879 |
| Total bank equity capital | $64,745,000 | 879 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,876,000 | 1,962 |
| Surplus | $37,579,000 | 657 |
| Undivided profits | $25,290,000 | 1,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,336,000 | 1,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,390,000 | 2,226 |
| Earning assets | $272,060,000 | 1,951 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $286,160,250 | 1,960 |
| Average Assets, quarterly | $286,148,500 | 1,989 |
| Volatile liabilities | $66,717,000 | 1,643 |
| Insider loans | $7,883,000 | 717 |
| FHLB advances | $12,000,000 | 2,194 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $23,067,000 | 2,729 |
| Tier 1 (core) risk-based capital | $63,827,000 | 815 |
| Tier 2 risk-based capital | $2,221,000 | 1,978 |
| Total risk weighted assets | $177,496,000 | 2,223 |
| Total unused commitments | $23,067,000 | 2,733 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 62 | 2,773 |
| Assets and Liabilities | ||
| Total Assets: | $282,247,000 | 2,008 |
| Cash and due from depository institutions | $6,320,000 | 2,773 |
| Interest-bearing balances | $2,516,000 | 1,844 |
| Securities | $73,358,000 | 1,732 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $187,091,000 | 1,977 |
| Loan loss allowance | $2,479,000 | 1,870 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,120,000 | 2,000 |
| Other real estate owned | $552,000 | 2,773 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $9,806,000 | 1,551 |
| Life insurance assets | $5,080,000 | 118 |
| Total liabilities and capital | $282,247,000 | 2,008 |
| Total liabilities | $219,010,000 | 2,348 |
| Total deposits | $205,062,000 | 2,239 |
| Interest-bearing deposits | $196,823,000 | 1,969 |
| Deposits held in domestic offices | $205,062,000 | 2,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,536,000 | 2,268 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,412,000 | 2,296 |
| Total equity capital | $63,237,000 | 862 |
| Total bank equity capital | $63,237,000 | 862 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,876,000 | 1,965 |
| Surplus | $37,365,000 | 650 |
| Undivided profits | $23,996,000 | 1,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,083,000 | 2,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,579,000 | 1,768 |
| Earning assets | $262,965,000 | 1,991 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $284,863,670 | 1,973 |
| Average Assets, quarterly | $283,394,500 | 1,988 |
| Volatile liabilities | $57,223,000 | 1,825 |
| Insider loans | $350,000 | 6,060 |
| FHLB advances | $6,000,000 | 3,096 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $18,257,000 | 3,181 |
| Tier 1 (core) risk-based capital | $62,640,000 | 818 |
| Tier 2 risk-based capital | $2,091,000 | 2,061 |
| Total risk weighted assets | $166,899,000 | 2,305 |
| Total unused commitments | $18,257,000 | 3,184 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $284,542,000 | 1,986 |
| Cash and due from depository institutions | $6,994,000 | 2,838 |
| Interest-bearing balances | $3,396,000 | 1,723 |
| Securities | $76,493,000 | 1,680 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $186,447,000 | 1,936 |
| Loan loss allowance | $2,524,000 | 1,818 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,108,000 | 1,968 |
| Other real estate owned | $671,000 | 2,838 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,829,000 | 1,578 |
| Life insurance assets | $5,027,000 | 122 |
| Total liabilities and capital | $284,542,000 | 1,986 |
| Total liabilities | $220,601,000 | 2,293 |
| Total deposits | $209,267,000 | 2,167 |
| Interest-bearing deposits | $201,876,000 | 1,912 |
| Deposits held in domestic offices | $209,267,000 | 2,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,536,000 | 2,342 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $798,000 | 3,735 |
| Total equity capital | $63,941,000 | 879 |
| Total bank equity capital | $63,941,000 | 879 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,876,000 | 1,963 |
| Surplus | $37,156,000 | 636 |
| Undivided profits | $24,909,000 | 1,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,277,000 | 2,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,463,000 | 1,934 |
| Earning assets | $266,336,000 | 1,958 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $286,172,000 | 1,958 |
| Average Assets, quarterly | $286,172,000 | 1,958 |
| Volatile liabilities | $61,186,000 | 1,645 |
| Insider loans | $350,000 | 6,036 |
| FHLB advances | $4,000,000 | 3,517 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,205,000 | 4,342 |
| Tier 1 (core) risk-based capital | $62,897,000 | 819 |
| Tier 2 risk-based capital | $2,114,000 | 2,003 |
| Total risk weighted assets | $168,692,000 | 2,213 |
| Total unused commitments | $11,305,000 | 4,125 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 61 | 2,817 |
| Assets and Liabilities | ||
| Total Assets: | $287,802,000 | 1,945 |
| Cash and due from depository institutions | $7,381,000 | 2,817 |
| Interest-bearing balances | $4,003,000 | 1,431 |
| Securities | $87,404,000 | 1,527 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $182,781,000 | 1,961 |
| Loan loss allowance | $2,582,000 | 1,756 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,162,000 | 1,922 |
| Other real estate owned | $846,000 | 2,817 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,228,000 | 2,838 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,802,000 | 1,945 |
| Total liabilities | $225,001,000 | 2,245 |
| Total deposits | $215,902,000 | 2,101 |
| Interest-bearing deposits | $209,385,000 | 1,843 |
| Deposits held in domestic offices | $215,902,000 | 2,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,536,000 | 2,661 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $563,000 | 4,430 |
| Total equity capital | $62,801,000 | 884 |
| Total bank equity capital | $62,801,000 | 884 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,876,000 | 1,979 |
| Surplus | $27,107,000 | 835 |
| Undivided profits | $33,818,000 | 959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,189,000 | 2,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,705,000 | 1,681 |
| Earning assets | $274,188,000 | 1,873 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $293,835,200 | 1,852 |
| Average Assets, quarterly | $289,802,500 | 1,919 |
| Volatile liabilities | $54,733,000 | 1,814 |
| Insider loans | $35,000 | 7,870 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,948,000 | 3,700 |
| Tier 1 (core) risk-based capital | $61,929,000 | 824 |
| Tier 2 risk-based capital | $2,101,000 | 2,014 |
| Total risk weighted assets | $167,565,000 | 2,214 |
| Total unused commitments | $12,948,000 | 3,704 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $291,803,000 | 1,934 |
| Cash and due from depository institutions | $15,705,000 | 2,872 |
| Interest-bearing balances | $10,179,000 | 751 |
| Securities | $87,616,000 | 1,506 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $177,786,000 | 1,993 |
| Loan loss allowance | $2,691,000 | 1,722 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,124,000 | 1,917 |
| Other real estate owned | $1,581,000 | 2,872 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,991,000 | 2,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,803,000 | 1,934 |
| Total liabilities | $229,649,000 | 2,188 |
| Total deposits | $219,829,000 | 2,068 |
| Interest-bearing deposits | $213,306,000 | 1,821 |
| Deposits held in domestic offices | $219,829,000 | 2,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,701,000 | 2,609 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,119,000 | 3,000 |
| Total equity capital | $62,154,000 | 905 |
| Total bank equity capital | $62,154,000 | 905 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,876,000 | 1,982 |
| Surplus | $26,948,000 | 837 |
| Undivided profits | $33,330,000 | 977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,458,000 | 2,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,552,000 | 1,993 |
| Earning assets | $275,581,000 | 1,873 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $295,343,500 | 1,853 |
| Average Assets, quarterly | $327,712,500 | 1,709 |
| Volatile liabilities | $55,602,000 | 1,734 |
| Insider loans | $350,000 | 6,092 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,582,000 | 4,161 |
| Tier 1 (core) risk-based capital | $61,220,000 | 836 |
| Tier 2 risk-based capital | $2,045,000 | 2,053 |
| Total risk weighted assets | $162,924,000 | 2,260 |
| Total unused commitments | $10,582,000 | 4,166 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 60 | 2,882 |
| Assets and Liabilities | ||
| Total Assets: | $363,622,000 | 1,539 |
| Cash and due from depository institutions | $96,544,000 | 2,882 |
| Interest-bearing balances | $88,947,000 | 88 |
| Securities | $76,400,000 | 1,645 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $180,498,000 | 1,932 |
| Loan loss allowance | $2,841,000 | 1,600 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,168,000 | 2,304 |
| Other real estate owned | $1,227,000 | 2,882 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,785,000 | 2,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $363,622,000 | 1,539 |
| Total liabilities | $326,997,000 | 1,539 |
| Total deposits | $324,276,000 | 1,354 |
| Interest-bearing deposits | $225,147,000 | 1,691 |
| Deposits held in domestic offices | $324,276,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $721,000 | 4,112 |
| Total equity capital | $36,625,000 | 1,490 |
| Total bank equity capital | $36,625,000 | 1,490 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,876,000 | 1,978 |
| Surplus | $1,167,000 | 6,555 |
| Undivided profits | $33,582,000 | 976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,756,000 | 1,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,866,000 | 1,521 |
| Earning assets | $345,845,000 | 1,475 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $296,523,670 | 1,843 |
| Average Assets, quarterly | $314,549,000 | 1,756 |
| Volatile liabilities | $148,595,000 | 763 |
| Insider loans | $350,000 | 6,075 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,086,000 | 5,716 |
| Tier 1 (core) risk-based capital | $35,255,000 | 1,429 |
| Tier 2 risk-based capital | $2,217,000 | 1,868 |
| Total risk weighted assets | $177,939,000 | 2,040 |
| Total unused commitments | $5,086,000 | 5,728 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $265,476,000 | 2,051 |
| Cash and due from depository institutions | $17,366,000 | 2,906 |
| Interest-bearing balances | $14,704,000 | 576 |
| Securities | $50,567,000 | 2,351 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $187,430,000 | 1,834 |
| Loan loss allowance | $2,879,000 | 1,545 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,211,000 | 2,255 |
| Other real estate owned | $1,543,000 | 2,906 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,359,000 | 2,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,476,000 | 2,051 |
| Total liabilities | $229,723,000 | 2,138 |
| Total deposits | $227,348,000 | 1,942 |
| Interest-bearing deposits | $221,336,000 | 1,709 |
| Deposits held in domestic offices | $227,348,000 | 1,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $375,000 | 5,961 |
| Total equity capital | $35,753,000 | 1,495 |
| Total bank equity capital | $35,753,000 | 1,495 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,876,000 | 1,990 |
| Surplus | $1,167,000 | 6,561 |
| Undivided profits | $32,710,000 | 966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,061,000 | 1,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,879,000 | 1,559 |
| Earning assets | $252,701,000 | 1,978 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $262,974,500 | 2,047 |
| Average Assets, quarterly | $262,974,500 | 2,047 |
| Volatile liabilities | $48,848,000 | 1,891 |
| Insider loans | $350,000 | 6,062 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,251,000 | 5,191 |
| Tier 1 (core) risk-based capital | $34,436,000 | 1,434 |
| Tier 2 risk-based capital | $2,019,000 | 1,987 |
| Total risk weighted assets | $160,652,000 | 2,212 |
| Total unused commitments | $11,246,000 | 3,910 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 58 | 2,914 |
| Assets and Liabilities | ||
| Total Assets: | $260,473,000 | 2,059 |
| Cash and due from depository institutions | $15,707,000 | 2,914 |
| Interest-bearing balances | $13,397,000 | 584 |
| Securities | $47,956,000 | 2,424 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $186,718,000 | 1,823 |
| Loan loss allowance | $2,690,000 | 1,627 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,230,000 | 2,220 |
| Other real estate owned | $1,775,000 | 2,914 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,087,000 | 2,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,473,000 | 2,059 |
| Total liabilities | $225,533,000 | 2,129 |
| Total deposits | $223,079,000 | 1,936 |
| Interest-bearing deposits | $218,178,000 | 1,697 |
| Deposits held in domestic offices | $223,079,000 | 1,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $454,000 | 5,516 |
| Total equity capital | $34,940,000 | 1,502 |
| Total bank equity capital | $34,940,000 | 1,502 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,876,000 | 1,983 |
| Surplus | $1,167,000 | 6,555 |
| Undivided profits | $31,897,000 | 971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,379,000 | 1,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,889,000 | 1,617 |
| Earning assets | $248,071,000 | 1,978 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $265,789,200 | 1,921 |
| Average Assets, quarterly | $263,503,500 | 2,019 |
| Volatile liabilities | $45,823,000 | 1,967 |
| Insider loans | $350,000 | 6,083 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,181,000 | 5,114 |
| Tier 1 (core) risk-based capital | $33,655,000 | 1,439 |
| Tier 2 risk-based capital | $1,999,000 | 1,976 |
| Total risk weighted assets | $159,290,000 | 2,193 |
| Total unused commitments | $6,181,000 | 5,119 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 61 | 2,784 |
| Assets and Liabilities | ||
| Total Assets: | $265,343,000 | 1,918 |
| Cash and due from depository institutions | $3,456,000 | 2,784 |
| Interest-bearing balances | $1,438,000 | 2,624 |
| Securities | $61,822,000 | 1,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $189,886,000 | 1,737 |
| Loan loss allowance | $2,235,000 | 1,788 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,292,000 | 2,089 |
| Other real estate owned | $1,093,000 | 2,784 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,794,000 | 2,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,343,000 | 1,918 |
| Total liabilities | $234,040,000 | 1,957 |
| Total deposits | $231,601,000 | 1,762 |
| Interest-bearing deposits | $227,655,000 | 1,531 |
| Deposits held in domestic offices | $231,601,000 | 1,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $439,000 | 5,799 |
| Total equity capital | $31,303,000 | 1,564 |
| Total bank equity capital | $31,303,000 | 1,564 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,864,000 | 2,023 |
| Surplus | $985,000 | 7,044 |
| Undivided profits | $28,454,000 | 1,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,695,000 | 1,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,400,000 | 1,329 |
| Earning assets | $253,146,000 | 1,840 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $254,967,600 | 1,904 |
| Average Assets, quarterly | $265,272,500 | 1,894 |
| Volatile liabilities | $42,812,000 | 2,014 |
| Insider loans | $350,000 | 6,133 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,404,000 | 2,748 |
| Tier 1 (core) risk-based capital | $30,413,000 | 1,514 |
| Tier 2 risk-based capital | $2,032,000 | 1,816 |
| Total risk weighted assets | $162,415,000 | 2,056 |
| Total unused commitments | $17,404,000 | 2,757 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 54 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $241,918,000 | 2,013 |
| Cash and due from depository institutions | $6,059,000 | 3,129 |
| Interest-bearing balances | $4,521,000 | 952 |
| Securities | $47,356,000 | 2,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $179,029,000 | 1,773 |
| Loan loss allowance | $2,106,000 | 1,822 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,077,000 | 2,159 |
| Other real estate owned | $555,000 | 3,129 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,842,000 | 1,867 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,918,000 | 2,013 |
| Total liabilities | $213,090,000 | 2,052 |
| Total deposits | $209,610,000 | 1,856 |
| Interest-bearing deposits | $205,798,000 | 1,615 |
| Deposits held in domestic offices | $209,610,000 | 1,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 3,490 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $480,000 | 5,912 |
| Total equity capital | $28,828,000 | 1,611 |
| Total bank equity capital | $28,828,000 | 1,611 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,864,000 | 2,048 |
| Surplus | $984,000 | 7,186 |
| Undivided profits | $25,980,000 | 1,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,895,000 | 888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,754,000 | 1,448 |
| Earning assets | $230,906,000 | 1,928 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $233,085,600 | 1,977 |
| Average Assets, quarterly | $239,588,500 | 1,999 |
| Volatile liabilities | $34,605,000 | 2,360 |
| Insider loans | $350,000 | 6,227 |
| FHLB advances | $3,000,000 | 638 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,353,000 | 4,818 |
| Tier 1 (core) risk-based capital | $28,306,000 | 1,564 |
| Tier 2 risk-based capital | $1,862,000 | 1,912 |
| Total risk weighted assets | $148,751,000 | 2,152 |
| Total unused commitments | $6,353,000 | 4,820 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 50 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $227,591,000 | 2,060 |
| Cash and due from depository institutions | $3,536,000 | 3,453 |
| Interest-bearing balances | $1,322,000 | 2,128 |
| Securities | $43,398,000 | 2,600 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $171,286,000 | 1,757 |
| Loan loss allowance | $1,375,000 | 2,575 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,093,000 | 2,101 |
| Other real estate owned | $411,000 | 3,453 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,867,000 | 1,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,591,000 | 2,060 |
| Total liabilities | $201,819,000 | 2,098 |
| Total deposits | $198,902,000 | 1,907 |
| Interest-bearing deposits | $193,349,000 | 1,693 |
| Deposits held in domestic offices | $198,902,000 | 1,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,500,000 | 3,689 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $417,000 | 5,947 |
| Total equity capital | $25,772,000 | 1,735 |
| Total bank equity capital | $25,772,000 | 1,735 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,863,000 | 2,074 |
| Surplus | $968,000 | 7,371 |
| Undivided profits | $22,941,000 | 1,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,259,000 | 588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,402,000 | 1,555 |
| Earning assets | $216,006,000 | 1,990 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $218,982,800 | 2,067 |
| Average Assets, quarterly | $227,083,000 | 2,049 |
| Volatile liabilities | $33,656,000 | 2,324 |
| Insider loans | $300,000 | 6,477 |
| FHLB advances | $2,500,000 | 685 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,036,000 | 4,289 |
| Tier 1 (core) risk-based capital | $25,613,000 | 1,701 |
| Tier 2 risk-based capital | $1,375,000 | 2,351 |
| Total risk weighted assets | $142,979,000 | 2,148 |
| Total unused commitments | $8,036,000 | 4,293 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 49 | 3,552 |
| Assets and Liabilities | ||
| Total Assets: | $207,085,000 | 2,221 |
| Cash and due from depository institutions | $6,491,000 | 3,552 |
| Interest-bearing balances | $4,850,000 | 1,253 |
| Securities | $27,163,000 | 3,919 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $165,425,000 | 1,708 |
| Loan loss allowance | $1,845,000 | 1,909 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,232,000 | 1,897 |
| Other real estate owned | $267,000 | 3,552 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,507,000 | 2,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,085,000 | 2,221 |
| Total liabilities | $182,509,000 | 2,253 |
| Total deposits | $182,044,000 | 2,084 |
| Interest-bearing deposits | $178,200,000 | 1,830 |
| Deposits held in domestic offices | $182,044,000 | 2,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $465,000 | 5,998 |
| Total equity capital | $24,576,000 | 1,813 |
| Total bank equity capital | $24,576,000 | 1,813 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,862,000 | 2,030 |
| Surplus | $957,000 | 7,432 |
| Undivided profits | $21,757,000 | 1,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,571,000 | 754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,078,000 | 2,051 |
| Earning assets | $197,438,000 | 2,151 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $193,341,800 | 2,242 |
| Average Assets, quarterly | $203,899,000 | 2,209 |
| Volatile liabilities | $22,820,000 | 2,700 |
| Insider loans | $180,000 | 7,375 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,157,000 | 4,125 |
| Tier 1 (core) risk-based capital | $24,108,000 | 1,737 |
| Tier 2 risk-based capital | $1,705,000 | 1,863 |
| Total risk weighted assets | $136,284,000 | 2,081 |
| Total unused commitments | $8,157,000 | 4,130 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $180,174,000 | 2,493 |
| Cash and due from depository institutions | $4,101,000 | 3,937 |
| Interest-bearing balances | $2,512,000 | 1,528 |
| Securities | $17,096,000 | 5,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $151,564,000 | 1,864 |
| Loan loss allowance | $1,751,000 | 2,012 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,261,000 | 1,859 |
| Other real estate owned | $144,000 | 3,937 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,008,000 | 2,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,174,000 | 2,493 |
| Total liabilities | $157,804,000 | 2,555 |
| Total deposits | $153,480,000 | 2,438 |
| Interest-bearing deposits | $150,850,000 | 2,144 |
| Deposits held in domestic offices | $153,480,000 | 2,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,000,000 | 2,155 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $324,000 | 7,523 |
| Total equity capital | $22,370,000 | 2,000 |
| Total bank equity capital | $22,370,000 | 2,000 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,862,000 | 2,029 |
| Surplus | $930,000 | 7,696 |
| Undivided profits | $19,578,000 | 1,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,436,000 | 833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $754,000 | 3,099 |
| Earning assets | $171,172,000 | 2,417 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $173,920,800 | 2,469 |
| Average Assets, quarterly | $178,110,500 | 2,483 |
| Volatile liabilities | $22,725,000 | 2,693 |
| Insider loans | $182,000 | 7,612 |
| FHLB advances | $4,000,000 | 559 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,154,000 | 3,930 |
| Tier 1 (core) risk-based capital | $21,887,000 | 1,937 |
| Tier 2 risk-based capital | $1,505,000 | 1,996 |
| Total risk weighted assets | $120,143,000 | 2,317 |
| Total unused commitments | $8,654,000 | 3,789 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $167,000,000 | 2,767 |
| Cash and due from depository institutions | $3,384,000 | 4,297 |
| Interest-bearing balances | $1,856,000 | 1,725 |
| Securities | $16,900,000 | 5,964 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $139,929,000 | 2,050 |
| Loan loss allowance | $1,601,000 | 2,296 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,987,000 | 1,990 |
| Other real estate owned | $15,000 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,785,000 | 2,626 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,000,000 | 2,767 |
| Total liabilities | $146,803,000 | 2,840 |
| Total deposits | $138,985,000 | 2,760 |
| Interest-bearing deposits | $135,963,000 | 2,441 |
| Deposits held in domestic offices | $138,985,000 | 2,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,500,000 | 1,531 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $318,000 | 7,661 |
| Total equity capital | $20,197,000 | 2,230 |
| Total bank equity capital | $20,197,000 | 2,230 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,850,000 | 2,153 |
| Surplus | $769,000 | 8,426 |
| Undivided profits | $17,578,000 | 1,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,165,000 | 1,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $542,000 | 4,257 |
| Earning assets | $158,685,000 | 2,671 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $157,278,000 | 2,802 |
| Average Assets, quarterly | $164,709,000 | 2,759 |
| Volatile liabilities | $26,103,000 | 2,340 |
| Insider loans | $121,000 | 8,537 |
| FHLB advances | $7,500,000 | 495 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,090,000 | 7,356 |
| Tier 1 (core) risk-based capital | $19,776,000 | 2,173 |
| Tier 2 risk-based capital | $1,400,000 | 2,181 |
| Total risk weighted assets | $111,927,000 | 2,506 |
| Total unused commitments | $2,090,000 | 7,371 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $149,789,000 | 3,066 |
| Cash and due from depository institutions | $2,305,000 | 5,049 |
| Interest-bearing balances | $784,000 | 2,832 |
| Securities | $20,545,000 | 5,460 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $123,384,000 | 2,256 |
| Loan loss allowance | $1,535,000 | 2,429 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,067,000 | 5,827 |
| Other real estate owned | $300,000 | 5,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,188,000 | 3,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,789,000 | 3,066 |
| Total liabilities | $131,262,000 | 3,136 |
| Total deposits | $128,948,000 | 2,987 |
| Interest-bearing deposits | $126,762,000 | 2,644 |
| Deposits held in domestic offices | $128,948,000 | 2,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,000,000 | 2,360 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $314,000 | 8,108 |
| Total equity capital | $18,527,000 | 2,402 |
| Total bank equity capital | $18,527,000 | 2,402 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,850,000 | 2,212 |
| Surplus | $769,000 | 8,692 |
| Undivided profits | $15,908,000 | 1,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,803,000 | 1,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $348,000 | 6,443 |
| Earning assets | $144,713,000 | 2,929 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $141,221,200 | 3,103 |
| Average Assets, quarterly | $147,060,000 | 3,078 |
| Volatile liabilities | $16,320,000 | 3,111 |
| Insider loans | $142,000 | 8,611 |
| FHLB advances | $2,000,000 | 648 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,532,000 | 6,808 |
| Tier 1 (core) risk-based capital | $18,238,000 | 2,344 |
| Tier 2 risk-based capital | $1,185,000 | 2,521 |
| Total risk weighted assets | $94,559,000 | 2,869 |
| Total unused commitments | $2,532,000 | 6,821 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $135,967,000 | 3,283 |
| Cash and due from depository institutions | $1,819,000 | 5,617 |
| Interest-bearing balances | $808,000 | 2,680 |
| Securities | $25,244,000 | 4,944 |
| Federal funds sold & reverse repurchase agreements | $20,000 | 8,344 |
| Net loans & leases | $105,792,000 | 2,540 |
| Loan loss allowance | $1,554,000 | 2,467 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $605,000 | 7,897 |
| Other real estate owned | $333,000 | 5,617 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,154,000 | 3,606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,967,000 | 3,283 |
| Total liabilities | $119,652,000 | 3,389 |
| Total deposits | $113,546,000 | 3,357 |
| Interest-bearing deposits | $110,837,000 | 2,964 |
| Deposits held in domestic offices | $113,546,000 | 3,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,800,000 | 1,635 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $306,000 | 7,221 |
| Total equity capital | $16,315,000 | 2,510 |
| Total bank equity capital | $16,315,000 | 2,510 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,850,000 | 2,275 |
| Surplus | $769,000 | 8,945 |
| Undivided profits | $13,696,000 | 1,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,140,000 | 2,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $216,000 | 8,142 |
| Earning assets | $131,864,000 | 3,114 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $136,984,800 | 3,204 |
| Average Assets, quarterly | $134,940,500 | 3,278 |
| Volatile liabilities | $18,692,000 | 2,665 |
| Insider loans | $237,000 | 7,769 |
| FHLB advances | $5,800,000 | 589 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,089,000 | 7,360 |
| Tier 1 (core) risk-based capital | $15,931,000 | 2,603 |
| Tier 2 risk-based capital | $1,005,000 | 2,901 |
| Total risk weighted assets | $79,960,000 | 3,264 |
| Total unused commitments | $2,089,000 | 7,375 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 44 | 4,651 |
| Assets and Liabilities | ||
| Total Assets: | $150,712,000 | 3,033 |
| Cash and due from depository institutions | $19,258,000 | 4,651 |
| Interest-bearing balances | $17,954,000 | 353 |
| Securities | $18,855,000 | 6,404 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 10,133 |
| Net loans & leases | $109,869,000 | 2,388 |
| Loan loss allowance | $1,542,000 | 2,571 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $495,000 | 8,759 |
| Other real estate owned | $394,000 | 4,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,741,000 | 3,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,712,000 | 3,033 |
| Total liabilities | $139,979,000 | 2,978 |
| Total deposits | $139,708,000 | 2,828 |
| Interest-bearing deposits | $137,640,000 | 2,496 |
| Deposits held in domestic offices | $139,708,000 | 2,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $271,000 | 8,003 |
| Total equity capital | $10,733,000 | 3,797 |
| Total bank equity capital | $10,733,000 | 3,797 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $10,733,000 | 2,203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,183,000 | 2,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $252,000 | 6,959 |
| Earning assets | $146,778,000 | 2,870 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $141,981,000 | 3,139 |
| Average Assets, quarterly | $149,135,000 | 3,043 |
| Volatile liabilities | $15,036,000 | 3,001 |
| Insider loans | $471,000 | 5,899 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,324,000 | 6,079 |
| Tier 1 (core) risk-based capital | $10,733,000 | 3,724 |
| Tier 2 risk-based capital | $1,015,000 | 2,844 |
| Total risk weighted assets | $80,756,000 | 3,188 |
| Total unused commitments | $3,324,000 | 6,097 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $133,598,000 | 3,469 |
| Cash and due from depository institutions | $5,462,000 | 4,867 |
| Interest-bearing balances | $4,712,000 | 1,509 |
| Securities | $21,406,000 | 5,844 |
| Federal funds sold & reverse repurchase agreements | $50,000 | 11,225 |
| Net loans & leases | $104,292,000 | 2,565 |
| Loan loss allowance | $1,309,000 | 3,005 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $549,000 | 8,568 |
| Other real estate owned | $197,000 | 4,867 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,642,000 | 4,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,598,000 | 3,469 |
| Total liabilities | $125,357,000 | 3,401 |
| Total deposits | $125,137,000 | 3,258 |
| Interest-bearing deposits | $123,166,000 | 2,919 |
| Deposits held in domestic offices | $125,137,000 | 3,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $220,000 | 9,599 |
| Total equity capital | $8,241,000 | 4,664 |
| Total bank equity capital | $8,241,000 | 4,664 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $8,241,000 | 2,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $886,000 | 3,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $273,000 | 7,033 |
| Earning assets | $130,460,000 | 3,252 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $123,406,000 | 3,671 |
| Average Assets, quarterly | $130,627,000 | 3,520 |
| Volatile liabilities | $12,071,000 | 3,575 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,302,000 | 8,514 |
| Tier 1 (core) risk-based capital | $8,241,000 | 4,589 |
| Tier 2 risk-based capital | $930,000 | 3,106 |
| Total risk weighted assets | $74,134,000 | 3,522 |
| Total unused commitments | $1,302,000 | 8,541 |
| Derivatives | $0 | 651 |