Home > Jefferson County Bank > Income and Expense
Jefferson County Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 9,507 |
| Total interest expense | $636,000 | 9,384 |
| Net interest income | $685,000 | 9,527 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $103,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,849 |
| Total noninterest expense | $620,000 | 9,366 |
| Salaries and employee benefits | $232,000 | 9,962 |
| Premises and equipment expense | $95,000 | 8,828 |
| Additional noninterest expense | $293,000 | 8,176 |
| Pre-tax net operating income | $168,000 | 9,077 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $51,000 | 8,309 |
| Income before extraordinary items | $117,000 | 9,214 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $117,000 | 9,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,759 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $117,000 | 9,140 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 6,523 |
| Total interest expense | $1,919,000 | 6,426 |
| Net interest income | $2,227,000 | 6,480 |
| Provision for loan and lease losses | $-35,000 | 10,689 |
| Total noninterest income | $372,000 | 5,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,566 |
| Total noninterest expense | $1,639,000 | 6,441 |
| Salaries and employee benefits | $892,000 | 6,332 |
| Premises and equipment expense | $314,000 | 5,292 |
| Additional noninterest expense | $433,000 | 7,080 |
| Pre-tax net operating income | $995,000 | 5,845 |
| Securities gains (losses) | $91,000 | 1,025 |
| Applicable income taxes | $255,000 | 6,207 |
| Income before extraordinary items | $831,000 | 5,334 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $831,000 | 5,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 10,705 |
| Cash dividends | $1,689,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $760,930 | 5,583 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,857,000 | 6,999 |
| Total interest expense | $1,746,000 | 6,966 |
| Net interest income | $2,111,000 | 6,933 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $270,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,991 |
| Total noninterest expense | $1,562,000 | 6,940 |
| Salaries and employee benefits | $859,000 | 6,660 |
| Premises and equipment expense | $292,000 | 5,694 |
| Additional noninterest expense | $411,000 | 7,786 |
| Pre-tax net operating income | $819,000 | 6,436 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $701,000 | 5,760 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $701,000 | 5,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $162,000 | 5,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $694,200 | 5,728 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,825,000 | 7,185 |
| Total interest expense | $1,781,000 | 6,944 |
| Net interest income | $2,044,000 | 7,201 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $258,000 | 7,607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,047 |
| Total noninterest expense | $1,595,000 | 6,995 |
| Salaries and employee benefits | $830,000 | 6,950 |
| Premises and equipment expense | $285,000 | 5,860 |
| Additional noninterest expense | $480,000 | 7,424 |
| Pre-tax net operating income | $707,000 | 7,291 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $66,000 | 9,861 |
| Income before extraordinary items | $655,000 | 6,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $655,000 | 6,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,429 |
| Cash dividends | $241,000 | 5,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $642,260 | 6,348 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 7,371 |
| Total interest expense | $1,563,000 | 6,702 |
| Net interest income | $1,907,000 | 7,783 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $263,000 | 7,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 6,008 |
| Total noninterest expense | $1,524,000 | 7,530 |
| Salaries and employee benefits | $775,000 | 7,349 |
| Premises and equipment expense | $238,000 | 6,721 |
| Additional noninterest expense | $511,000 | 7,745 |
| Pre-tax net operating income | $646,000 | 7,742 |
| Securities gains (losses) | $105,000 | 755 |
| Applicable income taxes | $48,000 | 10,520 |
| Income before extraordinary items | $703,000 | 5,884 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $703,000 | 5,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $128,000 | 6,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $604,300 | 6,556 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 7,597 |
| Total interest expense | $1,496,000 | 7,213 |
| Net interest income | $1,958,000 | 7,804 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $354,000 | 6,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,978 |
| Total noninterest expense | $1,507,000 | 7,809 |
| Salaries and employee benefits | $800,000 | 7,324 |
| Premises and equipment expense | $218,000 | 7,325 |
| Additional noninterest expense | $489,000 | 8,336 |
| Pre-tax net operating income | $805,000 | 6,787 |
| Securities gains (losses) | $92,000 | 2,615 |
| Applicable income taxes | $123,000 | 9,238 |
| Income before extraordinary items | $774,000 | 5,708 |
| Extraordinary gains, net | $219,000 | 953 |
| Net income | $993,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 7,435 |
| Cash dividends | $113,000 | 6,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $694,880 | 5,877 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 7,813 |
| Total interest expense | $1,867,000 | 7,432 |
| Net interest income | $1,904,000 | 8,029 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $279,000 | 8,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 6,009 |
| Total noninterest expense | $1,388,000 | 8,347 |
| Salaries and employee benefits | $687,000 | 8,091 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $536,000 | 8,129 |
| Pre-tax net operating income | $795,000 | 6,590 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $191,000 | 7,734 |
| Income before extraordinary items | $656,000 | 6,191 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $656,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 13,448 |
| Cash dividends | $89,000 | 6,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $615,960 | 6,102 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.