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Jefferson County Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $64,216,000 | 6,034 |
| Cash and due from depository institutions | $3,080,000 | 6,877 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $10,516,000 | 6,934 |
| Federal funds sold & reverse repurchase agreements | $6,459,000 | 2,681 |
| Net loans & leases | $33,380,000 | 6,345 |
| Loan loss allowance | $504,000 | 5,587 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,194,000 | 5,433 |
| Other real estate owned | $90,000 | 6,877 |
| Goodwill and other intangibles | $8,032,000 | 427 |
| All other assets | $1,465,000 | 4,549 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,216,000 | 6,034 |
| Total liabilities | $50,441,000 | 6,499 |
| Total deposits | $49,129,000 | 6,377 |
| Interest-bearing deposits | $42,670,000 | 6,319 |
| Deposits held in domestic offices | $49,129,000 | 6,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $125,000 | 4,728 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,187,000 | 3,061 |
| Total equity capital | $13,775,000 | 3,243 |
| Total bank equity capital | $13,775,000 | 3,243 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $13,031,000 | 1,241 |
| Undivided profits | $444,000 | 9,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 7,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $230,000 | 7,506 |
| Earning assets | $50,355,000 | 6,613 |
| Long-term assets (5+ years) | $10,514,000 | 4,603 |
| Average Assets, year-to-date | $58,978,000 | 6,155 |
| Average Assets, quarterly | $63,743,000 | 5,989 |
| Volatile liabilities | $2,106,000 | 8,937 |
| Insider loans | $16,000 | 9,048 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,711,000 | 5,497 |
| Tier 1 (core) risk-based capital | $5,292,000 | 6,679 |
| Tier 2 risk-based capital | $477,430 | 5,382 |
| Total risk weighted assets | $38,167,630 | 6,059 |
| Total unused commitments | $4,711,000 | 5,504 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 26 | 6,085 |
| Assets and Liabilities | ||
| Total Assets: | $57,531,000 | 6,521 |
| Cash and due from depository institutions | $3,056,000 | 6,085 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,891,000 | 6,580 |
| Federal funds sold & reverse repurchase agreements | $4,430,000 | 3,004 |
| Net loans & leases | $34,204,000 | 6,396 |
| Loan loss allowance | $534,000 | 5,445 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,308,000 | 5,160 |
| Other real estate owned | $90,000 | 6,085 |
| Goodwill and other intangibles | $30,000 | 3,152 |
| All other assets | $1,522,000 | 4,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,531,000 | 6,521 |
| Total liabilities | $49,918,000 | 6,623 |
| Total deposits | $48,638,000 | 6,516 |
| Interest-bearing deposits | $42,882,000 | 6,376 |
| Deposits held in domestic offices | $48,638,000 | 6,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $611,000 | 3,887 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $669,000 | 4,828 |
| Total equity capital | $7,613,000 | 5,391 |
| Total bank equity capital | $7,613,000 | 5,391 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $4,700,000 | 2,942 |
| Undivided profits | $2,613,000 | 6,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 8,797 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $302,000 | 6,807 |
| Earning assets | $51,525,000 | 6,596 |
| Long-term assets (5+ years) | $10,157,000 | 4,296 |
| Average Assets, year-to-date | $55,303,200 | 6,494 |
| Average Assets, quarterly | $56,836,500 | 6,512 |
| Volatile liabilities | $2,936,000 | 8,536 |
| Insider loans | $135,000 | 8,043 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $42,000 | 1,536 |
| Unused loan commitments | $5,009,000 | 5,194 |
| Tier 1 (core) risk-based capital | $6,977,000 | 5,620 |
| Tier 2 risk-based capital | $515,800 | 5,050 |
| Total risk weighted assets | $41,246,000 | 5,817 |
| Total unused commitments | $5,009,000 | 5,198 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $52,267,000 | 7,078 |
| Cash and due from depository institutions | $2,365,000 | 6,541 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $15,071,000 | 6,397 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,261 |
| Net loans & leases | $31,548,000 | 6,759 |
| Loan loss allowance | $471,000 | 6,165 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,396,000 | 4,932 |
| Other real estate owned | $158,000 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,629,000 | 4,299 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,267,000 | 7,078 |
| Total liabilities | $43,809,000 | 7,325 |
| Total deposits | $42,853,000 | 7,230 |
| Interest-bearing deposits | $38,397,000 | 7,070 |
| Deposits held in domestic offices | $42,853,000 | 7,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $402,000 | 4,101 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $554,000 | 5,541 |
| Total equity capital | $8,458,000 | 5,003 |
| Total bank equity capital | $8,458,000 | 5,003 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $4,700,000 | 3,011 |
| Undivided profits | $3,458,000 | 5,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 8,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $261,000 | 7,476 |
| Earning assets | $46,719,000 | 7,174 |
| Long-term assets (5+ years) | $15,619,000 | 3,178 |
| Average Assets, year-to-date | $53,321,000 | 6,834 |
| Average Assets, quarterly | $53,040,000 | 6,960 |
| Volatile liabilities | $1,889,000 | 9,582 |
| Insider loans | $720,000 | 4,494 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,308,000 | 4,126 |
| Tier 1 (core) risk-based capital | $8,252,000 | 4,998 |
| Tier 2 risk-based capital | $447,200 | 5,700 |
| Total risk weighted assets | $35,752,400 | 6,452 |
| Total unused commitments | $7,308,000 | 4,140 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $53,813,000 | 7,120 |
| Cash and due from depository institutions | $3,652,000 | 6,632 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,268,000 | 6,900 |
| Federal funds sold & reverse repurchase agreements | $1,510,000 | 6,331 |
| Net loans & leases | $31,272,000 | 6,821 |
| Loan loss allowance | $481,000 | 6,224 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,391,000 | 4,913 |
| Other real estate owned | $158,000 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,562,000 | 4,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,813,000 | 7,120 |
| Total liabilities | $45,832,000 | 7,311 |
| Total deposits | $44,982,000 | 7,206 |
| Interest-bearing deposits | $39,615,000 | 7,082 |
| Deposits held in domestic offices | $44,982,000 | 7,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $141,000 | 4,211 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $709,000 | 4,839 |
| Total equity capital | $7,981,000 | 5,258 |
| Total bank equity capital | $7,981,000 | 5,258 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $4,700,000 | 3,016 |
| Undivided profits | $2,981,000 | 6,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 9,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $259,000 | 7,760 |
| Earning assets | $47,050,000 | 7,296 |
| Long-term assets (5+ years) | $13,838,000 | 3,257 |
| Average Assets, year-to-date | $53,521,400 | 6,943 |
| Average Assets, quarterly | $53,459,500 | 7,085 |
| Volatile liabilities | $2,483,000 | 9,099 |
| Insider loans | $59,000 | 9,748 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,630,000 | 6,719 |
| Tier 1 (core) risk-based capital | $7,713,000 | 5,287 |
| Tier 2 risk-based capital | $447,480 | 5,748 |
| Total risk weighted assets | $35,764,580 | 6,460 |
| Total unused commitments | $2,630,000 | 6,732 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $53,803,000 | 7,163 |
| Cash and due from depository institutions | $3,236,000 | 6,864 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $15,903,000 | 6,857 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 3,584 |
| Net loans & leases | $29,462,000 | 7,107 |
| Loan loss allowance | $598,000 | 5,427 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,469,000 | 4,702 |
| Other real estate owned | $0 | 6,864 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,583,000 | 4,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,803,000 | 7,163 |
| Total liabilities | $46,756,000 | 7,342 |
| Total deposits | $46,017,000 | 7,201 |
| Interest-bearing deposits | $40,844,000 | 6,996 |
| Deposits held in domestic offices | $46,017,000 | 7,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $461,000 | 3,818 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $278,000 | 7,645 |
| Total equity capital | $7,047,000 | 5,486 |
| Total bank equity capital | $7,047,000 | 5,486 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $4,700,000 | 2,918 |
| Undivided profits | $2,047,000 | 7,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $537,000 | 4,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $226,000 | 7,927 |
| Earning assets | $47,515,000 | 7,298 |
| Long-term assets (5+ years) | $15,559,000 | 3,077 |
| Average Assets, year-to-date | $51,736,400 | 7,242 |
| Average Assets, quarterly | $52,621,000 | 7,237 |
| Volatile liabilities | $3,764,000 | 7,721 |
| Insider loans | $60,000 | 10,095 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,514,000 | 6,878 |
| Tier 1 (core) risk-based capital | $7,299,000 | 5,423 |
| Tier 2 risk-based capital | $425,150 | 5,960 |
| Total risk weighted assets | $33,838,850 | 6,665 |
| Total unused commitments | $2,514,000 | 6,888 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $49,891,000 | 7,756 |
| Cash and due from depository institutions | $2,977,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,613,000 | 6,228 |
| Federal funds sold & reverse repurchase agreements | $1,115,000 | 7,463 |
| Net loans & leases | $23,165,000 | 8,183 |
| Loan loss allowance | $598,000 | 5,614 |
| Trading account assets | $799,000 | 267 |
| Bank premises and fixed assets | $949,000 | 6,342 |
| Other real estate owned | $27,000 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,246,000 | 5,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,891,000 | 7,756 |
| Total liabilities | $43,167,000 | 7,966 |
| Total deposits | $42,070,000 | 7,902 |
| Interest-bearing deposits | $37,152,000 | 7,762 |
| Deposits held in domestic offices | $42,070,000 | 7,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $643,000 | 3,152 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $454,000 | 5,738 |
| Total equity capital | $6,724,000 | 5,810 |
| Total bank equity capital | $6,724,000 | 5,810 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $4,700,000 | 2,854 |
| Undivided profits | $1,724,000 | 7,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 11,901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $133,000 | 9,978 |
| Earning assets | $44,692,000 | 7,858 |
| Long-term assets (5+ years) | $19,886,000 | 2,677 |
| Average Assets, year-to-date | $48,577,000 | 7,742 |
| Average Assets, quarterly | $48,921,500 | 7,790 |
| Volatile liabilities | $3,411,000 | 7,929 |
| Insider loans | $59,000 | 10,470 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,994,000 | 7,530 |
| Tier 1 (core) risk-based capital | $6,724,000 | 5,729 |
| Tier 2 risk-based capital | $340,340 | 6,992 |
| Total risk weighted assets | $26,969,140 | 7,762 |
| Total unused commitments | $1,994,000 | 7,555 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $48,838,000 | 7,986 |
| Cash and due from depository institutions | $2,655,000 | 7,923 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $21,548,000 | 5,814 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 6,762 |
| Net loans & leases | $21,345,000 | 8,624 |
| Loan loss allowance | $622,000 | 5,493 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $463,000 | 9,174 |
| Other real estate owned | $42,000 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $935,000 | 6,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,838,000 | 7,986 |
| Total liabilities | $42,994,000 | 8,168 |
| Total deposits | $42,057,000 | 8,107 |
| Interest-bearing deposits | $36,814,000 | 8,033 |
| Deposits held in domestic offices | $42,057,000 | 8,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $599,000 | 2,999 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $338,000 | 7,629 |
| Total equity capital | $5,844,000 | 6,293 |
| Total bank equity capital | $5,844,000 | 6,293 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $3,700,000 | 3,409 |
| Undivided profits | $1,844,000 | 7,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 12,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $142,000 | 10,259 |
| Earning assets | $44,743,000 | 7,951 |
| Long-term assets (5+ years) | $21,401,000 | 2,469 |
| Average Assets, year-to-date | $47,561,800 | 7,949 |
| Average Assets, quarterly | $48,598,500 | 7,941 |
| Volatile liabilities | $2,334,000 | 9,479 |
| Insider loans | $60,000 | 6,846 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,070,000 | 8,999 |
| Tier 1 (core) risk-based capital | $5,844,000 | 6,217 |
| Tier 2 risk-based capital | $307,290 | 7,491 |
| Total risk weighted assets | $24,268,490 | 8,406 |
| Total unused commitments | $1,070,000 | 9,027 |
| Derivatives | $0 | 651 |