Home > Jefferson Bank of New Jersey > Income and Expense
Jefferson Bank of New Jersey, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,250,000 | 3,839 |
| Total interest expense | $3,713,000 | 3,918 |
| Net interest income | $4,537,000 | 3,704 |
| Provision for loan and lease losses | $338,000 | 2,374 |
| Total noninterest income | $443,000 | 5,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 3,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,480 |
| Total noninterest expense | $2,938,000 | 4,191 |
| Salaries and employee benefits | $1,262,000 | 4,882 |
| Premises and equipment expense | $663,000 | 2,907 |
| Additional noninterest expense | $1,013,000 | 3,913 |
| Pre-tax net operating income | $1,704,000 | 3,793 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $660,000 | 3,162 |
| Income before extraordinary items | $1,044,000 | 4,350 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,044,000 | 4,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,084 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,044,000 | 4,260 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 4,704 |
| Total interest expense | $2,751,000 | 5,042 |
| Net interest income | $3,880,000 | 4,352 |
| Provision for loan and lease losses | $420,000 | 2,015 |
| Total noninterest income | $378,000 | 5,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $2,697,000 | 4,480 |
| Salaries and employee benefits | $1,138,000 | 5,321 |
| Premises and equipment expense | $677,000 | 2,831 |
| Additional noninterest expense | $882,000 | 4,388 |
| Pre-tax net operating income | $1,141,000 | 5,406 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $431,000 | 4,655 |
| Income before extraordinary items | $710,000 | 5,854 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $710,000 | 5,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,828 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $710,000 | 5,811 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 5,649 |
| Total interest expense | $2,105,000 | 6,211 |
| Net interest income | $3,239,000 | 5,143 |
| Provision for loan and lease losses | $132,000 | 4,386 |
| Total noninterest income | $315,000 | 6,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $2,488,000 | 5,024 |
| Salaries and employee benefits | $970,000 | 6,129 |
| Premises and equipment expense | $630,000 | 3,055 |
| Additional noninterest expense | $888,000 | 4,810 |
| Pre-tax net operating income | $934,000 | 5,976 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $352,000 | 5,310 |
| Income before extraordinary items | $582,000 | 6,386 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $582,000 | 6,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,441 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $582,000 | 6,316 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 6,312 |
| Total interest expense | $1,744,000 | 7,031 |
| Net interest income | $2,888,000 | 5,667 |
| Provision for loan and lease losses | $185,000 | 3,176 |
| Total noninterest income | $245,000 | 7,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $2,510,000 | 4,982 |
| Salaries and employee benefits | $1,007,000 | 6,031 |
| Premises and equipment expense | $615,000 | 3,151 |
| Additional noninterest expense | $888,000 | 4,819 |
| Pre-tax net operating income | $438,000 | 8,821 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $150,000 | 8,259 |
| Income before extraordinary items | $288,000 | 9,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $288,000 | 9,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,827 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $288,000 | 9,025 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 6,897 |
| Total interest expense | $1,282,000 | 7,610 |
| Net interest income | $2,557,000 | 6,352 |
| Provision for loan and lease losses | $57,000 | 5,874 |
| Total noninterest income | $250,000 | 7,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,035 |
| Total noninterest expense | $2,425,000 | 5,294 |
| Salaries and employee benefits | $1,004,000 | 6,069 |
| Premises and equipment expense | $593,000 | 3,307 |
| Additional noninterest expense | $828,000 | 5,544 |
| Pre-tax net operating income | $325,000 | 9,944 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $111,000 | 9,116 |
| Income before extraordinary items | $214,000 | 10,107 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $214,000 | 10,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,160 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $214,000 | 10,158 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 7,818 |
| Total interest expense | $1,148,000 | 8,491 |
| Net interest income | $2,163,000 | 7,271 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $231,000 | 8,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,513 |
| Total noninterest expense | $2,339,000 | 5,578 |
| Salaries and employee benefits | $939,000 | 6,483 |
| Premises and equipment expense | $616,000 | 3,243 |
| Additional noninterest expense | $784,000 | 6,021 |
| Pre-tax net operating income | $26,000 | 12,286 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $26,000 | 12,397 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $26,000 | 12,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,485,000 | 258 |
| Net operating income | $26,000 | 12,259 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 8,497 |
| Total interest expense | $1,372,000 | 8,953 |
| Net interest income | $1,911,000 | 7,997 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $224,000 | 8,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $1,900,000 | 6,658 |
| Salaries and employee benefits | $734,000 | 7,742 |
| Premises and equipment expense | $512,000 | 3,886 |
| Additional noninterest expense | $654,000 | 7,077 |
| Pre-tax net operating income | $211,000 | 10,964 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $5,000 | 12,508 |
| Income before extraordinary items | $206,000 | 10,515 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $206,000 | 10,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $206,000 | 10,170 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.