Home > Jefferson Bank of Missouri > Net charge- offs to loans

Jefferson Bank of Missouri, Net charge- offs to loans

2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0260%1,519
Percentage Net Loans Charged-off: Total real estate loans-0.0389%4,360
Percentage Net Loans Charged-off:Construction & development-0.0616%4,260
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0639%4,405
Percentage Net Loans Charged-off: Home equity loans-0.0218%3,331
All other 1-4 family - Percent of loans charged-off, net-0.0689%4,433
Percentage Net Loans Charged-off: Commercial and industrial-0.0486%3,965
Percentage Net Loans Charged-off: Loans to individuals0.2017%1,388
Percentage Net Loans Charged-off: Credit card loans1.6794%212
Percentage Net Loans Charged-off: Other loans to individual0.1466%1,468
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0715%1,047
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0274%1,401
Percentage Net Loans Charged-off: Total real estate loans-0.0582%4,528
Percentage Net Loans Charged-off:Construction & development-0.1097%4,354
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0931%4,560
Percentage Net Loans Charged-off: Home equity loans-0.0217%3,381
All other 1-4 family - Percent of loans charged-off, net-0.1018%4,581
Percentage Net Loans Charged-off: Commercial and industrial-0.0664%4,144
Percentage Net Loans Charged-off: Loans to individuals0.2579%1,150
Percentage Net Loans Charged-off: Credit card loans2.0544%179
Percentage Net Loans Charged-off: Other loans to individual0.1913%1,202
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1053%1,026
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0480%1,012
Percentage Net Loans Charged-off: Total real estate loans-0.0050%3,784
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0094%3,950
Percentage Net Loans Charged-off: Home equity loans-0.0211%3,430
All other 1-4 family - Percent of loans charged-off, net-0.0080%3,922
Percentage Net Loans Charged-off: Commercial and industrial-0.0962%4,371
Percentage Net Loans Charged-off: Loans to individuals0.2141%1,198
Percentage Net Loans Charged-off: Credit card loans3.2845%113
Percentage Net Loans Charged-off: Other loans to individual0.0990%1,345
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2155%993
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1968%874
Percentage Net Loans Charged-off: Total real estate loans0.0948%652
Percentage Net Loans Charged-off:Construction & development-0.0130%4,168
Percentage Net Loans Charged-off: Commercial real estate0.2179%378
Percentage Net Loans Charged-off: Multi-family residential-0.1049%4,055
Percentage Net Loans Charged-off: 1-4 family residential0.0751%633
Percentage Net Loans Charged-off: Home equity loans0.0811%233
All other 1-4 family - Percent of loans charged-off, net0.0741%615
Percentage Net Loans Charged-off: Commercial and industrial0.1961%1,140
Percentage Net Loans Charged-off: Loans to individuals0.3941%1,461
Percentage Net Loans Charged-off: Credit card loans2.0886%254
Percentage Net Loans Charged-off: Other loans to individual0.3224%1,541
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1272%1,059
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0952%1,356
Percentage Net Loans Charged-off: Total real estate loans-0.0069%4,059
Percentage Net Loans Charged-off:Construction & development-0.0166%4,241
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential-0.0183%4,024
Percentage Net Loans Charged-off: 1-4 family residential-0.0081%4,031
Percentage Net Loans Charged-off: Home equity loans-0.0188%3,444
All other 1-4 family - Percent of loans charged-off, net-0.0063%3,980
Percentage Net Loans Charged-off: Commercial and industrial0.0912%1,276
Percentage Net Loans Charged-off: Loans to individuals0.2890%1,680
Percentage Net Loans Charged-off: Credit card loans2.0698%255
Percentage Net Loans Charged-off: Other loans to individual0.2123%1,792
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1070%1,046
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1069%1,223
Percentage Net Loans Charged-off: Total real estate loans-0.0085%4,173
Percentage Net Loans Charged-off:Construction & development-0.0242%4,326
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential-0.0277%4,051
Percentage Net Loans Charged-off: 1-4 family residential-0.0083%4,074
Percentage Net Loans Charged-off: Home equity loans-0.0185%3,478
All other 1-4 family - Percent of loans charged-off, net-0.0065%4,032
Percentage Net Loans Charged-off: Commercial and industrial0.0029%1,568
Percentage Net Loans Charged-off: Loans to individuals0.3702%1,519
Percentage Net Loans Charged-off: Credit card loans2.7248%220
Percentage Net Loans Charged-off: Other loans to individual0.2658%1,640
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1637%804
Percentage Net Loans Charged-off: Total real estate loans-0.0099%4,234
Percentage Net Loans Charged-off:Construction & development-0.0494%4,441
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential-0.0277%4,085
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%3,982
Percentage Net Loans Charged-off: Home equity loans-0.0182%3,495
All other 1-4 family - Percent of loans charged-off, net-0.0032%3,935
Percentage Net Loans Charged-off: Commercial and industrial0.0079%1,089
Percentage Net Loans Charged-off: Loans to individuals0.5345%1,234
Percentage Net Loans Charged-off: Credit card loans3.5349%162
Percentage Net Loans Charged-off: Other loans to individual0.3957%1,324
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1276%1,495
Percentage Net Loans Charged-off: Total real estate loans-0.0628%4,819
Percentage Net Loans Charged-off:Construction & development-0.0077%4,224
Percentage Net Loans Charged-off: Commercial real estate0.2519%363
Percentage Net Loans Charged-off: Multi-family residential-1.4901%4,223
Percentage Net Loans Charged-off: 1-4 family residential-0.1022%4,886
Percentage Net Loans Charged-off: Home equity loans-0.0088%3,457
All other 1-4 family - Percent of loans charged-off, net-0.1233%4,904
Percentage Net Loans Charged-off: Commercial and industrial0.0133%2,155
Percentage Net Loans Charged-off: Loans to individuals0.5260%1,505
Percentage Net Loans Charged-off: Credit card loans2.0065%322
Percentage Net Loans Charged-off: Other loans to individual0.4534%1,568
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0397%1,089
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0089%3,044
Percentage Net Loans Charged-off: Total real estate loans-0.2353%5,104
Percentage Net Loans Charged-off:Construction & development-0.0055%4,265
Percentage Net Loans Charged-off: Commercial real estate-0.0017%4,340
Percentage Net Loans Charged-off: Multi-family residential-1.9630%4,280
Percentage Net Loans Charged-off: 1-4 family residential-0.2339%5,070
Percentage Net Loans Charged-off: Home equity loans-0.0058%3,461
All other 1-4 family - Percent of loans charged-off, net-0.2882%5,078
Percentage Net Loans Charged-off: Commercial and industrial0.0151%1,789
Percentage Net Loans Charged-off: Loans to individuals0.4496%1,571
Percentage Net Loans Charged-off: Credit card loans2.0940%289
Percentage Net Loans Charged-off: Other loans to individual0.3686%1,647
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0537%1,075
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0524%1,893
Percentage Net Loans Charged-off: Total real estate loans-0.1533%5,092
Percentage Net Loans Charged-off:Construction & development-0.0085%4,347
Percentage Net Loans Charged-off: Commercial real estate-0.0026%4,438
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.3215%5,121
Percentage Net Loans Charged-off: Home equity loans-0.0087%3,507
All other 1-4 family - Percent of loans charged-off, net-0.3989%5,134
Percentage Net Loans Charged-off: Commercial and industrial0.0227%1,454
Percentage Net Loans Charged-off: Loans to individuals0.4401%1,482
Percentage Net Loans Charged-off: Credit card loans1.7228%311
Percentage Net Loans Charged-off: Other loans to individual0.3766%1,515
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0846%1,054
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0155%4,392
Percentage Net Loans Charged-off: Total real estate loans-0.3016%5,227
Percentage Net Loans Charged-off:Construction & development-0.0170%4,510
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.6381%5,223
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.8005%5,230
Percentage Net Loans Charged-off: Commercial and industrial0.0543%947
Percentage Net Loans Charged-off: Loans to individuals0.4728%1,348
Percentage Net Loans Charged-off: Credit card loans1.4383%317
Percentage Net Loans Charged-off: Other loans to individual0.4246%1,318
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2764%699
Percentage Net Loans Charged-off: Total real estate loans0.0712%981
Percentage Net Loans Charged-off:Construction & development0.0795%263
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,508
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.1351%597
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.1706%478
Percentage Net Loans Charged-off: Commercial and industrial0.0723%1,765
Percentage Net Loans Charged-off: Loans to individuals0.7001%1,178
Percentage Net Loans Charged-off: Credit card loans2.6867%231
Percentage Net Loans Charged-off: Other loans to individual0.6075%1,245
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2124%803
Percentage Net Loans Charged-off: Total real estate loans-0.0057%4,149
Percentage Net Loans Charged-off:Construction & development0.1071%186
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,555
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0321%4,775
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0406%4,857
Percentage Net Loans Charged-off: Commercial and industrial0.0195%1,764
Percentage Net Loans Charged-off: Loans to individuals0.6450%1,166
Percentage Net Loans Charged-off: Credit card loans3.1617%181
Percentage Net Loans Charged-off: Other loans to individual0.5303%1,241
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2479%642
Percentage Net Loans Charged-off: Total real estate loans0.0292%1,115
Percentage Net Loans Charged-off:Construction & development0.4400%94
Percentage Net Loans Charged-off: Commercial real estate-0.0052%4,612
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0341%4,805
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.0432%4,901
Percentage Net Loans Charged-off: Commercial and industrial0.0343%1,409
Percentage Net Loans Charged-off: Loans to individuals0.6829%1,051
Percentage Net Loans Charged-off: Credit card loans2.2697%252
Percentage Net Loans Charged-off: Other loans to individual0.6113%1,039
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2474%622
Percentage Net Loans Charged-off: Total real estate loans-0.0310%4,898
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0051%4,776
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0614%5,088
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0781%5,158
Percentage Net Loans Charged-off: Commercial and industrial-0.0523%4,443
Percentage Net Loans Charged-off: Loans to individuals0.8061%952
Percentage Net Loans Charged-off: Credit card loans2.9014%193
Percentage Net Loans Charged-off: Other loans to individual0.7121%962
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3492%732
Percentage Net Loans Charged-off: Total real estate loans0.1722%616
Percentage Net Loans Charged-off:Construction & development-0.0045%4,401
Percentage Net Loans Charged-off: Commercial real estate0.4865%270
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0112%2,175
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0143%2,014
Percentage Net Loans Charged-off: Commercial and industrial-0.1213%4,887
Percentage Net Loans Charged-off: Loans to individuals0.7572%1,208
Percentage Net Loans Charged-off: Credit card loans2.8678%217
Percentage Net Loans Charged-off: Other loans to individual0.6729%1,253
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.2282%1,214
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2314%932
Percentage Net Loans Charged-off: Total real estate loans-0.0221%4,839
Percentage Net Loans Charged-off:Construction & development-0.0061%4,469
Percentage Net Loans Charged-off: Commercial real estate-0.0948%5,314
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0237%1,732
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0303%1,569
Percentage Net Loans Charged-off: Commercial and industrial-0.1280%4,899
Percentage Net Loans Charged-off: Loans to individuals0.7106%1,186
Percentage Net Loans Charged-off: Credit card loans2.6142%234
Percentage Net Loans Charged-off: Other loans to individual0.6371%1,181
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1854%1,069
Percentage Net Loans Charged-off: Total real estate loans-0.0396%5,106
Percentage Net Loans Charged-off:Construction & development-0.0093%4,549
Percentage Net Loans Charged-off: Commercial real estate-0.1405%5,428
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0207%1,555
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0264%1,412
Percentage Net Loans Charged-off: Commercial and industrial-0.1489%4,973
Percentage Net Loans Charged-off: Loans to individuals0.6042%1,302
Percentage Net Loans Charged-off: Credit card loans2.4576%251
Percentage Net Loans Charged-off: Other loans to individual0.5344%1,312
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1977%873
Percentage Net Loans Charged-off: Total real estate loans-0.0054%4,411
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,908
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0076%4,615
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0097%4,718
Percentage Net Loans Charged-off: Commercial and industrial-0.1219%4,952
Percentage Net Loans Charged-off: Loans to individuals0.5765%1,300
Percentage Net Loans Charged-off: Credit card loans3.0839%202
Percentage Net Loans Charged-off: Other loans to individual0.4827%1,332
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3450%792
Percentage Net Loans Charged-off: Total real estate loans0.0478%1,836
Percentage Net Loans Charged-off:Construction & development-0.1825%5,046
Percentage Net Loans Charged-off: Commercial real estate0.1300%763
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0462%1,964
Percentage Net Loans Charged-off: Home equity loans0.3184%270
All other 1-4 family - Percent of loans charged-off, net-0.0316%5,243
Percentage Net Loans Charged-off: Commercial and industrial0.4240%1,124
Percentage Net Loans Charged-off: Loans to individuals0.7380%1,315
Percentage Net Loans Charged-off: Credit card loans1.7591%348
Percentage Net Loans Charged-off: Other loans to individual0.7012%1,267
Percentage Net Loans Charged-off: All other loans and lease0.3323%794
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2936%782
Percentage Net Loans Charged-off: Total real estate loans-0.0287%5,137
Percentage Net Loans Charged-off:Construction & development-0.0059%4,554
Percentage Net Loans Charged-off: Commercial real estate-0.0036%4,808
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0569%5,412
Percentage Net Loans Charged-off: Home equity loans-0.0120%3,956
All other 1-4 family - Percent of loans charged-off, net-0.0697%5,489
Percentage Net Loans Charged-off: Commercial and industrial0.5866%750
Percentage Net Loans Charged-off: Loans to individuals0.6544%1,293
Percentage Net Loans Charged-off: Credit card loans1.1840%436
Percentage Net Loans Charged-off: Other loans to individual0.6357%1,223
Percentage Net Loans Charged-off: All other loans and lease0.3497%664
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2680%891
Percentage Net Loans Charged-off: Total real estate loans-0.0403%5,280
Percentage Net Loans Charged-off:Construction & development-0.0090%4,663
Percentage Net Loans Charged-off: Commercial real estate-0.0054%4,959
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0798%5,567
Percentage Net Loans Charged-off: Home equity loans-0.0090%3,965
All other 1-4 family - Percent of loans charged-off, net-0.0998%5,635
Percentage Net Loans Charged-off: Commercial and industrial0.8858%514
Percentage Net Loans Charged-off: Loans to individuals0.5186%1,446
Percentage Net Loans Charged-off: Credit card loans0.7044%500
Percentage Net Loans Charged-off: Other loans to individual0.5121%1,345
Percentage Net Loans Charged-off: All other loans and lease0.2720%633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1350%1,296
Percentage Net Loans Charged-off: Total real estate loans-0.0528%5,434
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0054%5,074
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.1084%5,675
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.1392%5,745
Percentage Net Loans Charged-off: Commercial and industrial-0.0987%5,084
Percentage Net Loans Charged-off: Loans to individuals0.4674%1,420
Percentage Net Loans Charged-off: Credit card loans0.5576%464
Percentage Net Loans Charged-off: Other loans to individual0.4643%1,296
Percentage Net Loans Charged-off: All other loans and lease0.2081%569
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3229%928
Percentage Net Loans Charged-off: Total real estate loans0.0877%1,749
Percentage Net Loans Charged-off:Construction & development-0.0194%4,765
Percentage Net Loans Charged-off: Commercial real estate0.1201%957
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0979%1,783
Percentage Net Loans Charged-off: Home equity loans0.0780%722
All other 1-4 family - Percent of loans charged-off, net0.1033%1,701
Percentage Net Loans Charged-off: Commercial and industrial0.4069%1,117
Percentage Net Loans Charged-off: Loans to individuals0.6239%1,358
Percentage Net Loans Charged-off: Credit card loans0.9684%530
Percentage Net Loans Charged-off: Other loans to individual0.6121%1,269
Percentage Net Loans Charged-off: All other loans and lease0.4850%602
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1889%1,350
Percentage Net Loans Charged-off: Total real estate loans-0.0636%5,636
Percentage Net Loans Charged-off:Construction & development-0.3351%5,351
Percentage Net Loans Charged-off: Commercial real estate-0.1169%5,760
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0280%2,428
Percentage Net Loans Charged-off: Home equity loans-0.0263%4,212
All other 1-4 family - Percent of loans charged-off, net0.0427%2,160
Percentage Net Loans Charged-off: Commercial and industrial-0.0783%5,000
Percentage Net Loans Charged-off: Loans to individuals0.6125%1,238
Percentage Net Loans Charged-off: Credit card loans0.9771%460
Percentage Net Loans Charged-off: Other loans to individual0.6003%1,151
Percentage Net Loans Charged-off: All other loans and lease0.4908%543
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1340%1,695
Percentage Net Loans Charged-off: Total real estate loans-0.1217%5,879
Percentage Net Loans Charged-off:Construction & development-0.5052%5,483
Percentage Net Loans Charged-off: Commercial real estate-0.1726%5,916
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0149%5,372
Percentage Net Loans Charged-off: Home equity loans-0.0403%4,305
All other 1-4 family - Percent of loans charged-off, net-0.0081%5,240
Percentage Net Loans Charged-off: Commercial and industrial-0.0805%5,045
Percentage Net Loans Charged-off: Loans to individuals0.5487%1,276
Percentage Net Loans Charged-off: Credit card loans1.2570%381
Percentage Net Loans Charged-off: Other loans to individual0.5248%1,218
Percentage Net Loans Charged-off: All other loans and lease0.4363%513
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1394%1,410
Percentage Net Loans Charged-off: Total real estate loans-0.0199%5,308
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0052%5,353
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0388%5,651
Percentage Net Loans Charged-off: Home equity loans-0.1435%4,518
All other 1-4 family - Percent of loans charged-off, net-0.0109%5,285
Percentage Net Loans Charged-off: Commercial and industrial-0.0774%5,074
Percentage Net Loans Charged-off: Loans to individuals0.4185%1,468
Percentage Net Loans Charged-off: Credit card loans2.0090%267
Percentage Net Loans Charged-off: Other loans to individual0.3646%1,439
Percentage Net Loans Charged-off: All other loans and lease0.3848%437
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2675%1,615
Percentage Net Loans Charged-off: Total real estate loans0.1625%1,748
Percentage Net Loans Charged-off:Construction & development0.3943%651
Percentage Net Loans Charged-off: Commercial real estate0.0450%1,837
Percentage Net Loans Charged-off: Multi-family residential1.5967%136
Percentage Net Loans Charged-off: 1-4 family residential0.1088%2,289
Percentage Net Loans Charged-off: Home equity loans0.1979%714
All other 1-4 family - Percent of loans charged-off, net0.0845%2,429
Percentage Net Loans Charged-off: Commercial and industrial0.0407%2,500
Percentage Net Loans Charged-off: Loans to individuals0.4732%1,869
Percentage Net Loans Charged-off: Credit card loans1.9405%341
Percentage Net Loans Charged-off: Other loans to individual0.4247%1,872
Percentage Net Loans Charged-off: All other loans and lease0.5966%577
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1876%1,966
Percentage Net Loans Charged-off: Total real estate loans-0.0177%5,638
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate-0.1130%6,092
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0590%2,557
Percentage Net Loans Charged-off: Home equity loans0.0866%873
All other 1-4 family - Percent of loans charged-off, net0.0514%2,495
Percentage Net Loans Charged-off: Commercial and industrial0.0793%1,946
Percentage Net Loans Charged-off: Loans to individuals0.4966%1,678
Percentage Net Loans Charged-off: Credit card loans1.8929%327
Percentage Net Loans Charged-off: Other loans to individual0.4513%1,658
Percentage Net Loans Charged-off: All other loans and lease0.6639%492
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1958%1,849
Percentage Net Loans Charged-off: Total real estate loans0.0246%2,843
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0345%1,377
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0257%2,652
Percentage Net Loans Charged-off: Home equity loans0.1424%674
All other 1-4 family - Percent of loans charged-off, net-0.0059%5,574
Percentage Net Loans Charged-off: Commercial and industrial0.1674%1,462
Percentage Net Loans Charged-off: Loans to individuals0.4425%1,651
Percentage Net Loans Charged-off: Credit card loans1.6401%357
Percentage Net Loans Charged-off: Other loans to individual0.4042%1,617
Percentage Net Loans Charged-off: All other loans and lease0.4515%527
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2174%1,455
Percentage Net Loans Charged-off: Total real estate loans-0.0082%5,389
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate-0.0159%5,832
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0047%5,465
Percentage Net Loans Charged-off: Home equity loans-0.0220%4,484
All other 1-4 family - Percent of loans charged-off, net0.0000%2,040
Percentage Net Loans Charged-off: Commercial and industrial0.1555%974
Percentage Net Loans Charged-off: Loans to individuals0.5568%1,360
Percentage Net Loans Charged-off: Credit card loans1.7690%301
Percentage Net Loans Charged-off: Other loans to individual0.5185%1,325
Percentage Net Loans Charged-off: All other loans and lease0.4470%439
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2917%2,232
Percentage Net Loans Charged-off: Total real estate loans0.2819%1,843
Percentage Net Loans Charged-off:Construction & development-0.0041%5,308
Percentage Net Loans Charged-off: Commercial real estate0.4439%1,127
Percentage Net Loans Charged-off: Multi-family residential1.4242%240
Percentage Net Loans Charged-off: 1-4 family residential0.2762%1,811
Percentage Net Loans Charged-off: Home equity loans0.4258%739
All other 1-4 family - Percent of loans charged-off, net0.2392%1,961
Percentage Net Loans Charged-off: Commercial and industrial-0.2153%5,921
Percentage Net Loans Charged-off: Loans to individuals0.4736%2,160
Percentage Net Loans Charged-off: Credit card loans1.9494%354
Percentage Net Loans Charged-off: Other loans to individual0.4259%2,149
Percentage Net Loans Charged-off: All other loans and lease-0.0609%5,732
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1283%3,243
Percentage Net Loans Charged-off: Total real estate loans0.0309%3,722
Percentage Net Loans Charged-off:Construction & development-0.0054%5,346
Percentage Net Loans Charged-off: Commercial real estate0.2462%1,389
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0433%3,301
Percentage Net Loans Charged-off: Home equity loans0.1073%1,095
All other 1-4 family - Percent of loans charged-off, net0.0278%3,315
Percentage Net Loans Charged-off: Commercial and industrial-0.2590%6,000
Percentage Net Loans Charged-off: Loans to individuals0.4027%2,131
Percentage Net Loans Charged-off: Credit card loans1.4945%432
Percentage Net Loans Charged-off: Other loans to individual0.3677%2,099
Percentage Net Loans Charged-off: All other loans and lease-0.2813%5,998
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0960%3,399
Percentage Net Loans Charged-off: Total real estate loans0.0534%3,165
Percentage Net Loans Charged-off:Construction & development-0.0081%5,419
Percentage Net Loans Charged-off: Commercial real estate0.1534%1,447
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0044%3,336
Percentage Net Loans Charged-off: Home equity loans-0.0115%4,620
All other 1-4 family - Percent of loans charged-off, net0.0082%3,118
Percentage Net Loans Charged-off: Commercial and industrial-0.5437%6,287
Percentage Net Loans Charged-off: Loans to individuals0.3699%2,087
Percentage Net Loans Charged-off: Credit card loans1.7091%378
Percentage Net Loans Charged-off: Other loans to individual0.3279%2,068
Percentage Net Loans Charged-off: All other loans and lease-0.4468%6,035
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0291%5,882
Percentage Net Loans Charged-off: Total real estate loans-0.0536%6,400
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate-0.0116%6,168
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0959%6,499
Percentage Net Loans Charged-off: Home equity loans-0.0231%4,694
All other 1-4 family - Percent of loans charged-off, net-0.1129%6,539
Percentage Net Loans Charged-off: Commercial and industrial-0.2707%6,081
Percentage Net Loans Charged-off: Loans to individuals0.0687%2,692
Percentage Net Loans Charged-off: Credit card loans2.2694%308
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.0590%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5147%2,186
Percentage Net Loans Charged-off: Total real estate loans0.3278%2,601
Percentage Net Loans Charged-off:Construction & development0.0490%2,268
Percentage Net Loans Charged-off: Commercial real estate0.0940%2,709
Percentage Net Loans Charged-off: Multi-family residential2.7054%267
Percentage Net Loans Charged-off: 1-4 family residential0.4045%2,103
Percentage Net Loans Charged-off: Home equity loans0.3603%1,193
All other 1-4 family - Percent of loans charged-off, net0.4156%1,988
Percentage Net Loans Charged-off: Commercial and industrial0.7293%1,731
Percentage Net Loans Charged-off: Loans to individuals0.7510%1,757
Percentage Net Loans Charged-off: Credit card loans2.1654%421
Percentage Net Loans Charged-off: Other loans to individual0.7030%1,725
Percentage Net Loans Charged-off: All other loans and lease0.6128%699
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2985%2,946
Percentage Net Loans Charged-off: Total real estate loans0.0276%4,554
Percentage Net Loans Charged-off:Construction & development0.0701%2,069
Percentage Net Loans Charged-off: Commercial real estate-0.0077%6,445
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0542%3,753
Percentage Net Loans Charged-off: Home equity loans0.2055%1,247
All other 1-4 family - Percent of loans charged-off, net0.0152%3,930
Percentage Net Loans Charged-off: Commercial and industrial0.7373%1,547
Percentage Net Loans Charged-off: Loans to individuals0.6198%1,883
Percentage Net Loans Charged-off: Credit card loans2.1738%402
Percentage Net Loans Charged-off: Other loans to individual0.5665%1,849
Percentage Net Loans Charged-off: All other loans and lease0.2776%855
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2192%3,255
Percentage Net Loans Charged-off: Total real estate loans0.0643%3,854
Percentage Net Loans Charged-off:Construction & development0.1064%1,809
Percentage Net Loans Charged-off: Commercial real estate-0.0057%6,449
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1235%3,014
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.1561%2,683
Percentage Net Loans Charged-off: Commercial and industrial0.0912%2,516
Percentage Net Loans Charged-off: Loans to individuals0.5266%1,985
Percentage Net Loans Charged-off: Credit card loans2.0025%412
Percentage Net Loans Charged-off: Other loans to individual0.4740%1,943
Percentage Net Loans Charged-off: All other loans and lease0.2951%763
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1503%3,193
Percentage Net Loans Charged-off: Total real estate loans0.0978%2,998
Percentage Net Loans Charged-off:Construction & development0.2316%1,254
Percentage Net Loans Charged-off: Commercial real estate-0.0057%6,471
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1668%2,288
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.2119%2,014
Percentage Net Loans Charged-off: Commercial and industrial-0.0593%5,753
Percentage Net Loans Charged-off: Loans to individuals0.2979%2,253
Percentage Net Loans Charged-off: Credit card loans2.6406%308
Percentage Net Loans Charged-off: Other loans to individual0.2111%2,305
Percentage Net Loans Charged-off: All other loans and lease0.4022%540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4385%3,247
Percentage Net Loans Charged-off: Total real estate loans0.3285%3,274
Percentage Net Loans Charged-off:Construction & development0.4538%2,464
Percentage Net Loans Charged-off: Commercial real estate0.0718%3,228
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.5426%2,117
Percentage Net Loans Charged-off: Home equity loans0.2325%1,580
All other 1-4 family - Percent of loans charged-off, net0.6335%1,829
Percentage Net Loans Charged-off: Commercial and industrial1.0956%1,890
Percentage Net Loans Charged-off: Loans to individuals0.4105%3,092
Percentage Net Loans Charged-off: Credit card loans2.0017%511
Percentage Net Loans Charged-off: Other loans to individual0.2973%3,285
Percentage Net Loans Charged-off: All other loans and lease0.3403%948
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2844%3,661
Percentage Net Loans Charged-off: Total real estate loans0.1594%3,871
Percentage Net Loans Charged-off:Construction & development0.2680%2,343
Percentage Net Loans Charged-off: Commercial real estate-0.0138%6,856
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.2862%2,702
Percentage Net Loans Charged-off: Home equity loans0.2446%1,366
All other 1-4 family - Percent of loans charged-off, net0.2986%2,548
Percentage Net Loans Charged-off: Commercial and industrial0.6400%2,201
Percentage Net Loans Charged-off: Loans to individuals0.3865%2,950
Percentage Net Loans Charged-off: Credit card loans2.2034%457
Percentage Net Loans Charged-off: Other loans to individual0.2603%3,134
Percentage Net Loans Charged-off: All other loans and lease0.4226%810
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0944%4,733
Percentage Net Loans Charged-off: Total real estate loans0.0269%4,564
Percentage Net Loans Charged-off:Construction & development0.3418%2,011
Percentage Net Loans Charged-off: Commercial real estate-0.1481%7,143
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0663%3,575
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0867%3,272
Percentage Net Loans Charged-off: Commercial and industrial-0.3040%6,766
Percentage Net Loans Charged-off: Loans to individuals0.3815%2,759
Percentage Net Loans Charged-off: Credit card loans3.0928%348
Percentage Net Loans Charged-off: Other loans to individual0.2148%3,034
Percentage Net Loans Charged-off: All other loans and lease0.3908%754
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1698%3,463
Percentage Net Loans Charged-off: Total real estate loans0.1410%3,005
Percentage Net Loans Charged-off:Construction & development0.6754%1,306
Percentage Net Loans Charged-off: Commercial real estate-0.0238%6,959
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.1090%2,623
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.1423%2,319
Percentage Net Loans Charged-off: Commercial and industrial-0.2547%6,719
Percentage Net Loans Charged-off: Loans to individuals0.4035%2,314
Percentage Net Loans Charged-off: Credit card loans2.4187%398
Percentage Net Loans Charged-off: Other loans to individual0.2252%2,492
Percentage Net Loans Charged-off: All other loans and lease0.2255%693
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5457%3,426
Percentage Net Loans Charged-off: Total real estate loans0.5542%2,824
Percentage Net Loans Charged-off:Construction & development1.2025%2,404
Percentage Net Loans Charged-off: Commercial real estate0.7031%1,671
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2494%3,231
Percentage Net Loans Charged-off: Home equity loans0.2612%1,530
All other 1-4 family - Percent of loans charged-off, net0.2451%3,138
Percentage Net Loans Charged-off: Commercial and industrial0.6728%3,014
Percentage Net Loans Charged-off: Loans to individuals0.4621%3,536
Percentage Net Loans Charged-off: Credit card loans1.2680%835
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8545%853
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3068%4,128
Percentage Net Loans Charged-off: Total real estate loans0.2404%3,677
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.6336%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0272%4,402
Percentage Net Loans Charged-off: Home equity loans0.0131%1,689
All other 1-4 family - Percent of loans charged-off, net0.0326%4,160
Percentage Net Loans Charged-off: Commercial and industrial0.2922%3,368
Percentage Net Loans Charged-off: Loans to individuals0.4323%3,376
Percentage Net Loans Charged-off: Credit card loans0.6343%887
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8033%820
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1408%4,825
Percentage Net Loans Charged-off: Total real estate loans0.0910%4,219
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.2010%2,004
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0415%3,799
Percentage Net Loans Charged-off: Home equity loans0.0197%1,397
All other 1-4 family - Percent of loans charged-off, net0.0500%3,551
Percentage Net Loans Charged-off: Commercial and industrial-0.0570%6,687
Percentage Net Loans Charged-off: Loans to individuals0.3324%3,433
Percentage Net Loans Charged-off: Credit card loans0.8297%794
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3184%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1094%4,333
Percentage Net Loans Charged-off: Total real estate loans0.0317%3,833
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0785%2,744
Percentage Net Loans Charged-off: Home equity loans0.0200%964
All other 1-4 family - Percent of loans charged-off, net0.1013%2,491
Percentage Net Loans Charged-off: Commercial and industrial-0.0175%6,423
Percentage Net Loans Charged-off: Loans to individuals0.3187%3,017
Percentage Net Loans Charged-off: Credit card loans-0.6445%1,489
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4602%723
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0182%2,375
Percentage Net Loans Charged-off: Total real estate loans0.8366%2,152
Percentage Net Loans Charged-off:Construction & development2.1145%2,037
Percentage Net Loans Charged-off: Commercial real estate0.0800%2,962
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.1529%1,155
Percentage Net Loans Charged-off: Home equity loans0.0391%1,868
All other 1-4 family - Percent of loans charged-off, net1.6020%830
Percentage Net Loans Charged-off: Commercial and industrial1.8593%1,985
Percentage Net Loans Charged-off: Loans to individuals0.9165%2,895
Percentage Net Loans Charged-off: Credit card loans4.7387%434
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.7259%601
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8107%2,339
Percentage Net Loans Charged-off: Total real estate loans0.4482%2,588
Percentage Net Loans Charged-off:Construction & development1.0525%2,134
Percentage Net Loans Charged-off: Commercial real estate0.1069%2,284
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.5909%1,590
Percentage Net Loans Charged-off: Home equity loans0.0714%1,532
All other 1-4 family - Percent of loans charged-off, net0.8023%1,220
Percentage Net Loans Charged-off: Commercial and industrial1.8148%1,662
Percentage Net Loans Charged-off: Loans to individuals0.9584%2,528
Percentage Net Loans Charged-off: Credit card loans5.4329%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.0521%475
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5773%2,598
Percentage Net Loans Charged-off: Total real estate loans0.2005%3,147
Percentage Net Loans Charged-off:Construction & development0.3841%2,219
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.3433%1,946
Percentage Net Loans Charged-off: Home equity loans-0.0194%5,838
All other 1-4 family - Percent of loans charged-off, net0.4902%1,509
Percentage Net Loans Charged-off: Commercial and industrial1.2497%1,769
Percentage Net Loans Charged-off: Loans to individuals0.9186%2,466
Percentage Net Loans Charged-off: Credit card loans4.1478%447
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3077%496
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5097%2,187
Percentage Net Loans Charged-off: Total real estate loans0.1770%2,508
Percentage Net Loans Charged-off:Construction & development0.7750%1,339
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.1310%2,099
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.1829%1,747
Percentage Net Loans Charged-off: Commercial and industrial1.0481%1,400
Percentage Net Loans Charged-off: Loans to individuals0.8465%2,272
Percentage Net Loans Charged-off: Credit card loans2.7496%533
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8957%459
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8971%1,383
Percentage Net Loans Charged-off: Total real estate loans0.4715%1,757
Percentage Net Loans Charged-off:Construction & development1.6217%1,227
Percentage Net Loans Charged-off: Commercial real estate0.2707%1,245
Percentage Net Loans Charged-off: Multi-family residential0.5667%344
Percentage Net Loans Charged-off: 1-4 family residential0.1648%2,373
Percentage Net Loans Charged-off: Home equity loans0.3491%842
All other 1-4 family - Percent of loans charged-off, net0.0917%2,788
Percentage Net Loans Charged-off: Commercial and industrial2.1657%979
Percentage Net Loans Charged-off: Loans to individuals0.9757%2,337
Percentage Net Loans Charged-off: Credit card loans4.7132%298
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease15.1976%149
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8078%1,070
Percentage Net Loans Charged-off: Total real estate loans0.5501%1,085
Percentage Net Loans Charged-off:Construction & development1.8003%775
Percentage Net Loans Charged-off: Commercial real estate0.3611%693
Percentage Net Loans Charged-off: Multi-family residential0.7547%204
Percentage Net Loans Charged-off: 1-4 family residential0.1613%1,912
Percentage Net Loans Charged-off: Home equity loans0.2518%748
All other 1-4 family - Percent of loans charged-off, net0.1250%2,014
Percentage Net Loans Charged-off: Commercial and industrial1.4750%986
Percentage Net Loans Charged-off: Loans to individuals0.8953%2,098
Percentage Net Loans Charged-off: Credit card loans4.6060%287
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.8386%126
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4242%1,585
Percentage Net Loans Charged-off: Total real estate loans0.4322%1,033
Percentage Net Loans Charged-off:Construction & development1.0252%749
Percentage Net Loans Charged-off: Commercial real estate0.5363%427
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1290%1,754
Percentage Net Loans Charged-off: Home equity loans0.3809%515
All other 1-4 family - Percent of loans charged-off, net0.0281%2,335
Percentage Net Loans Charged-off: Commercial and industrial0.0590%2,848
Percentage Net Loans Charged-off: Loans to individuals0.5860%2,617
Percentage Net Loans Charged-off: Credit card loans4.3511%302
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease12.4425%124
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1504%2,513
Percentage Net Loans Charged-off: Total real estate loans0.0705%1,923
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1819%1,092
Percentage Net Loans Charged-off: Home equity loans0.5041%315
All other 1-4 family - Percent of loans charged-off, net0.0554%1,475
Percentage Net Loans Charged-off: Commercial and industrial-0.0989%7,345
Percentage Net Loans Charged-off: Loans to individuals0.4459%2,618
Percentage Net Loans Charged-off: Credit card loans2.4381%455
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.6022%137
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5657%944
Percentage Net Loans Charged-off: Total real estate loans0.3592%800
Percentage Net Loans Charged-off:Construction & development1.8535%247
Percentage Net Loans Charged-off: Commercial real estate0.0452%1,301
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0129%3,077
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0177%2,772
Percentage Net Loans Charged-off: Commercial and industrial1.1081%1,083
Percentage Net Loans Charged-off: Loans to individuals0.6010%2,672
Percentage Net Loans Charged-off: Credit card loans2.9847%399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease21.6561%85
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4894%812
Percentage Net Loans Charged-off: Total real estate loans0.2320%780
Percentage Net Loans Charged-off:Construction & development1.2833%205
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial1.3026%757
Percentage Net Loans Charged-off: Loans to individuals0.4571%2,859
Percentage Net Loans Charged-off: Credit card loans2.4557%472
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease18.7804%85
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6085%567
Percentage Net Loans Charged-off: Total real estate loans0.3479%456
Percentage Net Loans Charged-off:Construction & development1.9339%104
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial1.5321%598
Percentage Net Loans Charged-off: Loans to individuals0.4919%2,422
Percentage Net Loans Charged-off: Credit card loans2.1201%492
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease16.8539%80
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3827%811
Percentage Net Loans Charged-off: Total real estate loans0.0425%1,286
Percentage Net Loans Charged-off:Construction & development0.2352%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial1.3570%488
Percentage Net Loans Charged-off: Loans to individuals0.3781%2,486
Percentage Net Loans Charged-off: Credit card loans3.7071%302
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease22.7684%57
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3946%974
Percentage Net Loans Charged-off: Total real estate loans0.4528%305
Percentage Net Loans Charged-off:Construction & development1.8148%86
Percentage Net Loans Charged-off: Commercial real estate0.1253%714
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1600%1,005
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.2193%758
Percentage Net Loans Charged-off: Commercial and industrial0.2580%2,261
Percentage Net Loans Charged-off: Loans to individuals0.3140%3,816
Percentage Net Loans Charged-off: Credit card loans3.0537%366
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.7550%178
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1982%1,620
Percentage Net Loans Charged-off: Total real estate loans0.0637%1,431
Percentage Net Loans Charged-off:Construction & development-0.0111%7,716
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1872%719
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.2591%550
Percentage Net Loans Charged-off: Commercial and industrial0.3147%1,654
Percentage Net Loans Charged-off: Loans to individuals0.3765%3,078
Percentage Net Loans Charged-off: Credit card loans3.3473%303
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.9585%175
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1102%2,351
Percentage Net Loans Charged-off: Total real estate loans-0.0011%7,473
Percentage Net Loans Charged-off:Construction & development-0.0055%7,675
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.2448%1,594
Percentage Net Loans Charged-off: Loans to individuals0.2043%3,634
Percentage Net Loans Charged-off: Credit card loans3.9888%254
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.2136%159
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0146%3,789
Percentage Net Loans Charged-off: Total real estate loans-0.0022%7,596
Percentage Net Loans Charged-off:Construction & development-0.0109%7,672
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.1398%7,485
Percentage Net Loans Charged-off: Loans to individuals0.1365%3,376
Percentage Net Loans Charged-off: Credit card loans0.6380%765
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8907%219
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1580%2,762
Percentage Net Loans Charged-off: Total real estate loans-0.0156%8,041
Percentage Net Loans Charged-off:Construction & development-0.1049%7,861
Percentage Net Loans Charged-off: Commercial real estate-0.1043%8,314
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1450%1,094
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.2043%855
Percentage Net Loans Charged-off: Commercial and industrial0.2868%2,451
Percentage Net Loans Charged-off: Loans to individuals0.3826%4,117
Percentage Net Loans Charged-off: Credit card loans2.1174%787
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.9355%148
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0374%4,578
Percentage Net Loans Charged-off: Total real estate loans-0.0884%8,461
Percentage Net Loans Charged-off:Construction & development-0.1436%7,865
Percentage Net Loans Charged-off: Commercial real estate-0.1354%8,372
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0089%7,928
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0126%7,970
Percentage Net Loans Charged-off: Commercial and industrial-0.0439%7,225
Percentage Net Loans Charged-off: Loans to individuals0.3379%3,877
Percentage Net Loans Charged-off: Credit card loans1.5735%859
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.6650%137
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0063%5,360
Percentage Net Loans Charged-off: Total real estate loans-0.0843%8,419
Percentage Net Loans Charged-off:Construction & development-0.0051%7,696
Percentage Net Loans Charged-off: Commercial real estate-0.2039%8,421
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0068%7,871
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0095%7,917
Percentage Net Loans Charged-off: Commercial and industrial-0.0251%6,952
Percentage Net Loans Charged-off: Loans to individuals0.1993%4,177
Percentage Net Loans Charged-off: Credit card loans1.7765%743
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.7096%152
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0333%7,607
Percentage Net Loans Charged-off: Total real estate loans-0.1412%8,583
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.3453%8,536
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0139%8,077
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0196%8,144
Percentage Net Loans Charged-off: Commercial and industrial-0.0320%7,033
Percentage Net Loans Charged-off: Loans to individuals0.1892%3,624
Percentage Net Loans Charged-off: Credit card loans0.9521%787
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.4787%213
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1357%3,604
Percentage Net Loans Charged-off: Total real estate loans0.0171%3,147
Percentage Net Loans Charged-off:Construction & development-0.0058%7,833
Percentage Net Loans Charged-off: Commercial real estate0.0762%1,076
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0408%8,412
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0538%8,447
Percentage Net Loans Charged-off: Commercial and industrial0.0450%3,949
Percentage Net Loans Charged-off: Loans to individuals0.4419%4,104
Percentage Net Loans Charged-off: Credit card loans3.3321%581
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5727%422
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0775%4,055
Percentage Net Loans Charged-off: Total real estate loans0.0232%2,524
Percentage Net Loans Charged-off:Construction & development-0.0080%7,848
Percentage Net Loans Charged-off: Commercial real estate0.1017%768
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0552%8,479
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0719%8,513
Percentage Net Loans Charged-off: Commercial and industrial-0.1644%7,787
Percentage Net Loans Charged-off: Loans to individuals0.3661%4,045
Percentage Net Loans Charged-off: Credit card loans3.3368%569
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1297%467
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0377%4,690
Percentage Net Loans Charged-off: Total real estate loans-0.0778%8,602
Percentage Net Loans Charged-off:Construction & development-0.0123%7,840
Percentage Net Loans Charged-off: Commercial real estate-0.1148%8,587
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0802%8,576
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.1027%8,616
Percentage Net Loans Charged-off: Commercial and industrial0.0636%2,731
Percentage Net Loans Charged-off: Loans to individuals0.2524%4,330
Percentage Net Loans Charged-off: Credit card loans4.4860%404
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3870%703
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0027%6,944
Percentage Net Loans Charged-off: Total real estate loans-0.0507%8,534
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.1603%8,672
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0531%1,203
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0664%1,064
Percentage Net Loans Charged-off: Commercial and industrial-0.0275%7,075
Percentage Net Loans Charged-off: Loans to individuals0.1158%4,335
Percentage Net Loans Charged-off: Credit card loans3.2148%562
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1921%3,467
Percentage Net Loans Charged-off: Total real estate loans0.0214%3,247
Percentage Net Loans Charged-off:Construction & development0.1000%593
Percentage Net Loans Charged-off: Commercial real estate-0.0749%8,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0950%1,804
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1104%1,656
Percentage Net Loans Charged-off: Commercial and industrial0.1920%3,683
Percentage Net Loans Charged-off: Loans to individuals0.5462%4,009
Percentage Net Loans Charged-off: Credit card loans1.5144%1,350
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8965%748
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0581%5,179
Percentage Net Loans Charged-off: Total real estate loans-0.0130%8,311
Percentage Net Loans Charged-off:Construction & development0.1329%431
Percentage Net Loans Charged-off: Commercial real estate-0.0923%8,715
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0050%8,219
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0058%8,255
Percentage Net Loans Charged-off: Commercial and industrial-0.4659%8,411
Percentage Net Loans Charged-off: Loans to individuals0.5778%3,500
Percentage Net Loans Charged-off: Credit card loans1.3457%1,333
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2594%550
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0226%8,223
Percentage Net Loans Charged-off: Total real estate loans-0.0457%8,680
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.1105%8,752
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-0.6589%8,484
Percentage Net Loans Charged-off: Loans to individuals0.4895%3,610
Percentage Net Loans Charged-off: Credit card loans1.9056%1,050
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7091%684
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1112%3,193
Percentage Net Loans Charged-off: Total real estate loans-0.0660%8,816
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0817%8,783
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0949%8,859
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.1068%8,864
Percentage Net Loans Charged-off: Commercial and industrial-0.0398%7,488
Percentage Net Loans Charged-off: Loans to individuals0.6191%2,819
Percentage Net Loans Charged-off: Credit card loans2.4349%823
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5521%585
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2726%2,962
Percentage Net Loans Charged-off: Total real estate loans0.0407%2,754
Percentage Net Loans Charged-off:Construction & development0.0571%725
Percentage Net Loans Charged-off: Commercial real estate0.0418%1,286
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0331%2,597
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0367%2,439
Percentage Net Loans Charged-off: Commercial and industrial0.5924%2,622
Percentage Net Loans Charged-off: Loans to individuals0.5122%4,254
Percentage Net Loans Charged-off: Credit card loans2.2282%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5877%509
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6588%1,201
Percentage Net Loans Charged-off: Total real estate loans0.0765%1,958
Percentage Net Loans Charged-off:Construction & development-0.0081%8,171
Percentage Net Loans Charged-off: Commercial real estate-0.0839%9,003
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.3152%620
Percentage Net Loans Charged-off: Home equity loans0.5326%182
All other 1-4 family - Percent of loans charged-off, net0.2939%654
Percentage Net Loans Charged-off: Commercial and industrial2.4755%792
Percentage Net Loans Charged-off: Loans to individuals0.4552%4,357
Percentage Net Loans Charged-off: Credit card loans1.1989%1,625
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2072%3,078
Percentage Net Loans Charged-off: Total real estate loans0.0606%376
Percentage Net Loans Charged-off:Construction & development0.0653%165
Percentage Net Loans Charged-off: Commercial real estate0.0630%234
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0597%385
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0666%334
Percentage Net Loans Charged-off: Commercial and industrial0.4605%478
Percentage Net Loans Charged-off: Loans to individuals0.3429%948
Percentage Net Loans Charged-off: Credit card loans0.2291%945
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1334%4,180
Percentage Net Loans Charged-off: Total real estate loans0.0751%340
Percentage Net Loans Charged-off:Construction & development0.3182%65
Percentage Net Loans Charged-off: Commercial real estate-0.0327%1,303
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0356%606
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0399%541
Percentage Net Loans Charged-off: Commercial and industrial0.1837%696
Percentage Net Loans Charged-off: Loans to individuals0.2262%1,119
Percentage Net Loans Charged-off: Credit card loans1.0876%767
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1568%4,096
Percentage Net Loans Charged-off: Total real estate loans0.0059%880
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0149%740
Percentage Net Loans Charged-off: Home equity loans0.0594%293
All other 1-4 family - Percent of loans charged-off, net0.0095%742
Percentage Net Loans Charged-off: Commercial and industrial0.2969%511
Percentage Net Loans Charged-off: Loans to individuals0.4017%929
Percentage Net Loans Charged-off: Credit card loans1.7769%656
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1749%4,149
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1649%4,607
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1798%4,169
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0085%10,096
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2730%4,493
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2404%6,739
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA