Home > Jefferson Bank of Florida > Income and Expense

Jefferson Bank of Florida, Income and Expense

2017-06-30 (YTD Data)Rank
Total interest income$5,619,0002,225
Total interest expense$387,0002,922
Net interest income$5,232,0002,146
Provision for loan and lease losses$143,0001,906
Total noninterest income$455,0003,117
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$211,0002,309
Trading account gains and fees$0139
Additional Noninterest Income$244,0003,211
Total noninterest expense$3,571,0002,502
Salaries and employee benefits$2,179,0002,358
Premises and equipment expense$506,0002,101
Additional noninterest expense$886,0002,898
Pre-tax net operating income$1,973,0002,049
Securities gains (losses)$01,906
Applicable income taxes$757,0001,319
Income before extraordinary items$1,216,0002,503
Extraordinary gains, net$011
Net income$1,216,0002,502
Minority interest net income$071
Net income of bank and minority interests.$1,216,0002,503
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,216,0002,486
2017-03-31 (YTD Data)Rank
Total interest income$2,713,0002,285
Total interest expense$171,0003,138
Net interest income$2,542,0002,194
Provision for loan and lease losses$03,537
Total noninterest income$220,0003,163
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$105,0002,313
Trading account gains and fees$0142
Additional Noninterest Income$115,0003,274
Total noninterest expense$1,921,0002,374
Salaries and employee benefits$1,102,0002,346
Premises and equipment expense$254,0002,122
Additional noninterest expense$565,0002,429
Pre-tax net operating income$841,0002,209
Securities gains (losses)$01,153
Applicable income taxes$321,0001,441
Income before extraordinary items$520,0002,690
Extraordinary gains, net$08
Net income$520,0002,690
Minority interest net income$055
Net income of bank and minority interests.$520,0002,690
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$520,0002,678
2016-12-31 (YTD Data)Rank
Total interest income$9,937,0002,408
Total interest expense$657,0003,156
Net interest income$9,280,0002,327
Provision for loan and lease losses$163,0002,667
Total noninterest income$775,0003,427
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$311,0002,884
Trading account gains and fees$0170
Additional Noninterest Income$464,0003,363
Total noninterest expense$6,878,0002,594
Salaries and employee benefits$3,833,0002,571
Premises and equipment expense$1,009,0002,136
Additional noninterest expense$2,036,0002,726
Pre-tax net operating income$3,014,0002,386
Securities gains (losses)$03,212
Applicable income taxes$1,120,0001,536
Income before extraordinary items$1,894,0002,884
Extraordinary gains, net$05
Net income$1,894,0002,883
Minority interest net income$082
Net income of bank and minority interests.$1,894,0002,883
Net charge-offs$04,281
Cash dividends$337,0003,355
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,894,0002,834
2016-09-30 (YTD Data)Rank
Total interest income$7,282,0002,464
Total interest expense$498,0003,133
Net interest income$6,784,0002,377
Provision for loan and lease losses$73,0003,060
Total noninterest income$581,0003,437
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$233,0002,902
Trading account gains and fees$0169
Additional Noninterest Income$348,0003,374
Total noninterest expense$5,174,0002,573
Salaries and employee benefits$2,905,0002,550
Premises and equipment expense$758,0002,142
Additional noninterest expense$1,511,0002,745
Pre-tax net operating income$2,118,0002,520
Securities gains (losses)$03,160
Applicable income taxes$786,0001,639
Income before extraordinary items$1,332,0003,012
Extraordinary gains, net$05
Net income$1,332,0003,012
Minority interest net income$071
Net income of bank and minority interests.$1,332,0003,012
Net charge-offs$03,952
Cash dividends$337,0002,787
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,332,0002,966
2016-06-30 (YTD Data)Rank
Total interest income$4,783,0002,496
Total interest expense$348,0003,067
Net interest income$4,435,0002,411
Provision for loan and lease losses$50,0002,917
Total noninterest income$378,0003,473
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$144,0003,012
Trading account gains and fees$0157
Additional Noninterest Income$234,0003,378
Total noninterest expense$3,446,0002,593
Salaries and employee benefits$1,932,0002,568
Premises and equipment expense$499,0002,156
Additional noninterest expense$1,015,0002,743
Pre-tax net operating income$1,317,0002,608
Securities gains (losses)$02,835
Applicable income taxes$488,0001,680
Income before extraordinary items$829,0003,125
Extraordinary gains, net$016
Net income$829,0003,124
Minority interest net income$071
Net income of bank and minority interests.$829,0003,124
Net charge-offs$03,689
Cash dividends$337,0002,409
Sale, conversion, retirement of capital stock, net$0705
Net operating income$829,0003,060
2016-03-31 (YTD Data)Rank
Total interest income$2,334,0002,557
Total interest expense$180,0003,020
Net interest income$2,154,0002,473
Provision for loan and lease losses$50,0002,135
Total noninterest income$179,0003,539
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$70,0003,056
Trading account gains and fees$0142
Additional Noninterest Income$109,0003,431
Total noninterest expense$1,727,0002,591
Salaries and employee benefits$976,0002,561
Premises and equipment expense$252,0002,140
Additional noninterest expense$499,0002,779
Pre-tax net operating income$556,0002,848
Securities gains (losses)$02,077
Applicable income taxes$205,0001,819
Income before extraordinary items$351,0003,365
Extraordinary gains, net$012
Net income$351,0003,363
Minority interest net income$062
Net income of bank and minority interests.$351,0003,363
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$351,0003,299
2015-12-31 (YTD Data)Rank
Total interest income$8,577,0002,711
Total interest expense$686,0003,102
Net interest income$7,891,0002,626
Provision for loan and lease losses$-173,0005,801
Total noninterest income$803,0003,423
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$228,0003,499
Trading account gains and fees$0159
Additional Noninterest Income$575,0003,096
Total noninterest expense$6,555,0002,679
Salaries and employee benefits$3,617,0002,668
Premises and equipment expense$852,0002,434
Additional noninterest expense$2,086,0002,719
Pre-tax net operating income$2,312,0002,768
Securities gains (losses)$03,216
Applicable income taxes$883,0001,707
Income before extraordinary items$1,429,0003,313
Extraordinary gains, net$023
Net income$1,429,0003,313
Minority interest net income$081
Net income of bank and minority interests.$1,429,0003,314
Net charge-offs$-176,0005,836
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,429,0003,263
2015-09-30 (YTD Data)Rank
Total interest income$6,304,0002,765
Total interest expense$507,0003,181
Net interest income$5,797,0002,692
Provision for loan and lease losses$-173,0005,967
Total noninterest income$630,0003,389
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$161,0003,625
Trading account gains and fees$0153
Additional Noninterest Income$469,0002,997
Total noninterest expense$4,844,0002,715
Salaries and employee benefits$2,655,0002,725
Premises and equipment expense$696,0002,320
Additional noninterest expense$1,493,0002,797
Pre-tax net operating income$1,756,0002,802
Securities gains (losses)$03,031
Applicable income taxes$670,0001,736
Income before extraordinary items$1,086,0003,358
Extraordinary gains, net$021
Net income$1,086,0003,356
Minority interest net income$078
Net income of bank and minority interests.$1,086,0003,357
Net charge-offs$-176,0005,931
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,086,0003,306
2015-06-30 (YTD Data)Rank
Total interest income$4,101,0002,805
Total interest expense$336,0003,215
Net interest income$3,765,0002,741
Provision for loan and lease losses$-173,0006,102
Total noninterest income$461,0003,226
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$99,0003,733
Trading account gains and fees$0157
Additional Noninterest Income$362,0002,802
Total noninterest expense$3,195,0002,768
Salaries and employee benefits$1,781,0002,725
Premises and equipment expense$455,0002,370
Additional noninterest expense$959,0002,899
Pre-tax net operating income$1,204,0002,727
Securities gains (losses)$02,636
Applicable income taxes$459,0001,710
Income before extraordinary items$745,0003,296
Extraordinary gains, net$022
Net income$745,0003,296
Minority interest net income$075
Net income of bank and minority interests.$745,0003,297
Net charge-offs$-176,0006,048
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$745,0003,227
2015-03-31 (YTD Data)Rank
Total interest income$1,965,0002,893
Total interest expense$167,0003,257
Net interest income$1,798,0002,828
Provision for loan and lease losses$03,703
Total noninterest income$260,0002,977
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$48,0003,764
Trading account gains and fees$0152
Additional Noninterest Income$212,0002,554
Total noninterest expense$1,600,0002,776
Salaries and employee benefits$892,0002,743
Premises and equipment expense$231,0002,382
Additional noninterest expense$477,0002,888
Pre-tax net operating income$458,0003,162
Securities gains (losses)$02,027
Applicable income taxes$175,0001,952
Income before extraordinary items$283,0003,754
Extraordinary gains, net$013
Net income$283,0003,757
Minority interest net income$064
Net income of bank and minority interests.$283,0003,758
Net charge-offs$-3,0004,874
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$283,0003,664
2014-12-31 (YTD Data)Rank
Total interest income$7,339,0003,077
Total interest expense$738,0003,198
Net interest income$6,601,0003,029
Provision for loan and lease losses$04,603
Total noninterest income$785,0003,515
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$164,0004,243
Trading account gains and fees$0180
Additional Noninterest Income$621,0002,984
Total noninterest expense$6,032,0002,910
Salaries and employee benefits$3,298,0002,885
Premises and equipment expense$944,0002,351
Additional noninterest expense$1,790,0003,128
Pre-tax net operating income$1,354,0003,647
Securities gains (losses)$17,0002,414
Applicable income taxes$522,0002,156
Income before extraordinary items$849,0004,219
Extraordinary gains, net$017
Net income$849,0004,219
Minority interest net income$084
Net income of bank and minority interests.$849,0004,220
Net charge-offs$82,0003,377
Cash dividends$5,0004,345
Sale, conversion, retirement of capital stock, net$-3,363,0006,497
Net operating income$838,1204,191
2014-09-30 (YTD Data)Rank
Total interest income$5,454,0003,121
Total interest expense$547,0003,284
Net interest income$4,907,0003,067
Provision for loan and lease losses$04,401
Total noninterest income$584,0003,563
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$116,0004,387
Trading account gains and fees$0174
Additional Noninterest Income$468,0002,999
Total noninterest expense$4,681,0002,854
Salaries and employee benefits$2,610,0002,780
Premises and equipment expense$720,0002,347
Additional noninterest expense$1,351,0003,120
Pre-tax net operating income$810,0004,107
Securities gains (losses)$17,0002,109
Applicable income taxes$314,0002,420
Income before extraordinary items$513,0004,566
Extraordinary gains, net$015
Net income$513,0004,566
Minority interest net income$081
Net income of bank and minority interests.$513,0004,567
Net charge-offs$84,0002,853
Cash dividends$5,0003,831
Sale, conversion, retirement of capital stock, net$-3,367,0006,580
Net operating income$502,1204,550
2014-06-30 (YTD Data)Rank
Total interest income$3,486,0003,221
Total interest expense$353,0003,374
Net interest income$3,133,0003,166
Provision for loan and lease losses$04,196
Total noninterest income$410,0003,456
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$71,0004,525
Trading account gains and fees$0172
Additional Noninterest Income$339,0002,870
Total noninterest expense$3,105,0002,875
Salaries and employee benefits$1,715,0002,822
Premises and equipment expense$482,0002,351
Additional noninterest expense$908,0003,118
Pre-tax net operating income$438,0004,391
Securities gains (losses)$17,0001,729
Applicable income taxes$173,0002,545
Income before extraordinary items$282,0004,827
Extraordinary gains, net$020
Net income$282,0004,829
Minority interest net income$080
Net income of bank and minority interests.$282,0004,830
Net charge-offs$94,0002,236
Cash dividends$5,0003,653
Sale, conversion, retirement of capital stock, net$-3,367,0006,650
Net operating income$271,1204,829
2014-03-31 (YTD Data)Rank
Total interest income$1,674,0003,330
Total interest expense$173,0003,461
Net interest income$1,501,0003,268
Provision for loan and lease losses$03,817
Total noninterest income$175,0003,699
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$33,0004,624
Trading account gains and fees$0147
Additional Noninterest Income$142,0003,049
Total noninterest expense$1,546,0002,913
Salaries and employee benefits$856,0002,846
Premises and equipment expense$241,0002,379
Additional noninterest expense$449,0003,147
Pre-tax net operating income$130,0005,020
Securities gains (losses)$01,715
Applicable income taxes$49,0002,967
Income before extraordinary items$81,0005,377
Extraordinary gains, net$016
Net income$81,0005,378
Minority interest net income$066
Net income of bank and minority interests.$81,0005,378
Net charge-offs$98,0001,384
Cash dividends$5,0002,857
Sale, conversion, retirement of capital stock, net$-3,367,0006,725
Net operating income$81,0005,332
2013-12-31 (YTD Data)Rank
Total interest income$6,199,0003,543
Total interest expense$644,0003,937
Net interest income$5,555,0003,451
Provision for loan and lease losses$35,0004,474
Total noninterest income$1,000,0003,200
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$119,0004,969
Trading account gains and fees$0184
Additional Noninterest Income$881,0002,537
Total noninterest expense$5,314,0003,258
Salaries and employee benefits$2,998,0003,114
Premises and equipment expense$843,0002,599
Additional noninterest expense$1,473,0003,696
Pre-tax net operating income$1,206,0003,773
Securities gains (losses)$03,182
Applicable income taxes$457,0002,256
Income before extraordinary items$749,0004,345
Extraordinary gains, net$029
Net income$749,0004,348
Minority interest net income$090
Net income of bank and minority interests.$749,0004,349
Net charge-offs$56,0004,265
Cash dividends$34,0004,220
Sale, conversion, retirement of capital stock, net$5,000879
Net operating income$749,0004,293
2013-09-30 (YTD Data)Rank
Total interest income$4,535,0003,637
Total interest expense$473,0004,063
Net interest income$4,062,0003,527
Provision for loan and lease losses$10,0004,707
Total noninterest income$770,0003,210
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$88,0005,047
Trading account gains and fees$0180
Additional Noninterest Income$682,0002,546
Total noninterest expense$4,051,0003,227
Salaries and employee benefits$2,351,0003,038
Premises and equipment expense$618,0002,660
Additional noninterest expense$1,082,0003,744
Pre-tax net operating income$771,0004,119
Securities gains (losses)$03,040
Applicable income taxes$292,0002,455
Income before extraordinary items$479,0004,650
Extraordinary gains, net$025
Net income$479,0004,653
Minority interest net income$084
Net income of bank and minority interests.$479,0004,654
Net charge-offs$56,0003,763
Cash dividends$25,0003,679
Sale, conversion, retirement of capital stock, net$3,000828
Net operating income$479,0004,571
2013-06-30 (YTD Data)Rank
Total interest income$2,936,0003,718
Total interest expense$313,0004,141
Net interest income$2,623,0003,596
Provision for loan and lease losses$04,788
Total noninterest income$547,0003,132
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$52,0005,236
Trading account gains and fees$0157
Additional Noninterest Income$495,0002,486
Total noninterest expense$2,728,0003,211
Salaries and employee benefits$1,630,0002,977
Premises and equipment expense$418,0002,651
Additional noninterest expense$680,0003,903
Pre-tax net operating income$442,0004,327
Securities gains (losses)$02,791
Applicable income taxes$167,0002,588
Income before extraordinary items$275,0004,884
Extraordinary gains, net$022
Net income$275,0004,887
Minority interest net income$082
Net income of bank and minority interests.$275,0004,888
Net charge-offs$56,0003,260
Cash dividends$17,0003,489
Sale, conversion, retirement of capital stock, net$1,000822
Net operating income$275,0004,767
2013-03-31 (YTD Data)Rank
Total interest income$1,434,0003,805
Total interest expense$156,0004,235
Net interest income$1,278,0003,683
Provision for loan and lease losses$04,409
Total noninterest income$245,0003,308
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$23,0005,410
Trading account gains and fees$0148
Additional Noninterest Income$222,0002,627
Total noninterest expense$1,357,0003,243
Salaries and employee benefits$797,0003,059
Premises and equipment expense$212,0002,648
Additional noninterest expense$348,0003,860
Pre-tax net operating income$166,0004,739
Securities gains (losses)$01,966
Applicable income taxes$62,0002,839
Income before extraordinary items$104,0005,198
Extraordinary gains, net$010
Net income$104,0005,200
Minority interest net income$076
Net income of bank and minority interests.$104,0005,200
Net charge-offs$-1,0005,189
Cash dividends$8,0002,686
Sale, conversion, retirement of capital stock, net$-1,0006,960
Net operating income$104,0005,098
2012-12-31 (YTD Data)Rank
Total interest income$5,519,0004,054
Total interest expense$703,0004,399
Net interest income$4,816,0003,910
Provision for loan and lease losses$92,0004,759
Total noninterest income$953,0003,328
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$97,0005,488
Trading account gains and fees$0166
Additional Noninterest Income$856,0002,582
Total noninterest expense$5,206,0003,369
Salaries and employee benefits$2,900,0003,205
Premises and equipment expense$776,0002,809
Additional noninterest expense$1,530,0003,742
Pre-tax net operating income$471,0004,983
Securities gains (losses)$1,716,000315
Applicable income taxes$843,0001,637
Income before extraordinary items$1,344,0003,325
Extraordinary gains, net$029
Net income$1,344,0003,326
Minority interest net income$093
Net income of bank and minority interests.$1,344,0003,326
Net charge-offs$-42,0006,826
Cash dividends$34,0004,239
Sale, conversion, retirement of capital stock, net$66,000650
Net operating income$245,7605,451
2012-09-30 (YTD Data)Rank
Total interest income$4,159,0004,114
Total interest expense$548,0004,435
Net interest income$3,611,0003,962
Provision for loan and lease losses$75,0004,640
Total noninterest income$721,0003,354
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$73,0005,557
Trading account gains and fees$0157
Additional Noninterest Income$648,0002,569
Total noninterest expense$3,798,0003,464
Salaries and employee benefits$2,190,0003,210
Premises and equipment expense$564,0002,904
Additional noninterest expense$1,044,0003,995
Pre-tax net operating income$459,0004,816
Securities gains (losses)$614,000645
Applicable income taxes$417,0002,120
Income before extraordinary items$656,0004,208
Extraordinary gains, net$020
Net income$656,0004,208
Minority interest net income$086
Net income of bank and minority interests.$656,0004,208
Net charge-offs$-40,0006,886
Cash dividends$25,0003,671
Sale, conversion, retirement of capital stock, net$51,000597
Net operating income$263,0405,280
2012-06-30 (YTD Data)Rank
Total interest income$2,814,0004,104
Total interest expense$370,0004,511
Net interest income$2,444,0003,946
Provision for loan and lease losses$75,0004,155
Total noninterest income$466,0003,367
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$47,0005,619
Trading account gains and fees$0153
Additional Noninterest Income$419,0002,579
Total noninterest expense$2,437,0003,570
Salaries and employee benefits$1,404,0003,311
Premises and equipment expense$354,0003,031
Additional noninterest expense$679,0004,073
Pre-tax net operating income$398,0004,453
Securities gains (losses)$536,000510
Applicable income taxes$361,0001,837
Income before extraordinary items$573,0003,738
Extraordinary gains, net$019
Net income$573,0003,739
Minority interest net income$084
Net income of bank and minority interests.$573,0003,740
Net charge-offs$-31,0006,894
Cash dividends$17,0003,502
Sale, conversion, retirement of capital stock, net$30,000597
Net operating income$229,9604,972
2012-03-31 (YTD Data)Rank
Total interest income$1,436,0004,081
Total interest expense$184,0004,642
Net interest income$1,252,0003,908
Provision for loan and lease losses$75,0003,178
Total noninterest income$239,0003,317
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$24,0005,577
Trading account gains and fees$0148
Additional Noninterest Income$215,0002,556
Total noninterest expense$1,216,0003,594
Salaries and employee benefits$686,0003,390
Premises and equipment expense$164,0003,233
Additional noninterest expense$366,0003,862
Pre-tax net operating income$200,0004,516
Securities gains (losses)$214,000581
Applicable income taxes$160,0001,954
Income before extraordinary items$254,0003,946
Extraordinary gains, net$019
Net income$254,0003,949
Minority interest net income$078
Net income of bank and minority interests.$254,0003,948
Net charge-offs$-30,0006,973
Cash dividends$8,0002,726
Sale, conversion, retirement of capital stock, net$10,000618
Net operating income$117,0405,043
2011-12-31 (YTD Data)Rank
Total interest income$5,294,0004,406
Total interest expense$779,0004,972
Net interest income$4,515,0004,196
Provision for loan and lease losses$142,0005,004
Total noninterest income$458,0004,535
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$76,0005,877
Trading account gains and fees$0146
Additional Noninterest Income$382,0003,502
Total noninterest expense$3,985,0004,122
Salaries and employee benefits$2,176,0003,926
Premises and equipment expense$566,0003,726
Additional noninterest expense$1,243,0004,352
Pre-tax net operating income$846,0004,004
Securities gains (losses)$23,0003,024
Applicable income taxes$347,0002,394
Income before extraordinary items$522,0004,599
Extraordinary gains, net$029
Net income$522,0004,602
Minority interest net income$096
Net income of bank and minority interests.$522,0004,601
Net charge-offs$429,0003,357
Cash dividends$15,0004,143
Sale, conversion, retirement of capital stock, net$3,456,000190
Net operating income$507,2804,532
2011-09-30 (YTD Data)Rank
Total interest income$3,866,0004,537
Total interest expense$593,0005,065
Net interest income$3,273,0004,319
Provision for loan and lease losses$78,0005,221
Total noninterest income$247,0005,137
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$53,0006,003
Trading account gains and fees$0145
Additional Noninterest Income$194,0004,126
Total noninterest expense$2,875,0004,241
Salaries and employee benefits$1,567,0004,056
Premises and equipment expense$403,0003,889
Additional noninterest expense$905,0004,438
Pre-tax net operating income$567,0004,307
Securities gains (losses)$23,0002,749
Applicable income taxes$232,0002,527
Income before extraordinary items$358,0004,820
Extraordinary gains, net$021
Net income$358,0004,821
Minority interest net income$087
Net income of bank and minority interests.$358,0004,821
Net charge-offs$429,0002,841
Cash dividends$7,0003,591
Sale, conversion, retirement of capital stock, net$3,434,000156
Net operating income$343,2804,761
2011-06-30 (YTD Data)Rank
Total interest income$2,526,0004,630
Total interest expense$392,0005,188
Net interest income$2,134,0004,394
Provision for loan and lease losses$101,0004,360
Total noninterest income$112,0005,719
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$34,0006,037
Trading account gains and fees$0153
Additional Noninterest Income$78,0004,942
Total noninterest expense$1,808,0004,446
Salaries and employee benefits$1,004,0004,197
Premises and equipment expense$263,0003,982
Additional noninterest expense$541,0004,799
Pre-tax net operating income$337,0004,449
Securities gains (losses)$25,0001,984
Applicable income taxes$143,0002,558
Income before extraordinary items$219,0004,886
Extraordinary gains, net$015
Net income$219,0004,885
Minority interest net income$089
Net income of bank and minority interests.$219,0004,886
Net charge-offs$43,0004,564
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$45,000569
Net operating income$203,0004,913
2011-03-31 (YTD Data)Rank
Total interest income$1,227,0004,733
Total interest expense$192,0005,330
Net interest income$1,035,0004,472
Provision for loan and lease losses$46,0004,243
Total noninterest income$52,0005,888
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$15,0006,157
Trading account gains and fees$0158
Additional Noninterest Income$37,0005,099
Total noninterest expense$876,0004,549
Salaries and employee benefits$469,0004,398
Premises and equipment expense$131,0004,040
Additional noninterest expense$276,0004,740
Pre-tax net operating income$165,0004,518
Securities gains (losses)$9,0001,340
Applicable income taxes$69,0002,568
Income before extraordinary items$105,0004,931
Extraordinary gains, net$09
Net income$105,0004,929
Minority interest net income$086
Net income of bank and minority interests.$105,0004,931
Net charge-offs$43,0003,481
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$22,000528
Net operating income$99,2404,960
2010-12-31 (YTD Data)Rank
Total interest income$4,477,0005,120
Total interest expense$841,0005,613
Net interest income$3,636,0004,850
Provision for loan and lease losses$2,815,0001,682
Total noninterest income$241,0005,717
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$71,0005,907
Trading account gains and fees$0175
Additional Noninterest Income$170,0004,814
Total noninterest expense$3,417,0004,657
Salaries and employee benefits$1,762,0004,588
Premises and equipment expense$564,0003,885
Additional noninterest expense$1,091,0004,863
Pre-tax net operating income$-2,355,0006,836
Securities gains (losses)$128,0001,948
Applicable income taxes$-820,0007,276
Income before extraordinary items$-1,407,0006,720
Extraordinary gains, net$029
Net income$-1,407,0006,720
Minority interest net income$0111
Net income of bank and minority interests.$-1,407,0006,721
Net charge-offs$1,979,0001,876
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$93,000796
Net operating income$-1,488,9206,714
2010-09-30 (YTD Data)Rank
Total interest income$3,287,0005,269
Total interest expense$642,0005,728
Net interest income$2,645,0004,986
Provision for loan and lease losses$2,685,0001,363
Total noninterest income$163,0005,963
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$52,0006,008
Trading account gains and fees$0165
Additional Noninterest Income$111,0005,071
Total noninterest expense$2,645,0004,590
Salaries and employee benefits$1,431,0004,409
Premises and equipment expense$414,0004,009
Additional noninterest expense$800,0004,924
Pre-tax net operating income$-2,522,0007,141
Securities gains (losses)$126,0001,741
Applicable income taxes$-887,0007,471
Income before extraordinary items$-1,509,0007,056
Extraordinary gains, net$023
Net income$-1,509,0007,055
Minority interest net income$0110
Net income of bank and minority interests.$-1,509,0007,056
Net charge-offs$1,989,0001,516
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$70,000750
Net operating income$-1,589,6407,033
2010-06-30 (YTD Data)Rank
Total interest income$2,103,0005,410
Total interest expense$434,0005,796
Net interest income$1,669,0005,151
Provision for loan and lease losses$149,0004,674
Total noninterest income$110,0005,942
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$34,0006,062
Trading account gains and fees$0152
Additional Noninterest Income$76,0005,043
Total noninterest expense$1,756,0004,608
Salaries and employee benefits$970,0004,373
Premises and equipment expense$268,0004,100
Additional noninterest expense$518,0004,996
Pre-tax net operating income$-126,0006,327
Securities gains (losses)$66,0001,708
Applicable income taxes$-15,0006,952
Income before extraordinary items$-45,0006,304
Extraordinary gains, net$019
Net income$-45,0006,306
Minority interest net income$0105
Net income of bank and minority interests.$-45,0006,304
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$48,000682
Net operating income$-94,5006,325
2010-03-31 (YTD Data)Rank
Total interest income$1,020,0005,564
Total interest expense$223,0005,864
Net interest income$797,0005,303
Provision for loan and lease losses$75,0004,293
Total noninterest income$38,0006,463
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$14,0006,285
Trading account gains and fees$0175
Additional Noninterest Income$24,0005,720
Total noninterest expense$916,0004,530
Salaries and employee benefits$525,0004,215
Premises and equipment expense$132,0004,226
Additional noninterest expense$259,0005,012
Pre-tax net operating income$-156,0006,771
Securities gains (losses)$02,284
Applicable income taxes$-55,0007,343
Income before extraordinary items$-101,0006,756
Extraordinary gains, net$016
Net income$-101,0006,757
Minority interest net income$091
Net income of bank and minority interests.$-101,0006,756
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$20,000664
Net operating income$-101,0006,697
2009-12-31 (YTD Data)Rank
Total interest income$3,310,0006,145
Total interest expense$805,0006,460
Net interest income$2,505,0005,832
Provision for loan and lease losses$1,002,0003,502
Total noninterest income$79,0007,161
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$26,0006,826
Trading account gains and fees$0211
Additional Noninterest Income$53,0006,304
Total noninterest expense$3,058,0005,123
Salaries and employee benefits$1,615,0004,977
Premises and equipment expense$503,0004,360
Additional noninterest expense$940,0005,407
Pre-tax net operating income$-1,476,0006,427
Securities gains (losses)$387,0001,040
Applicable income taxes$-394,0006,957
Income before extraordinary items$-695,0006,196
Extraordinary gains, net$034
Net income$-695,0006,195
Minority interest net income$0115
Net income of bank and minority interests.$-695,0006,195
Net charge-offs$10,0006,886
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$81,000951
Net operating income$-942,6806,343
2009-09-30 (YTD Data)Rank
Total interest income$2,416,0006,265
Total interest expense$584,0006,657
Net interest income$1,832,0005,913
Provision for loan and lease losses$164,0005,417
Total noninterest income$47,0007,432
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$15,0006,942
Trading account gains and fees$0212
Additional Noninterest Income$32,0006,662
Total noninterest expense$2,428,0004,966
Salaries and employee benefits$1,323,0004,757
Premises and equipment expense$370,0004,460
Additional noninterest expense$735,0005,278
Pre-tax net operating income$-713,0006,482
Securities gains (losses)$387,000833
Applicable income taxes$-112,0006,968
Income before extraordinary items$-214,0006,132
Extraordinary gains, net$027
Net income$-214,0006,133
Minority interest net income$0118
Net income of bank and minority interests.$-214,0006,132
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$60,000880
Net operating income$-469,4206,394
2009-06-30 (YTD Data)Rank
Total interest income$1,559,0006,395
Total interest expense$380,0006,813
Net interest income$1,179,0006,013
Provision for loan and lease losses$161,0004,640
Total noninterest income$26,0007,583
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$8,0007,058
Trading account gains and fees$0193
Additional Noninterest Income$18,0006,881
Total noninterest expense$1,586,0005,085
Salaries and employee benefits$867,0004,862
Premises and equipment expense$243,0004,535
Additional noninterest expense$476,0005,377
Pre-tax net operating income$-542,0006,670
Securities gains (losses)$387,000625
Applicable income taxes$-52,0007,014
Income before extraordinary items$-103,0006,195
Extraordinary gains, net$021
Net income$-103,0006,194
Minority interest net income$0112
Net income of bank and minority interests.$-103,0006,194
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$40,000860
Net operating income$-358,4206,590
2009-03-31 (YTD Data)Rank
Total interest income$736,0006,548
Total interest expense$176,0006,998
Net interest income$560,0006,133
Provision for loan and lease losses$70,0004,469
Total noninterest income$11,0007,734
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$4,0007,066
Trading account gains and fees$0171
Additional Noninterest Income$7,0007,131
Total noninterest expense$769,0005,091
Salaries and employee benefits$425,0004,956
Premises and equipment expense$104,0005,010
Additional noninterest expense$240,0005,062
Pre-tax net operating income$-268,0007,013
Securities gains (losses)$387,000428
Applicable income taxes$48,0002,920
Income before extraordinary items$71,0005,369
Extraordinary gains, net$015
Net income$71,0005,374
Minority interest net income$0102
Net income of bank and minority interests.$71,0005,373
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$19,000762
Net operating income$-176,6806,913
2008-12-31 (YTD Data)Rank
Total interest income$1,838,0007,450
Total interest expense$374,0007,876
Net interest income$1,464,0007,051
Provision for loan and lease losses$363,0004,295
Total noninterest income$30,0007,870
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,0007,235
Trading account gains and fees$0154
Additional Noninterest Income$25,0007,295
Total noninterest expense$2,617,0005,528
Salaries and employee benefits$1,451,0005,433
Premises and equipment expense$510,0004,402
Additional noninterest expense$656,0005,997
Pre-tax net operating income$-1,486,0007,209
Securities gains (losses)$03,220
Applicable income taxes$-542,0007,525
Income before extraordinary items$-944,0006,960
Extraordinary gains, net$039
Net income$-944,0006,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$87,0001,011
Net operating income$-944,0007,083
2008-09-30 (YTD Data)Rank
Total interest income$1,164,0007,728
Total interest expense$205,0008,109
Net interest income$959,0007,333
Provision for loan and lease losses$277,0003,685
Total noninterest income$23,0007,994
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,0007,312
Trading account gains and fees$0148
Additional Noninterest Income$20,0007,419
Total noninterest expense$1,941,0005,541
Salaries and employee benefits$1,092,0005,439
Premises and equipment expense$384,0004,413
Additional noninterest expense$465,0006,104
Pre-tax net operating income$-1,236,0007,644
Securities gains (losses)$03,106
Applicable income taxes$-463,0007,861
Income before extraordinary items$-773,0007,389
Extraordinary gains, net$031
Net income$-773,0007,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$60,000907
Net operating income$-773,0007,506
2008-06-30 (YTD Data)Rank
Total interest income$656,0007,944
Total interest expense$88,0008,276
Net interest income$568,0007,533
Provision for loan and lease losses$172,0003,403
Total noninterest income$16,0008,078
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,0007,352
Trading account gains and fees$0149
Additional Noninterest Income$14,0007,482
Total noninterest expense$1,257,0005,667
Salaries and employee benefits$702,0005,595
Premises and equipment expense$270,0004,298
Additional noninterest expense$285,0006,305
Pre-tax net operating income$-845,0007,821
Securities gains (losses)$03,233
Applicable income taxes$-317,0008,081
Income before extraordinary items$-528,0007,718
Extraordinary gains, net$021
Net income$-528,0007,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$34,000859
Net operating income$-528,0007,697
2008-03-31 (YTD Data)Rank
Total interest income$249,0008,205
Total interest expense$15,0008,408
Net interest income$234,0007,827
Provision for loan and lease losses$37,0004,177
Total noninterest income$2,0008,268
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$2,0008,025
Total noninterest expense$623,0005,710
Salaries and employee benefits$349,0005,640
Premises and equipment expense$145,0004,090
Additional noninterest expense$129,0006,548
Pre-tax net operating income$-424,0008,025
Securities gains (losses)$02,688
Applicable income taxes$-159,0008,220
Income before extraordinary items$-265,0007,939
Extraordinary gains, net$015
Net income$-265,0007,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$9,000838
Net operating income$-265,0007,911
2007-12-31 (YTD Data)Rank
Total interest income$334,0008,447
Total interest expense$32,0008,445
Net interest income$302,0008,419
Provision for loan and lease losses$21,0006,304
Total noninterest income$1,0008,400
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$1,0008,298
Total noninterest expense$1,169,0007,405
Salaries and employee benefits$517,0007,764
Premises and equipment expense$209,0006,637
Additional noninterest expense$443,0006,862
Pre-tax net operating income$-887,0008,006
Securities gains (losses)$02,146
Applicable income taxes$-330,0008,227
Income before extraordinary items$-557,0007,911
Extraordinary gains, net$039
Net income$-557,0007,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$19,976,00087
Net operating income$-557,0007,905

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.