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Jefferson Bank of Florida, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$34,112,0001,029
Total interest expense$15,711,0001,050
Net interest income$18,401,000997
Provision for loan and lease losses$2,170,000580
Total noninterest income$3,248,0001,279
Gross Fiduciary activities income$1,095,000481
Service charges on deposit accounts$831,0001,609
Trading account gains and fees$0262
Additional Noninterest Income$1,322,0001,493
Total noninterest expense$25,162,000646
Salaries and employee benefits$14,493,000496
Premises and equipment expense$3,706,000604
Additional noninterest expense$6,963,000900
Pre-tax net operating income$-5,683,00011,453
Securities gains (losses)$-1,692,00011,422
Applicable income taxes$-2,770,00011,423
Income before extraordinary items$-4,605,00011,427
Extraordinary gains, net$053
Net income$-4,605,00011,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$476,0001,476
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-3,522,12011,420
1995-12-31 (YTD Data)Rank
Total interest income$29,376,0001,181
Total interest expense$12,608,0001,318
Net interest income$16,768,0001,093
Provision for loan and lease losses$120,0004,090
Total noninterest income$3,617,0001,196
Gross Fiduciary activities income$1,256,000480
Service charges on deposit accounts$799,0001,694
Trading account gains and fees$0522
Additional Noninterest Income$1,562,0001,348
Total noninterest expense$16,245,000929
Salaries and employee benefits$7,817,000881
Premises and equipment expense$3,473,000656
Additional noninterest expense$4,955,0001,132
Pre-tax net operating income$4,020,0001,839
Securities gains (losses)$623,000301
Applicable income taxes$1,470,0001,674
Income before extraordinary items$3,173,0001,610
Extraordinary gains, net$065
Net income$3,173,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$768,0001,059
Cash dividends$3,500,000835
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,749,3601,807
1994-12-31 (YTD Data)Rank
Total interest income$23,708,0001,320
Total interest expense$6,822,0001,841
Net interest income$16,886,0001,092
Provision for loan and lease losses$270,0002,445
Total noninterest income$3,081,0001,337
Gross Fiduciary activities income$1,126,000503
Service charges on deposit accounts$834,0001,630
Trading account gains and fees$0475
Additional Noninterest Income$1,121,0001,706
Total noninterest expense$16,599,000926
Salaries and employee benefits$7,989,000860
Premises and equipment expense$3,353,000689
Additional noninterest expense$5,257,0001,126
Pre-tax net operating income$3,098,0002,291
Securities gains (losses)$1,565,000115
Applicable income taxes$1,291,0001,770
Income before extraordinary items$3,372,0001,464
Extraordinary gains, net$0249
Net income$3,372,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$721,0001,063
Cash dividends$2,250,0001,005
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,245,2002,195
1993-12-31 (YTD Data)Rank
Total interest income$24,846,0001,276
Total interest expense$6,644,0001,953
Net interest income$18,202,0001,006
Provision for loan and lease losses$2,026,000801
Total noninterest income$3,898,0001,186
Gross Fiduciary activities income$1,595,000432
Service charges on deposit accounts$791,0001,734
Trading account gains and fees$0532
Additional Noninterest Income$1,512,0001,542
Total noninterest expense$16,902,000957
Salaries and employee benefits$7,042,000959
Premises and equipment expense$3,241,000723
Additional noninterest expense$6,619,0001,023
Pre-tax net operating income$3,172,0002,147
Securities gains (losses)$2,062,000307
Applicable income taxes$924,0002,456
Income before extraordinary items$4,310,0001,187
Extraordinary gains, net$03,149
Net income$4,310,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,197,0001,015
Cash dividends$2,000,0001,012
Sale, conversion, retirement of capital stock, net$30,373,00047
Net operating income$2,619,1601,798
1992-12-31 (YTD Data)Rank
Total interest income$20,010,0001,764
Total interest expense$6,652,0002,541
Net interest income$13,358,0001,386
Provision for loan and lease losses$3,218,000791
Total noninterest income$3,720,0001,204
Gross Fiduciary activities income$1,346,000474
Service charges on deposit accounts$366,0003,761
Trading account gains and fees$0504
Additional Noninterest Income$2,008,0001,237
Total noninterest expense$13,831,0001,135
Salaries and employee benefits$6,216,0001,081
Premises and equipment expense$2,097,0001,071
Additional noninterest expense$5,518,0001,208
Pre-tax net operating income$29,00012,544
Securities gains (losses)$2,147,000393
Applicable income taxes$539,0003,749
Income before extraordinary items$1,637,0002,808
Extraordinary gains, net$01,422
Net income$1,637,0002,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,089,000931
Cash dividends$1,700,000978
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$26,75012,498

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.