Home > Jefferson Bank and Trust Company > Income and Expense

Jefferson Bank and Trust Company, Income and Expense

2022-03-31 (YTD Data)Rank
Total interest income$3,254,0002,014
Total interest expense$108,0003,084
Net interest income$3,146,0001,921
Provision for loan and lease losses$2,000,000121
Total noninterest income$778,0001,606
Gross Fiduciary activities income$0892
Service charges on deposit accounts$23,0003,576
Trading account gains and fees$0103
Additional Noninterest Income$755,0001,303
Total noninterest expense$1,255,0003,012
Salaries and employee benefits$717,0002,998
Premises and equipment expense$166,0002,573
Additional noninterest expense$372,0003,100
Pre-tax net operating income$669,0002,607
Securities gains (losses)$0623
Applicable income taxes$133,0001,886
Income before extraordinary items$536,0002,680
Extraordinary gains, net$04
Net income$536,0002,677
Minority interest net income$050
Net income of bank and minority interests.$536,0002,680
Net charge-offs$-40,0004,349
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$536,0002,696
2021-12-31 (YTD Data)Rank
Total interest income$22,101,0001,366
Total interest expense$3,362,000814
Net interest income$18,739,0001,446
Provision for loan and lease losses$2,000,000284
Total noninterest income$921,0003,066
Gross Fiduciary activities income$0994
Service charges on deposit accounts$227,0002,523
Trading account gains and fees$0132
Additional Noninterest Income$694,0002,977
Total noninterest expense$10,131,0001,961
Salaries and employee benefits$6,080,0001,913
Premises and equipment expense$1,403,0001,602
Additional noninterest expense$2,648,0002,176
Pre-tax net operating income$7,529,0001,549
Securities gains (losses)$57,0001,070
Applicable income taxes$1,611,0001,250
Income before extraordinary items$5,975,0001,661
Extraordinary gains, net$010
Net income$5,975,0001,660
Minority interest net income$074
Net income of bank and minority interests.$5,975,0001,661
Net charge-offs$5,939,000155
Cash dividends$2,464,0001,351
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,929,9701,642
2021-09-30 (YTD Data)Rank
Total interest income$16,900,0001,370
Total interest expense$2,685,000817
Net interest income$14,215,0001,454
Provision for loan and lease losses$4,300,00088
Total noninterest income$691,0003,094
Gross Fiduciary activities income$0957
Service charges on deposit accounts$174,0002,478
Trading account gains and fees$0132
Additional Noninterest Income$517,0003,034
Total noninterest expense$7,663,0001,956
Salaries and employee benefits$4,587,0001,912
Premises and equipment expense$1,046,0001,638
Additional noninterest expense$2,030,0002,136
Pre-tax net operating income$2,943,0002,460
Securities gains (losses)$57,0001,010
Applicable income taxes$577,0001,881
Income before extraordinary items$2,423,0002,550
Extraordinary gains, net$08
Net income$2,423,0002,550
Minority interest net income$069
Net income of bank and minority interests.$2,423,0002,550
Net charge-offs$7,935,000117
Cash dividends$2,464,0001,006
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,376,8302,548
2021-06-30 (YTD Data)Rank
Total interest income$11,228,0001,360
Total interest expense$1,941,000788
Net interest income$9,287,0001,467
Provision for loan and lease losses$4,150,00066
Total noninterest income$453,0003,114
Gross Fiduciary activities income$0951
Service charges on deposit accounts$117,0002,443
Trading account gains and fees$0133
Additional Noninterest Income$336,0003,038
Total noninterest expense$5,122,0001,943
Salaries and employee benefits$3,074,0001,895
Premises and equipment expense$698,0001,639
Additional noninterest expense$1,350,0002,109
Pre-tax net operating income$468,0004,026
Securities gains (losses)$59,000824
Applicable income taxes$35,0003,166
Income before extraordinary items$492,0003,897
Extraordinary gains, net$06
Net income$492,0003,897
Minority interest net income$067
Net income of bank and minority interests.$492,0003,897
Net charge-offs$7,935,00097
Cash dividends$1,713,000965
Sale, conversion, retirement of capital stock, net$0517
Net operating income$437,1303,978
2021-03-31 (YTD Data)Rank
Total interest income$5,629,0001,355
Total interest expense$1,031,000775
Net interest income$4,598,0001,463
Provision for loan and lease losses$450,000401
Total noninterest income$218,0003,134
Gross Fiduciary activities income$0922
Service charges on deposit accounts$56,0002,487
Trading account gains and fees$0127
Additional Noninterest Income$162,0003,055
Total noninterest expense$2,555,0001,935
Salaries and employee benefits$1,532,0001,877
Premises and equipment expense$350,0001,648
Additional noninterest expense$673,0002,082
Pre-tax net operating income$1,811,0001,638
Securities gains (losses)$59,000610
Applicable income taxes$405,0001,296
Income before extraordinary items$1,465,0001,748
Extraordinary gains, net$03
Net income$1,465,0001,748
Minority interest net income$055
Net income of bank and minority interests.$1,465,0001,748
Net charge-offs$3,031,000119
Cash dividends$751,000918
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,418,3901,742
2020-12-31 (YTD Data)Rank
Total interest income$24,590,0001,249
Total interest expense$5,781,000831
Net interest income$18,809,0001,357
Provision for loan and lease losses$3,500,000718
Total noninterest income$885,0003,018
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$240,0002,516
Trading account gains and fees$0133
Additional Noninterest Income$645,0002,896
Total noninterest expense$9,985,0001,964
Salaries and employee benefits$6,185,0001,860
Premises and equipment expense$1,334,0001,656
Additional noninterest expense$2,466,0002,223
Pre-tax net operating income$6,209,0001,516
Securities gains (losses)$213,0001,003
Applicable income taxes$1,382,0001,198
Income before extraordinary items$5,040,0001,629
Extraordinary gains, net$04
Net income$5,040,0001,629
Minority interest net income$072
Net income of bank and minority interests.$5,040,0001,629
Net charge-offs$-64,0004,655
Cash dividends$4,319,000859
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,871,7301,623
2020-09-30 (YTD Data)Rank
Total interest income$18,533,0001,244
Total interest expense$4,548,000844
Net interest income$13,985,0001,362
Provision for loan and lease losses$350,0002,281
Total noninterest income$665,0002,981
Gross Fiduciary activities income$0981
Service charges on deposit accounts$184,0002,497
Trading account gains and fees$0125
Additional Noninterest Income$481,0002,875
Total noninterest expense$7,490,0001,934
Salaries and employee benefits$4,641,0001,831
Premises and equipment expense$994,0001,666
Additional noninterest expense$1,855,0002,186
Pre-tax net operating income$6,810,0001,109
Securities gains (losses)$213,000857
Applicable income taxes$1,571,000868
Income before extraordinary items$5,452,0001,191
Extraordinary gains, net$04
Net income$5,452,0001,191
Minority interest net income$065
Net income of bank and minority interests.$5,452,0001,191
Net charge-offs$19,0002,526
Cash dividends$3,186,000780
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,283,7301,182
2020-06-30 (YTD Data)Rank
Total interest income$12,478,0001,250
Total interest expense$3,128,000890
Net interest income$9,350,0001,355
Provision for loan and lease losses$200,0002,381
Total noninterest income$431,0002,984
Gross Fiduciary activities income$0970
Service charges on deposit accounts$121,0002,546
Trading account gains and fees$0123
Additional Noninterest Income$310,0002,878
Total noninterest expense$4,985,0001,936
Salaries and employee benefits$3,090,0001,833
Premises and equipment expense$653,0001,678
Additional noninterest expense$1,242,0002,181
Pre-tax net operating income$4,596,0001,027
Securities gains (losses)$75,0001,109
Applicable income taxes$1,037,000805
Income before extraordinary items$3,634,0001,113
Extraordinary gains, net$04
Net income$3,634,0001,113
Minority interest net income$065
Net income of bank and minority interests.$3,634,0001,113
Net charge-offs$10,0002,452
Cash dividends$2,124,000770
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,574,7501,105
2020-03-31 (YTD Data)Rank
Total interest income$5,788,0001,324
Total interest expense$1,660,000923
Net interest income$4,128,0001,475
Provision for loan and lease losses$03,711
Total noninterest income$222,0002,897
Gross Fiduciary activities income$0941
Service charges on deposit accounts$60,0002,832
Trading account gains and fees$0106
Additional Noninterest Income$162,0002,687
Total noninterest expense$2,506,0001,942
Salaries and employee benefits$1,553,0001,844
Premises and equipment expense$328,0001,705
Additional noninterest expense$625,0002,182
Pre-tax net operating income$1,844,0001,127
Securities gains (losses)$75,000708
Applicable income taxes$419,000843
Income before extraordinary items$1,500,0001,187
Extraordinary gains, net$04
Net income$1,500,0001,186
Minority interest net income$056
Net income of bank and minority interests.$1,500,0001,187
Net charge-offs$1,0002,430
Cash dividends$1,062,000781
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,440,7501,207
2019-12-31 (YTD Data)Rank
Total interest income$24,269,0001,284
Total interest expense$6,721,000962
Net interest income$17,548,0001,395
Provision for loan and lease losses$140,0002,667
Total noninterest income$805,0003,090
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$200,0003,161
Trading account gains and fees$0135
Additional Noninterest Income$605,0002,822
Total noninterest expense$9,668,0001,974
Salaries and employee benefits$5,895,0001,873
Premises and equipment expense$1,387,0001,600
Additional noninterest expense$2,386,0002,286
Pre-tax net operating income$8,545,0001,186
Securities gains (losses)$26,0001,539
Applicable income taxes$1,800,000969
Income before extraordinary items$6,771,0001,274
Extraordinary gains, net$011
Net income$6,771,0001,274
Minority interest net income$076
Net income of bank and minority interests.$6,771,0001,276
Net charge-offs$7,0003,419
Cash dividends$4,761,000833
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,750,4601,255
2019-09-30 (YTD Data)Rank
Total interest income$18,149,0001,300
Total interest expense$5,031,000970
Net interest income$13,118,0001,407
Provision for loan and lease losses$90,0002,664
Total noninterest income$588,0003,147
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$151,0003,187
Trading account gains and fees$0129
Additional Noninterest Income$437,0002,877
Total noninterest expense$7,240,0001,979
Salaries and employee benefits$4,394,0001,883
Premises and equipment expense$1,060,0001,590
Additional noninterest expense$1,786,0002,281
Pre-tax net operating income$6,376,0001,202
Securities gains (losses)$02,167
Applicable income taxes$1,501,000942
Income before extraordinary items$4,875,0001,332
Extraordinary gains, net$011
Net income$4,875,0001,333
Minority interest net income$072
Net income of bank and minority interests.$4,875,0001,334
Net charge-offs$10,0002,958
Cash dividends$3,912,000729
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,875,0001,309
2019-06-30 (YTD Data)Rank
Total interest income$12,097,0001,298
Total interest expense$3,324,000965
Net interest income$8,773,0001,403
Provision for loan and lease losses$15,0003,371
Total noninterest income$365,0003,193
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$103,0003,163
Trading account gains and fees$0131
Additional Noninterest Income$262,0002,946
Total noninterest expense$4,804,0001,995
Salaries and employee benefits$2,899,0001,902
Premises and equipment expense$698,0001,613
Additional noninterest expense$1,207,0002,280
Pre-tax net operating income$4,319,0001,167
Securities gains (losses)$01,702
Applicable income taxes$1,018,000901
Income before extraordinary items$3,301,0001,292
Extraordinary gains, net$011
Net income$3,301,0001,292
Minority interest net income$069
Net income of bank and minority interests.$3,301,0001,292
Net charge-offs$12,0002,529
Cash dividends$1,469,0001,123
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,301,0001,272
2019-03-31 (YTD Data)Rank
Total interest income$5,893,0001,319
Total interest expense$1,563,000986
Net interest income$4,330,0001,418
Provision for loan and lease losses$03,406
Total noninterest income$221,0002,929
Gross Fiduciary activities income$0972
Service charges on deposit accounts$59,0002,981
Trading account gains and fees$0126
Additional Noninterest Income$162,0002,671
Total noninterest expense$2,374,0002,017
Salaries and employee benefits$1,458,0001,900
Premises and equipment expense$348,0001,638
Additional noninterest expense$568,0002,359
Pre-tax net operating income$2,177,0001,142
Securities gains (losses)$01,087
Applicable income taxes$530,000868
Income before extraordinary items$1,647,0001,267
Extraordinary gains, net$05
Net income$1,647,0001,266
Minority interest net income$052
Net income of bank and minority interests.$1,647,0001,266
Net charge-offs$-12,0004,722
Cash dividends$708,0001,066
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,647,0001,246
2018-12-31 (YTD Data)Rank
Total interest income$21,927,0001,332
Total interest expense$4,948,000927
Net interest income$16,979,0001,427
Provision for loan and lease losses$-102,0005,187
Total noninterest income$692,0003,349
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$187,0003,394
Trading account gains and fees$0126
Additional Noninterest Income$505,0003,049
Total noninterest expense$9,880,0001,919
Salaries and employee benefits$6,011,0001,804
Premises and equipment expense$1,397,0001,605
Additional noninterest expense$2,472,0002,245
Pre-tax net operating income$7,893,0001,232
Securities gains (losses)$01,125
Applicable income taxes$1,884,000908
Income before extraordinary items$6,009,0001,356
Extraordinary gains, net$06
Net income$6,009,0001,354
Minority interest net income$072
Net income of bank and minority interests.$6,009,0001,355
Net charge-offs$-342,0005,262
Cash dividends$2,163,0001,389
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,009,0001,348
2018-09-30 (YTD Data)Rank
Total interest income$16,120,0001,340
Total interest expense$3,533,000909
Net interest income$12,587,0001,440
Provision for loan and lease losses$160,0002,205
Total noninterest income$638,0003,098
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$138,0003,437
Trading account gains and fees$0138
Additional Noninterest Income$500,0002,744
Total noninterest expense$7,413,0001,918
Salaries and employee benefits$4,550,0001,785
Premises and equipment expense$1,030,0001,635
Additional noninterest expense$1,833,0002,257
Pre-tax net operating income$5,652,0001,289
Securities gains (losses)$01,118
Applicable income taxes$1,341,000966
Income before extraordinary items$4,311,0001,405
Extraordinary gains, net$05
Net income$4,311,0001,404
Minority interest net income$066
Net income of bank and minority interests.$4,311,0001,404
Net charge-offs$-348,0005,338
Cash dividends$1,483,0001,324
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,311,0001,390
2018-06-30 (YTD Data)Rank
Total interest income$10,494,0001,349
Total interest expense$2,227,000899
Net interest income$8,267,0001,454
Provision for loan and lease losses$160,0001,721
Total noninterest income$382,0003,243
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$85,0003,542
Trading account gains and fees$0130
Additional Noninterest Income$297,0002,909
Total noninterest expense$4,915,0001,949
Salaries and employee benefits$3,012,0001,814
Premises and equipment expense$671,0001,684
Additional noninterest expense$1,232,0002,251
Pre-tax net operating income$3,574,0001,321
Securities gains (losses)$0961
Applicable income taxes$845,000984
Income before extraordinary items$2,729,0001,448
Extraordinary gains, net$06
Net income$2,729,0001,448
Minority interest net income$065
Net income of bank and minority interests.$2,729,0001,447
Net charge-offs$-46,0004,995
Cash dividends$804,0001,503
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,729,0001,437
2018-03-31 (YTD Data)Rank
Total interest income$5,116,0001,375
Total interest expense$1,035,000924
Net interest income$4,081,0001,472
Provision for loan and lease losses$85,0001,617
Total noninterest income$244,0002,890
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$40,0003,652
Trading account gains and fees$0123
Additional Noninterest Income$204,0002,461
Total noninterest expense$2,446,0001,964
Salaries and employee benefits$1,504,0001,841
Premises and equipment expense$335,0001,702
Additional noninterest expense$607,0002,256
Pre-tax net operating income$1,794,0001,296
Securities gains (losses)$0735
Applicable income taxes$423,000973
Income before extraordinary items$1,371,0001,430
Extraordinary gains, net$07
Net income$1,371,0001,430
Minority interest net income$052
Net income of bank and minority interests.$1,371,0001,430
Net charge-offs$-42,0005,196
Cash dividends$209,0001,863
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,371,0001,421
2017-12-31 (YTD Data)Rank
Total interest income$19,259,0001,390
Total interest expense$3,251,000999
Net interest income$16,008,0001,462
Provision for loan and lease losses$-300,0005,466
Total noninterest income$975,0002,983
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$224,0003,303
Trading account gains and fees$0151
Additional Noninterest Income$751,0002,638
Total noninterest expense$9,515,0001,994
Salaries and employee benefits$5,771,0001,869
Premises and equipment expense$1,347,0001,673
Additional noninterest expense$2,397,0002,323
Pre-tax net operating income$7,768,0001,202
Securities gains (losses)$02,243
Applicable income taxes$3,060,000949
Income before extraordinary items$4,708,0001,406
Extraordinary gains, net$09
Net income$4,708,0001,405
Minority interest net income$076
Net income of bank and minority interests.$4,708,0001,406
Net charge-offs$-208,0005,448
Cash dividends$5,236,000648
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,708,0001,392
2017-09-30 (YTD Data)Rank
Total interest income$14,285,0001,408
Total interest expense$2,338,0001,026
Net interest income$11,947,0001,471
Provision for loan and lease losses$200,0002,013
Total noninterest income$752,0002,962
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$171,0003,305
Trading account gains and fees$0145
Additional Noninterest Income$581,0002,628
Total noninterest expense$7,067,0002,010
Salaries and employee benefits$4,305,0001,879
Premises and equipment expense$1,010,0001,677
Additional noninterest expense$1,752,0002,380
Pre-tax net operating income$5,432,0001,294
Securities gains (losses)$02,274
Applicable income taxes$1,817,000978
Income before extraordinary items$3,615,0001,485
Extraordinary gains, net$09
Net income$3,615,0001,483
Minority interest net income$071
Net income of bank and minority interests.$3,615,0001,485
Net charge-offs$-55,0005,192
Cash dividends$1,427,0001,355
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,615,0001,471
2017-06-30 (YTD Data)Rank
Total interest income$9,360,0001,420
Total interest expense$1,456,0001,065
Net interest income$7,904,0001,464
Provision for loan and lease losses$150,0001,808
Total noninterest income$504,0002,958
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$120,0003,211
Trading account gains and fees$0139
Additional Noninterest Income$384,0002,641
Total noninterest expense$4,639,0002,040
Salaries and employee benefits$2,823,0001,919
Premises and equipment expense$660,0001,719
Additional noninterest expense$1,156,0002,399
Pre-tax net operating income$3,619,0001,284
Securities gains (losses)$01,906
Applicable income taxes$1,217,000964
Income before extraordinary items$2,402,0001,474
Extraordinary gains, net$011
Net income$2,402,0001,473
Minority interest net income$071
Net income of bank and minority interests.$2,402,0001,474
Net charge-offs$-53,0005,303
Cash dividends$868,0001,459
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,402,0001,458
2017-03-31 (YTD Data)Rank
Total interest income$4,601,0001,428
Total interest expense$684,0001,113
Net interest income$3,917,0001,473
Provision for loan and lease losses$75,0001,685
Total noninterest income$242,0003,012
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$64,0003,120
Trading account gains and fees$0142
Additional Noninterest Income$178,0002,721
Total noninterest expense$2,302,0002,071
Salaries and employee benefits$1,391,0001,965
Premises and equipment expense$324,0001,759
Additional noninterest expense$587,0002,358
Pre-tax net operating income$1,782,0001,290
Securities gains (losses)$01,153
Applicable income taxes$601,000955
Income before extraordinary items$1,181,0001,482
Extraordinary gains, net$08
Net income$1,181,0001,482
Minority interest net income$055
Net income of bank and minority interests.$1,181,0001,482
Net charge-offs$-16,0005,175
Cash dividends$308,0001,612
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,181,0001,465
2016-12-31 (YTD Data)Rank
Total interest income$17,847,0001,427
Total interest expense$2,376,0001,219
Net interest income$15,471,0001,459
Provision for loan and lease losses$80,0003,303
Total noninterest income$1,109,0002,871
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$304,0002,915
Trading account gains and fees$0170
Additional Noninterest Income$805,0002,653
Total noninterest expense$9,349,0002,026
Salaries and employee benefits$5,606,0001,906
Premises and equipment expense$1,353,0001,672
Additional noninterest expense$2,390,0002,399
Pre-tax net operating income$7,151,0001,219
Securities gains (losses)$465,000456
Applicable income taxes$2,600,000864
Income before extraordinary items$5,016,0001,383
Extraordinary gains, net$05
Net income$5,016,0001,382
Minority interest net income$082
Net income of bank and minority interests.$5,016,0001,382
Net charge-offs$-110,0005,544
Cash dividends$1,623,0001,623
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,709,1001,422
2016-09-30 (YTD Data)Rank
Total interest income$13,330,0001,431
Total interest expense$1,739,0001,253
Net interest income$11,591,0001,456
Provision for loan and lease losses$225,0001,908
Total noninterest income$625,0003,330
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$230,0002,917
Trading account gains and fees$0169
Additional Noninterest Income$395,0003,204
Total noninterest expense$6,883,0002,052
Salaries and employee benefits$4,057,0001,957
Premises and equipment expense$1,012,0001,683
Additional noninterest expense$1,814,0002,375
Pre-tax net operating income$5,108,0001,301
Securities gains (losses)$465,000414
Applicable income taxes$1,905,000895
Income before extraordinary items$3,668,0001,438
Extraordinary gains, net$05
Net income$3,668,0001,438
Minority interest net income$071
Net income of bank and minority interests.$3,668,0001,438
Net charge-offs$-51,0005,377
Cash dividends$1,138,0001,539
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,361,1001,496
2016-06-30 (YTD Data)Rank
Total interest income$8,870,0001,434
Total interest expense$1,149,0001,249
Net interest income$7,721,0001,466
Provision for loan and lease losses$150,0001,887
Total noninterest income$349,0003,615
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$152,0002,933
Trading account gains and fees$0157
Additional Noninterest Income$197,0003,624
Total noninterest expense$4,551,0002,076
Salaries and employee benefits$2,679,0001,981
Premises and equipment expense$650,0001,729
Additional noninterest expense$1,222,0002,358
Pre-tax net operating income$3,369,0001,300
Securities gains (losses)$465,000297
Applicable income taxes$1,312,000872
Income before extraordinary items$2,522,0001,389
Extraordinary gains, net$016
Net income$2,522,0001,387
Minority interest net income$071
Net income of bank and minority interests.$2,522,0001,389
Net charge-offs$-102,0005,707
Cash dividends$653,0001,694
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,215,1001,492
2016-03-31 (YTD Data)Rank
Total interest income$4,395,0001,444
Total interest expense$569,0001,251
Net interest income$3,826,0001,470
Provision for loan and lease losses$75,0001,741
Total noninterest income$78,0004,675
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$77,0002,901
Trading account gains and fees$0142
Additional Noninterest Income$1,0005,950
Total noninterest expense$2,299,0002,069
Salaries and employee benefits$1,345,0001,978
Premises and equipment expense$325,0001,756
Additional noninterest expense$629,0002,300
Pre-tax net operating income$1,530,0001,386
Securities gains (losses)$47,000863
Applicable income taxes$523,0001,026
Income before extraordinary items$1,054,0001,552
Extraordinary gains, net$012
Net income$1,054,0001,552
Minority interest net income$062
Net income of bank and minority interests.$1,054,0001,553
Net charge-offs$-93,0005,867
Cash dividends$200,0001,921
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,022,5101,544
2015-12-31 (YTD Data)Rank
Total interest income$16,124,0001,532
Total interest expense$2,141,0001,293
Net interest income$13,983,0001,573
Provision for loan and lease losses$-800,0006,019
Total noninterest income$851,0003,358
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$327,0002,865
Trading account gains and fees$0159
Additional Noninterest Income$524,0003,218
Total noninterest expense$9,708,0001,953
Salaries and employee benefits$5,512,0001,895
Premises and equipment expense$1,367,0001,666
Additional noninterest expense$2,829,0002,115
Pre-tax net operating income$5,926,0001,378
Securities gains (losses)$143,000931
Applicable income taxes$2,044,000991
Income before extraordinary items$4,025,0001,588
Extraordinary gains, net$023
Net income$4,025,0001,589
Minority interest net income$081
Net income of bank and minority interests.$4,025,0001,589
Net charge-offs$190,0002,029
Cash dividends$1,982,0001,374
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,930,6201,591
2015-09-30 (YTD Data)Rank
Total interest income$11,901,0001,576
Total interest expense$1,581,0001,329
Net interest income$10,320,0001,608
Provision for loan and lease losses$-700,0006,120
Total noninterest income$552,0003,582
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$237,0002,953
Trading account gains and fees$0153
Additional Noninterest Income$315,0003,539
Total noninterest expense$7,215,0001,971
Salaries and employee benefits$3,990,0001,958
Premises and equipment expense$1,027,0001,682
Additional noninterest expense$2,198,0002,034
Pre-tax net operating income$4,357,0001,432
Securities gains (losses)$73,0001,224
Applicable income taxes$1,490,0001,045
Income before extraordinary items$2,940,0001,657
Extraordinary gains, net$021
Net income$2,940,0001,659
Minority interest net income$078
Net income of bank and minority interests.$2,940,0001,659
Net charge-offs$557,000794
Cash dividends$1,487,0001,232
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,891,8201,639
2015-06-30 (YTD Data)Rank
Total interest income$7,939,0001,575
Total interest expense$1,017,0001,385
Net interest income$6,922,0001,598
Provision for loan and lease losses$-250,0006,121
Total noninterest income$242,0004,266
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$150,0003,023
Trading account gains and fees$0157
Additional Noninterest Income$92,0004,607
Total noninterest expense$4,862,0001,956
Salaries and employee benefits$2,641,0001,979
Premises and equipment expense$679,0001,710
Additional noninterest expense$1,542,0001,956
Pre-tax net operating income$2,552,0001,557
Securities gains (losses)$5,0002,231
Applicable income taxes$850,0001,151
Income before extraordinary items$1,707,0001,848
Extraordinary gains, net$022
Net income$1,707,0001,851
Minority interest net income$075
Net income of bank and minority interests.$1,707,0001,852
Net charge-offs$-230,0006,100
Cash dividends$991,0001,265
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,703,6501,807
2015-03-31 (YTD Data)Rank
Total interest income$4,045,0001,534
Total interest expense$490,0001,429
Net interest income$3,555,0001,555
Provision for loan and lease losses$-300,0006,286
Total noninterest income$-221,0006,403
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$75,0002,985
Trading account gains and fees$0152
Additional Noninterest Income$-296,0006,409
Total noninterest expense$2,382,0001,996
Salaries and employee benefits$1,306,0002,007
Premises and equipment expense$336,0001,746
Additional noninterest expense$740,0002,005
Pre-tax net operating income$1,252,0001,547
Securities gains (losses)$5,0001,653
Applicable income taxes$412,0001,167
Income before extraordinary items$845,0001,844
Extraordinary gains, net$013
Net income$845,0001,847
Minority interest net income$064
Net income of bank and minority interests.$845,0001,846
Net charge-offs$-496,0006,347
Cash dividends$496,0001,142
Sale, conversion, retirement of capital stock, net$0697
Net operating income$841,6501,786
2014-12-31 (YTD Data)Rank
Total interest income$15,176,0001,648
Total interest expense$2,065,0001,428
Net interest income$13,111,0001,684
Provision for loan and lease losses$-775,0006,316
Total noninterest income$1,214,0002,824
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$298,0003,219
Trading account gains and fees$0180
Additional Noninterest Income$916,0002,439
Total noninterest expense$9,920,0001,905
Salaries and employee benefits$5,413,0001,899
Premises and equipment expense$1,445,0001,624
Additional noninterest expense$3,062,0002,007
Pre-tax net operating income$5,180,0001,468
Securities gains (losses)$135,0001,045
Applicable income taxes$1,779,0001,072
Income before extraordinary items$3,536,0001,749
Extraordinary gains, net$017
Net income$3,536,0001,749
Minority interest net income$084
Net income of bank and minority interests.$3,536,0001,748
Net charge-offs$693,0001,170
Cash dividends$1,461,0001,599
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,445,5501,757
2014-09-30 (YTD Data)Rank
Total interest income$11,406,0001,648
Total interest expense$1,551,0001,439
Net interest income$9,855,0001,686
Provision for loan and lease losses$-75,0006,174
Total noninterest income$865,0002,918
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$224,0003,238
Trading account gains and fees$0174
Additional Noninterest Income$641,0002,557
Total noninterest expense$7,378,0001,925
Salaries and employee benefits$3,979,0001,940
Premises and equipment expense$1,081,0001,636
Additional noninterest expense$2,318,0001,981
Pre-tax net operating income$3,417,0001,662
Securities gains (losses)$63,0001,298
Applicable income taxes$1,150,0001,180
Income before extraordinary items$2,330,0001,960
Extraordinary gains, net$015
Net income$2,330,0001,960
Minority interest net income$081
Net income of bank and minority interests.$2,330,0001,959
Net charge-offs$739,000861
Cash dividends$1,012,0001,500
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,287,7901,947
2014-06-30 (YTD Data)Rank
Total interest income$7,593,0001,640
Total interest expense$1,032,0001,448
Net interest income$6,561,0001,680
Provision for loan and lease losses$-75,0006,312
Total noninterest income$527,0003,014
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$149,0003,239
Trading account gains and fees$0172
Additional Noninterest Income$378,0002,720
Total noninterest expense$4,882,0001,940
Salaries and employee benefits$2,652,0001,953
Premises and equipment expense$720,0001,640
Additional noninterest expense$1,510,0002,014
Pre-tax net operating income$2,281,0001,630
Securities gains (losses)$63,0001,043
Applicable income taxes$778,0001,155
Income before extraordinary items$1,566,0001,915
Extraordinary gains, net$020
Net income$1,566,0001,919
Minority interest net income$080
Net income of bank and minority interests.$1,566,0001,918
Net charge-offs$778,000614
Cash dividends$562,0001,701
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,523,7901,902
2014-03-31 (YTD Data)Rank
Total interest income$3,806,0001,626
Total interest expense$523,0001,448
Net interest income$3,283,0001,666
Provision for loan and lease losses$03,817
Total noninterest income$256,0003,025
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$75,0003,201
Trading account gains and fees$0147
Additional Noninterest Income$181,0002,708
Total noninterest expense$2,443,0001,944
Salaries and employee benefits$1,334,0001,944
Premises and equipment expense$364,0001,651
Additional noninterest expense$745,0002,021
Pre-tax net operating income$1,096,0001,630
Securities gains (losses)$01,715
Applicable income taxes$362,0001,166
Income before extraordinary items$734,0001,937
Extraordinary gains, net$016
Net income$734,0001,940
Minority interest net income$066
Net income of bank and minority interests.$734,0001,940
Net charge-offs$799,000351
Cash dividends$240,0001,633
Sale, conversion, retirement of capital stock, net$0747
Net operating income$734,0001,898
2013-12-31 (YTD Data)Rank
Total interest income$16,523,0001,520
Total interest expense$2,485,0001,369
Net interest income$14,038,0001,550
Provision for loan and lease losses$-1,000,0006,669
Total noninterest income$800,0003,619
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$343,0003,129
Trading account gains and fees$0184
Additional Noninterest Income$457,0003,484
Total noninterest expense$10,498,0001,818
Salaries and employee benefits$5,485,0001,864
Premises and equipment expense$1,512,0001,564
Additional noninterest expense$3,501,0001,820
Pre-tax net operating income$5,340,0001,360
Securities gains (losses)$94,0001,368
Applicable income taxes$1,922,000932
Income before extraordinary items$3,512,0001,671
Extraordinary gains, net$029
Net income$3,512,0001,674
Minority interest net income$090
Net income of bank and minority interests.$3,512,0001,675
Net charge-offs$1,783,000821
Cash dividends$720,0002,324
Sale, conversion, retirement of capital stock, net$25,000761
Net operating income$3,450,9001,656
2013-09-30 (YTD Data)Rank
Total interest income$12,619,0001,501
Total interest expense$1,917,0001,369
Net interest income$10,702,0001,527
Provision for loan and lease losses$-700,0006,753
Total noninterest income$599,0003,681
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$259,0003,132
Trading account gains and fees$0180
Additional Noninterest Income$340,0003,558
Total noninterest expense$7,732,0001,848
Salaries and employee benefits$3,963,0001,933
Premises and equipment expense$1,124,0001,580
Additional noninterest expense$2,645,0001,793
Pre-tax net operating income$4,269,0001,314
Securities gains (losses)$94,0001,265
Applicable income taxes$1,568,000897
Income before extraordinary items$2,795,0001,608
Extraordinary gains, net$025
Net income$2,795,0001,611
Minority interest net income$084
Net income of bank and minority interests.$2,795,0001,611
Net charge-offs$371,0001,905
Cash dividends$480,0002,137
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,734,8401,601
2013-06-30 (YTD Data)Rank
Total interest income$8,608,0001,467
Total interest expense$1,327,0001,356
Net interest income$7,281,0001,479
Provision for loan and lease losses$-700,0006,834
Total noninterest income$304,0004,199
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$167,0003,179
Trading account gains and fees$0157
Additional Noninterest Income$137,0004,329
Total noninterest expense$5,179,0001,846
Salaries and employee benefits$2,625,0001,960
Premises and equipment expense$741,0001,611
Additional noninterest expense$1,813,0001,745
Pre-tax net operating income$3,106,0001,194
Securities gains (losses)$94,0001,150
Applicable income taxes$1,156,000831
Income before extraordinary items$2,044,0001,469
Extraordinary gains, net$022
Net income$2,044,0001,473
Minority interest net income$082
Net income of bank and minority interests.$2,044,0001,474
Net charge-offs$425,0001,391
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,983,8401,463
2013-03-31 (YTD Data)Rank
Total interest income$4,436,0001,442
Total interest expense$712,0001,291
Net interest income$3,724,0001,441
Provision for loan and lease losses$300,000980
Total noninterest income$288,0003,064
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$83,0003,174
Trading account gains and fees$0148
Additional Noninterest Income$205,0002,747
Total noninterest expense$2,573,0001,871
Salaries and employee benefits$1,296,0001,999
Premises and equipment expense$377,0001,604
Additional noninterest expense$900,0001,771
Pre-tax net operating income$1,139,0001,534
Securities gains (losses)$01,966
Applicable income taxes$404,0001,080
Income before extraordinary items$735,0001,931
Extraordinary gains, net$010
Net income$735,0001,932
Minority interest net income$076
Net income of bank and minority interests.$735,0001,933
Net charge-offs$1,292,000378
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$735,0001,845
2012-12-31 (YTD Data)Rank
Total interest income$20,156,0001,327
Total interest expense$4,776,000936
Net interest income$15,380,0001,429
Provision for loan and lease losses$3,650,000656
Total noninterest income$-7,352,0007,073
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$430,0002,777
Trading account gains and fees$0166
Additional Noninterest Income$-7,782,0007,080
Total noninterest expense$11,849,0001,628
Salaries and employee benefits$5,310,0001,897
Premises and equipment expense$1,504,0001,575
Additional noninterest expense$5,035,0001,346
Pre-tax net operating income$-7,471,0006,999
Securities gains (losses)$03,810
Applicable income taxes$-2,890,0007,027
Income before extraordinary items$-4,581,0006,955
Extraordinary gains, net$029
Net income$-4,581,0006,954
Minority interest net income$093
Net income of bank and minority interests.$-4,581,0006,954
Net charge-offs$6,986,000437
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-4,581,0006,946
2012-09-30 (YTD Data)Rank
Total interest income$15,434,0001,323
Total interest expense$3,841,000923
Net interest income$11,593,0001,438
Provision for loan and lease losses$3,200,000595
Total noninterest income$-2,861,0007,168
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$332,0002,765
Trading account gains and fees$0157
Additional Noninterest Income$-3,193,0007,168
Total noninterest expense$9,146,0001,599
Salaries and employee benefits$3,993,0001,883
Premises and equipment expense$1,094,0001,628
Additional noninterest expense$4,059,0001,258
Pre-tax net operating income$-3,614,0007,055
Securities gains (losses)$03,575
Applicable income taxes$-1,424,0007,113
Income before extraordinary items$-2,190,0007,007
Extraordinary gains, net$020
Net income$-2,190,0007,004
Minority interest net income$086
Net income of bank and minority interests.$-2,190,0007,006
Net charge-offs$5,800,000407
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-2,190,0006,990
2012-06-30 (YTD Data)Rank
Total interest income$10,419,0001,324
Total interest expense$2,784,000879
Net interest income$7,635,0001,451
Provision for loan and lease losses$2,600,000520
Total noninterest income$178,0005,054
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$212,0002,827
Trading account gains and fees$0153
Additional Noninterest Income$-34,0006,925
Total noninterest expense$6,132,0001,582
Salaries and employee benefits$2,675,0001,874
Premises and equipment expense$663,0001,792
Additional noninterest expense$2,794,0001,221
Pre-tax net operating income$-919,0006,949
Securities gains (losses)$03,178
Applicable income taxes$-393,0007,118
Income before extraordinary items$-526,0006,875
Extraordinary gains, net$019
Net income$-526,0006,875
Minority interest net income$084
Net income of bank and minority interests.$-526,0006,876
Net charge-offs$5,391,000324
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-526,0006,840
2012-03-31 (YTD Data)Rank
Total interest income$5,328,0001,297
Total interest expense$1,497,000846
Net interest income$3,831,0001,451
Provision for loan and lease losses$900,000668
Total noninterest income$275,0003,085
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$125,0002,469
Trading account gains and fees$0148
Additional Noninterest Income$150,0003,069
Total noninterest expense$2,780,0001,741
Salaries and employee benefits$1,320,0001,906
Premises and equipment expense$318,0001,872
Additional noninterest expense$1,142,0001,478
Pre-tax net operating income$426,0003,192
Securities gains (losses)$02,210
Applicable income taxes$135,0002,144
Income before extraordinary items$291,0003,707
Extraordinary gains, net$019
Net income$291,0003,709
Minority interest net income$078
Net income of bank and minority interests.$291,0003,710
Net charge-offs$3,350,000263
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$291,0003,538
2011-12-31 (YTD Data)Rank
Total interest income$25,422,0001,112
Total interest expense$8,971,000644
Net interest income$16,451,0001,338
Provision for loan and lease losses$4,735,000820
Total noninterest income$-99,0007,080
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$579,0002,298
Trading account gains and fees$0146
Additional Noninterest Income$-678,0007,142
Total noninterest expense$11,473,0001,686
Salaries and employee benefits$5,285,0001,847
Premises and equipment expense$1,396,0001,777
Additional noninterest expense$4,792,0001,435
Pre-tax net operating income$144,0005,626
Securities gains (losses)$68,0002,356
Applicable income taxes$-17,0006,630
Income before extraordinary items$229,0005,457
Extraordinary gains, net$029
Net income$229,0005,459
Minority interest net income$096
Net income of bank and minority interests.$229,0005,459
Net charge-offs$3,431,0001,091
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$161,0005,553
2011-09-30 (YTD Data)Rank
Total interest income$19,530,0001,101
Total interest expense$7,117,000637
Net interest income$12,413,0001,344
Provision for loan and lease losses$3,400,000845
Total noninterest income$-60,0007,168
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$421,0002,367
Trading account gains and fees$0145
Additional Noninterest Income$-481,0007,235
Total noninterest expense$8,662,0001,675
Salaries and employee benefits$3,975,0001,847
Premises and equipment expense$1,067,0001,762
Additional noninterest expense$3,620,0001,429
Pre-tax net operating income$291,0005,149
Securities gains (losses)$68,0002,095
Applicable income taxes$63,0003,500
Income before extraordinary items$296,0005,074
Extraordinary gains, net$021
Net income$296,0005,076
Minority interest net income$087
Net income of bank and minority interests.$296,0005,076
Net charge-offs$1,098,0001,805
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$240,2405,191
2011-06-30 (YTD Data)Rank
Total interest income$13,516,0001,060
Total interest expense$5,068,000613
Net interest income$8,448,0001,318
Provision for loan and lease losses$2,400,000807
Total noninterest income$-739,0007,433
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$276,0002,368
Trading account gains and fees$0153
Additional Noninterest Income$-1,015,0007,436
Total noninterest expense$5,854,0001,679
Salaries and employee benefits$2,695,0001,819
Premises and equipment expense$703,0001,801
Additional noninterest expense$2,456,0001,431
Pre-tax net operating income$-545,0006,808
Securities gains (losses)$68,0001,391
Applicable income taxes$-226,0007,231
Income before extraordinary items$-251,0006,685
Extraordinary gains, net$015
Net income$-251,0006,686
Minority interest net income$089
Net income of bank and minority interests.$-251,0006,686
Net charge-offs$821,0001,647
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-294,5206,692
2011-03-31 (YTD Data)Rank
Total interest income$7,055,0001,028
Total interest expense$2,739,000584
Net interest income$4,316,0001,294
Provision for loan and lease losses$1,500,000636
Total noninterest income$-580,0007,530
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$138,0002,345
Trading account gains and fees$0158
Additional Noninterest Income$-718,0007,530
Total noninterest expense$3,019,0001,644
Salaries and employee benefits$1,315,0001,891
Premises and equipment expense$362,0001,790
Additional noninterest expense$1,342,0001,309
Pre-tax net operating income$-783,0007,209
Securities gains (losses)$01,772
Applicable income taxes$-316,0007,431
Income before extraordinary items$-467,0007,111
Extraordinary gains, net$09
Net income$-467,0007,112
Minority interest net income$086
Net income of bank and minority interests.$-467,0007,112
Net charge-offs$1,0004,979
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-467,0007,105
2010-12-31 (YTD Data)Rank
Total interest income$34,133,000890
Total interest expense$15,132,000514
Net interest income$19,001,0001,180
Provision for loan and lease losses$12,382,000557
Total noninterest income$-1,757,0007,588
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$692,0002,058
Trading account gains and fees$0175
Additional Noninterest Income$-2,449,0007,576
Total noninterest expense$12,455,0001,601
Salaries and employee benefits$5,710,0001,705
Premises and equipment expense$1,417,0001,815
Additional noninterest expense$5,328,0001,361
Pre-tax net operating income$-7,593,0007,258
Securities gains (losses)$03,793
Applicable income taxes$-2,563,0007,497
Income before extraordinary items$-5,030,0007,176
Extraordinary gains, net$029
Net income$-5,030,0007,176
Minority interest net income$0111
Net income of bank and minority interests.$-5,030,0007,176
Net charge-offs$14,283,000450
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-5,030,0007,154
2010-09-30 (YTD Data)Rank
Total interest income$26,388,000870
Total interest expense$11,903,000515
Net interest income$14,485,0001,167
Provision for loan and lease losses$9,207,000532
Total noninterest income$690,0003,412
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$519,0002,114
Trading account gains and fees$0165
Additional Noninterest Income$171,0004,445
Total noninterest expense$9,213,0001,603
Salaries and employee benefits$4,262,0001,722
Premises and equipment expense$1,065,0001,825
Additional noninterest expense$3,886,0001,371
Pre-tax net operating income$-3,245,0007,236
Securities gains (losses)$03,651
Applicable income taxes$-1,213,0007,533
Income before extraordinary items$-2,032,0007,138
Extraordinary gains, net$023
Net income$-2,032,0007,136
Minority interest net income$0110
Net income of bank and minority interests.$-2,032,0007,138
Net charge-offs$10,666,000440
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,032,0007,113
2010-06-30 (YTD Data)Rank
Total interest income$18,093,000854
Total interest expense$8,365,000507
Net interest income$9,728,0001,158
Provision for loan and lease losses$5,657,000581
Total noninterest income$167,0005,318
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$352,0002,089
Trading account gains and fees$0152
Additional Noninterest Income$-185,0007,596
Total noninterest expense$5,763,0001,713
Salaries and employee benefits$2,830,0001,733
Premises and equipment expense$695,0001,881
Additional noninterest expense$2,238,0001,575
Pre-tax net operating income$-1,525,0007,172
Securities gains (losses)$03,184
Applicable income taxes$-575,0007,504
Income before extraordinary items$-950,0007,075
Extraordinary gains, net$019
Net income$-950,0007,074
Minority interest net income$0105
Net income of bank and minority interests.$-950,0007,075
Net charge-offs$6,466,000474
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-950,0007,043
2010-03-31 (YTD Data)Rank
Total interest income$9,222,000856
Total interest expense$4,523,000494
Net interest income$4,699,0001,227
Provision for loan and lease losses$4,607,000403
Total noninterest income$233,0003,350
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$179,0002,055
Trading account gains and fees$0175
Additional Noninterest Income$54,0004,552
Total noninterest expense$2,825,0001,759
Salaries and employee benefits$1,417,0001,766
Premises and equipment expense$351,0001,916
Additional noninterest expense$1,057,0001,655
Pre-tax net operating income$-2,500,0007,652
Securities gains (losses)$02,284
Applicable income taxes$-961,0007,789
Income before extraordinary items$-1,539,0007,577
Extraordinary gains, net$016
Net income$-1,539,0007,578
Minority interest net income$091
Net income of bank and minority interests.$-1,539,0007,578
Net charge-offs$5,024,000335
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,539,0007,575
2009-12-31 (YTD Data)Rank
Total interest income$42,067,000794
Total interest expense$22,287,000502
Net interest income$19,780,0001,108
Provision for loan and lease losses$29,018,000381
Total noninterest income$1,370,0002,722
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$792,0002,060
Trading account gains and fees$0211
Additional Noninterest Income$578,0002,952
Total noninterest expense$11,515,0001,772
Salaries and employee benefits$5,861,0001,692
Premises and equipment expense$1,542,0001,753
Additional noninterest expense$4,112,0001,807
Pre-tax net operating income$-19,383,0007,704
Securities gains (losses)$03,754
Applicable income taxes$-7,495,0007,833
Income before extraordinary items$-11,888,0007,607
Extraordinary gains, net$034
Net income$-11,888,0007,606
Minority interest net income$0115
Net income of bank and minority interests.$-11,888,0007,606
Net charge-offs$26,434,000321
Cash dividends$400,0002,826
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-11,888,0007,616
2009-09-30 (YTD Data)Rank
Total interest income$32,359,000791
Total interest expense$17,162,000520
Net interest income$15,197,0001,081
Provision for loan and lease losses$6,750,000847
Total noninterest income$955,0002,908
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$604,0002,044
Trading account gains and fees$0212
Additional Noninterest Income$351,0003,392
Total noninterest expense$8,719,0001,740
Salaries and employee benefits$4,483,0001,679
Premises and equipment expense$1,166,0001,755
Additional noninterest expense$3,070,0001,742
Pre-tax net operating income$683,0003,379
Securities gains (losses)$03,497
Applicable income taxes$77,0003,059
Income before extraordinary items$606,0003,375
Extraordinary gains, net$027
Net income$606,0003,373
Minority interest net income$0118
Net income of bank and minority interests.$606,0003,375
Net charge-offs$2,434,0001,342
Cash dividends$400,0002,256
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$606,0003,283
2009-06-30 (YTD Data)Rank
Total interest income$21,705,000811
Total interest expense$11,585,000548
Net interest income$10,120,0001,084
Provision for loan and lease losses$3,600,000957
Total noninterest income$593,0003,068
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$406,0001,998
Trading account gains and fees$0193
Additional Noninterest Income$187,0003,748
Total noninterest expense$5,932,0001,735
Salaries and employee benefits$3,042,0001,680
Premises and equipment expense$771,0001,801
Additional noninterest expense$2,119,0001,720
Pre-tax net operating income$1,181,0001,851
Securities gains (losses)$03,136
Applicable income taxes$436,0001,198
Income before extraordinary items$745,0002,361
Extraordinary gains, net$021
Net income$745,0002,357
Minority interest net income$0112
Net income of bank and minority interests.$745,0002,360
Net charge-offs$2,380,0001,008
Cash dividends$400,0001,856
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$745,0002,296
2009-03-31 (YTD Data)Rank
Total interest income$10,982,000803
Total interest expense$5,854,000568
Net interest income$5,128,0001,064
Provision for loan and lease losses$1,500,000913
Total noninterest income$289,0003,091
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$188,0002,067
Trading account gains and fees$0171
Additional Noninterest Income$101,0003,637
Total noninterest expense$2,785,0001,777
Salaries and employee benefits$1,564,0001,655
Premises and equipment expense$381,0001,857
Additional noninterest expense$840,0001,910
Pre-tax net operating income$1,132,0001,128
Securities gains (losses)$02,434
Applicable income taxes$422,000793
Income before extraordinary items$710,0001,534
Extraordinary gains, net$015
Net income$710,0001,536
Minority interest net income$0102
Net income of bank and minority interests.$710,0001,536
Net charge-offs$1,094,000909
Cash dividends$400,0001,067
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$710,0001,452
2008-12-31 (YTD Data)Rank
Total interest income$47,247,000785
Total interest expense$25,871,000612
Net interest income$21,376,0001,008
Provision for loan and lease losses$6,110,000870
Total noninterest income$992,0003,422
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$681,0002,392
Trading account gains and fees$0154
Additional Noninterest Income$311,0004,042
Total noninterest expense$10,739,0001,810
Salaries and employee benefits$6,498,0001,594
Premises and equipment expense$1,632,0001,689
Additional noninterest expense$2,609,0002,262
Pre-tax net operating income$5,519,0001,011
Securities gains (losses)$5,0002,760
Applicable income taxes$1,865,000717
Income before extraordinary items$3,659,0001,129
Extraordinary gains, net$039
Net income$3,659,0001,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,462,0001,586
Cash dividends$3,017,000906
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,655,7001,204
2008-09-30 (YTD Data)Rank
Total interest income$35,862,000797
Total interest expense$19,720,000638
Net interest income$16,142,0001,017
Provision for loan and lease losses$1,200,0001,651
Total noninterest income$717,0003,595
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$497,0002,477
Trading account gains and fees$0148
Additional Noninterest Income$220,0004,241
Total noninterest expense$7,976,0001,811
Salaries and employee benefits$4,842,0001,621
Premises and equipment expense$1,229,0001,688
Additional noninterest expense$1,905,0002,255
Pre-tax net operating income$7,683,000650
Securities gains (losses)$5,0002,631
Applicable income taxes$2,745,000500
Income before extraordinary items$4,943,000739
Extraordinary gains, net$031
Net income$4,943,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,525
Cash dividends$2,503,000831
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,939,800778
2008-06-30 (YTD Data)Rank
Total interest income$24,327,000798
Total interest expense$13,394,000647
Net interest income$10,933,000989
Provision for loan and lease losses$450,0002,016
Total noninterest income$455,0003,723
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$327,0002,465
Trading account gains and fees$0149
Additional Noninterest Income$128,0004,591
Total noninterest expense$5,250,0001,834
Salaries and employee benefits$3,212,0001,637
Premises and equipment expense$818,0001,691
Additional noninterest expense$1,220,0002,301
Pre-tax net operating income$5,688,000629
Securities gains (losses)$5,0002,725
Applicable income taxes$2,061,000503
Income before extraordinary items$3,632,000751
Extraordinary gains, net$021
Net income$3,632,000750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,272
Cash dividends$1,503,000980
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,628,800739
2008-03-31 (YTD Data)Rank
Total interest income$12,738,000790
Total interest expense$7,065,000654
Net interest income$5,673,000940
Provision for loan and lease losses$225,0001,695
Total noninterest income$231,0003,693
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$168,0002,389
Trading account gains and fees$0158
Additional Noninterest Income$63,0004,607
Total noninterest expense$2,607,0001,846
Salaries and employee benefits$1,611,0001,636
Premises and equipment expense$404,0001,709
Additional noninterest expense$592,0002,339
Pre-tax net operating income$3,072,000637
Securities gains (losses)$5,0002,232
Applicable income taxes$1,143,000520
Income before extraordinary items$1,934,000781
Extraordinary gains, net$015
Net income$1,934,000782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0001,351
Cash dividends$503,0001,327
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,930,800748
2007-12-31 (YTD Data)Rank
Total interest income$53,121,000781
Total interest expense$29,639,000659
Net interest income$23,482,000935
Provision for loan and lease losses$1,250,0001,211
Total noninterest income$886,0003,797
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$604,0002,659
Trading account gains and fees$0178
Additional Noninterest Income$282,0004,356
Total noninterest expense$10,433,0001,780
Salaries and employee benefits$6,387,0001,588
Premises and equipment expense$1,628,0001,627
Additional noninterest expense$2,418,0002,236
Pre-tax net operating income$12,685,000676
Securities gains (losses)$02,146
Applicable income taxes$4,670,000578
Income before extraordinary items$8,015,000812
Extraordinary gains, net$039
Net income$8,015,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$945,0001,070
Cash dividends$3,600,0001,015
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,015,000804
2007-09-30 (YTD Data)Rank
Total interest income$39,798,000787
Total interest expense$22,108,000667
Net interest income$17,690,000938
Provision for loan and lease losses$1,025,000881
Total noninterest income$387,0004,987
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$448,0002,663
Trading account gains and fees$0184
Additional Noninterest Income$-61,0008,530
Total noninterest expense$7,674,0001,788
Salaries and employee benefits$4,639,0001,624
Premises and equipment expense$1,203,0001,639
Additional noninterest expense$1,832,0002,179
Pre-tax net operating income$9,378,000740
Securities gains (losses)$01,655
Applicable income taxes$3,472,000619
Income before extraordinary items$5,906,000883
Extraordinary gains, net$033
Net income$5,906,000881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$915,000685
Cash dividends$2,400,0001,055
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,906,000874
2007-06-30 (YTD Data)Rank
Total interest income$26,138,000806
Total interest expense$14,490,000686
Net interest income$11,648,000969
Provision for loan and lease losses$800,000693
Total noninterest income$304,0004,632
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$293,0002,706
Trading account gains and fees$0168
Additional Noninterest Income$11,0007,835
Total noninterest expense$5,094,0001,808
Salaries and employee benefits$3,092,0001,660
Premises and equipment expense$776,0001,714
Additional noninterest expense$1,226,0002,173
Pre-tax net operating income$6,058,000793
Securities gains (losses)$01,444
Applicable income taxes$2,248,000659
Income before extraordinary items$3,810,000950
Extraordinary gains, net$029
Net income$3,810,000949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$891,000486
Cash dividends$1,200,0001,328
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,810,000937
2007-03-31 (YTD Data)Rank
Total interest income$12,748,000816
Total interest expense$6,988,000701
Net interest income$5,760,000970
Provision for loan and lease losses$275,000887
Total noninterest income$253,0003,498
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$150,0002,602
Trading account gains and fees$0195
Additional Noninterest Income$103,0003,716
Total noninterest expense$2,561,0001,802
Salaries and employee benefits$1,547,0001,686
Premises and equipment expense$383,0001,741
Additional noninterest expense$631,0002,080
Pre-tax net operating income$3,177,000762
Securities gains (losses)$01,187
Applicable income taxes$1,190,000635
Income before extraordinary items$1,987,000893
Extraordinary gains, net$022
Net income$1,987,000892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$867,000269
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,987,000881
2006-12-31 (YTD Data)Rank
Total interest income$47,208,000807
Total interest expense$23,165,000727
Net interest income$24,043,000919
Provision for loan and lease losses$995,0001,051
Total noninterest income$1,507,0002,696
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$598,0002,687
Trading account gains and fees$0130
Additional Noninterest Income$909,0002,374
Total noninterest expense$10,616,0001,680
Salaries and employee benefits$6,089,0001,615
Premises and equipment expense$1,545,0001,650
Additional noninterest expense$2,982,0001,772
Pre-tax net operating income$13,939,000731
Securities gains (losses)$01,687
Applicable income taxes$5,081,000631
Income before extraordinary items$8,858,000839
Extraordinary gains, net$051
Net income$8,858,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,152,000608
Cash dividends$991,0002,614
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,858,000832
2006-09-30 (YTD Data)Rank
Total interest income$34,891,000824
Total interest expense$16,882,000738
Net interest income$18,009,000949
Provision for loan and lease losses$600,0001,201
Total noninterest income$800,0003,399
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$453,0002,668
Trading account gains and fees$0126
Additional Noninterest Income$347,0003,457
Total noninterest expense$7,308,0001,827
Salaries and employee benefits$4,343,0001,693
Premises and equipment expense$1,167,0001,648
Additional noninterest expense$1,798,0002,171
Pre-tax net operating income$10,901,000740
Securities gains (losses)$01,388
Applicable income taxes$3,958,000645
Income before extraordinary items$6,943,000834
Extraordinary gains, net$045
Net income$6,943,000833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$707,000607
Cash dividends$991,0001,955
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,943,000825
2006-06-30 (YTD Data)Rank
Total interest income$22,819,000824
Total interest expense$10,951,000725
Net interest income$11,868,000959
Provision for loan and lease losses$375,0001,222
Total noninterest income$526,0003,404
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$305,0002,625
Trading account gains and fees$0126
Additional Noninterest Income$221,0003,549
Total noninterest expense$4,769,0001,860
Salaries and employee benefits$2,831,0001,733
Premises and equipment expense$761,0001,682
Additional noninterest expense$1,177,0002,216
Pre-tax net operating income$7,250,000743
Securities gains (losses)$01,185
Applicable income taxes$2,628,000655
Income before extraordinary items$4,622,000840
Extraordinary gains, net$039
Net income$4,622,000840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$642,000477
Cash dividends$992,0001,477
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,622,000826
2006-03-31 (YTD Data)Rank
Total interest income$11,107,000821
Total interest expense$5,270,000701
Net interest income$5,837,000972
Provision for loan and lease losses$150,0001,421
Total noninterest income$268,0003,319
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$155,0002,531
Trading account gains and fees$0115
Additional Noninterest Income$113,0003,483
Total noninterest expense$2,352,0001,897
Salaries and employee benefits$1,404,0001,744
Premises and equipment expense$379,0001,689
Additional noninterest expense$569,0002,261
Pre-tax net operating income$3,603,000734
Securities gains (losses)$0955
Applicable income taxes$1,304,000649
Income before extraordinary items$2,299,000832
Extraordinary gains, net$021
Net income$2,299,000831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,000312
Cash dividends$992,000775
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,299,000820
2005-12-31 (YTD Data)Rank
Total interest income$39,672,000816
Total interest expense$18,114,000633
Net interest income$21,558,000989
Provision for loan and lease losses$600,0001,622
Total noninterest income$1,152,0003,224
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$681,0002,399
Trading account gains and fees$0138
Additional Noninterest Income$471,0003,483
Total noninterest expense$9,450,0001,797
Salaries and employee benefits$5,651,0001,662
Premises and equipment expense$1,511,0001,614
Additional noninterest expense$2,288,0002,187
Pre-tax net operating income$12,660,000787
Securities gains (losses)$02,296
Applicable income taxes$4,765,000671
Income before extraordinary items$7,895,000915
Extraordinary gains, net$046
Net income$7,895,000915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,922
Cash dividends$3,964,000823
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,895,000897
2005-09-30 (YTD Data)Rank
Total interest income$28,969,000817
Total interest expense$13,121,000617
Net interest income$15,848,000992
Provision for loan and lease losses$450,0001,533
Total noninterest income$863,0003,242
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$515,0002,381
Trading account gains and fees$0126
Additional Noninterest Income$348,0003,537
Total noninterest expense$6,885,0001,825
Salaries and employee benefits$4,048,0001,709
Premises and equipment expense$1,125,0001,613
Additional noninterest expense$1,712,0002,164
Pre-tax net operating income$9,376,000788
Securities gains (losses)$02,317
Applicable income taxes$3,541,000679
Income before extraordinary items$5,835,000925
Extraordinary gains, net$035
Net income$5,835,000926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,456
Cash dividends$2,974,000762
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,835,000908
2005-06-30 (YTD Data)Rank
Total interest income$18,799,000814
Total interest expense$8,355,000606
Net interest income$10,444,000997
Provision for loan and lease losses$300,0001,505
Total noninterest income$562,0003,264
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$342,0002,353
Trading account gains and fees$0116
Additional Noninterest Income$220,0003,603
Total noninterest expense$4,552,0001,821
Salaries and employee benefits$2,691,0001,709
Premises and equipment expense$723,0001,658
Additional noninterest expense$1,138,0002,167
Pre-tax net operating income$6,154,000784
Securities gains (losses)$02,146
Applicable income taxes$2,322,000673
Income before extraordinary items$3,832,000910
Extraordinary gains, net$030
Net income$3,832,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,238
Cash dividends$1,983,000749
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,832,000890
2005-03-31 (YTD Data)Rank
Total interest income$9,153,000823
Total interest expense$3,951,000613
Net interest income$5,202,000997
Provision for loan and lease losses$150,0001,379
Total noninterest income$274,0003,258
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$155,0002,488
Trading account gains and fees$0115
Additional Noninterest Income$119,0003,420
Total noninterest expense$2,272,0001,837
Salaries and employee benefits$1,359,0001,696
Premises and equipment expense$347,0001,731
Additional noninterest expense$566,0002,160
Pre-tax net operating income$3,054,000782
Securities gains (losses)$01,685
Applicable income taxes$1,149,000684
Income before extraordinary items$1,905,000913
Extraordinary gains, net$024
Net income$1,905,000913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,541
Cash dividends$990,000694
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,905,000895
2004-12-31 (YTD Data)Rank
Total interest income$33,981,000813
Total interest expense$14,042,000591
Net interest income$19,939,000996
Provision for loan and lease losses$865,0001,201
Total noninterest income$1,215,0003,098
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$738,0002,277
Trading account gains and fees$0138
Additional Noninterest Income$477,0003,398
Total noninterest expense$9,405,0001,723
Salaries and employee benefits$5,450,0001,616
Premises and equipment expense$1,406,0001,658
Additional noninterest expense$2,549,0001,911
Pre-tax net operating income$10,884,000810
Securities gains (losses)$03,819
Applicable income taxes$3,983,000709
Income before extraordinary items$6,901,000961
Extraordinary gains, net$034
Net income$6,901,000962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0002,346
Cash dividends$3,966,000780
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,901,000920
2004-09-30 (YTD Data)Rank
Total interest income$25,005,000824
Total interest expense$10,256,000591
Net interest income$14,749,0001,000
Provision for loan and lease losses$640,0001,173
Total noninterest income$938,0003,057
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$547,0002,323
Trading account gains and fees$0134
Additional Noninterest Income$391,0003,238
Total noninterest expense$6,831,0001,764
Salaries and employee benefits$3,897,0001,696
Premises and equipment expense$1,040,0001,679
Additional noninterest expense$1,894,0001,897
Pre-tax net operating income$8,216,000808
Securities gains (losses)$03,710
Applicable income taxes$2,946,000729
Income before extraordinary items$5,270,000944
Extraordinary gains, net$026
Net income$5,270,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,942
Cash dividends$2,975,000708
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,270,000910
2004-06-30 (YTD Data)Rank
Total interest income$16,492,000829
Total interest expense$6,737,000592
Net interest income$9,755,000995
Provision for loan and lease losses$415,0001,192
Total noninterest income$655,0002,980
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$369,0002,291
Trading account gains and fees$0130
Additional Noninterest Income$286,0003,072
Total noninterest expense$4,510,0001,773
Salaries and employee benefits$2,548,0001,723
Premises and equipment expense$672,0001,719
Additional noninterest expense$1,290,0001,850
Pre-tax net operating income$5,485,000799
Securities gains (losses)$03,413
Applicable income taxes$2,008,000721
Income before extraordinary items$3,477,000944
Extraordinary gains, net$021
Net income$3,477,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0001,240
Cash dividends$1,984,000716
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,477,000907
2004-03-31 (YTD Data)Rank
Total interest income$8,178,000853
Total interest expense$3,347,000608
Net interest income$4,831,0001,016
Provision for loan and lease losses$295,000859
Total noninterest income$303,0003,085
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$173,0002,365
Trading account gains and fees$0121
Additional Noninterest Income$130,0003,191
Total noninterest expense$2,318,0001,751
Salaries and employee benefits$1,269,0001,746
Premises and equipment expense$327,0001,789
Additional noninterest expense$722,0001,642
Pre-tax net operating income$2,521,000854
Securities gains (losses)$02,934
Applicable income taxes$947,000769
Income before extraordinary items$1,574,0001,046
Extraordinary gains, net$016
Net income$1,574,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,000389
Cash dividends$991,000712
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,574,000982
2003-12-31 (YTD Data)Rank
Total interest income$32,484,000864
Total interest expense$14,752,000608
Net interest income$17,732,0001,088
Provision for loan and lease losses$525,0002,070
Total noninterest income$2,027,0002,296
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$772,0002,175
Trading account gains and fees$0160
Additional Noninterest Income$1,255,0002,055
Total noninterest expense$9,018,0001,762
Salaries and employee benefits$5,125,0001,681
Premises and equipment expense$1,369,0001,662
Additional noninterest expense$2,524,0001,907
Pre-tax net operating income$10,216,000840
Securities gains (losses)$339,000976
Applicable income taxes$3,908,000752
Income before extraordinary items$6,647,000974
Extraordinary gains, net$054
Net income$6,647,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,535,000673
Cash dividends$5,626,000571
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,430,040941
2003-09-30 (YTD Data)Rank
Total interest income$24,427,000880
Total interest expense$11,436,000619
Net interest income$12,991,0001,134
Provision for loan and lease losses$450,0001,799
Total noninterest income$1,696,0002,160
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$564,0002,238
Trading account gains and fees$0153
Additional Noninterest Income$1,132,0001,883
Total noninterest expense$6,373,0001,863
Salaries and employee benefits$3,670,0001,770
Premises and equipment expense$1,051,0001,632
Additional noninterest expense$1,652,0002,165
Pre-tax net operating income$7,864,000852
Securities gains (losses)$272,0001,025
Applicable income taxes$3,081,000758
Income before extraordinary items$5,055,000999
Extraordinary gains, net$040
Net income$5,055,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,539,000532
Cash dividends$1,826,0001,091
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,880,920965
2003-06-30 (YTD Data)Rank
Total interest income$16,444,000890
Total interest expense$7,863,000622
Net interest income$8,581,0001,141
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,144,0002,132
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$372,0002,228
Trading account gains and fees$0150
Additional Noninterest Income$772,0001,838
Total noninterest expense$4,256,0001,857
Salaries and employee benefits$2,402,0001,793
Premises and equipment expense$709,0001,619
Additional noninterest expense$1,145,0002,086
Pre-tax net operating income$5,169,000861
Securities gains (losses)$128,0001,333
Applicable income taxes$2,009,000763
Income before extraordinary items$3,288,0001,017
Extraordinary gains, net$030
Net income$3,288,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,125,000316
Cash dividends$1,217,0001,106
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,206,080967
2003-03-31 (YTD Data)Rank
Total interest income$8,232,000902
Total interest expense$3,974,000622
Net interest income$4,258,0001,151
Provision for loan and lease losses$150,0001,666
Total noninterest income$694,0001,788
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$180,0002,223
Trading account gains and fees$0134
Additional Noninterest Income$514,0001,455
Total noninterest expense$2,167,0001,817
Salaries and employee benefits$1,201,0001,774
Premises and equipment expense$365,0001,581
Additional noninterest expense$601,0001,966
Pre-tax net operating income$2,635,000852
Securities gains (losses)$127,000870
Applicable income taxes$1,051,000764
Income before extraordinary items$1,711,000977
Extraordinary gains, net$021
Net income$1,711,000976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,967
Cash dividends$608,0001,037
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,629,720955
2002-12-31 (YTD Data)Rank
Total interest income$35,824,000849
Total interest expense$17,987,000628
Net interest income$17,837,0001,072
Provision for loan and lease losses$3,285,000511
Total noninterest income$1,616,0002,499
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$788,0002,027
Trading account gains and fees$0153
Additional Noninterest Income$828,0002,451
Total noninterest expense$8,729,0001,737
Salaries and employee benefits$4,688,0001,710
Premises and equipment expense$1,338,0001,641
Additional noninterest expense$2,703,0001,735
Pre-tax net operating income$7,439,0001,133
Securities gains (losses)$04,537
Applicable income taxes$2,515,0001,071
Income before extraordinary items$4,924,0001,280
Extraordinary gains, net$070
Net income$4,924,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,414,000710
Cash dividends$2,436,0001,128
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,924,0001,226
2001-12-31 (YTD Data)Rank
Total interest income$41,982,000811
Total interest expense$24,145,000692
Net interest income$17,837,0001,020
Provision for loan and lease losses$545,0002,061
Total noninterest income$1,262,0002,835
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$642,0002,308
Trading account gains and fees$0177
Additional Noninterest Income$620,0002,775
Total noninterest expense$7,934,0001,824
Salaries and employee benefits$4,570,0001,644
Premises and equipment expense$1,299,0001,659
Additional noninterest expense$2,065,0002,178
Pre-tax net operating income$10,620,000730
Securities gains (losses)$04,612
Applicable income taxes$3,811,000682
Income before extraordinary items$6,809,000814
Extraordinary gains, net$0105
Net income$6,809,000814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$457,0001,658
Cash dividends$2,436,0001,111
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,809,000780
2000-12-31 (YTD Data)Rank
Total interest income$43,531,000814
Total interest expense$25,319,000716
Net interest income$18,212,000949
Provision for loan and lease losses$2,105,000587
Total noninterest income$908,0003,370
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$498,0002,702
Trading account gains and fees$0180
Additional Noninterest Income$410,0003,286
Total noninterest expense$7,861,0001,773
Salaries and employee benefits$4,464,0001,591
Premises and equipment expense$1,321,0001,567
Additional noninterest expense$2,076,0002,093
Pre-tax net operating income$9,154,000837
Securities gains (losses)$01,956
Applicable income taxes$3,122,000802
Income before extraordinary items$6,032,000873
Extraordinary gains, net$038
Net income$6,032,000872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,502,000564
Cash dividends$2,435,0001,153
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,032,000874
1999-12-31 (YTD Data)Rank
Total interest income$36,650,000923
Total interest expense$19,641,000809
Net interest income$17,009,0001,030
Provision for loan and lease losses$300,0002,624
Total noninterest income$790,0003,649
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$470,0002,774
Trading account gains and fees$0173
Additional Noninterest Income$320,0003,875
Total noninterest expense$7,529,0001,842
Salaries and employee benefits$4,252,0001,624
Premises and equipment expense$1,287,0001,590
Additional noninterest expense$1,990,0002,198
Pre-tax net operating income$9,970,000826
Securities gains (losses)$03,155
Applicable income taxes$3,553,000770
Income before extraordinary items$6,417,000879
Extraordinary gains, net$035
Net income$6,417,000879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,102
Cash dividends$2,266,0001,238
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,417,000865
1998-12-31 (YTD Data)Rank
Total interest income$35,241,000940
Total interest expense$19,161,000834
Net interest income$16,080,0001,051
Provision for loan and lease losses$150,0004,136
Total noninterest income$827,0003,536
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$447,0002,838
Trading account gains and fees$0224
Additional Noninterest Income$380,0003,539
Total noninterest expense$7,004,0001,856
Salaries and employee benefits$4,084,0001,632
Premises and equipment expense$1,224,0001,608
Additional noninterest expense$1,696,0002,454
Pre-tax net operating income$9,753,000800
Securities gains (losses)$04,449
Applicable income taxes$3,499,000767
Income before extraordinary items$6,254,000871
Extraordinary gains, net$032
Net income$6,254,000871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,524
Cash dividends$2,266,0001,206
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,254,000833
1997-12-31 (YTD Data)Rank
Total interest income$32,398,0001,053
Total interest expense$17,487,000938
Net interest income$14,911,0001,179
Provision for loan and lease losses$605,0001,499
Total noninterest income$690,0004,009
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$502,0002,615
Trading account gains and fees$0239
Additional Noninterest Income$188,0005,107
Total noninterest expense$6,116,0002,105
Salaries and employee benefits$3,663,0001,781
Premises and equipment expense$975,0002,035
Additional noninterest expense$1,478,0002,769
Pre-tax net operating income$8,880,000914
Securities gains (losses)$03,944
Applicable income taxes$3,097,000904
Income before extraordinary items$5,783,000966
Extraordinary gains, net$044
Net income$5,783,000967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,728
Cash dividends$2,266,0001,168
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,783,000937
1996-12-31 (YTD Data)Rank
Total interest income$28,463,0001,208
Total interest expense$14,964,0001,095
Net interest income$13,499,0001,319
Provision for loan and lease losses$600,0001,497
Total noninterest income$674,0004,227
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$485,0002,791
Trading account gains and fees$0262
Additional Noninterest Income$189,0005,337
Total noninterest expense$5,575,0002,465
Salaries and employee benefits$3,381,0001,949
Premises and equipment expense$875,0002,263
Additional noninterest expense$1,319,0003,481
Pre-tax net operating income$7,998,000960
Securities gains (losses)$04,148
Applicable income taxes$2,751,000939
Income before extraordinary items$5,247,000996
Extraordinary gains, net$053
Net income$5,247,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0001,521
Cash dividends$2,265,0001,168
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,247,000982
1995-12-31 (YTD Data)Rank
Total interest income$26,053,0001,319
Total interest expense$13,445,0001,236
Net interest income$12,608,0001,424
Provision for loan and lease losses$370,0001,967
Total noninterest income$769,0003,802
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$432,0003,109
Trading account gains and fees$0522
Additional Noninterest Income$337,0003,715
Total noninterest expense$6,005,0002,267
Salaries and employee benefits$3,232,0002,054
Premises and equipment expense$874,0002,296
Additional noninterest expense$1,899,0002,514
Pre-tax net operating income$7,002,0001,109
Securities gains (losses)$03,831
Applicable income taxes$2,477,0001,057
Income before extraordinary items$4,525,0001,164
Extraordinary gains, net$065
Net income$4,525,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0004,240
Cash dividends$2,266,0001,127
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,525,0001,146
1994-12-31 (YTD Data)Rank
Total interest income$21,272,0001,453
Total interest expense$9,379,0001,389
Net interest income$11,893,0001,512
Provision for loan and lease losses$90,0004,765
Total noninterest income$819,0003,650
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$483,0002,862
Trading account gains and fees$0475
Additional Noninterest Income$336,0003,820
Total noninterest expense$5,725,0002,454
Salaries and employee benefits$3,040,0002,184
Premises and equipment expense$879,0002,297
Additional noninterest expense$1,806,0002,825
Pre-tax net operating income$6,897,0001,097
Securities gains (losses)$03,600
Applicable income taxes$2,393,0001,042
Income before extraordinary items$4,504,0001,124
Extraordinary gains, net$0249
Net income$4,504,0001,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,075
Cash dividends$1,983,0001,132
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,504,0001,131
1993-12-31 (YTD Data)Rank
Total interest income$19,959,0001,580
Total interest expense$8,228,0001,611
Net interest income$11,731,0001,536
Provision for loan and lease losses$600,0001,833
Total noninterest income$784,0004,050
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$503,0002,787
Trading account gains and fees$0532
Additional Noninterest Income$281,0004,644
Total noninterest expense$6,418,0002,258
Salaries and employee benefits$2,881,0002,314
Premises and equipment expense$857,0002,386
Additional noninterest expense$2,680,0002,089
Pre-tax net operating income$5,497,0001,266
Securities gains (losses)$07,477
Applicable income taxes$1,748,0001,363
Income before extraordinary items$3,749,0001,354
Extraordinary gains, net$03,149
Net income$3,749,0001,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,980
Cash dividends$1,798,0001,130
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,749,0001,268
1992-12-31 (YTD Data)Rank
Total interest income$20,315,0001,747
Total interest expense$8,817,0001,922
Net interest income$11,498,0001,613
Provision for loan and lease losses$540,0002,829
Total noninterest income$686,0004,472
Gross Fiduciary activities income$2,0001,625
Service charges on deposit accounts$500,0002,781
Trading account gains and fees$0504
Additional Noninterest Income$184,0005,950
Total noninterest expense$5,886,0002,464
Salaries and employee benefits$2,772,0002,339
Premises and equipment expense$856,0002,409
Additional noninterest expense$2,258,0002,538
Pre-tax net operating income$5,758,0001,126
Securities gains (losses)$97,0003,051
Applicable income taxes$1,812,0001,223
Income before extraordinary items$4,043,0001,158
Extraordinary gains, net$01,422
Net income$4,043,0001,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,00013,128
Cash dividends$1,798,000944
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,976,0701,085

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.