Home > Jefferson Bank > Assets and Liabilities
Jefferson Bank, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 35 | 3,912 |
| Assets and Liabilities | ||
| Total Assets: | $204,996,000 | 3,044 |
| Cash and due from depository institutions | $81,845,000 | 3,912 |
| Interest-bearing balances | $76,919,000 | 496 |
| Securities | $20,071,000 | 4,559 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $86,948,000 | 3,969 |
| Loan loss allowance | $2,263,000 | 2,948 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,224,000 | 3,963 |
| Other real estate owned | $7,218,000 | 3,912 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $6,690,000 | 2,548 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $204,996,000 | 3,044 |
| Total liabilities | $195,448,000 | 2,888 |
| Total deposits | $154,671,000 | 3,310 |
| Interest-bearing deposits | $138,857,000 | 3,139 |
| Deposits held in domestic offices | $154,671,000 | 3,308 |
| % insured | 96.66% | 1,236 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $40,000,000 | 765 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $777,000 | 3,704 |
| Total equity capital | $9,548,000 | 5,239 |
| Total bank equity capital | $9,548,000 | 5,238 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,650,000 | 1,925 |
| Surplus | $31,557,000 | 1,065 |
| Undivided profits | $-23,659,000 | 7,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $2,889,000 | 2,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $417,000 | 5,359 |
| Earning assets | $183,938,000 | 3,082 |
| Long-term assets (5+ years) | $6,987,000 | 5,767 |
| Average Assets, year-to-date | $204,971,330 | 3,038 |
| Average Assets, quarterly | $204,996,000 | 3,049 |
| Volatile liabilities | $12,525,000 | 3,101 |
| Insider loans | $3,120,000 | 1,998 |
| FHLB advances | $40,000,000 | 703 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $9,601,000 | 3,954 |
| Tier 1 (core) risk-based capital | $9,521,000 | 5,094 |
| Tier 2 risk-based capital | $1,295,000 | 3,493 |
| Total risk weighted assets | $102,633,000 | 3,736 |
| Total unused commitments | $9,601,000 | 3,957 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 39 | 3,632 |
| Assets and Liabilities | ||
| Total Assets: | $204,996,000 | 3,069 |
| Cash and due from depository institutions | $44,643,000 | 3,632 |
| Interest-bearing balances | $40,419,000 | 972 |
| Securities | $45,444,000 | 2,718 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $97,310,000 | 3,720 |
| Loan loss allowance | $2,471,000 | 2,802 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,310,000 | 3,922 |
| Other real estate owned | $8,759,000 | 3,632 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $6,530,000 | 2,636 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $204,996,000 | 3,069 |
| Total liabilities | $194,623,000 | 2,922 |
| Total deposits | $153,789,000 | 3,348 |
| Interest-bearing deposits | $136,960,000 | 3,203 |
| Deposits held in domestic offices | $153,789,000 | 3,345 |
| % insured | 96.77% | 1,246 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $40,000,000 | 787 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $834,000 | 3,484 |
| Total equity capital | $10,373,000 | 4,981 |
| Total bank equity capital | $10,373,000 | 4,980 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,650,000 | 1,951 |
| Surplus | $31,557,000 | 1,072 |
| Undivided profits | $-22,834,000 | 7,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $2,909,000 | 3,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $580,000 | 4,450 |
| Earning assets | $183,173,000 | 3,107 |
| Long-term assets (5+ years) | $39,174,000 | 3,010 |
| Average Assets, year-to-date | $204,959,000 | 3,053 |
| Average Assets, quarterly | $204,959,000 | 3,053 |
| Volatile liabilities | $12,021,000 | 3,191 |
| Insider loans | $3,365,000 | 1,929 |
| FHLB advances | $40,000,000 | 724 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $9,240,000 | 4,067 |
| Tier 1 (core) risk-based capital | $10,775,000 | 4,756 |
| Tier 2 risk-based capital | $1,450,000 | 3,210 |
| Total risk weighted assets | $115,009,000 | 3,452 |
| Total unused commitments | $9,240,000 | 4,068 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 43 | 3,409 |
| Assets and Liabilities | ||
| Total Assets: | $204,922,000 | 3,080 |
| Cash and due from depository institutions | $31,754,000 | 3,409 |
| Interest-bearing balances | $28,354,000 | 1,239 |
| Securities | $48,801,000 | 2,459 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $103,634,000 | 3,644 |
| Loan loss allowance | $3,482,000 | 2,133 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,402,000 | 3,869 |
| Other real estate owned | $11,698,000 | 3,409 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $6,633,000 | 2,643 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $204,922,000 | 3,080 |
| Total liabilities | $192,983,000 | 2,944 |
| Total deposits | $152,201,000 | 3,379 |
| Interest-bearing deposits | $134,168,000 | 3,273 |
| Deposits held in domestic offices | $152,201,000 | 3,376 |
| % insured | 96.38% | 1,369 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $40,000,000 | 839 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $782,000 | 3,679 |
| Total equity capital | $11,939,000 | 4,593 |
| Total bank equity capital | $11,939,000 | 4,592 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,650,000 | 1,979 |
| Surplus | $31,557,000 | 1,069 |
| Undivided profits | $-21,268,000 | 7,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,483,000 | 2,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $675,000 | 4,169 |
| Earning assets | $180,789,000 | 3,141 |
| Long-term assets (5+ years) | $42,107,000 | 2,782 |
| Average Assets, year-to-date | $265,530,600 | 2,395 |
| Average Assets, quarterly | $219,613,500 | 2,886 |
| Volatile liabilities | $67,206,000 | 1,972 |
| Insider loans | $3,471,000 | 1,928 |
| FHLB advances | $40,000,000 | 775 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $10,857,000 | 3,693 |
| Tier 1 (core) risk-based capital | $12,564,000 | 4,344 |
| Tier 2 risk-based capital | $1,599,000 | 3,026 |
| Total risk weighted assets | $126,070,000 | 3,278 |
| Total unused commitments | $10,857,000 | 3,694 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 39 | 3,712 |
| Assets and Liabilities | ||
| Total Assets: | $234,305,000 | 2,760 |
| Cash and due from depository institutions | $35,531,000 | 3,712 |
| Interest-bearing balances | $32,803,000 | 1,100 |
| Securities | $60,746,000 | 2,028 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $116,202,000 | 3,411 |
| Loan loss allowance | $4,263,000 | 1,826 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,492,000 | 3,845 |
| Other real estate owned | $12,375,000 | 3,712 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $6,959,000 | 2,593 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $234,305,000 | 2,760 |
| Total liabilities | $220,606,000 | 2,634 |
| Total deposits | $159,484,000 | 3,274 |
| Interest-bearing deposits | $141,765,000 | 3,172 |
| Deposits held in domestic offices | $159,484,000 | 3,271 |
| % insured | 93.86% | 1,997 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $60,000,000 | 642 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,122,000 | 3,299 |
| Total equity capital | $13,699,000 | 4,324 |
| Total bank equity capital | $13,699,000 | 4,324 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,650,000 | 2,010 |
| Surplus | $31,557,000 | 1,057 |
| Undivided profits | $-19,508,000 | 7,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $6,398,000 | 1,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $795,000 | 3,930 |
| Earning assets | $209,751,000 | 2,806 |
| Long-term assets (5+ years) | $55,447,000 | 2,226 |
| Average Assets, year-to-date | $280,682,750 | 2,311 |
| Average Assets, quarterly | $255,173,000 | 2,558 |
| Volatile liabilities | $82,866,000 | 1,682 |
| Insider loans | $4,001,000 | 1,754 |
| FHLB advances | $60,000,000 | 583 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $11,414,000 | 3,676 |
| Tier 1 (core) risk-based capital | $13,952,000 | 4,079 |
| Tier 2 risk-based capital | $1,790,000 | 2,812 |
| Total risk weighted assets | $140,726,000 | 3,063 |
| Total unused commitments | $11,414,000 | 3,679 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 46 | 3,310 |
| Assets and Liabilities | ||
| Total Assets: | $276,041,000 | 2,375 |
| Cash and due from depository institutions | $31,184,000 | 3,310 |
| Interest-bearing balances | $27,206,000 | 1,240 |
| Securities | $72,350,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $146,876,000 | 2,844 |
| Loan loss allowance | $4,615,000 | 1,707 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,613,000 | 3,783 |
| Other real estate owned | $15,793,000 | 3,310 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $7,225,000 | 2,548 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $276,041,000 | 2,375 |
| Total liabilities | $260,830,000 | 2,265 |
| Total deposits | $186,677,000 | 2,897 |
| Interest-bearing deposits | $163,923,000 | 2,845 |
| Deposits held in domestic offices | $186,677,000 | 2,894 |
| % insured | 93.93% | 2,057 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $73,000,000 | 566 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,153,000 | 3,144 |
| Total equity capital | $15,211,000 | 3,985 |
| Total bank equity capital | $15,211,000 | 3,983 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,650,000 | 2,031 |
| Surplus | $31,557,000 | 1,056 |
| Undivided profits | $-17,996,000 | 7,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $10,745,000 | 1,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,000,000 | 3,163 |
| Earning assets | $246,432,000 | 2,439 |
| Long-term assets (5+ years) | $75,879,000 | 1,725 |
| Average Assets, year-to-date | $296,142,000 | 2,220 |
| Average Assets, quarterly | $285,896,000 | 2,294 |
| Volatile liabilities | $95,537,000 | 1,496 |
| Insider loans | $4,329,000 | 1,650 |
| FHLB advances | $73,000,000 | 514 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $15,321,000 | 3,120 |
| Tier 1 (core) risk-based capital | $13,718,000 | 4,128 |
| Tier 2 risk-based capital | $2,128,000 | 2,464 |
| Total risk weighted assets | $167,749,000 | 2,660 |
| Total unused commitments | $15,321,000 | 3,125 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 50 | 3,101 |
| Assets and Liabilities | ||
| Total Assets: | $295,751,000 | 2,282 |
| Cash and due from depository institutions | $27,606,000 | 3,101 |
| Interest-bearing balances | $23,545,000 | 1,426 |
| Securities | $75,973,000 | 1,688 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $167,188,000 | 2,595 |
| Loan loss allowance | $5,667,000 | 1,468 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,717,000 | 3,782 |
| Other real estate owned | $14,930,000 | 3,101 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $7,337,000 | 2,583 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $295,751,000 | 2,282 |
| Total liabilities | $280,542,000 | 2,191 |
| Total deposits | $205,733,000 | 2,681 |
| Interest-bearing deposits | $182,456,000 | 2,604 |
| Deposits held in domestic offices | $205,733,000 | 2,679 |
| % insured | 95.34% | 1,586 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $73,762,000 | 597 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,047,000 | 3,308 |
| Total equity capital | $15,209,000 | 3,998 |
| Total bank equity capital | $15,209,000 | 3,996 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,650,000 | 2,077 |
| Surplus | $31,557,000 | 1,071 |
| Undivided profits | $-17,998,000 | 7,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $20,471,000 | 886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,079,000 | 3,015 |
| Earning assets | $266,706,000 | 2,313 |
| Long-term assets (5+ years) | $78,650,000 | 1,684 |
| Average Assets, year-to-date | $306,192,500 | 2,216 |
| Average Assets, quarterly | $306,192,500 | 2,216 |
| Volatile liabilities | $98,249,000 | 1,512 |
| Insider loans | $4,553,000 | 1,639 |
| FHLB advances | $73,100,000 | 540 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $23,208,000 | 2,473 |
| Tier 1 (core) risk-based capital | $14,174,000 | 4,039 |
| Tier 2 risk-based capital | $2,375,000 | 2,274 |
| Total risk weighted assets | $186,733,000 | 2,486 |
| Total unused commitments | $23,208,000 | 2,477 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 53 | 3,005 |
| Assets and Liabilities | ||
| Total Assets: | $316,634,000 | 2,164 |
| Cash and due from depository institutions | $23,415,000 | 3,005 |
| Interest-bearing balances | $20,068,000 | 1,391 |
| Securities | $71,067,000 | 1,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $200,783,000 | 2,256 |
| Loan loss allowance | $7,578,000 | 1,131 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,834,000 | 3,736 |
| Other real estate owned | $11,955,000 | 3,005 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,580,000 | 2,859 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $316,634,000 | 2,164 |
| Total liabilities | $301,094,000 | 2,065 |
| Total deposits | $226,126,000 | 2,431 |
| Interest-bearing deposits | $201,362,000 | 2,374 |
| Deposits held in domestic offices | $226,126,000 | 2,429 |
| % insured | 95.05% | 1,673 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $73,762,000 | 653 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,206,000 | 3,063 |
| Total equity capital | $15,540,000 | 3,923 |
| Total bank equity capital | $15,540,000 | 3,923 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,650,000 | 2,111 |
| Surplus | $31,557,000 | 1,070 |
| Undivided profits | $-17,667,000 | 7,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $13,335,000 | 1,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,263,000 | 2,684 |
| Earning assets | $291,918,000 | 2,149 |
| Long-term assets (5+ years) | $74,758,000 | 1,739 |
| Average Assets, year-to-date | $357,812,800 | 1,897 |
| Average Assets, quarterly | $331,275,000 | 2,075 |
| Volatile liabilities | $103,715,000 | 1,453 |
| Insider loans | $5,180,000 | 1,476 |
| FHLB advances | $73,100,000 | 589 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $32,115,000 | 1,926 |
| Tier 1 (core) risk-based capital | $15,022,000 | 3,868 |
| Tier 2 risk-based capital | $2,728,000 | 2,047 |
| Total risk weighted assets | $213,390,000 | 2,231 |
| Total unused commitments | $32,115,000 | 1,927 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 52 | 3,085 |
| Assets and Liabilities | ||
| Total Assets: | $345,916,000 | 2,010 |
| Cash and due from depository institutions | $40,997,000 | 3,085 |
| Interest-bearing balances | $37,051,000 | 731 |
| Securities | $57,890,000 | 2,126 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 3,269 |
| Net loans & leases | $223,810,000 | 2,074 |
| Loan loss allowance | $4,050,000 | 1,843 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,954,000 | 3,667 |
| Other real estate owned | $11,469,000 | 3,085 |
| Goodwill and other intangibles | $47,000 | 2,893 |
| All other assets | $7,249,000 | 2,401 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $345,916,000 | 2,010 |
| Total liabilities | $325,448,000 | 1,924 |
| Total deposits | $246,320,000 | 2,240 |
| Interest-bearing deposits | $218,662,000 | 2,192 |
| Deposits held in domestic offices | $246,320,000 | 2,238 |
| % insured | 93.85% | 2,343 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $77,762,000 | 662 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,366,000 | 3,107 |
| Total equity capital | $20,468,000 | 3,212 |
| Total bank equity capital | $20,468,000 | 3,212 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,650,000 | 2,139 |
| Surplus | $31,557,000 | 1,070 |
| Undivided profits | $-12,739,000 | 7,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $10,910,000 | 1,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $62,000 | 1,000 |
| Income earned, not collected on loans | $1,272,000 | 2,841 |
| Earning assets | $320,251,000 | 1,982 |
| Long-term assets (5+ years) | $65,805,000 | 1,905 |
| Average Assets, year-to-date | $368,107,500 | 1,860 |
| Average Assets, quarterly | $351,015,500 | 1,973 |
| Volatile liabilities | $114,002,000 | 1,339 |
| Insider loans | $8,104,000 | 946 |
| FHLB advances | $77,100,000 | 595 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $44,583,000 | 1,550 |
| Tier 1 (core) risk-based capital | $19,649,000 | 3,172 |
| Tier 2 risk-based capital | $2,967,000 | 1,915 |
| Total risk weighted assets | $236,282,000 | 2,059 |
| Total unused commitments | $44,583,000 | 1,552 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 59 | 2,797 |
| Assets and Liabilities | ||
| Total Assets: | $356,115,000 | 1,960 |
| Cash and due from depository institutions | $11,689,000 | 2,797 |
| Interest-bearing balances | $5,926,000 | 2,519 |
| Securities | $73,874,000 | 1,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $252,259,000 | 1,914 |
| Loan loss allowance | $4,205,000 | 1,728 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,057,000 | 3,622 |
| Other real estate owned | $8,682,000 | 2,797 |
| Goodwill and other intangibles | $47,000 | 2,911 |
| All other assets | $6,507,000 | 2,600 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $356,115,000 | 1,960 |
| Total liabilities | $338,104,000 | 1,885 |
| Total deposits | $252,135,000 | 2,200 |
| Interest-bearing deposits | $222,713,000 | 2,152 |
| Deposits held in domestic offices | $252,135,000 | 2,198 |
| % insured | 82.60% | 2,942 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $84,312,000 | 651 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,657,000 | 2,722 |
| Total equity capital | $18,011,000 | 3,543 |
| Total bank equity capital | $18,011,000 | 3,543 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,650,000 | 2,171 |
| Surplus | $28,472,000 | 1,188 |
| Undivided profits | $-12,111,000 | 7,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $12,714,000 | 1,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $73,000 | 960 |
| Income earned, not collected on loans | $1,246,000 | 2,801 |
| Earning assets | $332,059,000 | 1,922 |
| Long-term assets (5+ years) | $82,179,000 | 1,605 |
| Average Assets, year-to-date | $375,504,670 | 1,858 |
| Average Assets, quarterly | $371,925,000 | 1,879 |
| Volatile liabilities | $123,316,000 | 1,249 |
| Insider loans | $8,225,000 | 949 |
| FHLB advances | $83,600,000 | 577 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $38,891,000 | 1,821 |
| Tier 1 (core) risk-based capital | $17,700,000 | 3,490 |
| Tier 2 risk-based capital | $3,354,000 | 1,712 |
| Total risk weighted assets | $267,498,000 | 1,900 |
| Total unused commitments | $38,891,000 | 1,823 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 55 | 2,977 |
| Assets and Liabilities | ||
| Total Assets: | $387,735,000 | 1,823 |
| Cash and due from depository institutions | $5,876,000 | 2,977 |
| Interest-bearing balances | $300,000 | 5,332 |
| Securities | $91,885,000 | 1,349 |
| Federal funds sold & reverse repurchase agreements | $12,575,000 | 964 |
| Net loans & leases | $259,365,000 | 1,884 |
| Loan loss allowance | $4,312,000 | 1,620 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,185,000 | 3,570 |
| Other real estate owned | $8,044,000 | 2,977 |
| Goodwill and other intangibles | $47,000 | 2,931 |
| All other assets | $6,758,000 | 2,531 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $387,735,000 | 1,823 |
| Total liabilities | $364,645,000 | 1,768 |
| Total deposits | $269,405,000 | 2,067 |
| Interest-bearing deposits | $240,381,000 | 2,002 |
| Deposits held in domestic offices | $269,405,000 | 2,065 |
| % insured | 84.23% | 2,496 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $94,012,000 | 630 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,228,000 | 3,280 |
| Total equity capital | $23,090,000 | 2,884 |
| Total bank equity capital | $23,090,000 | 2,884 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,650,000 | 2,185 |
| Surplus | $28,472,000 | 1,180 |
| Undivided profits | $-7,032,000 | 7,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $11,089,000 | 1,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,454,000 | 2,458 |
| Earning assets | $364,125,000 | 1,782 |
| Long-term assets (5+ years) | $99,668,000 | 1,329 |
| Average Assets, year-to-date | $385,199,500 | 1,823 |
| Average Assets, quarterly | $385,199,500 | 1,823 |
| Volatile liabilities | $117,003,000 | 1,320 |
| Insider loans | $7,571,000 | 1,046 |
| FHLB advances | $93,300,000 | 555 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $41,845,000 | 1,794 |
| Tier 1 (core) risk-based capital | $22,300,000 | 2,834 |
| Tier 2 risk-based capital | $3,458,000 | 1,669 |
| Total risk weighted assets | $275,817,000 | 1,855 |
| Total unused commitments | $41,845,000 | 1,795 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 57 | 2,922 |
| Assets and Liabilities | ||
| Total Assets: | $382,664,000 | 1,831 |
| Cash and due from depository institutions | $5,871,000 | 2,922 |
| Interest-bearing balances | $300,000 | 4,751 |
| Securities | $87,570,000 | 1,384 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $271,487,000 | 1,803 |
| Loan loss allowance | $4,637,000 | 1,479 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,331,000 | 3,489 |
| Other real estate owned | $7,518,000 | 2,922 |
| Goodwill and other intangibles | $47,000 | 2,937 |
| All other assets | $6,840,000 | 2,533 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $382,664,000 | 1,831 |
| Total liabilities | $356,886,000 | 1,777 |
| Total deposits | $284,460,000 | 1,916 |
| Interest-bearing deposits | $256,036,000 | 1,850 |
| Deposits held in domestic offices | $284,460,000 | 1,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,850,000 | 2,385 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $69,300,000 | 875 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,276,000 | 3,185 |
| Total equity capital | $25,778,000 | 2,580 |
| Total bank equity capital | $25,778,000 | 2,580 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,650,000 | 2,192 |
| Surplus | $28,472,000 | 1,149 |
| Undivided profits | $-4,344,000 | 7,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,517,000 | 1,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,554,000 | 2,440 |
| Earning assets | $359,357,000 | 1,782 |
| Long-term assets (5+ years) | $94,308,000 | 1,372 |
| Average Assets, year-to-date | $328,037,400 | 2,034 |
| Average Assets, quarterly | $359,868,500 | 1,896 |
| Volatile liabilities | $72,920,000 | 2,018 |
| Insider loans | $8,213,000 | 959 |
| FHLB advances | $68,300,000 | 806 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $55,398,000 | 1,439 |
| Tier 1 (core) risk-based capital | $25,485,000 | 2,495 |
| Tier 2 risk-based capital | $3,622,000 | 1,584 |
| Total risk weighted assets | $288,745,000 | 1,779 |
| Total unused commitments | $55,398,000 | 1,443 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 62 | 2,739 |
| Assets and Liabilities | ||
| Total Assets: | $337,073,000 | 2,037 |
| Cash and due from depository institutions | $6,402,000 | 2,739 |
| Interest-bearing balances | $300,000 | 4,111 |
| Securities | $40,415,000 | 2,702 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $272,473,000 | 1,799 |
| Loan loss allowance | $2,752,000 | 2,099 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,447,000 | 3,425 |
| Other real estate owned | $7,151,000 | 2,739 |
| Goodwill and other intangibles | $47,000 | 2,986 |
| All other assets | $7,138,000 | 2,458 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $337,073,000 | 2,037 |
| Total liabilities | $309,489,000 | 1,998 |
| Total deposits | $211,067,000 | 2,473 |
| Interest-bearing deposits | $181,494,000 | 2,486 |
| Deposits held in domestic offices | $211,067,000 | 2,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,800,000 | 1,652 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $91,300,000 | 706 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,322,000 | 3,200 |
| Total equity capital | $27,584,000 | 2,460 |
| Total bank equity capital | $27,584,000 | 2,460 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,650,000 | 2,211 |
| Surplus | $28,472,000 | 1,122 |
| Undivided profits | $-2,538,000 | 7,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,541,000 | 1,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,250,000 | 3,120 |
| Earning assets | $313,188,000 | 2,008 |
| Long-term assets (5+ years) | $50,147,000 | 2,251 |
| Average Assets, year-to-date | $314,380,750 | 2,135 |
| Average Assets, quarterly | $335,912,500 | 2,037 |
| Volatile liabilities | $101,809,000 | 1,430 |
| Insider loans | $10,049,000 | 739 |
| FHLB advances | $91,300,000 | 640 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $70,522,000 | 1,275 |
| Tier 1 (core) risk-based capital | $27,949,000 | 2,343 |
| Tier 2 risk-based capital | $2,752,000 | 1,935 |
| Total risk weighted assets | $281,255,000 | 1,815 |
| Total unused commitments | $70,522,000 | 1,277 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 62 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $334,752,000 | 2,041 |
| Cash and due from depository institutions | $6,758,000 | 2,759 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $45,364,000 | 2,514 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $269,500,000 | 1,804 |
| Loan loss allowance | $2,841,000 | 1,989 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,449,000 | 3,406 |
| Other real estate owned | $2,415,000 | 2,759 |
| Goodwill and other intangibles | $47,000 | 3,022 |
| All other assets | $7,219,000 | 2,397 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $334,752,000 | 2,041 |
| Total liabilities | $309,720,000 | 1,974 |
| Total deposits | $186,065,000 | 2,799 |
| Interest-bearing deposits | $155,148,000 | 2,876 |
| Deposits held in domestic offices | $186,065,000 | 2,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,150,000 | 2,181 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $119,300,000 | 556 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,205,000 | 3,391 |
| Total equity capital | $25,032,000 | 2,684 |
| Total bank equity capital | $25,032,000 | 2,684 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,650,000 | 2,230 |
| Surplus | $25,926,000 | 1,200 |
| Undivided profits | $-2,544,000 | 8,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,933,000 | 935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,313,000 | 2,903 |
| Earning assets | $314,864,000 | 1,980 |
| Long-term assets (5+ years) | $52,873,000 | 2,150 |
| Average Assets, year-to-date | $306,816,670 | 2,178 |
| Average Assets, quarterly | $321,174,500 | 2,106 |
| Volatile liabilities | $127,962,000 | 1,163 |
| Insider loans | $11,025,000 | 684 |
| FHLB advances | $119,300,000 | 498 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $89,375,000 | 1,081 |
| Tier 1 (core) risk-based capital | $26,217,000 | 2,478 |
| Tier 2 risk-based capital | $2,841,000 | 1,850 |
| Total risk weighted assets | $279,047,000 | 1,828 |
| Total unused commitments | $89,375,000 | 1,081 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 67 | 2,567 |
| Assets and Liabilities | ||
| Total Assets: | $307,597,000 | 2,200 |
| Cash and due from depository institutions | $8,119,000 | 2,567 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $40,000,000 | 2,770 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $246,318,000 | 1,925 |
| Loan loss allowance | $2,492,000 | 2,141 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,963,000 | 3,718 |
| Other real estate owned | $3,240,000 | 2,567 |
| Goodwill and other intangibles | $47,000 | 3,026 |
| All other assets | $6,910,000 | 2,415 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $307,597,000 | 2,200 |
| Total liabilities | $282,483,000 | 2,145 |
| Total deposits | $176,650,000 | 2,935 |
| Interest-bearing deposits | $150,489,000 | 2,953 |
| Deposits held in domestic offices | $176,650,000 | 2,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $104,600,000 | 581 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,233,000 | 3,539 |
| Total equity capital | $25,114,000 | 2,738 |
| Total bank equity capital | $25,114,000 | 2,738 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,650,000 | 2,228 |
| Surplus | $24,682,000 | 1,236 |
| Undivided profits | $-1,218,000 | 7,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,446,000 | 1,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,381,000 | 2,818 |
| Earning assets | $286,318,000 | 2,165 |
| Long-term assets (5+ years) | $44,834,000 | 2,332 |
| Average Assets, year-to-date | $292,849,000 | 2,262 |
| Average Assets, quarterly | $292,849,000 | 2,262 |
| Volatile liabilities | $116,601,000 | 1,248 |
| Insider loans | $6,890,000 | 1,138 |
| FHLB advances | $104,600,000 | 523 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $105,357,000 | 972 |
| Tier 1 (core) risk-based capital | $25,052,000 | 2,587 |
| Tier 2 risk-based capital | $2,492,000 | 2,023 |
| Total risk weighted assets | $256,552,000 | 1,945 |
| Total unused commitments | $105,357,000 | 972 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 65 | 2,654 |
| Assets and Liabilities | ||
| Total Assets: | $278,101,000 | 2,354 |
| Cash and due from depository institutions | $7,231,000 | 2,654 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $33,089,000 | 3,222 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $226,110,000 | 2,070 |
| Loan loss allowance | $2,216,000 | 2,359 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,613,000 | 3,988 |
| Other real estate owned | $3,294,000 | 2,654 |
| Goodwill and other intangibles | $47,000 | 3,030 |
| All other assets | $5,717,000 | 2,784 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $278,101,000 | 2,354 |
| Total liabilities | $255,560,000 | 2,302 |
| Total deposits | $180,487,000 | 2,825 |
| Interest-bearing deposits | $154,465,000 | 2,836 |
| Deposits held in domestic offices | $180,487,000 | 2,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $74,038,000 | 737 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,035,000 | 3,912 |
| Total equity capital | $22,541,000 | 2,972 |
| Total bank equity capital | $22,541,000 | 2,972 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,650,000 | 2,223 |
| Surplus | $22,195,000 | 1,326 |
| Undivided profits | $-1,304,000 | 7,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,518,000 | 2,789 |
| Earning assets | $259,199,000 | 2,323 |
| Long-term assets (5+ years) | $35,770,000 | 2,561 |
| Average Assets, year-to-date | $242,622,400 | 2,557 |
| Average Assets, quarterly | $269,632,500 | 2,381 |
| Volatile liabilities | $88,427,000 | 1,617 |
| Insider loans | $7,089,000 | 1,078 |
| FHLB advances | $74,038,000 | 676 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $104,186,000 | 979 |
| Tier 1 (core) risk-based capital | $22,827,000 | 2,788 |
| Tier 2 risk-based capital | $2,216,000 | 2,216 |
| Total risk weighted assets | $237,803,000 | 2,041 |
| Total unused commitments | $104,186,000 | 979 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 62 | 2,771 |
| Assets and Liabilities | ||
| Total Assets: | $261,164,000 | 2,440 |
| Cash and due from depository institutions | $4,234,000 | 2,771 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $36,239,000 | 2,992 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $212,111,000 | 2,158 |
| Loan loss allowance | $1,968,000 | 2,542 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,620,000 | 3,946 |
| Other real estate owned | $1,043,000 | 2,771 |
| Goodwill and other intangibles | $47,000 | 3,042 |
| All other assets | $4,870,000 | 3,145 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $261,164,000 | 2,440 |
| Total liabilities | $238,850,000 | 2,389 |
| Total deposits | $172,440,000 | 2,920 |
| Interest-bearing deposits | $146,960,000 | 2,931 |
| Deposits held in domestic offices | $172,440,000 | 2,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,857 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $64,191,000 | 763 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,419,000 | 3,237 |
| Total equity capital | $22,314,000 | 2,972 |
| Total bank equity capital | $22,314,000 | 2,972 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,650,000 | 2,201 |
| Surplus | $22,195,000 | 1,291 |
| Undivided profits | $-1,531,000 | 8,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $295,000 | 5,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,564,000 | 2,856 |
| Earning assets | $248,350,000 | 2,373 |
| Long-term assets (5+ years) | $39,294,000 | 2,301 |
| Average Assets, year-to-date | $233,752,750 | 2,631 |
| Average Assets, quarterly | $250,030,500 | 2,514 |
| Volatile liabilities | $77,975,000 | 1,762 |
| Insider loans | $7,101,000 | 1,044 |
| FHLB advances | $64,191,000 | 700 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $83,761,000 | 1,215 |
| Tier 1 (core) risk-based capital | $22,938,000 | 2,770 |
| Tier 2 risk-based capital | $1,968,000 | 2,414 |
| Total risk weighted assets | $220,537,000 | 2,154 |
| Total unused commitments | $83,761,000 | 1,216 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 61 | 2,855 |
| Assets and Liabilities | ||
| Total Assets: | $238,897,000 | 2,657 |
| Cash and due from depository institutions | $6,248,000 | 2,855 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $36,927,000 | 2,946 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $189,497,000 | 2,353 |
| Loan loss allowance | $1,862,000 | 2,659 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,615,000 | 3,944 |
| Other real estate owned | $282,000 | 2,855 |
| Goodwill and other intangibles | $47,000 | 3,074 |
| All other assets | $3,281,000 | 4,040 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $238,897,000 | 2,657 |
| Total liabilities | $217,207,000 | 2,614 |
| Total deposits | $184,204,000 | 2,779 |
| Interest-bearing deposits | $158,031,000 | 2,785 |
| Deposits held in domestic offices | $184,204,000 | 2,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,656 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $30,341,000 | 1,261 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,612,000 | 2,769 |
| Total equity capital | $21,690,000 | 3,000 |
| Total bank equity capital | $21,690,000 | 3,000 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,650,000 | 2,200 |
| Surplus | $22,195,000 | 1,299 |
| Undivided profits | $-2,155,000 | 8,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,354,000 | 2,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,352,000 | 3,062 |
| Earning assets | $226,424,000 | 2,574 |
| Long-term assets (5+ years) | $37,715,000 | 2,333 |
| Average Assets, year-to-date | $224,615,670 | 2,756 |
| Average Assets, quarterly | $230,844,500 | 2,715 |
| Volatile liabilities | $62,215,000 | 2,096 |
| Insider loans | $6,491,000 | 1,137 |
| FHLB advances | $30,341,000 | 1,181 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $80,416,000 | 1,272 |
| Tier 1 (core) risk-based capital | $22,727,000 | 2,806 |
| Tier 2 risk-based capital | $1,862,000 | 2,535 |
| Total risk weighted assets | $196,746,000 | 2,357 |
| Total unused commitments | $80,416,000 | 1,272 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $222,792,000 | 2,801 |
| Cash and due from depository institutions | $4,719,000 | 3,006 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $26,214,000 | 3,780 |
| Federal funds sold & reverse repurchase agreements | $12,400,000 | 1,640 |
| Net loans & leases | $174,197,000 | 2,479 |
| Loan loss allowance | $1,760,000 | 2,786 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,539,000 | 3,969 |
| Other real estate owned | $0 | 3,006 |
| Goodwill and other intangibles | $47,000 | 3,081 |
| All other assets | $2,676,000 | 4,446 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $222,792,000 | 2,801 |
| Total liabilities | $200,610,000 | 2,782 |
| Total deposits | $195,135,000 | 2,618 |
| Interest-bearing deposits | $171,030,000 | 2,598 |
| Deposits held in domestic offices | $195,135,000 | 2,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,285,000 | 3,542 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,190,000 | 3,525 |
| Total equity capital | $22,182,000 | 2,972 |
| Total bank equity capital | $22,182,000 | 2,972 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,650,000 | 2,191 |
| Surplus | $22,195,000 | 1,281 |
| Undivided profits | $-1,663,000 | 8,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,211,000 | 3,251 |
| Earning assets | $212,811,000 | 2,722 |
| Long-term assets (5+ years) | $24,229,000 | 3,063 |
| Average Assets, year-to-date | $217,475,000 | 2,850 |
| Average Assets, quarterly | $217,475,000 | 2,850 |
| Volatile liabilities | $48,794,000 | 2,527 |
| Insider loans | $2,990,000 | 2,267 |
| FHLB advances | $4,285,000 | 3,399 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $80,571,000 | 1,266 |
| Tier 1 (core) risk-based capital | $22,552,000 | 2,804 |
| Tier 2 risk-based capital | $1,760,000 | 2,662 |
| Total risk weighted assets | $183,428,000 | 2,458 |
| Total unused commitments | $80,571,000 | 1,266 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 51 | 3,301 |
| Assets and Liabilities | ||
| Total Assets: | $212,158,000 | 2,922 |
| Cash and due from depository institutions | $5,004,000 | 3,301 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $27,138,000 | 3,718 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $174,149,000 | 2,470 |
| Loan loss allowance | $1,711,000 | 2,814 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,270,000 | 4,214 |
| Other real estate owned | $0 | 3,301 |
| Goodwill and other intangibles | $47,000 | 3,083 |
| All other assets | $3,550,000 | 3,790 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $212,158,000 | 2,922 |
| Total liabilities | $195,187,000 | 2,857 |
| Total deposits | $179,434,000 | 2,822 |
| Interest-bearing deposits | $155,522,000 | 2,778 |
| Deposits held in domestic offices | $179,434,000 | 2,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,926,000 | 2,049 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $827,000 | 4,319 |
| Total equity capital | $16,971,000 | 3,639 |
| Total bank equity capital | $16,971,000 | 3,639 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,650,000 | 2,179 |
| Surplus | $17,145,000 | 1,591 |
| Undivided profits | $-1,824,000 | 8,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 5,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,293,000 | 3,202 |
| Earning assets | $201,287,000 | 2,840 |
| Long-term assets (5+ years) | $24,885,000 | 2,984 |
| Average Assets, year-to-date | $206,705,800 | 2,878 |
| Average Assets, quarterly | $212,471,000 | 2,884 |
| Volatile liabilities | $84,540,000 | 1,734 |
| Insider loans | $3,083,000 | 2,198 |
| FHLB advances | $14,926,000 | 1,952 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $71,207,000 | 1,373 |
| Tier 1 (core) risk-based capital | $17,436,000 | 3,469 |
| Tier 2 risk-based capital | $1,711,000 | 2,689 |
| Total risk weighted assets | $179,741,000 | 2,492 |
| Total unused commitments | $71,207,000 | 1,373 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 53 | 3,202 |
| Assets and Liabilities | ||
| Total Assets: | $212,784,000 | 2,886 |
| Cash and due from depository institutions | $5,641,000 | 3,202 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $27,739,000 | 3,695 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $174,066,000 | 2,470 |
| Loan loss allowance | $1,719,000 | 2,812 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,366,000 | 4,066 |
| Other real estate owned | $0 | 3,202 |
| Goodwill and other intangibles | $47,000 | 3,088 |
| All other assets | $2,925,000 | 4,317 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $212,784,000 | 2,886 |
| Total liabilities | $196,339,000 | 2,814 |
| Total deposits | $186,924,000 | 2,689 |
| Interest-bearing deposits | $164,881,000 | 2,604 |
| Deposits held in domestic offices | $186,924,000 | 2,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,950,000 | 2,095 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,563,000 | 3,452 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $902,000 | 4,113 |
| Total equity capital | $16,445,000 | 3,713 |
| Total bank equity capital | $16,445,000 | 3,713 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,650,000 | 2,187 |
| Surplus | $17,145,000 | 1,572 |
| Undivided profits | $-2,350,000 | 8,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 4,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,337,000 | 3,078 |
| Earning assets | $201,805,000 | 2,811 |
| Long-term assets (5+ years) | $25,975,000 | 2,887 |
| Average Assets, year-to-date | $205,342,750 | 2,906 |
| Average Assets, quarterly | $212,734,500 | 2,872 |
| Volatile liabilities | $84,295,000 | 1,728 |
| Insider loans | $3,028,000 | 2,191 |
| FHLB advances | $5,563,000 | 3,310 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $67,841,000 | 1,461 |
| Tier 1 (core) risk-based capital | $17,118,000 | 3,508 |
| Tier 2 risk-based capital | $1,719,000 | 2,680 |
| Total risk weighted assets | $178,663,000 | 2,481 |
| Total unused commitments | $67,841,000 | 1,461 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 57 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $212,685,000 | 2,883 |
| Cash and due from depository institutions | $6,278,000 | 3,050 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $28,304,000 | 3,630 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $171,828,000 | 2,468 |
| Loan loss allowance | $1,550,000 | 3,022 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,457,000 | 3,961 |
| Other real estate owned | $0 | 3,050 |
| Goodwill and other intangibles | $47,000 | 3,084 |
| All other assets | $3,771,000 | 3,607 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $212,685,000 | 2,883 |
| Total liabilities | $197,219,000 | 2,803 |
| Total deposits | $165,699,000 | 2,966 |
| Interest-bearing deposits | $141,857,000 | 2,937 |
| Deposits held in domestic offices | $165,699,000 | 2,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $325,000 | 3,434 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $30,195,000 | 1,347 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,000,000 | 3,541 |
| Total equity capital | $15,466,000 | 3,790 |
| Total bank equity capital | $15,466,000 | 3,790 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,650,000 | 2,180 |
| Surplus | $17,145,000 | 1,533 |
| Undivided profits | $-3,329,000 | 8,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 4,579 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,274,000 | 2,920 |
| Earning assets | $200,132,000 | 2,819 |
| Long-term assets (5+ years) | $24,985,000 | 2,936 |
| Average Assets, year-to-date | $202,862,330 | 2,942 |
| Average Assets, quarterly | $206,477,500 | 2,931 |
| Volatile liabilities | $100,193,000 | 1,470 |
| Insider loans | $6,344,000 | 1,091 |
| FHLB advances | $30,195,000 | 1,254 |
| Loans and leases held for sale | $329,000 | 1,355 |
| Unused loan commitments | $63,976,000 | 1,529 |
| Tier 1 (core) risk-based capital | $16,458,000 | 3,573 |
| Tier 2 risk-based capital | $1,550,000 | 2,879 |
| Total risk weighted assets | $177,404,000 | 2,478 |
| Total unused commitments | $63,976,000 | 1,529 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 63 | 2,778 |
| Assets and Liabilities | ||
| Total Assets: | $200,270,000 | 3,001 |
| Cash and due from depository institutions | $4,892,000 | 2,778 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $29,269,000 | 3,621 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 5,749 |
| Net loans & leases | $159,773,000 | 2,575 |
| Loan loss allowance | $1,401,000 | 3,247 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,570,000 | 3,787 |
| Other real estate owned | $55,000 | 2,778 |
| Goodwill and other intangibles | $47,000 | 3,067 |
| All other assets | $3,264,000 | 3,894 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $200,270,000 | 3,001 |
| Total liabilities | $184,946,000 | 2,911 |
| Total deposits | $160,382,000 | 3,025 |
| Interest-bearing deposits | $137,636,000 | 2,987 |
| Deposits held in domestic offices | $160,382,000 | 3,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,123,000 | 1,572 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,441,000 | 2,765 |
| Total equity capital | $15,324,000 | 3,792 |
| Total bank equity capital | $15,324,000 | 3,792 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,650,000 | 2,166 |
| Surplus | $17,145,000 | 1,492 |
| Undivided profits | $-3,471,000 | 8,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 4,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,054,000 | 3,284 |
| Earning assets | $189,442,000 | 2,915 |
| Long-term assets (5+ years) | $27,027,000 | 2,760 |
| Average Assets, year-to-date | $197,951,000 | 2,992 |
| Average Assets, quarterly | $197,951,000 | 2,992 |
| Volatile liabilities | $94,818,000 | 1,480 |
| Insider loans | $7,502,000 | 889 |
| FHLB advances | $23,123,000 | 1,491 |
| Loans and leases held for sale | $982,000 | 841 |
| Unused loan commitments | $50,975,000 | 1,813 |
| Tier 1 (core) risk-based capital | $15,886,000 | 3,629 |
| Tier 2 risk-based capital | $1,401,000 | 3,080 |
| Total risk weighted assets | $165,758,000 | 2,573 |
| Total unused commitments | $50,975,000 | 1,814 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 77 | 2,266 |
| Assets and Liabilities | ||
| Total Assets: | $195,632,000 | 3,018 |
| Cash and due from depository institutions | $5,744,000 | 2,266 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $26,113,000 | 3,941 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $157,026,000 | 2,590 |
| Loan loss allowance | $1,376,000 | 3,261 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,712,000 | 3,639 |
| Other real estate owned | $316,000 | 2,266 |
| Goodwill and other intangibles | $151,000 | 2,723 |
| All other assets | $3,570,000 | 3,646 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $195,632,000 | 3,018 |
| Total liabilities | $180,198,000 | 2,954 |
| Total deposits | $161,276,000 | 2,992 |
| Interest-bearing deposits | $138,229,000 | 2,930 |
| Deposits held in domestic offices | $161,276,000 | 2,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,747,000 | 1,893 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,175,000 | 3,132 |
| Total equity capital | $15,434,000 | 3,733 |
| Total bank equity capital | $15,434,000 | 3,733 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,650,000 | 2,162 |
| Surplus | $17,145,000 | 1,462 |
| Undivided profits | $-3,361,000 | 8,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 4,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $950,000 | 3,612 |
| Earning assets | $183,139,000 | 2,966 |
| Long-term assets (5+ years) | $22,467,000 | 3,070 |
| Average Assets, year-to-date | $193,632,200 | 2,927 |
| Average Assets, quarterly | $198,777,000 | 2,956 |
| Volatile liabilities | $91,671,000 | 1,482 |
| Insider loans | $7,458,000 | 872 |
| FHLB advances | $17,747,000 | 1,776 |
| Loans and leases held for sale | $5,663,000 | 336 |
| Unused loan commitments | $37,191,000 | 2,189 |
| Tier 1 (core) risk-based capital | $15,886,000 | 3,581 |
| Tier 2 risk-based capital | $1,376,000 | 3,079 |
| Total risk weighted assets | $159,706,000 | 2,638 |
| Total unused commitments | $37,191,000 | 2,190 |
| Derivatives | $21,498,000 | 343 |
| 2005-09-30 | Rank | |
| # of Employees: | 79 | 2,189 |
| Assets and Liabilities | ||
| Total Assets: | $201,922,000 | 2,908 |
| Cash and due from depository institutions | $5,346,000 | 2,189 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $25,784,000 | 3,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $162,973,000 | 2,476 |
| Loan loss allowance | $1,181,000 | 3,646 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,842,000 | 3,509 |
| Other real estate owned | $373,000 | 2,189 |
| Goodwill and other intangibles | $157,000 | 2,683 |
| All other assets | $4,447,000 | 3,090 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $201,922,000 | 2,908 |
| Total liabilities | $186,555,000 | 2,840 |
| Total deposits | $159,065,000 | 2,979 |
| Interest-bearing deposits | $132,814,000 | 2,970 |
| Deposits held in domestic offices | $159,065,000 | 2,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $24,367,000 | 1,562 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,123,000 | 1,452 |
| Total equity capital | $15,367,000 | 3,718 |
| Total bank equity capital | $15,367,000 | 3,718 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,650,000 | 2,130 |
| Surplus | $17,145,000 | 1,417 |
| Undivided profits | $-3,428,000 | 8,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $896,000 | 2,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,006,000 | 3,400 |
| Earning assets | $188,757,000 | 2,864 |
| Long-term assets (5+ years) | $21,111,000 | 3,202 |
| Average Assets, year-to-date | $193,132,250 | 2,928 |
| Average Assets, quarterly | $203,195,000 | 2,872 |
| Volatile liabilities | $89,231,000 | 1,457 |
| Insider loans | $7,071,000 | 908 |
| FHLB advances | $24,367,000 | 1,472 |
| Loans and leases held for sale | $7,678,000 | 312 |
| Unused loan commitments | $39,149,000 | 2,089 |
| Tier 1 (core) risk-based capital | $15,645,000 | 3,569 |
| Tier 2 risk-based capital | $1,181,000 | 3,446 |
| Total risk weighted assets | $167,407,000 | 2,492 |
| Total unused commitments | $39,149,000 | 2,091 |
| Derivatives | $16,652,000 | 391 |
| 2005-06-30 | Rank | |
| # of Employees: | 81 | 2,125 |
| Assets and Liabilities | ||
| Total Assets: | $204,468,000 | 2,851 |
| Cash and due from depository institutions | $4,273,000 | 2,125 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $27,803,000 | 3,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $163,901,000 | 2,407 |
| Loan loss allowance | $1,277,000 | 3,377 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,748,000 | 3,529 |
| Other real estate owned | $1,121,000 | 2,125 |
| Goodwill and other intangibles | $163,000 | 2,667 |
| All other assets | $4,459,000 | 2,967 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $204,468,000 | 2,851 |
| Total liabilities | $189,160,000 | 2,769 |
| Total deposits | $146,194,000 | 3,134 |
| Interest-bearing deposits | $124,943,000 | 3,087 |
| Deposits held in domestic offices | $146,194,000 | 3,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,625,000 | 1,897 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $36,983,000 | 1,176 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,358,000 | 1,731 |
| Total equity capital | $15,308,000 | 3,665 |
| Total bank equity capital | $15,308,000 | 3,665 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,650,000 | 2,110 |
| Surplus | $17,145,000 | 1,386 |
| Undivided profits | $-3,487,000 | 8,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $769,000 | 2,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,002,000 | 3,132 |
| Earning assets | $191,704,000 | 2,792 |
| Long-term assets (5+ years) | $25,454,000 | 2,873 |
| Average Assets, year-to-date | $190,202,330 | 2,953 |
| Average Assets, quarterly | $200,635,000 | 2,852 |
| Volatile liabilities | $99,962,000 | 1,280 |
| Insider loans | $5,735,000 | 1,095 |
| FHLB advances | $36,983,000 | 1,091 |
| Loans and leases held for sale | $15,289,000 | 223 |
| Unused loan commitments | $46,736,000 | 1,791 |
| Tier 1 (core) risk-based capital | $15,403,000 | 3,544 |
| Tier 2 risk-based capital | $1,277,000 | 3,181 |
| Total risk weighted assets | $163,876,000 | 2,494 |
| Total unused commitments | $46,736,000 | 1,791 |
| Derivatives | $23,032,000 | 325 |
| 2005-03-31 | Rank | |
| # of Employees: | 96 | 1,778 |
| Assets and Liabilities | ||
| Total Assets: | $196,802,000 | 2,914 |
| Cash and due from depository institutions | $6,304,000 | 1,778 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,184,000 | 3,699 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $153,129,000 | 2,516 |
| Loan loss allowance | $1,220,000 | 3,493 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,686,000 | 3,576 |
| Other real estate owned | $1,312,000 | 1,778 |
| Goodwill and other intangibles | $47,000 | 3,028 |
| All other assets | $4,140,000 | 3,106 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $196,802,000 | 2,914 |
| Total liabilities | $182,932,000 | 2,839 |
| Total deposits | $132,029,000 | 3,411 |
| Interest-bearing deposits | $112,524,000 | 3,366 |
| Deposits held in domestic offices | $132,029,000 | 3,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,275,000 | 1,667 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $43,394,000 | 987 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,234,000 | 1,341 |
| Total equity capital | $13,870,000 | 3,890 |
| Total bank equity capital | $13,870,000 | 3,890 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,650,000 | 2,117 |
| Surplus | $16,025,000 | 1,425 |
| Undivided profits | $-3,805,000 | 8,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $961,000 | 2,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $778,000 | 3,805 |
| Earning assets | $182,313,000 | 2,883 |
| Long-term assets (5+ years) | $27,735,000 | 2,781 |
| Average Assets, year-to-date | $183,069,500 | 3,052 |
| Average Assets, quarterly | $183,069,500 | 3,052 |
| Volatile liabilities | $97,223,000 | 1,257 |
| Insider loans | $7,513,000 | 800 |
| FHLB advances | $43,394,000 | 908 |
| Loans and leases held for sale | $18,233,000 | 181 |
| Unused loan commitments | $43,854,000 | 1,837 |
| Tier 1 (core) risk-based capital | $14,340,000 | 3,708 |
| Tier 2 risk-based capital | $1,220,000 | 3,287 |
| Total risk weighted assets | $152,569,000 | 2,608 |
| Total unused commitments | $43,854,000 | 1,839 |
| Derivatives | $36,164,000 | 259 |
| 2004-12-31 | Rank | |
| # of Employees: | 90 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $169,337,000 | 3,264 |
| Cash and due from depository institutions | $3,257,000 | 1,896 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $26,848,000 | 3,910 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $131,587,000 | 2,818 |
| Loan loss allowance | $1,077,000 | 3,809 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,372,000 | 3,885 |
| Other real estate owned | $1,625,000 | 1,896 |
| Goodwill and other intangibles | $47,000 | 3,016 |
| All other assets | $3,601,000 | 3,375 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $169,337,000 | 3,264 |
| Total liabilities | $155,809,000 | 3,200 |
| Total deposits | $119,511,000 | 3,664 |
| Interest-bearing deposits | $104,645,000 | 3,546 |
| Deposits held in domestic offices | $119,511,000 | 3,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $32,602,000 | 1,235 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,696,000 | 1,165 |
| Total equity capital | $13,528,000 | 3,977 |
| Total bank equity capital | $13,528,000 | 3,977 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,650,000 | 2,099 |
| Surplus | $15,474,000 | 1,455 |
| Undivided profits | $-3,596,000 | 8,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 2,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $697,000 | 4,174 |
| Earning assets | $158,435,000 | 3,211 |
| Long-term assets (5+ years) | $25,751,000 | 2,992 |
| Average Assets, year-to-date | $154,108,800 | 3,396 |
| Average Assets, quarterly | $165,315,000 | 3,295 |
| Volatile liabilities | $73,528,000 | 1,561 |
| Insider loans | $4,773,000 | 1,284 |
| FHLB advances | $32,602,000 | 1,143 |
| Loans and leases held for sale | $15,920,000 | 199 |
| Unused loan commitments | $41,429,000 | 1,847 |
| Tier 1 (core) risk-based capital | $13,692,000 | 3,812 |
| Tier 2 risk-based capital | $1,077,000 | 3,592 |
| Total risk weighted assets | $131,543,000 | 2,927 |
| Total unused commitments | $41,429,000 | 1,848 |
| Derivatives | $23,758,000 | 293 |
| 2004-09-30 | Rank | |
| # of Employees: | 94 | 1,811 |
| Assets and Liabilities | ||
| Total Assets: | $161,293,000 | 3,360 |
| Cash and due from depository institutions | $5,067,000 | 1,811 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $33,080,000 | 3,369 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $115,757,000 | 3,099 |
| Loan loss allowance | $857,000 | 4,472 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,109,000 | 4,113 |
| Other real estate owned | $1,242,000 | 1,811 |
| Goodwill and other intangibles | $47,000 | 2,972 |
| All other assets | $3,991,000 | 3,100 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $161,293,000 | 3,360 |
| Total liabilities | $147,773,000 | 3,300 |
| Total deposits | $122,061,000 | 3,557 |
| Interest-bearing deposits | $104,261,000 | 3,521 |
| Deposits held in domestic offices | $122,061,000 | 3,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,225,000 | 1,771 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $16,606,000 | 1,928 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,881,000 | 926 |
| Total equity capital | $13,520,000 | 3,959 |
| Total bank equity capital | $13,520,000 | 3,959 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,650,000 | 2,098 |
| Surplus | $14,171,000 | 1,534 |
| Undivided profits | $-2,301,000 | 8,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,113,000 | 2,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $702,000 | 4,311 |
| Earning assets | $148,837,000 | 3,345 |
| Long-term assets (5+ years) | $34,899,000 | 2,466 |
| Average Assets, year-to-date | $150,301,750 | 3,478 |
| Average Assets, quarterly | $160,246,000 | 3,345 |
| Volatile liabilities | $60,019,000 | 1,794 |
| Insider loans | $3,201,000 | 1,828 |
| FHLB advances | $16,606,000 | 1,812 |
| Loans and leases held for sale | $12,930,000 | 221 |
| Unused loan commitments | $35,305,000 | 2,059 |
| Tier 1 (core) risk-based capital | $13,677,000 | 3,790 |
| Tier 2 risk-based capital | $857,000 | 4,197 |
| Total risk weighted assets | $116,817,000 | 3,199 |
| Total unused commitments | $35,305,000 | 2,062 |
| Derivatives | $39,658,000 | 264 |
| 2004-06-30 | Rank | |
| # of Employees: | 96 | 1,780 |
| Assets and Liabilities | ||
| Total Assets: | $159,199,000 | 3,377 |
| Cash and due from depository institutions | $3,931,000 | 1,780 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $39,278,000 | 2,996 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $109,870,000 | 3,179 |
| Loan loss allowance | $791,000 | 4,714 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,343,000 | 5,220 |
| Other real estate owned | $714,000 | 1,780 |
| Goodwill and other intangibles | $47,000 | 2,986 |
| All other assets | $4,016,000 | 3,062 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $159,199,000 | 3,377 |
| Total liabilities | $150,308,000 | 3,240 |
| Total deposits | $121,787,000 | 3,567 |
| Interest-bearing deposits | $103,112,000 | 3,567 |
| Deposits held in domestic offices | $121,787,000 | 3,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $675,000 | 3,082 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,206,000 | 1,575 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,640,000 | 789 |
| Total equity capital | $8,891,000 | 5,283 |
| Total bank equity capital | $8,891,000 | 5,283 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,650,000 | 2,100 |
| Surplus | $10,980,000 | 1,842 |
| Undivided profits | $-3,739,000 | 8,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,562,000 | 1,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $806,000 | 3,579 |
| Earning assets | $149,148,000 | 3,312 |
| Long-term assets (5+ years) | $44,027,000 | 2,110 |
| Average Assets, year-to-date | $146,638,000 | 3,564 |
| Average Assets, quarterly | $155,819,500 | 3,400 |
| Volatile liabilities | $57,845,000 | 1,807 |
| Insider loans | $3,664,000 | 1,574 |
| FHLB advances | $22,206,000 | 1,470 |
| Loans and leases held for sale | $14,134,000 | 219 |
| Unused loan commitments | $26,046,000 | 2,506 |
| Tier 1 (core) risk-based capital | $10,004,000 | 4,796 |
| Tier 2 risk-based capital | $791,000 | 4,409 |
| Total risk weighted assets | $106,481,000 | 3,420 |
| Total unused commitments | $26,046,000 | 2,509 |
| Derivatives | $39,814,000 | 269 |
| 2004-03-31 | Rank | |
| # of Employees: | 96 | 1,772 |
| Assets and Liabilities | ||
| Total Assets: | $152,440,000 | 3,477 |
| Cash and due from depository institutions | $3,710,000 | 1,772 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $32,974,000 | 3,409 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $108,560,000 | 3,147 |
| Loan loss allowance | $682,000 | 5,129 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,390,000 | 5,123 |
| Other real estate owned | $300,000 | 1,772 |
| Goodwill and other intangibles | $47,000 | 2,977 |
| All other assets | $5,459,000 | 2,323 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $152,440,000 | 3,477 |
| Total liabilities | $141,052,000 | 3,383 |
| Total deposits | $116,155,000 | 3,709 |
| Interest-bearing deposits | $96,326,000 | 3,771 |
| Deposits held in domestic offices | $116,155,000 | 3,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,875,000 | 1,885 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $14,802,000 | 1,963 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $7,220,000 | 723 |
| Total equity capital | $11,388,000 | 4,495 |
| Total bank equity capital | $11,388,000 | 4,495 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,650,000 | 2,096 |
| Surplus | $10,966,000 | 1,802 |
| Undivided profits | $-1,228,000 | 8,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,042,000 | 1,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $729,000 | 3,856 |
| Earning assets | $141,534,000 | 3,446 |
| Long-term assets (5+ years) | $28,779,000 | 2,859 |
| Average Assets, year-to-date | $140,357,500 | 3,718 |
| Average Assets, quarterly | $140,357,500 | 3,718 |
| Volatile liabilities | $45,537,000 | 2,129 |
| Insider loans | $774,000 | 4,588 |
| FHLB advances | $14,802,000 | 1,845 |
| Loans and leases held for sale | $25,466,000 | 158 |
| Unused loan commitments | $22,745,000 | 2,705 |
| Tier 1 (core) risk-based capital | $11,090,000 | 4,407 |
| Tier 2 risk-based capital | $682,000 | 4,794 |
| Total risk weighted assets | $102,032,000 | 3,483 |
| Total unused commitments | $22,745,000 | 2,713 |
| Derivatives | $50,424,000 | 248 |
| 2003-12-31 | Rank | |
| # of Employees: | 93 | 1,855 |
| Assets and Liabilities | ||
| Total Assets: | $128,275,000 | 3,988 |
| Cash and due from depository institutions | $4,928,000 | 1,855 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $29,243,000 | 3,786 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $85,202,000 | 3,804 |
| Loan loss allowance | $789,000 | 4,667 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,592,000 | 4,801 |
| Other real estate owned | $234,000 | 1,855 |
| Goodwill and other intangibles | $3,862,000 | 838 |
| All other assets | $3,214,000 | 3,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,275,000 | 3,988 |
| Total liabilities | $119,811,000 | 3,877 |
| Total deposits | $103,076,000 | 4,059 |
| Interest-bearing deposits | $84,822,000 | 4,126 |
| Deposits held in domestic offices | $103,076,000 | 4,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,600,000 | 2,060 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,135,000 | 1,322 |
| Total equity capital | $8,464,000 | 5,445 |
| Total bank equity capital | $8,464,000 | 5,445 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,650,000 | 2,112 |
| Surplus | $8,911,000 | 2,159 |
| Undivided profits | $-2,097,000 | 8,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,491,000 | 1,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $515,000 | 5,258 |
| Earning assets | $114,445,000 | 4,065 |
| Long-term assets (5+ years) | $29,900,000 | 2,787 |
| Average Assets, year-to-date | $133,954,400 | 3,741 |
| Average Assets, quarterly | $133,838,500 | 3,823 |
| Volatile liabilities | $41,935,000 | 2,263 |
| Insider loans | $374,000 | 5,964 |
| FHLB advances | $13,600,000 | 1,940 |
| Loans and leases held for sale | $7,907,000 | 298 |
| Unused loan commitments | $16,249,000 | 3,260 |
| Tier 1 (core) risk-based capital | $8,020,000 | 5,464 |
| Tier 2 risk-based capital | $789,000 | 4,383 |
| Total risk weighted assets | $86,986,000 | 3,899 |
| Total unused commitments | $16,249,000 | 3,261 |
| Derivatives | $21,394,000 | 311 |
| 2003-09-30 | Rank | |
| # of Employees: | 89 | 1,961 |
| Assets and Liabilities | ||
| Total Assets: | $139,402,000 | 3,719 |
| Cash and due from depository institutions | $24,193,000 | 1,961 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $12,153,000 | 6,089 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $92,200,000 | 3,546 |
| Loan loss allowance | $704,000 | 5,030 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,601,000 | 4,773 |
| Other real estate owned | $234,000 | 1,961 |
| Goodwill and other intangibles | $4,273,000 | 784 |
| All other assets | $4,748,000 | 2,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,402,000 | 3,719 |
| Total liabilities | $130,001,000 | 3,595 |
| Total deposits | $122,440,000 | 3,503 |
| Interest-bearing deposits | $93,042,000 | 3,852 |
| Deposits held in domestic offices | $122,440,000 | 3,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,561,000 | 713 |
| Total equity capital | $9,401,000 | 5,056 |
| Total bank equity capital | $9,401,000 | 5,056 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,650,000 | 2,120 |
| Surplus | $8,911,000 | 2,126 |
| Undivided profits | $-1,160,000 | 8,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,780,000 | 1,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $725,000 | 4,199 |
| Earning assets | $104,353,000 | 4,362 |
| Long-term assets (5+ years) | $16,233,000 | 4,053 |
| Average Assets, year-to-date | $135,374,250 | 3,719 |
| Average Assets, quarterly | $142,074,500 | 3,638 |
| Volatile liabilities | $32,007,000 | 2,753 |
| Insider loans | $396,000 | 5,901 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $19,741,000 | 226 |
| Unused loan commitments | $17,972,000 | 3,039 |
| Tier 1 (core) risk-based capital | $9,031,000 | 5,047 |
| Tier 2 risk-based capital | $704,000 | 4,700 |
| Total risk weighted assets | $89,788,000 | 3,809 |
| Total unused commitments | $17,972,000 | 3,041 |
| Derivatives | $71,208,000 | 206 |
| 2003-06-30 | Rank | |
| # of Employees: | 98 | 1,778 |
| Assets and Liabilities | ||
| Total Assets: | $144,747,000 | 3,579 |
| Cash and due from depository institutions | $6,047,000 | 1,778 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $13,331,000 | 5,807 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $114,544,000 | 2,933 |
| Loan loss allowance | $610,000 | 5,450 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,555,000 | 4,819 |
| Other real estate owned | $212,000 | 1,778 |
| Goodwill and other intangibles | $4,160,000 | 764 |
| All other assets | $4,898,000 | 2,452 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,747,000 | 3,579 |
| Total liabilities | $136,944,000 | 3,418 |
| Total deposits | $117,780,000 | 3,626 |
| Interest-bearing deposits | $100,929,000 | 3,601 |
| Deposits held in domestic offices | $117,780,000 | 3,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,801 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,000,000 | 2,658 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $10,664,000 | 608 |
| Total equity capital | $7,803,000 | 5,710 |
| Total bank equity capital | $7,803,000 | 5,710 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,650,000 | 2,120 |
| Surplus | $8,861,000 | 2,093 |
| Undivided profits | $-2,708,000 | 9,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,361,000 | 2,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $544,000 | 5,105 |
| Earning assets | $127,875,000 | 3,691 |
| Long-term assets (5+ years) | $16,845,000 | 3,809 |
| Average Assets, year-to-date | $134,031,670 | 3,757 |
| Average Assets, quarterly | $140,532,000 | 3,640 |
| Volatile liabilities | $44,591,000 | 2,074 |
| Insider loans | $559,000 | 5,216 |
| FHLB advances | $8,000,000 | 2,495 |
| Loans and leases held for sale | $47,837,000 | 169 |
| Unused loan commitments | $17,728,000 | 3,049 |
| Tier 1 (core) risk-based capital | $7,438,000 | 5,667 |
| Tier 2 risk-based capital | $610,000 | 5,116 |
| Total risk weighted assets | $99,705,000 | 3,482 |
| Total unused commitments | $17,728,000 | 3,059 |
| Derivatives | $83,370,000 | 211 |
| 2003-03-31 | Rank | |
| # of Employees: | 87 | 1,985 |
| Assets and Liabilities | ||
| Total Assets: | $136,317,000 | 3,726 |
| Cash and due from depository institutions | $4,485,000 | 1,985 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $17,533,000 | 5,063 |
| Federal funds sold & reverse repurchase agreements | $1,725,000 | 5,522 |
| Net loans & leases | $104,896,000 | 3,099 |
| Loan loss allowance | $452,000 | 6,300 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,474,000 | 4,909 |
| Other real estate owned | $221,000 | 1,985 |
| Goodwill and other intangibles | $3,873,000 | 798 |
| All other assets | $2,110,000 | 4,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,317,000 | 3,726 |
| Total liabilities | $130,692,000 | 3,492 |
| Total deposits | $122,297,000 | 3,465 |
| Interest-bearing deposits | $109,392,000 | 3,320 |
| Deposits held in domestic offices | $122,297,000 | 3,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,395,000 | 710 |
| Total equity capital | $5,625,000 | 6,849 |
| Total bank equity capital | $5,625,000 | 6,849 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,650,000 | 2,133 |
| Surplus | $8,062,000 | 2,228 |
| Undivided profits | $-4,087,000 | 9,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,407,000 | 2,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $317,000 | 6,892 |
| Earning assets | $124,154,000 | 3,736 |
| Long-term assets (5+ years) | $20,977,000 | 3,300 |
| Average Assets, year-to-date | $128,674,000 | 3,861 |
| Average Assets, quarterly | $128,674,000 | 3,861 |
| Volatile liabilities | $39,233,000 | 2,249 |
| Insider loans | $726,000 | 4,651 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $43,044,000 | 173 |
| Unused loan commitments | $17,340,000 | 2,971 |
| Tier 1 (core) risk-based capital | $5,554,000 | 6,693 |
| Tier 2 risk-based capital | $452,000 | 5,934 |
| Total risk weighted assets | $93,058,000 | 3,595 |
| Total unused commitments | $17,340,000 | 2,982 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 77 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $121,031,000 | 4,058 |
| Cash and due from depository institutions | $2,815,000 | 2,230 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $14,386,000 | 5,565 |
| Federal funds sold & reverse repurchase agreements | $21,920,000 | 628 |
| Net loans & leases | $74,661,000 | 4,081 |
| Loan loss allowance | $341,000 | 7,116 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,440,000 | 4,957 |
| Other real estate owned | $311,000 | 2,230 |
| Goodwill and other intangibles | $3,787,000 | 788 |
| All other assets | $1,711,000 | 4,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,031,000 | 4,058 |
| Total liabilities | $119,754,000 | 3,744 |
| Total deposits | $116,577,000 | 3,563 |
| Interest-bearing deposits | $104,705,000 | 3,408 |
| Deposits held in domestic offices | $116,577,000 | 3,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,177,000 | 1,424 |
| Total equity capital | $1,277,000 | 9,208 |
| Total bank equity capital | $1,277,000 | 9,208 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,650,000 | 2,129 |
| Surplus | $3,892,000 | 3,828 |
| Undivided profits | $-4,265,000 | 9,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 6,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $315,000 | 7,118 |
| Earning assets | $110,967,000 | 4,033 |
| Long-term assets (5+ years) | $15,350,000 | 3,910 |
| Average Assets, year-to-date | $64,133,200 | 6,012 |
| Average Assets, quarterly | $97,158,000 | 4,732 |
| Volatile liabilities | $39,612,000 | 2,225 |
| Insider loans | $572,000 | 5,160 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $25,171,000 | 251 |
| Unused loan commitments | $14,692,000 | 3,218 |
| Tier 1 (core) risk-based capital | $-1,474,000 | 9,369 |
| Tier 2 risk-based capital | $0 | 9,257 |
| Total risk weighted assets | $62,335,000 | 4,811 |
| Total unused commitments | $14,692,000 | 3,222 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $36,960,000 | 7,826 |
| Cash and due from depository institutions | $2,423,000 | 6,738 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $8,442,000 | 6,907 |
| Federal funds sold & reverse repurchase agreements | $6,750,000 | 2,152 |
| Net loans & leases | $18,756,000 | 7,968 |
| Loan loss allowance | $167,000 | 8,501 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $198,000 | 8,548 |
| Other real estate owned | $0 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $391,000 | 8,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,960,000 | 7,826 |
| Total liabilities | $33,507,000 | 7,770 |
| Total deposits | $33,410,000 | 7,607 |
| Interest-bearing deposits | $26,314,000 | 7,801 |
| Deposits held in domestic offices | $33,410,000 | 7,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $97,000 | 8,944 |
| Total equity capital | $3,453,000 | 8,176 |
| Total bank equity capital | $3,453,000 | 8,176 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,650,000 | 2,162 |
| Surplus | $1,650,000 | 5,903 |
| Undivided profits | $153,000 | 8,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $165,000 | 8,676 |
| Earning assets | $33,948,000 | 7,795 |
| Long-term assets (5+ years) | $5,277,000 | 6,050 |
| Average Assets, year-to-date | $36,461,800 | 7,715 |
| Average Assets, quarterly | $37,126,500 | 7,782 |
| Volatile liabilities | $4,772,000 | 7,465 |
| Insider loans | $678,000 | 4,771 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,451,000 | 5,766 |
| Tier 1 (core) risk-based capital | $3,402,000 | 8,108 |
| Tier 2 risk-based capital | $167,000 | 8,364 |
| Total risk weighted assets | $20,089,000 | 8,068 |
| Total unused commitments | $4,451,000 | 5,770 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $34,507,000 | 8,012 |
| Cash and due from depository institutions | $1,963,000 | 7,003 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $9,935,000 | 6,818 |
| Federal funds sold & reverse repurchase agreements | $825,000 | 5,656 |
| Net loans & leases | $20,976,000 | 7,789 |
| Loan loss allowance | $160,000 | 8,676 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $234,000 | 8,608 |
| Other real estate owned | $187,000 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $387,000 | 8,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,507,000 | 8,012 |
| Total liabilities | $31,189,000 | 7,932 |
| Total deposits | $31,039,000 | 7,782 |
| Interest-bearing deposits | $25,405,000 | 7,885 |
| Deposits held in domestic offices | $31,039,000 | 7,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $150,000 | 8,799 |
| Total equity capital | $3,318,000 | 8,358 |
| Total bank equity capital | $3,318,000 | 8,358 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,650,000 | 2,206 |
| Surplus | $1,650,000 | 5,949 |
| Undivided profits | $18,000 | 8,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 7,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $141,000 | 8,619 |
| Earning assets | $31,736,000 | 7,994 |
| Long-term assets (5+ years) | $7,184,000 | 5,296 |
| Average Assets, year-to-date | $34,001,800 | 7,892 |
| Average Assets, quarterly | $34,745,000 | 7,939 |
| Volatile liabilities | $5,331,000 | 7,316 |
| Insider loans | $471,000 | 5,570 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,011,000 | 5,898 |
| Tier 1 (core) risk-based capital | $3,410,000 | 8,233 |
| Tier 2 risk-based capital | $160,000 | 8,521 |
| Total risk weighted assets | $22,678,900 | 7,823 |
| Total unused commitments | $4,011,000 | 5,901 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 20 | 6,743 |
| Assets and Liabilities | ||
| Total Assets: | $31,502,000 | 8,403 |
| Cash and due from depository institutions | $1,973,000 | 6,743 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $10,413,000 | 6,947 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 3,106 |
| Net loans & leases | $15,990,000 | 8,505 |
| Loan loss allowance | $116,000 | 9,324 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $260,000 | 8,752 |
| Other real estate owned | $0 | 6,743 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $216,000 | 9,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,502,000 | 8,403 |
| Total liabilities | $28,445,000 | 8,330 |
| Total deposits | $28,315,000 | 8,179 |
| Interest-bearing deposits | $22,435,000 | 8,359 |
| Deposits held in domestic offices | $28,315,000 | 8,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $130,000 | 8,995 |
| Total equity capital | $3,057,000 | 8,617 |
| Total bank equity capital | $3,057,000 | 8,617 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,650,000 | 2,233 |
| Surplus | $1,650,000 | 6,020 |
| Undivided profits | $-243,000 | 9,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $76,000 | 9,444 |
| Earning assets | $29,053,000 | 8,334 |
| Long-term assets (5+ years) | $7,889,000 | 5,398 |
| Average Assets, year-to-date | $27,923,400 | 8,559 |
| Average Assets, quarterly | $30,391,500 | 8,452 |
| Volatile liabilities | $4,161,000 | 7,759 |
| Insider loans | $619,000 | 4,830 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,651,000 | 5,631 |
| Tier 1 (core) risk-based capital | $3,348,000 | 8,398 |
| Tier 2 risk-based capital | $116,000 | 9,202 |
| Total risk weighted assets | $17,835,200 | 8,504 |
| Total unused commitments | $4,651,000 | 5,636 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $25,910,000 | 9,005 |
| Cash and due from depository institutions | $1,500,000 | 8,764 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $9,222,000 | 7,336 |
| Federal funds sold & reverse repurchase agreements | $3,485,000 | 4,419 |
| Net loans & leases | $11,335,000 | 9,276 |
| Loan loss allowance | $70,000 | 9,934 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $142,000 | 9,565 |
| Other real estate owned | $51,000 | 8,764 |
| Goodwill and other intangibles | $20,000 | 3,175 |
| All other assets | $155,000 | 10,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,910,000 | 9,005 |
| Total liabilities | $22,548,000 | 9,017 |
| Total deposits | $22,463,000 | 8,912 |
| Interest-bearing deposits | $16,466,000 | 9,209 |
| Deposits held in domestic offices | $22,463,000 | 8,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $85,000 | 9,893 |
| Total equity capital | $3,362,000 | 8,499 |
| Total bank equity capital | $3,362,000 | 8,499 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,650,000 | 2,197 |
| Surplus | $1,650,000 | 5,959 |
| Undivided profits | $62,000 | 9,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $52,000 | 9,929 |
| Earning assets | $24,042,000 | 8,952 |
| Long-term assets (5+ years) | $6,898,000 | 5,564 |
| Average Assets, year-to-date | $21,306,000 | 9,301 |
| Average Assets, quarterly | $24,136,500 | 9,111 |
| Volatile liabilities | $3,022,000 | 8,256 |
| Insider loans | $468,000 | 5,466 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,381,000 | 6,295 |
| Tier 1 (core) risk-based capital | $3,342,000 | 8,415 |
| Tier 2 risk-based capital | $70,000 | 9,860 |
| Total risk weighted assets | $13,297,600 | 9,198 |
| Total unused commitments | $3,381,000 | 6,301 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 10 | 9,356 |
| Assets and Liabilities | ||
| Total Assets: | $16,806,000 | 10,163 |
| Cash and due from depository institutions | $1,092,000 | 9,356 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $3,947,000 | 9,631 |
| Federal funds sold & reverse repurchase agreements | $2,485,000 | 4,461 |
| Net loans & leases | $8,944,000 | 10,040 |
| Loan loss allowance | $45,000 | 10,608 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $172,000 | 9,707 |
| Other real estate owned | $0 | 9,356 |
| Goodwill and other intangibles | $28,000 | 3,179 |
| All other assets | $138,000 | 10,656 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,806,000 | 10,163 |
| Total liabilities | $13,595,000 | 10,269 |
| Total deposits | $13,540,000 | 10,207 |
| Interest-bearing deposits | $10,151,000 | 10,310 |
| Deposits held in domestic offices | $13,540,000 | 10,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $55,000 | 10,657 |
| Total equity capital | $3,211,000 | 8,833 |
| Total bank equity capital | $3,211,000 | 8,833 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,650,000 | 2,211 |
| Surplus | $1,650,000 | 6,002 |
| Undivided profits | $-89,000 | 10,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 9,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $60,000 | 10,305 |
| Earning assets | $15,376,000 | 10,133 |
| Long-term assets (5+ years) | $1,719,000 | 7,882 |
| Average Assets, year-to-date | $14,209,800 | 10,341 |
| Average Assets, quarterly | $15,875,000 | 10,218 |
| Volatile liabilities | $2,515,000 | 8,856 |
| Insider loans | $721,000 | 4,414 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,265,000 | 7,159 |
| Tier 1 (core) risk-based capital | $3,177,000 | 8,756 |
| Tier 2 risk-based capital | $45,000 | 10,558 |
| Total risk weighted assets | $10,214,900 | 9,997 |
| Total unused commitments | $2,265,000 | 7,165 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 7 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $10,623,000 | 11,171 |
| Cash and due from depository institutions | $1,210,000 | 10,651 |
| Interest-bearing balances | $500,000 | 3,044 |
| Securities | $1,101,000 | 11,108 |
| Federal funds sold & reverse repurchase agreements | $3,970,000 | 3,164 |
| Net loans & leases | $4,063,000 | 11,204 |
| Loan loss allowance | $21,000 | 11,306 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $175,000 | 10,066 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $36,000 | 2,953 |
| All other assets | $68,000 | 11,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,623,000 | 11,171 |
| Total liabilities | $7,505,000 | 11,265 |
| Total deposits | $7,476,000 | 11,228 |
| Interest-bearing deposits | $5,279,000 | 11,228 |
| Deposits held in domestic offices | $7,476,000 | 11,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $29,000 | 11,363 |
| Total equity capital | $3,118,000 | 9,131 |
| Total bank equity capital | $3,118,000 | 9,131 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,650,000 | 2,350 |
| Surplus | $1,650,000 | 6,138 |
| Undivided profits | $-182,000 | 10,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $23,000 | 11,159 |
| Earning assets | $9,634,000 | 11,132 |
| Long-term assets (5+ years) | $99,000 | 9,817 |
| Average Assets, year-to-date | $9,466,000 | 11,221 |
| Average Assets, quarterly | $9,466,000 | 11,238 |
| Volatile liabilities | $901,000 | 10,622 |
| Insider loans | $754,000 | 4,383 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $903,000 | 9,013 |
| Tier 1 (core) risk-based capital | $3,080,000 | 9,116 |
| Tier 2 risk-based capital | $21,000 | 11,264 |
| Total risk weighted assets | $5,511,700 | 11,136 |
| Total unused commitments | $903,000 | 9,026 |
| Derivatives | $0 | 549 |