Home > Jefferson Bank > Income and Expense
Jefferson Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 10,627 |
| Total interest expense | $887,000 | 9,670 |
| Net interest income | $554,000 | 11,253 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $1,765,000 | 2,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,709,000 | 1,260 |
| Total noninterest expense | $3,255,000 | 4,004 |
| Salaries and employee benefits | $201,000 | 11,493 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $2,934,000 | 1,730 |
| Pre-tax net operating income | $-966,000 | 11,870 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $-339,000 | 11,845 |
| Income before extraordinary items | $-623,000 | 11,820 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-623,000 | 11,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,764 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-625,600 | 11,811 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 10,849 |
| Total interest expense | $658,000 | 10,315 |
| Net interest income | $783,000 | 11,108 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $1,578,000 | 2,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,521,000 | 1,370 |
| Total noninterest expense | $2,491,000 | 5,167 |
| Salaries and employee benefits | $221,000 | 11,918 |
| Premises and equipment expense | $129,000 | 9,118 |
| Additional noninterest expense | $2,141,000 | 2,440 |
| Pre-tax net operating income | $-190,000 | 12,258 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-67,000 | 12,252 |
| Income before extraordinary items | $-123,000 | 12,175 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-123,000 | 12,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,994 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-123,000 | 12,193 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 11,225 |
| Total interest expense | $754,000 | 10,282 |
| Net interest income | $756,000 | 11,680 |
| Provision for loan and lease losses | $310,000 | 2,913 |
| Total noninterest income | $1,674,000 | 2,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,592,000 | 1,477 |
| Total noninterest expense | $3,021,000 | 4,478 |
| Salaries and employee benefits | $165,000 | 12,883 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $2,745,000 | 2,049 |
| Pre-tax net operating income | $-901,000 | 12,959 |
| Securities gains (losses) | $390,000 | 1,076 |
| Applicable income taxes | $-110,000 | 12,966 |
| Income before extraordinary items | $-401,000 | 12,865 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-401,000 | 12,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,951 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-705,200 | 12,900 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 11,810 |
| Total interest expense | $1,049,000 | 10,184 |
| Net interest income | $517,000 | 13,021 |
| Provision for loan and lease losses | $115,000 | 6,913 |
| Total noninterest income | $1,685,000 | 2,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,592,000 | 1,451 |
| Total noninterest expense | $2,288,000 | 5,710 |
| Salaries and employee benefits | $208,000 | 13,070 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $1,969,000 | 2,842 |
| Pre-tax net operating income | $-201,000 | 13,088 |
| Securities gains (losses) | $222,000 | 1,865 |
| Applicable income taxes | $7,000 | 12,453 |
| Income before extraordinary items | $14,000 | 12,809 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $14,000 | 12,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 4,631 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-134,740 | 12,967 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.