Home > Jefferson Bank > Loan Charge- Offs and Recoveries

Jefferson Bank, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$8,552,000249
Loans secured by real estate, total$3,140,000111
To non-U.S. addressees$013
Real estate loans in domestic offices$3,140,000111
Construction and land development$213,00091
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$1,284,000134
Secured by multifamily residential properties$73,000150
Secured by nonfarm nonresidential properties$1,570,00067
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$844,000392
Loans to individuals$4,568,000237
Credit card loan charge offs$2,714,000173
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,854,000254
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,115,000378
Loans secured by real estate, total$321,000278
To non-U.S. addressees$010
Real estate loans in domestic offices$321,000277
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$189,000201
Secured by multifamily residential properties$29,000119
Secured by nonfarm nonresidential properties$103,000309
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$403,000279
Loans to individuals$391,000380
Credit card loan recoveries$49,000362
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$342,000311
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$7,437,000224
Loans secured by real estate, total$2,819,00087
To non-U.S. addressees$012
Real estate loans in domestic offices$2,819,00086
Construction and land development$213,00069
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$1,095,000130
Secured by multifamily residential properties$44,000152
Secured by nonfarm nonresidential properties$1,467,00043
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$441,000569
To non-U.S. addressees$036
Loans to individuals$4,177,000217
Credit card loan net charge offs$2,665,000165
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,512,000223
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$5,496,000322
Loans secured by real estate, total$2,831,000130
To non-U.S. addressees$011
Real estate loans in domestic offices$2,830,000130
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$2,313,00090
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$517,000203
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$953,000334
Loans to individuals$1,671,000429
Credit card loan charge offs$835,000274
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$836,000458
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$41,000199
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,264,000353
Loans secured by real estate, total$955,000159
To non-U.S. addressees$012
Real estate loans in domestic offices$955,000159
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$516,00090
Secured by multifamily residential properties$79,00098
Secured by nonfarm nonresidential properties$360,000185
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$216,000490
Loans to individuals$93,0001,027
Credit card loan recoveries$9,000846
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$84,000958
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,232,000307
Loans secured by real estate, total$1,876,000126
To non-U.S. addressees$010
Real estate loans in domestic offices$1,875,000125
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$1,797,00095
Secured by multifamily residential properties$-79,00010,865
Secured by nonfarm nonresidential properties$157,000323
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$737,000313
To non-U.S. addressees$021
Loans to individuals$1,578,000377
Credit card loan net charge offs$826,000255
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$752,000407
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$41,000176
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$7,123,000341
Loans secured by real estate, total$4,745,000117
To non-U.S. addressees$010
Real estate loans in domestic offices$4,745,000117
Construction and land development$473,00086
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$2,132,000107
Secured by multifamily residential properties$28,000351
Secured by nonfarm nonresidential properties$2,112,000100
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$1,721,000241
Loans to individuals$639,000765
Credit card loan charge offs$160,000585
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$479,000714
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$18,000247
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,045,000483
Loans secured by real estate, total$901,000202
To non-U.S. addressees$08
Real estate loans in domestic offices$901,000202
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$265,000169
Secured by multifamily residential properties$110,000104
Secured by nonfarm nonresidential properties$526,000168
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$93,0001,153
Loans to individuals$51,0001,711
Credit card loan recoveries$1,0002,132
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$50,0001,544
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$6,078,000297
Loans secured by real estate, total$3,844,000107
To non-U.S. addressees$07
Real estate loans in domestic offices$3,844,000106
Construction and land development$473,00068
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$1,867,00096
Secured by multifamily residential properties$-82,00011,397
Secured by nonfarm nonresidential properties$1,586,00081
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$1,628,000179
To non-U.S. addressees$022
Loans to individuals$588,000671
Credit card loan net charge offs$159,000540
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$429,000616
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$18,000221
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$3,458,000518
Loans secured by real estate, total$1,588,000357
To non-U.S. addressees$015
Real estate loans in domestic offices$1,588,000356
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$1,268,000167
Secured by multifamily residential properties$64,000341
Secured by nonfarm nonresidential properties$256,000551
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$1,419,000266
Loans to individuals$451,000856
Credit card loan charge offs$16,0001,675
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$435,000694
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$672,000636
Loans secured by real estate, total$437,000327
To non-U.S. addressees$013
Real estate loans in domestic offices$437,000326
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$64,000553
Secured by multifamily residential properties$38,000202
Secured by nonfarm nonresidential properties$335,000243
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$184,000696
Loans to individuals$51,0001,731
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$51,0001,539
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,786,000471
Loans secured by real estate, total$1,151,000341
To non-U.S. addressees$012
Real estate loans in domestic offices$1,151,000340
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$1,204,000145
Secured by multifamily residential properties$26,000391
Secured by nonfarm nonresidential properties$-79,00011,722
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$1,235,000186
To non-U.S. addressees$022
Loans to individuals$400,000743
Credit card loan net charge offs$16,0001,496
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$384,000556
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$2,977,000580
Loans secured by real estate, total$1,902,000351
To non-U.S. addressees$013
Real estate loans in domestic offices$1,902,000351
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$1,042,000214
Secured by multifamily residential properties$655,000125
Secured by nonfarm nonresidential properties$205,000695
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$839,000458
Loans to individuals$236,0001,184
Credit card loan charge offs$4,0002,719
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$232,000964
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$514,000840
Loans secured by real estate, total$197,000617
To non-U.S. addressees$012
Real estate loans in domestic offices$197,000616
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$48,000172
Secured by nonfarm nonresidential properties$149,000424
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$289,000577
Loans to individuals$28,0002,777
Credit card loan recoveries$2,0001,785
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$26,0002,694
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,463,000481
Loans secured by real estate, total$1,705,000302
To non-U.S. addressees$09
Real estate loans in domestic offices$1,705,000302
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$1,042,000173
Secured by multifamily residential properties$607,000121
Secured by nonfarm nonresidential properties$56,0001,081
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$550,000433
To non-U.S. addressees$026
Loans to individuals$208,000959
Credit card loan net charge offs$2,0002,885
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$206,000708
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$1,668,0001,004
Loans secured by real estate, total$1,253,000612
To non-U.S. addressees$019
Real estate loans in domestic offices$1,253,000610
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$380,000595
Secured by multifamily residential properties$591,000145
Secured by nonfarm nonresidential properties$282,000778
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$183,0002,133
Loans to individuals$232,0001,346
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$232,0001,081
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$60,0004,376
Loans secured by real estate, total$31,0002,075
To non-U.S. addressees$016
Real estate loans in domestic offices$31,0002,075
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$31,0001,097
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$1,0008,223
Loans to individuals$23,0003,372
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$23,0003,115
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$5,000271
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,608,000833
Loans secured by real estate, total$1,222,000541
To non-U.S. addressees$018
Real estate loans in domestic offices$1,222,000540
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$349,000549
Secured by multifamily residential properties$591,000134
Secured by nonfarm nonresidential properties$282,000676
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$182,0001,632
To non-U.S. addressees$036
Loans to individuals$209,0001,089
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$209,000787
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$-5,00011,455
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$2,331,0001,010
Loans secured by real estate, total$1,343,000711
To non-U.S. addressees$017
Real estate loans in domestic offices$1,343,000711
Construction and land development$134,000724
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$1,153,000247
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$56,0002,108
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$832,000914
Loans to individuals$156,0002,217
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$156,0001,917
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$62,0004,522
Loans secured by real estate, total$41,0001,772
To non-U.S. addressees$07
Real estate loans in domestic offices$41,0001,771
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$41,000882
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$09,301
Loans to individuals$21,0003,749
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$21,0003,499
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,269,000888
Loans secured by real estate, total$1,302,000664
To non-U.S. addressees$017
Real estate loans in domestic offices$1,302,000664
Construction and land development$134,000693
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$1,112,000232
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$56,0001,951
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$832,000776
To non-U.S. addressees$050
Loans to individuals$135,0001,910
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$135,0001,590
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.