Home > Jefferson Bank > Income and Expense
Jefferson Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $115,832,000 | 349 |
| Total interest expense | $60,560,000 | 332 |
| Net interest income | $55,272,000 | 376 |
| Provision for loan and lease losses | $5,625,000 | 289 |
| Total noninterest income | $11,336,000 | 556 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,989,000 | 442 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $8,347,000 | 477 |
| Total noninterest expense | $47,843,000 | 363 |
| Salaries and employee benefits | $19,625,000 | 380 |
| Premises and equipment expense | $6,500,000 | 356 |
| Additional noninterest expense | $21,718,000 | 332 |
| Pre-tax net operating income | $13,140,000 | 630 |
| Securities gains (losses) | $1,136,000 | 352 |
| Applicable income taxes | $3,435,000 | 775 |
| Income before extraordinary items | $10,841,000 | 546 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $10,841,000 | 545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,437,000 | 224 |
| Cash dividends | $4,545,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,977,640 | 567 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $87,691,000 | 443 |
| Total interest expense | $42,610,000 | 448 |
| Net interest income | $45,081,000 | 439 |
| Provision for loan and lease losses | $3,180,000 | 417 |
| Total noninterest income | $8,421,000 | 640 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,997,000 | 440 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,424,000 | 585 |
| Total noninterest expense | $33,772,000 | 468 |
| Salaries and employee benefits | $14,462,000 | 477 |
| Premises and equipment expense | $5,023,000 | 439 |
| Additional noninterest expense | $14,287,000 | 430 |
| Pre-tax net operating income | $16,550,000 | 539 |
| Securities gains (losses) | $515,000 | 419 |
| Applicable income taxes | $5,491,000 | 572 |
| Income before extraordinary items | $11,574,000 | 521 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $11,574,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,232,000 | 307 |
| Cash dividends | $3,330,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $11,223,800 | 513 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $69,332,000 | 572 |
| Total interest expense | $31,940,000 | 586 |
| Net interest income | $37,392,000 | 545 |
| Provision for loan and lease losses | $2,850,000 | 475 |
| Total noninterest income | $6,607,000 | 781 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,700,000 | 511 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,907,000 | 748 |
| Total noninterest expense | $27,957,000 | 591 |
| Salaries and employee benefits | $11,512,000 | 606 |
| Premises and equipment expense | $4,441,000 | 512 |
| Additional noninterest expense | $12,004,000 | 582 |
| Pre-tax net operating income | $13,192,000 | 629 |
| Securities gains (losses) | $245,000 | 623 |
| Applicable income taxes | $4,820,000 | 611 |
| Income before extraordinary items | $8,617,000 | 660 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,617,000 | 660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,078,000 | 297 |
| Cash dividends | $2,356,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,460,200 | 649 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $59,692,000 | 666 |
| Total interest expense | $26,487,000 | 697 |
| Net interest income | $33,205,000 | 616 |
| Provision for loan and lease losses | $2,950,000 | 454 |
| Total noninterest income | $6,024,000 | 841 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,471,000 | 569 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,553,000 | 808 |
| Total noninterest expense | $25,228,000 | 665 |
| Salaries and employee benefits | $10,164,000 | 690 |
| Premises and equipment expense | $4,223,000 | 568 |
| Additional noninterest expense | $10,841,000 | 646 |
| Pre-tax net operating income | $11,051,000 | 772 |
| Securities gains (losses) | $333,000 | 477 |
| Applicable income taxes | $4,005,000 | 723 |
| Income before extraordinary items | $7,379,000 | 778 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,379,000 | 778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,786,000 | 471 |
| Cash dividends | $2,748,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $2,080,000 | 205 |
| Net operating income | $7,162,550 | 791 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $43,104,000 | 791 |
| Total interest expense | $16,129,000 | 857 |
| Net interest income | $26,975,000 | 732 |
| Provision for loan and lease losses | $1,800,000 | 621 |
| Total noninterest income | $4,752,000 | 955 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,061,000 | 665 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,691,000 | 949 |
| Total noninterest expense | $21,063,000 | 773 |
| Salaries and employee benefits | $8,842,000 | 780 |
| Premises and equipment expense | $3,694,000 | 627 |
| Additional noninterest expense | $8,527,000 | 785 |
| Pre-tax net operating income | $8,864,000 | 876 |
| Securities gains (losses) | $128,000 | 673 |
| Applicable income taxes | $2,971,000 | 877 |
| Income before extraordinary items | $6,021,000 | 868 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,021,000 | 868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,463,000 | 481 |
| Cash dividends | $2,303,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $5,166,000 | 163 |
| Net operating income | $5,935,240 | 887 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $37,254,000 | 890 |
| Total interest expense | $15,443,000 | 911 |
| Net interest income | $21,811,000 | 861 |
| Provision for loan and lease losses | $1,800,000 | 868 |
| Total noninterest income | $4,840,000 | 1,005 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,558,000 | 834 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,282,000 | 900 |
| Total noninterest expense | $17,988,000 | 914 |
| Salaries and employee benefits | $7,970,000 | 864 |
| Premises and equipment expense | $3,032,000 | 765 |
| Additional noninterest expense | $6,986,000 | 984 |
| Pre-tax net operating income | $6,863,000 | 1,034 |
| Securities gains (losses) | $376,000 | 1,104 |
| Applicable income taxes | $2,117,000 | 1,145 |
| Income before extraordinary items | $5,122,000 | 1,005 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,122,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,608,000 | 833 |
| Cash dividends | $1,790,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $9,169,000 | 128 |
| Net operating income | $4,855,040 | 999 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $39,419,000 | 956 |
| Total interest expense | $18,049,000 | 1,002 |
| Net interest income | $21,370,000 | 888 |
| Provision for loan and lease losses | $3,121,000 | 814 |
| Total noninterest income | $2,611,000 | 1,602 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,311,000 | 987 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,300,000 | 1,670 |
| Total noninterest expense | $16,046,000 | 1,016 |
| Salaries and employee benefits | $7,294,000 | 935 |
| Premises and equipment expense | $2,782,000 | 854 |
| Additional noninterest expense | $5,970,000 | 1,145 |
| Pre-tax net operating income | $4,814,000 | 1,321 |
| Securities gains (losses) | $605,000 | 930 |
| Applicable income taxes | $1,714,000 | 1,295 |
| Income before extraordinary items | $3,705,000 | 1,259 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,705,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,269,000 | 888 |
| Cash dividends | $1,645,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $3,418,000 | 228 |
| Net operating income | $3,293,600 | 1,296 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.