Home > Jefferson Bank > Net charge- offs to loans
Jefferson Bank, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7157% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4807% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 0.2462% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5665% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1277% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5319% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6369% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2371% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7327% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1087% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5276% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3717% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0751% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3404% | 1,357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8823% | 24 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0691% | 17 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6050% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0256% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5156% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1896% | 219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9309% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8510% | 41 |
| Percentage Net Loans Charged-off:Construction & development | 0.8344% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8431% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3896% | 1,408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0068% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1315% | 1,335 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2170% | 19 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0443% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5670% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2571% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1009% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4896% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2790% | 250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0508% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1177% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6669% | 49 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1103% | 1,332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8047% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0009% | 88 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5210% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6897% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5260% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4884% | 203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0487% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7477% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6209% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7484% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0299% | 209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3799% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1657% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3963% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3957% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3020% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7582% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2226% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2688% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3748% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5244% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0381% | 1,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5739% | 3,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4266% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 0.3947% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7097% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8760% | 88 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7702% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3586% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |