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Jeff Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$14,792,0001,606
Total interest expense$580,0003,849
Net interest income$14,212,0001,193
Provision for loan and lease losses$288,0001,404
Total noninterest income$1,804,0001,404
Gross Fiduciary activities income$0937
Service charges on deposit accounts$462,0001,083
Trading account gains and feesNANA
Additional Noninterest Income$1,342,0001,305
Total noninterest expense$8,220,0001,493
Salaries and employee benefits$5,055,0001,394
Premises and equipment expense$905,0001,340
Additional noninterest expense$1,342,0001,325
Pre-tax net operating income$7,508,000914
Securities gains (losses)$0804
Applicable income taxes$1,568,000787
Income before extraordinary items$5,940,000961
Extraordinary gains, net$020
Net income$5,940,000971
Minority interest net income$069
Net income of bank and minority interests.$5,940,000961
Net charge-offs$-58,0004,257
Cash dividends$2,400,000874
Sale, conversion, retirement of capital stock, net$0478
Net operating income$5,940,000969
2025-03-31 (YTD Data)Rank
Total interest income$7,198,0001,627
Total interest expense$283,0003,869
Net interest income$6,915,0001,202
Provision for loan and lease losses$205,0001,006
Total noninterest income$897,0001,383
Gross Fiduciary activities income$0918
Service charges on deposit accounts$236,0001,052
Trading account gains and feesNANA
Additional Noninterest Income$661,0001,273
Total noninterest expense$4,227,0001,460
Salaries and employee benefits$2,624,0001,358
Premises and equipment expense$482,0001,298
Additional noninterest expense$661,0001,273
Pre-tax net operating income$3,380,000967
Securities gains (losses)$0665
Applicable income taxes$697,000817
Income before extraordinary items$2,683,0001,010
Extraordinary gains, net$047
Net income$2,683,0001,025
Minority interest net income$065
Net income of bank and minority interests.$2,683,0001,010
Net charge-offs$-6,0003,944
Cash dividends$1,750,000617
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,683,0001,020
2024-12-31 (YTD Data)Rank
Total interest income$30,211,0001,545
Total interest expense$3,191,0003,009
Net interest income$27,020,0001,146
Provision for loan and lease losses$231,0001,941
Total noninterest income$3,924,0001,367
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$911,0001,093
Trading account gains and feesNANA
Additional Noninterest Income$3,013,0001,207
Total noninterest expense$16,429,0001,461
Salaries and employee benefits$10,160,0001,369
Premises and equipment expense$1,661,0001,434
Additional noninterest expense$3,013,0001,207
Pre-tax net operating income$14,284,000895
Securities gains (losses)$-219,0004,124
Applicable income taxes$2,940,000745
Income before extraordinary items$11,125,000931
Extraordinary gains, net$053
Net income$11,125,000939
Minority interest net income$090
Net income of bank and minority interests.$11,125,000931
Net charge-offs$158,0001,491
Cash dividends$2,600,0001,386
Sale, conversion, retirement of capital stock, net$0564
Net operating income$11,298,010928
2024-09-30 (YTD Data)Rank
Total interest income$22,922,0001,528
Total interest expense$2,657,0002,884
Net interest income$20,265,0001,134
Provision for loan and lease losses$195,0001,745
Total noninterest income$3,115,0001,311
Gross Fiduciary activities income$0972
Service charges on deposit accounts$678,0001,095
Trading account gains and feesNANA
Additional Noninterest Income$2,437,0001,150
Total noninterest expense$12,397,0001,430
Salaries and employee benefits$7,632,0001,348
Premises and equipment expense$1,271,0001,397
Additional noninterest expense$2,437,0001,150
Pre-tax net operating income$10,788,000871
Securities gains (losses)$1,000881
Applicable income taxes$2,282,000725
Income before extraordinary items$8,507,000902
Extraordinary gains, net$051
Net income$8,507,000915
Minority interest net income$082
Net income of bank and minority interests.$8,507,000904
Net charge-offs$146,0001,203
Cash dividends$1,950,0001,211
Sale, conversion, retirement of capital stock, net$0527
Net operating income$8,506,210904
2024-06-30 (YTD Data)Rank
Total interest income$15,120,0001,521
Total interest expense$1,789,0002,851
Net interest income$13,331,0001,140
Provision for loan and lease losses$164,0001,493
Total noninterest income$2,083,0001,301
Gross Fiduciary activities income$0962
Service charges on deposit accounts$443,0001,091
Trading account gains and feesNANA
Additional Noninterest Income$1,640,0001,140
Total noninterest expense$8,317,0001,422
Salaries and employee benefits$5,122,0001,340
Premises and equipment expense$854,0001,394
Additional noninterest expense$1,640,0001,140
Pre-tax net operating income$6,933,000887
Securities gains (losses)$0628
Applicable income taxes$1,456,000736
Income before extraordinary items$5,477,000929
Extraordinary gains, net$052
Net income$5,477,000942
Minority interest net income$084
Net income of bank and minority interests.$5,477,000931
Net charge-offs$145,000922
Cash dividends$1,300,0001,215
Sale, conversion, retirement of capital stock, net$0496
Net operating income$5,477,000930
2024-03-31 (YTD Data)Rank
Total interest income$7,535,0001,520
Total interest expense$904,0002,804
Net interest income$6,631,0001,157
Provision for loan and lease losses$107,0001,194
Total noninterest income$772,0001,527
Gross Fiduciary activities income$0895
Service charges on deposit accounts$224,0001,078
Trading account gains and feesNANA
Additional Noninterest Income$548,0001,438
Total noninterest expense$4,143,0001,426
Salaries and employee benefits$2,582,0001,338
Premises and equipment expense$446,0001,359
Additional noninterest expense$548,0001,438
Pre-tax net operating income$3,153,000937
Securities gains (losses)$0689
Applicable income taxes$644,000797
Income before extraordinary items$2,509,000988
Extraordinary gains, net$051
Net income$2,509,0001,000
Minority interest net income$072
Net income of bank and minority interests.$2,509,000988
Net charge-offs$-3,0003,742
Cash dividends$650,0001,111
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,509,000987
2023-12-31 (YTD Data)Rank
Total interest income$29,096,0001,435
Total interest expense$2,615,0002,781
Net interest income$26,481,0001,148
Provision for loan and lease losses$-527,0004,473
Total noninterest income$3,390,0001,509
Gross Fiduciary activities income$0981
Service charges on deposit accounts$913,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$2,477,0001,428
Total noninterest expense$15,900,0001,449
Salaries and employee benefits$9,881,0001,357
Premises and equipment expense$1,618,0001,446
Additional noninterest expense$2,477,0001,428
Pre-tax net operating income$14,498,000880
Securities gains (losses)$-86,0003,769
Applicable income taxes$3,086,000735
Income before extraordinary items$11,326,000909
Extraordinary gains, net$054
Net income$11,326,000923
Minority interest net income$088
Net income of bank and minority interests.$11,326,000912
Net charge-offs$-104,0004,342
Cash dividends$2,600,0001,316
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,393,940922
2023-09-30 (YTD Data)Rank
Total interest income$21,564,0001,416
Total interest expense$1,519,0002,926
Net interest income$20,045,0001,147
Provision for loan and lease losses$-768,0004,528
Total noninterest income$2,552,0001,512
Gross Fiduciary activities income$0950
Service charges on deposit accounts$683,0001,070
Trading account gains and feesNANA
Additional Noninterest Income$1,869,0001,412
Total noninterest expense$11,652,0001,471
Salaries and employee benefits$7,155,0001,386
Premises and equipment expense$1,239,0001,428
Additional noninterest expense$1,869,0001,412
Pre-tax net operating income$11,713,000857
Securities gains (losses)$-86,0003,967
Applicable income taxes$2,465,000737
Income before extraordinary items$9,162,000889
Extraordinary gains, net$052
Net income$9,162,000893
Minority interest net income$081
Net income of bank and minority interests.$9,162,000889
Net charge-offs$-107,0004,373
Cash dividends$1,950,0001,188
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,229,940900
2023-06-30 (YTD Data)Rank
Total interest income$14,056,0001,404
Total interest expense$717,0003,152
Net interest income$13,339,0001,158
Provision for loan and lease losses$-620,0004,562
Total noninterest income$1,679,0001,452
Gross Fiduciary activities income$0931
Service charges on deposit accounts$464,0001,034
Trading account gains and feesNANA
Additional Noninterest Income$1,215,0001,361
Total noninterest expense$7,703,0001,471
Salaries and employee benefits$4,780,0001,382
Premises and equipment expense$816,0001,431
Additional noninterest expense$1,215,0001,360
Pre-tax net operating income$7,935,000853
Securities gains (losses)$6,000725
Applicable income taxes$1,664,000739
Income before extraordinary items$6,277,000879
Extraordinary gains, net$051
Net income$6,277,000891
Minority interest net income$081
Net income of bank and minority interests.$6,277,000879
Net charge-offs$8,0001,884
Cash dividends$1,300,0001,193
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,272,260892
2023-03-31 (YTD Data)Rank
Total interest income$6,832,0001,420
Total interest expense$161,0003,740
Net interest income$6,671,0001,164
Provision for loan and lease losses$-223,0004,588
Total noninterest income$805,0001,487
Gross Fiduciary activities income$0913
Service charges on deposit accounts$238,0001,023
Trading account gains and feesNANA
Additional Noninterest Income$567,0001,412
Total noninterest expense$3,905,0001,471
Salaries and employee benefits$2,451,0001,383
Premises and equipment expense$429,0001,405
Additional noninterest expense$567,0001,412
Pre-tax net operating income$3,794,000917
Securities gains (losses)$11,000560
Applicable income taxes$761,000795
Income before extraordinary items$3,044,000930
Extraordinary gains, net$04
Net income$3,044,000929
Minority interest net income$048
Net income of bank and minority interests.$3,044,000929
Net charge-offs$10,0001,369
Cash dividends$650,0001,079
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,035,200947
2022-12-31 (YTD Data)Rank
Total interest income$23,332,0001,390
Total interest expense$360,0003,580
Net interest income$22,972,0001,289
Provision for loan and lease losses$450,0001,285
Total noninterest income$3,561,0001,465
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$951,0001,055
Trading account gains and feesNANA
Additional Noninterest Income$2,610,0001,374
Total noninterest expense$15,040,0001,477
Salaries and employee benefits$9,403,0001,386
Premises and equipment expense$1,666,0001,423
Additional noninterest expense$2,610,0001,374
Pre-tax net operating income$11,043,0001,197
Securities gains (losses)$-88,0003,865
Applicable income taxes$2,165,0001,020
Income before extraordinary items$8,790,0001,219
Extraordinary gains, net$05
Net income$8,790,0001,218
Minority interest net income$063
Net income of bank and minority interests.$8,790,0001,219
Net charge-offs$-116,0004,317
Cash dividends$2,375,0001,346
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,860,4001,232
2022-09-30 (YTD Data)Rank
Total interest income$16,300,0001,413
Total interest expense$267,0003,430
Net interest income$16,033,0001,340
Provision for loan and lease losses$02,835
Total noninterest income$2,699,0001,485
Gross Fiduciary activities income$0968
Service charges on deposit accounts$721,0001,054
Trading account gains and feesNANA
Additional Noninterest Income$1,978,0001,381
Total noninterest expense$11,026,0001,502
Salaries and employee benefits$6,850,0001,416
Premises and equipment expense$1,262,0001,420
Additional noninterest expense$1,978,0001,381
Pre-tax net operating income$7,706,0001,239
Securities gains (losses)$0740
Applicable income taxes$1,475,0001,085
Income before extraordinary items$6,231,0001,250
Extraordinary gains, net$04
Net income$6,231,0001,249
Minority interest net income$057
Net income of bank and minority interests.$6,231,0001,250
Net charge-offs$18,0001,631
Cash dividends$1,300,0001,445
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,231,0001,276
2022-06-30 (YTD Data)Rank
Total interest income$10,275,0001,434
Total interest expense$169,0003,412
Net interest income$10,106,0001,374
Provision for loan and lease losses$02,599
Total noninterest income$1,752,0001,496
Gross Fiduciary activities income$0925
Service charges on deposit accounts$477,0001,041
Trading account gains and feesNANA
Additional Noninterest Income$1,275,0001,449
Total noninterest expense$7,405,0001,474
Salaries and employee benefits$4,605,0001,397
Premises and equipment expense$867,0001,368
Additional noninterest expense$1,933,0001,645
Pre-tax net operating income$4,453,0001,301
Securities gains (losses)$0687
Applicable income taxes$809,0001,161
Income before extraordinary items$3,644,0001,308
Extraordinary gains, net$04
Net income$3,644,0001,307
Minority interest net income$060
Net income of bank and minority interests.$3,644,0001,308
Net charge-offs$19,0001,340
Cash dividends$650,0001,673
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,644,0001,337
2022-03-31 (YTD Data)Rank
Total interest income$4,961,0001,448
Total interest expense$84,0003,396
Net interest income$4,877,0001,376
Provision for loan and lease losses$02,285
Total noninterest income$870,0001,501
Gross Fiduciary activities income$0892
Service charges on deposit accounts$231,0001,065
Trading account gains and feesNANA
Additional Noninterest Income$639,0001,456
Total noninterest expense$3,791,0001,444
Salaries and employee benefits$2,358,0001,369
Premises and equipment expense$435,0001,368
Additional noninterest expense$998,0001,573
Pre-tax net operating income$1,956,0001,367
Securities gains (losses)$0623
Applicable income taxes$340,0001,216
Income before extraordinary items$1,616,0001,377
Extraordinary gains, net$04
Net income$1,616,0001,377
Minority interest net income$050
Net income of bank and minority interests.$1,616,0001,377
Net charge-offs$102,000494
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,616,0001,390
2021-12-31 (YTD Data)Rank
Total interest income$18,601,0001,568
Total interest expense$368,0003,529
Net interest income$18,233,0001,477
Provision for loan and lease losses$450,0001,128
Total noninterest income$3,461,0001,637
Gross Fiduciary activities income$0994
Service charges on deposit accounts$855,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$2,606,0001,624
Total noninterest expense$15,189,0001,436
Salaries and employee benefits$9,654,0001,327
Premises and equipment expense$1,665,0001,406
Additional noninterest expense$3,870,0001,614
Pre-tax net operating income$6,055,0001,814
Securities gains (losses)$3,0001,928
Applicable income taxes$1,095,0001,540
Income before extraordinary items$4,963,0001,903
Extraordinary gains, net$010
Net income$4,963,0001,903
Minority interest net income$074
Net income of bank and minority interests.$4,963,0001,904
Net charge-offs$823,000477
Cash dividends$1,300,0001,952
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,960,5401,872
2021-09-30 (YTD Data)Rank
Total interest income$13,907,0001,602
Total interest expense$282,0003,600
Net interest income$13,625,0001,504
Provision for loan and lease losses$02,963
Total noninterest income$2,614,0001,679
Gross Fiduciary activities income$0957
Service charges on deposit accounts$616,0001,110
Trading account gains and feesNANA
Additional Noninterest Income$1,998,0001,674
Total noninterest expense$11,315,0001,457
Salaries and employee benefits$7,224,0001,346
Premises and equipment expense$1,263,0001,418
Additional noninterest expense$2,828,0001,657
Pre-tax net operating income$4,924,0001,783
Securities gains (losses)$3,0001,854
Applicable income taxes$854,0001,586
Income before extraordinary items$4,073,0001,849
Extraordinary gains, net$08
Net income$4,073,0001,848
Minority interest net income$069
Net income of bank and minority interests.$4,073,0001,849
Net charge-offs$292,000656
Cash dividends$650,0002,092
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,070,5101,821
2021-06-30 (YTD Data)Rank
Total interest income$9,311,0001,591
Total interest expense$194,0003,636
Net interest income$9,117,0001,480
Provision for loan and lease losses$02,862
Total noninterest income$1,663,0001,698
Gross Fiduciary activities income$0951
Service charges on deposit accounts$397,0001,105
Trading account gains and feesNANA
Additional Noninterest Income$1,266,0001,677
Total noninterest expense$7,547,0001,445
Salaries and employee benefits$4,833,0001,335
Premises and equipment expense$874,0001,375
Additional noninterest expense$1,840,0001,672
Pre-tax net operating income$3,233,0001,778
Securities gains (losses)$4,0001,607
Applicable income taxes$542,0001,603
Income before extraordinary items$2,695,0001,837
Extraordinary gains, net$06
Net income$2,695,0001,838
Minority interest net income$067
Net income of bank and minority interests.$2,695,0001,837
Net charge-offs$-2,0003,249
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,691,6801,805
2021-03-31 (YTD Data)Rank
Total interest income$4,429,0001,658
Total interest expense$104,0003,639
Net interest income$4,325,0001,543
Provision for loan and lease losses$02,741
Total noninterest income$764,0001,783
Gross Fiduciary activities income$0922
Service charges on deposit accounts$191,0001,137
Trading account gains and feesNANA
Additional Noninterest Income$573,0001,775
Total noninterest expense$3,804,0001,429
Salaries and employee benefits$2,418,0001,328
Premises and equipment expense$479,0001,274
Additional noninterest expense$907,0001,653
Pre-tax net operating income$1,285,0002,057
Securities gains (losses)$3,0001,244
Applicable income taxes$189,0001,854
Income before extraordinary items$1,099,0002,094
Extraordinary gains, net$03
Net income$1,099,0002,095
Minority interest net income$055
Net income of bank and minority interests.$1,099,0002,094
Net charge-offs$-5,0003,772
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,096,4502,063
2020-12-31 (YTD Data)Rank
Total interest income$18,878,0001,572
Total interest expense$608,0003,609
Net interest income$18,270,0001,395
Provision for loan and lease losses$1,100,0001,505
Total noninterest income$3,036,0001,715
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$798,0001,141
Trading account gains and feesNANA
Additional Noninterest Income$2,238,0001,688
Total noninterest expense$14,944,0001,411
Salaries and employee benefits$9,486,0001,309
Premises and equipment expense$1,643,0001,417
Additional noninterest expense$3,815,0001,589
Pre-tax net operating income$5,262,0001,725
Securities gains (losses)$173,0001,101
Applicable income taxes$649,0001,750
Income before extraordinary items$4,786,0001,685
Extraordinary gains, net$04
Net income$4,786,0001,685
Minority interest net income$072
Net income of bank and minority interests.$4,786,0001,685
Net charge-offs$208,0001,526
Cash dividends$2,600,0001,247
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,633,7601,693
2020-09-30 (YTD Data)Rank
Total interest income$14,401,0001,559
Total interest expense$481,0003,642
Net interest income$13,920,0001,370
Provision for loan and lease losses$750,0001,600
Total noninterest income$2,209,0001,693
Gross Fiduciary activities income$0981
Service charges on deposit accounts$589,0001,149
Trading account gains and feesNANA
Additional Noninterest Income$1,620,0001,673
Total noninterest expense$11,090,0001,407
Salaries and employee benefits$7,138,0001,292
Premises and equipment expense$1,213,0001,430
Additional noninterest expense$2,739,0001,627
Pre-tax net operating income$4,289,0001,597
Securities gains (losses)$132,0001,092
Applicable income taxes$701,0001,460
Income before extraordinary items$3,720,0001,604
Extraordinary gains, net$04
Net income$3,720,0001,605
Minority interest net income$065
Net income of bank and minority interests.$3,720,0001,605
Net charge-offs$38,0002,194
Cash dividends$1,950,0001,137
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,609,1201,615
2020-06-30 (YTD Data)Rank
Total interest income$9,671,0001,562
Total interest expense$342,0003,670
Net interest income$9,329,0001,359
Provision for loan and lease losses$500,0001,591
Total noninterest income$1,462,0001,647
Gross Fiduciary activities income$0970
Service charges on deposit accounts$417,0001,107
Trading account gains and feesNANA
Additional Noninterest Income$1,045,0001,629
Total noninterest expense$7,415,0001,400
Salaries and employee benefits$4,761,0001,291
Premises and equipment expense$852,0001,363
Additional noninterest expense$1,802,0001,629
Pre-tax net operating income$2,876,0001,508
Securities gains (losses)$30,0001,532
Applicable income taxes$461,0001,408
Income before extraordinary items$2,445,0001,562
Extraordinary gains, net$04
Net income$2,445,0001,562
Minority interest net income$065
Net income of bank and minority interests.$2,445,0001,563
Net charge-offs$03,033
Cash dividends$1,300,0001,092
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,419,8001,530
2020-03-31 (YTD Data)Rank
Total interest income$4,983,0001,520
Total interest expense$173,0003,781
Net interest income$4,810,0001,302
Provision for loan and lease losses$250,0001,297
Total noninterest income$747,0001,532
Gross Fiduciary activities income$0941
Service charges on deposit accounts$263,0001,070
Trading account gains and feesNANA
Additional Noninterest Income$484,0001,551
Total noninterest expense$3,857,0001,365
Salaries and employee benefits$2,425,0001,270
Premises and equipment expense$451,0001,302
Additional noninterest expense$981,0001,544
Pre-tax net operating income$1,450,0001,353
Securities gains (losses)$01,705
Applicable income taxes$241,0001,245
Income before extraordinary items$1,209,0001,423
Extraordinary gains, net$04
Net income$1,209,0001,421
Minority interest net income$056
Net income of bank and minority interests.$1,209,0001,423
Net charge-offs$5,0002,107
Cash dividends$650,0001,079
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,209,0001,395
2019-12-31 (YTD Data)Rank
Total interest income$21,169,0001,450
Total interest expense$719,0003,772
Net interest income$20,450,0001,234
Provision for loan and lease losses$1,100,000853
Total noninterest income$3,302,0001,471
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,099,0001,060
Trading account gains and feesNANA
Additional Noninterest Income$2,203,0001,456
Total noninterest expense$15,037,0001,355
Salaries and employee benefits$9,697,0001,230
Premises and equipment expense$1,697,0001,347
Additional noninterest expense$3,643,0001,625
Pre-tax net operating income$7,615,0001,268
Securities gains (losses)$02,379
Applicable income taxes$1,270,0001,233
Income before extraordinary items$6,345,0001,334
Extraordinary gains, net$011
Net income$6,345,0001,336
Minority interest net income$076
Net income of bank and minority interests.$6,345,0001,337
Net charge-offs$908,000691
Cash dividends$2,550,0001,348
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,345,0001,311
2019-09-30 (YTD Data)Rank
Total interest income$16,164,0001,437
Total interest expense$542,0003,792
Net interest income$15,622,0001,224
Provision for loan and lease losses$500,0001,154
Total noninterest income$2,484,0001,478
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$822,0001,068
Trading account gains and feesNANA
Additional Noninterest Income$1,662,0001,435
Total noninterest expense$11,057,0001,386
Salaries and employee benefits$7,062,0001,268
Premises and equipment expense$1,280,0001,349
Additional noninterest expense$2,715,0001,627
Pre-tax net operating income$6,549,0001,186
Securities gains (losses)$02,167
Applicable income taxes$1,155,0001,121
Income before extraordinary items$5,394,0001,237
Extraordinary gains, net$011
Net income$5,394,0001,239
Minority interest net income$072
Net income of bank and minority interests.$5,394,0001,239
Net charge-offs$95,0001,795
Cash dividends$1,900,0001,248
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,394,0001,209
2019-06-30 (YTD Data)Rank
Total interest income$10,855,0001,424
Total interest expense$360,0003,788
Net interest income$10,495,0001,215
Provision for loan and lease losses$200,0001,556
Total noninterest income$1,630,0001,463
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$542,0001,068
Trading account gains and feesNANA
Additional Noninterest Income$1,088,0001,412
Total noninterest expense$7,399,0001,384
Salaries and employee benefits$4,640,0001,279
Premises and equipment expense$840,0001,368
Additional noninterest expense$1,919,0001,571
Pre-tax net operating income$4,526,0001,129
Securities gains (losses)$01,702
Applicable income taxes$779,0001,084
Income before extraordinary items$3,747,0001,167
Extraordinary gains, net$011
Net income$3,747,0001,167
Minority interest net income$069
Net income of bank and minority interests.$3,747,0001,167
Net charge-offs$88,0001,481
Cash dividends$1,250,0001,245
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,747,0001,146
2019-03-31 (YTD Data)Rank
Total interest income$5,304,0001,456
Total interest expense$182,0003,745
Net interest income$5,122,0001,237
Provision for loan and lease losses$100,0001,466
Total noninterest income$734,0001,508
Gross Fiduciary activities income$0972
Service charges on deposit accounts$268,0001,064
Trading account gains and feesNANA
Additional Noninterest Income$466,0001,515
Total noninterest expense$3,768,0001,369
Salaries and employee benefits$2,263,0001,316
Premises and equipment expense$475,0001,256
Additional noninterest expense$1,030,0001,486
Pre-tax net operating income$1,988,0001,221
Securities gains (losses)$01,087
Applicable income taxes$330,0001,193
Income before extraordinary items$1,658,0001,261
Extraordinary gains, net$05
Net income$1,658,0001,260
Minority interest net income$052
Net income of bank and minority interests.$1,658,0001,260
Net charge-offs$8,0002,054
Cash dividends$600,0001,170
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,658,0001,240
2018-12-31 (YTD Data)Rank
Total interest income$20,388,0001,424
Total interest expense$775,0003,307
Net interest income$19,613,0001,266
Provision for loan and lease losses$350,0001,803
Total noninterest income$3,190,0001,472
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,166,0001,020
Trading account gains and feesNANA
Additional Noninterest Income$2,024,0001,488
Total noninterest expense$14,982,0001,356
Salaries and employee benefits$8,997,0001,278
Premises and equipment expense$1,725,0001,333
Additional noninterest expense$4,260,0001,423
Pre-tax net operating income$7,471,0001,288
Securities gains (losses)$01,125
Applicable income taxes$1,212,0001,210
Income before extraordinary items$6,259,0001,316
Extraordinary gains, net$06
Net income$6,259,0001,315
Minority interest net income$072
Net income of bank and minority interests.$6,259,0001,315
Net charge-offs$564,000882
Cash dividends$4,950,000754
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,259,0001,308
2018-09-30 (YTD Data)Rank
Total interest income$15,043,0001,431
Total interest expense$587,0003,228
Net interest income$14,456,0001,279
Provision for loan and lease losses$03,948
Total noninterest income$2,392,0001,490
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$880,0001,010
Trading account gains and feesNANA
Additional Noninterest Income$1,512,0001,509
Total noninterest expense$10,767,0001,410
Salaries and employee benefits$6,500,0001,333
Premises and equipment expense$1,278,0001,348
Additional noninterest expense$2,989,0001,518
Pre-tax net operating income$6,081,0001,223
Securities gains (losses)$01,118
Applicable income taxes$1,027,0001,149
Income before extraordinary items$5,054,0001,262
Extraordinary gains, net$05
Net income$5,054,0001,260
Minority interest net income$066
Net income of bank and minority interests.$5,054,0001,261
Net charge-offs$-63,0004,990
Cash dividends$3,650,000694
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,054,0001,256
2018-06-30 (YTD Data)Rank
Total interest income$9,840,0001,437
Total interest expense$388,0003,173
Net interest income$9,452,0001,298
Provision for loan and lease losses$03,782
Total noninterest income$1,534,0001,538
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$577,0001,030
Trading account gains and feesNANA
Additional Noninterest Income$957,0001,566
Total noninterest expense$7,082,0001,432
Salaries and employee benefits$4,337,0001,332
Premises and equipment expense$848,0001,370
Additional noninterest expense$1,897,0001,580
Pre-tax net operating income$3,904,0001,239
Securities gains (losses)$0961
Applicable income taxes$654,0001,168
Income before extraordinary items$3,250,0001,278
Extraordinary gains, net$06
Net income$3,250,0001,276
Minority interest net income$065
Net income of bank and minority interests.$3,250,0001,277
Net charge-offs$-69,0005,110
Cash dividends$3,650,000498
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,250,0001,266
2018-03-31 (YTD Data)Rank
Total interest income$4,843,0001,442
Total interest expense$191,0003,154
Net interest income$4,652,0001,311
Provision for loan and lease losses$03,508
Total noninterest income$743,0001,559
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$298,000996
Trading account gains and feesNANA
Additional Noninterest Income$445,0001,594
Total noninterest expense$3,560,0001,431
Salaries and employee benefits$2,186,0001,341
Premises and equipment expense$460,0001,290
Additional noninterest expense$914,0001,623
Pre-tax net operating income$1,835,0001,273
Securities gains (losses)$0735
Applicable income taxes$303,0001,212
Income before extraordinary items$1,532,0001,313
Extraordinary gains, net$07
Net income$1,532,0001,313
Minority interest net income$052
Net income of bank and minority interests.$1,532,0001,313
Net charge-offs$-62,0005,292
Cash dividends$650,000989
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,532,0001,305
2017-12-31 (YTD Data)Rank
Total interest income$18,592,0001,445
Total interest expense$818,0002,895
Net interest income$17,774,0001,332
Provision for loan and lease losses$-300,0005,466
Total noninterest income$3,162,0001,526
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,144,0001,056
Trading account gains and feesNANA
Additional Noninterest Income$2,018,0001,526
Total noninterest expense$14,532,0001,377
Salaries and employee benefits$8,789,0001,286
Premises and equipment expense$1,927,0001,203
Additional noninterest expense$3,816,0001,582
Pre-tax net operating income$6,704,0001,354
Securities gains (losses)$02,243
Applicable income taxes$1,931,0001,303
Income before extraordinary items$4,773,0001,392
Extraordinary gains, net$09
Net income$4,773,0001,390
Minority interest net income$076
Net income of bank and minority interests.$4,773,0001,392
Net charge-offs$-134,0005,370
Cash dividends$2,450,0001,206
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,773,0001,380
2017-09-30 (YTD Data)Rank
Total interest income$13,894,0001,443
Total interest expense$617,0002,876
Net interest income$13,277,0001,345
Provision for loan and lease losses$-300,0005,592
Total noninterest income$2,261,0001,604
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$848,0001,077
Trading account gains and feesNANA
Additional Noninterest Income$1,413,0001,611
Total noninterest expense$10,620,0001,406
Salaries and employee benefits$6,485,0001,309
Premises and equipment expense$1,526,0001,164
Additional noninterest expense$2,609,0001,716
Pre-tax net operating income$5,218,0001,330
Securities gains (losses)$02,274
Applicable income taxes$1,194,0001,300
Income before extraordinary items$4,024,0001,364
Extraordinary gains, net$09
Net income$4,024,0001,364
Minority interest net income$071
Net income of bank and minority interests.$4,024,0001,364
Net charge-offs$-144,0005,430
Cash dividends$1,800,0001,143
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,024,0001,348
2017-06-30 (YTD Data)Rank
Total interest income$9,321,0001,423
Total interest expense$413,0002,812
Net interest income$8,908,0001,336
Provision for loan and lease losses$-300,0005,670
Total noninterest income$1,479,0001,618
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$560,0001,065
Trading account gains and feesNANA
Additional Noninterest Income$919,0001,625
Total noninterest expense$7,217,0001,376
Salaries and employee benefits$4,339,0001,312
Premises and equipment expense$1,017,0001,161
Additional noninterest expense$1,861,0001,606
Pre-tax net operating income$3,470,0001,323
Securities gains (losses)$01,906
Applicable income taxes$779,0001,289
Income before extraordinary items$2,691,0001,360
Extraordinary gains, net$011
Net income$2,691,0001,359
Minority interest net income$071
Net income of bank and minority interests.$2,691,0001,360
Net charge-offs$-169,0005,548
Cash dividends$1,200,0001,138
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,691,0001,339
2017-03-31 (YTD Data)Rank
Total interest income$4,713,0001,401
Total interest expense$207,0002,794
Net interest income$4,506,0001,312
Provision for loan and lease losses$-300,0005,787
Total noninterest income$702,0001,654
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$271,0001,102
Trading account gains and feesNANA
Additional Noninterest Income$431,0001,678
Total noninterest expense$3,694,0001,358
Salaries and employee benefits$2,174,0001,322
Premises and equipment expense$498,0001,199
Additional noninterest expense$1,022,0001,472
Pre-tax net operating income$1,814,0001,277
Securities gains (losses)$01,153
Applicable income taxes$412,0001,218
Income before extraordinary items$1,402,0001,293
Extraordinary gains, net$08
Net income$1,402,0001,293
Minority interest net income$055
Net income of bank and minority interests.$1,402,0001,293
Net charge-offs$-253,0005,756
Cash dividends$600,0001,052
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,402,0001,274
2016-12-31 (YTD Data)Rank
Total interest income$17,996,0001,414
Total interest expense$922,0002,555
Net interest income$17,074,0001,340
Provision for loan and lease losses$100,0003,103
Total noninterest income$3,366,0001,520
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,216,0001,009
Trading account gains and fees$0170
Additional Noninterest Income$2,150,0001,523
Total noninterest expense$13,890,0001,412
Salaries and employee benefits$8,368,0001,326
Premises and equipment expense$1,817,0001,285
Additional noninterest expense$3,705,0001,644
Pre-tax net operating income$6,450,0001,321
Securities gains (losses)$1,0003,113
Applicable income taxes$1,256,0001,432
Income before extraordinary items$5,195,0001,339
Extraordinary gains, net$05
Net income$5,195,0001,338
Minority interest net income$082
Net income of bank and minority interests.$5,195,0001,338
Net charge-offs$483,0001,101
Cash dividends$5,400,000624
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,194,1901,307
2016-09-30 (YTD Data)Rank
Total interest income$13,425,0001,420
Total interest expense$701,0002,532
Net interest income$12,724,0001,350
Provision for loan and lease losses$50,0003,314
Total noninterest income$2,601,0001,479
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$932,000987
Trading account gains and fees$0169
Additional Noninterest Income$1,669,0001,483
Total noninterest expense$10,098,0001,462
Salaries and employee benefits$6,093,0001,352
Premises and equipment expense$1,161,0001,474
Additional noninterest expense$2,844,0001,610
Pre-tax net operating income$5,177,0001,289
Securities gains (losses)$1,0003,060
Applicable income taxes$1,013,0001,399
Income before extraordinary items$4,165,0001,292
Extraordinary gains, net$05
Net income$4,165,0001,293
Minority interest net income$071
Net income of bank and minority interests.$4,165,0001,292
Net charge-offs$112,0001,975
Cash dividends$4,800,000521
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,164,2001,257
2016-06-30 (YTD Data)Rank
Total interest income$8,891,0001,431
Total interest expense$469,0002,538
Net interest income$8,422,0001,362
Provision for loan and lease losses$50,0002,917
Total noninterest income$1,803,0001,425
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$621,000969
Trading account gains and fees$0157
Additional Noninterest Income$1,182,0001,389
Total noninterest expense$6,681,0001,481
Salaries and employee benefits$3,982,0001,383
Premises and equipment expense$761,0001,504
Additional noninterest expense$1,938,0001,578
Pre-tax net operating income$3,494,0001,256
Securities gains (losses)$02,835
Applicable income taxes$678,0001,390
Income before extraordinary items$2,816,0001,270
Extraordinary gains, net$016
Net income$2,816,0001,271
Minority interest net income$071
Net income of bank and minority interests.$2,816,0001,271
Net charge-offs$109,0001,545
Cash dividends$4,200,000423
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,816,0001,227
2016-03-31 (YTD Data)Rank
Total interest income$4,415,0001,433
Total interest expense$233,0002,554
Net interest income$4,182,0001,366
Provision for loan and lease losses$03,656
Total noninterest income$966,0001,332
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$310,000973
Trading account gains and fees$0142
Additional Noninterest Income$656,0001,274
Total noninterest expense$3,363,0001,455
Salaries and employee benefits$2,028,0001,369
Premises and equipment expense$419,0001,385
Additional noninterest expense$916,0001,653
Pre-tax net operating income$1,785,0001,206
Securities gains (losses)$02,077
Applicable income taxes$301,0001,479
Income before extraordinary items$1,484,0001,196
Extraordinary gains, net$012
Net income$1,484,0001,197
Minority interest net income$062
Net income of bank and minority interests.$1,484,0001,197
Net charge-offs$71,0001,213
Cash dividends$3,600,000273
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,484,0001,161
2015-12-31 (YTD Data)Rank
Total interest income$17,944,0001,390
Total interest expense$993,0002,432
Net interest income$16,951,0001,322
Provision for loan and lease losses$100,0003,023
Total noninterest income$3,216,0001,524
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,309,000956
Trading account gains and fees$0159
Additional Noninterest Income$1,907,0001,579
Total noninterest expense$14,232,0001,377
Salaries and employee benefits$8,727,0001,257
Premises and equipment expense$1,934,0001,216
Additional noninterest expense$3,571,0001,693
Pre-tax net operating income$5,835,0001,394
Securities gains (losses)$21,0002,208
Applicable income taxes$1,145,0001,472
Income before extraordinary items$4,711,0001,413
Extraordinary gains, net$023
Net income$4,711,0001,413
Minority interest net income$081
Net income of bank and minority interests.$4,711,0001,413
Net charge-offs$378,0001,412
Cash dividends$3,050,000955
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,694,2001,390
2015-09-30 (YTD Data)Rank
Total interest income$13,458,0001,403
Total interest expense$754,0002,432
Net interest income$12,704,0001,331
Provision for loan and lease losses$04,232
Total noninterest income$2,491,0001,508
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$976,000968
Trading account gains and fees$0153
Additional Noninterest Income$1,515,0001,524
Total noninterest expense$10,756,0001,370
Salaries and employee benefits$6,442,0001,289
Premises and equipment expense$1,452,0001,228
Additional noninterest expense$2,862,0001,588
Pre-tax net operating income$4,439,0001,406
Securities gains (losses)$21,0001,989
Applicable income taxes$894,0001,476
Income before extraordinary items$3,566,0001,421
Extraordinary gains, net$021
Net income$3,566,0001,422
Minority interest net income$078
Net income of bank and minority interests.$3,566,0001,422
Net charge-offs$223,0001,447
Cash dividends$2,450,000837
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,549,2001,399
2015-06-30 (YTD Data)Rank
Total interest income$8,990,0001,405
Total interest expense$506,0002,445
Net interest income$8,484,0001,333
Provision for loan and lease losses$04,069
Total noninterest income$1,598,0001,546
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$652,000961
Trading account gains and fees$0157
Additional Noninterest Income$946,0001,618
Total noninterest expense$6,968,0001,405
Salaries and employee benefits$4,285,0001,293
Premises and equipment expense$961,0001,244
Additional noninterest expense$1,722,0001,759
Pre-tax net operating income$3,114,0001,336
Securities gains (losses)$21,0001,689
Applicable income taxes$669,0001,363
Income before extraordinary items$2,466,0001,355
Extraordinary gains, net$022
Net income$2,466,0001,356
Minority interest net income$075
Net income of bank and minority interests.$2,466,0001,356
Net charge-offs$350,000822
Cash dividends$1,850,000765
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,449,4101,325
2015-03-31 (YTD Data)Rank
Total interest income$4,506,0001,399
Total interest expense$259,0002,420
Net interest income$4,247,0001,330
Provision for loan and lease losses$03,703
Total noninterest income$766,0001,564
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$319,000959
Trading account gains and fees$0152
Additional Noninterest Income$447,0001,641
Total noninterest expense$3,539,0001,382
Salaries and employee benefits$2,114,0001,306
Premises and equipment expense$440,0001,366
Additional noninterest expense$985,0001,552
Pre-tax net operating income$1,474,0001,360
Securities gains (losses)$21,0001,218
Applicable income taxes$311,0001,406
Income before extraordinary items$1,184,0001,391
Extraordinary gains, net$013
Net income$1,184,0001,393
Minority interest net income$064
Net income of bank and minority interests.$1,184,0001,393
Net charge-offs$208,000700
Cash dividends$1,200,000567
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,167,4101,363
2014-12-31 (YTD Data)Rank
Total interest income$18,128,0001,397
Total interest expense$1,107,0002,416
Net interest income$17,021,0001,314
Provision for loan and lease losses$400,0001,663
Total noninterest income$6,387,000923
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,337,000996
Trading account gains and fees$0180
Additional Noninterest Income$5,050,000745
Total noninterest expense$13,498,0001,419
Salaries and employee benefits$8,277,0001,289
Premises and equipment expense$1,679,0001,415
Additional noninterest expense$3,542,0001,753
Pre-tax net operating income$9,510,000876
Securities gains (losses)$69,0001,510
Applicable income taxes$2,613,000806
Income before extraordinary items$6,966,000955
Extraordinary gains, net$017
Net income$6,966,000954
Minority interest net income$084
Net income of bank and minority interests.$6,966,000954
Net charge-offs$853,0001,025
Cash dividends$3,950,000746
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,915,630934
2014-09-30 (YTD Data)Rank
Total interest income$13,561,0001,407
Total interest expense$839,0002,417
Net interest income$12,722,0001,320
Provision for loan and lease losses$300,0001,622
Total noninterest income$2,372,0001,503
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,010,000990
Trading account gains and fees$0174
Additional Noninterest Income$1,362,0001,564
Total noninterest expense$10,034,0001,437
Salaries and employee benefits$6,032,0001,321
Premises and equipment expense$1,361,0001,325
Additional noninterest expense$2,641,0001,744
Pre-tax net operating income$4,760,0001,267
Securities gains (losses)$69,0001,240
Applicable income taxes$1,048,0001,271
Income before extraordinary items$3,781,0001,283
Extraordinary gains, net$015
Net income$3,781,0001,283
Minority interest net income$081
Net income of bank and minority interests.$3,781,0001,283
Net charge-offs$150,0002,294
Cash dividends$1,650,0001,086
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,727,1801,281
2014-06-30 (YTD Data)Rank
Total interest income$9,049,0001,403
Total interest expense$561,0002,436
Net interest income$8,488,0001,307
Provision for loan and lease losses$200,0001,637
Total noninterest income$1,552,0001,523
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$653,0001,008
Trading account gains and fees$0172
Additional Noninterest Income$899,0001,562
Total noninterest expense$6,649,0001,444
Salaries and employee benefits$4,032,0001,317
Premises and equipment expense$903,0001,333
Additional noninterest expense$1,714,0001,787
Pre-tax net operating income$3,191,0001,236
Securities gains (losses)$68,0001,001
Applicable income taxes$700,0001,256
Income before extraordinary items$2,559,0001,234
Extraordinary gains, net$020
Net income$2,559,0001,233
Minority interest net income$080
Net income of bank and minority interests.$2,559,0001,235
Net charge-offs$-14,0005,769
Cash dividends$1,100,0001,077
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,505,2801,235
2014-03-31 (YTD Data)Rank
Total interest income$4,537,0001,397
Total interest expense$283,0002,459
Net interest income$4,254,0001,304
Provision for loan and lease losses$100,0001,586
Total noninterest income$714,0001,566
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$317,0001,013
Trading account gains and fees$0147
Additional Noninterest Income$397,0001,668
Total noninterest expense$3,184,0001,509
Salaries and employee benefits$1,881,0001,419
Premises and equipment expense$444,0001,376
Additional noninterest expense$859,0001,768
Pre-tax net operating income$1,684,0001,145
Securities gains (losses)$01,715
Applicable income taxes$359,0001,171
Income before extraordinary items$1,325,0001,157
Extraordinary gains, net$016
Net income$1,325,0001,158
Minority interest net income$066
Net income of bank and minority interests.$1,325,0001,158
Net charge-offs$17,0002,586
Cash dividends$550,000967
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,325,0001,140
2013-12-31 (YTD Data)Rank
Total interest income$18,472,0001,378
Total interest expense$1,448,0002,231
Net interest income$17,024,0001,289
Provision for loan and lease losses$700,0001,469
Total noninterest income$3,278,0001,526
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,331,0001,041
Trading account gains and fees$0184
Additional Noninterest Income$1,947,0001,543
Total noninterest expense$13,838,0001,423
Salaries and employee benefits$8,234,0001,294
Premises and equipment expense$1,840,0001,289
Additional noninterest expense$3,764,0001,693
Pre-tax net operating income$5,764,0001,273
Securities gains (losses)$23,0002,279
Applicable income taxes$1,057,0001,419
Income before extraordinary items$4,730,0001,292
Extraordinary gains, net$029
Net income$4,730,0001,293
Minority interest net income$090
Net income of bank and minority interests.$4,730,0001,295
Net charge-offs$1,064,0001,211
Cash dividends$5,050,000556
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,711,1401,273
2013-09-30 (YTD Data)Rank
Total interest income$13,770,0001,393
Total interest expense$1,155,0002,169
Net interest income$12,615,0001,296
Provision for loan and lease losses$200,0002,567
Total noninterest income$2,469,0001,538
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,010,0001,025
Trading account gains and fees$0180
Additional Noninterest Income$1,459,0001,584
Total noninterest expense$10,402,0001,424
Salaries and employee benefits$6,133,0001,301
Premises and equipment expense$1,333,0001,348
Additional noninterest expense$2,936,0001,641
Pre-tax net operating income$4,482,0001,259
Securities gains (losses)$27,0002,054
Applicable income taxes$878,0001,368
Income before extraordinary items$3,631,0001,269
Extraordinary gains, net$025
Net income$3,631,0001,270
Minority interest net income$084
Net income of bank and minority interests.$3,631,0001,271
Net charge-offs$578,0001,452
Cash dividends$4,450,000461
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,609,1301,240
2013-06-30 (YTD Data)Rank
Total interest income$9,234,0001,377
Total interest expense$811,0002,109
Net interest income$8,423,0001,280
Provision for loan and lease losses$200,0002,092
Total noninterest income$1,367,0001,772
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$674,0001,002
Trading account gains and fees$0157
Additional Noninterest Income$693,0002,036
Total noninterest expense$6,890,0001,432
Salaries and employee benefits$4,086,0001,301
Premises and equipment expense$920,0001,295
Additional noninterest expense$1,884,0001,687
Pre-tax net operating income$2,700,0001,348
Securities gains (losses)$23,0001,940
Applicable income taxes$473,0001,570
Income before extraordinary items$2,250,0001,348
Extraordinary gains, net$022
Net income$2,250,0001,349
Minority interest net income$082
Net income of bank and minority interests.$2,250,0001,350
Net charge-offs$427,0001,387
Cash dividends$3,900,000363
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,230,9101,298
2013-03-31 (YTD Data)Rank
Total interest income$4,568,0001,394
Total interest expense$427,0002,069
Net interest income$4,141,0001,303
Provision for loan and lease losses$200,0001,346
Total noninterest income$686,0001,760
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$334,000999
Trading account gains and fees$0148
Additional Noninterest Income$352,0002,002
Total noninterest expense$3,544,0001,404
Salaries and employee benefits$2,001,0001,341
Premises and equipment expense$483,0001,264
Additional noninterest expense$1,060,0001,534
Pre-tax net operating income$1,083,0001,597
Securities gains (losses)$01,966
Applicable income taxes$137,0002,086
Income before extraordinary items$946,0001,559
Extraordinary gains, net$010
Net income$946,0001,562
Minority interest net income$076
Net income of bank and minority interests.$946,0001,561
Net charge-offs$100,0001,892
Cash dividends$600,000809
Sale, conversion, retirement of capital stock, net$0789
Net operating income$946,0001,502
2012-12-31 (YTD Data)Rank
Total interest income$20,170,0001,326
Total interest expense$2,198,0001,975
Net interest income$17,972,0001,231
Provision for loan and lease losses$1,895,0001,119
Total noninterest income$2,753,0001,751
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,391,0001,025
Trading account gains and fees$0166
Additional Noninterest Income$1,362,0001,968
Total noninterest expense$13,536,0001,445
Salaries and employee benefits$7,995,0001,292
Premises and equipment expense$1,890,0001,254
Additional noninterest expense$3,651,0001,806
Pre-tax net operating income$5,294,0001,306
Securities gains (losses)$52,0002,708
Applicable income taxes$807,0001,684
Income before extraordinary items$4,539,0001,299
Extraordinary gains, net$029
Net income$4,539,0001,300
Minority interest net income$093
Net income of bank and minority interests.$4,539,0001,300
Net charge-offs$1,572,0001,370
Cash dividends$2,350,0001,067
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,494,8001,255
2012-09-30 (YTD Data)Rank
Total interest income$15,308,0001,331
Total interest expense$1,731,0001,977
Net interest income$13,577,0001,234
Provision for loan and lease losses$1,550,0001,055
Total noninterest income$2,169,0001,689
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,043,0001,028
Trading account gains and fees$0157
Additional Noninterest Income$1,126,0001,843
Total noninterest expense$10,189,0001,444
Salaries and employee benefits$5,885,0001,314
Premises and equipment expense$1,428,0001,249
Additional noninterest expense$2,876,0001,733
Pre-tax net operating income$4,007,0001,326
Securities gains (losses)$14,0003,018
Applicable income taxes$593,0001,765
Income before extraordinary items$3,428,0001,312
Extraordinary gains, net$020
Net income$3,428,0001,312
Minority interest net income$086
Net income of bank and minority interests.$3,428,0001,313
Net charge-offs$918,0001,551
Cash dividends$1,750,000886
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,416,1001,252
2012-06-30 (YTD Data)Rank
Total interest income$10,391,0001,328
Total interest expense$1,214,0001,943
Net interest income$9,177,0001,219
Provision for loan and lease losses$1,050,0001,056
Total noninterest income$1,420,0001,690
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$697,0001,017
Trading account gains and fees$0153
Additional Noninterest Income$723,0001,877
Total noninterest expense$6,921,0001,419
Salaries and employee benefits$3,947,0001,308
Premises and equipment expense$960,0001,236
Additional noninterest expense$2,014,0001,657
Pre-tax net operating income$2,626,0001,344
Securities gains (losses)$33,0002,291
Applicable income taxes$358,0001,852
Income before extraordinary items$2,301,0001,295
Extraordinary gains, net$019
Net income$2,301,0001,294
Minority interest net income$084
Net income of bank and minority interests.$2,301,0001,295
Net charge-offs$608,0001,587
Cash dividends$1,150,000860
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,272,2901,233
2012-03-31 (YTD Data)Rank
Total interest income$5,257,0001,312
Total interest expense$639,0001,919
Net interest income$4,618,0001,206
Provision for loan and lease losses$600,000917
Total noninterest income$801,0001,525
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$345,0001,018
Trading account gains and fees$0148
Additional Noninterest Income$456,0001,607
Total noninterest expense$3,570,0001,373
Salaries and employee benefits$1,995,0001,302
Premises and equipment expense$469,0001,274
Additional noninterest expense$1,106,0001,520
Pre-tax net operating income$1,249,0001,397
Securities gains (losses)$33,0001,408
Applicable income taxes$144,0002,092
Income before extraordinary items$1,138,0001,274
Extraordinary gains, net$019
Net income$1,138,0001,275
Minority interest net income$078
Net income of bank and minority interests.$1,138,0001,275
Net charge-offs$256,0001,629
Cash dividends$550,000801
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,108,6301,233
2011-12-31 (YTD Data)Rank
Total interest income$21,155,0001,353
Total interest expense$3,168,0001,866
Net interest income$17,987,0001,233
Provision for loan and lease losses$2,200,0001,467
Total noninterest income$2,873,0001,539
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,494,000985
Trading account gains and fees$0146
Additional Noninterest Income$1,379,0001,739
Total noninterest expense$14,037,0001,389
Salaries and employee benefits$7,946,0001,246
Premises and equipment expense$2,074,0001,204
Additional noninterest expense$4,017,0001,697
Pre-tax net operating income$4,623,0001,259
Securities gains (losses)$22,0003,042
Applicable income taxes$555,0001,936
Income before extraordinary items$4,090,0001,225
Extraordinary gains, net$029
Net income$4,090,0001,225
Minority interest net income$096
Net income of bank and minority interests.$4,090,0001,225
Net charge-offs$1,823,0001,644
Cash dividends$2,400,000817
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,070,6401,161
2011-09-30 (YTD Data)Rank
Total interest income$15,880,0001,367
Total interest expense$2,477,0001,864
Net interest income$13,403,0001,249
Provision for loan and lease losses$1,700,0001,386
Total noninterest income$2,240,0001,488
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,125,000983
Trading account gains and fees$0145
Additional Noninterest Income$1,115,0001,632
Total noninterest expense$10,597,0001,386
Salaries and employee benefits$5,987,0001,240
Premises and equipment expense$1,537,0001,242
Additional noninterest expense$3,073,0001,660
Pre-tax net operating income$3,346,0001,349
Securities gains (losses)$22,0002,775
Applicable income taxes$403,0001,937
Income before extraordinary items$2,965,0001,307
Extraordinary gains, net$021
Net income$2,965,0001,307
Minority interest net income$087
Net income of bank and minority interests.$2,965,0001,307
Net charge-offs$1,205,0001,716
Cash dividends$1,800,000704
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,945,6401,243
2011-06-30 (YTD Data)Rank
Total interest income$10,560,0001,383
Total interest expense$1,700,0001,882
Net interest income$8,860,0001,262
Provision for loan and lease losses$1,000,0001,493
Total noninterest income$1,443,0001,517
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$743,000975
Trading account gains and fees$0153
Additional Noninterest Income$700,0001,717
Total noninterest expense$7,347,0001,352
Salaries and employee benefits$4,017,0001,238
Premises and equipment expense$1,057,0001,215
Additional noninterest expense$2,273,0001,523
Pre-tax net operating income$1,956,0001,485
Securities gains (losses)$6,0002,492
Applicable income taxes$165,0002,415
Income before extraordinary items$1,797,0001,385
Extraordinary gains, net$015
Net income$1,797,0001,385
Minority interest net income$089
Net income of bank and minority interests.$1,797,0001,385
Net charge-offs$821,0001,647
Cash dividends$1,200,000683
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,791,4801,327
2011-03-31 (YTD Data)Rank
Total interest income$5,286,0001,387
Total interest expense$859,0001,930
Net interest income$4,427,0001,261
Provision for loan and lease losses$600,0001,247
Total noninterest income$839,0001,376
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$361,000999
Trading account gains and fees$0158
Additional Noninterest Income$478,0001,391
Total noninterest expense$3,878,0001,290
Salaries and employee benefits$2,009,0001,251
Premises and equipment expense$551,0001,194
Additional noninterest expense$1,318,0001,334
Pre-tax net operating income$788,0001,798
Securities gains (losses)$01,772
Applicable income taxes$15,0003,590
Income before extraordinary items$773,0001,526
Extraordinary gains, net$09
Net income$773,0001,526
Minority interest net income$086
Net income of bank and minority interests.$773,0001,526
Net charge-offs$789,0001,002
Cash dividends$600,000613
Sale, conversion, retirement of capital stock, net$0925
Net operating income$773,0001,478
2010-12-31 (YTD Data)Rank
Total interest income$21,799,0001,403
Total interest expense$4,365,0001,843
Net interest income$17,434,0001,288
Provision for loan and lease losses$2,300,0001,899
Total noninterest income$3,233,0001,467
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,534,000984
Trading account gains and fees$0175
Additional Noninterest Income$1,699,0001,561
Total noninterest expense$14,844,0001,355
Salaries and employee benefits$8,526,0001,152
Premises and equipment expense$1,956,0001,322
Additional noninterest expense$4,362,0001,649
Pre-tax net operating income$3,523,0001,412
Securities gains (losses)$9,0003,335
Applicable income taxes$282,0002,421
Income before extraordinary items$3,250,0001,312
Extraordinary gains, net$029
Net income$3,250,0001,313
Minority interest net income$0111
Net income of bank and minority interests.$3,250,0001,314
Net charge-offs$1,953,0001,889
Cash dividends$2,450,000679
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,241,7201,268
2010-09-30 (YTD Data)Rank
Total interest income$16,422,0001,426
Total interest expense$3,407,0001,849
Net interest income$13,015,0001,306
Provision for loan and lease losses$1,650,0001,856
Total noninterest income$2,381,0001,482
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,122,0001,046
Trading account gains and fees$0165
Additional Noninterest Income$1,259,0001,540
Total noninterest expense$11,322,0001,310
Salaries and employee benefits$6,443,0001,141
Premises and equipment expense$1,502,0001,311
Additional noninterest expense$3,377,0001,574
Pre-tax net operating income$2,424,0001,628
Securities gains (losses)$9,0003,136
Applicable income taxes$140,0002,846
Income before extraordinary items$2,293,0001,450
Extraordinary gains, net$023
Net income$2,293,0001,453
Minority interest net income$0110
Net income of bank and minority interests.$2,293,0001,453
Net charge-offs$570,0002,900
Cash dividends$1,850,000586
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,284,5401,398
2010-06-30 (YTD Data)Rank
Total interest income$10,947,0001,448
Total interest expense$2,298,0001,891
Net interest income$8,649,0001,312
Provision for loan and lease losses$1,000,0001,929
Total noninterest income$1,401,0001,590
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$751,0001,047
Trading account gains and fees$0152
Additional Noninterest Income$650,0001,768
Total noninterest expense$7,484,0001,320
Salaries and employee benefits$4,338,0001,135
Premises and equipment expense$1,023,0001,292
Additional noninterest expense$2,123,0001,655
Pre-tax net operating income$1,566,0001,661
Securities gains (losses)$03,184
Applicable income taxes$52,0003,248
Income before extraordinary items$1,514,0001,458
Extraordinary gains, net$019
Net income$1,514,0001,458
Minority interest net income$0105
Net income of bank and minority interests.$1,514,0001,459
Net charge-offs$256,0003,248
Cash dividends$1,250,000560
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,514,0001,396
2010-03-31 (YTD Data)Rank
Total interest income$5,387,0001,509
Total interest expense$1,144,0002,003
Net interest income$4,243,0001,353
Provision for loan and lease losses$200,0002,974
Total noninterest income$746,0001,513
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$384,0001,032
Trading account gains and fees$0175
Additional Noninterest Income$362,0001,613
Total noninterest expense$3,891,0001,283
Salaries and employee benefits$2,160,0001,155
Premises and equipment expense$500,0001,362
Additional noninterest expense$1,231,0001,442
Pre-tax net operating income$898,0001,456
Securities gains (losses)$02,284
Applicable income taxes$83,0002,302
Income before extraordinary items$815,0001,348
Extraordinary gains, net$016
Net income$815,0001,351
Minority interest net income$091
Net income of bank and minority interests.$815,0001,350
Net charge-offs$63,0003,532
Cash dividends$600,000554
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$815,0001,305
2009-12-31 (YTD Data)Rank
Total interest income$21,780,0001,572
Total interest expense$5,847,0001,961
Net interest income$15,933,0001,388
Provision for loan and lease losses$1,300,0003,088
Total noninterest income$3,067,0001,586
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,678,0001,037
Trading account gains and fees$0211
Additional Noninterest Income$1,389,0001,739
Total noninterest expense$14,256,0001,443
Salaries and employee benefits$8,611,0001,130
Premises and equipment expense$1,917,0001,420
Additional noninterest expense$3,728,0001,963
Pre-tax net operating income$3,444,0001,179
Securities gains (losses)$544,000834
Applicable income taxes$683,0001,269
Income before extraordinary items$3,305,0001,022
Extraordinary gains, net$034
Net income$3,305,0001,020
Minority interest net income$0115
Net income of bank and minority interests.$3,305,0001,021
Net charge-offs$482,0003,841
Cash dividends$2,400,000754
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,853,4801,177
2009-09-30 (YTD Data)Rank
Total interest income$16,303,0001,601
Total interest expense$4,568,0001,982
Net interest income$11,735,0001,421
Provision for loan and lease losses$500,0003,787
Total noninterest income$2,319,0001,594
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,244,0001,047
Trading account gains and fees$0212
Additional Noninterest Income$1,075,0001,734
Total noninterest expense$10,585,0001,452
Salaries and employee benefits$6,450,0001,144
Premises and equipment expense$1,458,0001,412
Additional noninterest expense$2,677,0001,976
Pre-tax net operating income$2,969,0001,105
Securities gains (losses)$305,000989
Applicable income taxes$592,0001,255
Income before extraordinary items$2,682,0001,011
Extraordinary gains, net$027
Net income$2,682,0001,010
Minority interest net income$0118
Net income of bank and minority interests.$2,682,0001,011
Net charge-offs$245,0004,001
Cash dividends$1,800,000707
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,431,9001,102
2009-06-30 (YTD Data)Rank
Total interest income$10,748,0001,653
Total interest expense$3,132,0002,025
Net interest income$7,616,0001,468
Provision for loan and lease losses$150,0004,729
Total noninterest income$1,574,0001,590
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$817,0001,052
Trading account gains and fees$0193
Additional Noninterest Income$757,0001,720
Total noninterest expense$7,123,0001,452
Salaries and employee benefits$4,271,0001,186
Premises and equipment expense$1,017,0001,365
Additional noninterest expense$1,835,0001,945
Pre-tax net operating income$1,917,0001,195
Securities gains (losses)$167,0001,132
Applicable income taxes$311,0001,494
Income before extraordinary items$1,773,0001,076
Extraordinary gains, net$021
Net income$1,773,0001,074
Minority interest net income$0112
Net income of bank and minority interests.$1,773,0001,076
Net charge-offs$122,0004,024
Cash dividends$1,200,000745
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,631,0501,126
2009-03-31 (YTD Data)Rank
Total interest income$5,355,0001,676
Total interest expense$1,593,0002,060
Net interest income$3,762,0001,480
Provision for loan and lease losses$150,0003,210
Total noninterest income$724,0001,660
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$387,0001,075
Trading account gains and fees$0171
Additional Noninterest Income$337,0001,805
Total noninterest expense$3,561,0001,396
Salaries and employee benefits$2,172,0001,176
Premises and equipment expense$540,0001,327
Additional noninterest expense$849,0001,893
Pre-tax net operating income$775,0001,655
Securities gains (losses)$166,000749
Applicable income taxes$111,0002,071
Income before extraordinary items$830,0001,326
Extraordinary gains, net$015
Net income$830,0001,327
Minority interest net income$0102
Net income of bank and minority interests.$830,0001,328
Net charge-offs$52,0003,501
Cash dividends$600,000715
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$683,9201,498
2008-12-31 (YTD Data)Rank
Total interest income$22,910,0001,678
Total interest expense$7,228,0002,144
Net interest income$15,682,0001,422
Provision for loan and lease losses$265,0004,825
Total noninterest income$4,928,0001,062
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,774,0001,010
Trading account gains and fees$0154
Additional Noninterest Income$3,154,000925
Total noninterest expense$13,187,0001,475
Salaries and employee benefits$7,801,0001,294
Premises and equipment expense$2,003,0001,377
Additional noninterest expense$3,383,0001,810
Pre-tax net operating income$7,158,000775
Securities gains (losses)$-5,060,0008,085
Applicable income taxes$-825,0007,649
Income before extraordinary items$2,923,0001,400
Extraordinary gains, net$039
Net income$2,923,0001,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,0002,957
Cash dividends$2,475,0001,112
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,983,000522
2008-09-30 (YTD Data)Rank
Total interest income$17,275,0001,718
Total interest expense$5,507,0002,197
Net interest income$11,768,0001,439
Provision for loan and lease losses$140,0004,706
Total noninterest income$4,138,0001,018
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,345,0001,007
Trading account gains and fees$0148
Additional Noninterest Income$2,793,000865
Total noninterest expense$9,736,0001,498
Salaries and employee benefits$5,675,0001,372
Premises and equipment expense$1,504,0001,378
Additional noninterest expense$2,557,0001,738
Pre-tax net operating income$6,030,000842
Securities gains (losses)$-4,817,0008,216
Applicable income taxes$957,0001,192
Income before extraordinary items$256,0005,418
Extraordinary gains, net$031
Net income$256,0005,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0002,528
Cash dividends$1,900,0001,084
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,338,8801,187
2008-06-30 (YTD Data)Rank
Total interest income$11,528,0001,738
Total interest expense$3,750,0002,232
Net interest income$7,778,0001,438
Provision for loan and lease losses$40,0005,379
Total noninterest income$1,681,0001,517
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$901,000976
Trading account gains and fees$0149
Additional Noninterest Income$780,0001,658
Total noninterest expense$6,492,0001,486
Salaries and employee benefits$3,792,0001,376
Premises and equipment expense$1,018,0001,360
Additional noninterest expense$1,682,0001,740
Pre-tax net operating income$2,927,0001,215
Securities gains (losses)$13,0002,325
Applicable income taxes$595,0001,402
Income before extraordinary items$2,345,0001,176
Extraordinary gains, net$021
Net income$2,345,0001,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0002,371
Cash dividends$1,250,0001,169
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,334,6001,165
2008-03-31 (YTD Data)Rank
Total interest income$5,826,0001,763
Total interest expense$1,975,0002,259
Net interest income$3,851,0001,437
Provision for loan and lease losses$06,080
Total noninterest income$811,0001,550
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$440,000984
Trading account gains and fees$0158
Additional Noninterest Income$371,0001,711
Total noninterest expense$3,286,0001,458
Salaries and employee benefits$1,945,0001,342
Premises and equipment expense$519,0001,335
Additional noninterest expense$822,0001,730
Pre-tax net operating income$1,376,0001,365
Securities gains (losses)$14,0001,798
Applicable income taxes$257,0001,654
Income before extraordinary items$1,133,0001,333
Extraordinary gains, net$015
Net income$1,133,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,680
Cash dividends$600,0001,164
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,121,5201,307
2007-12-31 (YTD Data)Rank
Total interest income$23,446,0001,813
Total interest expense$8,615,0002,188
Net interest income$14,831,0001,533
Provision for loan and lease losses$-370,0008,472
Total noninterest income$3,529,0001,442
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,859,000960
Trading account gains and fees$0178
Additional Noninterest Income$1,670,0001,557
Total noninterest expense$12,892,0001,434
Salaries and employee benefits$7,723,0001,293
Premises and equipment expense$1,964,0001,348
Additional noninterest expense$3,205,0001,732
Pre-tax net operating income$5,838,0001,426
Securities gains (losses)$-20,0007,762
Applicable income taxes$1,269,0001,590
Income before extraordinary items$4,549,0001,419
Extraordinary gains, net$039
Net income$4,549,0001,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-206,0008,446
Cash dividends$4,175,000875
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,564,6001,400
2007-09-30 (YTD Data)Rank
Total interest income$17,610,0001,815
Total interest expense$6,463,0002,180
Net interest income$11,147,0001,540
Provision for loan and lease losses$-370,0008,507
Total noninterest income$2,666,0001,443
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,389,000948
Trading account gains and fees$0184
Additional Noninterest Income$1,277,0001,531
Total noninterest expense$9,487,0001,441
Salaries and employee benefits$5,709,0001,318
Premises and equipment expense$1,448,0001,355
Additional noninterest expense$2,330,0001,736
Pre-tax net operating income$4,696,0001,446
Securities gains (losses)$-10,0007,777
Applicable income taxes$1,071,0001,562
Income before extraordinary items$3,615,0001,410
Extraordinary gains, net$033
Net income$3,615,0001,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-352,0008,507
Cash dividends$3,325,000800
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,622,7001,390
2007-06-30 (YTD Data)Rank
Total interest income$11,722,0001,841
Total interest expense$4,342,0002,176
Net interest income$7,380,0001,574
Provision for loan and lease losses$-370,0008,556
Total noninterest income$1,707,0001,513
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$920,000967
Trading account gains and fees$0168
Additional Noninterest Income$787,0001,627
Total noninterest expense$6,264,0001,467
Salaries and employee benefits$3,836,0001,333
Premises and equipment expense$963,0001,376
Additional noninterest expense$1,465,0001,851
Pre-tax net operating income$3,193,0001,453
Securities gains (losses)$-10,0007,993
Applicable income taxes$766,0001,541
Income before extraordinary items$2,417,0001,449
Extraordinary gains, net$029
Net income$2,417,0001,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-344,0008,559
Cash dividends$2,425,000755
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,424,6001,430
2007-03-31 (YTD Data)Rank
Total interest income$5,940,0001,816
Total interest expense$2,198,0002,145
Net interest income$3,742,0001,535
Provision for loan and lease losses$-370,0008,608
Total noninterest income$875,0001,441
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$462,000938
Trading account gains and fees$0195
Additional Noninterest Income$413,0001,555
Total noninterest expense$3,248,0001,424
Salaries and employee benefits$1,955,0001,316
Premises and equipment expense$482,0001,392
Additional noninterest expense$811,0001,658
Pre-tax net operating income$1,739,0001,347
Securities gains (losses)$-7,0008,210
Applicable income taxes$401,0001,518
Income before extraordinary items$1,331,0001,317
Extraordinary gains, net$022
Net income$1,331,0001,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-351,0008,608
Cash dividends$1,525,000572
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,336,3901,300
2006-12-31 (YTD Data)Rank
Total interest income$23,847,0001,690
Total interest expense$8,211,0002,006
Net interest income$15,636,0001,460
Provision for loan and lease losses$90,0004,875
Total noninterest income$3,560,0001,417
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,892,000933
Trading account gains and fees$0130
Additional Noninterest Income$1,668,0001,536
Total noninterest expense$12,703,0001,403
Salaries and employee benefits$7,727,0001,261
Premises and equipment expense$1,907,0001,355
Additional noninterest expense$3,069,0001,721
Pre-tax net operating income$6,403,0001,516
Securities gains (losses)$-4,0007,017
Applicable income taxes$1,240,0001,918
Income before extraordinary items$5,159,0001,417
Extraordinary gains, net$051
Net income$5,159,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0002,260
Cash dividends$4,788,000738
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,162,2401,402
2006-09-30 (YTD Data)Rank
Total interest income$17,825,0001,681
Total interest expense$6,020,0001,984
Net interest income$11,805,0001,467
Provision for loan and lease losses$90,0004,225
Total noninterest income$2,696,0001,418
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,361,000978
Trading account gains and fees$0126
Additional Noninterest Income$1,335,0001,477
Total noninterest expense$9,685,0001,384
Salaries and employee benefits$5,865,0001,261
Premises and equipment expense$1,449,0001,349
Additional noninterest expense$2,371,0001,662
Pre-tax net operating income$4,726,0001,581
Securities gains (losses)$-4,0007,334
Applicable income taxes$1,018,0001,858
Income before extraordinary items$3,704,0001,511
Extraordinary gains, net$045
Net income$3,704,0001,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,794
Cash dividends$3,988,000654
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,707,1201,493
2006-06-30 (YTD Data)Rank
Total interest income$11,741,0001,661
Total interest expense$3,901,0001,949
Net interest income$7,840,0001,470
Provision for loan and lease losses$90,0003,463
Total noninterest income$1,680,0001,483
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$891,000983
Trading account gains and fees$0126
Additional Noninterest Income$789,0001,617
Total noninterest expense$6,517,0001,385
Salaries and employee benefits$3,932,0001,265
Premises and equipment expense$936,0001,377
Additional noninterest expense$1,649,0001,598
Pre-tax net operating income$2,913,0001,697
Securities gains (losses)$2,000970
Applicable income taxes$608,0002,040
Income before extraordinary items$2,307,0001,591
Extraordinary gains, net$039
Net income$2,307,0001,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,936
Cash dividends$1,753,000918
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,305,4201,577
2006-03-31 (YTD Data)Rank
Total interest income$5,755,0001,654
Total interest expense$1,859,0001,945
Net interest income$3,896,0001,476
Provision for loan and lease losses$90,0002,132
Total noninterest income$809,0001,498
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$431,000993
Trading account gains and fees$0115
Additional Noninterest Income$378,0001,631
Total noninterest expense$3,329,0001,364
Salaries and employee benefits$2,019,0001,230
Premises and equipment expense$476,0001,364
Additional noninterest expense$834,0001,565
Pre-tax net operating income$1,286,0001,861
Securities gains (losses)$0955
Applicable income taxes$271,0002,144
Income before extraordinary items$1,015,0001,764
Extraordinary gains, net$021
Net income$1,015,0001,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,000622
Cash dividends$650,0001,078
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,015,0001,747
2005-12-31 (YTD Data)Rank
Total interest income$22,141,0001,509
Total interest expense$5,402,0002,058
Net interest income$16,739,0001,307
Provision for loan and lease losses$180,0003,751
Total noninterest income$4,061,0001,261
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,893,000910
Trading account gains and fees$0138
Additional Noninterest Income$2,168,0001,280
Total noninterest expense$12,910,0001,335
Salaries and employee benefits$7,625,0001,213
Premises and equipment expense$2,100,0001,167
Additional noninterest expense$3,185,0001,600
Pre-tax net operating income$7,710,0001,232
Securities gains (losses)$6,0001,641
Applicable income taxes$2,009,0001,358
Income before extraordinary items$5,707,0001,263
Extraordinary gains, net$046
Net income$5,707,0001,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0002,218
Cash dividends$1,800,0001,584
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,702,5601,238
2005-09-30 (YTD Data)Rank
Total interest income$16,296,0001,491
Total interest expense$3,778,0002,082
Net interest income$12,518,0001,289
Provision for loan and lease losses$180,0003,127
Total noninterest income$2,927,0001,322
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,417,000916
Trading account gains and fees$0126
Additional Noninterest Income$1,510,0001,359
Total noninterest expense$9,726,0001,318
Salaries and employee benefits$5,848,0001,173
Premises and equipment expense$1,593,0001,136
Additional noninterest expense$2,285,0001,646
Pre-tax net operating income$5,539,0001,295
Securities gains (losses)$6,0001,641
Applicable income taxes$1,432,0001,435
Income before extraordinary items$4,113,0001,317
Extraordinary gains, net$035
Net income$4,113,0001,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,351
Cash dividends$1,200,0001,558
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,108,5601,294
2005-06-30 (YTD Data)Rank
Total interest income$10,638,0001,479
Total interest expense$2,340,0002,106
Net interest income$8,298,0001,295
Provision for loan and lease losses$120,0003,004
Total noninterest income$1,910,0001,324
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$947,000899
Trading account gains and fees$0116
Additional Noninterest Income$963,0001,385
Total noninterest expense$6,422,0001,322
Salaries and employee benefits$3,853,0001,186
Premises and equipment expense$1,077,0001,112
Additional noninterest expense$1,492,0001,656
Pre-tax net operating income$3,666,0001,270
Securities gains (losses)$6,0001,523
Applicable income taxes$931,0001,444
Income before extraordinary items$2,741,0001,284
Extraordinary gains, net$030
Net income$2,741,0001,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,562
Cash dividends$800,0001,566
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,736,5001,259
2005-03-31 (YTD Data)Rank
Total interest income$5,253,0001,465
Total interest expense$1,088,0002,158
Net interest income$4,165,0001,275
Provision for loan and lease losses$60,0002,830
Total noninterest income$963,0001,281
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$468,000873
Trading account gains and fees$0115
Additional Noninterest Income$495,0001,332
Total noninterest expense$3,290,0001,292
Salaries and employee benefits$2,044,0001,115
Premises and equipment expense$531,0001,133
Additional noninterest expense$715,0001,722
Pre-tax net operating income$1,778,0001,289
Securities gains (losses)$5,0001,192
Applicable income taxes$442,0001,485
Income before extraordinary items$1,341,0001,289
Extraordinary gains, net$024
Net income$1,341,0001,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0001,481
Cash dividends$400,0001,438
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,337,2501,267
2004-12-31 (YTD Data)Rank
Total interest income$20,796,0001,371
Total interest expense$4,051,0002,020
Net interest income$16,745,0001,200
Provision for loan and lease losses$360,0002,548
Total noninterest income$3,976,0001,279
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,197,000794
Trading account gains and fees$0138
Additional Noninterest Income$1,779,0001,442
Total noninterest expense$12,087,0001,357
Salaries and employee benefits$6,943,0001,269
Premises and equipment expense$2,005,0001,145
Additional noninterest expense$3,139,0001,564
Pre-tax net operating income$8,274,0001,059
Securities gains (losses)$14,0002,631
Applicable income taxes$2,178,0001,179
Income before extraordinary items$6,110,0001,070
Extraordinary gains, net$034
Net income$6,110,0001,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0002,078
Cash dividends$1,800,0001,481
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,099,6401,038
2004-09-30 (YTD Data)Rank
Total interest income$15,514,0001,355
Total interest expense$3,021,0001,982
Net interest income$12,493,0001,194
Provision for loan and lease losses$270,0002,429
Total noninterest income$3,007,0001,306
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,663,000797
Trading account gains and fees$0134
Additional Noninterest Income$1,344,0001,447
Total noninterest expense$9,065,0001,349
Salaries and employee benefits$5,304,0001,235
Premises and equipment expense$1,479,0001,170
Additional noninterest expense$2,282,0001,585
Pre-tax net operating income$6,165,0001,073
Securities gains (losses)$11,0002,659
Applicable income taxes$1,621,0001,206
Income before extraordinary items$4,555,0001,078
Extraordinary gains, net$026
Net income$4,555,0001,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,0001,674
Cash dividends$1,200,0001,492
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,546,8601,045
2004-06-30 (YTD Data)Rank
Total interest income$10,243,0001,354
Total interest expense$1,980,0001,984
Net interest income$8,263,0001,194
Provision for loan and lease losses$180,0002,366
Total noninterest income$1,965,0001,304
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,112,000784
Trading account gains and fees$0130
Additional Noninterest Income$853,0001,485
Total noninterest expense$5,921,0001,375
Salaries and employee benefits$3,470,0001,257
Premises and equipment expense$996,0001,165
Additional noninterest expense$1,455,0001,655
Pre-tax net operating income$4,127,0001,052
Securities gains (losses)$6,0002,670
Applicable income taxes$1,084,0001,200
Income before extraordinary items$3,049,0001,085
Extraordinary gains, net$021
Net income$3,049,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,0001,535
Cash dividends$800,0001,514
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,044,5601,043
2004-03-31 (YTD Data)Rank
Total interest income$5,137,0001,359
Total interest expense$991,0002,003
Net interest income$4,146,0001,193
Provision for loan and lease losses$90,0002,254
Total noninterest income$885,0001,379
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$542,000784
Trading account gains and fees$0121
Additional Noninterest Income$343,0001,708
Total noninterest expense$2,832,0001,439
Salaries and employee benefits$1,645,0001,350
Premises and equipment expense$496,0001,185
Additional noninterest expense$691,0001,718
Pre-tax net operating income$2,109,0001,025
Securities gains (losses)$02,934
Applicable income taxes$559,0001,199
Income before extraordinary items$1,550,0001,064
Extraordinary gains, net$016
Net income$1,550,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,000948
Cash dividends$400,0001,429
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,550,0001,003
2003-12-31 (YTD Data)Rank
Total interest income$20,048,0001,432
Total interest expense$4,051,0002,194
Net interest income$15,997,0001,208
Provision for loan and lease losses$620,0001,792
Total noninterest income$3,759,0001,417
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,054,000835
Trading account gains and fees$0160
Additional Noninterest Income$1,705,0001,643
Total noninterest expense$11,826,0001,361
Salaries and employee benefits$6,548,0001,314
Premises and equipment expense$2,402,000938
Additional noninterest expense$2,876,0001,684
Pre-tax net operating income$7,310,0001,144
Securities gains (losses)$307,0001,033
Applicable income taxes$1,946,0001,318
Income before extraordinary items$5,671,0001,130
Extraordinary gains, net$054
Net income$5,671,0001,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,768
Cash dividends$700,0002,934
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,443,8201,117
2003-09-30 (YTD Data)Rank
Total interest income$14,927,0001,468
Total interest expense$3,095,0002,231
Net interest income$11,832,0001,236
Provision for loan and lease losses$290,0002,572
Total noninterest income$2,786,0001,452
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,462,000883
Trading account gains and fees$0153
Additional Noninterest Income$1,324,0001,682
Total noninterest expense$8,587,0001,414
Salaries and employee benefits$4,754,0001,374
Premises and equipment expense$1,679,0001,031
Additional noninterest expense$2,154,0001,682
Pre-tax net operating income$5,741,0001,127
Securities gains (losses)$144,0001,448
Applicable income taxes$1,540,0001,320
Income before extraordinary items$4,345,0001,151
Extraordinary gains, net$040
Net income$4,345,0001,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0001,780
Cash dividends$700,0002,172
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,238,4401,110
2003-06-30 (YTD Data)Rank
Total interest income$9,833,0001,503
Total interest expense$2,081,0002,277
Net interest income$7,752,0001,262
Provision for loan and lease losses$260,0002,063
Total noninterest income$1,816,0001,472
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$983,000858
Trading account gains and fees$0150
Additional Noninterest Income$833,0001,732
Total noninterest expense$5,656,0001,425
Salaries and employee benefits$3,187,0001,370
Premises and equipment expense$1,075,0001,075
Additional noninterest expense$1,394,0001,720
Pre-tax net operating income$3,652,0001,172
Securities gains (losses)$154,0001,212
Applicable income taxes$1,004,0001,374
Income before extraordinary items$2,802,0001,197
Extraordinary gains, net$030
Net income$2,802,0001,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0001,743
Cash dividends$400,0002,440
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,688,0401,148
2003-03-31 (YTD Data)Rank
Total interest income$4,915,0001,516
Total interest expense$1,058,0002,305
Net interest income$3,857,0001,262
Provision for loan and lease losses$150,0001,666
Total noninterest income$874,0001,475
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$487,000848
Trading account gains and fees$0134
Additional Noninterest Income$387,0001,779
Total noninterest expense$2,751,0001,445
Salaries and employee benefits$1,484,0001,444
Premises and equipment expense$574,0001,006
Additional noninterest expense$693,0001,702
Pre-tax net operating income$1,830,0001,182
Securities gains (losses)$149,000801
Applicable income taxes$582,0001,213
Income before extraordinary items$1,397,0001,187
Extraordinary gains, net$021
Net income$1,397,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,180
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,291,2101,197
2002-12-31 (YTD Data)Rank
Total interest income$20,544,0001,501
Total interest expense$5,331,0002,108
Net interest income$15,213,0001,266
Provision for loan and lease losses$900,0001,473
Total noninterest income$3,938,0001,263
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,777,000909
Trading account gains and fees$0153
Additional Noninterest Income$2,161,0001,240
Total noninterest expense$11,017,0001,401
Salaries and employee benefits$6,085,0001,337
Premises and equipment expense$2,013,0001,100
Additional noninterest expense$2,919,0001,616
Pre-tax net operating income$7,234,0001,163
Securities gains (losses)$-1,0008,656
Applicable income taxes$2,132,0001,218
Income before extraordinary items$5,101,0001,227
Extraordinary gains, net$070
Net income$5,101,0001,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,0001,806
Cash dividends$1,100,0002,067
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,101,7101,178
2001-12-31 (YTD Data)Rank
Total interest income$20,222,0001,682
Total interest expense$7,746,0002,078
Net interest income$12,476,0001,422
Provision for loan and lease losses$300,0003,194
Total noninterest income$2,950,0001,496
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,554,000956
Trading account gains and fees$0177
Additional Noninterest Income$1,396,0001,625
Total noninterest expense$10,742,0001,365
Salaries and employee benefits$5,372,0001,398
Premises and equipment expense$1,947,0001,093
Additional noninterest expense$3,423,0001,368
Pre-tax net operating income$4,384,0001,628
Securities gains (losses)$-23,0009,385
Applicable income taxes$1,209,0001,796
Income before extraordinary items$3,152,0001,665
Extraordinary gains, net$0105
Net income$3,152,0001,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,754
Cash dividends$1,600,0001,570
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,168,5601,592
2000-12-31 (YTD Data)Rank
Total interest income$19,234,0001,801
Total interest expense$8,295,0002,075
Net interest income$10,939,0001,599
Provision for loan and lease losses$300,0002,819
Total noninterest income$2,411,0001,638
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,294,0001,046
Trading account gains and fees$0180
Additional Noninterest Income$1,117,0001,732
Total noninterest expense$9,697,0001,436
Salaries and employee benefits$5,218,0001,360
Premises and equipment expense$1,742,0001,153
Additional noninterest expense$2,737,0001,627
Pre-tax net operating income$3,353,0002,159
Securities gains (losses)$5,0001,371
Applicable income taxes$713,0002,743
Income before extraordinary items$2,645,0001,972
Extraordinary gains, net$038
Net income$2,645,0001,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,395
Cash dividends$1,650,0001,549
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,641,0501,979
1999-12-31 (YTD Data)Rank
Total interest income$18,304,0001,778
Total interest expense$7,711,0001,938
Net interest income$10,593,0001,644
Provision for loan and lease losses$300,0002,624
Total noninterest income$2,173,0001,744
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,112,0001,192
Trading account gains and fees$0173
Additional Noninterest Income$1,061,0001,789
Total noninterest expense$8,879,0001,556
Salaries and employee benefits$4,981,0001,387
Premises and equipment expense$1,682,0001,197
Additional noninterest expense$2,216,0001,968
Pre-tax net operating income$3,587,0002,034
Securities gains (losses)$30,0001,197
Applicable income taxes$893,0002,408
Income before extraordinary items$2,724,0001,953
Extraordinary gains, net$035
Net income$2,724,0001,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0001,942
Cash dividends$1,275,0001,891
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,701,5001,930
1998-12-31 (YTD Data)Rank
Total interest income$16,977,0001,903
Total interest expense$7,492,0002,033
Net interest income$9,485,0001,800
Provision for loan and lease losses$600,0001,475
Total noninterest income$1,569,0002,191
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$839,0001,503
Trading account gains and fees$0224
Additional Noninterest Income$730,0002,315
Total noninterest expense$7,645,0001,716
Salaries and employee benefits$4,016,0001,659
Premises and equipment expense$1,508,0001,277
Additional noninterest expense$2,121,0002,006
Pre-tax net operating income$2,809,0002,521
Securities gains (losses)$17,0002,560
Applicable income taxes$659,0003,167
Income before extraordinary items$2,167,0002,380
Extraordinary gains, net$032
Net income$2,167,0002,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,892
Cash dividends$1,125,0002,047
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,153,9102,310
1997-12-31 (YTD Data)Rank
Total interest income$15,775,0002,063
Total interest expense$6,943,0002,165
Net interest income$8,832,0001,967
Provision for loan and lease losses$1,150,000881
Total noninterest income$1,159,0002,709
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$728,0001,783
Trading account gains and fees$0239
Additional Noninterest Income$431,0003,130
Total noninterest expense$7,008,0001,847
Salaries and employee benefits$3,729,0001,749
Premises and equipment expense$1,476,0001,329
Additional noninterest expense$1,803,0002,305
Pre-tax net operating income$1,833,0003,803
Securities gains (losses)$91,0001,025
Applicable income taxes$289,0005,829
Income before extraordinary items$1,635,0003,101
Extraordinary gains, net$044
Net income$1,635,0003,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$999,000808
Cash dividends$1,375,0001,725
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,557,6503,179
1996-12-31 (YTD Data)Rank
Total interest income$14,943,0002,253
Total interest expense$6,278,0002,459
Net interest income$8,665,0002,069
Provision for loan and lease losses$290,0002,650
Total noninterest income$968,0003,207
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$651,0002,073
Trading account gains and fees$0262
Additional Noninterest Income$317,0003,946
Total noninterest expense$6,807,0002,047
Salaries and employee benefits$3,628,0001,824
Premises and equipment expense$1,280,0001,594
Additional noninterest expense$1,899,0002,581
Pre-tax net operating income$2,536,0002,748
Securities gains (losses)$95,000981
Applicable income taxes$535,0003,931
Income before extraordinary items$2,096,0002,349
Extraordinary gains, net$053
Net income$2,096,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,615
Cash dividends$2,253,0001,171
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,020,0002,388
1995-12-31 (YTD Data)Rank
Total interest income$14,868,0002,268
Total interest expense$6,287,0002,444
Net interest income$8,581,0002,098
Provision for loan and lease losses$160,0003,506
Total noninterest income$898,0003,369
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$619,0002,189
Trading account gains and fees$0522
Additional Noninterest Income$279,0004,180
Total noninterest expense$6,229,0002,190
Salaries and employee benefits$3,275,0002,026
Premises and equipment expense$1,132,0001,781
Additional noninterest expense$1,822,0002,605
Pre-tax net operating income$3,090,0002,372
Securities gains (losses)$33,0001,557
Applicable income taxes$767,0002,987
Income before extraordinary items$2,356,0002,153
Extraordinary gains, net$065
Net income$2,356,0002,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,337
Cash dividends$2,090,0001,193
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,331,2502,139
1994-12-31 (YTD Data)Rank
Total interest income$14,725,0002,092
Total interest expense$5,460,0002,279
Net interest income$9,265,0001,962
Provision for loan and lease losses$427,0001,731
Total noninterest income$821,0003,640
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$529,0002,578
Trading account gains and fees$0475
Additional Noninterest Income$292,0004,158
Total noninterest expense$6,225,0002,270
Salaries and employee benefits$3,039,0002,185
Premises and equipment expense$1,133,0001,814
Additional noninterest expense$2,053,0002,519
Pre-tax net operating income$3,434,0002,077
Securities gains (losses)$-166,00011,851
Applicable income taxes$864,0002,594
Income before extraordinary items$2,404,0002,029
Extraordinary gains, net$0249
Net income$2,404,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$532,0001,319
Cash dividends$1,263,0001,592
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,526,8401,927
1993-12-31 (YTD Data)Rank
Total interest income$14,355,0002,161
Total interest expense$4,970,0002,586
Net interest income$9,385,0001,927
Provision for loan and lease losses$405,0002,437
Total noninterest income$751,0004,207
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$545,0002,550
Trading account gains and fees$0532
Additional Noninterest Income$206,0005,576
Total noninterest expense$5,954,0002,411
Salaries and employee benefits$3,070,0002,164
Premises and equipment expense$996,0002,061
Additional noninterest expense$1,888,0002,864
Pre-tax net operating income$3,777,0001,826
Securities gains (losses)$-29,00012,991
Applicable income taxes$818,0002,711
Income before extraordinary items$2,930,0001,719
Extraordinary gains, net$03,149
Net income$2,930,0001,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0002,501
Cash dividends$673,0002,457
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,952,6201,609
1992-12-31 (YTD Data)Rank
Total interest income$14,960,0002,350
Total interest expense$5,830,0002,863
Net interest income$9,130,0002,003
Provision for loan and lease losses$1,263,0001,584
Total noninterest income$696,0004,431
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$487,0002,858
Trading account gains and fees$0504
Additional Noninterest Income$209,0005,520
Total noninterest expense$5,052,0002,837
Salaries and employee benefits$2,656,0002,434
Premises and equipment expense$855,0002,415
Additional noninterest expense$1,541,0003,517
Pre-tax net operating income$3,511,0001,755
Securities gains (losses)$-33,00013,601
Applicable income taxes$1,033,0002,045
Income before extraordinary items$2,445,0001,857
Extraordinary gains, net$01,422
Net income$2,445,0001,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,169,0001,416
Cash dividends$705,0002,111
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,468,1001,699

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.