| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0314% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0532% | 4,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0966% | 4,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1024% | 4,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0721% | 1,265 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0839% | 4,333 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0839% | 4,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0434% | 4,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0671% | 4,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1270% | 4,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1348% | 4,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1020% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0561% | 4,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0561% | 4,248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0049% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 3,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 3,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0855% | 1,967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0855% | 1,929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0123% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 3,993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 4,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 4,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 3,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3425% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3425% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0381% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0594% | 4,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1503% | 4,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 3,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 3,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 3,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2066% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2066% | 1,605 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0080% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 3,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 3,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 3,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 3,475 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1091% | 4,343 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1091% | 4,342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0128% | 1,534 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 3,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 3,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 3,249 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0809% | 4,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0809% | 4,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1386% | 409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1215% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 1.7502% | 13 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 3,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 3,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 3,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2784% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3181% | 98 |
| Percentage Net Loans Charged-off:Construction & development | 0.0551% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8177% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 3,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 3,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 3,783 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1789% | 4,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1789% | 4,304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1313% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1489% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0713% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3853% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 3,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 4,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 3,736 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1198% | 4,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1198% | 4,154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0013% | 3,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.1080% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 3,958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 4,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0298% | 3,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0881% | 4,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0881% | 3,983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0067% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 3,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 3,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0680% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0684% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1573% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2823% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 4,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 1,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1027% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1027% | 2,373 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0165% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3653% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 4,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 1,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1319% | 2,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1319% | 2,113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0000% | 3,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 4,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 4,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0342% | 4,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1273% | 4,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1273% | 4,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0065% | 2,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 4,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0285% | 4,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0322% | 4,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1473% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2439% | 4,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2439% | 4,590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2908% | 716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3139% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7392% | 148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0507% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 3,888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0300% | 4,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0300% | 4,493 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0405% | 2,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 1,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0611% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0697% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 3,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1990% | 4,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1990% | 4,792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0560% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0901% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0590% | 4,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0590% | 4,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0101% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2470% | 4,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2470% | 4,775 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1860% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2891% | 240 |
| Percentage Net Loans Charged-off:Construction & development | -0.0313% | 4,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1384% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1590% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7399% | 5,105 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2331% | 5,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2331% | 4,959 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0280% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0912% | 660 |
| Percentage Net Loans Charged-off:Construction & development | -0.0442% | 4,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1958% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2255% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1137% | 5,201 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2303% | 4,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2303% | 4,955 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0466% | 4,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1407% | 418 |
| Percentage Net Loans Charged-off:Construction & development | -0.0591% | 4,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2974% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3439% | 199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6881% | 5,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0564% | 2,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0564% | 2,582 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0844% | 5,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2960% | 180 |
| Percentage Net Loans Charged-off:Construction & development | -0.0742% | 4,766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6164% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7151% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.4557% | 5,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4362% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4362% | 1,327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0469% | 5,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0532% | 5,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.4438% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4296% | 5,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0417% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1507% | 778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1680% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1475% | 790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 4,480 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1912% | 5,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1912% | 5,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0675% | 5,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0760% | 5,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.5645% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5825% | 5,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2013% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2201% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1978% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 4,106 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1827% | 5,210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1827% | 5,159 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1181% | 5,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1326% | 5,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.4830% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8457% | 5,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2875% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3211% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2811% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1669% | 5,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1669% | 5,079 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.3498% | 5,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3892% | 5,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.8913% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6586% | 5,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3178% | 337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2771% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3258% | 320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0278% | 4,306 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2289% | 5,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2289% | 5,135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1732% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1848% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4614% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0787% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0955% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0987% | 1,895 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2188% | 5,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2188% | 5,419 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3371% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0541% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6264% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1424% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3224% | 5,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3224% | 5,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2092% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0794% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9264% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0739% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0902% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2178% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3678% | 5,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3678% | 5,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1037% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8257% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 4,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4650% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3128% | 5,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3128% | 5,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1739% | 603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1375% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1008% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.2657% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0917% | 5,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2238% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0416% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2675% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1718% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9522% | 5,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9522% | 5,918 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5704% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1081% | 2,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 2,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1231% | 5,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1594% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 4,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1995% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2333% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7889% | 5,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7889% | 5,925 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1872% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2539% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1510% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0586% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2444% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3041% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7247% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7360% | 5,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7360% | 5,948 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8501% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2998% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2463% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4584% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5703% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 4,574 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6804% | 5,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6804% | 5,920 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7715% | 121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3105% | 1,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3280% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 0.1299% | 889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8159% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 2,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1475% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0800% | 2,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0863% | 5,286 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8130% | 6,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8130% | 6,180 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8576% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0730% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 2,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 5,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 2,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0666% | 907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0898% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1054% | 5,372 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0773% | 6,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0773% | 6,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3548% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0103% | 5,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 5,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0983% | 6,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 2,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0991% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 5,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0819% | 5,234 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1530% | 6,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1530% | 6,312 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3056% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0249% | 3,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 1,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1967% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 5,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0938% | 6,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0938% | 6,336 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0648% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3936% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 3,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.3368% | 1,205 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 6,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 2,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1619% | 1,119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 2,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9343% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7126% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7126% | 301 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.8884% | 108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8705% | 1,400 |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2860% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0975% | 2,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.4431% | 1,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 2,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1063% | 2,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2145% | 943 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0782% | 2,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2143% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0552% | 5,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0550% | 5,615 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8408% | 147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9744% | 1,377 |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3160% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1355% | 2,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.6254% | 843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0382% | 1,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1409% | 2,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2048% | 852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2152% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0816% | 5,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0816% | 5,591 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6440% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.4839% | 1,352 |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1475% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1916% | 1,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0773% | 1,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2896% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4043% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2596% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4247% | 6,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5560% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5560% | 1,400 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8236% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.6153% | 1,322 |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5801% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4496% | 2,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2761% | 2,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9174% | 462 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5760% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2993% | 1,268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6519% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3788% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5324% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5324% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1380% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4510% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3711% | 2,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0998% | 2,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2182% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5113% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1807% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6026% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4080% | 2,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0579% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0579% | 539 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5214% | 311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4474% | 2,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3686% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0574% | 2,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8233% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4911% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2703% | 1,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5519% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4145% | 1,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0160% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0160% | 364 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4087% | 388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3739% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3350% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1143% | 1,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5129% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6540% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1272% | 6,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1817% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1817% | 241 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6557% | 2,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6588% | 2,260 |
| Percentage Net Loans Charged-off:Construction & development | 1.3997% | 1,945 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1497% | 1,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3938% | 2,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5052% | 2,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4588% | 2,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4661% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4127% | 1,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5771% | 2,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5630% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1359% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3135% | 2,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4028% | 2,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5099% | 2,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4505% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3851% | 934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5903% | 2,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5805% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1419% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3296% | 2,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4236% | 1,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5534% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1814% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1114% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.1296% | 1,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1716% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3289% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6603% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8491% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8998% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7344% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6711% | 1,466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6981% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6791% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | 4.9529% | 1,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9051% | 1,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9200% | 528 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1542% | 3,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2288% | 1,580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1318% | 3,740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8339% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0010% | 2,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2723% | 4,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1856% | 3,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1695% | 2,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8508% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1186% | 3,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1545% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1295% | 2,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4249% | 3,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1834% | 4,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2056% | 3,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1899% | 2,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0593% | 296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1426% | 3,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1860% | 2,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0660% | 6,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2896% | 3,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0902% | 4,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 3,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5966% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0974% | 6,809 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2607% | 7,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1779% | 5,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 5,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0933% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 5,763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0761% | 2,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4488% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1215% | 5,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 4,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.3081% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 7,552 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 5,787 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4331% | 3,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1612% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0915% | 5,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 4,194 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.9214% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 7,569 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0064% | 5,815 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0783% | 3,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2930% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0779% | 4,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2671% | 2,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8536% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1723% | 4,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8327% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7992% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3539% | 94 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1595% | 3,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9654% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8920% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3778% | 71 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1370% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5565% | 1,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3376% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5585% | 48 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1817% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1977% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6160% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2039% | 20 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0821% | 8,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 7,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 7,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0249% | 8,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8228% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1875% | 8,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8460% | 8,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4584% | 2,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2748% | 8,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 1,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7648% | 8,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6395% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.5619% | 8,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.5042% | 8,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9614% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0763% | 3,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0808% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0720% | 3,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9823% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | -36.5854% | 2,081 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0838% | 3,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1076% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1348% | 2,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7629% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | -32.5366% | 2,062 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0667% | 3,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2295% | 1,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9228% | 1,385 |
| Percentage Net Loans Charged-off: Credit card loans | -21.9539% | 2,038 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3294% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7654% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3627% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | -19.5122% | 2,023 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0885% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 7,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 7,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2195% | 7,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1094% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3102% | 2,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0657% | 3,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 7,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 7,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 7,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2370% | 7,797 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6708% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4486% | 2,068 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0491% | 3,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2852% | 7,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3488% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1814% | 2,085 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1143% | 2,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 7,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4117% | 7,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5800% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0357% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1344% | 3,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 8,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 8,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 8,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 7,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9904% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5844% | 1,094 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1532% | 2,839 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 7,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0173% | 8,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 8,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 6,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1819% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3475% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1674% | 2,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 8,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 8,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0375% | 8,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0111% | 6,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3895% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3651% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3200% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 1,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0400% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 8,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 8,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0325% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3017% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0650% | 5,511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 8,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 8,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5664% | 8,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3055% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2944% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2092% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 8,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 8,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9128% | 1,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3672% | 1,437 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4285% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2075% | 2,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 8,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 8,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5180% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6939% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4835% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1150% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 8,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 8,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 8,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0719% | 7,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3692% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6424% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2685% | 3,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 8,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 8,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 8,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3999% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4134% | 4,731 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9574% | 1,283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0781% | 5,499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 8,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0853% | 9,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 2,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 2,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 4,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6535% | 3,452 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5884% | 1,027 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2133% | 613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1395% | 3,930 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1986% | 3,247 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1166% | 4,776 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8115% | 798 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1818% | 4,326 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1139% | 5,317 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5297% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3084% | 4,107 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2523% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
