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JD Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$52,128,000891
Total interest expense$6,958,0001,650
Net interest income$45,170,000727
Provision for loan and lease losses$1,253,000732
Total noninterest income$11,214,000681
Gross Fiduciary activities income$557,000584
Service charges on deposit accounts$3,532,000358
Trading account gains and fees$0123
Additional Noninterest Income$7,125,000700
Total noninterest expense$38,603,000714
Salaries and employee benefits$20,278,000746
Premises and equipment expense$5,570,000504
Additional noninterest expense$7,125,000700
Pre-tax net operating income$16,528,000793
Securities gains (losses)$-7,841,0004,517
Applicable income taxes$1,123,0001,366
Income before extraordinary items$7,564,0001,260
Extraordinary gains, net$054
Net income$7,564,0001,275
Minority interest net income$088
Net income of bank and minority interests.$7,564,0001,263
Net charge-offs$880,000570
Cash dividends$4,514,000873
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,385,670772
2023-09-30 (YTD Data)Rank
Total interest income$38,440,000885
Total interest expense$4,560,0001,693
Net interest income$33,880,000736
Provision for loan and lease losses$930,000685
Total noninterest income$8,519,000680
Gross Fiduciary activities income$413,000584
Service charges on deposit accounts$2,624,000357
Trading account gains and fees$0125
Additional Noninterest Income$5,482,000694
Total noninterest expense$28,817,000718
Salaries and employee benefits$15,243,000755
Premises and equipment expense$4,157,000506
Additional noninterest expense$5,482,000694
Pre-tax net operating income$12,652,000806
Securities gains (losses)$-1,263,0004,474
Applicable income taxes$1,863,000868
Income before extraordinary items$9,526,000858
Extraordinary gains, net$052
Net income$9,526,000862
Minority interest net income$081
Net income of bank and minority interests.$9,526,000858
Net charge-offs$486,000588
Cash dividends$3,309,000826
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,586,920809
2023-06-30 (YTD Data)Rank
Total interest income$25,395,000867
Total interest expense$2,617,0001,707
Net interest income$22,778,000730
Provision for loan and lease losses$966,000517
Total noninterest income$5,679,000672
Gross Fiduciary activities income$276,000576
Service charges on deposit accounts$1,715,000354
Trading account gains and fees$0112
Additional Noninterest Income$3,688,000652
Total noninterest expense$19,262,000704
Salaries and employee benefits$10,114,000752
Premises and equipment expense$2,761,000498
Additional noninterest expense$3,688,000652
Pre-tax net operating income$8,229,000826
Securities gains (losses)$-1,263,0004,543
Applicable income taxes$1,118,000949
Income before extraordinary items$5,848,000937
Extraordinary gains, net$051
Net income$5,848,000949
Minority interest net income$081
Net income of bank and minority interests.$5,848,000937
Net charge-offs$363,000513
Cash dividends$2,105,000841
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,908,920823
2023-03-31 (YTD Data)Rank
Total interest income$12,211,000882
Total interest expense$996,0001,838
Net interest income$11,215,000750
Provision for loan and lease losses$602,000465
Total noninterest income$2,740,000693
Gross Fiduciary activities income$137,000600
Service charges on deposit accounts$860,000370
Trading account gains and fees$097
Additional Noninterest Income$1,743,000673
Total noninterest expense$9,315,000735
Salaries and employee benefits$4,915,000791
Premises and equipment expense$1,369,000516
Additional noninterest expense$1,743,000673
Pre-tax net operating income$4,038,000871
Securities gains (losses)$-1,263,0004,593
Applicable income taxes$409,0001,156
Income before extraordinary items$2,366,0001,122
Extraordinary gains, net$04
Net income$2,366,0001,121
Minority interest net income$048
Net income of bank and minority interests.$2,366,0001,121
Net charge-offs$29,000983
Cash dividends$1,205,000715
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,439,550854
2022-12-31 (YTD Data)Rank
Total interest income$44,396,000822
Total interest expense$2,652,0001,299
Net interest income$41,744,000791
Provision for loan and lease losses$722,0001,002
Total noninterest income$11,559,000705
Gross Fiduciary activities income$667,000579
Service charges on deposit accounts$3,759,000360
Trading account gains and fees$0116
Additional Noninterest Income$7,133,000698
Total noninterest expense$36,449,000720
Salaries and employee benefits$18,936,000786
Premises and equipment expense$5,237,000520
Additional noninterest expense$7,133,000698
Pre-tax net operating income$16,132,000894
Securities gains (losses)$-286,0004,198
Applicable income taxes$2,668,000892
Income before extraordinary items$13,178,000902
Extraordinary gains, net$05
Net income$13,178,000903
Minority interest net income$063
Net income of bank and minority interests.$13,178,000903
Net charge-offs$-296,0004,514
Cash dividends$4,259,000887
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,415,380916
2022-09-30 (YTD Data)Rank
Total interest income$32,125,000824
Total interest expense$1,923,0001,050
Net interest income$30,202,000805
Provision for loan and lease losses$189,0001,508
Total noninterest income$8,638,000713
Gross Fiduciary activities income$464,000589
Service charges on deposit accounts$2,877,000358
Trading account gains and fees$0111
Additional Noninterest Income$5,297,000726
Total noninterest expense$27,046,000725
Salaries and employee benefits$14,068,000791
Premises and equipment expense$3,857,000528
Additional noninterest expense$5,297,000726
Pre-tax net operating income$11,605,000921
Securities gains (losses)$-286,0004,411
Applicable income taxes$1,883,000925
Income before extraordinary items$9,436,000932
Extraordinary gains, net$04
Net income$9,436,000931
Minority interest net income$057
Net income of bank and minority interests.$9,436,000932
Net charge-offs$-353,0004,587
Cash dividends$3,127,000821
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,673,380932
2022-06-30 (YTD Data)Rank
Total interest income$20,642,000814
Total interest expense$1,274,000903
Net interest income$19,368,000808
Provision for loan and lease losses$02,599
Total noninterest income$5,694,000705
Gross Fiduciary activities income$318,000548
Service charges on deposit accounts$1,829,000368
Trading account gains and fees$0108
Additional Noninterest Income$3,547,000735
Total noninterest expense$17,805,000721
Salaries and employee benefits$9,324,000786
Premises and equipment expense$2,500,000539
Additional noninterest expense$5,981,000661
Pre-tax net operating income$7,257,000921
Securities gains (losses)$-286,0004,515
Applicable income taxes$1,141,000923
Income before extraordinary items$5,830,000931
Extraordinary gains, net$04
Net income$5,830,000931
Minority interest net income$060
Net income of bank and minority interests.$5,830,000931
Net charge-offs$-342,0004,647
Cash dividends$1,993,000858
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,070,240915
2022-03-31 (YTD Data)Rank
Total interest income$9,817,000824
Total interest expense$655,000836
Net interest income$9,162,000827
Provision for loan and lease losses$02,285
Total noninterest income$2,887,000711
Gross Fiduciary activities income$159,000557
Service charges on deposit accounts$891,000372
Trading account gains and fees$0103
Additional Noninterest Income$1,837,000728
Total noninterest expense$8,902,000722
Salaries and employee benefits$4,596,000800
Premises and equipment expense$1,234,000553
Additional noninterest expense$3,072,000641
Pre-tax net operating income$3,147,000976
Securities gains (losses)$-237,0004,618
Applicable income taxes$463,0001,013
Income before extraordinary items$2,447,0001,032
Extraordinary gains, net$04
Net income$2,447,0001,031
Minority interest net income$050
Net income of bank and minority interests.$2,447,0001,032
Net charge-offs$50,000676
Cash dividends$858,000855
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,646,080984
2021-12-31 (YTD Data)Rank
Total interest income$40,336,000825
Total interest expense$3,124,000869
Net interest income$37,212,000820
Provision for loan and lease losses$330,0001,336
Total noninterest income$12,495,000717
Gross Fiduciary activities income$594,000553
Service charges on deposit accounts$3,124,000387
Trading account gains and fees$0132
Additional Noninterest Income$8,777,000727
Total noninterest expense$34,680,000743
Salaries and employee benefits$18,011,000805
Premises and equipment expense$5,156,000523
Additional noninterest expense$11,513,000690
Pre-tax net operating income$14,697,000949
Securities gains (losses)$-111,0004,667
Applicable income taxes$2,418,000977
Income before extraordinary items$12,168,000993
Extraordinary gains, net$010
Net income$12,168,000994
Minority interest net income$074
Net income of bank and minority interests.$12,168,000994
Net charge-offs$723,000512
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,260,130966
2021-09-30 (YTD Data)Rank
Total interest income$30,248,000840
Total interest expense$2,420,000893
Net interest income$27,828,000833
Provision for loan and lease losses$330,0001,094
Total noninterest income$9,196,000741
Gross Fiduciary activities income$433,000555
Service charges on deposit accounts$2,239,000395
Trading account gains and fees$0132
Additional Noninterest Income$6,524,000760
Total noninterest expense$25,965,000746
Salaries and employee benefits$13,391,000824
Premises and equipment expense$3,869,000525
Additional noninterest expense$8,705,000679
Pre-tax net operating income$10,729,0001,010
Securities gains (losses)$-73,0004,770
Applicable income taxes$1,765,0001,033
Income before extraordinary items$8,891,0001,044
Extraordinary gains, net$08
Net income$8,891,0001,045
Minority interest net income$069
Net income of bank and minority interests.$8,891,0001,045
Net charge-offs$538,000477
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,951,5901,024
2021-06-30 (YTD Data)Rank
Total interest income$19,664,000854
Total interest expense$1,655,000909
Net interest income$18,009,000852
Provision for loan and lease losses$330,000829
Total noninterest income$5,435,000809
Gross Fiduciary activities income$289,000557
Service charges on deposit accounts$1,370,000414
Trading account gains and fees$0133
Additional Noninterest Income$3,776,000833
Total noninterest expense$16,970,000758
Salaries and employee benefits$8,884,000826
Premises and equipment expense$2,519,000542
Additional noninterest expense$5,567,000695
Pre-tax net operating income$6,144,0001,127
Securities gains (losses)$-54,0004,817
Applicable income taxes$976,0001,157
Income before extraordinary items$5,114,0001,155
Extraordinary gains, net$06
Net income$5,114,0001,156
Minority interest net income$067
Net income of bank and minority interests.$5,114,0001,156
Net charge-offs$510,000398
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,159,3601,139
2021-03-31 (YTD Data)Rank
Total interest income$9,936,000838
Total interest expense$850,000932
Net interest income$9,086,000829
Provision for loan and lease losses$165,000900
Total noninterest income$1,966,0001,017
Gross Fiduciary activities income$147,000555
Service charges on deposit accounts$662,000421
Trading account gains and fees$0127
Additional Noninterest Income$1,157,0001,160
Total noninterest expense$8,151,000776
Salaries and employee benefits$4,338,000835
Premises and equipment expense$1,242,000546
Additional noninterest expense$2,571,000735
Pre-tax net operating income$2,736,0001,227
Securities gains (losses)$-63,0004,861
Applicable income taxes$435,0001,241
Income before extraordinary items$2,238,0001,281
Extraordinary gains, net$03
Net income$2,238,0001,281
Minority interest net income$055
Net income of bank and minority interests.$2,238,0001,281
Net charge-offs$368,000308
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,290,9201,231
2020-12-31 (YTD Data)Rank
Total interest income$39,821,000843
Total interest expense$3,541,0001,298
Net interest income$36,280,000790
Provision for loan and lease losses$2,728,000861
Total noninterest income$9,043,000853
Gross Fiduciary activities income$555,000558
Service charges on deposit accounts$3,081,000372
Trading account gains and fees$0133
Additional Noninterest Income$5,407,000964
Total noninterest expense$33,181,000745
Salaries and employee benefits$18,172,000775
Premises and equipment expense$4,927,000533
Additional noninterest expense$10,082,000736
Pre-tax net operating income$9,414,0001,115
Securities gains (losses)$307,000820
Applicable income taxes$1,433,0001,165
Income before extraordinary items$8,288,0001,118
Extraordinary gains, net$04
Net income$8,288,0001,117
Minority interest net income$072
Net income of bank and minority interests.$8,288,0001,118
Net charge-offs$755,000761
Cash dividends$3,556,000980
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,027,0501,107
2020-09-30 (YTD Data)Rank
Total interest income$29,942,000843
Total interest expense$2,686,0001,350
Net interest income$27,256,000785
Provision for loan and lease losses$2,538,000777
Total noninterest income$6,333,000868
Gross Fiduciary activities income$413,000556
Service charges on deposit accounts$2,347,000363
Trading account gains and fees$0125
Additional Noninterest Income$3,573,0001,017
Total noninterest expense$24,745,000743
Salaries and employee benefits$13,704,000761
Premises and equipment expense$3,665,000540
Additional noninterest expense$7,376,000736
Pre-tax net operating income$6,306,0001,171
Securities gains (losses)$327,000662
Applicable income taxes$944,0001,231
Income before extraordinary items$5,689,0001,146
Extraordinary gains, net$04
Net income$5,689,0001,146
Minority interest net income$065
Net income of bank and minority interests.$5,689,0001,146
Net charge-offs$78,0001,811
Cash dividends$3,556,000724
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,407,7801,159
2020-06-30 (YTD Data)Rank
Total interest income$20,198,000840
Total interest expense$1,852,0001,400
Net interest income$18,346,000774
Provision for loan and lease losses$1,580,000828
Total noninterest income$4,159,000840
Gross Fiduciary activities income$274,000560
Service charges on deposit accounts$1,565,000363
Trading account gains and fees$0123
Additional Noninterest Income$2,320,000966
Total noninterest expense$16,493,000740
Salaries and employee benefits$9,160,000759
Premises and equipment expense$2,418,000536
Additional noninterest expense$4,915,000730
Pre-tax net operating income$4,432,0001,068
Securities gains (losses)$67,0001,169
Applicable income taxes$654,0001,126
Income before extraordinary items$3,845,0001,066
Extraordinary gains, net$04
Net income$3,845,0001,066
Minority interest net income$065
Net income of bank and minority interests.$3,845,0001,066
Net charge-offs$51,0001,719
Cash dividends$2,431,000699
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,788,0501,055
2020-03-31 (YTD Data)Rank
Total interest income$10,002,000847
Total interest expense$972,0001,459
Net interest income$9,030,000766
Provision for loan and lease losses$683,000747
Total noninterest income$2,127,000777
Gross Fiduciary activities income$143,000558
Service charges on deposit accounts$922,000359
Trading account gains and fees$0106
Additional Noninterest Income$1,062,000929
Total noninterest expense$8,296,000738
Salaries and employee benefits$4,623,000757
Premises and equipment expense$1,224,000537
Additional noninterest expense$2,449,000742
Pre-tax net operating income$2,178,000975
Securities gains (losses)$01,705
Applicable income taxes$303,0001,065
Income before extraordinary items$1,875,000988
Extraordinary gains, net$04
Net income$1,875,000988
Minority interest net income$056
Net income of bank and minority interests.$1,875,000988
Net charge-offs$9,0001,897
Cash dividends$1,215,000716
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,875,000983
2019-12-31 (YTD Data)Rank
Total interest income$40,444,000847
Total interest expense$3,598,0001,606
Net interest income$36,846,000749
Provision for loan and lease losses$696,0001,209
Total noninterest income$8,644,000764
Gross Fiduciary activities income$505,000574
Service charges on deposit accounts$3,652,000362
Trading account gains and fees$0135
Additional Noninterest Income$4,487,000892
Total noninterest expense$33,404,000707
Salaries and employee benefits$18,121,000737
Premises and equipment expense$5,494,000481
Additional noninterest expense$9,789,000723
Pre-tax net operating income$11,390,000950
Securities gains (losses)$388,000432
Applicable income taxes$1,958,000914
Income before extraordinary items$9,820,000950
Extraordinary gains, net$011
Net income$9,820,000951
Minority interest net income$076
Net income of bank and minority interests.$9,820,000951
Net charge-offs$470,0001,078
Cash dividends$5,861,000715
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,497,960960
2019-09-30 (YTD Data)Rank
Total interest income$30,285,000852
Total interest expense$2,674,0001,621
Net interest income$27,611,000752
Provision for loan and lease losses$360,0001,428
Total noninterest income$6,425,000772
Gross Fiduciary activities income$367,000578
Service charges on deposit accounts$2,697,000363
Trading account gains and fees$0129
Additional Noninterest Income$3,361,000886
Total noninterest expense$25,006,000702
Salaries and employee benefits$13,761,000727
Premises and equipment expense$3,985,000498
Additional noninterest expense$7,260,000726
Pre-tax net operating income$8,670,000956
Securities gains (losses)$388,000358
Applicable income taxes$1,546,000924
Income before extraordinary items$7,512,000955
Extraordinary gains, net$011
Net income$7,512,000956
Minority interest net income$072
Net income of bank and minority interests.$7,512,000956
Net charge-offs$298,0001,035
Cash dividends$3,646,000768
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,189,960957
2019-06-30 (YTD Data)Rank
Total interest income$20,181,000844
Total interest expense$1,809,0001,572
Net interest income$18,372,000751
Provision for loan and lease losses$270,0001,320
Total noninterest income$4,169,000771
Gross Fiduciary activities income$225,000590
Service charges on deposit accounts$1,747,000371
Trading account gains and fees$0131
Additional Noninterest Income$2,197,000866
Total noninterest expense$16,654,000707
Salaries and employee benefits$9,228,000717
Premises and equipment expense$2,587,000517
Additional noninterest expense$4,839,000735
Pre-tax net operating income$5,617,000955
Securities gains (losses)$388,000260
Applicable income taxes$1,065,000880
Income before extraordinary items$4,940,000930
Extraordinary gains, net$011
Net income$4,940,000930
Minority interest net income$069
Net income of bank and minority interests.$4,940,000930
Net charge-offs$168,0001,104
Cash dividends$2,430,000761
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,621,840966
2019-03-31 (YTD Data)Rank
Total interest income$10,092,000841
Total interest expense$901,0001,547
Net interest income$9,191,000753
Provision for loan and lease losses$180,0001,010
Total noninterest income$1,953,000780
Gross Fiduciary activities income$106,000610
Service charges on deposit accounts$863,000367
Trading account gains and fees$0126
Additional Noninterest Income$984,000910
Total noninterest expense$8,230,000699
Salaries and employee benefits$4,568,000720
Premises and equipment expense$1,256,000531
Additional noninterest expense$2,406,000722
Pre-tax net operating income$2,734,000939
Securities gains (losses)$01,087
Applicable income taxes$473,000938
Income before extraordinary items$2,261,000976
Extraordinary gains, net$05
Net income$2,261,000975
Minority interest net income$052
Net income of bank and minority interests.$2,261,000975
Net charge-offs$83,000968
Cash dividends$1,215,000728
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,261,000958
2018-12-31 (YTD Data)Rank
Total interest income$37,684,000841
Total interest expense$3,026,0001,426
Net interest income$34,658,000768
Provision for loan and lease losses$189,0002,428
Total noninterest income$10,266,000672
Gross Fiduciary activities income$478,000598
Service charges on deposit accounts$3,683,000368
Trading account gains and fees$0126
Additional Noninterest Income$6,105,000710
Total noninterest expense$32,242,000708
Salaries and employee benefits$18,060,000704
Premises and equipment expense$7,088,000382
Additional noninterest expense$7,094,000948
Pre-tax net operating income$12,493,000869
Securities gains (losses)$5,000828
Applicable income taxes$2,201,000828
Income before extraordinary items$10,297,000888
Extraordinary gains, net$06
Net income$10,297,000887
Minority interest net income$072
Net income of bank and minority interests.$10,297,000887
Net charge-offs$496,000964
Cash dividends$5,665,000668
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,292,900886
2018-09-30 (YTD Data)Rank
Total interest income$27,942,000837
Total interest expense$2,323,0001,322
Net interest income$25,619,000769
Provision for loan and lease losses$03,948
Total noninterest income$8,086,000643
Gross Fiduciary activities income$345,000604
Service charges on deposit accounts$2,743,000372
Trading account gains and fees$0138
Additional Noninterest Income$4,998,000684
Total noninterest expense$24,491,000693
Salaries and employee benefits$13,545,000705
Premises and equipment expense$5,551,000379
Additional noninterest expense$5,395,000917
Pre-tax net operating income$9,214,000892
Securities gains (losses)$5,000822
Applicable income taxes$1,609,000849
Income before extraordinary items$7,610,000903
Extraordinary gains, net$05
Net income$7,610,000901
Minority interest net income$066
Net income of bank and minority interests.$7,610,000902
Net charge-offs$408,000820
Cash dividends$4,157,000624
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,605,850903
2018-06-30 (YTD Data)Rank
Total interest income$18,424,000831
Total interest expense$1,577,0001,249
Net interest income$16,847,000780
Provision for loan and lease losses$03,782
Total noninterest income$6,029,000602
Gross Fiduciary activities income$218,000613
Service charges on deposit accounts$1,795,000376
Trading account gains and fees$0130
Additional Noninterest Income$4,016,000595
Total noninterest expense$16,448,000687
Salaries and employee benefits$9,208,000704
Premises and equipment expense$3,650,000381
Additional noninterest expense$3,590,000911
Pre-tax net operating income$6,428,000837
Securities gains (losses)$5,000702
Applicable income taxes$1,132,000802
Income before extraordinary items$5,301,000853
Extraordinary gains, net$06
Net income$5,301,000851
Minority interest net income$065
Net income of bank and minority interests.$5,301,000852
Net charge-offs$152,0001,068
Cash dividends$2,301,000678
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,296,900850
2018-03-31 (YTD Data)Rank
Total interest income$8,992,000840
Total interest expense$777,0001,201
Net interest income$8,215,000794
Provision for loan and lease losses$03,508
Total noninterest income$1,836,000834
Gross Fiduciary activities income$122,000608
Service charges on deposit accounts$923,000375
Trading account gains and fees$0123
Additional Noninterest Income$791,0001,094
Total noninterest expense$8,167,000700
Salaries and employee benefits$4,513,000709
Premises and equipment expense$1,742,000391
Additional noninterest expense$1,912,000857
Pre-tax net operating income$1,884,0001,246
Securities gains (losses)$0735
Applicable income taxes$283,0001,269
Income before extraordinary items$1,601,0001,269
Extraordinary gains, net$07
Net income$1,601,0001,269
Minority interest net income$052
Net income of bank and minority interests.$1,601,0001,269
Net charge-offs$31,0001,438
Cash dividends$855,000812
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,601,0001,257
2017-12-31 (YTD Data)Rank
Total interest income$36,103,000785
Total interest expense$2,749,0001,177
Net interest income$33,354,000754
Provision for loan and lease losses$942,000944
Total noninterest income$8,871,000753
Gross Fiduciary activities income$440,000613
Service charges on deposit accounts$3,924,000362
Trading account gains and fees$0151
Additional Noninterest Income$4,507,000879
Total noninterest expense$31,947,000688
Salaries and employee benefits$16,771,000732
Premises and equipment expense$6,706,000398
Additional noninterest expense$8,470,000790
Pre-tax net operating income$9,336,0001,041
Securities gains (losses)$14,0001,468
Applicable income taxes$2,428,0001,136
Income before extraordinary items$6,922,0001,032
Extraordinary gains, net$09
Net income$6,922,0001,032
Minority interest net income$076
Net income of bank and minority interests.$6,922,0001,032
Net charge-offs$610,000975
Cash dividends$2,905,0001,056
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,911,6401,019
2017-09-30 (YTD Data)Rank
Total interest income$26,912,000790
Total interest expense$2,023,0001,175
Net interest income$24,889,000760
Provision for loan and lease losses$942,000734
Total noninterest income$6,383,000785
Gross Fiduciary activities income$319,000627
Service charges on deposit accounts$2,930,000370
Trading account gains and fees$0145
Additional Noninterest Income$3,134,000938
Total noninterest expense$24,027,000686
Salaries and employee benefits$12,635,000733
Premises and equipment expense$4,960,000405
Additional noninterest expense$6,432,000771
Pre-tax net operating income$6,303,0001,168
Securities gains (losses)$13,0001,503
Applicable income taxes$1,569,0001,080
Income before extraordinary items$4,747,0001,210
Extraordinary gains, net$09
Net income$4,747,0001,210
Minority interest net income$071
Net income of bank and minority interests.$4,747,0001,210
Net charge-offs$295,0001,129
Cash dividends$1,458,0001,335
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,737,2501,191
2017-06-30 (YTD Data)Rank
Total interest income$17,745,000798
Total interest expense$1,303,0001,167
Net interest income$16,442,000766
Provision for loan and lease losses$809,000584
Total noninterest income$4,131,000795
Gross Fiduciary activities income$211,000628
Service charges on deposit accounts$1,869,000374
Trading account gains and fees$0139
Additional Noninterest Income$2,051,000952
Total noninterest expense$16,157,000680
Salaries and employee benefits$8,570,000725
Premises and equipment expense$3,271,000410
Additional noninterest expense$4,316,000767
Pre-tax net operating income$3,607,0001,289
Securities gains (losses)$13,0001,152
Applicable income taxes$854,0001,223
Income before extraordinary items$2,766,0001,329
Extraordinary gains, net$011
Net income$2,766,0001,328
Minority interest net income$071
Net income of bank and minority interests.$2,766,0001,329
Net charge-offs$117,0001,407
Cash dividends$603,0001,781
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,756,1201,313
2017-03-31 (YTD Data)Rank
Total interest income$8,715,000810
Total interest expense$626,0001,185
Net interest income$8,089,000778
Provision for loan and lease losses$405,000529
Total noninterest income$2,013,000804
Gross Fiduciary activities income$106,000630
Service charges on deposit accounts$929,000376
Trading account gains and fees$0142
Additional Noninterest Income$978,000969
Total noninterest expense$8,113,000683
Salaries and employee benefits$4,331,000723
Premises and equipment expense$1,637,000416
Additional noninterest expense$2,145,000764
Pre-tax net operating income$1,584,0001,387
Securities gains (losses)$01,153
Applicable income taxes$347,0001,375
Income before extraordinary items$1,237,0001,431
Extraordinary gains, net$08
Net income$1,237,0001,431
Minority interest net income$055
Net income of bank and minority interests.$1,237,0001,431
Net charge-offs$-7,0004,847
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,237,0001,415
2016-12-31 (YTD Data)Rank
Total interest income$34,887,000764
Total interest expense$2,675,0001,072
Net interest income$32,212,000745
Provision for loan and lease losses$2,454,000446
Total noninterest income$8,851,000754
Gross Fiduciary activities income$708,000522
Service charges on deposit accounts$3,903,000368
Trading account gains and fees$0170
Additional Noninterest Income$4,240,000955
Total noninterest expense$35,213,000613
Salaries and employee benefits$17,305,000686
Premises and equipment expense$6,546,000405
Additional noninterest expense$11,362,000605
Pre-tax net operating income$3,396,0002,172
Securities gains (losses)$1,749,000139
Applicable income taxes$949,0001,702
Income before extraordinary items$4,196,0001,587
Extraordinary gains, net$05
Net income$4,196,0001,585
Minority interest net income$082
Net income of bank and minority interests.$4,196,0001,586
Net charge-offs$891,000720
Cash dividends$3,421,000929
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,761,8202,189
2016-09-30 (YTD Data)Rank
Total interest income$26,202,000760
Total interest expense$2,062,0001,052
Net interest income$24,140,000736
Provision for loan and lease losses$2,268,000370
Total noninterest income$6,682,000758
Gross Fiduciary activities income$602,000491
Service charges on deposit accounts$2,909,000370
Trading account gains and fees$0169
Additional Noninterest Income$3,171,000949
Total noninterest expense$24,405,000661
Salaries and employee benefits$12,932,000686
Premises and equipment expense$4,886,000405
Additional noninterest expense$6,587,000760
Pre-tax net operating income$4,149,0001,513
Securities gains (losses)$1,787,000112
Applicable income taxes$1,408,0001,126
Income before extraordinary items$4,528,0001,201
Extraordinary gains, net$05
Net income$4,528,0001,201
Minority interest net income$071
Net income of bank and minority interests.$4,528,0001,201
Net charge-offs$586,000701
Cash dividends$2,566,000858
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,169,8801,566
2016-06-30 (YTD Data)Rank
Total interest income$17,421,000763
Total interest expense$1,364,0001,052
Net interest income$16,057,000735
Provision for loan and lease losses$2,036,000283
Total noninterest income$4,542,000735
Gross Fiduciary activities income$491,000463
Service charges on deposit accounts$1,880,000375
Trading account gains and fees$0157
Additional Noninterest Income$2,171,000917
Total noninterest expense$16,376,000659
Salaries and employee benefits$8,586,000692
Premises and equipment expense$3,328,000402
Additional noninterest expense$4,462,000743
Pre-tax net operating income$2,187,0001,807
Securities gains (losses)$1,620,00094
Applicable income taxes$873,0001,190
Income before extraordinary items$2,934,0001,223
Extraordinary gains, net$016
Net income$2,934,0001,223
Minority interest net income$071
Net income of bank and minority interests.$2,934,0001,223
Net charge-offs$464,000634
Cash dividends$1,711,000876
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,686,6001,861
2016-03-31 (YTD Data)Rank
Total interest income$8,637,000772
Total interest expense$694,0001,025
Net interest income$7,943,000742
Provision for loan and lease losses$256,000774
Total noninterest income$2,333,000705
Gross Fiduciary activities income$392,000380
Service charges on deposit accounts$932,000371
Trading account gains and fees$0142
Additional Noninterest Income$1,009,000924
Total noninterest expense$8,064,000674
Salaries and employee benefits$4,251,000699
Premises and equipment expense$1,771,000388
Additional noninterest expense$2,042,000801
Pre-tax net operating income$1,956,0001,105
Securities gains (losses)$39,000933
Applicable income taxes$462,0001,115
Income before extraordinary items$1,533,0001,160
Extraordinary gains, net$012
Net income$1,533,0001,161
Minority interest net income$062
Net income of bank and minority interests.$1,533,0001,161
Net charge-offs$245,000564
Cash dividends$855,000841
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,502,9701,147
2015-12-31 (YTD Data)Rank
Total interest income$33,785,000750
Total interest expense$2,629,0001,074
Net interest income$31,156,000720
Provision for loan and lease losses$2,058,000441
Total noninterest income$8,877,000742
Gross Fiduciary activities income$887,000485
Service charges on deposit accounts$3,794,000372
Trading account gains and fees$0159
Additional Noninterest Income$4,196,000914
Total noninterest expense$31,587,000660
Salaries and employee benefits$16,791,000676
Premises and equipment expense$6,107,000430
Additional noninterest expense$8,689,000760
Pre-tax net operating income$6,388,0001,287
Securities gains (losses)$522,000341
Applicable income taxes$1,384,0001,295
Income before extraordinary items$5,526,0001,260
Extraordinary gains, net$023
Net income$5,526,0001,260
Minority interest net income$081
Net income of bank and minority interests.$5,526,0001,260
Net charge-offs$2,676,000296
Cash dividends$2,746,0001,056
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,108,4001,303
2015-09-30 (YTD Data)Rank
Total interest income$25,088,000767
Total interest expense$1,961,0001,084
Net interest income$23,127,000733
Provision for loan and lease losses$1,701,000382
Total noninterest income$6,636,000750
Gross Fiduciary activities income$690,000475
Service charges on deposit accounts$2,783,000385
Trading account gains and fees$0153
Additional Noninterest Income$3,163,000919
Total noninterest expense$23,539,000672
Salaries and employee benefits$12,645,000681
Premises and equipment expense$4,500,000448
Additional noninterest expense$6,394,000773
Pre-tax net operating income$4,523,0001,384
Securities gains (losses)$522,000298
Applicable income taxes$970,0001,403
Income before extraordinary items$4,075,0001,277
Extraordinary gains, net$021
Net income$4,075,0001,278
Minority interest net income$078
Net income of bank and minority interests.$4,075,0001,277
Net charge-offs$2,342,000254
Cash dividends$1,891,0001,041
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,652,1801,368
2015-06-30 (YTD Data)Rank
Total interest income$16,431,000779
Total interest expense$1,300,0001,095
Net interest income$15,131,000743
Provision for loan and lease losses$1,008,000428
Total noninterest income$4,448,000755
Gross Fiduciary activities income$486,000470
Service charges on deposit accounts$1,818,000386
Trading account gains and fees$0157
Additional Noninterest Income$2,144,000920
Total noninterest expense$15,672,000676
Salaries and employee benefits$8,481,000678
Premises and equipment expense$2,842,000464
Additional noninterest expense$4,349,000765
Pre-tax net operating income$2,899,0001,419
Securities gains (losses)$522,000247
Applicable income taxes$645,0001,397
Income before extraordinary items$2,776,0001,252
Extraordinary gains, net$022
Net income$2,776,0001,254
Minority interest net income$075
Net income of bank and minority interests.$2,776,0001,253
Net charge-offs$1,066,000330
Cash dividends$1,311,000987
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,353,1801,378
2015-03-31 (YTD Data)Rank
Total interest income$8,030,000800
Total interest expense$649,0001,101
Net interest income$7,381,000764
Provision for loan and lease losses$430,000472
Total noninterest income$2,242,000722
Gross Fiduciary activities income$279,000449
Service charges on deposit accounts$894,000386
Trading account gains and fees$0152
Additional Noninterest Income$1,069,000890
Total noninterest expense$7,817,000673
Salaries and employee benefits$4,252,000685
Premises and equipment expense$1,373,000484
Additional noninterest expense$2,192,000749
Pre-tax net operating income$1,376,0001,439
Securities gains (losses)$384,000209
Applicable income taxes$346,0001,313
Income before extraordinary items$1,414,0001,192
Extraordinary gains, net$013
Net income$1,414,0001,193
Minority interest net income$064
Net income of bank and minority interests.$1,414,0001,193
Net charge-offs$961,000215
Cash dividends$855,000764
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,106,8001,413
2014-12-31 (YTD Data)Rank
Total interest income$30,825,000813
Total interest expense$2,678,0001,108
Net interest income$28,147,000780
Provision for loan and lease losses$892,000952
Total noninterest income$8,377,000742
Gross Fiduciary activities income$882,000496
Service charges on deposit accounts$3,775,000387
Trading account gains and fees$0180
Additional Noninterest Income$3,720,000950
Total noninterest expense$28,670,000714
Salaries and employee benefits$15,249,000732
Premises and equipment expense$5,323,000482
Additional noninterest expense$8,098,000802
Pre-tax net operating income$6,962,0001,163
Securities gains (losses)$1,589,000131
Applicable income taxes$1,592,0001,148
Income before extraordinary items$6,959,000957
Extraordinary gains, net$017
Net income$6,959,000956
Minority interest net income$084
Net income of bank and minority interests.$6,959,000956
Net charge-offs$428,0001,640
Cash dividends$3,601,000794
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,671,9101,134
2014-09-30 (YTD Data)Rank
Total interest income$22,730,000830
Total interest expense$1,992,0001,126
Net interest income$20,738,000791
Provision for loan and lease losses$631,000957
Total noninterest income$6,241,000745
Gross Fiduciary activities income$678,000481
Service charges on deposit accounts$2,821,000389
Trading account gains and fees$0174
Additional Noninterest Income$2,742,000971
Total noninterest expense$20,893,000727
Salaries and employee benefits$11,089,000747
Premises and equipment expense$3,878,000492
Additional noninterest expense$5,926,000822
Pre-tax net operating income$5,455,0001,129
Securities gains (losses)$239,000565
Applicable income taxes$881,0001,421
Income before extraordinary items$4,813,0001,039
Extraordinary gains, net$015
Net income$4,813,0001,039
Minority interest net income$081
Net income of bank and minority interests.$4,813,0001,039
Net charge-offs$180,0002,114
Cash dividends$2,746,000726
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,609,8501,062
2014-06-30 (YTD Data)Rank
Total interest income$14,939,000838
Total interest expense$1,310,0001,139
Net interest income$13,629,000803
Provision for loan and lease losses$406,000991
Total noninterest income$4,218,000724
Gross Fiduciary activities income$480,000473
Service charges on deposit accounts$1,846,000390
Trading account gains and fees$0172
Additional Noninterest Income$1,892,000930
Total noninterest expense$13,519,000746
Salaries and employee benefits$7,229,000757
Premises and equipment expense$2,493,000508
Additional noninterest expense$3,797,000854
Pre-tax net operating income$3,922,0001,044
Securities gains (losses)$2,0002,363
Applicable income taxes$618,0001,352
Income before extraordinary items$3,306,000987
Extraordinary gains, net$020
Net income$3,306,000988
Minority interest net income$080
Net income of bank and minority interests.$3,306,000988
Net charge-offs$91,0002,276
Cash dividends$1,891,000693
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,304,320964
2014-03-31 (YTD Data)Rank
Total interest income$7,307,000858
Total interest expense$640,0001,176
Net interest income$6,667,000821
Provision for loan and lease losses$286,000756
Total noninterest income$2,033,000719
Gross Fiduciary activities income$279,000451
Service charges on deposit accounts$916,000385
Trading account gains and fees$0147
Additional Noninterest Income$838,000971
Total noninterest expense$6,632,000769
Salaries and employee benefits$3,562,000782
Premises and equipment expense$1,175,000539
Additional noninterest expense$1,895,000840
Pre-tax net operating income$1,782,0001,077
Securities gains (losses)$2,0001,528
Applicable income taxes$257,0001,488
Income before extraordinary items$1,527,0001,025
Extraordinary gains, net$016
Net income$1,527,0001,026
Minority interest net income$066
Net income of bank and minority interests.$1,527,0001,026
Net charge-offs$-7,0005,595
Cash dividends$842,000705
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,525,2801,005
2013-12-31 (YTD Data)Rank
Total interest income$29,565,000844
Total interest expense$2,725,0001,243
Net interest income$26,840,000796
Provision for loan and lease losses$390,0002,146
Total noninterest income$8,025,000797
Gross Fiduciary activities income$862,000483
Service charges on deposit accounts$3,805,000388
Trading account gains and fees$0184
Additional Noninterest Income$3,358,0001,071
Total noninterest expense$26,564,000763
Salaries and employee benefits$13,717,000790
Premises and equipment expense$4,472,000551
Additional noninterest expense$8,375,000817
Pre-tax net operating income$7,911,000979
Securities gains (losses)$5,0002,813
Applicable income taxes$1,502,0001,124
Income before extraordinary items$6,414,000964
Extraordinary gains, net$029
Net income$6,414,000967
Minority interest net income$090
Net income of bank and minority interests.$6,414,000967
Net charge-offs$67,0004,128
Cash dividends$1,247,0001,662
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,409,950937
2013-09-30 (YTD Data)Rank
Total interest income$22,072,000854
Total interest expense$2,097,0001,253
Net interest income$19,975,000802
Provision for loan and lease losses$98,0003,402
Total noninterest income$6,020,000810
Gross Fiduciary activities income$665,000479
Service charges on deposit accounts$2,803,000397
Trading account gains and fees$0180
Additional Noninterest Income$2,552,0001,090
Total noninterest expense$20,290,000756
Salaries and employee benefits$10,190,000796
Premises and equipment expense$3,287,000568
Additional noninterest expense$6,813,000758
Pre-tax net operating income$5,607,0001,037
Securities gains (losses)$-1,0006,307
Applicable income taxes$1,029,0001,217
Income before extraordinary items$4,577,0001,019
Extraordinary gains, net$025
Net income$4,577,0001,022
Minority interest net income$084
Net income of bank and minority interests.$4,577,0001,022
Net charge-offs$-21,0006,277
Cash dividends$405,0002,308
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,577,820996
2013-06-30 (YTD Data)Rank
Total interest income$14,598,000853
Total interest expense$1,421,0001,253
Net interest income$13,177,000801
Provision for loan and lease losses$-240,0006,747
Total noninterest income$3,925,000824
Gross Fiduciary activities income$467,000473
Service charges on deposit accounts$1,815,000400
Trading account gains and fees$0157
Additional Noninterest Income$1,643,0001,126
Total noninterest expense$13,655,000746
Salaries and employee benefits$6,677,000815
Premises and equipment expense$2,151,000573
Additional noninterest expense$4,827,000715
Pre-tax net operating income$3,687,0001,023
Securities gains (losses)$-11,0006,669
Applicable income taxes$677,0001,219
Income before extraordinary items$2,999,0001,039
Extraordinary gains, net$022
Net income$2,999,0001,040
Minority interest net income$082
Net income of bank and minority interests.$2,999,0001,042
Net charge-offs$-117,0006,712
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,008,020988
2013-03-31 (YTD Data)Rank
Total interest income$7,064,000890
Total interest expense$712,0001,291
Net interest income$6,352,000835
Provision for loan and lease losses$119,0001,928
Total noninterest income$1,890,000859
Gross Fiduciary activities income$202,000516
Service charges on deposit accounts$899,000399
Trading account gains and fees$0148
Additional Noninterest Income$789,0001,164
Total noninterest expense$6,917,000743
Salaries and employee benefits$3,298,000833
Premises and equipment expense$1,022,000620
Additional noninterest expense$2,597,000666
Pre-tax net operating income$1,206,0001,465
Securities gains (losses)$-18,0006,859
Applicable income taxes$145,0002,017
Income before extraordinary items$1,043,0001,411
Extraordinary gains, net$010
Net income$1,043,0001,413
Minority interest net income$076
Net income of bank and minority interests.$1,043,0001,413
Net charge-offs$77,0002,097
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,058,8401,342
2012-12-31 (YTD Data)Rank
Total interest income$24,526,0001,093
Total interest expense$2,529,0001,728
Net interest income$21,997,000999
Provision for loan and lease losses$477,0002,788
Total noninterest income$6,931,000899
Gross Fiduciary activities income$810,000500
Service charges on deposit accounts$3,486,000421
Trading account gains and fees$0166
Additional Noninterest Income$2,635,0001,283
Total noninterest expense$20,644,000969
Salaries and employee benefits$10,385,0001,016
Premises and equipment expense$3,808,000637
Additional noninterest expense$6,451,0001,069
Pre-tax net operating income$7,807,000904
Securities gains (losses)$19,0003,187
Applicable income taxes$1,467,0001,115
Income before extraordinary items$6,359,000956
Extraordinary gains, net$029
Net income$6,359,000956
Minority interest net income$093
Net income of bank and minority interests.$6,359,000956
Net charge-offs$290,0003,334
Cash dividends$24,111,000174
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,343,610891
2012-09-30 (YTD Data)Rank
Total interest income$18,238,0001,121
Total interest expense$1,914,0001,786
Net interest income$16,324,0001,016
Provision for loan and lease losses$327,0002,852
Total noninterest income$5,137,000893
Gross Fiduciary activities income$626,000486
Service charges on deposit accounts$2,577,000430
Trading account gains and fees$0157
Additional Noninterest Income$1,934,0001,290
Total noninterest expense$14,944,0001,005
Salaries and employee benefits$7,667,0001,019
Premises and equipment expense$2,818,000651
Additional noninterest expense$4,459,0001,156
Pre-tax net operating income$6,190,000893
Securities gains (losses)$16,0002,965
Applicable income taxes$1,197,0001,074
Income before extraordinary items$5,009,000917
Extraordinary gains, net$020
Net income$5,009,000917
Minority interest net income$086
Net income of bank and minority interests.$5,009,000917
Net charge-offs$212,0003,237
Cash dividends$3,211,000522
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,996,040860
2012-06-30 (YTD Data)Rank
Total interest income$11,895,0001,152
Total interest expense$1,284,0001,822
Net interest income$10,611,0001,045
Provision for loan and lease losses$180,0003,106
Total noninterest income$3,355,000898
Gross Fiduciary activities income$447,000472
Service charges on deposit accounts$1,681,000432
Trading account gains and fees$0153
Additional Noninterest Income$1,227,0001,323
Total noninterest expense$9,706,0001,024
Salaries and employee benefits$4,957,0001,056
Premises and equipment expense$1,866,000652
Additional noninterest expense$2,883,0001,190
Pre-tax net operating income$4,080,000892
Securities gains (losses)$16,0002,581
Applicable income taxes$788,0001,075
Income before extraordinary items$3,308,000917
Extraordinary gains, net$019
Net income$3,308,000916
Minority interest net income$084
Net income of bank and minority interests.$3,308,000917
Net charge-offs$104,0003,367
Cash dividends$2,400,000445
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,295,040866
2012-03-31 (YTD Data)Rank
Total interest income$5,924,0001,162
Total interest expense$650,0001,876
Net interest income$5,274,0001,048
Provision for loan and lease losses$75,0003,178
Total noninterest income$1,616,000917
Gross Fiduciary activities income$178,000536
Service charges on deposit accounts$843,000431
Trading account gains and fees$0148
Additional Noninterest Income$595,0001,336
Total noninterest expense$4,680,0001,061
Salaries and employee benefits$2,393,0001,089
Premises and equipment expense$932,000642
Additional noninterest expense$1,355,0001,240
Pre-tax net operating income$2,135,000838
Securities gains (losses)$15,0001,690
Applicable income taxes$424,0001,025
Income before extraordinary items$1,726,000866
Extraordinary gains, net$019
Net income$1,726,000866
Minority interest net income$078
Net income of bank and minority interests.$1,726,000867
Net charge-offs$44,0003,112
Cash dividends$1,200,000397
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,714,000820
2011-12-31 (YTD Data)Rank
Total interest income$23,677,0001,211
Total interest expense$3,436,0001,730
Net interest income$20,241,0001,099
Provision for loan and lease losses$450,0003,593
Total noninterest income$6,968,000799
Gross Fiduciary activities income$761,000466
Service charges on deposit accounts$3,908,000393
Trading account gains and fees$0146
Additional Noninterest Income$2,299,0001,237
Total noninterest expense$18,574,0001,056
Salaries and employee benefits$9,204,0001,071
Premises and equipment expense$3,433,000730
Additional noninterest expense$5,937,0001,181
Pre-tax net operating income$8,185,000746
Securities gains (losses)$55,0002,526
Applicable income taxes$1,636,000932
Income before extraordinary items$6,604,000764
Extraordinary gains, net$029
Net income$6,604,000762
Minority interest net income$096
Net income of bank and minority interests.$6,604,000764
Net charge-offs$338,0003,663
Cash dividends$4,400,000481
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,560,000736
2011-09-30 (YTD Data)Rank
Total interest income$17,750,0001,226
Total interest expense$2,722,0001,715
Net interest income$15,028,0001,117
Provision for loan and lease losses$450,0003,020
Total noninterest income$5,297,000802
Gross Fiduciary activities income$585,000448
Service charges on deposit accounts$2,985,000392
Trading account gains and fees$0145
Additional Noninterest Income$1,727,0001,234
Total noninterest expense$13,938,0001,066
Salaries and employee benefits$6,870,0001,078
Premises and equipment expense$2,561,000739
Additional noninterest expense$4,507,0001,156
Pre-tax net operating income$5,937,000793
Securities gains (losses)$44,0002,405
Applicable income taxes$1,182,000954
Income before extraordinary items$4,799,000800
Extraordinary gains, net$021
Net income$4,799,000799
Minority interest net income$087
Net income of bank and minority interests.$4,799,000800
Net charge-offs$251,0003,440
Cash dividends$3,200,000426
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,763,800776
2011-06-30 (YTD Data)Rank
Total interest income$11,756,0001,236
Total interest expense$1,873,0001,723
Net interest income$9,883,0001,130
Provision for loan and lease losses$300,0002,953
Total noninterest income$3,637,000788
Gross Fiduciary activities income$416,000437
Service charges on deposit accounts$2,093,000371
Trading account gains and fees$0153
Additional Noninterest Income$1,128,0001,241
Total noninterest expense$9,241,0001,081
Salaries and employee benefits$4,631,0001,080
Premises and equipment expense$1,616,000785
Additional noninterest expense$2,994,0001,188
Pre-tax net operating income$3,979,000775
Securities gains (losses)$33,0001,841
Applicable income taxes$827,000895
Income before extraordinary items$3,185,000786
Extraordinary gains, net$015
Net income$3,185,000784
Minority interest net income$089
Net income of bank and minority interests.$3,185,000786
Net charge-offs$189,0003,174
Cash dividends$2,100,000404
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,158,930760
2011-03-31 (YTD Data)Rank
Total interest income$5,899,0001,240
Total interest expense$984,0001,715
Net interest income$4,915,0001,138
Provision for loan and lease losses$150,0002,750
Total noninterest income$1,731,000819
Gross Fiduciary activities income$162,000509
Service charges on deposit accounts$1,020,000376
Trading account gains and fees$0158
Additional Noninterest Income$549,0001,273
Total noninterest expense$4,729,0001,059
Salaries and employee benefits$2,425,0001,035
Premises and equipment expense$824,000790
Additional noninterest expense$1,480,0001,205
Pre-tax net operating income$1,767,000859
Securities gains (losses)$17,0001,151
Applicable income taxes$300,0001,122
Income before extraordinary items$1,484,000830
Extraordinary gains, net$09
Net income$1,484,000829
Minority interest net income$086
Net income of bank and minority interests.$1,484,000830
Net charge-offs$89,0002,851
Cash dividends$1,000,000383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,469,890824
2010-12-31 (YTD Data)Rank
Total interest income$24,357,0001,267
Total interest expense$4,410,0001,828
Net interest income$19,947,0001,121
Provision for loan and lease losses$1,620,0002,356
Total noninterest income$7,676,000777
Gross Fiduciary activities income$728,000466
Service charges on deposit accounts$4,649,000340
Trading account gains and fees$0175
Additional Noninterest Income$2,299,0001,285
Total noninterest expense$18,354,0001,088
Salaries and employee benefits$8,810,0001,123
Premises and equipment expense$3,310,000773
Additional noninterest expense$6,234,0001,187
Pre-tax net operating income$7,649,000704
Securities gains (losses)$95,0002,215
Applicable income taxes$1,375,000963
Income before extraordinary items$6,369,000704
Extraordinary gains, net$029
Net income$6,369,000702
Minority interest net income$0111
Net income of bank and minority interests.$6,369,000705
Net charge-offs$584,0003,441
Cash dividends$3,884,000430
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,291,100687
2010-09-30 (YTD Data)Rank
Total interest income$18,342,0001,281
Total interest expense$3,346,0001,879
Net interest income$14,996,0001,127
Provision for loan and lease losses$1,305,0002,166
Total noninterest income$5,567,000778
Gross Fiduciary activities income$557,000462
Service charges on deposit accounts$3,479,000342
Trading account gains and fees$0165
Additional Noninterest Income$1,531,0001,320
Total noninterest expense$13,530,0001,084
Salaries and employee benefits$6,579,0001,119
Premises and equipment expense$2,455,000784
Additional noninterest expense$4,496,0001,199
Pre-tax net operating income$5,728,000737
Securities gains (losses)$93,0001,997
Applicable income taxes$1,114,000931
Income before extraordinary items$4,707,000738
Extraordinary gains, net$023
Net income$4,707,000736
Minority interest net income$0110
Net income of bank and minority interests.$4,707,000738
Net charge-offs$484,0003,128
Cash dividends$2,883,000381
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,631,670712
2010-06-30 (YTD Data)Rank
Total interest income$12,166,0001,303
Total interest expense$2,228,0001,944
Net interest income$9,938,0001,133
Provision for loan and lease losses$735,0002,312
Total noninterest income$3,678,000774
Gross Fiduciary activities income$402,000450
Service charges on deposit accounts$2,239,000351
Trading account gains and fees$0152
Additional Noninterest Income$1,037,0001,257
Total noninterest expense$9,107,0001,079
Salaries and employee benefits$4,376,0001,125
Premises and equipment expense$1,582,000824
Additional noninterest expense$3,149,0001,128
Pre-tax net operating income$3,774,000732
Securities gains (losses)$30,0002,176
Applicable income taxes$729,000906
Income before extraordinary items$3,075,000728
Extraordinary gains, net$019
Net income$3,075,000727
Minority interest net income$0105
Net income of bank and minority interests.$3,075,000728
Net charge-offs$299,0003,050
Cash dividends$1,883,000383
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,050,700714
2010-03-31 (YTD Data)Rank
Total interest income$6,030,0001,343
Total interest expense$1,091,0002,087
Net interest income$4,939,0001,146
Provision for loan and lease losses$330,0002,276
Total noninterest income$1,857,000761
Gross Fiduciary activities income$240,000416
Service charges on deposit accounts$1,085,000358
Trading account gains and fees$0175
Additional Noninterest Income$532,0001,232
Total noninterest expense$4,593,0001,087
Salaries and employee benefits$2,176,0001,144
Premises and equipment expense$819,000824
Additional noninterest expense$1,598,0001,098
Pre-tax net operating income$1,873,000717
Securities gains (losses)$10,0001,722
Applicable income taxes$379,000878
Income before extraordinary items$1,504,000740
Extraordinary gains, net$016
Net income$1,504,000743
Minority interest net income$091
Net income of bank and minority interests.$1,504,000744
Net charge-offs$179,0002,557
Cash dividends$883,000390
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,496,000717
2009-12-31 (YTD Data)Rank
Total interest income$25,175,0001,357
Total interest expense$4,914,0002,300
Net interest income$20,261,0001,081
Provision for loan and lease losses$1,767,0002,648
Total noninterest income$7,335,000812
Gross Fiduciary activities income$674,000476
Service charges on deposit accounts$4,833,000353
Trading account gains and fees$0211
Additional Noninterest Income$1,828,0001,465
Total noninterest expense$17,263,0001,208
Salaries and employee benefits$8,636,0001,127
Premises and equipment expense$3,033,000888
Additional noninterest expense$5,594,0001,342
Pre-tax net operating income$8,566,000502
Securities gains (losses)$51,0002,606
Applicable income taxes$1,812,000610
Income before extraordinary items$6,805,000497
Extraordinary gains, net$034
Net income$6,805,000496
Minority interest net income$0115
Net income of bank and minority interests.$6,805,000499
Net charge-offs$664,0003,420
Cash dividends$2,871,000618
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,764,710498
2009-09-30 (YTD Data)Rank
Total interest income$18,925,0001,379
Total interest expense$3,789,0002,331
Net interest income$15,136,0001,091
Provision for loan and lease losses$1,383,0002,333
Total noninterest income$5,508,000812
Gross Fiduciary activities income$519,000469
Service charges on deposit accounts$3,588,000360
Trading account gains and fees$0212
Additional Noninterest Income$1,401,0001,465
Total noninterest expense$12,926,0001,191
Salaries and employee benefits$6,438,0001,148
Premises and equipment expense$2,294,000892
Additional noninterest expense$4,194,0001,300
Pre-tax net operating income$6,335,000541
Securities gains (losses)$53,0002,261
Applicable income taxes$1,337,000665
Income before extraordinary items$5,051,000534
Extraordinary gains, net$027
Net income$5,051,000534
Minority interest net income$0118
Net income of bank and minority interests.$5,051,000535
Net charge-offs$527,0002,969
Cash dividends$2,137,000599
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,009,130529
2009-06-30 (YTD Data)Rank
Total interest income$12,592,0001,414
Total interest expense$2,627,0002,333
Net interest income$9,965,0001,106
Provision for loan and lease losses$855,0002,253
Total noninterest income$3,601,000829
Gross Fiduciary activities income$381,000450
Service charges on deposit accounts$2,261,000375
Trading account gains and fees$0193
Additional Noninterest Income$959,0001,471
Total noninterest expense$8,694,0001,191
Salaries and employee benefits$4,319,0001,173
Premises and equipment expense$1,838,000765
Additional noninterest expense$2,537,0001,460
Pre-tax net operating income$4,017,000557
Securities gains (losses)$54,0001,861
Applicable income taxes$839,000713
Income before extraordinary items$3,232,000558
Extraordinary gains, net$021
Net income$3,232,000556
Minority interest net income$0112
Net income of bank and minority interests.$3,232,000558
Net charge-offs$442,0002,480
Cash dividends$1,404,000645
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,189,340546
2009-03-31 (YTD Data)Rank
Total interest income$6,342,0001,422
Total interest expense$1,341,0002,374
Net interest income$5,001,0001,097
Provision for loan and lease losses$285,0002,407
Total noninterest income$1,737,000824
Gross Fiduciary activities income$235,000397
Service charges on deposit accounts$1,072,000376
Trading account gains and fees$0171
Additional Noninterest Income$430,0001,536
Total noninterest expense$4,239,0001,180
Salaries and employee benefits$2,179,0001,172
Premises and equipment expense$911,000779
Additional noninterest expense$1,149,0001,418
Pre-tax net operating income$2,214,000539
Securities gains (losses)$02,434
Applicable income taxes$494,000684
Income before extraordinary items$1,720,000578
Extraordinary gains, net$015
Net income$1,720,000578
Minority interest net income$0102
Net income of bank and minority interests.$1,720,000581
Net charge-offs$311,0001,739
Cash dividends$702,000634
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,720,000541
2008-12-31 (YTD Data)Rank
Total interest income$26,474,0001,471
Total interest expense$6,509,0002,337
Net interest income$19,965,0001,092
Provision for loan and lease losses$1,415,0002,227
Total noninterest income$7,124,000786
Gross Fiduciary activities income$616,000521
Service charges on deposit accounts$4,646,000374
Trading account gains and fees$0154
Additional Noninterest Income$1,862,0001,370
Total noninterest expense$16,487,0001,183
Salaries and employee benefits$8,638,0001,147
Premises and equipment expense$3,696,000747
Additional noninterest expense$4,153,0001,487
Pre-tax net operating income$9,187,000601
Securities gains (losses)$68,0001,402
Applicable income taxes$1,585,000834
Income before extraordinary items$7,670,000511
Extraordinary gains, net$039
Net income$7,670,000511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,177,0001,788
Cash dividends$2,889,000955
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,613,560549
2008-09-30 (YTD Data)Rank
Total interest income$19,953,0001,499
Total interest expense$5,107,0002,347
Net interest income$14,846,0001,128
Provision for loan and lease losses$1,040,0001,783
Total noninterest income$5,370,000819
Gross Fiduciary activities income$481,000519
Service charges on deposit accounts$3,485,000382
Trading account gains and fees$0148
Additional Noninterest Income$1,404,0001,426
Total noninterest expense$11,879,0001,225
Salaries and employee benefits$6,104,0001,250
Premises and equipment expense$2,250,000918
Additional noninterest expense$3,525,0001,295
Pre-tax net operating income$7,297,000686
Securities gains (losses)$68,0001,217
Applicable income taxes$1,728,000736
Income before extraordinary items$5,637,000644
Extraordinary gains, net$031
Net income$5,637,000643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$452,0002,069
Cash dividends$2,187,000945
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,584,640689
2008-06-30 (YTD Data)Rank
Total interest income$13,375,0001,515
Total interest expense$3,662,0002,282
Net interest income$9,713,0001,139
Provision for loan and lease losses$570,0001,767
Total noninterest income$3,513,000849
Gross Fiduciary activities income$347,000511
Service charges on deposit accounts$2,257,000385
Trading account gains and fees$0149
Additional Noninterest Income$909,0001,500
Total noninterest expense$7,920,0001,225
Salaries and employee benefits$4,085,0001,261
Premises and equipment expense$1,464,000933
Additional noninterest expense$2,371,0001,253
Pre-tax net operating income$4,736,000740
Securities gains (losses)$68,0001,224
Applicable income taxes$1,108,000864
Income before extraordinary items$3,696,000740
Extraordinary gains, net$021
Net income$3,696,000739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,626
Cash dividends$1,485,0001,015
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,643,640732
2008-03-31 (YTD Data)Rank
Total interest income$6,706,0001,555
Total interest expense$2,038,0002,212
Net interest income$4,668,0001,178
Provision for loan and lease losses$255,0001,560
Total noninterest income$1,706,000859
Gross Fiduciary activities income$207,000475
Service charges on deposit accounts$1,101,000387
Trading account gains and fees$0158
Additional Noninterest Income$398,0001,639
Total noninterest expense$3,913,0001,238
Salaries and employee benefits$2,063,0001,271
Premises and equipment expense$705,000981
Additional noninterest expense$1,145,0001,255
Pre-tax net operating income$2,206,000860
Securities gains (losses)$24,0001,506
Applicable income taxes$503,000997
Income before extraordinary items$1,727,000867
Extraordinary gains, net$015
Net income$1,727,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,186
Cash dividends$655,0001,081
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,708,520836
2007-12-31 (YTD Data)Rank
Total interest income$26,418,0001,633
Total interest expense$9,836,0001,968
Net interest income$16,582,0001,353
Provision for loan and lease losses$975,0001,452
Total noninterest income$7,124,000818
Gross Fiduciary activities income$610,000544
Service charges on deposit accounts$4,839,000362
Trading account gains and fees$0178
Additional Noninterest Income$1,675,0001,553
Total noninterest expense$15,511,0001,203
Salaries and employee benefits$7,823,0001,276
Premises and equipment expense$2,798,000929
Additional noninterest expense$4,890,0001,165
Pre-tax net operating income$7,220,0001,172
Securities gains (losses)$02,146
Applicable income taxes$1,548,0001,394
Income before extraordinary items$5,672,0001,137
Extraordinary gains, net$039
Net income$5,672,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,063,000975
Cash dividends$2,633,0001,319
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,672,0001,123
2007-09-30 (YTD Data)Rank
Total interest income$19,657,0001,642
Total interest expense$7,606,0001,932
Net interest income$12,051,0001,402
Provision for loan and lease losses$720,0001,182
Total noninterest income$5,321,000823
Gross Fiduciary activities income$469,000540
Service charges on deposit accounts$3,624,000358
Trading account gains and fees$0184
Additional Noninterest Income$1,228,0001,571
Total noninterest expense$11,749,0001,184
Salaries and employee benefits$5,906,0001,267
Premises and equipment expense$2,174,000902
Additional noninterest expense$3,669,0001,123
Pre-tax net operating income$4,903,0001,380
Securities gains (losses)$01,655
Applicable income taxes$1,010,0001,636
Income before extraordinary items$3,893,0001,314
Extraordinary gains, net$033
Net income$3,893,0001,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$788,000773
Cash dividends$1,978,0001,245
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,893,0001,306
2007-06-30 (YTD Data)Rank
Total interest income$12,980,0001,673
Total interest expense$5,143,0001,917
Net interest income$7,837,0001,462
Provision for loan and lease losses$465,0001,088
Total noninterest income$3,523,000852
Gross Fiduciary activities income$336,000532
Service charges on deposit accounts$2,332,000381
Trading account gains and fees$0168
Additional Noninterest Income$855,0001,553
Total noninterest expense$7,876,0001,201
Salaries and employee benefits$4,013,0001,268
Premises and equipment expense$1,436,000920
Additional noninterest expense$2,427,0001,151
Pre-tax net operating income$3,019,0001,538
Securities gains (losses)$01,444
Applicable income taxes$603,0001,833
Income before extraordinary items$2,416,0001,450
Extraordinary gains, net$029
Net income$2,416,0001,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$561,000661
Cash dividends$1,323,0001,235
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,416,0001,431
2007-03-31 (YTD Data)Rank
Total interest income$6,423,0001,682
Total interest expense$2,547,0001,917
Net interest income$3,876,0001,473
Provision for loan and lease losses$210,0001,110
Total noninterest income$1,679,000867
Gross Fiduciary activities income$133,000596
Service charges on deposit accounts$1,114,000379
Trading account gains and fees$0195
Additional Noninterest Income$432,0001,527
Total noninterest expense$4,009,0001,173
Salaries and employee benefits$2,135,0001,200
Premises and equipment expense$714,000931
Additional noninterest expense$1,160,0001,177
Pre-tax net operating income$1,336,0001,706
Securities gains (losses)$01,187
Applicable income taxes$252,0002,082
Income before extraordinary items$1,084,0001,595
Extraordinary gains, net$022
Net income$1,084,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,000512
Cash dividends$624,0001,188
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,084,0001,581
2006-12-31 (YTD Data)Rank
Total interest income$25,064,0001,612
Total interest expense$8,778,0001,886
Net interest income$16,286,0001,398
Provision for loan and lease losses$825,0001,238
Total noninterest income$6,340,000902
Gross Fiduciary activities income$562,000559
Service charges on deposit accounts$4,166,000410
Trading account gains and fees$0130
Additional Noninterest Income$1,612,0001,584
Total noninterest expense$14,289,0001,255
Salaries and employee benefits$6,989,0001,402
Premises and equipment expense$2,755,000913
Additional noninterest expense$4,545,0001,178
Pre-tax net operating income$7,512,0001,298
Securities gains (losses)$-3,0006,969
Applicable income taxes$1,808,0001,442
Income before extraordinary items$5,701,0001,271
Extraordinary gains, net$051
Net income$5,701,0001,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,000910
Cash dividends$2,860,0001,173
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,703,2801,256
2006-09-30 (YTD Data)Rank
Total interest income$18,710,0001,593
Total interest expense$6,301,0001,906
Net interest income$12,409,0001,396
Provision for loan and lease losses$675,0001,080
Total noninterest income$4,642,000928
Gross Fiduciary activities income$433,000551
Service charges on deposit accounts$3,048,000428
Trading account gains and fees$0126
Additional Noninterest Income$1,161,0001,630
Total noninterest expense$10,544,0001,287
Salaries and employee benefits$5,222,0001,418
Premises and equipment expense$2,100,000909
Additional noninterest expense$3,222,0001,243
Pre-tax net operating income$5,832,0001,304
Securities gains (losses)$-3,0007,275
Applicable income taxes$1,431,0001,439
Income before extraordinary items$4,398,0001,283
Extraordinary gains, net$045
Net income$4,398,0001,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$379,000983
Cash dividends$2,235,0001,057
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,400,2501,271
2006-06-30 (YTD Data)Rank
Total interest income$12,367,0001,571
Total interest expense$3,937,0001,937
Net interest income$8,430,0001,371
Provision for loan and lease losses$480,0001,013
Total noninterest income$3,175,000900
Gross Fiduciary activities income$311,000537
Service charges on deposit accounts$1,910,000453
Trading account gains and fees$0126
Additional Noninterest Income$954,0001,397
Total noninterest expense$7,027,0001,297
Salaries and employee benefits$3,463,0001,426
Premises and equipment expense$1,363,000930
Additional noninterest expense$2,201,0001,225
Pre-tax net operating income$4,098,0001,232
Securities gains (losses)$-3,0007,591
Applicable income taxes$1,039,0001,363
Income before extraordinary items$3,056,0001,222
Extraordinary gains, net$039
Net income$3,056,0001,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,015
Cash dividends$1,186,0001,263
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,058,2501,209
2006-03-31 (YTD Data)Rank
Total interest income$6,048,0001,570
Total interest expense$1,882,0001,925
Net interest income$4,166,0001,378
Provision for loan and lease losses$240,000964
Total noninterest income$1,572,000896
Gross Fiduciary activities income$190,000493
Service charges on deposit accounts$860,000477
Trading account gains and fees$0115
Additional Noninterest Income$522,0001,306
Total noninterest expense$3,549,0001,294
Salaries and employee benefits$1,783,0001,399
Premises and equipment expense$649,000973
Additional noninterest expense$1,117,0001,193
Pre-tax net operating income$1,949,0001,269
Securities gains (losses)$0955
Applicable income taxes$502,0001,397
Income before extraordinary items$1,447,0001,274
Extraordinary gains, net$021
Net income$1,447,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,000933
Cash dividends$593,0001,195
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,447,0001,256
2005-12-31 (YTD Data)Rank
Total interest income$20,229,0001,665
Total interest expense$5,304,0002,085
Net interest income$14,925,0001,467
Provision for loan and lease losses$867,0001,182
Total noninterest income$6,153,000923
Gross Fiduciary activities income$396,000633
Service charges on deposit accounts$3,958,000430
Trading account gains and fees$0138
Additional Noninterest Income$1,799,0001,453
Total noninterest expense$13,597,0001,265
Salaries and employee benefits$6,664,0001,394
Premises and equipment expense$2,782,000850
Additional noninterest expense$4,151,0001,254
Pre-tax net operating income$6,614,0001,446
Securities gains (losses)$-57,0008,233
Applicable income taxes$1,670,0001,570
Income before extraordinary items$4,887,0001,444
Extraordinary gains, net$046
Net income$4,887,0001,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$840,000779
Cash dividends$2,278,0001,330
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,929,7501,413
2005-09-30 (YTD Data)Rank
Total interest income$14,440,0001,707
Total interest expense$3,481,0002,233
Net interest income$10,959,0001,482
Provision for loan and lease losses$627,0001,169
Total noninterest income$5,131,000842
Gross Fiduciary activities income$366,000583
Service charges on deposit accounts$3,292,000386
Trading account gains and fees$0126
Additional Noninterest Income$1,473,0001,387
Total noninterest expense$10,209,0001,256
Salaries and employee benefits$4,986,0001,383
Premises and equipment expense$2,039,000862
Additional noninterest expense$3,184,0001,197
Pre-tax net operating income$5,254,0001,365
Securities gains (losses)$-54,0008,503
Applicable income taxes$1,383,0001,469
Income before extraordinary items$3,817,0001,403
Extraordinary gains, net$035
Net income$3,817,0001,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,000700
Cash dividends$1,685,0001,214
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,856,4201,367
2005-06-30 (YTD Data)Rank
Total interest income$9,439,0001,695
Total interest expense$2,188,0002,237
Net interest income$7,251,0001,471
Provision for loan and lease losses$417,0001,151
Total noninterest income$3,705,000771
Gross Fiduciary activities income$338,000495
Service charges on deposit accounts$2,158,000385
Trading account gains and fees$0116
Additional Noninterest Income$1,209,0001,172
Total noninterest expense$6,896,0001,231
Salaries and employee benefits$3,396,0001,346
Premises and equipment expense$1,323,000882
Additional noninterest expense$2,177,0001,145
Pre-tax net operating income$3,643,0001,284
Securities gains (losses)$-49,0008,589
Applicable income taxes$966,0001,402
Income before extraordinary items$2,628,0001,338
Extraordinary gains, net$030
Net income$2,628,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,000809
Cash dividends$1,092,0001,205
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,663,7701,301
2005-03-31 (YTD Data)Rank
Total interest income$4,621,0001,696
Total interest expense$1,037,0002,261
Net interest income$3,584,0001,477
Provision for loan and lease losses$216,0001,070
Total noninterest income$2,068,000690
Gross Fiduciary activities income$182,000481
Service charges on deposit accounts$1,061,000379
Trading account gains and fees$0115
Additional Noninterest Income$825,000925
Total noninterest expense$3,545,0001,192
Salaries and employee benefits$1,810,0001,275
Premises and equipment expense$613,000966
Additional noninterest expense$1,122,0001,101
Pre-tax net operating income$1,891,0001,207
Securities gains (losses)$-20,0008,663
Applicable income taxes$509,0001,338
Income before extraordinary items$1,362,0001,274
Extraordinary gains, net$024
Net income$1,362,0001,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,000745
Cash dividends$546,0001,138
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,376,6001,229
2004-12-31 (YTD Data)Rank
Total interest income$17,740,0001,635
Total interest expense$3,485,0002,312
Net interest income$14,255,0001,414
Provision for loan and lease losses$621,0001,599
Total noninterest income$6,026,000907
Gross Fiduciary activities income$488,000583
Service charges on deposit accounts$4,644,000373
Trading account gains and fees$0138
Additional Noninterest Income$894,0002,308
Total noninterest expense$12,566,0001,306
Salaries and employee benefits$6,079,0001,458
Premises and equipment expense$2,634,000848
Additional noninterest expense$3,853,0001,287
Pre-tax net operating income$7,094,0001,221
Securities gains (losses)$-3,0007,966
Applicable income taxes$1,768,0001,416
Income before extraordinary items$5,323,0001,225
Extraordinary gains, net$034
Net income$5,323,0001,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,647
Cash dividends$2,028,0001,332
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,325,2501,194
2004-09-30 (YTD Data)Rank
Total interest income$13,198,0001,623
Total interest expense$2,526,0002,339
Net interest income$10,672,0001,404
Provision for loan and lease losses$396,0001,799
Total noninterest income$4,560,000918
Gross Fiduciary activities income$382,000568
Service charges on deposit accounts$3,494,000374
Trading account gains and fees$0134
Additional Noninterest Income$684,0002,299
Total noninterest expense$9,489,0001,297
Salaries and employee benefits$4,581,0001,444
Premises and equipment expense$2,008,000838
Additional noninterest expense$2,900,0001,274
Pre-tax net operating income$5,347,0001,229
Securities gains (losses)$-3,0008,248
Applicable income taxes$1,347,0001,413
Income before extraordinary items$3,997,0001,233
Extraordinary gains, net$026
Net income$3,997,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0001,553
Cash dividends$1,482,0001,287
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,999,2501,197
2004-06-30 (YTD Data)Rank
Total interest income$8,671,0001,627
Total interest expense$1,642,0002,362
Net interest income$7,029,0001,405
Provision for loan and lease losses$261,0001,769
Total noninterest income$3,049,000909
Gross Fiduciary activities income$278,000537
Service charges on deposit accounts$2,267,000383
Trading account gains and fees$0130
Additional Noninterest Income$504,0002,179
Total noninterest expense$6,296,0001,301
Salaries and employee benefits$3,091,0001,424
Premises and equipment expense$1,314,000852
Additional noninterest expense$1,891,0001,288
Pre-tax net operating income$3,521,0001,221
Securities gains (losses)$-8,0008,658
Applicable income taxes$899,0001,400
Income before extraordinary items$2,614,0001,246
Extraordinary gains, net$021
Net income$2,614,0001,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,756
Cash dividends$936,0001,364
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,619,9201,202
2004-03-31 (YTD Data)Rank
Total interest income$4,297,0001,645
Total interest expense$815,0002,400
Net interest income$3,482,0001,419
Provision for loan and lease losses$141,0001,609
Total noninterest income$1,559,000879
Gross Fiduciary activities income$180,000462
Service charges on deposit accounts$1,140,000370
Trading account gains and fees$0121
Additional Noninterest Income$239,0002,194
Total noninterest expense$3,188,0001,286
Salaries and employee benefits$1,597,0001,390
Premises and equipment expense$653,000869
Additional noninterest expense$938,0001,280
Pre-tax net operating income$1,712,0001,236
Securities gains (losses)$9,0002,096
Applicable income taxes$452,0001,404
Income before extraordinary items$1,269,0001,277
Extraordinary gains, net$016
Net income$1,269,0001,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,070
Cash dividends$468,0001,295
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,262,3401,220
2003-12-31 (YTD Data)Rank
Total interest income$17,246,0001,658
Total interest expense$4,129,0002,154
Net interest income$13,117,0001,481
Provision for loan and lease losses$531,0002,057
Total noninterest income$5,701,0001,026
Gross Fiduciary activities income$452,000602
Service charges on deposit accounts$4,471,000385
Trading account gains and fees$0160
Additional Noninterest Income$778,0002,785
Total noninterest expense$12,529,0001,292
Salaries and employee benefits$6,015,0001,424
Premises and equipment expense$2,612,000855
Additional noninterest expense$3,902,0001,272
Pre-tax net operating income$5,758,0001,434
Securities gains (losses)$251,0001,172
Applicable income taxes$1,649,0001,488
Income before extraordinary items$4,360,0001,444
Extraordinary gains, net$054
Net income$4,360,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0002,238
Cash dividends$1,810,0001,505
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,176,7701,432
2003-09-30 (YTD Data)Rank
Total interest income$13,007,0001,679
Total interest expense$3,282,0002,120
Net interest income$9,725,0001,512
Provision for loan and lease losses$405,0001,997
Total noninterest income$4,214,0001,070
Gross Fiduciary activities income$352,000585
Service charges on deposit accounts$3,259,000404
Trading account gains and fees$0153
Additional Noninterest Income$603,0002,824
Total noninterest expense$9,202,0001,331
Salaries and employee benefits$4,574,0001,416
Premises and equipment expense$1,959,000878
Additional noninterest expense$2,669,0001,382
Pre-tax net operating income$4,332,0001,474
Securities gains (losses)$237,0001,131
Applicable income taxes$1,272,0001,531
Income before extraordinary items$3,297,0001,492
Extraordinary gains, net$040
Net income$3,297,0001,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0002,091
Cash dividends$1,342,0001,399
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,126,3601,478
2003-06-30 (YTD Data)Rank
Total interest income$8,782,0001,674
Total interest expense$2,330,0002,065
Net interest income$6,452,0001,514
Provision for loan and lease losses$297,0001,886
Total noninterest income$2,816,0001,050
Gross Fiduciary activities income$265,000554
Service charges on deposit accounts$2,106,000411
Trading account gains and fees$0150
Additional Noninterest Income$445,0002,628
Total noninterest expense$6,248,0001,304
Salaries and employee benefits$3,136,0001,381
Premises and equipment expense$1,274,000898
Additional noninterest expense$1,838,0001,343
Pre-tax net operating income$2,723,0001,546
Securities gains (losses)$114,0001,405
Applicable income taxes$795,0001,629
Income before extraordinary items$2,042,0001,589
Extraordinary gains, net$030
Net income$2,042,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0002,238
Cash dividends$874,0001,478
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,959,9201,547
2003-03-31 (YTD Data)Rank
Total interest income$4,403,0001,681
Total interest expense$1,207,0002,042
Net interest income$3,196,0001,523
Provision for loan and lease losses$195,0001,399
Total noninterest income$1,423,0001,013
Gross Fiduciary activities income$174,000478
Service charges on deposit accounts$1,022,000409
Trading account gains and fees$0134
Additional Noninterest Income$227,0002,498
Total noninterest expense$3,176,0001,268
Salaries and employee benefits$1,645,0001,321
Premises and equipment expense$633,000911
Additional noninterest expense$898,0001,344
Pre-tax net operating income$1,248,0001,682
Securities gains (losses)$54,0001,343
Applicable income taxes$383,0001,687
Income before extraordinary items$919,0001,734
Extraordinary gains, net$021
Net income$919,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,164
Cash dividends$437,0001,366
Sale, conversion, retirement of capital stock, net$0419
Net operating income$880,6601,690
2002-12-31 (YTD Data)Rank
Total interest income$18,569,0001,654
Total interest expense$5,667,0002,000
Net interest income$12,902,0001,506
Provision for loan and lease losses$483,0002,432
Total noninterest income$5,419,000973
Gross Fiduciary activities income$409,000643
Service charges on deposit accounts$4,167,000388
Trading account gains and fees$0153
Additional Noninterest Income$843,0002,427
Total noninterest expense$12,007,0001,280
Salaries and employee benefits$6,191,0001,321
Premises and equipment expense$2,377,000916
Additional noninterest expense$3,439,0001,380
Pre-tax net operating income$5,831,0001,429
Securities gains (losses)$198,0001,180
Applicable income taxes$1,916,0001,332
Income before extraordinary items$4,113,0001,501
Extraordinary gains, net$070
Net income$4,113,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$502,0001,654
Cash dividends$1,607,0001,550
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,978,3601,494
2001-12-31 (YTD Data)Rank
Total interest income$20,426,0001,669
Total interest expense$8,738,0001,853
Net interest income$11,688,0001,517
Provision for loan and lease losses$669,0001,741
Total noninterest income$4,380,0001,109
Gross Fiduciary activities income$391,000663
Service charges on deposit accounts$3,330,000452
Trading account gains and fees$0177
Additional Noninterest Income$659,0002,667
Total noninterest expense$10,852,0001,351
Salaries and employee benefits$5,042,0001,502
Premises and equipment expense$2,460,000854
Additional noninterest expense$3,350,0001,394
Pre-tax net operating income$4,547,0001,577
Securities gains (losses)$155,0001,381
Applicable income taxes$1,271,0001,730
Income before extraordinary items$3,431,0001,553
Extraordinary gains, net$0105
Net income$3,431,0001,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,0001,519
Cash dividends$1,326,0001,830
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,317,8501,533
2000-12-31 (YTD Data)Rank
Total interest income$19,865,0001,747
Total interest expense$9,331,0001,853
Net interest income$10,534,0001,669
Provision for loan and lease losses$384,0002,351
Total noninterest income$3,987,0001,072
Gross Fiduciary activities income$316,000710
Service charges on deposit accounts$2,270,000590
Trading account gains and fees$0180
Additional Noninterest Income$1,401,0001,461
Total noninterest expense$10,200,0001,358
Salaries and employee benefits$4,869,0001,456
Premises and equipment expense$2,300,000866
Additional noninterest expense$3,031,0001,485
Pre-tax net operating income$3,937,0001,859
Securities gains (losses)$-53,0009,220
Applicable income taxes$767,0002,589
Income before extraordinary items$3,117,0001,683
Extraordinary gains, net$038
Net income$3,117,0001,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0001,696
Cash dividends$1,248,0001,926
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,159,4001,653
1999-12-31 (YTD Data)Rank
Total interest income$18,587,0001,744
Total interest expense$7,948,0001,886
Net interest income$10,639,0001,636
Provision for loan and lease losses$370,0002,232
Total noninterest income$3,017,0001,345
Gross Fiduciary activities income$323,000758
Service charges on deposit accounts$2,195,000598
Trading account gains and fees$0173
Additional Noninterest Income$499,0002,957
Total noninterest expense$9,960,0001,392
Salaries and employee benefits$4,740,0001,451
Premises and equipment expense$2,110,000955
Additional noninterest expense$3,110,0001,476
Pre-tax net operating income$3,326,0002,201
Securities gains (losses)$-2,0008,771
Applicable income taxes$784,0002,689
Income before extraordinary items$2,540,0002,072
Extraordinary gains, net$035
Net income$2,540,0002,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,0001,507
Cash dividends$1,170,0002,026
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,541,5202,040
1998-12-31 (YTD Data)Rank
Total interest income$17,836,0001,819
Total interest expense$7,554,0002,020
Net interest income$10,282,0001,660
Provision for loan and lease losses$171,0003,894
Total noninterest income$2,949,0001,365
Gross Fiduciary activities income$154,000919
Service charges on deposit accounts$2,214,000559
Trading account gains and fees$0224
Additional Noninterest Income$581,0002,696
Total noninterest expense$8,939,0001,480
Salaries and employee benefits$4,312,0001,523
Premises and equipment expense$1,756,0001,100
Additional noninterest expense$2,871,0001,504
Pre-tax net operating income$4,121,0001,769
Securities gains (losses)$22,0002,353
Applicable income taxes$1,187,0002,009
Income before extraordinary items$2,956,0001,784
Extraordinary gains, net$032
Net income$2,956,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,880
Cash dividends$1,170,0001,994
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,940,3801,717
1997-12-31 (YTD Data)Rank
Total interest income$16,631,0001,973
Total interest expense$6,909,0002,183
Net interest income$9,722,0001,789
Provision for loan and lease losses$444,0001,948
Total noninterest income$2,651,0001,416
Gross Fiduciary activities income$120,0001,011
Service charges on deposit accounts$1,988,000646
Trading account gains and fees$0239
Additional Noninterest Income$543,0002,673
Total noninterest expense$8,504,0001,545
Salaries and employee benefits$4,046,0001,622
Premises and equipment expense$1,725,0001,159
Additional noninterest expense$2,733,0001,568
Pre-tax net operating income$3,425,0002,196
Securities gains (losses)$-20,00010,368
Applicable income taxes$1,041,0002,354
Income before extraordinary items$2,364,0002,229
Extraordinary gains, net$044
Net income$2,364,0002,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0001,644
Cash dividends$612,0003,023
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,377,8002,156
1996-12-31 (YTD Data)Rank
Total interest income$15,323,0002,200
Total interest expense$6,087,0002,521
Net interest income$9,236,0001,941
Provision for loan and lease losses$365,0002,228
Total noninterest income$2,513,0001,544
Gross Fiduciary activities income$61,0001,196
Service charges on deposit accounts$1,919,000693
Trading account gains and fees$0262
Additional Noninterest Income$533,0002,799
Total noninterest expense$7,779,0001,825
Salaries and employee benefits$3,714,0001,780
Premises and equipment expense$1,506,0001,358
Additional noninterest expense$2,559,0001,975
Pre-tax net operating income$3,605,0002,000
Securities gains (losses)$-41,00010,965
Applicable income taxes$1,117,0002,133
Income before extraordinary items$2,447,0002,026
Extraordinary gains, net$053
Net income$2,447,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0001,925
Cash dividends$960,0002,223
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,475,2901,960
1995-12-31 (YTD Data)Rank
Total interest income$11,917,0002,808
Total interest expense$4,948,0003,054
Net interest income$6,969,0002,571
Provision for loan and lease losses$77,0005,197
Total noninterest income$1,849,0001,957
Gross Fiduciary activities income$46,0001,299
Service charges on deposit accounts$1,355,000986
Trading account gains and fees$0522
Additional Noninterest Income$448,0003,078
Total noninterest expense$6,195,0002,196
Salaries and employee benefits$2,930,0002,254
Premises and equipment expense$1,149,0001,756
Additional noninterest expense$2,116,0002,295
Pre-tax net operating income$2,546,0002,794
Securities gains (losses)$03,831
Applicable income taxes$790,0002,902
Income before extraordinary items$1,756,0002,805
Extraordinary gains, net$065
Net income$1,756,0002,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,468
Cash dividends$845,0002,329
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,756,0002,770
1994-12-31 (YTD Data)Rank
Total interest income$9,850,0003,068
Total interest expense$3,800,0003,218
Net interest income$6,050,0002,974
Provision for loan and lease losses$66,0005,441
Total noninterest income$1,375,0002,465
Gross Fiduciary activities income$36,0001,361
Service charges on deposit accounts$947,0001,421
Trading account gains and fees$0475
Additional Noninterest Income$392,0003,455
Total noninterest expense$4,595,0002,999
Salaries and employee benefits$2,138,0003,087
Premises and equipment expense$1,083,0001,887
Additional noninterest expense$1,374,0003,589
Pre-tax net operating income$2,764,0002,565
Securities gains (losses)$8,0002,362
Applicable income taxes$852,0002,623
Income before extraordinary items$1,920,0002,532
Extraordinary gains, net$0249
Net income$1,920,0002,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,814
Cash dividends$845,0002,191
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,914,4802,552
1993-12-31 (YTD Data)Rank
Total interest income$10,429,0002,975
Total interest expense$3,815,0003,302
Net interest income$6,614,0002,732
Provision for loan and lease losses$434,0002,324
Total noninterest income$1,095,0003,119
Gross Fiduciary activities income$32,0001,404
Service charges on deposit accounts$800,0001,715
Trading account gains and fees$0532
Additional Noninterest Income$263,0004,852
Total noninterest expense$4,501,0003,117
Salaries and employee benefits$2,128,0003,082
Premises and equipment expense$922,0002,222
Additional noninterest expense$1,451,0003,606
Pre-tax net operating income$2,774,0002,479
Securities gains (losses)$07,477
Applicable income taxes$756,0002,886
Income before extraordinary items$2,018,0002,490
Extraordinary gains, net$03,149
Net income$2,018,0002,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0002,722
Cash dividends$896,0001,961
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,018,0002,342
1992-12-31 (YTD Data)Rank
Total interest income$10,692,0003,272
Total interest expense$4,599,0003,570
Net interest income$6,093,0003,004
Provision for loan and lease losses$492,0003,038
Total noninterest income$1,101,0003,060
Gross Fiduciary activities income$26,0001,457
Service charges on deposit accounts$756,0001,789
Trading account gains and fees$0504
Additional Noninterest Income$319,0004,258
Total noninterest expense$4,269,0003,299
Salaries and employee benefits$1,945,0003,284
Premises and equipment expense$900,0002,305
Additional noninterest expense$1,424,0003,749
Pre-tax net operating income$2,433,0002,558
Securities gains (losses)$08,369
Applicable income taxes$702,0002,970
Income before extraordinary items$1,731,0002,654
Extraordinary gains, net$01,422
Net income$1,731,0002,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0003,473
Cash dividends$1,359,0001,191
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,731,0002,456

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.