Home > JCPenney National Bank > Assets and Liabilities
JCPenney National Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 69 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $626,739,000 | 798 |
| Cash and due from depository institutions | $4,675,000 | 2,753 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $862,000 | 11,162 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $599,865,000 | 588 |
| Loan loss allowance | $39,011,000 | 215 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $697,000 | 7,145 |
| Other real estate owned | $190,000 | 2,753 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $20,450,000 | 534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $626,739,000 | 798 |
| Total liabilities | $580,542,000 | 775 |
| Total deposits | $564,088,000 | 712 |
| Interest-bearing deposits | $539,416,000 | 658 |
| Deposits held in domestic offices | $564,088,000 | 704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,700,000 | 1,112 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,754,000 | 892 |
| Total equity capital | $46,197,000 | 996 |
| Total bank equity capital | $46,197,000 | 996 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $210,000 | 7,260 |
| Surplus | $27,450,000 | 709 |
| Undivided profits | $18,537,000 | 1,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,340,000 | 324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $232,000 | 7,936 |
| Earning assets | $600,727,000 | 766 |
| Long-term assets (5+ years) | $36,129,000 | 1,693 |
| Average Assets, year-to-date | $659,541,000 | 741 |
| Average Assets, quarterly | $640,376,500 | 779 |
| Volatile liabilities | $77,910,000 | 1,032 |
| Insider loans | $107,000 | 8,726 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,690,073,000 | 131 |
| Tier 1 (core) risk-based capital | $46,197,000 | 938 |
| Tier 2 risk-based capital | $8,008,020 | 536 |
| Total risk weighted assets | $609,638,320 | 575 |
| Total unused commitments | $2,690,073,000 | 131 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $683,531,000 | 772 |
| Cash and due from depository institutions | $4,681,000 | 2,981 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $961,000 | 11,649 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $658,122,000 | 548 |
| Loan loss allowance | $36,971,000 | 238 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $637,000 | 7,565 |
| Other real estate owned | $0 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $19,130,000 | 598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $683,531,000 | 772 |
| Total liabilities | $638,435,000 | 756 |
| Total deposits | $617,350,000 | 678 |
| Interest-bearing deposits | $592,371,000 | 616 |
| Deposits held in domestic offices | $617,350,000 | 668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $11,600,000 | 1,095 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $9,485,000 | 693 |
| Total equity capital | $45,096,000 | 1,032 |
| Total bank equity capital | $45,096,000 | 1,032 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $210,000 | 7,633 |
| Surplus | $27,450,000 | 713 |
| Undivided profits | $17,436,000 | 1,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,075,000 | 375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $269,000 | 7,593 |
| Earning assets | $659,083,000 | 741 |
| Long-term assets (5+ years) | $37,087,000 | 1,524 |
| Average Assets, year-to-date | $692,432,400 | 737 |
| Average Assets, quarterly | $675,203,000 | 767 |
| Volatile liabilities | $74,889,000 | 987 |
| Insider loans | $113,000 | 8,985 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,615,633,000 | 137 |
| Tier 1 (core) risk-based capital | $45,096,000 | 991 |
| Tier 2 risk-based capital | $8,677,130 | 514 |
| Total risk weighted assets | $665,876,630 | 542 |
| Total unused commitments | $2,615,633,000 | 137 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $755,586,000 | 707 |
| Cash and due from depository institutions | $4,649,000 | 2,740 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $1,001,000 | 12,320 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $729,605,000 | 478 |
| Loan loss allowance | $41,332,000 | 210 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $628,000 | 7,761 |
| Other real estate owned | $93,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $19,610,000 | 601 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $755,586,000 | 707 |
| Total liabilities | $703,538,000 | 703 |
| Total deposits | $684,882,000 | 613 |
| Interest-bearing deposits | $661,568,000 | 553 |
| Deposits held in domestic offices | $684,882,000 | 603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,015,000 | 3,334 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,000,000 | 1,914 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $13,641,000 | 505 |
| Total equity capital | $52,048,000 | 847 |
| Total bank equity capital | $52,048,000 | 847 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $210,000 | 8,070 |
| Surplus | $27,450,000 | 668 |
| Undivided profits | $24,388,000 | 959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,385,000 | 491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $252,000 | 7,415 |
| Earning assets | $730,606,000 | 662 |
| Long-term assets (5+ years) | $34,569,000 | 1,619 |
| Average Assets, year-to-date | $685,896,000 | 741 |
| Average Assets, quarterly | $736,434,000 | 716 |
| Volatile liabilities | $67,273,000 | 1,037 |
| Insider loans | $119,000 | 9,166 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,390,377,000 | 129 |
| Tier 1 (core) risk-based capital | $52,048,000 | 835 |
| Tier 2 risk-based capital | $9,643,370 | 459 |
| Total risk weighted assets | $739,780,870 | 477 |
| Total unused commitments | $2,390,377,000 | 129 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 66 | 3,187 |
| Assets and Liabilities | ||
| Total Assets: | $653,866,000 | 796 |
| Cash and due from depository institutions | $4,208,000 | 3,187 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $1,117,000 | 12,862 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $631,879,000 | 525 |
| Loan loss allowance | $35,496,000 | 247 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $646,000 | 7,828 |
| Other real estate owned | $11,000 | 3,187 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $13,005,000 | 796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $653,866,000 | 796 |
| Total liabilities | $609,695,000 | 787 |
| Total deposits | $580,874,000 | 719 |
| Interest-bearing deposits | $552,570,000 | 661 |
| Deposits held in domestic offices | $580,874,000 | 708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $12,700,000 | 954 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $16,121,000 | 467 |
| Total equity capital | $44,171,000 | 951 |
| Total bank equity capital | $44,171,000 | 951 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $210,000 | 8,487 |
| Surplus | $25,449,000 | 667 |
| Undivided profits | $18,512,000 | 1,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,579,000 | 657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $278,000 | 6,465 |
| Earning assets | $635,996,000 | 753 |
| Long-term assets (5+ years) | $33,113,000 | 1,749 |
| Average Assets, year-to-date | $618,027,800 | 812 |
| Average Assets, quarterly | $639,357,000 | 801 |
| Volatile liabilities | $51,633,000 | 1,174 |
| Insider loans | $220,000 | 8,075 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,780,740,000 | 131 |
| Tier 1 (core) risk-based capital | $44,171,000 | 916 |
| Tier 2 risk-based capital | $8,278,070 | 512 |
| Total risk weighted assets | $635,027,670 | 536 |
| Total unused commitments | $1,780,740,000 | 132 |
| Derivatives | $25,000,000 | 418 |
| 1992-12-31 | Rank | |
| # of Employees: | 67 | 3,200 |
| Assets and Liabilities | ||
| Total Assets: | $613,999,000 | 862 |
| Cash and due from depository institutions | $3,583,000 | 3,200 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $1,176,000 | 13,392 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $595,702,000 | 562 |
| Loan loss allowance | $32,466,000 | 274 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $632,000 | 8,042 |
| Other real estate owned | $111,000 | 3,200 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $12,795,000 | 841 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $613,999,000 | 862 |
| Total liabilities | $571,445,000 | 854 |
| Total deposits | $537,901,000 | 823 |
| Interest-bearing deposits | $521,872,000 | 746 |
| Deposits held in domestic offices | $537,901,000 | 813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $19,000,000 | 711 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $14,544,000 | 510 |
| Total equity capital | $42,554,000 | 928 |
| Total bank equity capital | $42,554,000 | 928 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $210,000 | 8,909 |
| Surplus | $25,449,000 | 645 |
| Undivided profits | $16,895,000 | 1,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,226,000 | 743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $295,000 | 6,595 |
| Earning assets | $596,878,000 | 813 |
| Long-term assets (5+ years) | $28,097,000 | 1,970 |
| Average Assets, year-to-date | $588,717,200 | 875 |
| Average Assets, quarterly | $597,506,500 | 875 |
| Volatile liabilities | $62,819,000 | 1,001 |
| Insider loans | $100,000 | 5,712 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,291,994,000 | 147 |
| Tier 1 (core) risk-based capital | $42,554,000 | 903 |
| Tier 2 risk-based capital | $7,642,460 | 543 |
| Total risk weighted assets | $586,573,560 | 580 |
| Total unused commitments | $1,291,994,000 | 147 |
| Derivatives | $25,000,000 | 389 |